19
INvestEdIndiana.org 9/6/17 FUNDING YOUR EDUCATION WISELY Planning Ahead Can Save You Time & Money INvestEdIndiana.org Poor Choices Cost You Time & Money 1

FUNDING YOUR EDUCATION WISELYlake-central.lcsc.us/wp-content/uploads/sites/3/2016/09/... · 2017-09-07 · FUNDING YOUR EDUCATION WISELY Planning Ahead Can Save You Time & Money INvestEdIndiana.org

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Page 1: FUNDING YOUR EDUCATION WISELYlake-central.lcsc.us/wp-content/uploads/sites/3/2016/09/... · 2017-09-07 · FUNDING YOUR EDUCATION WISELY Planning Ahead Can Save You Time & Money INvestEdIndiana.org

INvestEdIndianaorg

9617

FUNDING YOUR EDUCATION WISELY

Planning Ahead Can Save You Time amp Money

INvestEdIndianaorg

Poor Choices Cost You Time amp Money

1

9617

INvestEdIndianaorg

Questions Will Arise

INvestEdIndianaorg

WErsquoLL HELP YOU UNDERSTAND OslashValue and Cost of Postsecondary Education

OslashChoosing the Right Career amp College for You

OslashTypes of Financial Aid

OslashThe FAFSA

OslashUnderstanding College Costs

Oslash Impact of Social Media

OslashWersquoll Help

2

9617

INvestEdIndianaorg

Value and Cost of Postsecondary Education

The Value of Higher Education

16 Doctoral $1664

Unemployment 16 Professional $1745 Rate ()

24 Masters $1380

Bachelors 27 $1156

36 Associates $819

Some 44 College $756

52 High School $692 Median Weekly Earnings $ Less then $504 74 High School

Source Current Population Survey US Department of Labor US Bureau of Labor Statistics

INvestEdIndianaorg

3

INvestEdIndianaorg

9617

Higher Education Debt

Oslash 70 of college graduates have college-related debt

Oslash Averages ordf Student loan debt $37000 ordf Monthly payment $350

Oslash 50 are surprised by how much they owe

Oslash Student loan debt is larger than credit card debt

INvestEdIndianaorg

Choosing the Right Career amp College for You

4

9617

INvestEdIndianaorg

MyNextMoveOrg

INvestEdIndianaorg

MyNextMoveOrg

5

9617

MyNextMoveOrg

Oslash Compare salary info on a city or state area versus national average

Oslash Look for ways to gain experience ordf Volunteer ordf Job Shadow

INvestEdIndianaorg

Choosing Your School

Oslash College Navigator ordf Variety of search

criteria ordf Wealth of information ordf Find options to fit you

For help and link visit

INvestEdIndianaorg

INvestEdIndianaorg

6

INvestEdIndianaorg

9617

The Right Choice

Oslash The key is finding a school that offers the right major AND is a good fit

ordf Academically

ordf Socially

ordf Financially

Oslash Changing majors or schools may add ordf Extra time to complete degree ordf Increased cost amp student debt

INvestEdIndianaorg

Types of Financial Aid

7

Types of Financial Aid

9617

Oslash Gift Aid ordf Scholarships ordf Grants

Oslash Self-Help ordf Employment

(Work Study) ordf Loans ordf Savings

INvestEdIndianaorg

Oslash Colleges amp Universities ordf Need Based vs Merit Based

Oslash Local amp Community ordf Private Businesses ordf Community Foundation ordf Civic Organizations ordf Church Groups ordf School Counselor ordf Place of Employment

Oslash FREE National Search Sites

INvestEdIndianaorg

8

Scholarships

9617

Scholarship Tips

Oslash Get Organized ordf Scholarship folder ordf Create ldquoBragrdquo sheet ordf Sample essays ordf Identify deadlines ordf Balance time

Oslash Beware of scams

Spend time each week searching for scholarships

INvestEdIndianaorg

INvestEdIndianaorg

Oslash Five $1000 scholarships will be given ordf Must be 16 or older to enter

INvestEdIndianaorg

9

80 Employers looking for internship experience

8 Students looking at the option

9617

Grants

Oslash Federal ordf Pell Grant (Max $5920)

ordf Supplemental Educational Opportunity Grant (SEOG) ($100 - $4K)

ordf TEACH Grant ($4K)

Oslash State ordf Evan Bayh 21st Century Scholars ordf Frank OrsquoBannon Grant

Oslash College or University

INvestEdIndianaorg

Student Employment

Oslash Benefits ordf Earn money to pay for college

amp minimize student loans ordf Job and interview experience ordf Build time management skills

Oslash Internships ordf Opportunity to gain experience

academic credit and possibly money

INvestEdIndianaorg

10

9617

Education Loans

Oslash Federal Direct Loan (445 + 1069 Fee)

ordf Subsidized or Unsubsidized

Oslash Federal Perkins Loan (5 + No Fee)

Oslash Federal Parent Loan for Undergraduate Students (7 + 4276 Fee)

Oslash Private Loan (Rates vary + Typically No Fee)

(Interest Rate for loans disbursed on or after 7117 Loan Fees for loans disbursed between 10116 ndash 93017)

Remember Loans MUST BeRepaid

INvestEdIndianaorg

INvestEdIndianaorg

Saving for College

11

9617

College Planning Toolbox Oslash Free resource to help families

ordf Find the Right College Fit ordf Save for College ordf Plan their Financial Aid Future

INvestEdIndianaorg INvestEdIndianaorg

College Planning Toolbox

Oslash Walks through key college planning steps based on grade level

Oslash Cost savings amp aid projections based on specific colleges or general categories

Oslash Review college information snapshots and save for use in financial center

Oslash Set reminders for key tasks to complete (test dates scholarship deadlines etc)

INvestEdIndianaorg

12

INvestEdIndianaorg

9617

FAFSA

The Importance of the FAFSA

Oslash Free Application for Federal Student Aid Oslash Annual application for most forms of

financial aid Oslash Basis for determining eligibility for

ordf Federal Funds (Grants Scholarships Loans and Work Study)

ordf State of Indiana (Grants and Scholarships) ordf Potentially Institutional Funds

Oslash Determines EFC

INvestEdIndianaorg

13

INvestEdIndianaorg

9617

What is EFC

Oslash EFC = Expected Family Contribution $5K

$0 $816

OR $10K $75K

$378 $85K

Amount family can Parent(s) Student reasonably be expected to

Income amp Assets Income amp Assets contribute

INvestEdIndianaorg

Comparing College Costs

14

9617

Net Price Calculators

Cost of Attendance - Gift Aid

= Net Price

For a link to any schoolrsquos net price calculator or the INvestEd Comparison Worksheet visit

INvestEdIndianaorg

What you have to pay through uuml Employment uuml Savings uuml Loans uuml Scholarships

INvestEdIndianaorg

INvestEdIndianaorg

Example 1

Oslash Sample data from an Indiana public institution

Oslash Student demographics ordf Middlelow

income ordf Above

average GPAamp test scores

15

9617

INvestEdIndianaorg

Impact of Social Media

Professional Online Presence

Oslash Appropriate email address firstnamelastnamegmailcom

Oslash Review social media accounts removing ordf Inappropriate material ordf Anything that may be

misinterpreted Oslash Be engaging and

personal

INvestEdIndianaorg

16

9617

INvestEdIndianaorg

Professional Online Presence

Oslash Do social media decisions make a difference

Evaluation of Scholarship Applicants

Oslash Scholarship providers indicated the following about reviewing an applicantrsquos online presence ordf To determine whether the applicant

demonstrates good judgment (58) ordf To get to know the applicant better (42)

Oslash Scholarship providers review of online content ordf 25 of scholarship providers selected an

applicant ordf 33 denied an applicant a scholarship

Survey of 300 National Scholarship Providers Association (NSPA) members who provide more than $1 Billion in scholarships

INvestEdIndianaorg

17

INvestEdIndianaorg

9617

Wersquoll Help

INvestEdIndianaorg

INvestEdIndianaorg

18

INvestEdIndianaorg

9617

INvestEd on Social Media

Oslash Facebook ordf FacebookcomINvestEdIndiana

Oslash Twitter ordf INvestEdIndiana

Oslash Others ordf InstagramcomINvestEdIndiana ordf PinterestcomINvestEdIndiana

INvestEdIndianaorg

Connect with us anytime

Robert Sommers rsommersINvestEdIndianaorg

317-416-2888

19

Page 2: FUNDING YOUR EDUCATION WISELYlake-central.lcsc.us/wp-content/uploads/sites/3/2016/09/... · 2017-09-07 · FUNDING YOUR EDUCATION WISELY Planning Ahead Can Save You Time & Money INvestEdIndiana.org

9617

INvestEdIndianaorg

Questions Will Arise

INvestEdIndianaorg

WErsquoLL HELP YOU UNDERSTAND OslashValue and Cost of Postsecondary Education

OslashChoosing the Right Career amp College for You

OslashTypes of Financial Aid

OslashThe FAFSA

OslashUnderstanding College Costs

Oslash Impact of Social Media

OslashWersquoll Help

2

9617

INvestEdIndianaorg

Value and Cost of Postsecondary Education

The Value of Higher Education

16 Doctoral $1664

Unemployment 16 Professional $1745 Rate ()

24 Masters $1380

Bachelors 27 $1156

36 Associates $819

Some 44 College $756

52 High School $692 Median Weekly Earnings $ Less then $504 74 High School

Source Current Population Survey US Department of Labor US Bureau of Labor Statistics

INvestEdIndianaorg

3

INvestEdIndianaorg

9617

Higher Education Debt

Oslash 70 of college graduates have college-related debt

Oslash Averages ordf Student loan debt $37000 ordf Monthly payment $350

Oslash 50 are surprised by how much they owe

Oslash Student loan debt is larger than credit card debt

INvestEdIndianaorg

Choosing the Right Career amp College for You

4

9617

INvestEdIndianaorg

MyNextMoveOrg

INvestEdIndianaorg

MyNextMoveOrg

5

9617

MyNextMoveOrg

Oslash Compare salary info on a city or state area versus national average

Oslash Look for ways to gain experience ordf Volunteer ordf Job Shadow

INvestEdIndianaorg

Choosing Your School

Oslash College Navigator ordf Variety of search

criteria ordf Wealth of information ordf Find options to fit you

For help and link visit

INvestEdIndianaorg

INvestEdIndianaorg

6

INvestEdIndianaorg

9617

The Right Choice

Oslash The key is finding a school that offers the right major AND is a good fit

ordf Academically

ordf Socially

ordf Financially

Oslash Changing majors or schools may add ordf Extra time to complete degree ordf Increased cost amp student debt

