Great Eastern Takaful

Our Corporate Profile Great Eastern Takaful Sdn Bhd

www.MedicalCardTakaful.com

Paving the way to a great and COLOURFUL life :

TAKAFUL FOR YOU & ME

Our Vision


Caring for your lifecycle needs with attractive and

affordable products

Experiencing great moments with us; delivering

our promises on time, all the time

To be the preferred partner for all stakeholders by

attracting and developing value-based talents

Our Missions


Values Our Definition

i Integrity Principle-centered, reliable and honest

G Groovy Cool, wonderful and fun

r Respect Value differences and treat each other well

E Empathy Caring and understanding

a Action Oriented “Go - getters” (proactive and get things done)

T Teamwork Support each other sincerely

Our Values


A joint venture between I Great Capital Holdings Sdn Bhd (i-Great)

and Koperasi Angkatan Tentera Malaysia Berhad (KATMB) formed

to transact and distribute Family Takaful products in Malaysia.

About Us


GEH

GELS

GEC

GETSB

KAT

100%

70% 30%

100%

100%

100%

MALAYSIA

SINGAPORE

Great Eastern Entities

GEH: Great Eastern Holdings

Ltd

GELS: Great Eastern Life

Assurance Co. Ltd

GEC: Great Eastern Capital (M)

Sdn Bhd

GELM: Great Eastern Life

Assurance (Malaysia) Bhd

i-GREAT: I Great Capital

Holdings Sdn Bhd

Koperasi Angkatan Tentera

Malaysia Berhad

Shareholding Structure

GELM i-GREAT


Datuk Kamaruddin Taib

Chairman Tan Sri Dato’ Nasrudin Bahari

Director Mrs Fang Ai Lian

Director

Dato Koh Yaw Hui

Director

Mej Jen (B) Dato’ Che

Hasni Che Ahmad

Director

Tn Hj Jamaluddin Masrin

Director

Mohamad

Salihuddin Ahmad

Director

Board of Directors


Dr. Wan Sabri Wan Yusuf Member

Associate Professor, IIUM

Dr. Ahmad Basri Ibrahim Chairman

Assistant Professor, IIUM

Dr. Akhtarzaite Abdul Aziz Member


Dr. Mohamad Sabri Zakaria Member


Dr. Mahamad Arifin Member


Dr. Siti Salwani Razali Member


Shariah Committee

Management Team 1. Mohamad Salihuddin Ahmad

Executive Director & Chief Executive Officer

2. Mohd Hafiz Johari

Head, Human Capital

3. Ariff Azhan Abd Ghani

Head, Agency Distribution

4. Syahriza Senan

Head, Risk Management & Compliance

5. Shapini Abdul Halim

Head, Legal & Secretarial

6. Wong Kang Yuan

Appointed Actuary

7. Zafri Ab Halim

Chief Financial Officer

8. Wan Ahmad Najib Wan Ahmad Lotfi

Head, Strategic Management & Shariah

9. Mohd Hanafi Mohd Isa

Head, Partnership Distribution

10. Md Hafidz Md Hamzah

Head, Investment


Awards and Achievements

THE ISLAMIC BUSINESS &

FINANCE 2011 AWARD

‘BEST NEW TAKAFUL OPERATOR’


Great Eastern Takaful Sdn Bhd (916257-H)

Head Office: Level 3, Menara Great Eastern, 303 Jalan

Ampang, 50450 Kuala Lumpur.

Mailing Address: Great Eastern Takaful Sdn Bhd,

P.O. Box 13042, 50796 Kuala Lumpur.

Tel: (603) 4259 8338

Fax: (603) 4259 8808

Careline: 1 300 13 8338

Email: [email protected]

