To make people healthier and enhance and protect their
lives
Slide 3
DISCOVERY 2015 Intuitive & accessible
Slide 4
DISCOVERY 2015 Intuitive & accessible The highest levels of
financial security in the industry and a full spectrum of plan
options to meet your needs and offer excellent value for money
Slide 5
AS THE LARGEST MEDICAL SCHEME IN SOUTH AFRICA, DISCOVERY OFFERS
YOU STABILITY AND CERTAINTY Number of lives covered
Slide 6
YOU HAVE COMPLETE PEACE OF MIND THAT THERE IS SUFFICIENT
RESERVES TO PAY YOUR CLAIMS Member reserves (Rbillion)Global Credit
Rating Source: DHMS data, 2013 competitor financials; *As at 31
July 2014 During 2013, DHMS added more to reserves than the next 9
largest schemes combined *Under review DHMS has been awarded the
highest possible credit rating for 14 consecutive years AA + AA AA
- A+A+ A A-A- BBB + BBB BBB - Discovery Health Medical Scheme
Medihelp | Fedhealth | Medshield* Bonitas | Momentum Liberty
Resolution GCR ratingMedical Schemes
Slide 7
DISCOVERY HEALTHS NETWORK FOOTPRINT RESULTS IN COMPREHENSIVE
BENEFIT COVERAGE DHMS overall cover ratio maintained over timeDHMS
cover ratio 2013 200 8 96.8% 2009 96.9% 2010 97.1% 2011 97.1% 201 2
96.9 % 2013 96.9% KeyCar e 94.6% Essentia l 95.3% Coastal 93.4%
Executiv e 99.5% Classic 98.3%
Slide 8
Driver Inflation %Comments CONTRIBUTION INCREASE FOR 2015
MAINTAINS AFFORDABILITY Tariff for hospitals, healthcare
professionals and medicines Average 6.5% Overall medical inflation
9% - 11% Headline increase of 9.9% Demographic and utilisation
changes 2.9% - 3.9% Admin and managed care fees minus 0.4% Fees
paid by the scheme increase by less than CPI, reducing the overall
required contribution increase Maintain benefits Enhance benefits
Growth
Slide 9
2015 CONTRIBUTION INCREASE SeriesPlanTotal contributions Main
member + adult Main member + adult + child Main member + adult + 2
children Main member + adult + 3 children Executive 10.9%
Comprehensive Classic Comprehensive9.9% Classic Comprehensive Zero
MSA 9.9% Classic Delta Comprehensive9.9% Essential
Comprehensive9.9% Essential Delta Comprehensive9.9% Priority
Classic Priority9.9% Essential Priority9.9% Saver Classic Saver9.9%
Classic Delta Saver9.9% Essential Saver9.9% Essential Delta
Saver9.9% Coastal Saver9.9% Core Classic Core9.9% Classic Delta
Core9.9% Essential Core9.9% Essential Delta Core9.9% Coastal
Core9.9% KeyCare KeyCare Plus8.7% KeyCare Access9.7% KeyCare
Core8.6%
Slide 10
Average excl DHMS: 4.4% DHMS CONTRIBUTION INCREASES REMAIN THE
LOWEST OVER TIME Contribution increases relative to CPI 2008 -
2015
Slide 11
Average contribution rates for a principal member Low
incomeHospitalLimited day-to- day Extensive day-to- day Source:
Published contributions for 2015; Assumed that historical
differential above CPI maintained in 2015 for other schemes DHMS
CONTRIBUTIONS REMAIN COMPETITIVE IN ALL SEGMENTS
Slide 12
PLAN OPTIONS TO MEET ALL FINANCIAL NEEDS Monthly premiums for a
principal member
Slide 13
DISCOVERY HEALTH MEDICAL SCHEME OFFERS YOU AN EXTENSIVE PRODUCT
PLATFORM HOSPITAL COVER CHRONIC ILLNESS COVER SCREENING AND
PREVENTION YOUR MEDICAL SAVINGS ACCOUNT INB EXTENDS MEMBERS
DAY-TO-DA COVER FOR ESSENTIAL HEALTHCARE SERVICES ATB FURTHER
EXTENDS DAY-TO-DAY COVER There is no overall limit on any Discovery
Health Medical Scheme plan. Members can go to any private hospital
on most plans All Discovery Health Medical Scheme plans cover
approved medicine for the Prescribed Minimum Benefit conditions. We
pay for approved medicines that are on the Schemes medicine list in
full We pay members day-to-day medical expenses from Medical
Savings Account on Executive, Comprehensive, Priority and Saver
Series. Any unused funds are carried over to the next year Members
have access to services such as GP consultations, blood tests,
day-to-day cost-effective medicine, maternity costs and durable
external medical items from INB from a provider in the DHMS network
The Executive, Comprehensive and Priority plans include an ATB
Benefit that gives further day-to-day cover once members claims add
up to a set amount.