INvestEdIndianaorg

Types of Financial Aid

7

Types of Financial Aid

9617

Oslash Gift Aid ordf Scholarships ordf Grants

Oslash Self-Help ordf Employment

(Work Study) ordf Loans ordf Savings

INvestEdIndianaorg

Oslash Colleges amp Universities ordf Need Based vs Merit Based

Oslash Local amp Community ordf Private Businesses ordf Community Foundation ordf Civic Organizations ordf Church Groups ordf School Counselor ordf Place of Employment

Oslash FREE National Search Sites

INvestEdIndianaorg

8

Scholarships

9617

Scholarship Tips

Oslash Get Organized ordf Scholarship folder ordf Create ldquoBragrdquo sheet ordf Sample essays ordf Identify deadlines ordf Balance time

Oslash Beware of scams

Spend time each week searching for scholarships

INvestEdIndianaorg

INvestEdIndianaorg

Oslash Five $1000 scholarships will be given ordf Must be 16 or older to enter

INvestEdIndianaorg

9

80 Employers looking for internship experience

8 Students looking at the option

9617

Grants

Oslash Federal ordf Pell Grant (Max $5920)

ordf Supplemental Educational Opportunity Grant (SEOG) ($100 - $4K)

ordf TEACH Grant ($4K)

Oslash State ordf Evan Bayh 21st Century Scholars ordf Frank OrsquoBannon Grant

Oslash College or University

INvestEdIndianaorg

Student Employment

Oslash Benefits ordf Earn money to pay for college

amp minimize student loans ordf Job and interview experience ordf Build time management skills

Oslash Internships ordf Opportunity to gain experience

academic credit and possibly money

INvestEdIndianaorg

10

9617

Education Loans

Oslash Federal Direct Loan (445 + 1069 Fee)

ordf Subsidized or Unsubsidized

Oslash Federal Perkins Loan (5 + No Fee)

Oslash Federal Parent Loan for Undergraduate Students (7 + 4276 Fee)

Oslash Private Loan (Rates vary + Typically No Fee)

(Interest Rate for loans disbursed on or after 7117 Loan Fees for loans disbursed between 10116 ndash 93017)

Remember Loans MUST BeRepaid

INvestEdIndianaorg

INvestEdIndianaorg

Saving for College

11

9617

College Planning Toolbox Oslash Free resource to help families

ordf Find the Right College Fit ordf Save for College ordf Plan their Financial Aid Future

INvestEdIndianaorg INvestEdIndianaorg

College Planning Toolbox

Oslash Walks through key college planning steps based on grade level

Oslash Cost savings amp aid projections based on specific colleges or general categories

Oslash Review college information snapshots and save for use in financial center

Oslash Set reminders for key tasks to complete (test dates scholarship deadlines etc)

INvestEdIndianaorg

12

INvestEdIndianaorg

9617

FAFSA

The Importance of the FAFSA

Oslash Free Application for Federal Student Aid Oslash Annual application for most forms of

financial aid Oslash Basis for determining eligibility for

ordf Federal Funds (Grants Scholarships Loans and Work Study)

ordf State of Indiana (Grants and Scholarships) ordf Potentially Institutional Funds

Oslash Determines EFC

INvestEdIndianaorg

13

INvestEdIndianaorg

9617

What is EFC

Oslash EFC = Expected Family Contribution $5K

$0 $816

OR $10K $75K

$378 $85K

Amount family can Parent(s) Student reasonably be expected to

Income amp Assets Income amp Assets contribute

INvestEdIndianaorg

Comparing College Costs

14

9617

Net Price Calculators

Cost of Attendance - Gift Aid

= Net Price

For a link to any schoolrsquos net price calculator or the INvestEd Comparison Worksheet visit

INvestEdIndianaorg

What you have to pay through uuml Employment uuml Savings uuml Loans uuml Scholarships

INvestEdIndianaorg

INvestEdIndianaorg

Example 1

Oslash Sample data from an Indiana public institution

Oslash Student demographics ordf Middlelow

income ordf Above

average GPAamp test scores

15

9617

INvestEdIndianaorg

Impact of Social Media

Professional Online Presence

Oslash Appropriate email address firstnamelastnamegmailcom

Oslash Review social media accounts removing ordf Inappropriate material ordf Anything that may be

misinterpreted Oslash Be engaging and

personal

INvestEdIndianaorg

16

9617

INvestEdIndianaorg

Professional Online Presence

Oslash Do social media decisions make a difference

Evaluation of Scholarship Applicants

Oslash Scholarship providers indicated the following about reviewing an applicantrsquos online presence ordf To determine whether the applicant

demonstrates good judgment (58) ordf To get to know the applicant better (42)

Oslash Scholarship providers review of online content ordf 25 of scholarship providers selected an

applicant ordf 33 denied an applicant a scholarship

Survey of 300 National Scholarship Providers Association (NSPA) members who provide more than $1 Billion in scholarships

INvestEdIndianaorg

17

INvestEdIndianaorg

9617

Wersquoll Help

INvestEdIndianaorg

INvestEdIndianaorg

18

INvestEdIndianaorg

9617

INvestEd on Social Media

Oslash Facebook ordf FacebookcomINvestEdIndiana

Oslash Twitter ordf INvestEdIndiana

Oslash Others ordf InstagramcomINvestEdIndiana ordf PinterestcomINvestEdIndiana

INvestEdIndianaorg

Connect with us anytime

Robert Sommers rsommersINvestEdIndianaorg

317-416-2888

19

Page 3: FUNDING YOUR EDUCATION WISELYlake-central.lcsc.us/wp-content/uploads/sites/3/2016/09/... · 2017-09-07 · FUNDING YOUR EDUCATION WISELY Planning Ahead Can Save You Time & Money INvestEdIndiana.org

9617

INvestEdIndianaorg

Value and Cost of Postsecondary Education

The Value of Higher Education

16 Doctoral $1664

Unemployment 16 Professional $1745 Rate ()

24 Masters $1380

Bachelors 27 $1156

36 Associates $819

Some 44 College $756

52 High School $692 Median Weekly Earnings $ Less then $504 74 High School

Source Current Population Survey US Department of Labor US Bureau of Labor Statistics

INvestEdIndianaorg

3

INvestEdIndianaorg

9617

Higher Education Debt

Oslash 70 of college graduates have college-related debt

Oslash Averages ordf Student loan debt $37000 ordf Monthly payment $350

Oslash 50 are surprised by how much they owe

Oslash Student loan debt is larger than credit card debt

INvestEdIndianaorg

Choosing the Right Career amp College for You

4

9617

INvestEdIndianaorg

MyNextMoveOrg

INvestEdIndianaorg

MyNextMoveOrg

5

9617

MyNextMoveOrg

Oslash Compare salary info on a city or state area versus national average

Oslash Look for ways to gain experience ordf Volunteer ordf Job Shadow

INvestEdIndianaorg

Choosing Your School

Oslash College Navigator ordf Variety of search

criteria ordf Wealth of information ordf Find options to fit you

For help and link visit

INvestEdIndianaorg

INvestEdIndianaorg

6

INvestEdIndianaorg

9617

The Right Choice

Oslash The key is finding a school that offers the right major AND is a good fit

ordf Academically

ordf Socially

ordf Financially

Oslash Changing majors or schools may add ordf Extra time to complete degree ordf Increased cost amp student debt

INvestEdIndianaorg

Types of Financial Aid

7

Types of Financial Aid

9617

Oslash Gift Aid ordf Scholarships ordf Grants

Oslash Self-Help ordf Employment

(Work Study) ordf Loans ordf Savings

INvestEdIndianaorg

Oslash Colleges amp Universities ordf Need Based vs Merit Based

Oslash Local amp Community ordf Private Businesses ordf Community Foundation ordf Civic Organizations ordf Church Groups ordf School Counselor ordf Place of Employment

Oslash FREE National Search Sites

INvestEdIndianaorg

8

Scholarships

9617

Scholarship Tips

Oslash Get Organized ordf Scholarship folder ordf Create ldquoBragrdquo sheet ordf Sample essays ordf Identify deadlines ordf Balance time

Oslash Beware of scams

Spend time each week searching for scholarships

INvestEdIndianaorg

INvestEdIndianaorg

Oslash Five $1000 scholarships will be given ordf Must be 16 or older to enter

INvestEdIndianaorg

9

80 Employers looking for internship experience

8 Students looking at the option

9617

Grants

Oslash Federal ordf Pell Grant (Max $5920)

ordf Supplemental Educational Opportunity Grant (SEOG) ($100 - $4K)

ordf TEACH Grant ($4K)

Oslash State ordf Evan Bayh 21st Century Scholars ordf Frank OrsquoBannon Grant

Oslash College or University

INvestEdIndianaorg

Student Employment

Oslash Benefits ordf Earn money to pay for college

amp minimize student loans ordf Job and interview experience ordf Build time management skills

Oslash Internships ordf Opportunity to gain experience

academic credit and possibly money

INvestEdIndianaorg

10

9617

Education Loans

Oslash Federal Direct Loan (445 + 1069 Fee)

ordf Subsidized or Unsubsidized

Oslash Federal Perkins Loan (5 + No Fee)

Oslash Federal Parent Loan for Undergraduate Students (7 + 4276 Fee)

Oslash Private Loan (Rates vary + Typically No Fee)

(Interest Rate for loans disbursed on or after 7117 Loan Fees for loans disbursed between 10116 ndash 93017)

Remember Loans MUST BeRepaid

INvestEdIndianaorg

INvestEdIndianaorg

Saving for College

11

9617

College Planning Toolbox Oslash Free resource to help families

ordf Find the Right College Fit ordf Save for College ordf Plan their Financial Aid Future

INvestEdIndianaorg INvestEdIndianaorg

College Planning Toolbox

Oslash Walks through key college planning steps based on grade level

Oslash Cost savings amp aid projections based on specific colleges or general categories

Oslash Review college information snapshots and save for use in financial center

Oslash Set reminders for key tasks to complete (test dates scholarship deadlines etc)

INvestEdIndianaorg

12

INvestEdIndianaorg

9617

FAFSA

The Importance of the FAFSA

Oslash Free Application for Federal Student Aid Oslash Annual application for most forms of

financial aid Oslash Basis for determining eligibility for

ordf Federal Funds (Grants Scholarships Loans and Work Study)

ordf State of Indiana (Grants and Scholarships) ordf Potentially Institutional Funds

