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CDFI PROGRAMAWARD BOOKFY 2019

The CDFI Fund is an equal oppourtunity provider.

CDFI PROGRAM AWARD BOOK

THE CDFI PROGRAM PROVIDES BOTH FINANCIAL ASSISTANCE AND TECHNICAL ASSISTANCE AWARDS: Financial Assistance (Base-FA) awards of up to $1 million allow CDFIs to sustain and expand their financial products and services. CDFIs that qualify for Base-FA funding must match this award with funds from a non-federal source. Base-FA awards can be used for lending capital, loan loss reserves, capital reserves, financial services, and development services to achieve at least one of the following FA objectives: • Increase volume of products or services• Provide new products or services• Expand operations into new geographic areas• Service new targeted populations

The FY 2019 application emphasized the extent of economic distress in the areas CDFIs are serving; the extent to which their activities have expanded, or will expand, economic opportunities; and the extent to which CDFIs will collaborate with their communities and increase their resources though collaborations and partnerships.

Technical Assistance (TA) awards of up to $125,000 are used for capacity development that is integral to CDFIs’ organizational sustainability and success. CDFIs often use these awards to purchase equipment, hire consulting or contracting services, pay salaries and benefits, or train staff or board members.

The CDFI Program also administers the Persistent Poverty Counties-Financial Assistance (PPC-FA), Disability Funds-Financial Assistance (DF-FA), and Healthy Food Financing Initiative-Financial Assistance (HFFI-FA) awards. These initiatives serve as supplemental funding opportunities under the CDFI Program and Native American CDFI Assistance Program for eligible CDFIs that received Base-FA awards.

Access to affordable financial products and services is a staple of economically sound communities. Yet at least one quarter of American households do not have bank accounts or rely on costly payday lenders and check-cashing outlets. In recent years, the lack of access to capital investments for small businesses and other critical community development projects has also led to increased need for alternative and reliable sources of financing. Mission-driven organizations called Community Development Financial Institutions–or CDFIs–fill these gaps by offering affordable financial products and services that meet the unique needs of economically underserved communities. Through awards and trainings, the Community Development Financial Institutions Program (CDFI Program) invests in and builds the capacity of CDFIs, empowering them to grow, achieve organizational sustainability, and contribute to the revitalization of their communities.

COMMUNITY DEVELOPMENT FINANCIAL INSTITUTIONS PROGRAM

CDFI PROGRAM AWARD BOOK

KEY STATISTICS OF AWARDED ORGANIZATIONS (FA AND TA AWARDS COMBINED):

THE ORGANIZATIONS AWARDED WERE HEADQUARTERED IN 46 STATES, THE DISTRICT OF COLUMBIA, AND PUERTO RICO.

321 ORGANIZATIONS RECEIVED $182,471,140 IN AWARDS.

200 LOAN FUNDS, 73 CREDIT UNIONS, 43 BANKS/HOLDING COMPANIES, AND 5 VENTURE CAPITAL FUNDS RECEIVED AWARDS.

CDFI PROGRAM AWARD BOOK

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FINANCIAL ASSISTANCE AWARD HIGHLIGHTS: KEY STATISTICS OF FY 2019 FINANCIAL ASSISTANCE APPLICANTS

For the fiscal year (FY) 2019 funding round of the CDFI Program, the CDFI Fund received applications from 412 organizations requesting $363.5 million in Financial Assistance (Base-FA) awards. Of those applicants, 307 Core applicants requested $296.5 million in awards, and 105 Small and/or Emerging CDFI (SECA) applicants requested $67.0 million in awards.

KEY STATISTICS OF FY 2019 BASE FINANCIAL ASSISTANCE AWARDEES

• Total number of awards- 261 CDFIs received awards

• Total amount awarded- $132,005,000

• The organizations are headquartered in 45 states, the District of Columbia, and Puerto Rico

• Type of organizations receiving awards – Loan funds- 170 – Credit unions- 44 – Banks/Bank Holding Companies- 42 – Venture capital funds- 5

• Type of award – Core- 192 awards totaling $113.03 million – SECA- 69 awards totaling $18.96 million

• Geographic Markets:* – Major Urban - 119 – Micropolitan - 7 – Minor Urban - 65 – Rural - 67

LOANS AS MATCHING FUNDSThe CDFI Fund matches all eligible loans provided as non-Federal matching funds with a standard loan product under the Base-FA component. The standard loan product is a fixed-rate, 13-year loan with interest-only payments in years one through ten, providing essential low-cost, long-term capital to CDFIs. And with a subsidy rate of 9.6 percent, the CDFI Program is helping the federal government to stretch its resources even further.

FA CORE Awardees: Grants vs. Loan Awards vs. DepositsTotal Loans $1.4million 1.1%Total Grants $128.6 million 98.2%

Total Deposits $0.88 million 0.7%

FY 2019 FINANCIAL ASSISTANCE AWARDS FIRST TIME AWARDEESINSTITUTION TYPE # AWARDED $ AWARDEDCredit Unions 16 $10,672,000 Banks/Bank Holding Companies 11 $6,620,000 Loan Funds 7 $3,268,000Venture Capital 1 $225,000

*Three awardees did not report their geographic type. **Totals more than the actual number of awardees; awardees can select more than one Financial Assistance Objective.