PLAN RANGE I EXECUTIVE PLAN Unlimited cover in any private
hospital, Including ward cover Guaranteed full cover in hospital
for specialists on a payment arrangement, and up to 300% of the
Discovery Health rate for other specialists Full cover for chronic
medicine for all Chronic Disease List conditions; plus some
additional chronic conditions, plus access to an exclusive list of
brand medicines The highest savings account and unlimited Above
Threshold Benefit for your day-to-day healthcare needs Additional
cover when Medical Savings Account runs out for GP consultations,
preferred medicine, blood tests, maternity costs and some durable
external medical items Access to specialised, advanced medical care
in South Africa and abroad Cover for medical emergencies when
travelling
Slide 16
PLAN RANGE I COMPREHENSIVE SERIES Unlimited private hospital
cover Guaranteed full cover in hospital for specialists on a
payment arrangement, and up to 200% of the Discovery Health rate
for specialists on Classic Plans and 100% on Essential plans for
other healthcare professionals Full cover for chronic medicine for
all Chronic Disease List conditions plus some additional chronic
conditions A high savings account as well as unlimited Above
Threshold Benefit for your day-to-day healthcare needs Additional
cover when your Medical Savings Account runs out for GP
consultations, preferred medicine, blood tests, maternity costs and
some durable external medical items Access to specialised, advanced
medical care in South Africa and abroad Cover for medical
emergencies when travelling
Slide 17
PLAN RANGE I PRIORITY SERIES Unlimited cover in any private
hospital Guaranteed full cover in hospital for specialists on a
payment arrangement, and up to 200% of the Discovery Health rate
for specialists on Classic Plans and 100% on Essential plans for
other healthcare professionals Full cover for chronic medicine for
all Chronic Disease List conditions A savings account and limited
Above Threshold Benefit for your day-to-day healthcare needs
Additional cover when your Medical Savings Account runs out for GP
consultations, blood tests, maternity costs and some durable
external medical items Cover for medical emergencies when
travelling
Slide 18
PLAN RANGE I SAVER SERIES Unlimited private hospital cover
Guaranteed full cover in hospital for specialists on a payment
arrangement, and up to 200% of the Discovery Health rate for
specialists on Classic Plans and 100% on Essential and Coastal
plans for other healthcare professionals Full cover for chronic
medicine for Chronic Disease List conditions A savings account for
your day-to-day healthcare needs Additional cover when your Medical
Savings Account runs out for GP consultations and maternity costs
Cover for medical emergencies when travelling
Slide 19
PLAN RANGE I CORE SERIES Unlimited private hospital cover
Guaranteed full cover in hospital for specialists on a payment
arrangement, and up to 200% of the Discovery Health rate for
specialists on Classic Plans and 100% on Essential and Coastal
plans for other healthcare professionals Full cover for chronic
medicine for Chronic Disease List conditions when you use MedXpress
Cover for medical emergencies when travelling
Slide 20
PLAN RANGE I KEYCARE SERIES Screening and prevention Day-to-day
medical care Chronic Illness Benefits Planned hospital care
Critical hospital care KeyFit Unlimited hospital cover in the
KeyCare network of hospitals Guaranteed full cover in hospital for
specialists on the KeyCare network, and up to 100% of the Discovery
health Rate for other professionals Essential cover for chronic
medicine on our list for Chronic Disease list conditions Unlimited