Oslash Determines EFC

INvestEdIndianaorg

13

INvestEdIndianaorg

9617

What is EFC

Oslash EFC = Expected Family Contribution $5K

$0 $816

OR $10K $75K

$378 $85K

Amount family can Parent(s) Student reasonably be expected to

Income amp Assets Income amp Assets contribute

INvestEdIndianaorg

Comparing College Costs

14

9617

Net Price Calculators

Cost of Attendance - Gift Aid

= Net Price

For a link to any schoolrsquos net price calculator or the INvestEd Comparison Worksheet visit

INvestEdIndianaorg

What you have to pay through uuml Employment uuml Savings uuml Loans uuml Scholarships

INvestEdIndianaorg

INvestEdIndianaorg

Example 1

Oslash Sample data from an Indiana public institution

Oslash Student demographics ordf Middlelow

income ordf Above

average GPAamp test scores

15

9617

INvestEdIndianaorg

Impact of Social Media

Professional Online Presence

Oslash Appropriate email address firstnamelastnamegmailcom

Oslash Review social media accounts removing ordf Inappropriate material ordf Anything that may be

misinterpreted Oslash Be engaging and

personal

INvestEdIndianaorg

16

9617

INvestEdIndianaorg

Professional Online Presence

Oslash Do social media decisions make a difference

Evaluation of Scholarship Applicants

Oslash Scholarship providers indicated the following about reviewing an applicantrsquos online presence ordf To determine whether the applicant

demonstrates good judgment (58) ordf To get to know the applicant better (42)

Oslash Scholarship providers review of online content ordf 25 of scholarship providers selected an

applicant ordf 33 denied an applicant a scholarship

Survey of 300 National Scholarship Providers Association (NSPA) members who provide more than $1 Billion in scholarships

INvestEdIndianaorg

17

INvestEdIndianaorg

9617

Wersquoll Help

INvestEdIndianaorg

INvestEdIndianaorg

18

INvestEdIndianaorg

9617

INvestEd on Social Media

Oslash Facebook ordf FacebookcomINvestEdIndiana

Oslash Twitter ordf INvestEdIndiana

Oslash Others ordf InstagramcomINvestEdIndiana ordf PinterestcomINvestEdIndiana

INvestEdIndianaorg

Connect with us anytime

Robert Sommers rsommersINvestEdIndianaorg

317-416-2888

19

Page 4: FUNDING YOUR EDUCATION WISELYlake-central.lcsc.us/wp-content/uploads/sites/3/2016/09/... · 2017-09-07 · FUNDING YOUR EDUCATION WISELY Planning Ahead Can Save You Time & Money INvestEdIndiana.org

INvestEdIndianaorg

9617

Higher Education Debt

Oslash 70 of college graduates have college-related debt

Oslash Averages ordf Student loan debt $37000 ordf Monthly payment $350

Oslash 50 are surprised by how much they owe

Oslash Student loan debt is larger than credit card debt

INvestEdIndianaorg

Choosing the Right Career amp College for You

4

9617

INvestEdIndianaorg

MyNextMoveOrg

INvestEdIndianaorg

MyNextMoveOrg

5

9617

MyNextMoveOrg

Oslash Compare salary info on a city or state area versus national average

Oslash Look for ways to gain experience ordf Volunteer ordf Job Shadow

INvestEdIndianaorg

Choosing Your School

Oslash College Navigator ordf Variety of search

criteria ordf Wealth of information ordf Find options to fit you

For help and link visit

INvestEdIndianaorg

INvestEdIndianaorg

6

INvestEdIndianaorg

9617

The Right Choice

Oslash The key is finding a school that offers the right major AND is a good fit

ordf Academically

ordf Socially

ordf Financially

Oslash Changing majors or schools may add ordf Extra time to complete degree ordf Increased cost amp student debt

INvestEdIndianaorg

Types of Financial Aid

7

Types of Financial Aid

9617

Oslash Gift Aid ordf Scholarships ordf Grants

Oslash Self-Help ordf Employment

(Work Study) ordf Loans ordf Savings

INvestEdIndianaorg

Oslash Colleges amp Universities ordf Need Based vs Merit Based

Oslash Local amp Community ordf Private Businesses ordf Community Foundation ordf Civic Organizations ordf Church Groups ordf School Counselor ordf Place of Employment

Oslash FREE National Search Sites

INvestEdIndianaorg

8

Scholarships

9617

Scholarship Tips

Oslash Get Organized ordf Scholarship folder ordf Create ldquoBragrdquo sheet ordf Sample essays ordf Identify deadlines ordf Balance time

Oslash Beware of scams

Spend time each week searching for scholarships

INvestEdIndianaorg

INvestEdIndianaorg

Oslash Five $1000 scholarships will be given ordf Must be 16 or older to enter

INvestEdIndianaorg

9

80 Employers looking for internship experience

8 Students looking at the option

9617

Grants

Oslash Federal ordf Pell Grant (Max $5920)

ordf Supplemental Educational Opportunity Grant (SEOG) ($100 - $4K)

ordf TEACH Grant ($4K)

Oslash State ordf Evan Bayh 21st Century Scholars ordf Frank OrsquoBannon Grant

Oslash College or University

INvestEdIndianaorg

Student Employment

Oslash Benefits ordf Earn money to pay for college

amp minimize student loans ordf Job and interview experience ordf Build time management skills

Oslash Internships ordf Opportunity to gain experience

academic credit and possibly money

INvestEdIndianaorg

10

9617

Education Loans

Oslash Federal Direct Loan (445 + 1069 Fee)

ordf Subsidized or Unsubsidized

Oslash Federal Perkins Loan (5 + No Fee)

Oslash Federal Parent Loan for Undergraduate Students (7 + 4276 Fee)

Oslash Private Loan (Rates vary + Typically No Fee)

(Interest Rate for loans disbursed on or after 7117 Loan Fees for loans disbursed between 10116 ndash 93017)

Remember Loans MUST BeRepaid

INvestEdIndianaorg

INvestEdIndianaorg

Saving for College

11

9617

College Planning Toolbox Oslash Free resource to help families

ordf Find the Right College Fit ordf Save for College ordf Plan their Financial Aid Future

INvestEdIndianaorg INvestEdIndianaorg

College Planning Toolbox

Oslash Walks through key college planning steps based on grade level

Oslash Cost savings amp aid projections based on specific colleges or general categories

Oslash Review college information snapshots and save for use in financial center

Oslash Set reminders for key tasks to complete (test dates scholarship deadlines etc)

INvestEdIndianaorg

12

INvestEdIndianaorg

9617

FAFSA

The Importance of the FAFSA

Oslash Free Application for Federal Student Aid Oslash Annual application for most forms of

financial aid Oslash Basis for determining eligibility for

ordf Federal Funds (Grants Scholarships Loans and Work Study)

ordf State of Indiana (Grants and Scholarships) ordf Potentially Institutional Funds

Oslash Determines EFC

INvestEdIndianaorg

13

INvestEdIndianaorg

9617

What is EFC

Oslash EFC = Expected Family Contribution $5K

$0 $816

OR $10K $75K

$378 $85K

Amount family can Parent(s) Student reasonably be expected to

Income amp Assets Income amp Assets contribute

INvestEdIndianaorg

Comparing College Costs

14

9617

Net Price Calculators

Cost of Attendance - Gift Aid

= Net Price

For a link to any schoolrsquos net price calculator or the INvestEd Comparison Worksheet visit

INvestEdIndianaorg

What you have to pay through uuml Employment uuml Savings uuml Loans uuml Scholarships

INvestEdIndianaorg

INvestEdIndianaorg

Example 1

Oslash Sample data from an Indiana public institution

Oslash Student demographics ordf Middlelow

income ordf Above

average GPAamp test scores

15

9617

INvestEdIndianaorg

Impact of Social Media

Professional Online Presence

Oslash Appropriate email address firstnamelastnamegmailcom

Oslash Review social media accounts removing ordf Inappropriate material ordf Anything that may be

misinterpreted Oslash Be engaging and

personal

INvestEdIndianaorg

16

9617

INvestEdIndianaorg

Professional Online Presence

Oslash Do social media decisions make a difference

Evaluation of Scholarship Applicants

Oslash Scholarship providers indicated the following about reviewing an applicantrsquos online presence ordf To determine whether the applicant

demonstrates good judgment (58) ordf To get to know the applicant better (42)

Oslash Scholarship providers review of online content ordf 25 of scholarship providers selected an

applicant ordf 33 denied an applicant a scholarship

Survey of 300 National Scholarship Providers Association (NSPA) members who provide more than $1 Billion in scholarships

INvestEdIndianaorg

17

INvestEdIndianaorg

9617

Wersquoll Help

INvestEdIndianaorg

INvestEdIndianaorg

18

INvestEdIndianaorg

9617

INvestEd on Social Media

Oslash Facebook ordf FacebookcomINvestEdIndiana

Oslash Twitter ordf INvestEdIndiana

Oslash Others ordf InstagramcomINvestEdIndiana ordf PinterestcomINvestEdIndiana

INvestEdIndianaorg

Connect with us anytime

Robert Sommers rsommersINvestEdIndianaorg

317-416-2888

19

Page 5: FUNDING YOUR EDUCATION WISELYlake-central.lcsc.us/wp-content/uploads/sites/3/2016/09/... · 2017-09-07 · FUNDING YOUR EDUCATION WISELY Planning Ahead Can Save You Time & Money INvestEdIndiana.org

9617

INvestEdIndianaorg

MyNextMoveOrg

INvestEdIndianaorg

MyNextMoveOrg

5

9617

MyNextMoveOrg

Oslash Compare salary info on a city or state area versus national average

Oslash Look for ways to gain experience ordf Volunteer ordf Job Shadow

INvestEdIndianaorg

Choosing Your School

Oslash College Navigator ordf Variety of search

criteria ordf Wealth of information ordf Find options to fit you

For help and link visit

INvestEdIndianaorg

INvestEdIndianaorg

6

INvestEdIndianaorg

9617

The Right Choice

Oslash The key is finding a school that offers the right major AND is a good fit

ordf Academically

ordf Socially

ordf Financially

Oslash Changing majors or schools may add ordf Extra time to complete degree ordf Increased cost amp student debt

INvestEdIndianaorg

Types of Financial Aid

7

Types of Financial Aid

9617

Oslash Gift Aid ordf Scholarships ordf Grants

Oslash Self-Help ordf Employment

(Work Study) ordf Loans ordf Savings

INvestEdIndianaorg

Oslash Colleges amp Universities ordf Need Based vs Merit Based

Oslash Local amp Community ordf Private Businesses ordf Community Foundation ordf Civic Organizations ordf Church Groups ordf School Counselor ordf Place of Employment