FY 2019 FINANCIAL ASSISTANCE AWARDS FINANCIAL ASSISTANCE OBJECTIVES**ACTIVITY TYPE # AWARDED % OF TOTALIncrease Volume of Products and Services 197 72%

Provide New Products and Services 52 19%

Expand into New Geographic Areas 22 8%

Serve New Targeted Populations 3 1%

CDFI PROGRAM AWARD BOOK

THE FY 2019 FA AWARDEES OPERATE IN ALL 50 STATES

PERSISTENT POVERTY COUNTIESThe Consolidated Appropriations Act for Fiscal Year (FY) 2019 required that 10 percent of the funds awarded by the CDFI Fund under the appropriation “shall be used for awards that support investments that serve populations living in” Persistent Poverty Counties (PPCs). PPCs are defined as counties where 20 percent or more of the population has lived in poverty over the past 30 years. These counties can be found in the United States in both rural and urban areas.

For the FY 2019 round, 125 CDFIs received $18.2 million in awards specifically to serve PPCs, which is in addition to the work that CDFIs already do in PPCs. Historically, past CDFI Program awardees made 17 percent of their loans and investments in PPCs.

Combined, the FY 2019 CDFI Program Financial Assistance awardees operate in all 50 states, the District of Columbia, Guam, Puerto Rico, and the U.S. Virgin Islands. This coverage includes their certified Target Markets as well as their other areas of operation. The above map illustrates the number of awardees operating in each state. Combined, the FY 2019 Financial Assistance awardees have a total of $33.6 billion invested in the 50 states and the District of Columbia and $67 million invested in the territories.

21-40

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DISABILITY FUNDSThe CDFI Fund received applications from 24 organizations requesting $10.1 million in Disability Funds-Financial Assistance (DF-FA).

KEY STATISTICS OF FY 2019 DF-FA AWARDEES:• 16 organizations received $2.99 million in awards.• Awardees consisted of 14 loan funds, 1 bank/bank holding company,

and 1 credit union.• 11 awardees primarily serve major urban markets, 2 primarily serve

minor urban markets, and 3 primarily serve rural markets.

DF-FA awardees will use the funds to enhance their capacity to address the challenges of individuals with disabilities, such as: asset development; affordable, accessible, and safe housing; employment opportunities; or access to assistive products and services that support health and community living.

HEALTHY FOOD FINANCING INITIATIVE The CDFI Fund received applications from 35 organizations requesting $113.6 million in Healthy Food Financing Initiative-Financial Assistance (HFFI-FA).

KEY STATISTICS OF FY 2019 HFFI-FA AWARDEES:• 14 organizations received $22 million in awards.• Awardees consisted of 9 loan funds, 3 banks/bank holding companies,

1 credit union, and 1 venture capital fund.• 8 awardees primarily serve major urban markets, 4 primarily serve minor

urban markets, and 2 primarily serve rural and other markets.

HFFI-FA awardees will use the funds to enhance their capacity to make investments in a range of retail and non-retail healthy food projects serving low income communities, including food production, grocery stores, mobile food retailers, farmers markets, cooperatives, corner stores, bodegas, and others.

CDFI PROGRAM AWARD BOOK

TECHNICAL ASSISTANCE AWARD HIGHLIGHTS: KEY STATISTICS OF FY 2019 TECHNICAL ASSISTANCE APPLICANTS

For the fiscal year (FY) 2019 funding round of the CDFI Program, the CDFI Fund received applications from 81 organizations requesting $9.79 million in Technical Assistance (TA) awards.

KEY STATISTICS OF FY 2019 TECHNICAL ASSISTANCE AWARDEES

• Total number of awards- 60 organizations received awards

• Total amount awarded- $7,240,140

• The organizations are headquartered in 23 states and Puerto Rico

• Type of organizations receiving awards – Loan Funds- 30 – Credit Unions- 29 – Bank/Bank Holding Company- 1

• Geographic Markets:* – Major Urban - 23 – Micropolitan - 6 – Minor Urban - 10 – Rural - 20 – Persistent Poverty Counties - 23

FY 2019 TECHNICAL ASSISTANCE AWARDS FIRST TIME AWARDEESINSTITUTION TYPE # AWARDED $ AWARDEDCredit Unions 23 $2,869,380 Loan Funds 12 $1,400,500

*Totals more than the actual number of awardees; awardees counted for each geographic type.

CDFI PROGRAM AWARD BOOK

AWARDEE NAME CITY STATE BASE-FA PPC-FA DF-FA HFFI-FA TA TOTAL AWARD1st Financial Federal Credit Union Wentzville MO $565,000 $0 $0 $0 $0 $565,000Access to Capital for Entrepreneurs Cleveland GA $565,000 $149,000 $0 $0 $0 $714,000ACCION East, Inc. New York NY $525,000 $149,000 $0 $0 $0 $674,000ACCION San Diego San Diego CA $565,000 $149,000 $0 $0 $0 $714,000Adirondack Economic Development Corporation Saranac Lake NY $0 $0 $0 $0 $110,000 $110,000Afena Federal Credit Union Marion IN $650,000 $0 $0 $0 $0 $650,000African Economic Development Solutions St Paul MN $146,000 $0 $0 $0 $0 $146,000Albany Community Together, Inc. Albany GA $225,000 $149,000 $0 $0 $0 $374,000AltCap Kansas City MO $565,000 $0 $0 $0 $0 $565,000ANDP Loan Fund Atlanta GA $565,000 $0 $0 $0 $0 $565,000Appalachian Community Capital Corporation Christiansburg VA $275,000 $149,000 $0 $0 $0 $424,000Appalachian Growth Capital LLC Nelsonville OH $125,000 $0 $0 $0 $0 $125,000Association for Black Economic Power Minneapolis MN $0 $0 $0 $0 $100,000 $100,000BancPlus Corporation Ridgeland MS $565,000 $149,000 $0 $0 $0 $714,000BankFirst Capital Corporation Columbus MS $565,000 $149,000 $0 $0 $0 $714,000Beneficial State Bancorp, Inc. Oakland CA $565,000 $0 $0 $0 $0 $565,000Black Economic Development Coalition, Inc Miami FL $275,000 $0 $0 $0 $0 $275,000BlueHub Loan Fund, Inc. Boston MA $650,000 $149,000 $0 $0 $0 $799,000BOC Capital Corp. Brooklyn NY $650,000 $100,000 $0 $0 $0 $750,000Border Federal Credit Union Del Rio TX $565,000 $149,000 $0 $0 $0 $714,000Bridgeway Capital, Inc. Pittsburgh PA $650,000 $0 $0 $950,000 $0 $1,600,000Brooklyn Alliance Capital, Inc. Brooklyn NY $125,000 $0 $0 $0 $0 $125,000Buckeye State Credit Union, INC. Akron OH $880,000 $0 $0 $0 $0 $880,000BuenaCoop Aguas Buenas PR $0 $0 $0 $0 $125,000 $125,000Build Fund, LLC Indianapolis IN $225,000 $0 $0 $0 $0 $225,000Business Ownership Initiative Indianapolis IN $0 $0 $0 $0 $125,000 $125,000CAHEC Capital Inc Raleigh NC $225,000 $149,000 $0 $0 $0 $374,000Caldwell Holding Company Columbia LA $650,000 $149,000 $0 $0 $0 $799,000California Capital Small Business Financial Devel-opment Corporation Sacramento CA $125,000 $0 $0 $0 $0 $125,000