cover for medically appropriate GP consultations, blood tests,
x-rays or medicine in our KeyCare network on the Keycare Plus and
KeyCare Access Plans
Slide 21
THE GUARANTEE OF FULL COVER Our comprehensive networks of
healthcare providers, combined with our unique self-service tools
means you can avoid co-payments Use a GP or a specialist who we
have a payment arrangement with Use a network provider to access
the Insured Network Benefit Use our preferred medicine Use our
extensive hospital networks Members are covered in full when they
use a network hospital on plans that offer a defined network of
hospitals Members have cover for unlimited GP consultations, blood
tests, preferred day-to-day medicine and certain durable external
medical items Members have access to a broad range of GP and
specialist who we have payments arrangements with, which provide
full cover both in and out of hospital All Discovery Health members
have access to a comprehensive list of medicines which are covered
in full. 1 2 3 3
Slide 22
YOU WILL HAVE ACCESS TO A RANGE OF EXCLUSIVE DISCOUNTS THROUGH
DISCOVERY HEALTHS PARTNERSHIPS 10% back on over 12,000 HealthyCare
items Save up to 20% on frames and lenses through our optometry
network Optometry network Save up to 25% on umbilical cord blood
and tissue stem cell cryogenics and preservation with Netcells
Biosciences and HealthyCareOptometryCryogenics Vitality members get
up to 25% back
Slide 23
THE HEALTHYCARE BENEFIT HAS BEEN ENHANCED FOR DHMS MEMBERS Up
to 25% cashback on Schedule 1 and 2 medicines 2014
MEDSAVERCHRONICARE 25% cashback on ChroniCare items Available to
all DHMS members Available to DHMS members registered for CIB
Over-the-counter medicine Baby care Dental care Eye careFoot care
Sun care Clinic services Chronic care Fitness and wellbeing Self
care Emergency care Products to stop smoking 2015 Vitality members
get up to 25% back through HealthyCare AND 10% back on over 12,000
HealthyCare items:
Slide 24
TECHNOLOGY IS PLAYING AN INCREASINGLY IMPORTANT ROLE IN
INCENTIVISING AND MONITORING PHYSICAL ACTIVITY More members
reaching 10 000 steps because of Vitality incentives Real-time
measurement changes behaviour Incentives encourage members to
increase and maintain physical activity Members who use these
devices are healthier
Slide 25
WIDE RANGE OF DEVICES FitbitFitbugJawbonePolarGarminiHealth
R750 CLAIM UP TO from day-to-day benefits with 100% accumulation
FUNDING FOR WEARABLE HEALTH AND FITNESS DEVICES Vitality members
get up to 25% back through HealthyCare
Slide 26
THE DISCOVERY HEALTH MEDICAL SCHEME OFFERING Intuitive &
accessible Access to extensive care, support and the latest medical
technologies when you need it most
Slide 27
YOU WILL HAVE THE BEST ACCESS TO MEDICAL COVER AND SUPPORT BOTH
IN-AND-OUT OF SOUTH AFRICA Medical Liaison Managers International
Travel Benefit Cover for medical emergencies while overseas Africa
Benefit Evacuation to SA for emergencies Emergency HealthID
Emergency support Trauma support International second opinion
HomeCare Quality, home-based care Personal Health Programmes
Slide 28
APPROPRIATE BENEFIT DESIGN ALLOWS UNLIMITED COVER IN AREAS WITH
GREATEST CLINICAL NEED Oncology benefit and key metrics Appropriate
benefit design allows unlimited cover in areas with greatest
clinical need Unlimited oncology cover on all plans Access to the
latest treatment protocols and technologies Ongoing care and
support through Oncology Liaison Managers and Cancer Coaches 30
000+ DHMS members receiving treatment for cancer 98.8% Oncology
claimants covered in full R930 million Annual spend on oncology
benefit
Slide 29
DISCOVERY PERSONAL HEALTH PROGRAMMES FOR MEMBERS WITH DIABETES