Oslash FREE National Search Sites

INvestEdIndianaorg

8

Scholarships

9617

Scholarship Tips

Oslash Get Organized ordf Scholarship folder ordf Create ldquoBragrdquo sheet ordf Sample essays ordf Identify deadlines ordf Balance time

Oslash Beware of scams

Spend time each week searching for scholarships

INvestEdIndianaorg

INvestEdIndianaorg

Oslash Five $1000 scholarships will be given ordf Must be 16 or older to enter

INvestEdIndianaorg

9

80 Employers looking for internship experience

8 Students looking at the option

9617

Grants

Oslash Federal ordf Pell Grant (Max $5920)

ordf Supplemental Educational Opportunity Grant (SEOG) ($100 - $4K)

ordf TEACH Grant ($4K)

Oslash State ordf Evan Bayh 21st Century Scholars ordf Frank OrsquoBannon Grant

Oslash College or University

INvestEdIndianaorg

Student Employment

Oslash Benefits ordf Earn money to pay for college

amp minimize student loans ordf Job and interview experience ordf Build time management skills

Oslash Internships ordf Opportunity to gain experience

academic credit and possibly money

INvestEdIndianaorg

10

9617

Education Loans

Oslash Federal Direct Loan (445 + 1069 Fee)

ordf Subsidized or Unsubsidized

Oslash Federal Perkins Loan (5 + No Fee)

Oslash Federal Parent Loan for Undergraduate Students (7 + 4276 Fee)

Oslash Private Loan (Rates vary + Typically No Fee)

(Interest Rate for loans disbursed on or after 7117 Loan Fees for loans disbursed between 10116 ndash 93017)

Remember Loans MUST BeRepaid

INvestEdIndianaorg

INvestEdIndianaorg

Saving for College

11

9617

College Planning Toolbox Oslash Free resource to help families

ordf Find the Right College Fit ordf Save for College ordf Plan their Financial Aid Future

INvestEdIndianaorg INvestEdIndianaorg

College Planning Toolbox

Oslash Walks through key college planning steps based on grade level

Oslash Cost savings amp aid projections based on specific colleges or general categories

Oslash Review college information snapshots and save for use in financial center

Oslash Set reminders for key tasks to complete (test dates scholarship deadlines etc)

INvestEdIndianaorg

12

INvestEdIndianaorg

9617

FAFSA

The Importance of the FAFSA

Oslash Free Application for Federal Student Aid Oslash Annual application for most forms of

financial aid Oslash Basis for determining eligibility for

ordf Federal Funds (Grants Scholarships Loans and Work Study)

ordf State of Indiana (Grants and Scholarships) ordf Potentially Institutional Funds

Oslash Determines EFC

INvestEdIndianaorg

13

INvestEdIndianaorg

9617

What is EFC

Oslash EFC = Expected Family Contribution $5K

$0 $816

OR $10K $75K

$378 $85K

Amount family can Parent(s) Student reasonably be expected to

Income amp Assets Income amp Assets contribute

INvestEdIndianaorg

Comparing College Costs

14

9617

Net Price Calculators

Cost of Attendance - Gift Aid

= Net Price

For a link to any schoolrsquos net price calculator or the INvestEd Comparison Worksheet visit

INvestEdIndianaorg

What you have to pay through uuml Employment uuml Savings uuml Loans uuml Scholarships

INvestEdIndianaorg

INvestEdIndianaorg

Example 1

Oslash Sample data from an Indiana public institution

Oslash Student demographics ordf Middlelow

income ordf Above

average GPAamp test scores

15

9617

INvestEdIndianaorg

Impact of Social Media

Professional Online Presence

Oslash Appropriate email address firstnamelastnamegmailcom

Oslash Review social media accounts removing ordf Inappropriate material ordf Anything that may be

misinterpreted Oslash Be engaging and

personal

INvestEdIndianaorg

16

9617

INvestEdIndianaorg

Professional Online Presence

Oslash Do social media decisions make a difference

Evaluation of Scholarship Applicants

Oslash Scholarship providers indicated the following about reviewing an applicantrsquos online presence ordf To determine whether the applicant

demonstrates good judgment (58) ordf To get to know the applicant better (42)

Oslash Scholarship providers review of online content ordf 25 of scholarship providers selected an

applicant ordf 33 denied an applicant a scholarship

Survey of 300 National Scholarship Providers Association (NSPA) members who provide more than $1 Billion in scholarships

INvestEdIndianaorg

17

INvestEdIndianaorg

9617

Wersquoll Help

INvestEdIndianaorg

INvestEdIndianaorg

18

INvestEdIndianaorg

9617

INvestEd on Social Media

Oslash Facebook ordf FacebookcomINvestEdIndiana

Oslash Twitter ordf INvestEdIndiana

Oslash Others ordf InstagramcomINvestEdIndiana ordf PinterestcomINvestEdIndiana

INvestEdIndianaorg

Connect with us anytime

Robert Sommers rsommersINvestEdIndianaorg

317-416-2888

19

Page 6: FUNDING YOUR EDUCATION WISELYlake-central.lcsc.us/wp-content/uploads/sites/3/2016/09/... · 2017-09-07 · FUNDING YOUR EDUCATION WISELY Planning Ahead Can Save You Time & Money INvestEdIndiana.org

9617

MyNextMoveOrg

Oslash Compare salary info on a city or state area versus national average

Oslash Look for ways to gain experience ordf Volunteer ordf Job Shadow

INvestEdIndianaorg

Choosing Your School

Oslash College Navigator ordf Variety of search

criteria ordf Wealth of information ordf Find options to fit you

For help and link visit

INvestEdIndianaorg

INvestEdIndianaorg

6

INvestEdIndianaorg

9617

The Right Choice

Oslash The key is finding a school that offers the right major AND is a good fit

ordf Academically

ordf Socially

ordf Financially

Oslash Changing majors or schools may add ordf Extra time to complete degree ordf Increased cost amp student debt

INvestEdIndianaorg

Types of Financial Aid

7

Types of Financial Aid

9617

Oslash Gift Aid ordf Scholarships ordf Grants

Oslash Self-Help ordf Employment

(Work Study) ordf Loans ordf Savings

INvestEdIndianaorg

Oslash Colleges amp Universities ordf Need Based vs Merit Based

Oslash Local amp Community ordf Private Businesses ordf Community Foundation ordf Civic Organizations ordf Church Groups ordf School Counselor ordf Place of Employment

Oslash FREE National Search Sites

INvestEdIndianaorg

8

Scholarships

9617

Scholarship Tips

Oslash Get Organized ordf Scholarship folder ordf Create ldquoBragrdquo sheet ordf Sample essays ordf Identify deadlines ordf Balance time

Oslash Beware of scams

Spend time each week searching for scholarships

INvestEdIndianaorg

INvestEdIndianaorg

Oslash Five $1000 scholarships will be given ordf Must be 16 or older to enter

INvestEdIndianaorg

9

80 Employers looking for internship experience

8 Students looking at the option

9617

Grants

Oslash Federal ordf Pell Grant (Max $5920)

ordf Supplemental Educational Opportunity Grant (SEOG) ($100 - $4K)

ordf TEACH Grant ($4K)

Oslash State ordf Evan Bayh 21st Century Scholars ordf Frank OrsquoBannon Grant

Oslash College or University

INvestEdIndianaorg

Student Employment

Oslash Benefits ordf Earn money to pay for college

amp minimize student loans ordf Job and interview experience ordf Build time management skills

Oslash Internships ordf Opportunity to gain experience

academic credit and possibly money

INvestEdIndianaorg

10

9617

Education Loans

Oslash Federal Direct Loan (445 + 1069 Fee)

ordf Subsidized or Unsubsidized

Oslash Federal Perkins Loan (5 + No Fee)

Oslash Federal Parent Loan for Undergraduate Students (7 + 4276 Fee)

Oslash Private Loan (Rates vary + Typically No Fee)

(Interest Rate for loans disbursed on or after 7117 Loan Fees for loans disbursed between 10116 ndash 93017)

Remember Loans MUST BeRepaid

INvestEdIndianaorg

INvestEdIndianaorg

Saving for College

11

9617

College Planning Toolbox Oslash Free resource to help families

ordf Find the Right College Fit ordf Save for College ordf Plan their Financial Aid Future

INvestEdIndianaorg INvestEdIndianaorg

College Planning Toolbox

Oslash Walks through key college planning steps based on grade level

Oslash Cost savings amp aid projections based on specific colleges or general categories

Oslash Review college information snapshots and save for use in financial center

Oslash Set reminders for key tasks to complete (test dates scholarship deadlines etc)

INvestEdIndianaorg

12

INvestEdIndianaorg

9617

FAFSA

The Importance of the FAFSA

Oslash Free Application for Federal Student Aid Oslash Annual application for most forms of

financial aid Oslash Basis for determining eligibility for

ordf Federal Funds (Grants Scholarships Loans and Work Study)

ordf State of Indiana (Grants and Scholarships) ordf Potentially Institutional Funds

Oslash Determines EFC

INvestEdIndianaorg

13

INvestEdIndianaorg

9617

What is EFC

Oslash EFC = Expected Family Contribution $5K

$0 $816

OR $10K $75K

$378 $85K

Amount family can Parent(s) Student reasonably be expected to

Income amp Assets Income amp Assets contribute

INvestEdIndianaorg

Comparing College Costs

14

9617

Net Price Calculators

Cost of Attendance - Gift Aid

= Net Price

For a link to any schoolrsquos net price calculator or the INvestEd Comparison Worksheet visit

INvestEdIndianaorg

What you have to pay through uuml Employment uuml Savings uuml Loans uuml Scholarships

INvestEdIndianaorg

INvestEdIndianaorg

Example 1

Oslash Sample data from an Indiana public institution

Oslash Student demographics ordf Middlelow

income ordf Above

average GPAamp test scores

15

9617

INvestEdIndianaorg

Impact of Social Media

Professional Online Presence

Oslash Appropriate email address firstnamelastnamegmailcom

Oslash Review social media accounts removing ordf Inappropriate material ordf Anything that may be

misinterpreted Oslash Be engaging and

personal

INvestEdIndianaorg

16

9617

INvestEdIndianaorg

Professional Online Presence

Oslash Do social media decisions make a difference

Evaluation of Scholarship Applicants

Oslash Scholarship providers indicated the following about reviewing an applicantrsquos online presence ordf To determine whether the applicant

demonstrates good judgment (58) ordf To get to know the applicant better (42)

