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Specialist insurance solutions around the world Global perspective Local expertise October 2018

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Specialist insurance solutions around the world

Global perspectiveLocal expertise

October 2018

Asia Pacific 6

Europe 20

Latin America and the Caribbean 48

India, Turkey, the Middle East and Africa 68

USA and Canada 84

Contents

The global reach of our Howden offices and partner brokers

Howden locations Howden One partner locations

The map shows the location of Howden and its partners around the world.

£17.3bntotal premium

(includes RKH Specialty)

10,000+insurance

professionals

90+territories

4 |

Howden is the world’s largest insurance broker outside of the US*

We provide a range of specialist insurance solutions to clients around the world. Our scale is

global, but our approach is founded on high quality local teams who build solutions around

our clients, accessing our global knowledge and expertise where appropriate for each client.

We are specialists, not generalists. Our leadership teams in the countries in which we

operate are all experienced practitioners who are actively involved in working with our clients.

Howden is part of Hyperion; a global insurance group with employee ownership at its heart.

It’s our business and so delivering the best solutions for our clients is personal to us. It means

we go the extra mile to solve the most difficult challenges for our clients.

*Subject to completion of the deal announced by Marsh & McLennan Cos Inc.

Howden One is an international specialist insurance broking network that comprises

our own Howden offices and trusted partner brokers that share our values; local

specialist brokers who put their clients’ needs first and want to deliver first class

service. It enables us to deliver our service promise to our clients in all the countries

in which they operate, even where we don’t have our own office.

José Manuel GonzálezCEO, Howden Broking Group

[email protected]

+34 (91) 429 969

| 5

Goh Chye Huat CEO, Howden Asia

[email protected]

+65 (6) 510 3718

Headquartered in Singapore, our key product expertise across Howden Asia

includes Construction, Cyber, Employee Benefits, Financial Lines, M&A insurance,

Marine, Medical Malpractice, Political Risk, Specie, Trade Credit and Universal Life.

Asia Pacific

Hong Kong 10

Indonesia 11

Malaysia 14

Philippines 15

Singapore 16

South Korea 17

Thailand 18

PAGE

* Please contact our Hong Kong office for capabilities in Taiwan through FP Marine.

Australia 8

China 9

Japan 12

New Zealand 8

Vietnam 19

PAGE

* Please contact our Howden One network partner in Vietnam for capabilities in

Cambodia, Laos and Myanmar.

6 | Howden

Australia

Rohan StewartGroup CEO

[email protected]

+61 4 1377 4672

David WithersCorporate Broking Director

[email protected]

+61 2 8298 3939

SummaryPSC Insurance Group is one of Australia’s largest insurance intermediaries,

comprising a portfolio of businesses across Australia, New Zealand and the

United Kingdom. Our experienced team of insurance practitioners apply their

broad skill sets, at both Board and Executive level to leverage efficiencies and

opportunities across our network, which comprises insurance broking, an

authorised representative network, reinsurance broking, underwriting agencies

and wholesale insurance broking in the United Kingdom. The PSC Group has

a diverse client base, predominantly servicing the insurance needs of SMEs.

Our success is based on the relationships we build with our clients. We focus

on our customers above all else, evaluating all aspects of their business, their

risks and their situation to provide a full service offering that extends beyond

insurance and risk management.

ProductsAccident & Health, Affinity schemes, Care & Medical, Cargo Marine, Claims

Handling / Claims Management, Commercial Crime, Construction, Corporate

& Commercial Property, Corporate & Commercial, Corporate Travel, Crop &

Livestock, Cyber, D&O, Defamation, Engineering, Equine, Farm, Financial

Institutions, Financial Lines, Fine Art, General Liability, General Property, Health,

Energy & Utilities, Medical Indemnity, Motor Fleet, Private Clients, Product

Liability, Product Recall, Professional Indemnity, Real Estate, Rural, Specie,

Sport & Recreation, Strata, Surety, Trade Credit, Workers' Compensation.

Industries servicedAgribusiness, Asset & Wealth Management, Banking and Capital Markets,

Construction & Transportation, Defence, Education, Energy (Oil & Gas),

Entertainment & Media, Financial Services, Government, Healthcare,

Infrastructure, Mining, Power & Utilities, Real Estate, Retail & Consumer,

Superannuation, Technology.

Year incorporated2006

Premium (USD)$740m

Employees800

Company namePSC Insurance Group Ltd

Market positionA leading broker in both

territories

Offices16 branch offices across

Australia and New Zealand

www.pscinsurance.com.au

(+ New Zealand)

8 | Partner

China

Kaitao ShenCEO & Chairman

[email protected]

+8610 62202858

Yue YuanVice President

Vice Chairman, Jiang Tai

International Associates

[email protected]

+8610 62202788 ext.9128

Joey ChiSecretary-General, Jiang Tai

International Associates

[email protected]

+8610 6220 5503

SummaryJiang Tai Insurance Brokers Co., Ltd. was the first insurance broker

to receive approval by the China Insurance Regulatory Commission.

Headquartered in Beijing, and with a registered capital of CNY 214.92 million

(USD35m), Jiang Tai has 125 branches covering all provinces, autonomous

regions and municipalities of China. Jiang Tai has more than 50,000 large

and medium-sized customers including the Commercial Bank of China and

the Shanghai Volkswagen Automotive Company. They provide dedicated

expertise to all clients in Risk Survey, Risk Assessment, Risk Control,

Insurance Arrangement, Reinsurance Placement, Claims Handling and so

on. Their business scope covers aerospace, urban rail, energy industry,

transportation, and industrial manufacturing. Major insurance projects

handled and completed include the South-to-North Water Diversion, the

construction project of the Beijing-Shanghai High Speed Railway and the

launching of the FY-2C Meteorological Satellite, demonstrating technical

ability and leading capability in the industry.

ProductsIncluding but not limited to Aviation, Construction, Energy, Financial Lines,

Life, Property & Casualty, Reinsurance, Trade Credit.

Industries servicedAerospace, Education, Energy industry, Financial, Industrial Manufacturing,

Medical, Tourism, Transportation, Urban Rail, Water Conservation &

Electricity.

Year incorporated2000

Premium (USD)$920m

Employees2,600+

Company nameJiang Tai Insurance Brokers Co.,

Ltd

Market positionOne of the leading independent

brokers in the country

www.jiangtai.com

OfficesHeadquartered in Beijing

(125 branches covering

all provinces, and some

autonomous regions and

municipalities in China)

Partner | 9

Hong Kong

Mark Johnson CEO, Howden Hong Kong

CEO, FP Marine Risks

[email protected]

[email protected]

+852 2530 8601

Joined Howden2011

Employees150*

*Including FP Marine and IPG

Company nameHowden Insurance Brokers

(HK) Limited

Market positionTop five broker in Hong Kong

OfficesTwo offices in Central

Hong Kong*

SummaryA leading retail broker with significant Property & Casualty and Employee

Benefits portfolios, a leading High Net Worth Life insurance broker (IPG), and

a specialist Marine insurance broker (FP Marine).

ProductsA&H, Construction, D&O, EB, General Corporate & Commercial, General

Liability, Marine, Media & Entertainment, Motor, Product Liability,

Professional Indemnity, Property & Real Estate, Sports & Entertainment,

Surety, Trade Credit, Universal Life.

Industries servicedConstruction, Consumer Retail, Financial Institutions, Food & Beverage,

Manufacturing, Professional Services, Sports & Events, Transportation,

Travel.

www.howdengroup.com/en-hk

www.fp-marine.com

www.ipgltd.com

10 | Howden

Indonesia

Willy IgnatiusPresident & CEO,

Howden Indonesia

[email protected]

+62 (21) 29 394 901

Joined Howden2012

Premium (USD)$28.5m

Employees50+

Company namePT Howden Insurance Brokers

Indonesia

Market positionTop four international broker in

Indonesia

OfficesJakarta

SummaryA leading retail broker with creative solutions. A pioneer in providing web-

based online tools for our clients named “Howden Solutions”. Expertise in

Employee Benefits and Commercial Lines, as well as Property, Financial

Lines, and Marine.

ProductsA&H, Affinity, Bankers Blanket Bond, Construction, Cyber, D&O, EB,

Financial Institutions, General Corporate & Commercial, General Liability,

Heavy Equipment / Contractor’s Plant & Machinery Insurance, Life,

Manufacturing, Marine, Media & Entertainment, Motor, Offshore Energy,

Oil & Energy, Onshore Energy, Personal Lines, Pharmaceuticals, Product

Liability, Professional Indemnity, Property & Real Estate, Restaurant Chains,

Retail Chain Store, Surety, Structured Trade Credit, Terminal Operator

Liability Insurance, Trade Credit & Bonds.

Industries servicedChemical, Consumer Retail, Construction, Contractor Services, Energy &

Power, Financial Institutions, Hotel & Resort, Manufacturing, Marine, Media

& Technology, Oil & Gas, Pharmaceutical, Real Estate.

www.howdengroup.com/en-id

www.howdenindonesia.com

Howden | 11

Japan

Hideaki MatsuiGeneral Manager, Business

Planning Department

[email protected]

+81 3 5219 1784

Akemi NoguchiBusiness Planning Department

[email protected]

+81 3 5210 1779

Year incorporated1968

Premium (USD)$1.3bn

Employees120+

Company nameMarubeni Safenet Co. Ltd

Market positionTop 30

OfficesTokyo

Osaka

Nagoya

Fukuoka

Sapporo

Asahikawa

Akita

www.m-inc.co.jp/english

SummaryMarubeni Safenet is an FSA licensed insurance agency in Japan, and since

its initiation in 1968, has been providing insurance services for companies in

the Marubeni Corporation. Through this experience and expertise, Marubeni

Safenet has expanded its business to non-Marubeni clients, working with 27

non-life insurance companies and 20 life insurance companies. 30% of our

current clients are from the Marubeni Group and others are SMEs. Therefore,

we have experience in large scale projects in various industries as well as the

retail business due to the vast scope of clients.

ProductsWe handle all package products sold by the 27 non-life insurance companies

and 20 life insurance companies we work with, covering all lines of

insurance with particular strength in Trade Credit, D&O, PDBI, Cyber, and

Employee Benefits, as well as Corporate Life Insurance.

Industries servicedConstruction, Energy & Power, Food, Hospitals, Manufacturing, Real

Estate, Retailers, Telecom.

12 | Partner

Malaysia

Jeffrey ChanCEO, CIMB Howden

[email protected]

+60 (3) 2619 1188

Eddy HonExecutive Director,

CIMB Howden

[email protected]

+60 (3) 2619 1188

Joined Howden2015

Premium (USD)$73.5m

Employees90+

Company nameCIMB Howden Insurance

Brokers Sdn Bhd

Market positionTop five broker in Malaysia

OfficesKuala Lumpur

Johor Bahru

SummaryIn 2015 Howden established a key partnership with CIMB Group, a leading

ASEAN Universal Bank, taking a stake in their insurance broking business. A

specialist Financial and Commercial Lines broker, with expertise in Affinity,

Alternative Risk Transfer Solution, Commercial, Credit Insurance, Employee

Benefits, Engineering, Financial Lines, Marine and Specie. CIMB Group

remains a key partner to Howden.

ProductsA&H, Affinity, Captive Solutions, Commercial Crime, Construction,

D&O, EB, Financial Institutions, Fine Art & Specie, General Corporate &

Commercial, General Liability, High Net Worth, Marine, Marine Hull &

Cargo, Motor, Offshore Energy, Onshore Energy, Personal Lines, Political

Risk, Product Liability, Professional Indemnity, Property & Real Estate,

Structured Trade Credit, Trade Credit & Bonds, Warranty & Indemnity.

