FUND UPDATE - Kotak Mahindra Bank...effect from mid-December and a sweeping win by Boris Johnson’s in UK general elections which could now lead the country to a swift exit from the

Market Outlook Fund Performance Contents Individual Funds Group Funds

MONTHLY UPDATE JANUARY 2020 | (based on last business day)AS ON 31st DECEMBER 2019

FUND UPDATEYOUR INVESTMENT PERFORMANCE

JANUARY 2020

mailto:clientservicedesk%40kotak.com?subject=



MARKET OUTLOOK 2 KOTAK GUARANTEED GROWTH FUND(ULIF-013-27/06/03-GRTGWTFND-107) 27

FUND PERFORMANCE OF ULIP FUNDS 7 KOTAK GUARANTEED BALANCED FUND(ULIF-010-27/06/03-GRTBALFND-107) 28

PRODUCT - FUND MATRIX 10 PENSION CLASSIC OPPORTUNITIES FUND(ULIF-042-07/01/10-PNCLAOPFND-107) 29

CLASSIC OPPORTUNITIES FUND(ULIF-033-16/12/09-CLAOPPFND-107) 12 KOTAK PENSION OPPORTUNITIES FUND

(ULIF-032-17/07/09-PNOPPFND-107) 30

FRONTLINE EQUITY FUND(ULIF-034-17/12/09-FRLEQUFND-107) 13 PENSION FRONTLINE EQUITY FUND

(ULIF-044-11/01/10-PNFRLEQFND-107) 31

DYNAMIC FLOOR FUND II(ULIF-035-17/12/09-DYFLRFND2-107) 14 PENSION GUARANTEE FUND

(ULIF-038-21/12/09-PNGRTFND-107) 32

BALANCED FUND(ULIF-037-21/12/09-BALKFND-107) 15 KOTAK PENSION GROWTH FUND

(ULIF-030-07/01/09-PNGWTFND-107) 33

KOTAK OPPORTUNITIES FUND(ULIF-029-02/10/08-OPPFND-107) 16 KOTAK PENSION FLOOR FUND

(ULIF-031-13/07/09-PNFLRFND-107) 34

KOTAK AGGRESSIVE GROWTH FUND(ULIF-018-13/09/04-AGRGWTFND-107) 17 PENSION FLOOR FUND II

(ULIF-043-08/01/10-PNFLRKFND2-107) 35

GUARANTEE FUND(ULIF-048-05/02/10-GRTFND-107) 18 KOTAK PENSION BALANCED FUND

(ULIF-011-27/06/03-PNBALFND-107 ) 36

MONEY MARKET FUND(ULIF-041-05/01/10-MNMKKFND-107) 19 PENSION BALANCED FUND II

(ULIF-046-24/01/10-PNBALFND2-107) 37

KOTAK DYNAMIC GROWTH FUND(ULIF-012-27/06/03-DYGWTFND-107) 20 KOTAK PENSION BOND FUND

(ULIF-017-15/04/04-PNBNDFND-107) 38

DYNAMIC FLOOR FUND(ULIF-028-14/11/06-DYFLRFND-107) 21 KOTAK PENSION GILT FUND

(ULIF-008-27/06/03-PNGLTFND-107) 39

KOTAK DYNAMIC BALANCED FUND(ULIF-009-27/06/03-DYBALFND-107) 22 KOTAK PENSION FLOATING RATE FUND

(ULIF-022-07/12/04-PNFLTRFND-107) 40

KOTAK DYNAMIC BOND FUND(ULIF-015-15/04/04-DYBNDFND-107) 23 PENSION MONEY MARKET FUND II

(ULIF-039-28/12/09-PNMNMKFND-107) 41

KOTAK DYNAMIC GILT FUND(ULIF-006-27/06/03-DYGLTFND-107) 24 KOTAK ADVANTAGE MULTIPLIER FUND II

(ULIF-026-21/04/06-ADVMULFND2-107) 42

KOTAK DYNAMIC FLOATING RATE FUND(ULIF-020-07/12/04-DYFLTRFND-107) 25 DISCONTINUED POLICY FUND

(ULIF-050-23/03/11-DISPOLFND-107) 43

PEAK GUARANTEE FUND I(ULIF-049-14/02/10-PKGRTFND1-107) 26

INDIVIDUAL FUNDS

Click on the Fund Name for details

GROUP FUNDS


(ULGF-015-07/01/10-DYFLRFND-107) 45 (ULGF-016-12/04/11-SECCAPFND-107) 51

(ULGF-003-27/06/03-BALFND-107) 46 (ULGF-018-18/12/13-SHTRMBND-107) 52