CAMBA Economic Development Corporation Brooklyn NY $0 $0 $0 $0 $125,000 $125,000Capital for Change Wallingford CT $650,000 $0 $0 $0 $0 $650,000Capital Impact Partners Arlington VA $650,000 $0 $202,000 $2,000,000 $0 $2,852,000

LIST OF AWARD RECIPIENTS

FY 2019 FA AND TA AWARD RECIPIENTS

CDFI PROGRAM AWARD BOOK

AWARDEE NAME CITY STATE BASE-FA PPC-FA DF-FA HFFI-FA TA TOTAL AWARDCarolina Foothills FCU Spartanburg SC $565,000 $0 $0 $0 $0 $565,000Carter Federal Credit Union Springhill LA $500,000 $149,000 $0 $0 $0 $649,000Carver Financial Corporation Savannah GA $275,000 $149,000 $0 $0 $0 $424,000Catalyst Community Capital, Inc. Tampa FL $0 $0 $0 $0 $125,000 $125,000Catalyst Development Corporation Savannah GA $0 $0 $0 $0 $125,000 $125,000Catalytic Development Funding Corp. of Northern Kentucky Covington KY $378,000 $0 $0 $0 $0 $378,000

Center for Community Development for New Americans, Inc. New York NY $880,000 $149,000 $0 $0 $0 $1,029,000

Central Bancshares Of Kansas City, Inc. Kansas City MO $565,000 $149,000 $0 $1,950,000 $0 $2,664,000Central Louisiana Capital Corporation Vidalia LA $650,000 $149,000 $0 $0 $0 $799,000Central Willamette Credit Union Albany OR $565,000 $0 $0 $0 $0 $565,000Centric Federal Credit Union West Monroe LA $650,000 $149,000 $0 $0 $0 $799,000Champions Funding, LLC Melbourne FL $200,000 $0 $0 $0 $0 $200,000Charter Schools Development Corporation Hanover MD $565,000 $0 $0 $0 $0 $565,000Chautauqua Opportunities for Development, Inc. Dunkirk NY $139,000 $0 $0 $0 $0 $139,000CheckSpring Community Corporation Bronx NY $450,000 $149,000 $0 $0 $0 $599,000Chicago Neighborhood Initiatives Micro Finance Group, Inc. Chicago IL $450,000 $0 $0 $0 $0 $450,000

Children's Investment Fund, Inc. Boston MA $275,000 $0 $0 $0 $0 $275,000CHWC, Inc. Kansas City KS $0 $0 $0 $0 $124,125 $124,125Cincinnati Development Fund, Inc. Cincinnati OH $565,000 $0 $0 $0 $0 $565,000Cinnaire Lending Corporation Chicago IL $650,000 $149,000 $202,000 $0 $0 $1,001,000Citizens National Banc Corp. Meridian MS $565,000 $149,000 $0 $0 $0 $714,000City First Enterprises, Inc. Washington DC $650,000 $149,000 $0 $0 $0 $799,000Clearinghouse Community Development Financial Institution Lake Forest CA $525,000 $149,000 $202,000 $0 $0 $876,000

Cleveland Development Advisors Community Reinvestment Fund Cleveland OH $565,000 $0 $0 $0 $0 $565,000

Coastal Enterprises, Inc. Brunswick ME $565,000 $149,000 $0 $0 $0 $714,000Colorado Enterprise Fund Denver CO $565,000 $0 $0 $0 $0 $565,000Commerce Bancorp, Inc. Greenwood MS $650,000 $149,000 $0 $0 $0 $799,000Communities Unlimited, Inc. Fayetteville AR $525,000 $149,000 $0 $0 $0 $674,000Community 1st Credit Union Ottumwa IA $525,000 $0 $0 $0 $0 $525,000Community Credit Union of Florida Rockledge FL $565,000 $0 $0 $0 $0 $565,000Community Development Trust, LP, The New York NY $565,000 $0 $0 $0 $0 $565,000Community Enterprise Development Services Aurora CO $275,000 $0 $0 $0 $0 $275,000Community First Fund Lancaster PA $565,000 $100,000 $0 $2,000,000 $0 $2,665,000Community Health Center Capital Fund, Inc. Boston MA $650,000 $0 $0 $0 $0 $650,000Community Housing Capital Decatur GA $565,000 $0 $0 $0 $0 $565,000Community Investment Corporation Chicago IL $565,000 $0 $0 $0 $0 $565,000Community LendingWorks Springfield OR $275,000 $0 $0 $0 $0 $275,000Community Loan Fund of New Jersey, Inc. New Brunswick NJ $565,000 $0 $0 $0 $0 $565,000Community Neighborhood Housing Services St Paul MN $525,000 $0 $0 $0 $0 $525,000Community Ventures Corporation, Inc. Lexington KY $565,000 $149,000 $0 $0 $0 $714,000