Industries servicedAgriculture, Automotive, Communications, Construction, Consumer Retail,

Energy & Power, Financial Institutions, Food, Healthcare, Manufacturing,

Marine, Media & Technology, Professional Services, Public Sector, Real

Estate, Transportation.

www.howdengroup.com/en-my

14 | Howden

Philippines

Jeremy Jacob AbañoPresident & CEO,

Howden Philippines

[email protected]

+63 (2) 652 7401

Joined Howden2011

Premium (USD)$12m

Employees50+

Company nameHowden Insurance &

Reinsurance Brokers (Phil.), Inc.

Market positionFifth largest multinational

broker

Offices Manila

SummaryA major insurance broker with risk management capabilities, providing non-

life insurance, employee benefits and reinsurance products across a wide

spectrum of industries.

ProductsA&H, Chemicals, Commercial Crime, Construction, Cyber Liability,

Directors & Officers, Employee Benefits, Energy, Financial Lines, Food &

Beverage, General Corporate & Commercial, General Liability, K&R, Life,

Marine, Motor, Personal Lines, Political Risk, Product Liability, Professional

Indemnity, Property & Real Estate, Surety, Textiles.

Industries servicedBPOs, Construction, Consumer Retail, Energy & Power, Financial

Institutions, Manufacturing and Pharmaceutical.

www.howdengroup.com/en-ph

Howden | 15

Singapore

Joined Howden2011

Premium (USD)$74m

Employees150+*

*including IPG

Company nameHowden Insurance Brokers (S.)

Pte Limited

Market positionFourth largest broker in

Singapore

OfficesTwo in central Singapore*

SummaryA leading retail broker servicing clients across all industries, with specialist

expertise in Employee Benefits, M&A insurance, Marine & Energy, Cyber,

Medical Malpractice, Trade Credit and Jewellers’ Block and Universal Life

insurance (IPG).

ProductsA&H, Commercial Crime, Construction, Cyber Liability, D&O, EB, Financial

Institutions, General Corporate & Commercial, General Liability, Jewellers'

Block, K&R, Life, Marine & Energy, Medical Malpractice, Motor, Personal

Lines, Political Risk, Product Liability, Professional Indemnity, Property &

Real Estate, Surety, Structured Trade Credit, Trade Credit & Bonds, Universal

Life, Warranty & Indemnity.

Industries servicedAviation & Aerospace, Communications, Construction, Consumer Retail,

Financial Institutions, Food, Jewellers, Manufacturing, Media & Technology,

Medical Practitioners, Public Sector, Real Estate, Professional Services.

www.howdensingapore.com

www.ipgltd.com

Goh Chye HuatRegional CEO, Asia

CEO, Howden Singapore

[email protected]

+65 (6) 510 3718

16 | Howden

South Korea

Joined Howden2010

Employees25+

Company nameHowden Korea Co. Ltd

Market positionOne of the leading specialist

reinsurance brokers in South

Korea

OfficesSeoul

SummarySpecialists in Property, Energy, Casualty, Marine, Construction Specialty and

Treaty.

ProductsCommercial Crime, Construction, Cyber Liability, D&O, Employee Benefits,

Financial Institutions, Fine Art & Specie, General Corporate & Commercial,

General Liability, KRE, Marine, Media & Entertainment, Motor, Offshore

Energy, Onshore Energy, Personal Lines, Political Risk, Product Liability,

Professional Indemnity, Property & Real Estate, Sports & Entertainment and

Warranty & Indemnity.

Industries servicedAgriculture, Automotive, Chemical, Communications, Media & Technology,

Construction, Energy & Power, Financial Institutions, Food, Hospitality

& Leisure, Life Sciences, Manufacturing, Marine, Mining, Public

Sector, Consumer Retail, Professional Services, Sports & Events, and

Transportation.

Yeonha ChungManaging Director,

Howden Korea

[email protected]

Tel: (82) 2 318 4500

Howden | 17

Thailand

Joined Howden2011

Employees30+

Company nameHowden Insurance Brokers

(Thailand) Ltd.

Market positionFifth largest independent

broker in Thailand

OfficesBangkok

SummaryA specialist Property, Employee Benefits and Jewellers' Block Broker, as

well as experience in managing Marine, Terrorism and Engineering risks for

SMEs and large multinational organisations.

ProductsA&H, Construction, EB, Fine Art & Specie, General Liability, Jewellers'

Block, Motor, Onshore Energy, Personal Lines, Property, Real Estate,

Terrorism.

Industries servicedAgriculture, Chemical, Construction, Education, Energy & Power,

Entertainment, Jewellery & Fine Arts, Healthcare, Hotel, Manufacturing,

Mining, Real Estate, Retail, Service and Transportation.

Vannee KongpakdeepongManaging Director,

Howden Thailand

[email protected]

+66 (2) 656 8710 54

www.howdengroup.com/en-th

18 | Howden

Vietnam

Year incorporated2002

Premium (USD)$7m

Employees35

Company nameAEGIS Co., Ltd

Market positionFourth in Vietnam

OfficesSaigon

Yangon

SummaryAEGIS is the leading independent insurance intermediary focusing on

providing total service solutions on risk and insurance management in

Vietnam. The management team in Vietnam has a combined experience

of 65 years handling domestic and international, insurance, and reinsurance

markets. AEGIS has now grown to become the largest independent and

one of the leading insurance consultancy firms in Vietnam, providing a full

range of products and solutions for personal & corporate clients. In 2015,

AEGIS further expanded its reach into Myanmar with the official opening of

the resident representative office in Yangon with the objective of providing

support and liaison activities on behalf of AEGIS and Global Partners around

the world.

ProductsCargo, Cyber, D&O, Delay Start-Up, Employee Benefits, Engineering &

Construction, Extended Warranty, Life & Pension, M&A, Marine, Political

Risks/ Terrorism, Professional Indemnity, Property & Casualty, Public/

Products, Trade/Export Credit, Transportation, Umbrella Liability.

Industries servicedBTO Power/ CPM Dam Project, Coffee Retail, Entertainment & Media,

Financial Services/ Bank, Lawyer, Leisure / Hospitality / Entertainment, Local

Personal Care, Manufacturers, Medical/ Healthcare, Non-profit Organisation,

Oil & Gas, Telecom/ Mobile Service Providers, Transportation/ Logistic.

Au Quang HienCEO

[email protected]

+84 28 3514 7969

Luat Tran VanCOO

[email protected]

+84 28 3514 7969

www.aegisrs.com

(+ Cambodia, Laos and Myanmar)

Partner | 19

Europe

Together with our Howden One European partners, our expert teams provide

specialist insurance solutions to clients across the region.

Our clients range from private individuals right up to the largest multinational

companies. Amongst our capabilities are our UK market-leading PI division,

our Finnish Real Estate team, our award-winning Israeli Cyber Academy and

our leading Sports and Entertainment business in Germany.

*Please contact our Finnish and German offices respectively for our capabilities in Iceland and Austria.

*Our Howden One network partners also operate in Albania, Bulgaria, Cyprus, Georgia, Hungary,

Liechtenstein, Luxembourg, Serbia and Slovakia.

Finland 26

Germany 30

Israel 33

The Netherlands 38

Norway 39

Poland 40

Portugal 41

Spain 44

Sweden 45

United Kingdom 47

PAGE

Belgium 22

Czech Republic 23

Denmark 24

Estonia 25

France 27, 28

Greece 29

Ireland 32

Italy 34

Malta 35

Latvia 36

Lithuania 36

Romania 42

Russia 43

Switzerland 46

PAGE

20 | Howden

Company nameAlliA Insurance Brokers

Market positionBelgium's fourth largest broker

OfficesAntwerp Brussels Gent Liège Roeselare (HQ) Luxembourg

(+ Luxembourg)

Year incorporated1979

Premium (USD)$197m

Employees130+

SummaryAlliA is a leading independent broker with focus on medium sized and large

companies. Our professionals are highly skilled and prepared to advise our

clients in all the different phases from risk assessment to risk transfer. We

have a dedicated team to serve international accounts, both incoming and

outgoing. With six offices in BeLux, we can meet the needs of our clients

in their proximity as well as in their native language. Our aim is to be our

client’s trusted business advisor as it comes to risk and insurance matters

and to build long-lasting relationships that way.

ProductsA&H, Aviation, Chemical, Construction, Cyber, D&O, EB, Entertainment,

Event Cancellation, Fine Art & Specie, Liability, Marine Cargo, Motor,

Professional Indemnity, Property, Real Estate, Surety, Trade Credit, Workers'

Compensation.

Industries servicedAutomotive, Aviation, Chemical, Construction, Entertainment, Food &

Beverage, Healthcare, Manufacturing, Public Sector, Real Estate, Retail,

Technology, Textile, Transport & Logistics.

Koen MesselyGroup COO

[email protected]

+32 3 204 00 13

Steven HermanHead of International Business

[email protected]

+32 3 204 00 32

www.allia.be

Belgium22 | Partner

www.renomia.cz/en

Czech Republic(+ Bulgaria, Hungary, Romania*, Serbia and Slovakia)

*separate profile for Romania.

Marek KalbáčGlobal Services Director

[email protected]

+420 221 421 792

Al�bêta GyulaffyováREP Director

[email protected]

+420 734 875 290

SummaryRenomia is one of the leading brokers operating in Central and Eastern

Europe with branches in the Czech Republic, Slovakia, Hungary, Bulgaria,

Romania and Serbia. They provide high quality services in risk management,

with experts focused on all lines of insurance. Proactive client care,

professional assistance during claims settlements, provision of EB programs

and industry specialisations, are valued most. Their clients include large and

medium sized companies across all sectors. A dense network of branches

enables them to be ‘on the client’s side’ in the geographical sense of word.

Renomia has a clearly defined mission, goals and values by which it is

governed, both when providing service, and when working with employees.

Renomia’s success is based on expert knowledge, diligence and the

creativity of a unique team.

Year incorporated1993

Premium (USD)$459m

ProductsAgriculture, Aviation, Construction, D&O, EB, Energy, General Liability,

Life, Personal Lines, Product Liability, Professional Indemnity, Property

& Real Estate, Sports & Entertainment, Structured Trade Credit, Surety,

Trade Credit & Bonds.

Industries servicedAutomotive, Chemistry, Energy, Engineering & Machine Engineering,

Environmental, Financial Institutions, Food & Drink, Foodstuff Production,

Healthcare, Manufacturing, Mining.

Czech officesPrague and eight branch offices

across the Czech Republic

Employees120+

Company nameRenomia

Market positionOne of the leading brokers

operating in Central and

Eastern Europe

Partner | 23

Søren LangerhuusCCO & Senior Partner

[email protected]

+45 7511 9960

Lars Steen NielsenCEO & Senior Partner

[email protected]

+45 7511 9964

Company nameContea Assurance

Forsikringsmæglerselskab

Market positionDenmark's third largest

independent insurance broker

OfficesEsbjerg

Roskilde

Copenhagen

Year incorporated2005

Premium (USD)$120m

Employees50+

SummaryContea are experts in risk advisory, insurance programs and customer

service. Contea always deliver individual solutions. They consider

themselves as the Danish challenger in a market characterised by large

foreign players. They challenge them with a high level of expertise,

individual consideration, professional advisory, close cooperation through

unique relations and, not least, through reliability and trust, thereby adding

value to the client.

ProductsA&H, Auto, Construction, Cyber, D&O, EL, Liability, Marine, Marine Cargo,

PI, Property, WC, and most other lines of business within commercial risks.

Industries servicedAdministration of Loss & Damage, Health & Retirement, Housing &

Property, Industry & Business, Liability to Hull & Cargo, Loss of Hire,

Marine, P & I insurance, Public Sector, Ship yard liability, Special Risk,

Utility & Energy.

Denmark

www.contea.dk/en

24 | Partner

Heiki NurmeotsPartner, Corporate Solutions

[email protected]

+372 6140024

Andry SaarmChairman

[email protected]

+372 6144560

Company nameCHB Kindlustusmaakler OÜ

Market positionEstonia’s fouth largest broker

OfficesTallinn

Pärnu

Rapla

Year incorporated2006

Premium (USD)$10m

Employees20+

SummaryCHB Insurance Brokers are an established specialist insurance broker

trading in the large and medium size corporate arenas. They place insurance

programs for Pan-Baltic clients and utilise all local and international markets.