Oslash Scholarship providers review of online content ordf 25 of scholarship providers selected an

applicant ordf 33 denied an applicant a scholarship

Survey of 300 National Scholarship Providers Association (NSPA) members who provide more than $1 Billion in scholarships

INvestEdIndianaorg

17

INvestEdIndianaorg

9617

Wersquoll Help

INvestEdIndianaorg

INvestEdIndianaorg

18

INvestEdIndianaorg

9617

INvestEd on Social Media

Oslash Facebook ordf FacebookcomINvestEdIndiana

Oslash Twitter ordf INvestEdIndiana

Oslash Others ordf InstagramcomINvestEdIndiana ordf PinterestcomINvestEdIndiana

INvestEdIndianaorg

Connect with us anytime

Robert Sommers rsommersINvestEdIndianaorg

317-416-2888

19

Page 7: FUNDING YOUR EDUCATION WISELYlake-central.lcsc.us/wp-content/uploads/sites/3/2016/09/... · 2017-09-07 · FUNDING YOUR EDUCATION WISELY Planning Ahead Can Save You Time & Money INvestEdIndiana.org

INvestEdIndianaorg

9617

The Right Choice

Oslash The key is finding a school that offers the right major AND is a good fit

ordf Academically

ordf Socially

ordf Financially

Oslash Changing majors or schools may add ordf Extra time to complete degree ordf Increased cost amp student debt

INvestEdIndianaorg

Types of Financial Aid

7

Types of Financial Aid

9617

Oslash Gift Aid ordf Scholarships ordf Grants

Oslash Self-Help ordf Employment

(Work Study) ordf Loans ordf Savings

INvestEdIndianaorg

Oslash Colleges amp Universities ordf Need Based vs Merit Based

Oslash Local amp Community ordf Private Businesses ordf Community Foundation ordf Civic Organizations ordf Church Groups ordf School Counselor ordf Place of Employment

Oslash FREE National Search Sites

INvestEdIndianaorg

8

Scholarships

9617

Scholarship Tips

Oslash Get Organized ordf Scholarship folder ordf Create ldquoBragrdquo sheet ordf Sample essays ordf Identify deadlines ordf Balance time

Oslash Beware of scams

Spend time each week searching for scholarships

INvestEdIndianaorg

INvestEdIndianaorg

Oslash Five $1000 scholarships will be given ordf Must be 16 or older to enter

INvestEdIndianaorg

9

80 Employers looking for internship experience

8 Students looking at the option

9617

Grants

Oslash Federal ordf Pell Grant (Max $5920)

ordf Supplemental Educational Opportunity Grant (SEOG) ($100 - $4K)

ordf TEACH Grant ($4K)

Oslash State ordf Evan Bayh 21st Century Scholars ordf Frank OrsquoBannon Grant

Oslash College or University

INvestEdIndianaorg

Student Employment

Oslash Benefits ordf Earn money to pay for college

amp minimize student loans ordf Job and interview experience ordf Build time management skills

Oslash Internships ordf Opportunity to gain experience

academic credit and possibly money

INvestEdIndianaorg

10

9617

Education Loans

Oslash Federal Direct Loan (445 + 1069 Fee)

ordf Subsidized or Unsubsidized

Oslash Federal Perkins Loan (5 + No Fee)

Oslash Federal Parent Loan for Undergraduate Students (7 + 4276 Fee)

Oslash Private Loan (Rates vary + Typically No Fee)

(Interest Rate for loans disbursed on or after 7117 Loan Fees for loans disbursed between 10116 ndash 93017)

Remember Loans MUST BeRepaid

INvestEdIndianaorg

INvestEdIndianaorg

Saving for College

11

9617

College Planning Toolbox Oslash Free resource to help families

ordf Find the Right College Fit ordf Save for College ordf Plan their Financial Aid Future

INvestEdIndianaorg INvestEdIndianaorg

College Planning Toolbox

Oslash Walks through key college planning steps based on grade level

Oslash Cost savings amp aid projections based on specific colleges or general categories

Oslash Review college information snapshots and save for use in financial center

Oslash Set reminders for key tasks to complete (test dates scholarship deadlines etc)

INvestEdIndianaorg

12

INvestEdIndianaorg

9617

FAFSA

The Importance of the FAFSA

Oslash Free Application for Federal Student Aid Oslash Annual application for most forms of

financial aid Oslash Basis for determining eligibility for

ordf Federal Funds (Grants Scholarships Loans and Work Study)

ordf State of Indiana (Grants and Scholarships) ordf Potentially Institutional Funds

Oslash Determines EFC

INvestEdIndianaorg

13

INvestEdIndianaorg

9617

What is EFC

Oslash EFC = Expected Family Contribution $5K

$0 $816

OR $10K $75K

$378 $85K

Amount family can Parent(s) Student reasonably be expected to

Income amp Assets Income amp Assets contribute

INvestEdIndianaorg

Comparing College Costs

14

9617

Net Price Calculators

Cost of Attendance - Gift Aid

= Net Price

For a link to any schoolrsquos net price calculator or the INvestEd Comparison Worksheet visit

INvestEdIndianaorg

What you have to pay through uuml Employment uuml Savings uuml Loans uuml Scholarships

INvestEdIndianaorg

INvestEdIndianaorg

Example 1

Oslash Sample data from an Indiana public institution

Oslash Student demographics ordf Middlelow

income ordf Above

average GPAamp test scores

15

9617

INvestEdIndianaorg

Impact of Social Media

Professional Online Presence

Oslash Appropriate email address firstnamelastnamegmailcom

Oslash Review social media accounts removing ordf Inappropriate material ordf Anything that may be

misinterpreted Oslash Be engaging and

personal

INvestEdIndianaorg

16

9617

INvestEdIndianaorg

Professional Online Presence

Oslash Do social media decisions make a difference

Evaluation of Scholarship Applicants

Oslash Scholarship providers indicated the following about reviewing an applicantrsquos online presence ordf To determine whether the applicant

demonstrates good judgment (58) ordf To get to know the applicant better (42)

Oslash Scholarship providers review of online content ordf 25 of scholarship providers selected an

applicant ordf 33 denied an applicant a scholarship

Survey of 300 National Scholarship Providers Association (NSPA) members who provide more than $1 Billion in scholarships

INvestEdIndianaorg

17

INvestEdIndianaorg

9617

Wersquoll Help

INvestEdIndianaorg

INvestEdIndianaorg

18

INvestEdIndianaorg

9617

INvestEd on Social Media

Oslash Facebook ordf FacebookcomINvestEdIndiana

Oslash Twitter ordf INvestEdIndiana

Oslash Others ordf InstagramcomINvestEdIndiana ordf PinterestcomINvestEdIndiana

INvestEdIndianaorg

Connect with us anytime

Robert Sommers rsommersINvestEdIndianaorg

317-416-2888

19

Page 8: FUNDING YOUR EDUCATION WISELYlake-central.lcsc.us/wp-content/uploads/sites/3/2016/09/... · 2017-09-07 · FUNDING YOUR EDUCATION WISELY Planning Ahead Can Save You Time & Money INvestEdIndiana.org

Types of Financial Aid

9617

Oslash Gift Aid ordf Scholarships ordf Grants

Oslash Self-Help ordf Employment

(Work Study) ordf Loans ordf Savings

INvestEdIndianaorg

Oslash Colleges amp Universities ordf Need Based vs Merit Based

Oslash Local amp Community ordf Private Businesses ordf Community Foundation ordf Civic Organizations ordf Church Groups ordf School Counselor ordf Place of Employment

Oslash FREE National Search Sites

INvestEdIndianaorg

8

Scholarships

9617

Scholarship Tips

Oslash Get Organized ordf Scholarship folder ordf Create ldquoBragrdquo sheet ordf Sample essays ordf Identify deadlines ordf Balance time

Oslash Beware of scams

Spend time each week searching for scholarships

INvestEdIndianaorg

INvestEdIndianaorg

Oslash Five $1000 scholarships will be given ordf Must be 16 or older to enter

INvestEdIndianaorg

9

80 Employers looking for internship experience

8 Students looking at the option

9617

Grants

Oslash Federal ordf Pell Grant (Max $5920)

ordf Supplemental Educational Opportunity Grant (SEOG) ($100 - $4K)

ordf TEACH Grant ($4K)

Oslash State ordf Evan Bayh 21st Century Scholars ordf Frank OrsquoBannon Grant

Oslash College or University

INvestEdIndianaorg

Student Employment

Oslash Benefits ordf Earn money to pay for college

amp minimize student loans ordf Job and interview experience ordf Build time management skills

Oslash Internships ordf Opportunity to gain experience

academic credit and possibly money

INvestEdIndianaorg

10

9617

Education Loans

Oslash Federal Direct Loan (445 + 1069 Fee)

ordf Subsidized or Unsubsidized

Oslash Federal Perkins Loan (5 + No Fee)

Oslash Federal Parent Loan for Undergraduate Students (7 + 4276 Fee)

Oslash Private Loan (Rates vary + Typically No Fee)

(Interest Rate for loans disbursed on or after 7117 Loan Fees for loans disbursed between 10116 ndash 93017)

Remember Loans MUST BeRepaid

INvestEdIndianaorg

INvestEdIndianaorg

Saving for College

11

9617

College Planning Toolbox Oslash Free resource to help families

ordf Find the Right College Fit ordf Save for College ordf Plan their Financial Aid Future

INvestEdIndianaorg INvestEdIndianaorg

College Planning Toolbox

Oslash Walks through key college planning steps based on grade level

Oslash Cost savings amp aid projections based on specific colleges or general categories

Oslash Review college information snapshots and save for use in financial center

Oslash Set reminders for key tasks to complete (test dates scholarship deadlines etc)

INvestEdIndianaorg

12

INvestEdIndianaorg

9617

FAFSA

The Importance of the FAFSA

Oslash Free Application for Federal Student Aid Oslash Annual application for most forms of

financial aid Oslash Basis for determining eligibility for

ordf Federal Funds (Grants Scholarships Loans and Work Study)

ordf State of Indiana (Grants and Scholarships) ordf Potentially Institutional Funds

Oslash Determines EFC

INvestEdIndianaorg

13

INvestEdIndianaorg

9617

What is EFC

Oslash EFC = Expected Family Contribution $5K

$0 $816

OR $10K $75K

$378 $85K

Amount family can Parent(s) Student reasonably be expected to

Income amp Assets Income amp Assets contribute

INvestEdIndianaorg

Comparing College Costs

14

9617

Net Price Calculators

Cost of Attendance - Gift Aid

= Net Price

For a link to any schoolrsquos net price calculator or the INvestEd Comparison Worksheet visit