CDFI PROGRAM AWARD BOOK

AWARDEE NAME CITY STATE BASE-FA PPC-FA DF-FA HFFI-FA TA TOTAL AWARDCommunity Vision Capital and Consulting San Francisco CA $565,000 $149,000 $0 $1,500,000 $0 $2,214,000CommunityWorks in West Virginia, Inc. Charleston WV $450,000 $100,000 $0 $0 $0 $550,000Concordia Capital Corporation Vidalia LA $565,000 $149,000 $0 $0 $0 $714,000Cook Inlet Lending Center, Inc. Anchorage AK $500,000 $0 $0 $0 $0 $500,000Coop Ahorro y Credito Lomas Verdes Bayamon PR $0 $0 $0 $0 $125,000 $125,000COOP CIAPR San Juan PR $0 $0 $0 $0 $125,000 $125,000CooPACA Arecibo PR $0 $0 $0 $0 $125,000 $125,000Cooperativa A/C Rodriguez Hidalgo Coamo PR $0 $0 $0 $0 $125,000 $125,000Cooperativa de A/C de Maunabo Maunabo PR $0 $0 $0 $0 $125,000 $125,000Cooperativa de A/C De Salinas Salinas PR $0 $0 $0 $0 $125,000 $125,000Cooperativa de A/C Dr M Zeno Gandia Arecibo PR $525,000 $149,000 $0 $0 $0 $674,000Cooperativa de Ahorro & Credito San Blas De Illescas Coamo PR $0 $0 $0 $0 $125,000 $125,000

Cooperativa de Ahorro y Credito Aibonitena Aibonito PR $0 $0 $0 $0 $125,000 $125,000Cooperativa de Ahorro y Credito Cidrena Cidra PR $0 $0 $0 $0 $125,000 $125,000Cooperativa de Ahorro y Credito de Camuy Camuy PR $0 $0 $0 $0 $125,000 $125,000Cooperativa de Ahorro y Credito de Jayuya Incorporada Jayuya PR $0 $0 $0 $0 $125,000 $125,000

Cooperativa de Ahorro y Credito de Juana Diaz Juana Diaz PR $0 $0 $0 $0 $125,000 $125,000Cooperativa de Ahorro y Credito de Rincon Rincon PR $0 $0 $0 $0 $125,000 $125,000Cooperativa de Ahorro y Credito de Yauco Yauco PR $0 $0 $0 $0 $125,000 $125,000Cooperativa de Ahorro y Credito Jesus Obrero Caguas PR $0 $0 $0 $0 $125,000 $125,000Cooperativa de Ahorro y Credito Padre MacDonald Ponce PR $0 $0 $0 $0 $125,000 $125,000Cooperativa Roosevelt Roads Fajardo PR $0 $0 $0 $0 $125,000 $125,000Cooperative Fund of New England Amherst MA $565,000 $0 $0 $0 $0 $565,000Corporation for Supportive Housing New York NY $880,000 $149,000 $202,000 $0 $0 $1,231,000CoVantage Credit Union Antigo WI $525,000 $149,000 $100,000 $0 $0 $774,000Craft3 Astoria OR $525,000 $0 $0 $0 $0 $525,000Dakota Resources Renner SD $525,000 $149,000 $0 $0 $0 $674,000Dayton Region New Market Fund LLC Dayton OH $225,000 $0 $0 $0 $0 $225,000DC Federal Credit Union Washington DC $565,000 $0 $0 $0 $0 $565,000Dorchester Bay Neighborhood Loan Fund Dorchester MA $0 $0 $0 $0 $123,000 $123,000DreamSpring Albuquerque NM $565,000 $149,000 $0 $0 $0 $714,000Dupaco Community Credit Union Dubuque IA $525,000 $0 $0 $0 $0 $525,000East End Food Coop FCU Pittsburgh PA $0 $0 $0 $0 $100,000 $100,000ECDC Enterprise Development Group Arlington VA $565,000 $0 $0 $0 $0 $565,000Economic and Community Development Institute (ECDI) Columbus OH $525,000 $0 $0 $0 $0 $525,000

Economic Development and Financing Corporation Ukiah CA $0 $0 $0 $0 $125,000 $125,000

Economic Development Council of Northeastern Pennsylvania Pittston PA $0 $0 $0 $0 $51,375 $51,375

Economic Justice Fund Sacramento CA $0 $0 $0 $0 $125,000 $125,000Economic Opportunities Fund Philadelphia PA $450,000 $0 $0 $0 $0 $450,000Edge Fund, LLC Indianapolis IN $0 $0 $0 $0 $125,000 $125,000

CDFI PROGRAM AWARD BOOK

AWARDEE NAME CITY STATE BASE-FA PPC-FA DF-FA HFFI-FA TA TOTAL AWARDEnterprise Center Capital Corporation, The Philadelphia PA $225,000 $149,000 $0 $0 $0 $374,000Enterprise Community Loan Fund, Inc. Columbia MD $650,000 $149,000 $0 $0 $0 $799,000Entrepreneur Works Fund Philadelphia PA $161,000 $0 $0 $0 $0 $161,000Episcopal Community Federal Credit Union Los Angeles CA $0 $0 $0 $0 $37,500 $37,500Evergreen Business Capital Community Finance Tukwila WA $0 $0 $0 $0 $125,000 $125,000Express Credit Union Seattle WA $650,000 $0 $0 $0 $0 $650,000Fafnir LLC Detroit MI $0 $0 $0 $0 $125,000 $125,000FBT Bancshares, Inc. Fordyce AR $525,000 $149,000 $0 $0 $0 $674,000Federation of Appalachian Housing Enterprises, Inc. Berea KY $565,000 $149,000 $0 $0 $0 $714,000