Corporate Website: www.i-great.com

Customer Portal: www.igetintouch.com.my

Agency Portal: www.i-greatpartner.com.my

Corporate Song: Takaful You & Me

Contact Information


http://www.i-great.com/



http://www.igetintouch.com.my/

http://www.i-greatpartner.com.my/



Our Business

Great Eastern Takaful Sdn Bhd


A shariah-compliant plan that provides protection

against financial loss caused by fortuitous events

Family Takaful


Our Products, Beyond Protection

Spiritual

and

Legacy

Protection

Savings

Investment

Education

Retirement

Accident

Hospitalizations

Critical Illness


Pay premium to Insurance Company

Buy insurance

Participate in Takaful plan

Buy-sell contract

Tabarru’ contract

Insurance Company guarantees the policyholder

Participants guarantee each other

Fortunate many help the unfortunate few

Contribute to a fund managed by Takaful Operator

Similar but not the Same


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Similar but not the Same

Insurance Premium

Un

allo

cate

d

pre

miu

m

Allo

cate

d

pre

miu

m

Company TIV

Pro

fits

100%

Pays claims,

other expenses

and invest

Profits 100% Less: Insurance charge, policy fee

and fund management

charge

Invest

Invest


Similar but not the Same Takaful Contribution

Un

allo

cate

d

con

trib

uti

on

Allo

cate

d

con

trib

uti

on

Operator PUA

Pays

expenses Tabarru’ Fund

Less: Tabarru’

charge

Invest

Underwriting Surplus (After a suitable amount is held

back for contingency purposes)

UW

Su

rplu

s 5

0%

Pro

fit

10

0%

Pro

fit

10

0%

Less: Service charge and

fund management

charge

UW

Su

rplu

s 5

0%

Less: Claims


Tabarru’ ‘Filter’

Insurance

Takaful

Gha

rar

Mai

sir

Rib

a

Shariah Committee

Takaful removes objectionable elements Similar but not the Same


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Takaful Insurance

Contracts Donation and mutual

contract Mutual contract

Responsibility of Operator / Company

Pay claims from Tabarru’ funds

Pay claims from underwriting funds

Responsibility of certificate owner / policyholder

Contributions Premiums

Capital Participants’ funds Company’s funds

Investment Shariah compliant No restrictions so long being

prudent

Ownership of takaful / insurance funds

Belongs to Participants Belongs to Company

Takaful and Insurance

Shariah Compliant

Wakalah Ju’alah Model

Product Personalization

Hospitability

Unique Business Approach


Delighting YOU…Fully



Your Life Line From Cradle to Hereafter

RM

Birth Work Retire Death

Age 24 and

below

Age 25 to 34 Age 45 to 60 Age 60 and above Age 35 to 44


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Doing Good Deeds From Cradle to Hereafter

Living

Benefits

Eternal,

Spiritual

and Legacy

Benefits


Living Benefits

Lifestyle maintenance

Payment of medical fees

and treatment

Settle outstanding

financial obligations

Fulfilling spiritual

obligations

Funds for education expenses

Wealth creation

Living Benefits From Cradle to Hereafter


From Cradle to Hereafter Living Benefits

You are buying lesser cup of coffee with RM1….

Let’s hedge against lifestyle inflation!

• 4 cups of coffee

1970s

• 2 cups of coffee

1980s • 1 cup of

coffee

1990s

• ½ cup of coffee

Today




Lifestyle inflation


Coffee

Stall = RM1.20 Kopitiam = RM3.20

Coffee House = RM11.90

Nasi Lemak

Mamak = RM1.50

Restaurant = RM4.50

Hotel = RM15.00

Apartment

Kepong = RM200,000

Bukit Jalil = RM400,000

Mont Kiara = RM600,000


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Savings at the bank

$$$ Liquidity

Lifestyle maintenance From Cradle to Hereafter

Living Benefits

Investments $$$ Maximize

earned income

Takaful Protects

your future income

Immediate financial security


Luxury Style Comfort

Basic

Lifestyle maintenance From Cradle to Hereafter Living Benefits


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Payment of medical fees and treatment


Accidents

Hospitalization

Permanent

Disability

Today Tomorrow

Major Illness


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v

TOP 3 CAUSE OF DEATH

IN MALAYSIA 1. Cancer

2. Heart Diseases 3. Stroke

Lifestyle Hereditary

Payment of medical fees and treatment



Money Owed to Other

Individuals

Car Financing

Credit Cards

Personal Financing

Home Financing

Settle outstanding financial obligations



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Fulfilling spiritual obligations



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Area of Study

Bachelor Degree in Malaysia

Option 1 Option 2 Option 3

Local University in Malaysia Private University in Malaysia Private College

3+0 Foreign Degree Program

Business RM15,000 – RM30,000 (3 years)

RM30,000 - RM40,000 (3 years)