Their success is based on a strong emphasis on close client contact and

a high level of personal service. The achievements and activities in these

fields have firmly established their reputation as a swift and efficient service,

as does their ability to serve the most extensive scope of cover at the most

competitive premiums.

ProductsA&H, Aviation, Construction, Cargo, Crime, D&O, EB, General Liability,

Marine, Motor, Onshore Energy, Personal Lines, Product Liability, PI,

Property & Real Estate, Trade Credit & Bonds, Travel.

Industries servicedAviation, Construction, Energy & Power, Financial Institutions, Food &

Drink, Life Sciences, Manufacturing, Marine, Media, Medical Sector,

Municipalities, Professional Services, Real Estate, Retail, Textile, Transport,

Wood & Timber.

Estonia

www.chb.ee

Partner | 25

Jorma HakonenCEO, Howden Finland

[email protected]

+358 (9) 5420 2400

Company nameHowden Finland Oy

Market positionThe leading P&C insurance

broker in Finland

OfficesHelsinki

Kouvola

Tampere

Turku

Joined Howden2000

Premium (USD)$116m

Employees70+

SummaryThe leading P&C broker in Finland, with market-leading expertise in Real

Estate, and a growing focus and investment on corporate lines.

ProductsHowden Finland has an extensive range of voluntary P&C products,

optimised through collaboration with RKH Specialty in London. We have a

deep knowledge of risk management and ERM, as well as of dependency

and business interruption studies. Additionally, we have local specialty in

Workers’ Compensation.

Industries servicedThe Real Estate sector is the backbone of our business. The Finnish market

is relatively small which means we are able to provide solutions across the

full range of industries, for companies of all sizes in the corporate sector.

Financial Lines, together with Cyber, is at the heart what we do. We also

have a strong focus on the Energy industry, Mega-projects and companies

with a need for default risk protection (Surety, Structured Credit and

Trade Credit).

Finland

www.howdenfinland.fi

26 | Howden

Jean-Pierre AssafCEO, Nasco Insurance Brokers

Nasco Insurance Group

[email protected]

+966 55 881 2014

Company nameNASCO France

Market positionTop 25 broker in France

Top three in reinsurance

OfficesParis

Year incorporated1976

Employees70+

SummaryWith 40 years of industry experience, Nasco France is one of the top three

reinsurance brokers in France. Part of the Nasco Insurance Group, more

than 70 employees form an experienced multinational team with extensive

market knowledge and a business strategy that focuses exclusively on

clients’ needs. Rather than seek a global presence, resources are dedicated

to the consistent strengthening of business relationships. Nasco France

also operates as a direct insurance broker, offering highly dedicated and

personalised service to individuals and corporations seeking tailor-made

insurance covers, asset protection or worldwide assistance.

ProductsJewellery (All risks), Fine Arts, HNW individuals, Health care, Commercial

risks, Marine and Aviation, Life, Hotels and Shopping Centres, Personal

Accident, Industrial Risks, Motor.

France

www.nascofrance.com

Fabrice Rabbath Deputy Manager

[email protected]

+33 1 4795 9732

Partner | 27

Quentin RenardChairman

[email protected]

+33 3 2648 4990

Company nameServyr Courtage

Market positionTop 20 broker in France

OfficesLille

Paris

Reims

Villeneuve d‘Ascq

SummaryFor more than 116 years Servyr has been advising its clients and helping

them devise and place their insurance programs. With a team of more than

230 employees, including the Servyr International team (fully dedicated

to multinational clients), Servyr can provide specialised expertise in each

insurance area with proximity and proactivity. With its international partners,

Servyr can accompany clients' development across the world.

ProductsBusiness Travel, Construction, Cyber, D&O, Disability, General & Products

Liability, Health, K&R, Life, Marine, Pension, Professional Indemnity,

Property & Real Estate, Surety, Trade Credit & Bonds.

Industries servicedAviation & Automotive, Construction, Environmental, Food & Drink,

Healthcare, Life Sciences, Manufacturing, Marine Cargo, Professional

Services, Real Estate, Technology Service Providers & IT, Wine & Spirits.

France

Liliana NascimentoInternational Manager

[email protected]

+33 3 9184 0384

Year incorporated1902

Premium (USD)$190m

Employees230+

www.servyr.com

28 | Partner

www.exl.gr

Greece

Year incorporated2009

Premium (USD)$15.5m

Employees11

Company nameEXL Consulting Limited

Market positionTop 10 broker in Greece

OfficesAthens

Nicosia

SummaryEXL provides a team of young and dedicated professionals, with finance,

insurance, law, engineering, safety & loss prevention and risk management

backgrounds. They are flexible in accommodating risk management

and insurance solutions, in every sector of economic activity, including

Commerce & Distribution, Transportation, Professional Services, Energy,

Construction, Heavy Industry, Hospitality, Food & Drink. They are strict in

following rigid rules of engagement laid down by their Code of Business

Ethics & Practices, and are broad-minded, out-of-the-box thinkers, piecing

together unique, cost effective solutions for their clients. They stay

committed to the old-fashioned values of trust, integrity, responsibility,

and work ethic. Starting on their own in 2009, they have grown from a few

clients to a stellar client list decorated with market leaders and household

names. Despite getting big, they retain the personal attention and care for

each client that entrusts them with their business.

ProductsInsurance Intermediation on all lines of insurance including Employee

Benefits, Insurance Consulting, Risk Engineering, Risk Management,

Claims Management.

Industries servicedConstruction, Energy, FIs, Food & Drink, Hospitality, Manufacturing,

Pharmaceuticals, Retailers, Shipping, Telecoms, Transportation.

(+ Cyprus)

Stavros PapagiannopoulosCEO

[email protected]

+30 210980 3380

Avrilia TerziSenior Risk Consultant

[email protected]

+30 210980 3389

Partner | 29

Germany

Joined Howden2009

2014

2016

Premium (USD)$262m

Company nameHowden Germany GmbH

Howden Sicherheit International GmbH (HSI)

Euroassekuranz Versicherungsmakler AG

Market positionTop ten broker in the German market

Helmuth NewinCEO, Euroassekuranz

[email protected]

+49 (0) 941 010 21 00

Marcel ArmonCEO, Howden Germany GmbH

[email protected]

+49 (0) 211 940 83 35

Michael HendricksStanding Legal Counsel,

Howden Germany GmbH

[email protected]

+49 (0) 211 940 83 23

Dr. Peter CaninenbergCEO, Sicherheit International

[email protected]

+49 (0) 896 300 54 00

Axel MeyerManaging Director, Howden Caninenberg

[email protected]

+49 (0) 221 179 38 27

Employees300+

30 | Howden

Germany

SummaryHyperion’s combined German broking operations make the Group a top ten

broker in Germany. Howden Germany is the market leader in providing D&O

insurance as well as corresponding Legal Expense lines. HSI specialises in

Sports, Entertainment and Real Estate and Howden has dedicated Marine

and Financial Lines offices located in Hamburg and Frankfurt respectively.

The most recent addition to our operations in Germany is Euroassekuranz;

Germany’s leading independent retail insurance broker to mid-market clients.

ProductsA&H, Criminal Law, D&O, Employment Contract Legal Protection, Event

Cancellation, Financial Institutions, Financial Loss Legal Expenses/D&O

Insurance Policy Legal Expenses, General Third Party Liability, Marine, Media

& Entertainment, Prize Indemnity / Bonus, Professional Indemnity, Property

& Real Estate, Sports & Entertainment, Surety.

Industries servicedHSI services Communications, Financial Institutions, Marine, Media

& Technology, Real Estate, Sports & Events (national and international

sports associations, sports right marketing companies, and football clubs).

Howden Germany services wholesale and retail clients across all industries.

Euroassekuranz services the Industrial, Commercial and Real Estate sectors.

OfficesDüsseldorf

Frankfurt

Hamburg

Köln

Munich

Oberhaching

Potsdam

Regensburg

www.howden-caninenberg.de

www.howdengroup.de

www.euroassekuranz.eu

Howden | 31

Stephen MillsHead of Corporate Broking

[email protected]

+353 1667 2644

William IrwinChief Executive

[email protected]

+353 1667 2644

Company nameAiken Insurance Ltd.

Market positionOne of the leading retail &

wholesale brokers in Ireland

OfficesDublin

Year incorporated1989

Premium (USD)$21.5m

Employees12

SummaryAiken is one of Ireland’s leading and most respected insurance broking

firms operating in both the retail and wholesale commercial insurance

broking sectors. Aiken have successfully operated in specialist sectors

including but not limited to Professional Indemnity, Directors’ and Officers’

Liability Insurance, Complex Commercial Liability and Property Risks

including Unoccupied Property as well as the Leisure & Entertainment and

Construction sectors. Aiken are Lloyd’s coverholders and operate a number

of exclusive facilities including in house binding authorities ensuring a rapid

response to queries.

ProductsTailored solutions for all classes of commercial insurance including but

not limited to Cyber, Directors & Officers Liability, High Risk Liability,

Professional Indemnity, Property, Terrorism.

Industries servicedAsset Managers, Construction & Allied Trades, Educational Institutions,

Entertainment & Leisure, Financial Institutions, Food Manufacture,

Insurance Intermediaries, Marine, Pharmaceutical & Medical Devices, Real

Estate, Solicitors, Tour Operators.

Ireland

www.aikenco.ie

32 | Partner

Danny SeverExecutive Chairman, Israel

[email protected]

+972 (3) 627 0701

Company nameHowden Insurance Brokers

Limited

Market positionSecond largest broker in Israel

OfficesTel-Aviv

Joined Howden2003

Premium (USD)$200m

Employees140+

SummaryThe second largest broker in Israel with Property, Casualty, Cargo, Financial

Lines and Special Risks capabilities, and a focus on Technology, Life Science

and Industrials sectors.

ProductsA&H, Affinity, Commercial Crime, Construction, Cyber Liability, D&O,

Financial Institutions, General Corporate & Commercial, General Liability,

High Net Worth, K&R, Marine, Media & Entertainment, Motor, Offshore

Energy, Onshore Energy, Personal Lines, Political Risk, Product Liability,

Professional Indemnity, Property & Real Estate, Sports & Entertainment,

Warranty & Indemnity.

Industries servicedAutomotive, Communications, Construction, Consumer Retail, Energy

& Power, Financial Institutions, Food, Healthcare, Life Sciences,

Manufacturing, Marine, Media & Technology, Professional Services,

Real Estate.

Israel

www.howden.co.il

Howden | 33

Matteo ScagliariniCEO

[email protected]

+39 0516482653

Company nameAndrea Scagliarini S.P.A.

Market positionLeading Italian independent

insurance broker for

multinational clients

OfficesBologna

Year incorporated1976

Premium (USD)$24m

Employees23

SummaryAndrea Scagliarini is an insurance brokerage company based in Bologna,

specialising in the management of commercial, industrial and service

companies and non-profit organisations. They take pride in being one the

leading Italian insurance brokers for multinational clients, with more than

150 international clients served and 270+ Controlled Master Programs

(CMPs) brokered, both incoming and outgoing.

They work with passion, enthusiasm and precision, providing clients with

customised and cost effective solutions, with planning and efficiency. Since

the company was founded, the common thread that binds all these years

of activity together is a passion and expertise for the work, accuracy in

addressing problems, transparency and fairness in dealing with everyone,

whether they are clients, insurance companies, loss adjusters, employees

and collaborators. They are committed to achieving everything in the best

way possible.

ProductsAll lines of business for commercial and corporate clients.

Industries servicedAutomation, Chemicals, Fashion, Food & Beverage, Household Appliances,

Packaging.

