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GATEWAYVISANETERRORCODESRevised06.27.2018
PAYA|GATEWAYVISANETERRORCODES CONFIDENTIAL 2
AuthorizedResponseMessage ResponseCode ResponseDefinition AddressVerificationResultCode
Approval 00 Approvedandcomplete SeeAbove
AddressMatch 00or85 AddressMatchOnly A
AddressMatch 00or85
StreetAddressmatchforinternationaltransactionPostalCodenotverifiedbecauseofincompatibleformats(AcquirersentbothstreetaddressandPostalCode)
B
ErrorIneligible 00or85 Notamail/phoneorder E
ExactMatch 00or85 Exactmatch,5-characternumericZIP Y
ExactMatch 00or85 Exactmatch,9-characternumericZIP X
ExactMatch 00or85 StreetAddressmatchforinternationaltransaction D
ExactMatch 00or85 StreetAddressmatchforinternationaltransaction M
NoMatch 00or85 NoaddressorZIPmatch N
Retry 00or85 Issuersystemunavailable R
ServUnavailable 00or85 Servicenotsupported S
ServUnavailable 00or85
StreetAddressandPostalCodenotverifiedforinternationaltransactionbecauseofincompatibleformats(AcquirersentbothstreetandPostalCode)
C
VerUnavailable 00or85Addressinformationnotverifiedforinternationaltransaction I
VerUnavailable 00or85 AddressUnavailable U
VerUnavailable 00or85 Non-U.S.Issuerdoesnotparticipate G
ZipMatch 00or85 5-characternumericZIPmatchonly Z
ZipMatch 00or85 9-characternumericZIPmatchonly W
ZipMatch 00or85
PostalCodesmatchforinternationaltransactionStreetAddressnotverifiedbecauseofincompatibleformats(AcquirersentbothstreetaddressandPostalCode)
P
Call 01 Refertoissuer 0
Call 02 Refertoissuer-Specialcondition 0
TermIDError 03 InvalidMerchantID 0
Hold-callorPickUpCard 04 Pickupcard(nofraud) 0
Decline 05 Donothonor 0
ErrorXXXX 06 Generalerror 0
(CheckServiceCustomText) 06* Errorresponsetextfromcheckservice 0
Hold-callorPickUpCard 07 Pickupcard,specialcondition(fraudaccount) 0
PAYA|GATEWAYVISANETERRORCODES CONFIDENTIAL 3
InvalidTrans 12 Invalidtransaction 0
AmountError 13 Invalidamount 0
CardNo.Error 14 Invalidcardnumber 0
NoSuchIssuer 15 Nosuchissuer 0
REEnter 19 Re-entertransaction 0
NoActionTaken 21 Unabletobackouttransaction 0
NoReply 28 Fileistemporarilyunavailable 0
NoCreditAcct 39 Nocreditaccount 0
Hold-callorPickUpCard 41 Lostcard,pickup(fraudaccount) 0
Hold-callorPickUpCard 43 Stolencard,pickup(fraudaccount) 0
Decline 51 Insufficientfunds 0
NoCheckAccount 52 Nocheckingaccount 0
NoSaveAccount 53 Nosavingsaccount 0
ExpiredCard 54 Expiredcard 0
WrongPin 55 IncorrectPIN 0
ServNotAllowed 57 Transactionnotpermitted-Card 0
ServNotAllowed 58 Transactionnotpermitted-Terminal 0
Decline 61 Exceedswithdrawallimit 0
Decline 62 Invalidservicecode,restricted 0
SecViolation 63 SecurityViolation 0
Decline 65 Activitylimitexceeded 0
PINExceeded 75 PINtriesexceeded 0
UnsolicReversal 76 Unabletolocation,nomatch 0
NoActionTaken 77 Inconsistentdata,rev.,orrepeat 0
NoAccount 78 Noaccount 0
AlreadyReversed 79 Alreadyreversedatswitch 0
DateError 80 Invaliddate 0
EncryptionError 81 Cryptographicerror 0
CashbackNotApp 82 Cashbacklimitexceeded 0
Can'tVerifyPIN 83 CannotverifyPIN 0
CardOK 85 Noreasontodecline Seeabove
Can'tVerifyPIN 86 CannotverifyPIN 0
NoReply 91 Issuerorswitchisunavailable 0
InvalidRouting 92 Destinationnotfound 0
Decline 93 Violation,cannotcomplete 0
PAYA|GATEWAYVISANETERRORCODES CONFIDENTIAL 4
DuplicationTrans 94 Unabletolocate,nomatch 0
SystemError 96 Systemmalfunction 0
FailureCV CV CardTypeVerificationError 0
AcctLengthErr EA Verificationerror 0
CheckDigitErr EB Verificationerror 0
CIDFormatError EC Verificationerror 0
FailureHV HV HierarchyVerificationError 0
CashbackNotAvl N3 Cashbackservicenotavailable 0
Decline N4 Exceedsissuerwithdrawallimit 0
CVV2Mismatch N7 CVV2Valuesuppliedisinvalid 0
StopRecurring R0Customerrequestedstopofspecificrecurringpayment 0
StopRecurring R0Customerrequestedstopofspecificrecurringpayment 0
StopRecurring R1Customerrequestedstopofallrecurringpaymentsfromspecificmerchant 0
StopRecurring R1Customerrequestedstopofallrecurringpaymentsfromspecificmerchant 0
Approval T0 FirstcheckOKandhasbeenconverted 0
CannotConvert T1CheckisOKbutcannotbeconverted.Thisisadeclinedtransaction. 0
InvalidABA T2 InvalidABAnumber,notanACHparticipant 0
AmountError T3 Amountgreaterthanlimit 0
UnpaidItems T4 Unpaiditems,failednegativefilecheck 0
DuplicateNumber T5 Duplicatechecknumber 0
MICRError T6 MICRError 0