Feed the Hunger Foundation San Francisco CA $0 $0 $0 $0 $125,000 $125,000Finance Fund Capital Corporation Columbus OH $565,000 $149,000 $202,000 $2,000,000 $0 $2,916,000FINANTA Philadelphia PA $650,000 $149,000 $0 $0 $0 $799,000First Central Credit Union Waco TX $565,000 $149,000 $0 $0 $0 $714,000First Eagle Bancshares Chicago IL $525,000 $0 $0 $0 $0 $525,000First Nations Oweesta Corporation Longmont CO $650,000 $149,000 $0 $0 $0 $799,000First Suncoast Trust Bancshares, Inc. Atmore AL $275,000 $149,000 $0 $0 $0 $424,000First Union Financial Corporation Monticello AR $0 $0 $0 $0 $125,000 $125,000First Vernon Bancshares, Inc. Vernon AL $275,000 $149,000 $0 $0 $0 $424,000Firstlight Federal Credit Union El Paso TX $650,000 $149,000 $0 $0 $0 $799,000Flagship Enterprise Capital Anderson IN $200,000 $0 $0 $0 $0 $200,000Florida Community Loan Fund, Inc. Orlando FL $650,000 $0 $202,000 $0 $0 $852,000FloridaCoop Florida PR $0 $0 $0 $0 $125,000 $125,000FNBC Bancorp Ash Flat AR $525,000 $149,000 $0 $0 $0 $674,000Forward Community Investments, Inc. Madison WI $650,000 $0 $0 $0 $0 $650,000Freedom First Federal Credit Union Roanoke VA $565,000 $149,000 $0 $0 $0 $714,000Fresno Area Hispanic Foundation Fresno CA $0 $0 $0 $0 $125,000 $125,000Fresno Community Development Financial Institution Fresno CA $565,000 $149,000 $0 $0 $0 $714,000

Genesis Fund, Inc. Brunswick ME $750,000 $0 $200,000 $0 $0 $950,000GN Bank Chicago IL $275,000 $0 $0 $0 $0 $275,000Grameen America, Inc. New York NY $880,000 $149,000 $0 $0 $0 $1,029,000Grant Bancshares, Inc. Natchitoches LA $565,000 $149,000 $0 $0 $0 $714,000Great Falls Development Authority, Inc. Great Falls MT $650,000 $0 $0 $0 $0 $650,000Great Rivers Community Capital St. Louis MO $565,000 $149,000 $202,000 $0 $0 $916,000Greater New Orleans Federal Credit Union Metairie LA $650,000 $149,000 $0 $0 $0 $799,000Greylock Federal Credit Union Pittsfield MA $525,000 $0 $0 $0 $0 $525,000Grow South Dakota Sisseton SD $565,000 $149,000 $0 $0 $0 $714,000Growth Partners Arizona Tucson AZ $0 $0 $0 $0 $125,000 $125,000GTE Federal Credit Union Tampa FL $525,000 $0 $0 $0 $0 $525,000Guadalupe Credit Union Santa Fe NM $525,000 $149,000 $0 $0 $0 $674,000Guaranty Capital Corporation Belzoni MS $650,000 $149,000 $0 $0 $0 $799,000Habitat for Humanity NYC Fund, Inc. New York NY $275,000 $100,000 $0 $0 $0 $375,000Habitat for Humanity of Iowa Pleasant Hill IA $200,000 $0 $0 $0 $0 $200,000

CDFI PROGRAM AWARD BOOK

AWARDEE NAME CITY STATE BASE-FA PPC-FA DF-FA HFFI-FA TA TOTAL AWARDHarbor Bank of Maryland Baltimore MD $500,000 $149,000 $0 $0 $0 $649,000Harbor Bank of Maryland Community Development Corporation Baltimore MD $0 $0 $0 $0 $125,000 $125,000

Hawaii Community Reinvestment Corporation Honolulu HI $0 $0 $0 $0 $125,000 $125,000Hmong Wisconsin Chamber of Commerce Milwaukee WI $275,000 $0 $0 $0 $0 $275,000Home Headquarters, Inc. Syracuse NY $565,000 $0 $0 $0 $0 $565,000Homeland Bancshares, Inc. Columbia LA $565,000 $149,000 $0 $0 $0 $714,000Homewise, Inc. Santa Fe NM $565,000 $149,000 $0 $0 $0 $714,000Hope Federal Credit Union Jackson MS $565,000 $149,000 $0 $2,000,000 $0 $2,714,000Housing Partnership Fund, Inc., The Boston MA $565,000 $149,000 $0 $0 $0 $714,000Housing Trust Silicon Valley San Jose CA $565,000 $0 $0 $0 $0 $565,000IFF Chicago IL $650,000 $149,000 $202,000 $1,950,000 $0 $2,951,000Impact Development Fund Loveland CO $565,000 $0 $0 $0 $0 $565,000Impact Loan Fund, Inc. Philadelphia PA $225,000 $149,000 $0 $0 $0 $374,000Indianapolis Neighborhood Housing Partnership, Inc. Indianapolis IN $565,000 $0 $0 $0 $0 $565,000