RM39,000 - RM52,000 (3 years)

Engineering RM20,000 – RM35,000 (4 years for Malaysian degree)

RM46,000 - RM52,000 (4 years for Malaysian degree)

RM45,000 - RM47,000 (3 years for UK degree)

IT RM18,000 – RM30,000 (3 years)

RM33,000 - RM43,000 (3 years)

RM33,000 - RM40,000 (3 years)

Medicine RM25,000 – RM35,000 (5 years)

RM250,000 - RM333,000 (5 years)

n/a

Source: StudyMalaysia.com Research Team in 2009

Funds for education expenses From Cradle to Hereafter

Living Benefits

Cost of education


“School fees for primary and secondary education range from RM15,000 to

RM17,000 p.a. with an average 10% increase in fees every 2 years”

Rina Thiagu-Kler, Marketing Manager of private school Sri KDU.

“The general increase cost for local studies is about 3% per year and foreign

about 5% and this applies to a general business degree of 3 years”

Mike Lee, Managing Director of CTLA Financial Planners Sdn. Bhd.

Source: The Star Online, September 18, 2010

Increasing cost of education

From Cradle to Hereafter Living Benefits Funds for education expenses


Source: Your Guide to University Cost, 6th Edition, Public Mutual Berhad



Today

• Tuition Fee = RM13,000 per year

• Living Expenses = RM10,000 per year

• Total Cost = RM92,000

15 Years Later

• RM165,687 • Based on 4%

Inflation Rates

Four years General Degree at Local University



Source: Your Guide to University Cost, 6th Edition, Public Mutual Berhad


Today

• Tuition Fee = RM39,000 per year

• Living Expenses = RM31,500 per year

• Total Cost = RM211,500

15 Years Later

• RM380,900 • Based on 4%

Inflation Rates • Exchange Rates

RM1 = A$3

Three years General Degree in Australia





When is the best time to start saving for your child’s education?

The 1st Best Time

• Before they were born

The 2nd Best Time

• When they are born

The 3rd Best Time

• Today!

If your child’s

cost of education

is RM380,900

in 15 years time,

monthly savings required

now is RM1093!*

Based on 8% return per year, FV = 380,900; N=15, Begin Mode




Higher education = better opportunity, brighter future

Alternatives Limitations

Savings & EPF Lack of discipline &

insufficient funds

Borrowings Limited resources &

repayment challenge

Scholarships Competitive &

employment bondage

Bank financing High interest and

repayment challenge

Work and study Distracted & longer

completion period

From Cradle to Hereafter Living Benefits Funds for education expenses


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Financial

Independence

PROTECTION

INCOME

INVESTMENT

EDUCATION RETIREMENT LIFESTYLE

HEALTH ASSETS

SAVINGS

Wealth creation From Cradle to Hereafter

Living Benefits



Living Benefits

Will you outlive your retirement fund OR your retirement fund will outlive you?

Monthly Expenses*

RM2,000

RM3,000

RM4,000

RM5,000

Your Retirement Fund

RM130,000

Years to Exhaust your Retirement Fund

5 years 5 months

3 years 7 months

2 years 8 months

2 years 2 months

*Assuming you maintain your lifestyle after retirement with zero inflation



Living Benefits

How much is enough to fund for 20 years of retirement?

Monthly Expenses

RM2,000

RM3,000

RM4,000

RM5,000

Retirement Funds Required at age 55*

RM735,994

RM1,103,992

RM1,471,989

RM1,839,986

*Assuming you maintain your lifestyle after retirement with 4% inflation

rates, retire at age 55 and funding for retirement for 20 years, Begin Mode


Long Vacation

Home Renovation

Purchase a Dream Car

Starting a Business

Buy a New Home


Living Benefits


Eternal Benefits

Contribute to help each other, you’ll

be rewarded

Settle outstanding financial debts

Payment of outstanding Zakat

Performance of the Badal Hajj

(if any)

Purchase of useful property for the

purpose of waqaf

Create legacy through Takaful

nominations

From Cradle to Hereafter Eternal Benefits



Contribute to help each other,

you’ll be rewarded


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Settle outstanding financial obligations

Ow

ners

hip

Ob

lig

ati

on

s

Shortfalls

Fin

al

Ex

pen

ses

Hou

seh

old

exp

ense

s

Deb

ts s

ettl

emen

t –

ban

ks

an

d

ind

ivid

uals

Ch

ild

’s

edu

cati

on

Savin

gs

EPF

Inves

tmen

ts

Ass

ets

Up

on

death

…



Payment of outstanding Zakat


‘Mr. NO Takaful’


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Performance of Badal Hajj (if any)







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Takaful Planning At the Early Stage

It is less costly when you are…

Healthy

Earning

Young


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Do not let

the unexpected stall your life



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Total peace of mind!