Italy

www.scagliarinibroker.it

34 | Partner

Ivan V. ButtigiegManaging Director

[email protected]

+356 7948 5891

Caroline GauciExecutive Director

[email protected]

+356 9984 3364

Company nameMulberry Insurance Brokers Ltd

Market positionFifth largest broker in Malta

OfficesSan Gwann

Premium (USD)$1m

Employees5

SummaryMulberry Insurance Brokers Ltd is an independent professional intermediary

with full access across the Maltese and European insurance markets.

Mulberry is a specialist in corporate solutions in all sectors, focusing on the

relationships with clients. The insurance industry is complex and volatile, so

keeping up-to-date with market studies, patterns and trends, technological

advancement, on-going development and training is part of the business

culture. Providing an in-depth understanding of every client’s individual

needs, the delivery of proficient service and effective solutions is the

principle for philosophy and success.

ProductsAccident, Casualty, Clinical Trials, Construction & Engineering, Cyber

Liability, D&O, Energy, Freight Forwarders, General & Specialised Liability,

Health, Life, Marine, PI & Financial Risks, Property & Pecuniary, Terrorism.

Industries servicedConstruction, Consumer retail, Energy & Power, Financial Institutions,

Hospitality & Leisure, Life Sciences, Manufacturing, Marine risks, Oil & Gas,

Professional Services.

Malta

www.mulberrybrokers.com

Partner | 35

Central Eastern Europe

SummaryMAI CEE has been operating in the region for over 25 years and offers

unique access to the insurance markets and products across the region

for companies operating there, either directly or through their established

brokers. This network is one of the company’s greatest strengths and has

been carefully built to ensure that our clients, partners and carriers enjoy a

uniformly high standard of consistent services across the region.

ProductsIncluding but not limited to Aviation, Construction, EB, Property, Liability

and Casualty, Marine and Cargo, Motor and CMTPL, Reinsurance, Claim

management.

Industries servicedIncluding but not limited to Aviation, Affinity, Construction/Real Estate,

Retail, Renewable Energy, Transportation and Logistics.

Company nameMAI CEE Group:

MAI Baltics UADBB (Lithuania)

MAI Insurance Brokers SIA (Latvia)

MAI sh.a. Insurance & Reinsurance Brokers (Albania)

MAI Georgia Insurance Brokers Ltd (Georgia)

Offices

Vilnius

Kaunas

Riga

Tirana

Tbilisi

Edita LikieneCountry Manager,

Latvia & Lithuania

[email protected]

+370 6111 3177

Natalia ZaborovskaNetwork Director, MAI CEE

[email protected]

+371 292 595 81

36 | Partner

SummaryRecognised as a professional, longstanding and quality broker in the Latvian

market since 1994, the MAI Latvia claims management service has been

particularly noted one of our key benefits for clients, as we take great care

to ensure that claims are paid promptly and fairly. For many clients making

a claim is their only interaction with the insurer so it is critical that claims are

handled well.

SummaryOnly a few years ago the Baltics were a byword for economic collapse. After

stringent austerity programmes the economies of the three Baltic nations –

Estonia, Latvia and Lithuania are all returning to strong growth.

There are so many freight movements through Lithuania, Latvia and Estonia

that it is now recognised as one of the largest transport hubs in Europe and

local MAI offices are particularly strong in Transportation lines.

Premium (USD)$2.2m

Employees10

Premium (USD)$9.7m

Employees33

Latvia

Lithuania

Partner | 37

Jan OosteromManaging Director,

Howden Netherlands

[email protected]

+31 (0)10 720 0622

Company nameHowden Insurance Brokers

Nederland B.V.

OfficesRotterdam

Joined Howden2013

Employees18

SummaryLeading Marine and Logistics brokers with key knowledge of Cargo and

Property & Casualty.

ProductsA&H, Cargo & Logistics, Construction, Cyber, D&O, EB, General Corporate

& Commercial, General Liability, K&R, Marine, Motor, Offshore Energy,

Product Liability, Professional Indemnity, Property & Real Estate.

Industries servicedConstruction, Manufacturing, Marine, Real Estate & Logistics.

The Netherlands

www.howdengroup.com/en-nl

38 | Howden

Anders KvanManaging Director,

Howden Norway

[email protected]

+47 920 28 168

Company nameHowden Forsikringsmegling AS

Market positionOne of Norway’s leading

Affinity, EB and P&C brokers

OfficesOslo

Joined Howden2013

Premium (USD)$88m

Employees18

SummaryA leading Property & Casualty, Employee Benefits and Affinity broker, with

specialist solutions for the Agriculture, Construction, Energy & Power, Food

and Transportation sectors.

ProductsA&H, Affinity, Commercial Crime, Construction, Cyber, D&O, EB, General

Corporate & Commercial, General Liability, Life, Motor, Onshore Energy,

Personal Lines, Product Liability, Professional Indemnity, Property & Real

Estate.

Industries servicedAgriculture, Construction, Energy & Power, Food, Real Estate,

Transportation & Union.

Norway

www.howdengroup.no

Howden | 39

Dominik StachiewiczHead of International

Department & Reinsurance,

Donoria

[email protected]

+48 501 534 863

Company nameDonoria S.A.

Market positionTop 10 broker in the Polish

market

OfficesBiałystok

Bydgoszcz

Kalisz

Katowice

Kielce

Kraków

Łódź

Lublin

Poznań

Rzeszów

Toruń

Warszaw

Wrocław

Zielona Góra

Joined Howden2014

Premium (USD)$40m

Employees130

SummaryA leading broker servicing all lines for Life and Non Life, as well as

Reinsurance. They are committed to achieving everything in the best way

possible.

ProductsA&H, Affinity, Commercial Crime, Construction, D&O, EB, Financial

Institutions, General Corporate & Commercial, General Liability, K&R, Life,

Marine, Motor, Personal Lines, Political Risk, Product Liability, Professional

Indemnity, Property & Real Estate, Sports & Entertainment, Structured

Trade Credit, Surety, Trade Credit & Bonds, Warranty & Indemnity.

Industries servicedAgriculture, Aviation, Communications, Construction, Consumer

Retail, Energy, Financial institutions, Food, Healthcare, Life Sciences,

Manufacturing, Marine, Media & Technology, Pharmaceutical, Professional

Services, Public Sector, Real Estate, Sports & Events, Transportation.

Poland

www.donoria.pl

40 | Howden

Américo OliveiraCountry Manager, Portugal

[email protected]

+351 308 801 159 (1802)

Company nameHowden Iberia – Sucursal

Portugal, SA.

Market positionThe Portugal office is a branch

of Howden Iberia

OfficesLisbon

Joined Howden2016

Premium (USD)$2.2m

Employees4

SummaryOffering the same service as Howden in Spain (corporate solutions for all

sectors and Personal Lines and Affinity.) The Lisbon office reaches to and

provides a platform favouring Portuguese-speaking markets (especially

Brazil, Mozambique and Angola). Led by Américo Oliveira, who has over 20

years’ experience in the insurance industry. Américo and his team work in

tandem with neighbouring Howden Iberia.

ProductsFor lines of business and services, please see Howden Spain.

Portugal

www.howdenportugal.com

Howden | 41

Romania

www.renomia.ro

Romanian officesBucharest and two more branch

offices in Romania

ProductsProperty Insurance, Legal and Professional Liability Insurance, Industrial

and Energy, Risks, CAR-EAR, Car Insurance, D&O and Financial Risks,

Cargo, Employee Benefits, Special Risks-Terrorism, Pollution, Title, Cyber,

Reputational, Supply Chain, Agricultural.

Industries servicedConstruction, Engineering, Chemistry, Foodstuff Production, Energy &

Power, Environmental, Financial Institutions, Food and Drink, Healthcare,

Manufacturing.

(+ Bulgaria, Czech Republic, Hungary, Serbia and Slovakia)

Employees35+

Year incorporated1993

Premium (USD)$459m

Company nameRenomia

Market positionA leading broker operating in

Central and Eastern Europe

Marek KalbáčGlobal Services Director

[email protected]

+420 221 421 792

Al�bêta GyulaffyováREP Director

[email protected]

+420 734 875 290

SummaryRenomia is one of the leading brokers operating in Central and Eastern

Europe with branches in the Czech Republic, Slovakia, Hungary, Bulgaria,

Romania and Serbia. They provide high quality services in risk management,

with experts focused on all lines of insurance. Proactive client care,

professional assistance during claims settlements, provision of EB programs

and industry specialisations, are valued most. Their clients include large and

medium sized companies across all sectors. A dense network of branches

enables them to be ‘on the client’s side’ in the geographical sense of word.

Renomia has a clearly defined mission, goals and values by which it is

governed, both when providing service, and when working with employees.

Renomia’s success is based on expert knowledge, diligence and the

creativity of a unique team.

42 | Partner

Konstantin RogozinGeneral Director

[email protected]

+7 915 459 93 30

Tatiana RazuvaevaHead of International Desk

[email protected]

+7 495 933 13 73 (5555)

Company nameMalakut Insurance Brokers

Market positionTop independent broker in

Russia

OfficesMoscow

Year incorporated1999

Premium (USD)$275m

Employees170+

SummaryMalakut Insurance Brokers has a team of 170 insurance professionals who

play on your side and for your benefit. Established in 1999 in Moscow

and successfully contributing towards client’s businesses since then. The

company has grown to be the number one independent broker in Russia

and CIS. Has 7 offices outside Russia (Kazakhstan, Ukraine, UAE, Panama,

Malaysia, Switzerland and Vietnam). Focuses on two major areas 1) Insurance

& Risk Management Services for industrial & corporate clients 2) Reinsurance

Services (both treaty & facultative) for insurance companies. 100% owned

and controlled by management. Has over 400 multinational clients.

ProductsAviation & Space, CAR & EAR, Employee Benefits & Life, Energy, Financial

lines, Marine & Cargo, Property & Casualty, Reinsurance, Trade Credit, and

all types of liability.

Industries servicedAviation, Cargo, Chemicals & Manufacturing, Construction, Medical

industry, Mining, Oil & Gas, Pharmaceutical, Space agents.

Russia

www.malakut.com

Partner | 43

Salvador Marín MorenoCEO, Howden Iberia

[email protected]

+34 91 429 9699

Company nameHowden Iberia S.A.

Market positionFifth largest insurance broker in

the Spanish market

OfficesAlicante

Barcelona

Burgos

Girona

Lisbon

Madrid

Murcia

Joined Howden1999

Premium (USD)$165m

Employees200+

SummarySpecialists in corporate solutions for all sectors as well as Personal Lines

and Affinity.

ProductsA&H, Affinity, Construction, D&O, EB, General Liability, K&R, Life, Marine,

Onshore Energy, Personal Lines, Product Liability, Professional Indemnity,

Property & Real Estate, Sports & Entertainment, Structured Trade Credit,

Surety, Trade Credit & Bonds.

Industries servicedConstruction, Energy & Power, Environmental, Financial Institutions, Food

and drink, Healthcare, Life Sciences, Logistics Services, Manufacturing,

Marine, Motor, Port Services, Professional Services, Real Estate.

www.howdeniberia.com

Spain

Palma de Mallorca

Pamplona

San Sebastian

Sevilla

Valencia

Zaragoza

44 | Howden

Jesper BretzManaging Director,

Howden Sweden

[email protected]

+467 0653 4552

Company nameHowden Insurance Brokers AB

Market positionTop 10 broker in Sweden

OfficesStockholm

Gothenburg

Joined Howden2004

Premium (USD)$50m

Employees21

SummarySpecialist broker for Property & Casualty risks and Business Interruption,

with particular expertise in Financial and Professional Lines, as well as

Reinsurance.

ProductsCommercial Crime, Construction, Cyber Liability, D&O, Financial Institutions,

Fine Art & Specie, General Corporate & Commercial, General Liability,

High Net Worth, Marine, Media & Entertainment, Motor, Product Liability,

Professional Indemnity, Property & Real Estate, Sports & Entertainment,

Surety, Trade Credit & Bonds, Warranty & Indemnity.