(ULGF-004-15/04/04-BNDFND-107) 47 53

(ULGF-002-27/06/03-GLTFND-107) 48 59

(ULGF-005-07/12/04-FLTRFND-107) 49

(ULGF-001-27/06/03-MNMKFND-107) 50

INDIVIDUAL FUNDS


GROUP FUNDS


KOTAK GROUP DYNAMIC FLOOR FUND(ULGF-015-07/01/10-DYFLRFND-107) 45 KOTAK GROUP SECURE CAPITAL FUND

(ULGF-016-12/04/11-SECCAPFND-107) 51

KOTAK GROUP BALANCED FUND(ULGF-003-27/06/03-BALFND-107) 46 KOTAK GROUP SHORT TERM BOND FUND

(ULGF-018-18/12/13-SHTRMBND-107) 52

KOTAK GROUP BOND FUND(ULGF-004-15/04/04-BNDFND-107) 47 KOTAK GROUP PRUDENT FUND

(ULGF-019-04/07/17-KGPFFND-107) 53

KOTAK GROUP GILT FUND(ULGF-002-27/06/03-GLTFND-107) 48 ANNEXURE 54

KOTAK GROUP FLOATING RATE FUND(ULGF-005-07/12/04-FLTRFND-107) 49 DISCLAIMER 60

KOTAK GROUP MONEY MARKET FUND(ULGF-001-27/06/03-MNMKFND-107) 50

01

CONTENTS




Month Gone By – Markets (period ended December 31, 2019) Market Indicators (Dec 19)

The BSE-30 Index and Nifty-50 Index crossed all-time highs in CY2019, ending with gains of

14.4% and 12%, respectivelyI. During the month Nifty was up 0.9% buoyed by positive global

developments like US-China’s phase 1 deal that cancelled the additional tariffs that were to take

effect from mid-December and a sweeping win by Boris Johnson’s in UK general elections which

could now lead the country to a swift exit from the union. The US Federal Reserve maintained

status quo on key policy rates and signaled constancy through 2020. The RBI kept the repo rate

unchanged at 5.15%. Consistent foreign fund flows into EM, particularly India continued to drive

up equity valuations. The Nifty Midcap50 and Nifty Smallcap50 underperformed Nifty50 by 1.4%

and 0.3%. In fact on yearly basis, this is the second year in a row that the Nifty50 (up 12%) has

delivered positive returns while the Nifty Midcap50(down 4.7%) and Nifty Smallcap 50 (down

11.3%) indices have delivered negative returns.

10 year government bond were up 9 bps and ended the month at 6.56%. INR appreciated 0.5%

in December and ended the year at 71.38/USD. YTD, INR has depreciated by 2.3%.

-15.0%

-10.0%

-5.0%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

8.0%6.9%

-1.1%

8.5%

5.1%2.9%

1mth 1yr 5yr (CAGR)

02

MARKET OUTLOOK

Month Gone By – Markets



MONTHLY UPDATE JANUARY 2020 | (based on last business day)AS ON 31st DECEMBER 2019 03

MARKET OUTLOOK

Economy

Consumer Price Index (CPI) jumped to 5.5% in November, 40-month high print, on high vegetable prices even as core inflation remained unchanged at 3.5%. Food & Beverages ex-vegetables inflation went up to 4.3% driven by a broad based pick-up. WPI inflation for November rose to 0.58% The increase was primarily due to higher food inflation even as manufacturing and fuel and power inflation continue to contract.

