51035 - Q3NL - 0915Fall 2015

Give the Gift that’s Always Right!

• Right choice –

• Flexibility.

• Fun, Festive Designs!

• You choose the amount.

• It’s safer than cash.

DownloadYours Today!Now Available on the

Apple and AndroidMobile App Stores!

The new Beach Municipal FCU Mobile App allows you the

freedom to safely and securely access all of your accounts, transfer funds and more from

anywhere on your mobile device.

Transfer Funds

View Accounts

Find Branch/ATM Locations

757.333.7787 • beachmunicipal.org

iPhone/iPod/iPad

Android

The App is free to download and install.

Mobile AppIntroducing theBeach Municipal FCU

Different life stages mean different responsibilities. As those commitments build, grow and change, make sure to evaluate the insurance coverage you need to protect them.Some aspects of insurance can be complex, but you don’t have to be an expert. That’s why we’re here to help you with sound information and the tools you need to make the right decisions.Trusted by Your Credit UnionOur partnership with credit unions like yours goes back nearly 80 years. In that time, we’ve built our reputation on exceptional value, superior service and a commitment to serve the member-focused mission of credit unions everywhere.

TruStage™ Insurance products and programs are made available through TruStage Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company. Auto and Home Insurance Program are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

DTCG-999929.1

TruStage™ INSURANCE PRODUCTS

Call us today to find out how we can help you.

1-855-612-7909Visit us at TruStage.com

INSURANCE PROTECTION FOR WHAT’S IMPORTANTExclusively for credit union members

Howl-O-Scream is back at Busch Gardens Williamsburg, and you’re invited to join the terror.

* Fun Cards are only valid for the person listed on the ticket. Fun Cards are valid for unlimited admission to the Park from Sept. 25-Nov. 1, 2015. Does not include parking. Please see Busch Gardens for more details.

2015 Board of Directors Election & Annual Meeting

Nominating Committee Members:

Terms Expiring:

Nominations Made by the Committee:

BEACH MUNICIPAL FEDERAL CREDIT UNION BOARD OF DIRECTORS

Biographical Information

William (Bill) Meador

Charity Stone

Make Your Vote Count!

Beach Municipal Federal Credit Union will be closed in observance of the following holidays:Columbus Day:

Veterans Day:Thanksgiving Day:

Christmas:New Year’s:

FINANCIAL REST AREANEXT EXIT

$$ AVOIDFEES

PAY OFFCREDIT CARDS

IMPROVECREDIT SCORE

CREATE ASPENDING PLAN

BUILDSAVINGS

AVOIDCRISIS

1234 5678 9012 3456 WIDGET BANK

1234 5678 9012 3456

WIDGET BANK

500

675

850

Hampton Roads

NO TOLLSThanks to our partners, Bank On

Hampton Roads costs you nothing but your time.

Everything is completely FREE.

Through the 10 monthly classes and one-on-one coaching, you can break free from living paycheck to paycheck, avoid late

payment and penalty fees and keep more money for yourself!

New classes begin every

January, April & September

Invest in Yourself. Register Today!www.BankOnHR.org • 757.943.9652

Tired of livingTired of livingPaycheck

Paycheckkkkkkk?to

Learn how to: Avoid Fees

Build SavingsAvoid Crisis

Pay Off Credit CardsImprove Credit Score

Create a Spending Plan

INTERNATIONAL CREDIT UNION DAY Celebrates People Helping People

PRIVACY NOTICE