Georgina Real Estate December 17

P R I N T E DI N C A N A D A

*sales representative ** broker ***broker of record

Thursday, December 17, 201512 PAGES • 17,903 Copies

WayneWinch*

BrendaBrouwer*

All-Stars RealtyInc.BrokerageINDEPENDENTLYOWNED & OPERATED

905-476-4111

GREAT POTENTIAL! • $214,000Solid One Bedroom Detached Home. Great PotentialAs Starter Home. Close To Shopping, Bus, MedicalAnd More.

All-Stars RealtyInc. BrokerageINDEPENDENTLYOWNED & OPERATED

905-476-4111

Beverly Edney**

Roy Doran*

Cell: 905-252-1677realtron realty inc.brokerageINDEPENDENTLY OWNED & OPERATED

[email protected]

[email protected]

Tammy Longfield-Chiang*& Greg Chiang*905-898-1211 Merry Christmas and

a Happy 2016.Greg and Tammy

This Christmas season, we wish youJoy, Health, Peace and wonderfulmemories with your loved ones.

“Thank You” to our wonderful clients for yourSupport over the past 25 Years!

All-StarsRealty Inc.,BrokerageINDEPENDENTLYOWNED & OPERATED

905-722-5533

Shirley Anne Thompson*905-251-2335

May the Joy of Christmas bring Peace andHappiness to You andYour Family

22940 HIGHWAY 48, GEORGINA • MLS # N3381033• VERY SOLID 3 BEDROOM SIDE SPLIT ON A HUGE SITE 110’ x 198.46’

BACKING ON GREEN SPACE.• ROOF SHINGLES 2009, NEWER QUALITY VINYL WINDOWS, FAO & TANK

INSPECTED RECENTLY• DRILLED WELL, RAISED SEPTIC BED IN REAR YARD• NEEDS A BUYER INTERESTED IN RENOVATING BASEMENT, KITCHEN, BATH

& FLOORING.• DO NOT DELAY….THE LAST ONE WENT IN JUST A FEW DAYS!! CALL

ELENA ROBERTS @ 416-420-4129 OR [email protected] TO VIEW

Steve Barrett*Owner / Sales Rep / Residential Appraiser

DIRECT289-470-1478SUTTONGROUPSOLUTIONSREALTY INC.,BROKERAGE905-476-4329905-722-9770

[email protected]

Sue Booth & Sandy Simpson*905-476-7434 ext. 7434

[email protected]

Wishing Everyone aHappy Holidays

We would like to take thisopportunity to thank all ourwonderful friends and clientsfor their continued support.

We hope you all have awonderful Holiday, enjoyingtime with family and friends.May 2016 bring you lots of

happiness and joy.

Our very bestWishesSandy and Sue

YourCommunityRealty BrokerageINDEPENDENTLYOWNED & OPERATED

Pat Burns*** Deborah Reddings*(800) 529-0331

ShorelandsRealty Inc. Brokerage

All the best in 2016.

Over 30 Yearsof combined

real estate sales& appraisal

to work for you.CALL

Sutton Group Solutions Realty Inc., Brokerage

Méchelle Cossaboom*Direct: 905-836-2124

Merry ChristmasEveryone!

Cheers to making memories and

sticking to cherished traditions…

remembering those in need and giving

generously…forever remembering

those we lost and being grateful

for what we have…family, lasting

friendships and lots of laughs always…

A heartfelt Thank You To all of you

who continue to support and put your

trust in me! I am forever grateful!

All the Best for 2016!

905-471-2121

TeamMetherall.com(905) 476- 4111

Wally MetherallSales Representative

Cyndy MetherallSales Representative

Cole MetherallSales Representative

Michelle LawrenceMortgage Agent , Broker Lic.#10214Oriana Financial Group Of Canada Ltd.

Who You Gonna Call?Team meTherall

(905)

Who You Gonna Call? Who You Gonna Call? Who You Gonna Call?

All-Stars Realty Inc., BrokerageEach Office Independently Owned and Operated

.allerhtMe .allerhtMe omcomcomc

Michelle LawrenceAgent , Broker Lic.#10214Mortgage

Ltd.Canada Of Group Financial Oriana

2 The Georgina Advocate homefinder.ca Thursday, December 17, 2015

Season’s Greetings!

Throughout this holiday season, we want to wishall our past and present clients and their families a

Merry Christmas & Happy New Year!