AND HEART CONDITIONS Prescribes Discovery Personal Health Programme
and becomes nominated GP The doctor receives increased remuneration
Discovery Personal Health Programmes leverages all assets within
the Discovery Health system to provide better care for members, led
by the GP DHMS unlocks risk benefits to fund access to wellness
network Discovery provides an integrated Discovery Personal Health
Programme The doctor recommends appropriate interventions
Slide 30
MEMBER ELIGEBILITY AND ENROLEMENT FOR PERSONAL HEALTH
PROGRAMMES Eligibility Enrolment Member of DHMS Registered for CIB
Diabetes Type 1 and Type 2 Hypertension Hyperlipidaemia Ischaemic
Heart Disease Vitality membership not required Heart Health Diabet
es From 1 January 2015 Accept invitation for Personal Health
Programme from Premier Practice GP Self-enrolment with Premier
Practice GP
Slide 31
THE SYSTEM IS ENHANCED FOR BOTH THE MEMBER AND THE PREMIER
PRACTICE DOCTOR Premier Practice doctor Track and monitor members
progress in real-time View health metrics that are synchronised
with the members tracking devices Recommend interventions during
consultations Receive increased remuneration BMI Member Access to
online lifestyle programme with relevant alerts Additional risk
benefits from DHMS Access to comprehensive dashboard to monitor
progress Earns additional Vitality points
Slide 32
DISCOVERY HOMECARE TAKING HEALTHCARE TO OUR MEMBERS Post- natal
care Wound Care Palliative care Home IV infusions Respite Care A
unique, home-based healthcare service that offers members quality
care in the comfort of their own home Available in Gauteng in 2015
Available to mothers who agree to be discharged one day early from
hospital Includes cover for venous ulcers, diabetic foot ulcers and
pressure sores Cover for dressing, drainage, irrigation, suture
removal and vac therapy End of life, palliative care offered in
partnership with Hospice Palliative Care Association Home IV
infusion set up and administration of antimicrobials, biologics, IV
iron and immunoglobulins Provision of short term care services and
includes temporary relief for caregivers looking after members
healthcare needs Benefits paid for by members
Slide 33
SCHEME FUNDING FOR SECOND OPINION FROM CLEVELAND CLINIC
Slide 34
DISCOVERY 2015 Intuitive & accessible A suite of tools
which can fundamentally change the way you experience the
healthcare system
Slide 35
Every working day 1 585 New lives activated on the Scheme 136
Babies born 2 659 Hospital events 46 000 Calls handled 185 700
Claims processed R106.5 million Paid out in claims DISCOVERY HEALTH
MEDICAL SCHEME SCALE OF OPERATIONS
Slide 36
SERVICE IMPROVEMENTS: VOICE BIOMETRICS The FIRST in our
industry in South Africa Voice biometric technology analyses the
customers voice and compares it to a voiceprint on file Increased
level of security Clients no longer need to answer security
verification questions
Slide 37
THE DISCOVERY MEMBER APP GIVES YOU ACCESS TO YOUR HEALTH PLAN
ON THE GO Enhancements to the member app in 2015 Discovery Health
on Call Virtual consultations through the member app Paid from
day-to-day benefits In 2015, Discovery members will be able to book
doctor appointments online using the member app Book your family
doctor appointment online
Slide 38
MEDXPRESS PROVIDES A CONVENIENT SERVICE WITH LOWER COPAYMENTS
MedXpress users have numerous benefits which result in greater
savings Low dispensing fees No administration or delivery fees
Advice on generic substitution to ensure lower or no co-payments
Access to more information about treatment or condition A higher
proportion of MedXpress users experience no co-payment on chronic