INvestEdIndianaorg

What you have to pay through uuml Employment uuml Savings uuml Loans uuml Scholarships

INvestEdIndianaorg

INvestEdIndianaorg

Example 1

Oslash Sample data from an Indiana public institution

Oslash Student demographics ordf Middlelow

income ordf Above

average GPAamp test scores

15

9617

INvestEdIndianaorg

Impact of Social Media

Professional Online Presence

Oslash Appropriate email address firstnamelastnamegmailcom

Oslash Review social media accounts removing ordf Inappropriate material ordf Anything that may be

misinterpreted Oslash Be engaging and

personal

INvestEdIndianaorg

16

9617

INvestEdIndianaorg

Professional Online Presence

Oslash Do social media decisions make a difference

Evaluation of Scholarship Applicants

Oslash Scholarship providers indicated the following about reviewing an applicantrsquos online presence ordf To determine whether the applicant

demonstrates good judgment (58) ordf To get to know the applicant better (42)

Oslash Scholarship providers review of online content ordf 25 of scholarship providers selected an

applicant ordf 33 denied an applicant a scholarship

Survey of 300 National Scholarship Providers Association (NSPA) members who provide more than $1 Billion in scholarships

INvestEdIndianaorg

17

INvestEdIndianaorg

9617

Wersquoll Help

INvestEdIndianaorg

INvestEdIndianaorg

18

INvestEdIndianaorg

9617

INvestEd on Social Media

Oslash Facebook ordf FacebookcomINvestEdIndiana

Oslash Twitter ordf INvestEdIndiana

Oslash Others ordf InstagramcomINvestEdIndiana ordf PinterestcomINvestEdIndiana

INvestEdIndianaorg

Connect with us anytime

Robert Sommers rsommersINvestEdIndianaorg

317-416-2888

19

Page 9: FUNDING YOUR EDUCATION WISELYlake-central.lcsc.us/wp-content/uploads/sites/3/2016/09/... · 2017-09-07 · FUNDING YOUR EDUCATION WISELY Planning Ahead Can Save You Time & Money INvestEdIndiana.org

9617

Scholarship Tips

Oslash Get Organized ordf Scholarship folder ordf Create ldquoBragrdquo sheet ordf Sample essays ordf Identify deadlines ordf Balance time

Oslash Beware of scams

Spend time each week searching for scholarships

INvestEdIndianaorg

INvestEdIndianaorg

Oslash Five $1000 scholarships will be given ordf Must be 16 or older to enter

INvestEdIndianaorg

9

80 Employers looking for internship experience

8 Students looking at the option

9617

Grants

Oslash Federal ordf Pell Grant (Max $5920)

ordf Supplemental Educational Opportunity Grant (SEOG) ($100 - $4K)

ordf TEACH Grant ($4K)

Oslash State ordf Evan Bayh 21st Century Scholars ordf Frank OrsquoBannon Grant

Oslash College or University

INvestEdIndianaorg

Student Employment

Oslash Benefits ordf Earn money to pay for college

amp minimize student loans ordf Job and interview experience ordf Build time management skills

Oslash Internships ordf Opportunity to gain experience

academic credit and possibly money

INvestEdIndianaorg

10

9617

Education Loans

Oslash Federal Direct Loan (445 + 1069 Fee)

ordf Subsidized or Unsubsidized

Oslash Federal Perkins Loan (5 + No Fee)

Oslash Federal Parent Loan for Undergraduate Students (7 + 4276 Fee)

Oslash Private Loan (Rates vary + Typically No Fee)

(Interest Rate for loans disbursed on or after 7117 Loan Fees for loans disbursed between 10116 ndash 93017)

Remember Loans MUST BeRepaid

INvestEdIndianaorg

INvestEdIndianaorg

Saving for College

11

9617

College Planning Toolbox Oslash Free resource to help families

ordf Find the Right College Fit ordf Save for College ordf Plan their Financial Aid Future

INvestEdIndianaorg INvestEdIndianaorg

College Planning Toolbox

Oslash Walks through key college planning steps based on grade level

Oslash Cost savings amp aid projections based on specific colleges or general categories

Oslash Review college information snapshots and save for use in financial center

Oslash Set reminders for key tasks to complete (test dates scholarship deadlines etc)

INvestEdIndianaorg

12

INvestEdIndianaorg

9617

FAFSA

The Importance of the FAFSA

Oslash Free Application for Federal Student Aid Oslash Annual application for most forms of

financial aid Oslash Basis for determining eligibility for

ordf Federal Funds (Grants Scholarships Loans and Work Study)

ordf State of Indiana (Grants and Scholarships) ordf Potentially Institutional Funds

Oslash Determines EFC

INvestEdIndianaorg

13

INvestEdIndianaorg

9617

What is EFC

Oslash EFC = Expected Family Contribution $5K

$0 $816

OR $10K $75K

$378 $85K

Amount family can Parent(s) Student reasonably be expected to

Income amp Assets Income amp Assets contribute

INvestEdIndianaorg

Comparing College Costs

14

9617

Net Price Calculators

Cost of Attendance - Gift Aid

= Net Price

For a link to any schoolrsquos net price calculator or the INvestEd Comparison Worksheet visit

INvestEdIndianaorg

What you have to pay through uuml Employment uuml Savings uuml Loans uuml Scholarships

INvestEdIndianaorg

INvestEdIndianaorg

Example 1

Oslash Sample data from an Indiana public institution

Oslash Student demographics ordf Middlelow

income ordf Above

average GPAamp test scores

15

9617

INvestEdIndianaorg

Impact of Social Media

Professional Online Presence

Oslash Appropriate email address firstnamelastnamegmailcom

Oslash Review social media accounts removing ordf Inappropriate material ordf Anything that may be

misinterpreted Oslash Be engaging and

personal

INvestEdIndianaorg

16

9617

INvestEdIndianaorg

Professional Online Presence

Oslash Do social media decisions make a difference

Evaluation of Scholarship Applicants

Oslash Scholarship providers indicated the following about reviewing an applicantrsquos online presence ordf To determine whether the applicant

demonstrates good judgment (58) ordf To get to know the applicant better (42)

Oslash Scholarship providers review of online content ordf 25 of scholarship providers selected an

applicant ordf 33 denied an applicant a scholarship

Survey of 300 National Scholarship Providers Association (NSPA) members who provide more than $1 Billion in scholarships

INvestEdIndianaorg

17

INvestEdIndianaorg

9617

Wersquoll Help

INvestEdIndianaorg

INvestEdIndianaorg

18

INvestEdIndianaorg

9617

INvestEd on Social Media

Oslash Facebook ordf FacebookcomINvestEdIndiana

Oslash Twitter ordf INvestEdIndiana

Oslash Others ordf InstagramcomINvestEdIndiana ordf PinterestcomINvestEdIndiana

INvestEdIndianaorg

Connect with us anytime

Robert Sommers rsommersINvestEdIndianaorg

317-416-2888

19

Page 10: FUNDING YOUR EDUCATION WISELYlake-central.lcsc.us/wp-content/uploads/sites/3/2016/09/... · 2017-09-07 · FUNDING YOUR EDUCATION WISELY Planning Ahead Can Save You Time & Money INvestEdIndiana.org

80 Employers looking for internship experience

8 Students looking at the option

9617

Grants

Oslash Federal ordf Pell Grant (Max $5920)

ordf Supplemental Educational Opportunity Grant (SEOG) ($100 - $4K)

ordf TEACH Grant ($4K)

Oslash State ordf Evan Bayh 21st Century Scholars ordf Frank OrsquoBannon Grant

Oslash College or University

INvestEdIndianaorg

Student Employment

Oslash Benefits ordf Earn money to pay for college

amp minimize student loans ordf Job and interview experience ordf Build time management skills

Oslash Internships ordf Opportunity to gain experience

academic credit and possibly money

INvestEdIndianaorg

10

9617

Education Loans

Oslash Federal Direct Loan (445 + 1069 Fee)

ordf Subsidized or Unsubsidized

Oslash Federal Perkins Loan (5 + No Fee)

Oslash Federal Parent Loan for Undergraduate Students (7 + 4276 Fee)

Oslash Private Loan (Rates vary + Typically No Fee)

(Interest Rate for loans disbursed on or after 7117 Loan Fees for loans disbursed between 10116 ndash 93017)

Remember Loans MUST BeRepaid

INvestEdIndianaorg

INvestEdIndianaorg

Saving for College

11

9617

College Planning Toolbox Oslash Free resource to help families

ordf Find the Right College Fit ordf Save for College ordf Plan their Financial Aid Future

INvestEdIndianaorg INvestEdIndianaorg

College Planning Toolbox

Oslash Walks through key college planning steps based on grade level

Oslash Cost savings amp aid projections based on specific colleges or general categories

Oslash Review college information snapshots and save for use in financial center

Oslash Set reminders for key tasks to complete (test dates scholarship deadlines etc)

INvestEdIndianaorg

12

INvestEdIndianaorg

9617

FAFSA

The Importance of the FAFSA

Oslash Free Application for Federal Student Aid Oslash Annual application for most forms of

financial aid Oslash Basis for determining eligibility for

ordf Federal Funds (Grants Scholarships Loans and Work Study)

ordf State of Indiana (Grants and Scholarships) ordf Potentially Institutional Funds

Oslash Determines EFC

INvestEdIndianaorg

13

INvestEdIndianaorg

9617

What is EFC

Oslash EFC = Expected Family Contribution $5K

$0 $816

OR $10K $75K

$378 $85K

Amount family can Parent(s) Student reasonably be expected to

Income amp Assets Income amp Assets contribute

INvestEdIndianaorg

Comparing College Costs

14

9617

Net Price Calculators

Cost of Attendance - Gift Aid

= Net Price

For a link to any schoolrsquos net price calculator or the INvestEd Comparison Worksheet visit

INvestEdIndianaorg

What you have to pay through uuml Employment uuml Savings uuml Loans uuml Scholarships

INvestEdIndianaorg

INvestEdIndianaorg

Example 1

Oslash Sample data from an Indiana public institution

Oslash Student demographics ordf Middlelow

income ordf Above

average GPAamp test scores

15

9617

INvestEdIndianaorg

Impact of Social Media

Professional Online Presence

Oslash Appropriate email address firstnamelastnamegmailcom

Oslash Review social media accounts removing ordf Inappropriate material ordf Anything that may be

misinterpreted Oslash Be engaging and

personal

INvestEdIndianaorg

16

9617

INvestEdIndianaorg

Professional Online Presence

Oslash Do social media decisions make a difference

Evaluation of Scholarship Applicants

Oslash Scholarship providers indicated the following about reviewing an applicantrsquos online presence ordf To determine whether the applicant

demonstrates good judgment (58) ordf To get to know the applicant better (42)