Trade deficit for November came in at USD 12.0bn as against USD11 bn in October 2019 and USD17.6 bn in November 2018. Merchandise exports were down -0.3% while imports were down 12.7% in November. Gold imports rose by ~6.6% as expected, amid festive season demand and a very favourable base. Oil imports that fell by ~18%. Imports ex Oil and Gold declined 11.7%, the 13th consecutive month of YoY decline.

Both Foreign Institutional Investors (FIIs)

buying and Domestic Institutional Investors

(DIIs) selling decelerated in December to

USD 1.0bn and USD 0.1bn v/s +USD3.5bn

and -USD1.2bn in November respectively.

YTD, FIIs and DIIs are net buyers at USD

14.3bn and USD6bn respectively in equity

markets. FIIs recorded net outflows in debt

markets at USD0.7 bn in December. YTD,

FIIs remain net buyers at USD 3.7bn in

debt markets. Mutual funds turned buyers

in December with net inflow of USD 0.2bn

while other DIIs sold USD 0.30bn of equities.

YTD, mutual funds are net equity buyers at

USD7.5bn while other DIIs are net equity

sellers at USD 1.5bn.

Index for Industrial Production for October contracted by 3.8% after shrinking 4.3% in September, in sharp contrast with an 8.4% expansion in October last year. Manufacturing output, which accounts for three-fourth of factory output, contracted 2.1% in October. Capital Goods production fell ~22% & consumer durables shrank ~18%.

Flows

29.3

-4.4

14.3

-13.0

15.9

6.0

26.2

-6.9

3.7

-15.0

-10.0

-5.0

-

5.0

10.0

15.0

20.0

25.0

30.0

CY

09

CY

10

CY

11

CY

12

CY

13

CY

14

CY

15

CY

16

CY

17

CY

18

CY

19

Net FII Flows (USD b) Net DII Flows (USD b) Net FII Debt (USD b)

Oct-19 Sep-19

CPI 4.0%

Sep-19 Aug-19

IIP -1.1%

Nov-19

4.6%

Oct-19

-4.3%

5.5%

-3.8%




MARKET OUTLOOK

Deal momentum remained robust in Dec with 7 deals worth ~$1.5bn (vs 5 deals worth ~$2.2bn in Nov), key deals being Piramal Enterprises’ Capital Raise (~$510mn), Standard Life’s Stake Sale in HDFC AMC (~$294mn) & PE partners’ stake sale in Crompton Greaves Consumer Electrical (~$178mn)

Events impacting markets

• Telecom: This sector was in focus as TRAI’s consultation on floor tariffs was initiated. All 3 majors announced tariff hikes in 15-40% range but Jio continued to be cheaper than its peers. Bharti’s board approved a USD3bn capital raise aimed at increasing preparedness on the AGR front. As anticipated, TRAI also deferred discontinuation of IUC charges by a year on account of prevailing traffic asymmetry and low 4G sub penetration

• GST Council Meet: Despite pressure to boost weak tax revenues that are afflicted by the current economic slowdown, the GST council refrained from altering the rates while also extending date to file the annual returns

• State Elections: After the loss in Maharashtra, BJP lost control over yet another state of Jharkhand as JMM led alliance won 2 seats more than the half-way mark. As compared to Dec’17 when BJP and its allies were in control of 71% of India, with this loss they are now down to just 35%. This would have implications on their majority in Rajya Sabha (Jharkhand has 6 RS seats, 2 coming up for re-election in 2020) too which was being expected by end-2020