Industries servicedCommunications, Construction, Consumer Retail, Financial Institutions,

Food, Manufacturing, Marine, Media & Technology, Mining, Professional

Services, Real Estate, Transportation.

www.howdengroup.com/en-se

SwedenHowden | 45

Switzerland

www.sqbroker.ch

www.0817.ch

SummarySwiss Quality Broker acts as an all-sector insurance broker and is

characterised by a maximum degree of consulting and service quality. We

accompany our customers through all insurance-related questions and

support them with our own IT-application and IT-platform as a service that

makes us unique. A team of 45 employees at three locations in Switzerland

and Liechtenstein are the backbone of a reliable and dutiful international

insurance broker.

ProductsAccident & Health, Auto, Aviation, Construction, Credit, Crime, D&O,

Employees Benefit, Employment Practices Liability, Errors & Omission,

General Liability, K&R, Marine, Marine Cargo, Personal Lines, Product

Liability, Professional Indemnity, Property & Global Business Travel

Insurance, Protection & Indemnity, Yacht.

Industries servicedAviation, Airport, Construction, Film & Media, Financial Industry, Food

& Drink, ICT Market, Life Science, Medical Sector, Metal Industry,

Municipalities, Processing Industry, Professional Services, Real Estate,

Service Sector, Ship Yard, Tourism, Transport, Yacht Management.

(+ Liechtenstein)

Rolf Langenbach,CEO

[email protected]

+41 81 710 15 15

Mirco BuchliCEO, SQB International

[email protected]

+41 81 710 15 15

Pascal FuererCOO, SQB International

[email protected]

+41 81 710 15 15

Premium (USD)$10m

Company employees45

Company nameSwiss Quality Broker AG

Market positionTop 10 broker in Switzerland

OfficesPfäffikon Sargans Schaan

46 | Partner

Company nameHowden UK Group Limited

Market positionTop 10 broker in the UK

OfficesBedford

Birmingham

Brighton

Bristol

Cardiff

Glasgow

London

Liverpool

Overbury

Perth

Poole

Redhill

Richmond

Wakefield

Chris EvansCEO, Howden UK

[email protected]

+44 (0)20 7133 1286

Simon LakeyChairman, Howden UK

[email protected]

+44 (0)20 7133 1483

Andy ErrittMD Professional Indemnity

[email protected]

+44 (0)20 7133 1480

Eliot PowellMD General Insurance

[email protected]

+44 (0)20 7133 1207

Year incorporated1994

Premium (USD)$440m

Employees500+

SummaryHowden UK is a full service retail broker, providing tailored insurance

solutions for a broad spectrum of clients across multiple sectors. Our

clients range from private individuals right up to the largest multinational

companies. Amongst our capabilities are our market-leading PI division, our

award-winning High Net Worth division, our specialist Employee Benefits

team and our leading Sports and Recreation business.

ProductsAccident & Health, Affinity schemes, Care & Medical, Commercial Crime,

Corporate & Commercial programmes, Cyber, D&O, Employee Benefits,

Equine, Financial Lines, Fine Art, Private Clients, Professional Indemnity,

Real Estate, Rural, Specie, Sport & Recreation, Surety, Trade Credit.

Industries servicedWe provide solutions across the full range of industries, for companies of all

sizes. We have particular expertise in Affinity, Automotive, Care & Medical,

Construction, Energy & Power, Healthcare, Manufacturing, Real Estate,

Rural, Private clients, Professional services, Sports & Recreation.

www.howdengroup.co.uk

United KingdomHowden | 47

Howden provides a consistent first class service to our clients across Latin America and the

Caribbean. Howden Iberoamerica, headquartered in Spain, connects the fifth largest broker

in the Iberia market, with leading independent brokers in the region.

We are experienced and passionate brokers, specialising in Personal and Commercial Lines,

with specific sector expertise in Affinity Schemes, Construction, Employee Benefits, Energy,

Infrastructure, Motor, Property and Surety.

José Manuel GonzálezCEO, Howden Iberoamerica

[email protected]

+34 (91) 429 96 99

Latin America and the Caribbean

Brazil 52

Chile 54

Colombia 55

Ecuador 58

Mexico 62

Peru 64

PAGE

*Please contact our Howden One network partner in Trinidad & Tobago for capabilities in Grenada and St.Lucia.

Argentina 50

Bolivia 51

Costa Rica 56, 57, 53

El Salvador 53

Guatemala 59, 53

Honduras 60, 53

Jamaica 61

Panama 63, 53

Peru 64

Puerto Rico 65

Nicaragua 53

Trinidad & Tobago 66

Uruguay 67

PAGE

48 | Howden

Ricardo J. RosenthalChairman

[email protected]

+54 11 5275 7410

Timothy Maitland HerriotInternational Director

timothy.maitland

@maklerseguros.com.ar

+54 11 5275 7411

Company nameMakler S.A.

Market positionTop four in Argentina

OfficesBuenos Aires

Year incorporated1985

Premium (USD)$134m

Employees80

SummaryMakler are corporate insurance brokers who provide the highest quality

service in the market, from consultancy services, brokerage and risk

management, to technical analysis and claims handling. Our reputation is

based on excellence and full transparency at each step of negotiations.

ProductsBenefits, Claims Management & Reinsurance, Commercial Property &

Casualty, Energy, High-end Regional Programmes, Marine/STP, Mass

Marketing, Risk Management, Special Schemes, Surety/Credit, Workers

Compensation.

Industries servicedAuto Parts, Chemical & Pharmaceutical, Consumer Products, Electricity:

Generation, Transportation & Distribution, Food & Beverages, Infrastructure

& Public Services, Logistics, Media, Oil & Gas: Upstream/ Downstream,

Textiles.

www.maklerseguros.com.ar

Argentina50 | Partner

Gonzalo Kieffer GuzmanPresident & CEO

gonzalo.kieffer

@kieffer-asociados.com.bo

+591 3 333 1809 ext. 4975

Andres Kieffer FleigVice President for Business

Development

andres.kieffer

@kieffer-asociados.com.bo

+591 3 333 1809 ext. 4980

Company nameKieffer & Asociados S.A.

Corredores de Seguros

Market positionFirst in Bolivia

OfficesLa Paz

Santa Cruz

Cochabamba

Tarija

Year incorporated1986

Premium (USD)$45m

Employees155

SummaryFormed by highly qualified professionals with in-depth knowledge of the

market, Kieffer & Asociados was the first licensed broker in Bolivia, and has

been a leader in the insurance and financial markets since its establishment.

Standards guarantee quality, professional analysis and innovative risk

management solutions that address the specific needs of the client. Offices

in four of the main cities of Bolivia provides a regional service. Kieffer is

committed to providing clients with 24 hour support, service 365 days

a year, and providing a professional claim service with frequent reports.

The culture of excellence, integrity, respect, continuous innovation and

transparency combined with hard professional work, makes Kieffer a solid

company with technical knowledge and experience.

ProductsAgribusiness, Art & Museums, Automobile Fleets, Aviation & Aerospace,

Capital Risk, Chemical, Cement & Concrete, Construction & Mounting,

Distribution & Franchise, Education, Energy, Engineering, Financial &

Professional Service, Food & Drink, Health, Hotels, Maritime, Mining, Oil &

Gas, Pharmaceutical, Public Administration, Steel & Metals, Technology &

Telecommunications, Transportation & Logistics.

Industries servicedConstruction, Financial Institutions, Manufacture, Mining, Oil & Gas, Public

Administration, Services.

www.kieffer-asociados.com.bo

BoliviaPartner | 51

Priscila Conduta EliasCEO, Howden Harmonia

priscila.conduta

@howdenharmonia.com.br

+55 11 3054 4772

Company nameHowden Harmonia Corretora de

Seguros

Market positionTop ten Brazilian broker

OfficesSão Paulo

Campinas

Poços de Caldas

Joined Howden2014

Premium (USD)$168m

Employees100+

SummaryHowden Harmonia specialises in P&C, Surety, Cargo Insurance and

Employee Benefits, with a focus on corporate accounts. The team

has extensive experience in servicing multinational clients using global

programs.

ProductsA&H, Affinity, Commercial Crime, Construction, D&O, E&O, EB, Financial

Lines, Fine Art & Specie, General Liability, Marine/Cargo, Motor, Onshore

Energy, Product Liability, Property & Casualty, Property & Real Estate,

Rural, Surety.

Industries servicedAgriculture, Communications, Construction/ Energy & Power, Food, Life

Sciences, Logistics/Warehousing, Manufacturing, Media & Technology,

Mining, Professional Services, Transportation.

www.howdenharmonia.com.br

Brazil52 | Howden

Premium (USD)$245m

Employees500

Central America

Company nameUnity Group

Market positionTop five broker in each territory.

First in Panama, El Salvador and

Honduras.

SummaryUnity is the only regional insurance broker in Central America. Being a

regional company allows us to focus on providing the best service to our

customers, with the benefit of having standard processes and the possibility

to offer better negotiations on the insurance programmes.

ProductsOur company has three lines of business: Corporate, Employee Benefits

and Personal Lines. In each of these segments we manage all kinds of

products such as Auto, Property & Casualty, Bonds, Liability, Financial Lines,

Captives, Health and Life. We offer tailor made products according to our

customer needs.

Industries servicedAgriculture, Automobile, Bank, Construction, Financial, IT, Logistics, Retail,

Telecommunications, Tourism, Transportation.

(+ Panama, Costa Rica, El Salvador, Guatemala, Honduras and Nicaragua)

Louis DucruetCEO, Unity Group

[email protected]

+507 322 1026

Luis FloresGeneral Manager,

Unity Promotores

[email protected]

+502 5204 1839

Partner | 53

Pedro IñiguezPresident, Howden Patagonia

[email protected]

+56 2 24 29 4410

Company nameHowden Patagonia Corredores

de Seguros

Market positionTop 15 broker in Chile

OfficesSantiago

Joined Howden2013

Employees30

SummaryAffinity and Accident & Health insurance specialists, and expertise servicing

Energy, Real Estate and Construction sectors.

ProductsA&H, Affinity, Care, Construction, EB, Energy, Financial Institutions, General

Liability, Life, Motor, Personal Lines, Property & Real Estate, Sports &

Entertainment.

Industries servicedAgriculture, Automotive, Aviation & Aerospace, Construction, Consumer

Retail, Energy & Power, Financial Institutions, Healthcare, Mining, Real

Estate, Sports & Events, Transportation.

www.howdenpatagonia.cl

Chile54 | Howden

Carlos Quiñones MächlerCEO, Howden Wacolda

[email protected]

+57 (1) 6075500

Company nameHowden Wacolda and

Proseguros

Market positionSeventh largest broker in

Colombia

OfficesBogotá

Medellín

Cali

Joined Howden2015

Premium (USD)$60m

Employees130+

SummaryA leading corporate insurance broker with capabilities including Property,

Construction, Affinity, Pharmaceuticals, Infrastructure, Financial Lines,

Bonds and Life. Also leading brokers to the public sector, with specific

expertise in Affinity programmes, General Liability, Energy, and Government

and Infrastructure projects.

ProductsA&H, Affinity, Construction, EB, Education, General Liability, Life, Motor,

Onshore Energy, Personal Lines, Pharmaceuticals, Product Liability,

Property & Real Estate, Surety, Structured Trade Credit, Trade Credit &

Bonds, Warranty & Indemnity.

Industries servicedAgriculture, Construction & Infrastructure, Education, Financial Institutions,

Food, Pharmaceuticals, Public Sector, Real Estate.

www.howdenwacolda.co

ColombiaHowden | 55

Costa Rica

SummarySpecialist in corporate solutions for all sectors as well as Personal Lines and

Affinities.