Innovations FCU Panama City FL $650,000 $0 $0 $0 $0 $650,000Iowa Able Foundation Ames IA $0 $0 $0 $0 $125,000 $125,000Iowa Community Capital Boone IA $139,000 $0 $0 $0 $0 $139,000JARI Growth Fund, Inc. Johnstown PA $125,000 $0 $0 $0 $0 $125,000Just Community, LLC Austin TX $325,000 $0 $0 $0 $0 $325,000Kentucky Highlands Investment Corporation London KY $565,000 $149,000 $0 $0 $0 $714,000Lafayette Bancorp Inc Oxford MS $225,000 $149,000 $0 $0 $0 $374,000Lake Huron Credit Union Saginaw MI $500,000 $0 $0 $0 $0 $500,000LARCOOP Lares PR $0 $0 $0 $0 $125,000 $125,000Latino Community Credit Union Durham NC $565,000 $149,000 $0 $0 $0 $714,000Latino Economic Development Center Minneapolis MN $0 $0 $0 $0 $125,000 $125,000Launch New York, Inc. Buffalo NY $225,000 $0 $0 $0 $0 $225,000Leviticus 25:23 Alternative Fund, Inc. Tarrytown NY $880,000 $149,000 $202,000 $2,000,000 $0 $3,231,000LiftFund, Inc. San Antonio TX $650,000 $149,000 $0 $0 $0 $799,000Light Commerce Credit Union Houston TX $0 $0 $0 $0 $125,000 $125,000Local Government Federal Credit Union Raleigh NC $565,000 $149,000 $0 $0 $0 $714,000Louisville Housing Opportunities and Micro-Enterprise Community Development Loan Fund

Louisville KY $125,000 $0 $0 $0 $0 $125,000

Low Income Investment Fund San Francisco CA $650,000 $149,000 $202,000 $1,000,000 $0 $2,001,000Lowell Community Loan Fund Lawrence MA $275,000 $0 $0 $0 $0 $275,000Lower East Side Peoples Federal Credit Union New York NY $565,000 $149,000 $0 $0 $0 $714,000Magnolia Federal Credit Union Jackson MS $565,000 $149,000 $0 $0 $0 $714,000Marine Federal Credit Union Jacksonville NC $0 $0 $0 $0 $125,000 $125,000Massachusetts Housing Investment Corporation Boston MA $500,000 $0 $0 $0 $0 $500,000Members Credit Union Cos Cob CT $0 $0 $0 $0 $120,000 $120,000Merchants & Planters Bank Raymond MS $450,000 $149,000 $0 $0 $0 $599,000Mercy Loan Fund Denver CO $650,000 $149,000 $0 $0 $0 $799,000

CDFI PROGRAM AWARD BOOK

AWARDEE NAME CITY STATE BASE-FA PPC-FA DF-FA HFFI-FA TA TOTAL AWARDMetropolitan Economic Development Association Minneapolis MN $565,000 $0 $0 $0 $0 $565,000Miami Bayside Foundation Inc. Miami FL $225,000 $0 $0 $0 $0 $225,000Michigan Women's Foundation Detroit MI $0 $0 $0 $0 $125,000 $125,000Midwest Housing Development Fund, Inc. Omaha NE $525,000 $149,000 $0 $0 $0 $674,000Mills42 Federal Credit Union Lowell MA $0 $0 $0 $0 $125,000 $125,000Mission Community Loan Fund LLC San Francisco CA $450,000 $0 $0 $0 $0 $450,000MNB Ventures, Inc. Mercedes TX $565,000 $149,000 $0 $0 $0 $714,000Montana Community Development Corporation Missoula MT $565,000 $0 $0 $0 $0 $565,000Montana Homeownership Network Great Falls MT $650,000 $0 $0 $0 $0 $650,000Montgomery County Employees Federal Credit Union Germantown MD $565,000 $0 $0 $0 $0 $565,000

National Community Investment Fund Chicago IL $565,000 $149,000 $0 $1,000,000 $0 $1,714,000National Council on Agricultural Life and Labor Research Fund, Inc. Dover DE $565,000 $0 $0 $0 $0 $565,000

National Federation of Community Development Credit Unions New York NY $565,000 $149,000 $0 $0 $0 $714,000

National Housing Trust Community Development Fund Washington DC $565,000 $149,000 $0 $0 $0 $714,000

Natural Capital Investment Fund, Inc. Shepherdstown WV $525,000 $149,000 $0 $0 $0 $674,000Neighborhood Development Center, Inc. St. Paul MN $650,000 $0 $0 $0 $0 $650,000Neighborhood Housing Services of Duluth, Inc. Duluth MN $225,000 $0 $0 $0 $0 $225,000Neighborhood Housing Services of Greater Berks, Inc. Reading PA $565,000 $0 $0 $0 $0 $565,000

Neighborhood Housing Services of New York City, Inc. New York NY $525,000 $149,000 $0 $0 $0 $674,000

Neighborhood Housing Services of Orange County, Inc. Orange CA $650,000 $0 $0 $0 $0 $650,000

Neighborhood Housing Services of South Florida, Inc. Miami FL $0 $0 $0 $0 $125,000 $125,000