• Trade War: Global equity markets continued the strong momentum witnessed over October-November and performed well in December - particularly in the second half - on the back of positive news on the trade deal between the US and China and finalization of US trade deals with Mexico and Canada. On December 13, the US and China announced that an agreement on “Phase I” of trade negotiations had been reached covering Intellectual Property, Technology Transfer, Agriculture, Financial Services, Expanding Trading and Dispute Resolution. Moreover, the US did not proceed with the 15% tariff scheduled to take effect on December 15th on about US$160bn worth of Chinese imports. In addition, the tariff rate on approximately USD120bn of Chinese imports, introduced at 15% on September 1st, was adjusted down to 7.5%. Likewise, China canceled the retaliatory tariffs scheduled to take effect on December 15th, including 25% tariff on autos imported from the US. The advancement of the ratification of the US-Mexico-Canada (USMCA) free trade agreement that replaces the NAFTA, reduces the threat of further tariff increases, which had been a key risk to restoring growth next year.

Equity Market Outlook

Source: NSE

3.75

6.4

2.3

3.7

2

4

6

Dec

-04

Dec

-05

Dec

-06

Dec

-07

Dec

-08

Dec

-09

Dec

-10

Dec

-11

Dec

-12

Dec

-13

Dec

-14

Dec

-15

Dec

-16

Dec

-17

Dec

-18

Dec

-19

Nifty P/B Peak Min Average




MARKET OUTLOOK

Equities can react in the coming months based on following events

• Market sentiment is expected to sustain on the back of Corporate tax rate cut announcements, especially for ‘quality’ stocks. Market performance will depend on the extent of follow-up reforms such as -

o Reforms in factors of production (labor laws, land acquisition policies and approval processes,

o Reduced role of the government in business (privatization of government entities) and (Process started- Any actual Divestment will lead to Better belief)

o Review of ownership/operatorship and pricing frameworks to encourage greater private sector investment in basic infrastructure sectors

• Consensus FY20E earnings estimates for the broad market were revised lower by 4% in November post the culmination of a disappointing 2QFY20 earnings season. Nifty Index consensus FY20E EPS is now estimated at 600. The market now estimates FY20E earnings growth for NIFTY Index at 20%

• Geopolitical tensions and lingering risks of large supply disruptions led by US sanctions on Iran adds upward risk bias to oil. However, the US also wants lower Oil prices and it remains to be seen if countries like Saudi Arabia can pump more oil to keep oil prices in check

• For earnings recovery, a recovery in overall capital formation cycle would be a key factor apart from growth in consumption. While the key driver for capex in the economy would continue to be public spend, the private capex cycle should also benefit from three years of low average lending rates, better corporate profitability, easier availability of credit from the banking system, higher equity raising from a buoyant market, more FDI into manufacturing and infrastructure and a renewed focus on housing. Public capex growth is likely to remain healthy with a focus on roads, rural development and affordable housing.




MARKET OUTLOOK

The Reserve Bank of India left repo rate unchanged at 5.15% citing higher inflation reading. The RBI revised inflation projection upwards from 3.5-3.7% to 4.7-5.1% for H2 FY20 and has projected 3.8-4.0% for H1 FY21, with risks broadly balanced. RBI revised downward its FY20 GDP projection to 5.0% from 6.1% citing pessimistic sentiments in the manufacturing sector in Q3FY20 due to continuing downbeat sentiments on production, domestic and external demand and the employment scenario.

Current Account Deficit (CAD) in 2QFY20 moderated to USD6.3 bn (0.9% of GDP) against USD14.2 bn in 1QFY20 (2% of GDP) and USD19.1 bn in 2QFY19. The decrease was led by a lower trade deficit of USD38.1 bn (USD46.2 bn in 1QFY20) on the back of lower imports.

Debt market was on bearish mode during the month as 10 yr benchmark G-sec fell to 6.80% during the month vs. 6.47% (Nov end) as probability of government breaching its fiscal deficit increased. Rating agency Moody’s downgraded India by revising its rating outlook to negative from stable. Higher yields and its relatively higher spreads with repo rate attracted some buyers. The benchmark G-sec yields settled at 6.56% at the end of the month.