ProductsA&H, Affinity, Construction, D&O, General Liability, Marine, Onshore

Energy, Personal Lines, Product Liability, Professional Indemnity, Property &

Real Estate, Sports & Entertainment, Surety, Structured Trade Credit, Trade

Credit & Bonds.

Industries servicedCargo, Education, Financial Institutions, Food & Drink, Health & Shared

Services, Manufacturing, Technology, Tourism, Transportation.

www.comerseguros.com

Luis Eduardo MuñozPresident

[email protected]

+506 22968282 ext.234

Federico Castro EsquivelPartner & Insurance Broker

[email protected]

+506 22968282 ext.208

Year incorporated1996

Premium (USD)$60m

Employees85+

Company nameComercial de Seguros

Corredores de Seguros S.A

Market positionLargest broker in Costa Rica

OfficesSan José

56 | Partner

SummaryFor more than 45 years Uniserse has been advising its clients and is

recognised as one of the most trusted firms in the country. Their success

over the years has been based on a strong close client contact and a high

level of personal service.

ProductsAccident & Health, Casualty, Commercial, Crime, Directors & Officers,

Employee Benefits, Errors & Omissions, Fidelity Crime, Financial Lines, Fine

Art & Specie, Flood, General Liability, Marine, Personal, Product Liability,

Professional Indemnity, Property, Surety, Trade Credit, Transportation,

Umbrella excess, Workers’ compensation.

Industries servicedAdvertising & Public Relations, Automobile & Auto Parts Manufacturing,

Chemicals, Cosmetics, Cultural Institutions, Energy, Financial Institutions,

Food & Beverage, Foundries, Healthcare, Law Firms, Manufacturers,

Marine, Non-Profit Corporations, Pharmaceuticals, Private Equity,

Professional Services, Public Relations, Real Estate Owners, Recycling,

Renewable Energy, Retail, Special Events, Technology Service Providers,

Waste Management.

www.uniserse.com

Gerardo Mendez GuzmanHead of Corporate Department

[email protected]

+506 2519 4500

Mauricio Bendavides AguiarCEO

[email protected]

+506 2519 4500

Carlos Guillen RuizManaging Director

[email protected]

+506 2519 4500

Year incorporated1968

Premium (USD)$29m

Employees55

Company nameUniserse Correduria de Seguros

Market positionThird largest non-financial

broker

OfficesSan José

Costa RicaPartner | 57

Company nameHowden Wacolda (part of the

Colombian business)

OfficesQuito

Joined Howden2015

Employees8

www.howdengroup.com/wacolda/peru-ecuador

Ecuador

Carlos Quiñones MächlerCEO, Howden Wacolda

[email protected]

+57 (1) 6075500

SummaryA leading corporate insurance broker with capabilities including Property,

Construction, Affinity, Pharmaceuticals, Bonds & Life.

ProductsA&H, Bonds, Construction, D&O, General Liability, Life, Onshore Energy,

Personal Lines, Product Liability, Professional Indemnity, Property & Real

Estate.

Industries servicedAutomotive, Chemical, Construction, Energy & Power, Engineering, Food,

Healthcare, Infrastructure, Manufacturing, Mining, Real Estate.

58 | Howden

Company nameARISA

Market positionLargest independent, and third

largest overall insurance broker

in Guatemala

OfficesGuatemala City

Year incorporated1975

Employees100+

SummaryARISA provide close attention to detail with more than 100 insurance

professionals integrated into the team, which differentiates the first-class

service culture provided to clients. Adding further value is an advanced

technology infrastructure that provides creative and unique solutions to the

clients served.

www.arisaseguros.com

Guatemala

Jorge Canale BanúsChairman

[email protected]

+502 2499 1000

Partner | 59

Company nameMPL Asesores de R.L.

(MPL Seguros)

Market positionTop three broker in Honduras

OfficesTegucigalpa

San Pedro Sula

Choluteca

Year incorporated2005

Premium (USD)$11.6m

Employees30+

SummaryMPL Seguros is a leading retail insurance brokerage firm providing expert

advice and custom made insurance programs. The company services

personal and corporate insurance lines, including: life, health, accident,

automobile, general liability, energy, construction, property & casualty,

marine cargo, stock throughput, recall, financial lines, among others.

They have a staff of highly skilled and trained professionals who work

tirelessly to satisfy their clients. They strive to provide clients with the

insurance policy that best fits their specific needs, and work to constantly

innovate and improve the technology and processes in order to offer a fast,

reliable service.

ProductsAccident & Heath, Agriculture, Aquaculture, Aviation, Auto, Bonds, Cargo,

Construction, D&O, E&O, Energy, General Liability, Life, Professional

Indemnity, Property & Casualty, Real Estate, Sports, Stock Throughput,

Trade Credit, Travel.

Industries servicedAgriculture, Aquaculture, Construction, Energy, Exporters, Financial

Institutions, Industrial, Manufacturing, Professional Services,

Real Estate, Retail.

Marcelo Pedemonte LaraPresident

[email protected]

+504 9992 5129

Eduardo Pedemonte LaraDirector

[email protected]

+504 9992 5272

www.mplseguros.com

Honduras60 | Partner

Company nameMGI (Insurance Brokers) Limited

Market positionFifth largest broker in Jamaica

OfficesKingston

Premium (USD)$9.6m

Employees22

SummaryMGI are continually pushing the envelope to deliver tailor-made products,

thereby Making Good Insurance Better. The senior team members have a

combined experience of over 150 years in the industry and hold the belief

that there is no one-size-fits-all solution. MGI is regulated by the Financial

Services Commission, is a member of the Jamaica Insurance Brokers

Association and a local Reinsurance broker.

ProductsAccident, Bonds, Business Interruption, Cargo, Contractors, Crime, Cyber,

D&O, General Liability, Health Care, Homeowners, Hull, Life, Motor,

Machinery/Engineering, Professional Indemnity, Property, Protection &

Indemnity, Travel.

Industries servicedAgriculture, Car Dealership, Construction, Education, Energy, Financial

Sector, Legal, Motor Vehicle Rental, Shopping Centres, Tourism,

Transportation, Wholesale & Distribution.

Thomas SmithManaging Director

[email protected]

+1 876 929 2969

Kimm DaleyGeneral Manager

[email protected]

+1 976 968 72598

www.mgibrokers.com

JamaicaPartner | 61

Company nameGrupo Ordás

Market positionTop five broker in Mexico

OfficesMexico City

Joined Howden2017

Premium (USD)$430m

Employees300+

SummaryIn December 2017, Howden One partner Grupo Ordás signed an

agreement to join Howden. Founded in 1982, Grupo Ordás is a leader in

the Mexican insurance market and has strong expertise across corporate

lines. Headquartered in Mexico City, Ordás represents a key strategic

development in Howden’s Iberoamerican growth plans. The business has

a strong client focus, exceptional talent and an entrepreneurial ethos. In

addition to motor insurance expertise, an impressive technology platform

will help deliver even better solutions to Howden clients across many

different lines of business.

José Luis Ordás, CEO, Grupo Ordás, has a career in insurance spanning

45 years and will now continue expanding the Ordás portfolio of specialist

solutions and his long-standing relationship with Howden.

ProductsCyber, D&O, Employee Benefits (major medical expenses, life), Financial

Lines, General Corporate & Commercial, Motor, Pension, Personal Lines,

Reinsurance, Surety.

Industries servicedAutomotive, Construction & Infrastructure, Consumer Retail, Financial

Institutions, Manufacturing, Marine & Cargo, Public Sector, Professional

Services, Technology, Tourism & Energy.

José Luis Ordás EscouridoCEO, Grupo Ordás

[email protected]

+52 55 3000 0000 ext 2102

www.ordas-seguros.mx

Mexico62 | Howden

Company nameArco Seguros

OfficesPanama city

Market positionTop ten broker in Panama

Year incorporated1997

Employees60+

SummaryArco Seguros handles all lines of business with emphasis on corporate

accounts, mainly banks, contractors, technology, media and others. They

serve their clients through two specialised departments for Property and

Casualty, and Benefits (Life and Health). The team has more than 100 years

of professional experience and is recognised for its solid trajectory of more

than 45 years in the industry. Arco’s aim is to deliver a first class service to

each client.

Raúl Díaz-ArangoPartner

[email protected]

+507 269 1633

www.arcoseguros.com/es

PanamaPartner | 63

www.contacto.com.pe

Peru

Giulio Valz-GenCEO

[email protected]

+51 16166565

Company nameContacto Corredores de

Seguros SA

Market positionSecond largest broker in Peru

OfficesLima

Arequipa

Cajamarca

Year incorporated1985

Employees130+

SummaryContacto has over 30 years of experience in risk management and insurance

of various economic activities, and now has a team of 140 professionals with

vast experience in the market. Their service acts not only in the fields of

risk prevention engineering, insurance consulting and brokerage, but also as

insurers and reinsurers. Their virtual tools provide an efficient service to its

clients, as well as a comprehensive vision that makes them more efficient.

The first 100% Peruvian capitals broker in the market, according to the

Superintendencia de Banca, Seguros y AFP, Peru (SBS) ranking. Local control

of the operations allows for the necessary flexibility to provide a service that

is deeply personalised. Their international relationships provide connections

with the international insurance and reinsurance markets. They provide

their clients worldwide synergy with the expertise and experience of its

international network.

ProductsA&H, Affinity, Construction, D&O, E&O, EB, General Liability, Health,

K&R, Life, Marine, Onshore Energy, Personal Lines, Product Liability,

Professional Indemnity, Property & Casualty, Property & Real Estate, Sports

& Entertainment, Structured Trade Credit, Surety, Trade Credit & Bonds.

Industries servicedConstruction, Energy & Power, Financial Institutions, Leisure, Logistics,

Mining, and other sectors.

(Howden Wacolda have a presence in Peru as part of the Colombian business)

64 | Partner

www.vidalrodriguez.com

Puerto Rico

Luis Rodriguez-SantanaPresident

[email protected]

+1 787 7517610

Company nameVidal & Rodriguez, Inc.

Market positionFifth largest in Puerto Rico

OfficesSan Juan

Year incorporated1986

Premium (USD)$30m

Employees30

SummaryVidal & Rodriguez, inc. is a respected and well established insurance

brokerage firm in Puerto Rico. They have 30 people on their bilingual staff

and provide all lines of insurance and capability for claims handling on

Property & Casualty. They are also capable of doing business in other parts

of the Caribbean.

ProductsEmployee Benefits, Professional Liability, Property & Casualty.

Industries servicedAuto Dealers/ Car Rentals, Aviation, Construction, Education, Energy,

Financial Institutions, Food and Beverage, Government, Healthcare,

Hospitality, Liquefied Petroleum Gas Dealers, Manufacturing, Marine,

Professional and Medical Services, Real Estate and Property Management,

Retail and Distribution, Transportation & Logistics.

Partner | 65

www.agostini.com

Trinidad & Tobago

Robert LazzariManaging Director

[email protected]

+1 868 680 9800

Company nameAgostini Insurance Brokers

Limited

Market positionFirst in Trinidad and Tobago

OfficesPort of Spain

San Fernando

Year incorporated1950

Premium (USD)$60m

Employees140+

SummaryAgostini Insurance Brokers (AIB) Limited’s #1 market position in terms of

premium volume, human resources, range of services, asset base and

branch network brings significant benefit to all our clients. Our mission is

to be the leading Insurance Broker and Risk Management Consultant in

our chosen markets, by providing Total Quality Services to our customers,

satisfying their needs and expectations with absolute integrity.

ProductsAccident & Health, Aviation, Construction, Energy, Financial Lines, Liability,

Marine Hull & Cargo, Motor, Personal Lines, Professional Indemnity,

Property, Travel & Personal Accident, TPAs.

Industries servicedEnergy & Marine, Financial Services, Food & Beverage, Hotels,

Manufacturing, Retail & Service.

(+ Grenada and St. Lucia)

66 | Partner

www.globalbrokers.com.uy

Uruguay

Diego Fernández AmeglioCEO

[email protected]

+598 2601 1414 ext.12

Company nameGlobal Brokers S.A.

