getnationwide.com

American Express Opt Blue

New Competitive Pricing Structure

Nationwide Sets (cost plus) Pricing

One StatementOverviewOptBlue

One customer Service Contact for all of the Card Brands

• Under $1 million in annual American Express Charge Volume

• Located in the U.S., but not Puerto Rico, U.S. Virgin Islands, or any other U.S. territory or possession

• Transact in USD only

• Prohibited industries (listed in American Express Program Operating Regulations)

• Franchises• Existing American Express PSP

relationships

Merchant Eligibility

New Merchants Only Merchants boarded on the Nationwide (TPS) network

Eligible merchants, per American Express: Exclusions

Roll Out Schedule

OptBlue is scheduled to be rolled out in four phases:

Existing merchants who do not currently accept Amex (on the

TPS network)

1

Enrollment of newly signed merchants (on

the TPS network)

2Existing Amex ESA

acceptors (on the TPS network)

333Enrollment of

merchants processing on the Global,

Paynentech, or TSYS networks

4

Merchant Categories

Merchants will be classified under one of the following industry categories:

Retail Restaurant

Service Caterers/Drinking Places

Mail Order/eCommerce Healthcare

B2B / Wholesale T&E

Lodging Other

A full list of rates and MCC codes can be found here: https://www.getnationwide.com/agents/document_center.php

Benefits of

Potential for Increased Revenue - Residual Income on Transaction Volume

An increased threshold up to $1M in annual American Express Card volume

Attract more Merchants with Competitive Pricing

Greater Merchant Reach – Expanded Merchant Criterion

Improved Merchant Retention

Increased Customer loyalty - Greater Spending Power

OptBlue Agents

AMEX Card Products

When you sign merchants up to accept American Express Cards, you are actually signing them up to accept over 150 different Card products

In 2013, average spend on an American Express Card was more than 3 times that on a non-American Express card, and the average American Express Card transaction was over 70% higher than the average non-American Express credit or charge card transaction.2

American Express Card Members Spend More

American Express Visa MasterCard

$11,926

$4,245 $3,141

2013 US Average Annual Spend Per Credit or Charge Card 3

American Express Visa MasterCard

$141

$84 $88

2013 US Average Credit or Charge Card Transaction Size 4

Source: Nilson Report #1,034 (February 2014) 1. Spend per card derived as U.S. year-end purchase volume divided by year-end cards in force (CIF). CIF represents the number of cards issued and outstanding with cardholders. Average American Express spend per Card equals $11,926.  Average Non-American Express spend per card equals $3,560, and includes Visa, MasterCard and Discover credit and charge card volume and CIF and excludes debit volume and CIF. 2. Transaction Size derived as U.S. year-end purchase volume divided by year-end purchase transactions. Average Non-American Express transaction size equals $83, and includes Visa, MasterCard and Discover credit and charge cards and excludes debit volume and transactions. 3. Spend per card derived as U.S. year-end purchase volume divided by year-end cards in force.  Visa and MasterCard averages exclude debit volume and cards in force. 4. Transaction Size derived as U.S. year-end purchase volume divided by year-end purchase transactions.  Visa and MasterCard averages exclude debit volume and transactions.