Neighborhood Lending Services, Inc. Chicago IL $565,000 $0 $0 $0 $0 $565,000Neighborhood Partnership Housing Services, Inc. Rancho Cucamonga CA $525,000 $0 $0 $0 $0 $525,000Neighborhood Trust Federal Credit Union New York NY $565,000 $100,000 $0 $0 $0 $665,000Neighbors Federal Credit Union Baton Rouge LA $565,000 $149,000 $0 $0 $0 $714,000NeighborWorks Alaska HomeOwnership Center Anchorage AK $0 $0 $0 $0 $125,000 $125,000New Hampshire Community Loan Fund, Inc. Concord NH $525,000 $0 $0 $0 $0 $525,000New Horizon Federal Credit Union Barberton OH $565,000 $0 $0 $0 $0 $565,000Nonprofit Finance Fund New York NY $650,000 $149,000 $100,000 $0 $0 $899,000North Alabama Revolving Loan Fund, LLC Huntsville AL $275,000 $0 $0 $0 $0 $275,000Northeast Entrepreneur Fund, Inc. Duluth MN $565,000 $0 $0 $750,000 $0 $1,315,000Northern Maine Development Commission Caribou ME $500,000 $0 $0 $0 $0 $500,000Northland Foundation Duluth MN $565,000 $0 $0 $0 $0 $565,000Northwest Access Fund. Seattle WA $700,000 $0 $0 $0 $0 $700,000Northwest Side Community Development Corporation Milwaukee WI $565,000 $0 $0 $0 $0 $565,000

NuVista Federal Credit Union Montrose CO $0 $0 $0 $0 $124,380 $124,380

CDFI PROGRAM AWARD BOOK

AWARDEE NAME CITY STATE BASE-FA PPC-FA DF-FA HFFI-FA TA TOTAL AWARDNYBDC Local Development Corporation Albany NY $565,000 $149,000 $0 $0 $0 $714,000Oklahoma Assistive Technology Foundation Stillwater OK $125,000 $0 $0 $0 $0 $125,000Omaha 100, Incorporated Omaha NE $565,000 $0 $0 $0 $0 $565,000Ontario Montclair School Employees Federal Credit Union Ontario CA $650,000 $0 $0 $0 $0 $650,000

Opportunity Finance Network Philadelphia PA $565,000 $0 $0 $0 $0 $565,000Opportunity Fund Community Development San Jose CA $650,000 $149,000 $0 $0 $0 $799,000Opportunity Resource Fund Lansing MI $565,000 $0 $0 $0 $0 $565,000OTR Fund I LLC Dallas TX $225,000 $100,000 $0 $0 $0 $325,000Ozarks Heritage Financial Group Rogersville MO $565,000 $149,000 $0 $0 $0 $714,000PACE Finance Corporation Los Angeles CA $225,000 $0 $0 $0 $0 $225,000Park Manor Christian Church Credit Union Chicago IL $0 $0 $0 $0 $125,000 $125,000Partners for the Common Good Washington DC $565,000 $0 $0 $0 $0 $565,000Pelican State Credit Union Baton Rouge LA $650,000 $149,000 $0 $0 $0 $799,000Pennsylvania Assistive Technology Foundation King of Prussia PA $450,000 $0 $169,000 $0 $0 $619,000People Incorporated Financial Services Abingdon VA $565,000 $0 $0 $0 $0 $565,000PeopleFund Austin TX $525,000 $149,000 $0 $0 $0 $674,000Peoples Bancshares, Inc. Mendenhall MS $565,000 $149,000 $202,000 $1,950,000 $0 $2,866,000PGB Holdings, Inc Chicago IL $525,000 $0 $0 $0 $0 $525,000Phenix Pride Federal Credit Union Phenix City AL $450,000 $149,000 $0 $0 $0 $599,000PIDC Community Capital Philadelphia PA $880,000 $149,000 $0 $0 $0 $1,029,000Piedmont Business Capital Greensboro NC $217,000 $0 $0 $0 $0 $217,000Planters Holding Company Indianola MS $565,000 $149,000 $0 $0 $0 $714,000Pocatello Neighborhood Housing Services, Inc. Pocatello ID $525,000 $0 $0 $0 $0 $525,000Portland Housing Center Portland OR $500,000 $0 $0 $0 $0 $500,000Premier Federal Credit Union Greensboro NC $565,000 $0 $0 $0 $0 $565,000Prestamos, CDFI, LLC Phoenix AZ $565,000 $0 $0 $0 $0 $565,000Primary Care Development Corporation New York NY $880,000 $149,000 $0 $0 $0 $1,029,000PriorityOne Capital Corporation Magee MS $525,000 $149,000 $0 $0 $0 $674,000Progress Fund, The Greensburg PA $650,000 $0 $0 $0 $0 $650,000Propel Nonprofits Minneapolis MN $565,000 $0 $0 $0 $0 $565,000Quaboag Valley Business Assistance Corporation Ware MA $0 $0 $0 $0 $99,760 $99,760RBC, Inc. Demopolis AL $565,000 $149,000 $0 $0 $0 $714,000Renaissance Community Loan Fund Gulfport MS $650,000 $149,000 $0 $0 $0 $799,000Renaissance Economic Development Corporation New York NY $565,000 $149,000 $0 $0 $0 $714,000Rende Progress Capital East Lansing MI $0 $0 $0 $0 $125,000 $125,000Resident Ownership Capital, LLC dba ROC USA Capital Concord NH $650,000 $0 $0 $0 $0 $650,000

RFLF 2, LLC Chicago IL $225,000 $0 $0 $0 $0 $225,000River City Capital Investment Corporation Memphis TN $225,000 $0 $0 $0 $0 $225,000Rockingham Economic Development Corp Raymond NH $650,000 $0 $0 $0 $0 $650,000Rocky Mountain MicroFinance Institute Denver CO $0 $0 $0 $0 $125,000 $125,000Rural Community Assistance Corporation West Sacramento CA $565,000 $149,000 $0 $0 $0 $714,000Rural Investment Corporation Lyons NE $275,000 $0 $0 $0 $0 $275,000