Our Products



TAKAFUL for all

i-Great Amal Perform the pilgrimage without

worrying about your finances

and protection needs.

We provide protection for You!


Why i-Great Amal?

A Muslim must submit his total

mind, body and soul while

performing Hajj or Umrah; and

leave material thoughts and

worries behind.

Muslims now can perform the

5th pillar of Islam without

worrying about their finances

and protection.

Be rest assured. Be worry free.

Perform your Ibadah with total peace of mind.


An affordable Family Takaful

term plan that will help you to

manage your finances and

provide protection for you

while you are on your journey

to fulfill your spiritual

obligation.

Why i-Great Amal? Be rest assured. Be worry free.

Perform your Ibadah with total peace of mind.


Key

Propositions

Cover You upon

Unexpected Events

Extra Benefits to Sparkle

your Journey

Adha Benefit

Pays You upon Maturity

Rewards you with Underwriting Surplus and

Investment Profit

Enjoy Tax Relief

About Great Amal


Regular contribution term Takaful plan

Available to all Muslim participants/person covered

Covers up to age next birthday 70 or term 50 years, whichever earlier

About i-Great Amal


Death Benefit

Total and Permanent Disability (TPD) Benefit

Double Indemnity while Performing Hajj/Umrah

Benefit

Cash for Performing Hajj/Umrah Benefit

Badal Hajj Benefit

Adha Benefit

Compassionate Benefit

Maturity Benefit

Benefits of i-Great Amal


5

Cash Benefit for

Performing Hajj / Umrah

(after 5 years) = RM800

Total Contribution Paid

= RM6425

End of

Certificate

year

10

Adha Benefit (after

10 years) = RM500

or 1 part of Qurban

Total Contribution

Paid = RM12,850

PIA RM49,654

AND

plus RM2K if yet to

claim under Cash

Benefit for

Performing Hajj /

Umrah

plus RM500 Adha

Benefit if yet to claim

Total Contribution

Paid = RM38,550

30

Death/TPD at age 50

= RM86,716

(BSC RM50K + PIA RM36,716)

AND

plus RM2K Compassionate Benefit

(paid in advance)

minus Badal Hajj RM3K

plus RM800 if yet to claim under

Cash Benefit for Performing Hajj /

Umrah

plus RM500 Adha Benefit if yet to

claim and die after 10 years

Total Contribution Paid = RM32,125

25 21

Cash Surrender Value = RM27,445


Male ANB 25, non smoker, class 1,

BSC RM50K, 30 years term, contribution RM1,285 per

year, GETBIS projections based on Scenario 2 (5%) Package 1

5

Cash Benefit for




= RM8,065

End of

Certificate

year

10

Adha Benefit (after

10 years) = RM500

or 1 part of Qurban

Total Contribution

Paid = RM16,130

PIA RM50,419

AND

plus RM2K if yet to

claim under Cash

Benefit for

Performing Hajj /

Umrah

plus RM500 Adha


Total Contribution

Paid = RM48,390

30

Death/TPD at age 50

= RM96,184


AND


(paid in advance)


plus RM800 if yet to claim under

Cash Benefit for Performing Hajj /

Umrah




28 25



Male ANB 35, non smoker, class 1,

BSC RM50K, 30 years term, contribution RM1,613 per

year, GETBIS projections based on Scenario 2 (5%)