Market positionThird in Corporate Business

OfficesMontevideo

Year incorporated1990

Premium (USD)$14m

Employees14

SummaryGlobal Brokers specialises not only in Corporate lines but also Personal

lines, handling both insurance and reinsurance business. Global Brokers

has represented various international brokers throughout these years, and

consider themselves to be an insurance broker where small, medium and

large companies can find specific solutions for the different hedges of

their risks and full track of their needs. They seek to achieve excellence in

customer satisfaction through an integral insurance consultancy that selects

the best of the alternatives. The main business lines are CAR&EAR, Property

Damage, Liability, Bonds, Aviation, Casualty insurance and Marine liability

coverage. Advises different markets, such as renewable energies, leisure

industry – hotels, casinos, due to the high levels of tourism in the country –

food industry, agricultural risks, and the forestry sector, among others.

ProductsAutomobile, Bonds, CAR, Cargo & Transit, D&O, E&O, Employee Benefits,

General Liability, Health, Property & Business Interruption, Workers

Compensation.

Industries servicedConstruction, Energy, Leisure, Manufacturing, Middle Market Business,

Personal Lines.

Partner | 67

India, Turkey, the Middle East and AfricaAcross Turkey and the Middle East, we are an expert Liability and Employee

Benefits broker, with specialist solutions for the Construction, Property, Marine,

Infrastructure, Oil & Energy and Aviation sectors.

Atinc YilmazRegional CEO, Turkey, the

Middle East & Africa

[email protected]

+971 (4) 304 5155 

(UAE): +971 (56) 385 3838

(Turkey) : +90 (549)6525271

Praveen VashishtaChairman of India, Turkey,

Middle East & Africa Board

[email protected]

+91 (0) 22 66558801

India 72

Oman 79

Tanzania 81

Turkey 82

United Arab Emirates 83

PAGE

PAGE

DR Congo 70

Ghana 71

Kenya 73

Mali 74

Morocco 76

Mozambique 77

Nigeria 78

South Africa 80

* Our Howden One network partners also operate in Burkina Faso, Liberia and Sierra Leone.

68 | Howden

DR Congo

Company nameORBIS S.A. (part of AlliA Group)

Market positionLeading broker in DRC

OfficesKinshasa

Lubumbashi

Premium (USD)$10m

Employees8

www.allia.be

Adnan ElabedCEO

[email protected]

+243 8249 15322

Diane UyttendaeleCountry coordinator

[email protected]

+243 8164 03403

SummaryThrough a strong lineage and relations in the Democratic Republic of Congo,

our highly qualified local team is perfectly positioned to service clients

across a wide range of industries. We are licensed to work with SONAS, a

state owned monopoly in the DRC insurance market - we pride ourselves on

fair pricing and have excellent claims handling experience.

ProductsAssets & Full Political Violence, Aviation, Construction, Expat Medical

& Travel, Marine, Motor Fleet, Liability, Plant & Machinery, Transport,

Workmen’s Compensation.

Industries servicedIncluding but not limited to Bakeries, Banks, Chemical Plants, Laboratories,

Offices, Oil Refineries, Retail & Wholesale.

70 | Partner

www.kekgroup.net

Ghana

Charles OduroManaging Director

[email protected]

+233 202 017 012

Yaw Tinkorang YeboahHead, Specialty Business

[email protected]

+233 244 486 707

Company nameKEK Insurance Brokers Ltd.

Market positionLeading insurance broking

company in Ghana

OfficesAccra

Tema

Koforidua

Kumasi

Sunyami

Tamale

Takoradi

Tarkwa

Liberia

Sierra Leone

Year incorporated1985

Premium (USD)$30m

Employees80

SummaryKEK has been the market leader in Ghana for over twenty five years,

providing insurance advisory services. We offer quality and timely service

comparable to international best practices by a strong technical team. Our

experiences cut across all the various sectors of the economy and have

developed expertise in timely settlement of valid claims.

ProductsAll lines of insurance including Employee Benefit policies.

Industries servicedAgricultural, Construction, Educational, Energy/Natural Resources, Financial,

Food & Drinks/Beverages, Health, Hospitality, Manufacturing, Oil & Gas,

Telecoms, Transportation, among others.

(+ Liberia and Sierra Leone)

Partner | 71

Company nameHowden Insurance Brokers

India Private Limited

Market positionTop 10 broker in the Indian

market

OfficesMumbai

New Delhi

Pune

Bangaluru

Chennai

Hyderabad

Kolkata

Joined Howden2004

Premium (USD)$71m

Employees195+

SummaryAn expert Liability and Employee Benefits broker, with specialist solutions

for the Construction, Property, Marine, Infrastructure, Oil & Energy and

Aviation sectors.

ProductsA&H, Commercial Crime, Construction, Cyber Liability, D&O, EB, Financial

Institutions, General Corporate & Commercial, General Liability, K&R,

Marine, Media & Entertainment, Motor, Offshore Energy, Personal Lines,

Product Liability, Professional Indemnity, Property & Real Estate, Warranty

& Indemnity.

Industries servicedAutomotive, Aviation & Aerospace, Communications, Construction,

Consumer Retail, Energy & Power, Infrastructure, IT & ITES, Manufacturing,

Media & Technology, Professional Services, Telecoms, Travel.

Praveen VashishtaCEO, Howden India

praveen.vashishta

@howdenindia.com

+91 (0) 22 66558801

www.howdenindia.in

India72 | Howden

Company nameMasumali Meghji Insurance

Brokers Ltd

Market positionFifth largest insurance broker

in Mombasa

OfficesMombasa

Year incorporated1981

Premium (USD)$3m

Employees18

SummaryMasumali Meghji Insurance Brokers Ltd is one of the largest independent

insurance brokers in Mombasa, Kenya, and has been serving the

community for over 35 years. We are a medium sized company with an

East African geographical reach. We accommodate a wide variety of clients

with different needs in the insurance industry ranging from multinationals to

corporate and indivdiduals.

ProductsConstruction & Engineering, Credit & Political Risks, Employees Benefits,

Fire & Allied Perils, Marine, Medical, Motor, Personal Insurance, Risk

Management, Travel.

Industries servicedConstruction & Engineering, Financial Services, Manufacturing, Mining, Oil

& Gas, Tourism, Transport.

Hasnain MeghjiCEO

[email protected]

+254 412223843

www.mmltd.co.ke

KenyaPartner | 73

www.cirasmali.com

Mali

Hélène Assa Camara NdiayeCEO

[email protected]

+223 20216933

Company nameCabinet International de

Representation en Assurance

(CIRAS)

Market positionThird largest broker in Mali

OfficesBamako

Year incorporated2000

Employees8

SummaryCIRAS is an insurance brokerage company headquartered in Bamako, Mali,

with representation in Burkina Faso. Their insurance legislation is common

to all CIMA (the Regional Insurance Industry Body) member countries,

which include most French-speaking countries in South-Saharan Africa. In

the CIMA zone, insurance brokers practice all lines of insurance because

the market is narrow. This most commonly includes property damage, legal

and public liability, health and some life insurance. The market currently has

a lot of potential, but prospective clients do not have a strong awareness

of insurance. This will start to change more and more with continuing

modernisation and the presence of multinational companies in the mining

and energy sector.

ProductsConstruction, Energy, General Liability, Life, Loss & Property, Marine,

Motor, Multi Lines, Personal Lines, Product Liability, Professional Indemnity,

Property & Real Estate.

Industries servicedEnergy & Power, Mining, Transportation.

(+ Burkina Faso)

74 | Partner

www.beassur.com

Morocco

Mehdi TaziChairman

[email protected]

+212 660 71 81 95

Jean-Charles FreimullerInternational Manager

jean-charles.freimuller

@beassur.com

+212 666 16 03 20

Company nameBeAssur Insurance Partners

Market positionOne of the leading insurance

brokers in Morocco

OfficesCasablanca

Premium (USD)$7m

Employees40+

SummaryBeassur is one of Morocco’s leading insurance broking firms. With over 40

years of experience, the firm is one of the most respected in the country

and its experienced and dedicated team is capable of providing expertise in

all insurance areas.

ProductsConstruction, Credit, Cyber, Financial Risks, General Liability, Healthcare,

Industrial Risks, Life, Marine & Aviation, Marine Cargo, Motor, Professional

Indemnity, Workers’ Compensation.

Industries servicedAgriculture, Construction, Energies, Financial institutions, Food &

Drink, Healthcare, Hospitality, Manufacturing, Marine & Aviation, Public

Institutions, Retail.

76 | Partner

www.nacionalbrokers.com

Mozambique

Jeannette McHardyManaging Director

[email protected]

+258 843 235 270

Amina AboobakarFinancial and Administrative

Director

amina.aboobakar

@nacionlabrokers.co.mz

+258 845 441 102

Company nameNacional Brokers Lda

Market positionSecond in Mozambique

OfficesMaputo

Employees27

SummaryNacional Brokers (NB) was the first broking company to be granted a license

in Mozambique, during the privatisation of the various industries in the

country. The company has grown steadily over the years and is well known

in the local market for their solution driven methods and efficient service.

There are three teams, two client servicing as well as the financial and

administration team. Our motto is “Our service is the key to our success”.

ProductsAll classes of insurance for a very wide range of clients.

Industries servicedBanks, Coca Cola, Hatcheries, Hotels, Insurance Companies, Logistics,

Manufacturers, Mines, Oil & Gas, Ports, Railway Lines, Tobacco.

Partner | 77

www.fbninsurancebrokers.com

Nigeria

Olumide IbidapoCEO, Managing Director

olumide.a.ibidapo

@fbninsurancebrokers.com

+234 802 225 2909

Company nameFBN Insurance Brokers Ltd

Market positionTop five broker in Nigeria

OfficesLagos

Abuja

Ibadan

Port-Harcourt

Year incorporated2000

Premium (USD)$15.6m

Employees55+

SummaryFBN Insurance Brokers are a subsidiary of FBN Holdings Plc. They provide

expert broking knowledge and capabilities in risk assessment, analysis,

structuring and overall servicing, as well as value added Risk Management

services. We have the reputation, expertise and unrivalled experience

in Energy Insurance, Oil and Gas, sophisticated and complex Risk

Management and Re-insurance services. FBN Insurance Brokers work with

over 700 branches of the First Bank of Nigeria.

ProductsAccident, Agriculture, Auto, Aviation, Cargo, Computer, Engineering, Fidelity

Guarantee, Goods-In-Transit, Hull, Industrial, Kidnap & Ransom, Medical,

Machinery Breakdown, Motor Boat, Oil & Gas, Professional Indemnity,

Property, Public Liability.

Industries servicedBeverage, Energy & Power, Engineering & Construction, Financial

Institutions, FMCGs, Healthcare, Manufacturing, Marine, Oil & Gas,

Professional Service, Public sector, Real Estate, Retail.

78 | Partner

Oman

Rajiv AroraCEO, Howden Oman

[email protected]

+968 97909964

Company nameHowden Insurance Brokers LLC

Market positionOman is a start up office for

Howden Broking Group

OfficesMuscat

Joined Howden2017

Premium (USD)Howden Oman is in its first

year of operation. Forecast

estimates $2.5m

Employees7

SummaryIn December 2017, Howden Oman began operations after completing the

majority acquisition of New Generation Insurance Services Company, which

was owned by a large and growing business house in Oman.

The newly formed company will leverage the goodwill of the local partner,

as well as the technical expertise and reputation of Howden Broking Group,

to establish its presence in Oman. The business will initially focus on the

SME and large commercial and corporate clients in Oman, backed by our

regional expertise in Financial Lines, Construction, Employee Benefits, Trade

Risks and Oil and Gas sectors.. Oman also presents a significant opportunity

to grow in Health insurance, which aligns well with the wider Howden

strategy in Turkey, the Middle East and Africa.