CDFI PROGRAM AWARD BOOK

AWARDEE NAME CITY STATE BASE-FA PPC-FA DF-FA HFFI-FA TA TOTAL AWARDSan Francisco Housing Accelerator Fund San Francisco CA $650,000 $0 $0 $0 $0 $650,000Santa Cruz Community Credit Union Santa Cruz CA $565,000 $0 $0 $0 $0 $565,000SCCB Financial Corporation Columbia SC $200,000 $0 $0 $0 $0 $200,000Security Capital Corporation Batesville MS $565,000 $149,000 $0 $0 $0 $714,000Shared Capital Cooperative Saint Paul MN $565,000 $0 $0 $0 $0 $565,000SNB Holdings, Inc. Slocomb AL $275,000 $149,000 $0 $0 $0 $424,000Solar and Energy Loan Fund of St. Lucie County Inc. Fort Pierce FL $200,000 $0 $202,000 $0 $0 $402,000

Solitas House, Inc. Tampa FL $125,000 $0 $0 $0 $0 $125,000South Carolina Community Loan Fund Charleston SC $565,000 $149,000 $0 $0 $0 $714,000Southeast Arkansas Bank Corporation Lake Village AR $450,000 $149,000 $0 $0 $0 $599,000Southeast Community Capital Corporation DBA Pathway Lending Nashville TN $565,000 $149,000 $0 $0 $0 $714,000

Southern Bancorp, Inc. Arkadelphia AR $525,000 $149,000 $0 $0 $0 $674,000Southern Illinois Coal Belt Champion Community, Inc. Du Quoin IL $275,000 $149,000 $0 $0 $0 $424,000

Southern Security Federal Credit Union Collierville TN $650,000 $149,000 $0 $0 $0 $799,000Southern Teacher & Parents FCU Baton Rouge LA $0 $0 $0 $0 $125,000 $125,000Southwest Georgia United Empowerment Zone, Inc. Cordele GA $525,000 $149,000 $0 $0 $0 $674,000

Southwest Louisiana Credit Union Lake Charles LA $565,000 $149,000 $0 $0 $0 $714,000St. Francisville Bancshares, Inc. St. Francisville LA $275,000 $149,000 $0 $0 $0 $424,000St. Tammany Federal Credit Union Slidell LA $650,000 $0 $0 $0 $0 $650,000Sustainable Neighborhoods LLC New York NY $565,000 $149,000 $0 $0 $0 $714,000TCHFH Lending, Inc. St. Paul MN $700,000 $0 $0 $0 $0 $700,000The Alliance for Rural Impact Harrisburg AR $0 $0 $0 $0 $125,000 $125,000The Capital Good Fund Providence RI $565,000 $100,000 $0 $0 $0 $665,000The Community Development Venture Capital Alliance New York NY $500,000 $0 $0 $0 $0 $500,000

The First Bancshares, Inc. Hattiesburg MS $565,000 $149,000 $0 $0 $0 $714,000The New Orleans Firemens Federal Credit Union Metairie LA $880,000 $149,000 $0 $0 $0 $1,029,000The Real Estate Council Community Fund Dallas TX $0 $0 $0 $0 $125,000 $125,000The Sequoyah Fund, Inc. Cherokee NC $650,000 $0 $0 $0 $0 $650,000Tri-State Bank of Memphis Memphis TN $275,000 $0 $0 $0 $0 $275,000TRP Lending, LLC Chicago IL $450,000 $0 $0 $0 $0 $450,000True Access Capital Corporation Wilmington DE $565,000 $149,000 $0 $0 $0 $714,000TruFund Financial Services, Inc. New York NY $525,000 $149,000 $0 $0 $0 $674,000Tucoemas Federal Credit Union VISALIA CA $525,000 $149,000 $0 $0 $0 $674,000United Bancorporation of Alabama, Inc Atmore AL $650,000 $149,000 $0 $0 $0 $799,000University Financial Corp. Saint Paul MN $565,000 $0 $0 $0 $0 $565,000Utica Neighborhood Housing Services, Inc. Utica NY $275,000 $0 $0 $0 $0 $275,000Ventana Fund Albuquerque NM $565,000 $0 $0 $0 $0 $565,000Ventura County Housing Trust Fund Camarillo CA $0 $0 $0 $0 $125,000 $125,000Vermont Community Loan Fund, Inc. Montpelier VT $565,000 $0 $0 $0 $0 $565,000Virginia Community Capital, Inc. Richmond VA $565,000 $149,000 $0 $950,000 $0 $1,664,000

CDFI PROGRAM AWARD BOOK

AWARDEE NAME CITY STATE BASE-FA PPC-FA DF-FA HFFI-FA TA TOTAL AWARDVirginia Community Development Fund Richmond VA $225,000 $100,000 $0 $0 $0 $325,000Vital Healthcare Capital New York NY $565,000 $149,000 $0 $0 $0 $714,000Washington Area Community Investment Fund Washington DC $200,000 $0 $0 $0 $0 $200,000West Central Development Corporation Perrysburg OH $225,000 $0 $0 $0 $0 $225,000Winnsboro Bancshares, Inc. Winnsboro LA $275,000 $149,000 $0 $0 $0 $424,000Wisconsin Womens Business Initiative Corporation Milwaukee WI $650,000 $0 $0 $0 $0 $650,000

Womens Economic Ventures Santa Barbara CA $490,000 $0 $0 $0 $0 $490,000Woodlands Community Lenders Elkins WV $275,000 $0 $0 $0 $0 $275,000Workers Credit Union Fitchburg MA $500,000 $0 $0 $0 $0 $500,000

ADDITIONAL RESOURCES

Learn more about the CDFI Program: www.cdfifund.gov/cdfi

View previous award rounds of the CDFI Fund’s programs: www.cdfifund.gov/awards

Visit www.cdfifund.gov to learn about other CDFI Fund programs and how to apply.

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munity Development Financial Instit

utions F

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U.S.

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EPARTMENT of the TREASURY