Package 2

5

Cash Benefit for




= RM5,782.50

End of

Certificate

year

10

Adha Benefit (after

10 years) = RM500

or 1 part of Qurban

Total Contribution

Paid = RM11,565

PIA RM47,038

AND

plus RM2K if yet to

claim under Cash

Benefit for

Performing Hajj /

Umrah

plus RM500 Adha


Total Contribution

Paid = RM34,695

30

Death/TPD at age 50

= RM34,356


AND


(paid in advance)


plus RM800 if yet to claim under Cash

Benefit for Performing Hajj / Umrah



Total Contribution Paid = RM28,912.50

25 21



Female ANB 25, non smoker, class 1,

BSC RM50K, 30 years term, contribution RM1,156.50

per year, GETBIS projections based on Scenario 2 (5%) Package 3

5

Cash Benefit for




= RM7,257.50

End of

Certificate

year

10

Adha Benefit (after

10 years) = RM500

or 1 part of Qurban

Total Contribution

Paid = RM14,515

PIA RM50,691

AND

plus RM2K if yet to

claim under Cash

Benefit for

Performing Hajj /

Umrah

plus RM500 Adha


Total Contribution

Paid = RM43,545

30

Death/TPD at age 50

= RM88,911


AND


(paid in advance)


plus RM800 if yet to claim under Cash

Benefit for Performing Hajj / Umrah




25 22



Female ANB 35, non smoker, class 1,

BSC RM50K, 30 years term, contribution RM1,451.50

per year, GETBIS projections based on Scenario 2 (5%) Package 4


i-Great Damai Enjoy the finer things in life

with affordable

comprehensive protection.


Living life to the fullest is about

achieving all that you can.

You want the freedom to meet

your expectations in life without

worrying about the future.

You want the opportunity to

realize these goals while staying

protected, financially and

medically.

Why i-Great Damai? Live life to the fullest


Introducing i-Great Damai, an

affordable investment-linked

Family Takaful plan that shields

you against the unexpected and

helps you kick-start your goals

with a peace of mind.

Why i-Great Damai? Live life to the fullest


Key

Propositions

Work Smarter Not Harder

We Care for you and your Loved Ones

Bereavement Benefits for your Extra Coverage

Enhance your Protection

Flexibility to Decide on

Protection and Contribution

Levels

Several Choices of

Funds

Rewards you with Underwriting

Surplus and Investment Profit

Pays you upon Maturity

Enjoy Tax Relief

About i-Great Damai


Regular contribution investment-linked Family Takaful plan

Covers up to age next birthday 99

About i-Great Damai


Benefits of i-Great Damai

Death Benefit

Total & Permanent Disability

(TPD) Benefit

Bereavement Benefit

Maturity Benefit


i-Great Damai: Additional Coverage

Accident Rider i-ADD, i-AMR, i-CABX

Dread Disease/Critical Illness Rider

i-CIBR and i-EPCC

Medical Riders i-HB and i-Medik

Contributor Riders i-CB and i-CBP

Provider Riders i-PDD, i-PTPD and i-PP

Other Rider – Disability Income Rider

i-GI





i-GI



i-CIBR and i-EPCC


Male ANB 5, non-smoker, class 1,

contribution RM150 per month

Plan Coverage

i-Great Damai RM50,000

i-Medik i-M200

i-Contributor Benefit Plus (i-CBP) RM1,800

Fund: Dana i-Mekar

Package 1 Gen-Z Protection Plan

i-Great Damai


For illustration purposes only; actual claim scenario may vary. Subject to term & conditions.

Events What do I get? From which plan?

Death RM2,000 Bereavement Benefit + RM50,000 + Value of units

• i-Great Damai

Total and Permanent Disability (TPD)

RM50,000 • i-Great Damai

Hospitalisation R&B up to RM200 & other i-Medik benefits

• i-Medik

Weekly Indemnity RM50 per day if confined at Malaysian Government Hospital

• i-Medik

Death / Total and Permanent Disability (TPD) / Critical Illness (CI) of the Contributor

Contribution will be waived for i-Medik, investment/saving continues

• i-CBP

Package 1 Gen-Z Protection Plan





i-GI



i-CIBR and i-EPCC




Plan Coverage


i-Critical Illness Benefit Rider (i-CIBR) RM50,000

i-Medik i-M200

i-Comprehensive Accident Benefit

Xtra (i-CABX)

