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General Awareness
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Sample Paper of General Awareness Related to Banking
1) Bank Rate implies the rate of Interest -1) Paid by the reserve Bank of India on the deposit of Commercial Banks2) Charged by Banks on Loan and Advances3) Payable on Banks4) At which the Reserve Bank of India discounts the bill of Exchange.
2) Which bank in India performs the duties of Central Bank ?1) Central Bank of India2) State Bank of India3) Reserve Bank of India4) Above (a) and (c)
3) RBI was Nationalized in -1)19592)19473)19454)1949
4) One Rupee note in India is Signed by1) RBI Governor2) Union Finance Minister3) Secretary , Finance Ministry4) Secretary , Commerce Ministry
5) The Headquarters of Asian Development Bank(ADB) is at -1) Singapore2) Manila3) Hong Kong4)Tokoyo
6) Cheque which is crossed can be encashed only -1) Through Reserve Bank of India2) Through the Payee3) Through any Bank4)None of these
7) The Head quarter of RBI is in -1) Delhi 2) Kanpur3) Mumbai4) Nasik
8) The Nationalization of 14 Major commercial bank took place -1) 19472) 19563) 19694) 1980
9) Which of the Following Statement is True ?1) Banks Cannot Accept demand and time deposit from public.2) Banks Can accept only demand deposits from public3) Banks Can accept only Time deposits from public4)Banks Can accept demand and time deposits only from Govt.
10) Which of the Following Statement is Correct Statement ?1) State Bank of India is the sole Authority to issue and manage currency in India2) A nationalized bank is the sole Authority to issue and manage currency in India3) A Cooperative Bank is the sole Authority to issue and manage currency in India4) RBI is the sole Authority to issue and manage currency in India5) None of These
11) Interest payable on Saving Bank accounts is1) not regulated by RBI2) regulated by State Govt.3) regulated by Central Govt4) regulated by RBI5) regulated by Finance Minister
12) The Usual deposit account of bank are1) Current account , Electricity account and Insurance Premium Account.2) Current account , Post Office Saving Bank accounts and term deposit accounts.3) Loan accounts , Saving bank accounts and term deposit accounts.4) Current accounts , Savings bank accounts and term deposit account.5) Current Bill accounts and term deposit account.
13) Fixed Deposits and recurring deposits are1) Repayable after an agreed period2) Repayable on demand3) not Repayable4) Repayable after death of depositors5) Repayable on demand or after an agreed period as per bank choice
14) Accounts are allowed to be operated by cheques in respect of1) Both Savings bank account and fixed deposit account.2) Savings bank account and current accounts.3) Both Savings bank account and Loan account.4) Both Savings bank account and Cash account5) Both current accounts and fixed deposit account.
15) Mortgage is a -------1) Security on movable property for a loan given by the bank.2) Security on immovable property for a loan given by the bank.3)Concession on immovable property for a loan given by the bank.4) Facility on immovable property for a loan given by the bank.5) Security on immovable property for a deposit received by a bank.
16) Banks in our Country normally publicise that additional interest rate is allowed on retail domestic term deposit of1) Minors2) Married Women3) Senior Citizens4) Govt. Employees.5) Rural residents
17) Which of the following is the cross selling by banks ?a) Sale of Debit Card to a Credit Card holderb) Sale of Insurance Policy to a Depositorc) Issuance of Cash against cheque presented by the third party
1) Only 12) Only 23) Only 34) Both 1 & 35) All 1, 2 & 3
18) When a bank returns a cheque unpaid, it is called1) Payment of the cheque2) Drawing of the cheque3) Cancelling of the cheque4) Dishonor of the cheque5) Taking of the cheque
19) Which of the following type of account are known as the 'Demat' Account' ?1) Accounts which are zero balance account.2) Account which are opened to facilitate repayment of a loan taken from the bank.No other business can be conducted from there.3) Accounts in which shares of various companies are traded in electronic form.4) Accounts which are operated through internet banking facility.5) None of these.
20 ) NEFT means1) National electronic funds transfer system2) Negotiated efficient fund transfer solution.3) National efficient fund transfer system.4) Non effective fund transfer system5) Negotiated electronic foreign transfer system.
21) Interest on savings bank account is now calculated by banks on - 1) Minimum balance during the month.2) Minimum balance from 7th to last day of month.3) Minimum balance from 10th to last day of month.4) Minimum balance during the month.5) Daily product basis
Answers
1) 4 11) 4 21) 52) 3 12) 43) 4 13) 24) 3 14) 25) 2 15) 26) 3 16) 37) 3 17) 28) 3 18) 49) 2 19) 310) 4 20) 1