Howden Oman is managed by Rajiv Arora, who has over 30 years of

insurance industry experience in India and the Middle East.

Howden | 79

South Africa

Jan DrahotaExecutive Director, Commercial

and Specialist insurances

[email protected]

+27 (0)11 912 7368

Company nameIndwe Risk Services

Market positionLargest independently owned

broker in SA, third overall

Offices20 branches across SA

Premium (USD)$117m

Employees385

SummaryIndwe has positioned itself as the ‘thought leading’ niche broker in the

market focusing on complex and difficult risks that require a unique skill and

expertise to be placed.

ProductsAll classes of short-term insurance, including specialist areas such as

Aviation, Construction, Guarantees, Liability and Marine.

Industries servicedAll major industries including but not limited to Engineering, Financial,

Heavy Industry, Legal, Leisure and Entertainment, Pharmaceutical, Power

Generation, Real Estate, Retail.

www.indwe.co.za

80 | Partner

Tanzania

Umesh PuriCEO, Howden Puri

[email protected]

+255 (0) 22 292 3442

Company nameHowden Puri Insurance Brokers

Limited

Market positionA top ten broker in Tanzania

OfficesDar es Salaam

Joined Howden2018

Employees15

SummaryA specialist insurance broker focusing on delivering exceptional service

to local and international clients. Experts in handling all major classes of

insurance with a particular focus on delivering innovative solutions using

technology. Over 62 years of local market knowledge/relationships now

strengthened by being part of a global Howden network.

ProductsAsset All Risk, Aviation, CAR, Cargo/Goods in Transit, EL/PL, Financial

Risks, General Corporate/Commercial, Marine, Medical, Motor, PI & D&O.

Industries servicedAgriculture, Construction, Engineering, Healthcare, Hospitality,

Manufacturing, Mining, Retail, Telecommunication, Tour Operators,

Transport.

www.howdenpuri.co.tz

Howden | 81

Cemal Uludag

Managing Director,

Howden Sigorta – Specialty

[email protected]

+90 212 290 3448

Turkey

Vedat BasanManaging Director, GRC Howden

[email protected]

+90 212 290 3447

Cem Pekkutlucan Managing Partner, Howden ACP

[email protected]

+90 212 290 3444

Erdal Seferbay

Managing Partner, Howden ACP

[email protected]

+90 232 425 4027

Company nameHowden ACP (Retail)

GRC Howden Reasurans

Brokerligi A.S. (Reinsurance)

Howden Sigorta Brokerligi A.S

(Specialty)

Market positionOne of Turkey's largest global

insurance brokers

SummaryHowden Sigorta is the specialty arm joining Howden in 2013, primarily focused

on Industrial Property & Liability experts, and Power Construction, generation

and distribution specialists. GRC is a leading facultative reinsurance provider to

insurance companies and other mediators, joining Howden in 2015.

In April 2018 ACP became part of Howden. Headquartered in Istanbul, ACP is

a leading insurance broker in Turkey and the largest independent broker in the

market.

ProductsAqua Culture, Cargo Marine, Claims Handling, Construction, Corporate &

Commercial Property, Cyber, D&O, Financial Institutions, General Liability, Health,

Offshore Energy, Onshore Energy, Motor Fleet & Advisory to the lenders of

Project Finance, Product Liability, Professional Indemnity, Trade Credit.

Industries servicedConstruction, Consumer Retail, Financial Institutions, Fish Farms, Food,

Manufacturing, Mining, Power & Energy, Professional Services, Public Sector,

Real Estate, Transportation.

www.howdengroup.com/turkey

www.acp.com.tr

Ümit Oflas

Managing Partner - Head of

Bankassurance, Howden ACP

[email protected]

+90 212 290 3444

OfficesAnkara

Bursa

Istanbul

Izmir

Employees125+

82 | Howden

United Arab Emirates

Arvind KashyapaChairman & CEO,

United Arab Emirates

arvind.kashyapa

@howdendubai.com

+971 50 651 40 79

Company nameHowden Insurance Brokers LLC

Market positionTop 10 broker in UAE

OfficesDubai

Abu Dhabi

SummaryA leading broker focused on Liability, large Property insurance solutions

and Marine, Reinsurance as well as growing experience in the Employee

Benefits space.

ProductsA&H, Construction, D&O, EB, General Corporate & Commercial, General

Liability, Life, Marine, Motor, Personal Lines, Political Risk, Product Liability,

Professional Indemnity, Property & Real Estate.

Industries servicedAutomotive, Construction, Consumer Retail, Financial Institutions,

Healthcare, Manufacturing, Marine, Professional Services, Public Sector,

Real Estate, Transportation.

www.howdenuae.com

Joined Howden2008

Employees70+

Howden | 83

Howden is the only international broker with offices in Europe, Asia, Iberoamerica,

the Middle East and Africa, that is not competing with U.S. retail brokers.

As a wider group, Hyperion's other routes to market (RKH and DUAL), provide a

local approach in North America, where Howden does not directly trade.

In order to service global clients, it was important to establish first-class broker

relationships in the region. Today, our partners in Howden One provide this service.

USA and Canada

Canada 86, 87 United States 88, 89

PAGE

84 | Howden

www.capricmw.ca

Canada

Richard FolkinsPartner

[email protected]

+1 604 484 4992 ext. 226

Company nameCapriCMW Insurance Services

Ltd

Market positionOne of the largest risk

consultants and brokerages in

Western Canada

OfficesBurnaby

Kamloops

Kelowna

Lake Country

Penticton

Prince George

Vancouver

Vernon

West Kelowna

Year incorporated1994

Premium (USD)$350m

Employees400

SummaryIndependent, employee-owned commercial insurance broker managing over

$350 million in premium volume, licensed in all provinces except Quebec.

ProductsCommercial Property & Liability, Construction & Contract Surety Bonding,

Fleet & Auto, Group Benefits, Life, Personal Insurance, Professional &

Executive Liability.

Industries servicedConstruction, Food & Beverage, Forestry, Green Power, Manufacturing,

Marine, Mining, Tourism & Hospitality, Public Sector, Real Estate,

Technology, Transportation, Wholesaling & Distribution.

86 | Partner

www.purvesredmond.com

Canada

Matthew KeithPartner, Cross Border

Services Leader

[email protected]

+1 647 259 3557

Company namePurves Redmond Limited

Market positionOne of the leading independent

insurance brokers in the

country

OfficesMontréal

Port Hope

Sudbury

Toronto

Vancouver

Year incorporated1959

Premium (USD)$85m

Employees60

SummaryThrough more than half a century of experience, PRL has worked with

clients from all of Canada’s major industries, as well as on international

projects with our exclusive network of international brokers. We’ve

committed ourselves to delivering the highest level of service to all of our

clients, regardless of size— and we intend to keep providing Canadian

companies and individuals with the same expertise and service level that

has come to represent our firm for decades.

As the country has grown up around PRL, we’ve evolved into becoming one

of Canada’s top independent insurance advisory and brokerage firms. We

provide expert guidance and insurance coverage to our clients across the

spectrum of Canadian businesses. Whether mining and energy projects,

transportation and waste management, or complex infrastructure builds

in major cities, we’ve helped clients large and small navigate the risks, and

opportunities, that come with doing business in Canada.

ProductsA&H, Bonds, Construction, Cyber, D&O, Employee Benefits, General

Liability, K&R, Life, Marine, Personal Lines, Product Liability, Professional

Indemnity, Property, Surety, Trade Credit.

Industries servicedConstruction, Energy & Power, Environmental, Financial Institutions, Food

and Drink, Healthcare, IT, Manufacturing, Marine, Mining, Not For Profit,

Professional Services, Transportation.

Partner | 87

www.frenkel.com

USA

Company nameFrenkel & Company – an EPIC

company

Market positionNinth largest independent

broker as part of EPIC

OfficesBoston

Los Angeles

New Jersey

New York

Premium (USD)$1.2bn

Employees260

SummaryFrenkel is a privately owned, full service international insurance brokerage

offering industry solutions for all Property & Casualty lines, Employee

Benefits, and Private High Net Worth Clients. Frenkel has 60+ years

experience with reverse-flow business and offers multilingual staff,

integrated claims and engineering functions; dedicated claims attorneys

on staff; personalized service including access to Senior Management;

client visitation domestically and foreign as needed. Frenkel is licensed for

admitted and surplus lines placements in all 50 states, Puerto Rico, DC and

U.S.V.I. and maintains physical offices in New York City, Jersey City, Boston,

and Los Angeles.

ProductsCrime, Cyber, D&O, E&O, Employee Benefits, Environmental, Fine Art

& Specie, High Net Worth & Personal Lines, Hull & Marine Liability,

International Reverse Flow & Home Foreign placement, K&R, Loss

Sensitive Casualty, Marine Cargo, Property & Casualty, Surety, Trade Credit.

Industries servicedAdvertising & Public Relations, Automobile & Auto Parts Manufacturing,

Chemicals, Cosmetics, Cultural Institutions, Energy, Financial Institutions,

Food & Beverage, Foundries, Healthcare, Law Firms, Manufacturers,

Marine, Municipalities, Non-Profit Corporations, Pharmaceuticals, Private

Equity, Professional Services, Public Relations, Real Estate Owners,

Recycling, Renewable Energy, Retail, Special Events, Technology Service

Providers, Waste Management.

Sabrina GreenmanVice President – Head of

International

[email protected]

+1 212 488 0374

88 | Partner

www.mcgriff.com

SummaryMcGriff, Seibels & Williams, Inc. and McGriff Insurance Services are independent

retail sub-brands of BB&T Insurance Holdings, serving both domestic and

international clients from offices throughout the USA. McGriff, Seibels &

Williams and McGriff Insurance Services have grown significantly in the past 10

years and now have over 4,000 employees placing over $10bn USD in premium

into the insurance marketplace. Their reputation and heritage helps them attract

some of the most experienced risk management consultants in the industry.

McGriff, Seibels & Williams was founded in 1886 and is a full-service

commercial insurance broker, providing insurance for complex, upper middle

market and Fortune 1000 accounts, as well as specialty insurance programs.

McGriff Insurance Services was founded in 1922 and works with individuals

and families, small businesses, middle market operations and non-profits.

BB&T Insurance Services began doing business as McGriff Insurance Services

in June 2018, drawing on the brand equity and history of affiliate McGriff,

Seibels & Williams.

ProductsAccident & Health, Casualty, Commercial, Crime, Cyber, Directors & Officers,

Employee Benefits, Environmental, Errors & Omissions, Fidelity Crime,

Financial Lines, Fine Art & Specie, Flood, General Liability, International,

Kidnap & Ransom, Marine, Personal, Product Liability, Professional Indemnity,

Property, Surety, Terrorism, Trade Credit, Transportation, Umbrella excess,

Workers’ compensation.

Industries servicedAgriculture, Aviation, Chemicals, Construction, Educational Services, Energy,

Financial Institutions, Food Services, Healthcare, Hospitality, Law Firms,

Manufacturing, Marine, Mining, Power & Utilities, Private Equity, Public

Administration, Public Entity, Railroad, Real Estate, Recreational Marine, Retail,

Staffing, Technology, Transportation, Wholesale Trade.

Alan RenfroeVice President

Howden One Coordinator

[email protected]

+1 205 581 9146

Rocco OrlandoExecutive Vice President,

Chief Marketing Officer

[email protected]

+1 205 583 9711

Premium (USD)$10bn

Company nameMcGriff, Seibels & Williams. Inc.

McGriff Insurance Services

Market positionFifth largest broker in the USA

and world as part of BB&T

Insurance Holdings, Inc.

USAPartner | 89

Howden Broking Group Limited

www.howdengroup.com

Part of the Hyperion Insurance Group

Copyright © 2018 Howden Broking Group Limited is registered in England & Wales under company registration number

6249799. Registered address: 16 Eastcheap, London EC3M 1BD. 09/18 Ref:2318