medication purchased Over 400 MedXpress orders received per day
MedXpress users with no co-pay
Slide 39
MEDXPRESS 2015 | IN STORE PICK-UP Work Doctors HomeHoliday
In-store 2015 Enhancement Members can opt to pick-up their chronic
and acute MedXpress orders in-store In-store option can be selected
through both the member app and by calling the call centre
Designated stores where orders can be picked up can be found by
calling the call centre or on
www.discovery.co.zawww.discovery.co.za 1 JANUARY 2015
Slide 40
MEDXPRESS AS DESIGNATED SERVICE PROVIDER FOR CORE PLANS Work
Doctors HomeHoliday In-store Core plans MedXpress the designated
service provider for chronic medication 20% co-payment outside
MedXpress New members / CIB registrations 1 January 2015 Existing
CIB registrations 1 July 2015
Slide 41
DISCOVERY 2015 Intuitive & accessible A comprehensive,
integrated wellness offering that will help you understand and
improve your health
Slide 42
VITALITY PROVIDES A BEHAVIOURAL SOLUTION TO UNDER- CONSUMPTION
OF WELLNESS 42 Earn Vitality points as you engage to determine your
Vitality status PROGRAMME STRUCTUREPOINTS STRUCTURE Note: Points
double for additional members 18 years and older
Slide 43
1 1 VITALITY HAS RECEIVED TREMENDOUS MEMBER ADOPTION AND
ENGAGEMENT 70,000 gym workouts every day 32,000 HealthyFood baskets
purchased every day 1,225 members completed a health check every
day 8,500 members watched a discounted movie every day Members
received over R180,000 in cash backs every day 15 flights per day
are filled with Vitality members In 2013
Slide 44
Get up to back on overHealthyLiving items
Slide 45
Up to 25% back on over 12,000 HealthyCare items at: and Boosted
discount applies to preferred partner only. Discount redeemed as
partner loyalty card points. MedSaver and Chronicare consolidated
into HealthyCare Vitality Health Check Activate 10% Vitality Age
15% 25% at Wellness Days, Clicks, DisChem and other affiliated
pharmacies Over-the-counter medicine Baby care Dental care Foot
care Eye care Sun care Clinic services Chronic care Fitness and
wellbeing Self care Emergency care Products to stop smoking
Slide 46
Boosted discount applies to preferred partner only Vitality
Fitness Assessment Activate 10% Online Fitness Assessment 15% 25%
ApparelFootwear Sports equipment Fitness devices Exercise equipment
and Up to 25% back on over 7,000 HealthyGear items at:
Slide 47
Introducing the DiscoveryCard HealthyLiving Miles Multiplier:
1x 2x 3x 5x 10x HealthyLiving replaces SmartShopper multiplier,
Discovery Card HealthyFood cash back and Total Sports cash
back
Slide 48
cash back at both partners cash back at preferred partner
ONLINE ACTIVATION ONLINE ASSESSMENT PHYSICAL ASSESSMENT
www.discovery.co.za Online Nutrition Assessment
(www.discovery.co.za) Vitality Age (www.discovery.co.za) Online
Fitness Assessment (www.discovery.co.za) Body Composition
Assessment (Can be completed as part of the Vitality Health Check
or Vitality Fitness Assessment ) Vitality Health Check (Can be
completed at a wellness day, Clicks or Dis-Chem pharmacy, or other
accredited providers) Vitality Fitness Assessment (Can be completed
at a biokineticist within the Vitality Wellness Network)
Slide 49
IN STORE IDENTIFICATION New co-branded HealthyGear Card to be
used at both partners OR
Slide 50
VITALITY REWARDS DISCOVERYCARD REWARDS Cash back into nominated
account Awarded onto retailers loyalty card in the form of points
Cash back into nominated account DiscoveryCard HealthyLiving Miles
Multiplier: Applied to ALL PURCHASES at HealthyLiving partners
Members must opt-in for Discovery Miles for an annual fee Benefit
subject to Discovery Miles terms and conditions Benefit replaces:
DiscoveryCard HealthyFood cash back, TotalSports cashback, and Pick
n Pay smartshopper multiplier Monthly cash back spend limit per
category R2,000 Individual R4,000 Family 1x 3x 2x 5x 10x
Slide 51
Get Healthier with HealthyLiving HealthyFood Online Nutrition
Assessment Body Composition Assessment HealthyCare Vitality Age
Vitality health Check HealthyGearOnline Fitness Assessment Vitality
Fitness Assessment MEMBERS LEARN ABOUT THEIR HEALTH 1 MEMBERS SHOP
HEALTHILY AT LEADING RETAILERS 2 on over HealthyLiving items 3
MEMBERS GET EXTRA REWARDS HealthyLiving Miles Multiplier Get up to
back on overHealthyLiving items
Slide 52
THE PHYSICAL ACTIVITY LANDSCAPE IS EVOLVING RAPIDLY GYM Pool
Big box Tech Outdoor Trail Experiential RACES AND EVENTS
Specialised Alternative Yoga GROUP EXERCISE MONITORING AND TRACKING
WearablePersonal Tech
Slide 53
Get Active and make healthier lifestyle choices Members receive
cash back to get active and earn 150 vitality points for each daily
workout OFF GYM CASH BACK ON RACES AND EVENTS CASH BACK AT
SPECIALISED FITNESS PARTNERS BACK FROM HEALTHYCARE ON SELECTED
DEVICES Other fitness facilities for earning Vitality points Manage
your Weight Stop Smoking Lose weight Save 30% at Weight Watchers
and Weigh-Less Stop smoking Save 80% at Allen Carrs Easyway
Slide 54
Cash Back for Vitality members on leading cycling and running
events around the country ENJOY THE BEST OUTDOOR RACES WITH TEAM
VITALITY
Slide 55
HOW TO ENJOY THE BEST RACES WITH TEAM VITALITY Upon activation
members receive Team Vitality Race gear as well as additional
vouchers for kit and devices to the value of over R1000. Members
can plan their events using the online calendar 1 1 Joining Team
Vitality 2 2 3 3 4 4 Activation of benefit online
www.discovery.co.za www.discovery.co.za Members pay annual fee:
R300 for running R600 for cycling Members may select to join both
running and cycling and receive the annual license for both sports
Receive starter pack upon activation Enter a race Receive cash back
Top 100 events The full list of events can be found on www.
discovery.co.za and is subject to change Starter pack will be
couriered to members RACE CALENDAR cash back on all races in Team
Vitality Calendar. Cash paid back on completion of event Earn up to
5 000 Vitality points on completion of event Members will need to
register with Athletics Association of South Africa and/or Cycling
Association of South Africa online. Registration fee included as
part of annual fee
Slide 56
ENJOY THE BEST RACES WITH TEAM VITALITY Top 100 races in the
race calendar Discovery 702 Walk the Talk Running events Cycling
events 94.7 cycle challenge Two Oceans Marathon Comrades Marathon
Discovery World Triathlon Discovery East Coast Radio Big Walk Cape
Argus
Slide 57
EXERCISE YOUR WAY WITH VITALITY FIT Cash Back at premier
specialised fitness partners
Slide 58
1234 Activate benefit Once off activation fee of R300 paid
online or through the call centre Buy package Purchase membership
package offered at the facility Log workout to earn Vitality points
Receive cash back and Vitality Points Receive your cash backs for
getting Vitality Fit with specialised fitness partners Earn 150
Vitality points per workout HOW TO GET VITALITY FIT
Slide 59
PERSONALISED WELLNESS JOURNEY THROUGH PREGNANCY AND THE FIRST
TWO YEARS FOLLOWING CHILDBIRTH 9 months of pregnancy 270 days Birth
to 12 months 365 days 12 to 24 months 365 days TAKE CARE EAT RIGHT
GET ACTIVE Online Pregnancy Assessment Flu shot Vitality Nutrition
Consultation with Dietician Vitality Pregnancy Consultation with
Biokineticist Double Vitality points for HealthyFood Double