BEIERLSales Representative

FRANKKERR

Sales Representative

JEFF

Sales RepresentativeDAvIDSoNSales Representative

CALLIE

Sales RepresentativeCUTTINGBroker of Record

LESLIE

905.476.5555Brokerage

Natalia Zammitti*289-264-7626

[email protected]

YourCommunityRealty BrokerageINDEPENDENTLYOWNED & OPERATED

Wishing you andyour family thevery best during

the holiday season.

Natalia Zammitti

Ann AldredOffice: 905-476-5972

Mobile: [email protected]

Warm Wishesto you and yourfamily this

Holiday Season

Mortgage renewal: It pays to shop aroundYou work hard for your money. One of your biggest expenses is likely your mortgage. So if you had the opportunity to improve the interest rate, alter the term or otherwise make your mortgage a better fit with your life and finances, wouldn’t you take it?

Far too many Canadians do not act on this op-portunity when the term of their mortgage expires. They simply renew with their current lender, with-out seeking better terms or shopping around for a better deal. This, despite the fact that household cir-cumstances often beg for a change in what is often the single-largest expense in the family budget.

Assess your situAtion

Your lender must provide you with a renewal statement at least three weeks before the end of the existing term, but it’s best to act sooner. A few months before the end of the term, ask yourself some tough financial questions and do research to determine whether a different mortgage would better suit you and your family.

Maybe you want to pay down your mortgage faster. Ask yourself: “Do my finances allow me to in-crease the amount of my mortgage payments? Do I have savings set aside that I could use to make a lump-sum payment and decrease what I owe?”

Maybe you want to lower your payments to keep more cash on hand to cover childcare costs and save for education. Ask yourself: “Can I live with ex-tending the loan for a longer period?”

Contact your current lender, other financial insti-tutions and mortgage brokers to determine what mortgage terms and conditions they offer. Com-

pare the different products.“Competition among lenders affects how much

they will charge to finance your mortgage,” says Lu-cie Tedesco, commissioner of the Financial Consum-er Agency of Canada. “To find the best mortgage for your financial situation, check out the rates and terms offered by several lenders, and understand the costs involved in updating your mortgage.”

stAy put or move on

In the end, your current lender may offer the best deal, making your decision easy.

If you do want to switch to a new lender, consider the potential additional costs such as set-up fees or an appraisal fee to confirm the value of your prop-erty.

Find out whether a new lender will cover some of these costs. Be sure to get all the information you need to make the best decision for your financial situation.

— www.newscanada.com

3The Georgina Advocate homefinder.ca Thursday, December 17, 2015

Mitch and Rick DelenardoSales Representatives

DelenardoRealEstate.ca

Rick & Mitch DelenardoRE/MAX All-Stars Realty Inc., BrokerageINDEPENDENTLY OWNED & OPERATED

905-476-4111 • 1-866-924-7496

Wishing You aMERRY ChRistMas &happY nEW YEaR!

The holiday season gives us the opportunityto extend our thanks to those who helped to

make the past year so wonderful.We have seen a lot of changes in the community in 2015

and we are very excited for what 2016 may bring!We hope you have a Safe, Happy Holiday and

Best Wishes for a Healthy and Prosperous New Year!!


Royal LePage,Your CommunityRealty BrokerageINDEPENDENTLYOWNED & OPERATED www.opalh.com

Opal Hustins, ASA*

905-476-4337 ext. 7416

Rejoice the spirit ofChristmas with friends,family and colleagues.

Wishing you aMerry ChristmasandHappy New Year.

Cell: 905-251-3520Office: [email protected]

To my Clients - Past &Present, Family, Friends &Colleagues. May every day

of the Christmas season glowwith good cheer & happiness

for you & your Family.

MerryChristmas

ChristineBurton

905-715-1999Sales Representative

Merry Christmas!to all my Clients,

Friends, Family and

Colleagues! At this time of year,it is a joy to pause and Thankthe many people who havemade our success possible.

Thank Youand we wish you aHappyHoliday Season

Sutton office905-722-3211

KeSwicK office905-476-4337


You’re never too oldto see the world through

the eyes of a child.At this time of year, ourthoughts turn gratefullyto those who have madeour progress possible.

Wishing you a Holiday filledwith magic, wide-eyed wonder

and excitement.

Our

Special “Thanks”to our Fabulous Support Staffand all of our Valued Clients!