RM50,000

i-Provider Plus RM1,800

Fund: Dana i-Mekar

Package 2 Gen-Y Protection Plan

i-Great Damai




Death RM2,000 Bereavement Benefit + RM50,000 + Value of units • i-Great Damai

Accidental Death RM2,000 Bereavement Benefit + RM50,000 + Value of units + RM50,000 (claim will be 200% if accidental death occurs in double indemnity situation) + 5% increase in rider coverage annually + RM2,500 compassionate allowance

• i-Great Damai

• i-CABX

36 Critical Illness RM50,000 + contribution will be waived for i-Medik, i-CIBR and i-CABX, investment/saving continues

• i-CIBR

• i-PP


RM50,000 + RM50,000 if due to accident + 5% increase in rider coverage annually + contribution will be waived for i-Medik, i-CIBR and i-CABX, investment/saving continues

• i-Great Damai

• i-CABX

• i-PP

Accidental Injury Amount payable depending on types of injury as in the dismemberment table • i-CABX

Hospitalisation R&B up to RM200 & other i-Medik benefits or

RM1,250 per accident

• i-Medik or CABX


RM150 per week if confined at Malaysian Government Hospital

RM375 per week if Temporary Total Disability

RM87.50 per week if Temporary Partial Disability

• i-Medik • i-CABX

Package 2 Gen-Y Protection Plan





i-GI



i-CIBR and i-EPCC




Plan Coverage



i-Early Payout CriticalCare (i-EPCC) RM50,000

i-Medik i-M200


Xtra (i-CABX)

RM50,000

i-Provider Plus RM2,400

Fund: Dana i-Majmuk

Package 3 Gen-X Protection Plan

i-Great Damai






• i-Great Damai

• i-CABX

36 Critical Illness RM50,000 + contribution will be waived for i-Medik, i-CIBR, i-EPCC and i-CABX, investment/saving continues

• i-CIBR

• i-PP

30 Conditions covered at 10%, 25% and 50%

Amount payable depending on severity levels of the illnesses • i-EPCC


RM50,000 + RM50,000 if due to accident + 5% increase in rider coverage annually + contribution will be waived for i-Medik, i-CIBR, i-EPCC and i-CABX, investment/saving continues

• i-Great Damai

• i-CABX

• i-PP




• i-Medik or CABX






Package 3 Gen-X Protection Plan





i-GI



i-CIBR and i-EPCC




Plan Coverage



i-Early Payout CriticalCare (i-EPCC) RM30,000

i-Medik i-M200


Xtra (i-CABX)

RM30,000

i-Provider Plus (i-PP) RM3,600

Fund: Dana i-Makmur

Package 4 Baby-Boomers Protection Plan

i-Great Damai






• i-Great Damai

• i-CABX

36 Critical Illness RM50,000 + contribution will be waived for i-Medik, i-CIBR, i-EPCC and i-CABX, investment/saving continues

• i-CIBR

• i-PP

30 Conditions covered at 10%, 25% and 50%

Amount payable depending on severity levels of the illnesses • i-EPCC


RM50,000 + RM30,000 if due to accident + 5% increase in rider coverage annually + contribution will be waived for i-Medik, i-CIBR, i-EPCC and i-CABX, investment/saving continues

• i-Great Damai

• i-CABX

• i-PP




• i-Medik or CABX






Package 4 Baby-Boomers Protection Plan


i-Great Abadi Protection that builds

your wealth

for future generation.


Why i-Great Abadi? Make money now and forever

You want your money to work hard

for you to provide financial security

for you and your loved ones.

Whether it’s a personal pursuit,

getting your dream home, or

saving for your children’s future, you need a plan that is as serious

as you are when it comes to

building your wealth.


Why i-Great Abadi? Make money now and forever

A Takaful plan that helps

you to steer towards these

goals by allocating high

contribution for investment

and protects you at the

same time.