Expectations of policy rate cut have decreased due to prevailing high inflation numbers and impact of telecom tariff hike on core inflation data. On this backdrop, the 10 year benchmark G-sec could trade in the range of 6.40%-6.80% in the near future.

Debt Market Outlook

8.7%

7.5%

6.5%6.6%

7.9%

6.0%

6.5%

7.0%

7.5%

8.0%

8.5%

9.0%

9.5%

Dec

-09

Dec

-10

Dec

-11

Dec

-12

Dec

-13

Dec

-14

Dec

-15

Dec

-16

Dec

-17

Dec

-18

10-Year India G-Sec Yield (%)

Source: Bloomberg




Funds available with insurance plans launched on & post Sept. 1, 2010.Returns AsOn 31st December 2019

Classic Opportunities Fund (AUM: ` 5,10,167.87

Lakhs)

Frontline Equity Fund

(AUM: ` 80,986.72

Lakhs)

Dynamic Floor Fund II (AUM: ` 64,152.29

Lakhs)

Balanced Fund (AUM: ` 18,534.04

Lakhs)

Guarantee Fund (AUM: ` 3,148.45

Lakhs)

Kotak Dynamic Bond

Fund (AUM: ` 1,10,429.93

Lakhs)

Kotak Dynamic Gilt Fund (AUM: ` 8,589.15

Lakhs)

Kotak Dynamic

Floating Rate Fund (AUM: ` 1,906.89

Lakhs)

Money Market Fund

(AUM: ` 45,129.81

Lakhs)

Discontinued Policy Fund

(AUM: ` 37,933.96

Lakhs)

1 month 0.6 0.6 0.4 0.6 0.4 0.3 0.7 0.2 0.4 0.4

3 months 4.8 4.9 3.3 3.9 3.3 2.4 2.1 1.4 1.4 1.3

6 months 4.9 4.1 4.6 4.6 2.2 5.0 4.1 3.2 3.0 2.8

1 year 13.3 12.4 11.8 11.9 7.5 11.8 11.2 7.5 6.6 6.0

2 years 3.4 4.6 6.9 6.4 5.8 9.0 9.6 6.6 6.6 6.1

3 years 13.0 13.1 9.2 10.3 8.8 7.2 7.2 6.0 6.5 6.0

4 years 11.4 11.3 9.5 9.9 8.3 8.9 9.1 6.6 6.8 6.2

5 years 9.8 9.8 7.4 9.0 6.6 8.4 8.7 6.8 7.1 6.5

6 years 14.8 14.2 9.5 12.0 8.7 9.6 10.1 7.4 7.3 6.9

7 years 13.1 12.9 8.1 10.9 7.5 8.6 8.8 7.9 7.5 7.1

10 years 11.7 11.0 7.4 9.9 n.a 8.8 8.6 7.7 n.a n.a

Inception 11.8 10.8 7.5 9.8 7.7 8.6 7.7 7.4 7.4 7.4

Funds available with insurance plans launched Prior to Sept. 1, 2010.Returns AsOn 31st December 2019

Kotak Opportunities Fund (AUM: ` 75,887.16

Lakhs)

Kotak Aggressive Growth Fund (AUM: ` 25,829.30

Lakhs)

Kotak Dynamic Growth Fund (AUM: ` 5,828.77

Lakhs)

Dynamic Floor Fund (AUM: ` 72,585.52

Lakhs)

Kotak Dynamic Balanced Fund (AUM: ` 1,780.44

Lakhs)

1 month 0.6 0.4 0.4 0.3 0.6

3 months 4.7 4.4 4.1 3.1 3.9

6 months 4.4 3.8 4.0 4.4 4.5

1 year 12.6 10.6 12.3 11.6 12.3

2 years 2.4 4.1 5.4 6.7 6.4

3 years 12.2 12.5 11.7 8.9 10.4

4 years 10.6 10.6 10.5 9.3 10.0

5 years 9.0 9.0 9.2 7.3 9.0

6 years 14.1 13.6 13.0 9.3 12.2

7 years 12.4 12.4 11.8 7.7 11.1

10 years 11.0 10.2 10.0 7.0 9.7

Inception 16.0 15.1 13.9 9.2 12.8

Returns AsOn 31st December 2019

Peak Guarantee Fund I (AUM:

