April 2020

There are many ways to teach your children good money sense. This month we’ve included a flyer with tips and advice on raising money-smart kids. Bottom line: Experience is the best teacher, so have your children learn by doing.

The Goldberg family spent the last few weeks reflecting on the importance of family and friends. Our days were spent continuing our work in office and school work from home. Our evenings were spent having family dinners, watching movies and getting in a few hikes/walks with our family dog. There is always a silver lining and it’s up to each of us to find it.

We have entered an unpleasant time in our world right now. With the market fluctuating on a daily basis and the unknown regarding COVID-19, I think we try to use this time to find the good. Rather than using the words “I’m required to spend…” maybe change our thought to “I get to spend..” It has changed my mentality during this whole endeavor. I’ve spent the past few weeks talking with my family, learning more about them, and finding out even more reasons to love them. I’m not sure how this will all end or when it will but we will get through it. Stay safe and remember we’re here to help in any way we can.

Raymond James & Associates, Inc., member New York Stock Exchange/SIPC

Certified Financial Planner Board of Standards, Inc. owns the certification mark CFP®, CERTIFIED FINANCIAL PLANNER™

and federally registered in the U.S.

G&R FAMILY WEALTH MANAGEMENT

OF RAYMOND JAMES

G&R Family Wealth Management

of Raymond James

9999 Carver Rd, Ste 150

Cincinnati, OH 45242

O 513 762 5150

T 866 266 3302

F 833 739 8788

grfamilywealthmanagement.com

Our mission is to provide

customized wealth

management services to open-

minded individuals who respect

and value professional advice

and are focused on building,

managing and maintaining their

wealth.

For our clients who prefer electronic delivery, be sure to also opt-in for ‘other documents’ in Client Access to make sure you’re set up to receive all correspondence electronically.

Matt wants to start off saying he hopes everyone is staying safe through these uncharted waters. He is scheduled to move to a new apartment in downtown Cincinnati middle of April so he is praying for a smooth transition. He is ready for warmer weather to be here and for the country to get back to a sense of normalcy.

G&R Family Wealth Management

of Raymond James

9999 Carver Rd, Ste 150

Cincinnati, OH 45242

O 513 762 5150

T 866 266 3302

F 833 739 8788

grfamilywealthmanagement.com

MARK YOUR CALENDAR

Monday, June 15: The

deadline for U.S. citizens

abroad to file tax returns.

Second quarter estimated

tax payments also due if

required.

Wednesday, July 1: Parents

and students might want to

make note of deadlines ofr

scholarship applications and

paid internships in July

Friday, July 3:

Independence Day

(Observed). The stock

market and Raymond James

offices will be closed.

Easy Ways to Add a Little More Joy to Your Day Start your day off on the right foot Have something to look forward to. This can be anything, from lunch plans with a friend to your favorite cup of coffee. Cross a dreaded task off your to-do list. The earlier you do it, the better, as your willpower is at its strongest in the morning. Feel a sense of purpose. Think about how your day-to-day work impacts the lives of others. Ask yourself, “How is the work I’m doing helping someone down the road? What meaning can I find here?” Say thank you. Help others feel appreciated and boost your own mood by actively practicing gratitude. Kiss (or hug) someone you love. Psychologists believe that starting the day with affection can help foster a positive attitude and, in turn, a healthier lifestyle. What’s more, a 10-year psychological study concluded that men who kiss their wives before work live five years longer, make 20-30% more money and are 50% less likely to get in a car accident. End your evening on a good note Let go of work. Make a to-do list for the next day and include notes on how you’ll tackle each task. Once done, make sure to disconnect. Turn your Tuesdays into Saturdays. Studies show what we most treasure about weekends is extra time with those we love, so schedule weeknight plans with family or friends. Practice. Instead of spending your evening watching TV, a habit that’s been linked to lower life satisfaction, try practicing something you enjoy, such as knitting, creative writing or Sudoku. Remember the good. Write down at least three good things that happened during the day, including why they were good. Dim the lights. Ease into a good night’s sleep by turning off your smartphone and computer screens an hour before bedtime. Using a smartphone for 10 minutes is the equivalent of spending an hour in bright daylight. Don’t go to bed angry. Instead, aim to go to bed feeling grateful.

Sources: bakadesuyo.com; Time magazine; Journal of Personality and Social Psychology