Kathy,Gary &

Daniel FochSales Professionals

KeswickRealEstate.caKeswick’s Real Estate Centre

(905) 476-HOME (4663 Direct)

76 The Georgina Advocate homefinder.ca Thursday, December 17, 2015 The Georgina Advocate homefinder.ca Thursday, December 17, 2015

*Sales Representative **Broker

TorontoDowntown Office416.637.8000

ThornhillOffice

905.889.9330

AuroraOffice

905.727.3154

UnionvilleMarkham Office905.940.4180

StouffvilleOffice

905.642.6333

VaughanOffice

905.832.6656

KeswickOffice

905.476.4337905.476.9543

Richmond HillOffice

905.731.2000

SuttonOffice

905.722.3211905.722.7272

www.YourCommunityRealty.com

Thank You To All Our Student Volunteers! ting Our Food & Toy Drive

AAAAAAADDDDDDDDDAYAYAYAYAYAYDAYDAY

MagicalMagicalMagical Thanks for SupportAYAYAYAYAYAYMagicalMagicalMagicalMagicalMagicalMagicalMagicalMagicalMagicalMagical The greatest joys

in life often do not comefrom what we receive,

but rather from what we give.One of our favourite parts of

the holiday season is to put ourregular work aside, if only fora few moments, to sincerely

thank everyone whosupports us throughout

the year.

VivianRisi

Broker of Record/Owner

Vivian

Keswick Office461 The Queensway South905.476.4337905.476.9543

Sutton165 High Street905.722.3211905.722.7272

JeffRisi*

Manager

As we come to a close of another year, we are grateful for the chance to share ourBest Wishes from all of our homes to all of yours! Merry Christmas!

ChristineBurton*Christine Colt

Carcone*Colt Tony

Colantonio*Paul

Devine*Nik

Dostanic*NikDawn

Belley*PierreBelley*

AnnaBelyntseva*

SueBooth*

MonicaBurrows**

MichaelDowdall*Michael Stefan

Faykos*DanielFoch*

KathyFoch**

TerryGeary*

HannaGillis*

KostaHaratsidis**

LanaHardy*Lana Calista

Hunter*Opal

Hustins*

NancyKerr-Taylor*

KarenKozmik*

NormLocking

DouglasMacEachern**

JackieMcEachern**

MarilynMcLaughlin*

MykMelnychuk*

AllanMorton*

RyanNie*

RickO’Brien**

SarahJones*Sarah Laura

Rackham*Amy

Rafuse**TatianaRolinsky*

CathiShanahan*

Cathi SandySimpson*

JohnStephens*

EdwardWard*

SandyYoung*

NicoleYule*

NataliaZammitti*


HappyHolidays!

Robin BoswellAlyssa ComanVern Catania

Best wishes to youand your family during the holiday season.Thank you for your continued support!

Publisher: Ian Proudfoot General Manager: Shaun SauveDirector of Advertising: Maureen ChristieAdvertising Manager: Jennifer Kopacz


To All Of theGeorgina

CommunityWishing You a

WonderfulChristmas Season

and aHealthy & Happy

New Year!

TatianaRolinsky


416-906-5565www.realestatewithtatiana.com

MerryChristmas

Wishing Youand Yours a Safe andHappy Holiday Season!

Holiday Hours:Closed December 24, 25, 31 and January 1Visit our website for directions to our site and

much, much more!

www.lakepointvillage.ca

Pierre Belley, CGASALES REPRESENTATIVE

DIRECT: [email protected]

Bus: 905-476-4337Fax: 905-476-6141Toll-Free: 1-877-356-7034461 The Queensway SouthKeswick

Dawn BelleySALES REPRESENTATIVE

DIRECT: [email protected]

And Good Wishes to All for the New Year!


Cooler weather keeps many people indoors. Al-though this may cause a bit of cabin fever, time spent inside gives people a chance to tackle some much-needed organization projects without the distractions of outdoor activities.

One task to tackle as winter settles in is sort-ing through wardrobes and making room for new clothes, as extra clothing can quickly take over a home. In fact, according to the National Association of Professional Organizers, too much clutter, general disorganization and difficulty determining what to keep and/or discard are the primary reasons individ-uals reach out to professional organizers. If clearing away closet clutter is on the top of your winter to-do list, consider the following tips.

Know what you have. It’s easier to determine •what you can keep and what you can donate or discard when you have an idea of what’s in your closet. Take all of your clothes out of closets and drawers and place them on the bed or floor.Clean the closets thoroughly. Try completing a thor-•ough cleaning yearly. This includes dusting shelv-ing and vacuuming the floor of the closet. You can do the same with armoires and dresser drawers.Take inventory of your clothing. Create three main •sorting piles. Label one “keep,” another “donate” and the third one “sell.” As you look at your cloth-ing, keep only those items that fit you well and suit both your tastes and your lifestyle. If a piece is high-quality and worth the cost of repair, bring it to a tailor or make the modifications yourself. Let go of items you never wear or those you bought on a whim because you wanted to try something trendy. In addition, figure out which type of cloth-ing best suits your lifestyle. If you have 10 pairs of yoga pants but never hit the gym, you can thin out that collection.