` 1,520.96 Lakhs)

Kotak Guaranteed Growth Fund (AUM:

` 61,894.83Lakhs)

Kotak Guaranteed Balanced Fund

(AUM: ` 6,675.26 Lakhs)

Pension Classic Opportunities Fund

(AUM: ` 9,569.94 Lakhs)

Kotak Pension Opportunities Fund

(AUM: ` 389.75 Lakhs)

Pension Frontline Equity Fund (AUM:

` 1,894.45Lakhs)

Pension Guarantee Fund (AUM: ` 8,648.85

Lakhs)

1 month 0.2 0.3 0.4 0.6 0.5 0.5 0.3

3 months 0.7 3.6 3.4 4.9 4.6 4.6 3.2

6 months 1.9 4.4 4.6 4.9 4.6 3.7 2.2

1 year 4.3 12.0 12.2 13.4 12.7 12.4 7.4

2 years 4.9 6.0 6.9 3.3 2.6 4.5 5.8

3 years 7.8 10.2 9.8 13.1 12.2 13.1 8.8

4 years 7.6 9.9 9.9 11.4 10.5 11.2 8.4

5 years 5.9 8.9 9.0 9.8 9.0 9.7 6.6

6 years 8.1 11.5 11.3 14.9 14.0 14.2 8.8

7 years 6.9 10.2 10.0 13.3 12.3 13.0 7.5

10 years n.a 9.2 9.1 n.a 10.9 n.a 7.0

Inception 6.9 12.8 11.8 12.2 11.1 11.5 7.1

FUND PERFORMANCE OF ULIP FUNDS





Funds available with insurance plans launched Prior to Sept. 1, 2010.Returns AsOn 31st December 2019

Kotak Pension Growth Fund

(AUM: ` 381.89 Lakhs)

Kotak Pension Floor Fund

(AUM: ` 621.11 Lakhs)

Pension Floor Fund II (AUM:

` 5,129.96 Lakhs)

Kotak Pension Balanced Fund

(AUM: ` 5,891.41

Lakhs)

Pension Balanced Fund

II (AUM: ` 345.40Lakhs)

Kotak Pension Bond Fund

(AUM: ` 2,468.95

Lakhs)

Kotak Pension Gilt Fund (AUM:

` 233.66Lakhs)

Kotak Pension Floating Rate Fund (AUM:

` 82.66 Lakhs)

Pension Money Market Fund II (AUM: ` 899.01

Lakhs)

1 month 0.3 0.2 0.3 0.3 0.5 0.2 0.7 0.1 0.4

3 months 3.4 2.9 3.3 3.4 3.6 2.5 2.0 1.3 1.3

6 months 4.2 3.9 4.7 4.5 4.1 5.2 4.1 3.2 2.9

1 year 11.8 10.9 12.0 12.0 11.0 11.9 11.0 7.3 6.5

2 years 6.3 6.4 7.1 6.5 5.8 9.1 9.5 6.6 6.5

3 years 10.1 8.7 9.4 9.5 10.1 7.2 7.1 6.1 6.5

4 years 9.8 9.2 9.7 9.7 9.8 8.9 9.1 6.7 6.7

5 years 8.9 7.2 7.6 8.9 8.8 8.4 8.6 6.8 7.0

6 years 11.5 9.2 9.6 11.2 11.9 9.6 10.1 7.4 7.3

7 years 10.1 7.8 8.2 9.8 10.9 8.6 8.8 7.9 7.5

10 years 9.1 6.6 n.a 9.0 n.a 8.8 8.6 7.7 7.4

Inception 10.8 7.0 7.5 11.9 9.6 8.6 7.8 7.4 7.4





KOTAK PRIVILEDEGE ASSURANCE PLANSReturns AsOn 31st December 2019

Kotak Advantage Multiplier Fund II (AUM: ` 0.43

Lakhs)

1 month 0.0

3 months 0.8

6 months 2.1

1 year 5.2

2 years 4.4

3 years 3.5

4 years 3.6

5 years 3.9

6 years 4.4

7 years 4.3

10 years 4.1

Inception 4.8

Returns less than or equal to a year are absolute. Returns greater than a year are compounded annualised.