Key

Propositions

We are Here to Help you

Flexibility to Top-up your Investment

Value

We Care for you and your Loved Ones

Accidental Death Benefit (ADB) Adds to

Your Protection

Options to Enhance your

Protection

Several Choices of

Funds

Rewards you with Underwriting

Surplus and Investment Profit

Pays you upon Maturity

Enjoy Tax Relief

About i-Great Abadi



Covers up to age next birthday 99

About i-Great Abadi


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Benefits of i-Great Abadi

Death Benefit

Total & Permanent

Disability (TPD) Benefit

Accidental Death Benefit

(ADB)

Enhanced Allocation

Maturity Benefit


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i-Great Abadi: Additional Coverage






Male ANB 30, non smoker, class 1, contribution RM500 per month, GETBIS projections based on Scenario Y (High)

Plan Coverage

i-Great Abadi RM10,000


Fund: Dana i-Mekar

Package 1 Advanced Savings Plan

Cash Value

10 years RM78,646

20 years RM227,912

30 years RM398,715

i-Great Abadi




Male ANB 40, non smoker, class 1, contribution RM750 per month, GETBIS projections based on Scenario Y (High)

Plan Coverage



Fund: Dana i-Majmuk

Package 2 Pro Savings Plan

Cash Value

10 years RM109,894

20 years RM298,465

30 years RM500,534

i-Great Abadi




Male ANB 50, non smoker, class 1, contribution RM1,000 per month, GETBIS

projections based on Scenario Y (High)

Plan Coverage



Fund: Dana i-Makmur

Package 3 Senior Savings Plan

Cash Value

10 years RM132,279

20 years RM336,740

30 years RM562,882

i-Great Abadi


i-Great Iqra’ Beyond Boundaries.


Why i-Great Iqra’ ? Plan for a better tomorrow

As parents, we are always on the

lookout for ways to build a better

life for our young ones, but one

thing is for sure, education is always the priority no matter

where we come from.

A strong and solid foundation will

enable our children to chart their way through their course of life.


About i-Great Iqra’

Key Propositions

Savings for your Child's Education

Protection for your Beloved

Child

Extra Protection

Flexible Coverage Term

More Flexibilities

Choices of Funds

Underwriting Surplus and

Investment Profit

Tax Relief

Reward on your Child’s

Performance

Beyond Boundaries



Matures up to age next birthday 25

Minimum 8 years term

About i-Great Iqra’


Benefits of i-Great Iqra’

Death Benefit

Total and Permanent Disability

(TPD) Benefit

Excellent Achiever Rewards

Maturity Benefit


i-Great Iqra’: Additional Coverage

i-Early Payout CriticalCare (i-EPCC)

i-Contributor Benefit Plus (i-CBP)

i-Critical Illness Benefit Rider (i-CIBR)

Basic Plan i-Great Iqra’


PUA RM37,787

Total Contribution

Paid = RM24,000

11

Excellent Achiever

Rewards

UPSR: Max RM350

Total Contribution

Paid = RM13,200

End of

certificate

year

Death/TPD at age20

= RM84,327

(BSC RM50K + PUA RM34,327)

Total Contribution Paid =

RM22,800

20 19

Excellent Achiever

Rewards

PMR: Max RM450


= RM16,800

14 17

Excellent Achiever

Rewards

SPM: Max RM500


= RM20,400

Child ANB 1, Contributor Male ANB 30, BSC

RM50K, 20 years term, contribution RM1,200 per

year, i-CBP attached, GETBIS projections based

on Scenario Y (9%), 100% Dana i-Mekar

Package 1


PUA RM77,394

Total Contribution

Paid = RM48,000

7

Excellent Achiever

Rewards

UPSR: Max RM350

Total Contribution

Paid = RM16,800

End of

certificate

year

Death/TPD at age24

= RM170,289

(BSC RM100K + PUA RM70,289)

Total Contribution Paid =

RM45,600

20 19

Excellent Achiever

Rewards

PMR: Max RM450


= RM24,000

10 13

Excellent Achiever

Rewards

SPM: Max RM500


= RM31,200

Child ANB 5, Contributor Male ANB 35, BSC

RM100K, 20 years term, contribution RM2,400 per

year, i-CBP attached, GETBIS projections based

on Scenario Y (9%), 100% Dana i-Mekar

Package 2


“All rights reserved. This presentation material is solely for the use of authorized agents of Great Eastern Takaful Sdn Bhd.

It is provided in order to assist the agent in the agent’s marketing presentation on i-Great products whilst soliciting

business with certificate holder and other potential customers for the Company. Except for the purpose stated herein, no

part of this publication may be reproduced, circulated or transmitted in any form or by any means or stored in any

retrieval system of any nature, without prior written permission from Great Eastern Takaful Sdn Bhd.

This information is correct as at February 2012.”

Documents

Great Eastern Takaful