Immediately bag donation items. Move items you •will be donating out of the room. Place them by the front door and make a plan to drop them off at a thrift store or in a nearby clothing bin.Don’t overlook sales opportunities. An easy way •to make a little extra money is to sell used be-longings at consignment stores. Such stores are popular in towns all across the country as more people attempt to conserve and cut back on their spending. Consignment shops typically do most of the work, including marketing the items, which can be less hectic and safer than selling things on your own. Only bring in items that are clean and in good condition. Opt to have cloth-ing donated after the consignment period is over if items haven’t sold so they don’t end up back in your closet.Group remaining “keep” clothes in the closet •by category. Organize the clothing you keep by colour or style (i.e., casual, formal, exercise, etc.). Arrange the clothes in a way that makes most sense to you.Consider moving off-season clothes. Sturdy stor-•age containers and bags can be used to keep off-season clothing out of the closet until it’s needed. This frees up more space.

— MS

Tackle wardrobe organization How to make older homes more energy efficient

It’s possible to keep an older home without compromising on energy efficiency, but it takes a bit of work.

Older properties tend to have a sense of charm that newly built homes may lack. Perhaps it’s their lived-in feel or design elements that remind homeown-ers of yesteryear that make older homes so popular among home buyers.

What older homes have in character they may lack in modern amenities. For example, whereas many homes are now built with energy efficiency in mind, older homes may not be so eco-friendly. Fortunately, there are many ways for homeowners who love their older homes to keep that love going strong while making their homes more energy ef-ficient at the same time.

CheCk for leaks and plug any you find.

Homes may develop air leaks over time, and such leaks allow air to infiltrate the home. When that oc-curs, homeowners instinctively turn up the ther-mostat in winter to combat the cold air getting in. Come summertime, those same homeowners will run their air conditioners on a higher setting in an effort to stay comfortable when hot air is creeping

through the cracks. Rather than adjusting the tem-perature inside, fix any sources of air infiltration you find. Run your hand along doorways and windows to determine if any drafts are coming through. Older homes may also develop cracks in bricks, around the foundation and in siding or stucco. Seal any areas where you feel air infiltrating your home, which will save money, reduce your energy consumption and make your older home more efficient.

add insulation.

Many older homes are poorly insulated. But add-ing insulation can reduce energy costs by as much as 50 per cent. Installing insulation can be tricky, especially if insulation was not originally included in your home, as is sometimes the case with older homes. Insulation can become damp and prove ineffective if installed improperly. Damp insulation also may contribute to mould growth and rot in the home’s framing. Older homes may be lacking ad-equate insulation around attics, crawl spaces, base-ments, heating and cooling ducts, and water pipes. Cover your water heater with an insulated water heater blanket so the heater retains more heat and consumes less energy to heat the water.

stay on top of your home.

Much like older vehicles, older homes require a little extra TLC on the part of homeowners. Don’t allow your home to fall into disrepair. Even if your energy bills are not on the rise, inspect windows and doors to make sure they are closing tightly, as over time such seemingly minor problems can add up to substantial energy loss. Don’t forget to clean gutters and downspouts, removing debris that can add up and lead to water damage that may ultimately com-promise the effectiveness of your home’s insulation.

Book an energy audit.

Energy audits, which may be offered free of charge by your utility company, can help detect any addi-tional areas where a home may be using energy inef-ficiently. Even if you have to pay for an audit, the cost savings if any additional inefficiencies are discovered will likely add up to more than the cost of the audit.

Older homes are attractive to many homeown-ers, who can take several steps to make sure their homes are operating as efficiently as possible.

— MS

• Over 63,100 circulation, door to door, delivered to every household in our coverage area

• Circulation and distribution are audited by the Canadian Circulation Audit Board and the FDSA.

• Ontario wide home search through www.HomeFinder.ca

• Guaranteed distribution in the award winning “Best Newspaper in North America 2005 & 2008” by the Suburban Newspapers of North America (this award has never been won twice by any other Canadian Newspaper).

• The BEST Real Estate publication in your area for the most up to date information.