Sr No. Fund Manager Equity Debt Balanced

1 Rohit Agarwal 7 NA 19

2 Kunal Shah NA 15 26

NO. OF FUNDS MANAGED BY FUND MANAGER

Mr. Rohit Agarwal has over 10 years of experience in capital markets, looks at the Unit Linked Equity funds at Kotak Life Insurance . Before joining Kotak in 2011, Mr. Agarwal was associated with JP Morgan for about 6 years. Rohit is a Bachelor of Commerce (2001) and has done PGDBM, Symbiosis Pune (2005).

Mr. Rohit Agarwal– Equity Fund Manager

Mr. Kunal Shah has overall experience of over a decade and has been associated with the Kotak Life Insurance since May 2008. His key responsibilities include management of fixed income portfolios in Unit Linked and managing alternative investments for the company. Kunal is a Bachelor of Commerce (2001) , MBA (Finance), Sinhgad Institute, Pune (2004) and CFA (CFA Institute, USA)

Mr. Kunal Shah CFA – Debt Fund Manager

Returns AsOn 31st December 2019

Kotak Group Dynamic Floor Fund (AUM:

` 421.09 Lakhs)

Kotak Group Balanced Fund

(AUM: ` 94,718.53 Lakhs)

Kotak Group Bond Fund (AUM: ` 1,69,314.97

Lakhs)

Kotak Group Gilt Fund (AUM:

` 11,141.69Lakhs)

Kotak Group Floating Rate Fund (AUM:

` 12,693.22 Lakhs)

Kotak Group Money Market Fund

(AUM: ` 8,047.50 Lakhs)

Kotak Group Secure Capital

(AUM: ` 46,618.45 Lakhs)

Kotak Group Prudent Fund

(AUM: ` 5,335.59 Lakhs)

1 month 0.4 0.5 0.4 0.7 0.3 0.1 0.3 0.6

3 months 3.0 3.9 2.6 2.1 1.5 -0.1 2.5 2.8

6 months 4.5 5.0 5.3 4.1 3.5 -0.3 5.1 5.1

1 year 11.3 12.7 12.3 11.2 8.0 1.3 11.8 12.3

2 years 7.4 7.1 9.6 9.7 7.2 3.2 9.3 n.a

3 years 8.7 11.0 7.7 7.4 6.6 3.7 7.6 n.a

4 years 9.2 10.6 9.3 9.3 7.2 3.9 9.1 n.a

5 years 7.4 9.6 8.9 8.9 7.3 4.7 8.7 n.a

6 years 9.4 12.7 10.1 10.3 7.9 5.3 9.9 n.a

7 years 8.0 11.6 9.1 9.0 8.4 n.a 8.9 n.a

10 years n.a 10.1 9.5 8.8 8.1 n.a n.a n.a

Inception 7.4 13.0 9.1 8.0 7.8 5.7 9.3 19.9

KOTAK FIXED MATURITY PLANSReturns AsOn 31st December 2019

Kotak Group Short Term Bond Fund (AUM: ` 9,157.88

Lakhs)