Oslash Scholarship providers review of online content ordf 25 of scholarship providers selected an

applicant ordf 33 denied an applicant a scholarship

Survey of 300 National Scholarship Providers Association (NSPA) members who provide more than $1 Billion in scholarships

INvestEdIndianaorg

17

INvestEdIndianaorg

9617

Wersquoll Help

INvestEdIndianaorg

INvestEdIndianaorg

18

INvestEdIndianaorg

9617

INvestEd on Social Media

Oslash Facebook ordf FacebookcomINvestEdIndiana

Oslash Twitter ordf INvestEdIndiana

Oslash Others ordf InstagramcomINvestEdIndiana ordf PinterestcomINvestEdIndiana

INvestEdIndianaorg

Connect with us anytime

Robert Sommers rsommersINvestEdIndianaorg

317-416-2888

19

Page 11: FUNDING YOUR EDUCATION WISELYlake-central.lcsc.us/wp-content/uploads/sites/3/2016/09/... · 2017-09-07 · FUNDING YOUR EDUCATION WISELY Planning Ahead Can Save You Time & Money INvestEdIndiana.org

9617

Education Loans

Oslash Federal Direct Loan (445 + 1069 Fee)

ordf Subsidized or Unsubsidized

Oslash Federal Perkins Loan (5 + No Fee)

Oslash Federal Parent Loan for Undergraduate Students (7 + 4276 Fee)

Oslash Private Loan (Rates vary + Typically No Fee)

(Interest Rate for loans disbursed on or after 7117 Loan Fees for loans disbursed between 10116 ndash 93017)

Remember Loans MUST BeRepaid

INvestEdIndianaorg

INvestEdIndianaorg

Saving for College

11

9617

College Planning Toolbox Oslash Free resource to help families

ordf Find the Right College Fit ordf Save for College ordf Plan their Financial Aid Future

INvestEdIndianaorg INvestEdIndianaorg

College Planning Toolbox

Oslash Walks through key college planning steps based on grade level

Oslash Cost savings amp aid projections based on specific colleges or general categories

Oslash Review college information snapshots and save for use in financial center

Oslash Set reminders for key tasks to complete (test dates scholarship deadlines etc)

INvestEdIndianaorg

12

INvestEdIndianaorg

9617

FAFSA

The Importance of the FAFSA

Oslash Free Application for Federal Student Aid Oslash Annual application for most forms of

financial aid Oslash Basis for determining eligibility for

ordf Federal Funds (Grants Scholarships Loans and Work Study)

ordf State of Indiana (Grants and Scholarships) ordf Potentially Institutional Funds

Oslash Determines EFC

INvestEdIndianaorg

13

INvestEdIndianaorg

9617

What is EFC

Oslash EFC = Expected Family Contribution $5K

$0 $816

OR $10K $75K

$378 $85K

Amount family can Parent(s) Student reasonably be expected to

Income amp Assets Income amp Assets contribute

INvestEdIndianaorg

Comparing College Costs

14

9617

Net Price Calculators

Cost of Attendance - Gift Aid

= Net Price

For a link to any schoolrsquos net price calculator or the INvestEd Comparison Worksheet visit

INvestEdIndianaorg

What you have to pay through uuml Employment uuml Savings uuml Loans uuml Scholarships

INvestEdIndianaorg

INvestEdIndianaorg

Example 1

Oslash Sample data from an Indiana public institution

Oslash Student demographics ordf Middlelow

income ordf Above

average GPAamp test scores

15

9617

INvestEdIndianaorg

Impact of Social Media

Professional Online Presence

Oslash Appropriate email address firstnamelastnamegmailcom

Oslash Review social media accounts removing ordf Inappropriate material ordf Anything that may be

misinterpreted Oslash Be engaging and

personal

INvestEdIndianaorg

16

9617

INvestEdIndianaorg

Professional Online Presence

Oslash Do social media decisions make a difference

Evaluation of Scholarship Applicants

Oslash Scholarship providers indicated the following about reviewing an applicantrsquos online presence ordf To determine whether the applicant

demonstrates good judgment (58) ordf To get to know the applicant better (42)

Oslash Scholarship providers review of online content ordf 25 of scholarship providers selected an

applicant ordf 33 denied an applicant a scholarship

Survey of 300 National Scholarship Providers Association (NSPA) members who provide more than $1 Billion in scholarships

INvestEdIndianaorg

17

INvestEdIndianaorg

9617

Wersquoll Help

INvestEdIndianaorg

INvestEdIndianaorg

18

INvestEdIndianaorg

9617

INvestEd on Social Media

Oslash Facebook ordf FacebookcomINvestEdIndiana

Oslash Twitter ordf INvestEdIndiana

Oslash Others ordf InstagramcomINvestEdIndiana ordf PinterestcomINvestEdIndiana

INvestEdIndianaorg

Connect with us anytime

Robert Sommers rsommersINvestEdIndianaorg

317-416-2888

19

Page 12: FUNDING YOUR EDUCATION WISELYlake-central.lcsc.us/wp-content/uploads/sites/3/2016/09/... · 2017-09-07 · FUNDING YOUR EDUCATION WISELY Planning Ahead Can Save You Time & Money INvestEdIndiana.org

9617

College Planning Toolbox Oslash Free resource to help families

ordf Find the Right College Fit ordf Save for College ordf Plan their Financial Aid Future

INvestEdIndianaorg INvestEdIndianaorg

College Planning Toolbox

Oslash Walks through key college planning steps based on grade level

Oslash Cost savings amp aid projections based on specific colleges or general categories

Oslash Review college information snapshots and save for use in financial center

Oslash Set reminders for key tasks to complete (test dates scholarship deadlines etc)

INvestEdIndianaorg

12

INvestEdIndianaorg

9617

FAFSA

The Importance of the FAFSA

Oslash Free Application for Federal Student Aid Oslash Annual application for most forms of

financial aid Oslash Basis for determining eligibility for

ordf Federal Funds (Grants Scholarships Loans and Work Study)

ordf State of Indiana (Grants and Scholarships) ordf Potentially Institutional Funds

Oslash Determines EFC

INvestEdIndianaorg

13

INvestEdIndianaorg

9617

What is EFC

Oslash EFC = Expected Family Contribution $5K

$0 $816

OR $10K $75K

$378 $85K

Amount family can Parent(s) Student reasonably be expected to

Income amp Assets Income amp Assets contribute

INvestEdIndianaorg

Comparing College Costs

14

9617

Net Price Calculators

Cost of Attendance - Gift Aid

= Net Price

For a link to any schoolrsquos net price calculator or the INvestEd Comparison Worksheet visit

INvestEdIndianaorg

What you have to pay through uuml Employment uuml Savings uuml Loans uuml Scholarships

INvestEdIndianaorg

INvestEdIndianaorg

Example 1

Oslash Sample data from an Indiana public institution

Oslash Student demographics ordf Middlelow

income ordf Above

average GPAamp test scores

15

9617

INvestEdIndianaorg

Impact of Social Media

Professional Online Presence

Oslash Appropriate email address firstnamelastnamegmailcom

Oslash Review social media accounts removing ordf Inappropriate material ordf Anything that may be

misinterpreted Oslash Be engaging and

personal

INvestEdIndianaorg

16

9617

INvestEdIndianaorg

Professional Online Presence

Oslash Do social media decisions make a difference

Evaluation of Scholarship Applicants

Oslash Scholarship providers indicated the following about reviewing an applicantrsquos online presence ordf To determine whether the applicant

demonstrates good judgment (58) ordf To get to know the applicant better (42)

Oslash Scholarship providers review of online content ordf 25 of scholarship providers selected an

applicant ordf 33 denied an applicant a scholarship

Survey of 300 National Scholarship Providers Association (NSPA) members who provide more than $1 Billion in scholarships

INvestEdIndianaorg

17

INvestEdIndianaorg

9617

Wersquoll Help

INvestEdIndianaorg

INvestEdIndianaorg

18

INvestEdIndianaorg

9617

INvestEd on Social Media

Oslash Facebook ordf FacebookcomINvestEdIndiana

Oslash Twitter ordf INvestEdIndiana

Oslash Others ordf InstagramcomINvestEdIndiana ordf PinterestcomINvestEdIndiana

INvestEdIndianaorg

Connect with us anytime

Robert Sommers rsommersINvestEdIndianaorg

317-416-2888

19

Page 13: FUNDING YOUR EDUCATION WISELYlake-central.lcsc.us/wp-content/uploads/sites/3/2016/09/... · 2017-09-07 · FUNDING YOUR EDUCATION WISELY Planning Ahead Can Save You Time & Money INvestEdIndiana.org

INvestEdIndianaorg

9617

FAFSA

The Importance of the FAFSA

Oslash Free Application for Federal Student Aid Oslash Annual application for most forms of

financial aid Oslash Basis for determining eligibility for

ordf Federal Funds (Grants Scholarships Loans and Work Study)

ordf State of Indiana (Grants and Scholarships) ordf Potentially Institutional Funds

Oslash Determines EFC

INvestEdIndianaorg

13

INvestEdIndianaorg

9617

What is EFC

Oslash EFC = Expected Family Contribution $5K

$0 $816

OR $10K $75K

$378 $85K

Amount family can Parent(s) Student reasonably be expected to

Income amp Assets Income amp Assets contribute

INvestEdIndianaorg

Comparing College Costs

14

9617

Net Price Calculators

Cost of Attendance - Gift Aid

= Net Price

For a link to any schoolrsquos net price calculator or the INvestEd Comparison Worksheet visit

INvestEdIndianaorg

What you have to pay through uuml Employment uuml Savings uuml Loans uuml Scholarships

INvestEdIndianaorg

INvestEdIndianaorg

Example 1

Oslash Sample data from an Indiana public institution

Oslash Student demographics ordf Middlelow

income ordf Above

average GPAamp test scores

15

9617

INvestEdIndianaorg

Impact of Social Media

Professional Online Presence

Oslash Appropriate email address firstnamelastnamegmailcom

Oslash Review social media accounts removing ordf Inappropriate material ordf Anything that may be

misinterpreted Oslash Be engaging and

personal

INvestEdIndianaorg

16

9617

INvestEdIndianaorg

Professional Online Presence

Oslash Do social media decisions make a difference

Evaluation of Scholarship Applicants

Oslash Scholarship providers indicated the following about reviewing an applicantrsquos online presence ordf To determine whether the applicant

demonstrates good judgment (58) ordf To get to know the applicant better (42)