Vitality points for fitness activities Vaccinations Attend a CPR
course Vitality Kids Health Review
Slide 60
Vitality flights 8 International destinations 31 International
destinations 114 International destinations Domestic flights
Vitality car rental Domestic flights Vitality members have more
than 100 international destinations to choose from Local and
international travel
Slide 61
and more Over 500 top hotels, lodges and resorts Lermitage
Franschhoek 15 on Orange Cape Town The Beverly Hills Umhlanga Pumba
Private Game Reserve Port Elizabeth Simbambili Game Lodge Kruger
National Park The Melrose Arch Hotel Johannesburg Blue Bronze
SilverGoldDiamond 15%20%25%30%35% 50%45%40%35%30% Stay for less in
the Vitality Hotel Collection
Slide 62
Enhanced rewards through DiscoveryCard The higher your Vitality
status, the larger your rewards HealthyLiving Miles Multiplier on
all purchases at HealthyLiving partner stores Get up to 20% cash
back at DiscoveryCard partnersBe rewarded with bigger and better
savings 22% cash back with our travel partners Earn and spend
Discovery Miles
Slide 63
DISCOVERYCARD PRODUCT ENHANCEMENTS 1 RICH REWARDS FOR BEING
HEALTHY Multiply Miles at the same rate at all six HealthyLiving
partner stores Multiply Discovery Miles and ALL qualifying spend
Available from 1 February 2015 1 EXCITING NEW PARTNER Uber is added
as a new DiscoveryCard partner Up to 20% cash back New Uber clients
get their first trip free, up to a value of R250 Discovery Insure
clients get an additional up front discount of up to 25% off R1 000
limit per month to spend on trips Available from 1 October
2014
Slide 64
Affordable and sustainable contribution increases Occupational
and primary healthcare Use digital platforms to expand members
access to care DISCOVERY 2015 Intuitive & accessible
HealthyLiving enhancements Expanded physical activity platform
Wearable health and fitness devices Discovery Personal Health
Programmes Discovery HomeCare
Slide 65
SPECIAL OFFER FOR FIRST-TIME JOINERS Over 1400 hot-spots
throughout South Africa Choose from over 25 million songs FREE DATA
Unlimited premium data with AlwaysOn Wi-Fi hotspots across South
Africa FREE MUSIC Unlimited music with a premium Rdio subscription
New principal members only. Excludes KeyCare. Valid 1 October 2014
to 31 March 2015 Benefits expire on 31 December 2015 (or on
termination of membership if earlier) Train 7 days a week in one of
over 100 gyms nationwide FREE GYM Get fit with Free Virgin Active
gym membership (including no activation fee) when you join
Vitality
Slide 66
SPECIAL OFFER FOR FIRST-TIME JOINERS FREE DATA FREE MUSIC FREE
GYM First time beneficiaries on DHMS Single beneficiary policies
only Member must join DHMS with date of commencement 1 October 2014
31 March 2015 KeyCare is excluded OCT 2014 NOV 2014 DEC 2014 JAN
2015 FEB 2015 MAR 2015 Special offer for first time joiners No
activation fee Monthly gym fee payable by member to 31 Dec 2014
Free Rdio; free wi-fi; no activation fee and no monthly gym fee
from date of joining DEC 2015 Eligibility Benefits expire on 31
December 2015, or termination of membership if earlier
Slide 67
10 reasons why the best choice is THE DISCOVERY HEALTH MEDICAL
SCHEME 67 Vitality The widest range of health plans in the market
We give members the choice of full coverThe most competitive
contributions The Discovery Health Medical Scheme has the highest
credit rating Our technology unlocks the best of care We help
members save on OTC medicines, chronic care items, optometry and
stem cell banking We provide members with life-saving emergency
support We give members access to the most advanced medical care We
help members to stay healthy 10 REASONS