When Making Your Advertising Choicesmake sure you’re comparing

apples to apples...Our Showcase section offers:


David Metherall**Broker

WayneWinch* ShirleyAnneThompson*

Sandra Beattie*

Cole Metherall*Wally Metherall*Pamela Hutchings* Jeffrey Boylin B.A.**Mitch Delenardo* Rick Delenardo*Brenda Brouwer* Moreen Lynch**ChevyTymosko* Trevor Comeau*

RoseanneToogood*Chris Morielli* SarahThompson*Evelene Bain*Patti Knuckle* Ken Barker*Stephannie Phillips* Michelle Naylor*Susan Zanata* JasonWitty* Kim Imough*Reg Prince*

Allen Sawan* DanVan Loon*MelissaWeeks*Michael Fisher* Barbara Jacobsen* Cyndy Metherall*SamWaldron*Debbie Metherall* Bev Edney** Doug Prince*Roy Doran*

*sales representative **broker ***broker of record

All-StarsRealty Inc., Brokerage

Independently Owned and Operated

430 THE QUEENSWAY S., KESWICK www.remaxallstars.ca

Independently Owned and Operated

emaxallstars.ca 20945 DALTON RD., SUTTON

905-476-4111 • 1-866-924-7496905-722-5533

At The Close OfAnother Year

We Gratefully PauseTo Wish You AWarm And HappyHoliday Season

Best Wishes FromAll Of Us At


KentAtkins


EliPeroff


DavidClark


ColleenPeroff


JanetWasson

Licensed Assistant

Janet LoryRumley

Listing Assistant

StevePeroff


Joy W rldtothe W r

Dear Friends, Family and ColleaguesThe end of 2015 is drawing near. We’ve had yet another happy, busy year! We couldn’t be more grateful! It’s truly a blessing at this time of

year to slow down and reconnect with you, and to express our gratitude for your support throughout the year.277 The Queensway S, our new office space since 2013, has been steadily growing. We are seeing a great deal of changes and growth in this

part of Keswick’s core and love being in the centre of the activity! There is nothing but improvements and positive changes going on in our not-so-little town! The Georgina and Keswick housing market continues to astonish us and clearly the GTA has taken notice as we’ve seen a flurryof new developments and lots of newcomers to the area as well as a number of new businesses, small and large. We’ve enjoyed a successful yearthanks to the very hard work and dedication of every Team member.

Once again, recent heart breaking world events remind us of our great fortune to live in a safe country where our childrencan go to school, have great health care and are encouraged to have a voice. We are blessed beyond belief to live in thegreatest country on earth and in our little town by the lake. We try not to forget this and in return try to show gratitude andgive back whenever possible. Locally, our Team “Gives Where We Live” and have become big supporters of the Georgina FoodPantry through sponsorship of the Incredibly successful “Georgina By The Lake House Tour” and headingup an annual Food Drive. Globally, our involvement in the Kenyan Orphanage “Baba Nyumbani” andsupporting the work of the Horizon Initiative organization continues to be a passion and purpose for meand my family.

This past June, Colleen, our daughter Jordanna and I visited Baba Nyumbani in Kenya. After a wonderfulsong filled welcome we were thrilled to participate in some of the ongoing projects around the orphanage.Along with some good friends and their two grown children who went with us we all rolled up our sleevesand helped paint and renovate the orphanage’s kitchen. Everyone pitched in and we got it done!

In addition to some of these day to day projects, there are several huge developments in Kenyathat we are excited to be part of and to share with you. The second children’s home in Bondo, Kenya,overlooking Lake Victoria is well underway. Here we will house, feed, nurture, educate and keep safeanother 100 children. The building of the library at Baba Nyumbani is also a great priority for us. Itis a stand-alone 1900 sq. ft. building that will further secure our commitment to providing education

opportunities to the children. Our fundraising goal is $40,000!We hope that our work in Kenya strikes a chord with you and perhaps this year, you’re in

a position to give a little more. There are many children waiting for sponsors in the areasof Basic Care, Education and Wellness. Each sponsorship of $40/month goes a long way inAfrica. One time contributions are always welcome and there are several projects that youcan become a part of as well. Please visit www.horizoninitiative.org for sponsorship details.It’s a blessing to be Canadian and a privilege to live and work in Keswick and Georgina.

We proudly provide you our very best service and expertise and we know that we don’t just sellhouses. We find people homes, we help build communities. That is a privilege we don’t takefor granted and are proud to play such an important part in the lives of the people we serve,in our community and beyond.On behalf of myself and my phenomenal Team Peroff, Kent Atkins, Colleen Peroff, Eli Peroff,

Janet Wasson, Lory Rumley, David Clark, Andria Louca and Felicia Smith our tireless co-opstudent, we wish you and your family health above all, a joyous, love-filled holiday season anda prosperous 2016.

Happy Holidays,Steve Peroff

Documents

Georgina Real Estate December 17