Oslash Scholarship providers review of online content ordf 25 of scholarship providers selected an

applicant ordf 33 denied an applicant a scholarship

Survey of 300 National Scholarship Providers Association (NSPA) members who provide more than $1 Billion in scholarships

INvestEdIndianaorg

17

INvestEdIndianaorg

9617

Wersquoll Help

INvestEdIndianaorg

INvestEdIndianaorg

18

INvestEdIndianaorg

9617

INvestEd on Social Media

Oslash Facebook ordf FacebookcomINvestEdIndiana

Oslash Twitter ordf INvestEdIndiana

Oslash Others ordf InstagramcomINvestEdIndiana ordf PinterestcomINvestEdIndiana

INvestEdIndianaorg

Connect with us anytime

Robert Sommers rsommersINvestEdIndianaorg

317-416-2888

19

Page 14: FUNDING YOUR EDUCATION WISELYlake-central.lcsc.us/wp-content/uploads/sites/3/2016/09/... · 2017-09-07 · FUNDING YOUR EDUCATION WISELY Planning Ahead Can Save You Time & Money INvestEdIndiana.org

INvestEdIndianaorg

9617

What is EFC

Oslash EFC = Expected Family Contribution $5K

$0 $816

OR $10K $75K

$378 $85K

Amount family can Parent(s) Student reasonably be expected to

Income amp Assets Income amp Assets contribute

INvestEdIndianaorg

Comparing College Costs

14

9617

Net Price Calculators

Cost of Attendance - Gift Aid

= Net Price

For a link to any schoolrsquos net price calculator or the INvestEd Comparison Worksheet visit

INvestEdIndianaorg

What you have to pay through uuml Employment uuml Savings uuml Loans uuml Scholarships

INvestEdIndianaorg

INvestEdIndianaorg

Example 1

Oslash Sample data from an Indiana public institution

Oslash Student demographics ordf Middlelow

income ordf Above

average GPAamp test scores

15

9617

INvestEdIndianaorg

Impact of Social Media

Professional Online Presence

Oslash Appropriate email address firstnamelastnamegmailcom

Oslash Review social media accounts removing ordf Inappropriate material ordf Anything that may be

misinterpreted Oslash Be engaging and

personal

INvestEdIndianaorg

16

9617

INvestEdIndianaorg

Professional Online Presence

Oslash Do social media decisions make a difference

Evaluation of Scholarship Applicants

Oslash Scholarship providers indicated the following about reviewing an applicantrsquos online presence ordf To determine whether the applicant

demonstrates good judgment (58) ordf To get to know the applicant better (42)

Oslash Scholarship providers review of online content ordf 25 of scholarship providers selected an

applicant ordf 33 denied an applicant a scholarship

Survey of 300 National Scholarship Providers Association (NSPA) members who provide more than $1 Billion in scholarships

INvestEdIndianaorg

17

INvestEdIndianaorg

9617

Wersquoll Help

INvestEdIndianaorg

INvestEdIndianaorg

18

INvestEdIndianaorg

9617

INvestEd on Social Media

Oslash Facebook ordf FacebookcomINvestEdIndiana

Oslash Twitter ordf INvestEdIndiana

Oslash Others ordf InstagramcomINvestEdIndiana ordf PinterestcomINvestEdIndiana

INvestEdIndianaorg

Connect with us anytime

Robert Sommers rsommersINvestEdIndianaorg

317-416-2888

19

Page 15: FUNDING YOUR EDUCATION WISELYlake-central.lcsc.us/wp-content/uploads/sites/3/2016/09/... · 2017-09-07 · FUNDING YOUR EDUCATION WISELY Planning Ahead Can Save You Time & Money INvestEdIndiana.org

9617

Net Price Calculators

Cost of Attendance - Gift Aid

= Net Price

For a link to any schoolrsquos net price calculator or the INvestEd Comparison Worksheet visit

INvestEdIndianaorg

What you have to pay through uuml Employment uuml Savings uuml Loans uuml Scholarships

INvestEdIndianaorg

INvestEdIndianaorg

Example 1

Oslash Sample data from an Indiana public institution

Oslash Student demographics ordf Middlelow

income ordf Above

average GPAamp test scores

15

9617

INvestEdIndianaorg

Impact of Social Media

Professional Online Presence

Oslash Appropriate email address firstnamelastnamegmailcom

Oslash Review social media accounts removing ordf Inappropriate material ordf Anything that may be

misinterpreted Oslash Be engaging and

personal

INvestEdIndianaorg

16

9617

INvestEdIndianaorg

Professional Online Presence

Oslash Do social media decisions make a difference

Evaluation of Scholarship Applicants

Oslash Scholarship providers indicated the following about reviewing an applicantrsquos online presence ordf To determine whether the applicant

demonstrates good judgment (58) ordf To get to know the applicant better (42)

Oslash Scholarship providers review of online content ordf 25 of scholarship providers selected an

applicant ordf 33 denied an applicant a scholarship

Survey of 300 National Scholarship Providers Association (NSPA) members who provide more than $1 Billion in scholarships

INvestEdIndianaorg

17

INvestEdIndianaorg

9617

Wersquoll Help

INvestEdIndianaorg

INvestEdIndianaorg

18

INvestEdIndianaorg

9617

INvestEd on Social Media

Oslash Facebook ordf FacebookcomINvestEdIndiana

Oslash Twitter ordf INvestEdIndiana

Oslash Others ordf InstagramcomINvestEdIndiana ordf PinterestcomINvestEdIndiana

INvestEdIndianaorg

Connect with us anytime

Robert Sommers rsommersINvestEdIndianaorg

317-416-2888

19

Page 16: FUNDING YOUR EDUCATION WISELYlake-central.lcsc.us/wp-content/uploads/sites/3/2016/09/... · 2017-09-07 · FUNDING YOUR EDUCATION WISELY Planning Ahead Can Save You Time & Money INvestEdIndiana.org

9617

INvestEdIndianaorg

Impact of Social Media

Professional Online Presence

Oslash Appropriate email address firstnamelastnamegmailcom

Oslash Review social media accounts removing ordf Inappropriate material ordf Anything that may be

misinterpreted Oslash Be engaging and

personal

INvestEdIndianaorg

16

9617

INvestEdIndianaorg

Professional Online Presence

Oslash Do social media decisions make a difference

Evaluation of Scholarship Applicants

Oslash Scholarship providers indicated the following about reviewing an applicantrsquos online presence ordf To determine whether the applicant

demonstrates good judgment (58) ordf To get to know the applicant better (42)

Oslash Scholarship providers review of online content ordf 25 of scholarship providers selected an

applicant ordf 33 denied an applicant a scholarship

Survey of 300 National Scholarship Providers Association (NSPA) members who provide more than $1 Billion in scholarships

INvestEdIndianaorg

17

INvestEdIndianaorg

9617

Wersquoll Help

INvestEdIndianaorg

INvestEdIndianaorg

18

INvestEdIndianaorg

9617

INvestEd on Social Media

Oslash Facebook ordf FacebookcomINvestEdIndiana

Oslash Twitter ordf INvestEdIndiana

Oslash Others ordf InstagramcomINvestEdIndiana ordf PinterestcomINvestEdIndiana

INvestEdIndianaorg

Connect with us anytime

Robert Sommers rsommersINvestEdIndianaorg

317-416-2888

19

Page 17: FUNDING YOUR EDUCATION WISELYlake-central.lcsc.us/wp-content/uploads/sites/3/2016/09/... · 2017-09-07 · FUNDING YOUR EDUCATION WISELY Planning Ahead Can Save You Time & Money INvestEdIndiana.org

9617

INvestEdIndianaorg

Professional Online Presence

Oslash Do social media decisions make a difference

Evaluation of Scholarship Applicants

Oslash Scholarship providers indicated the following about reviewing an applicantrsquos online presence ordf To determine whether the applicant

demonstrates good judgment (58) ordf To get to know the applicant better (42)

Oslash Scholarship providers review of online content ordf 25 of scholarship providers selected an

applicant ordf 33 denied an applicant a scholarship

Survey of 300 National Scholarship Providers Association (NSPA) members who provide more than $1 Billion in scholarships

INvestEdIndianaorg

17

INvestEdIndianaorg

9617

Wersquoll Help

INvestEdIndianaorg

INvestEdIndianaorg

18

INvestEdIndianaorg

9617

INvestEd on Social Media

Oslash Facebook ordf FacebookcomINvestEdIndiana

Oslash Twitter ordf INvestEdIndiana

Oslash Others ordf InstagramcomINvestEdIndiana ordf PinterestcomINvestEdIndiana

INvestEdIndianaorg

Connect with us anytime

Robert Sommers rsommersINvestEdIndianaorg

317-416-2888

19

Page 18: FUNDING YOUR EDUCATION WISELYlake-central.lcsc.us/wp-content/uploads/sites/3/2016/09/... · 2017-09-07 · FUNDING YOUR EDUCATION WISELY Planning Ahead Can Save You Time & Money INvestEdIndiana.org

INvestEdIndianaorg

9617

Wersquoll Help

INvestEdIndianaorg

INvestEdIndianaorg

18

INvestEdIndianaorg

9617

INvestEd on Social Media

Oslash Facebook ordf FacebookcomINvestEdIndiana

Oslash Twitter ordf INvestEdIndiana

Oslash Others ordf InstagramcomINvestEdIndiana ordf PinterestcomINvestEdIndiana

INvestEdIndianaorg

Connect with us anytime

Robert Sommers rsommersINvestEdIndianaorg

317-416-2888

19

Page 19: FUNDING YOUR EDUCATION WISELYlake-central.lcsc.us/wp-content/uploads/sites/3/2016/09/... · 2017-09-07 · FUNDING YOUR EDUCATION WISELY Planning Ahead Can Save You Time & Money INvestEdIndiana.org

INvestEdIndianaorg

9617

INvestEd on Social Media

Oslash Facebook ordf FacebookcomINvestEdIndiana

Oslash Twitter ordf INvestEdIndiana

Oslash Others ordf InstagramcomINvestEdIndiana ordf PinterestcomINvestEdIndiana

INvestEdIndianaorg

Connect with us anytime

Robert Sommers rsommersINvestEdIndianaorg

317-416-2888

19