1 month 0.3

3 months 1.8

6 months 4.1

1 year 8.9

2 years 7.5

3 years 6.9

4 years 7.5

5 years n.a

6 years n.a

7 years n.a

10 years n.a

Inception 7.4

KOTAK GROUP PLANS




Kotak WealthInsurance

Kotak AceInvestment

Kotak SingleInvest

Advantage

Kotak HeadstartChild Assure

KotakPlatinum

Kotak InvestMaxima

Fund

s

Classic Opportunities Fund ü ü ü ü ü ü

Frontline Equity Fund ü ü ü ü ü ü

Balanced Fund ü ü r ü ü ü

Dynamic Bond Fund ü ü ü ü ü ü

Dynamic Floating Rate Fund ü ü r ü ü r

Money Market Fund ü ü ü ü ü ü

Dynamic Gilt Fund ü ü ü ü ü r

Discontinued Policy Fund ü ü ü ü ü ü

*currently active plans

PRODUCT - FUND MATRIX*




INDIVIDUAL FUNDS

CLASSIC OPPORTUNITIESFUND

DYNAMIC FLOOR FUND II

BALANCED FUND

KOTAK OPPORTUNITIES FUND

KOTAK AGGRESSIVE GROWTH FUND

GUARANTEEFUND

MONEY MARKET FUND

DYNAMIC FLOOR FUND

KOTAK DYNAMIC BALANCED FUND

KOTAK DYNAMIC BOND FUND

KOTAK DYNAMIC FLOATING RATE FUND

PEAK GUARANTEEFUND I

KOTAK GUARANTEEDGROWTH FUND

KOTAK DYNAMICGROWTH FUND

KOTAK GAURANTEEDBALANCED FUND

PENSION CLASSICOPPORTUNITIES FUND

KOTAK PENSIONOPPORTUNITIES FUND

PENSION FRONTLINEEQUITY FUND

PENSION GUARANTEEFUND

KOTAK PENSIONGROWTH FUND

KOTAK PENSIONFLOOR FUND

PENSION FLOORFUND II

KOTAK PENSIONBALANCED FUND

KOTAK PENSION BOND FUND

KOTAK PENSIONGILT FUND

KOTAK PENSIONFLOATING RATE FUND

PENSION MONEYMARKET FUND II

KOTAK ADVANTAGEMULTIPLIER FUND II

DISCONTINUEDPOLICY FUND

FRONTLINE EQUITY FUND

KOTAK DYNAMIC GILT FUND

PENSION BALANCEDFUND II




Holdings % to Fund

Equity 95.07

SBI ETF Nifty Bank 8.15

Reliance Industries Ltd 7.45

ICICI Bank Ltd 5.69

HDFC Bank Ltd 4.64

Infosys Ltd 4.46

Kotak Banking ETF - Dividend Payout Option 4.36

Tata Consultancy Services Ltd 3.76

Larsen And Toubro Ltd 3.66

Hindustan Unilever Ltd 3.57

Housing Development Finance Corp. Ltd 3.13

Axis Bank Ltd 3.05

Maruti Suzuki India Ltd 2.53

Bajaj Finance Ltd 2.26

Bharti Airtel Ltd 2.12

Bharat Petroleum Corporation Ltd 1.82

Asian Paints Ltd 1.76

Container Corporation of India Ltd 1.32

Titan Industries Ltd 1.27

SBI Life Insurance Company Ltd 1.24

HDFC Standard Life Insurance Company Ltd 1.23

Others 27.60

Corporate Debt 0.01

MMI 5.14

NCA -0.21

Investment ObjectiveAims to maximize opportunity for you through long-term capital growth, by holding a significant portion in a diversified and flexible mix of large / medium sized company equities

Debt Ratings Profile (%)Portfolio

AUM (in Lakhs)

Sector Allocation as per NIC 2008 % to Fund**

**NIC 2008 - Industrial sector as defined under National Industrial Classification 2008.

12

Classic Opportunities

Fund (%)

Benchmark (%)

1 month 0.6 0.6

3 months 4.8 5.9

6 months 4.9 3.1

1 year 13.3 9.1

2 years 3.4 4.2

3 years 13.0 13.1

4 years 11.4 10.7

5 years 9.8 8.2

6 years 14.8 12.3

7 years 13.1 11.1

10 years 11.7 8.8

Inception 11.8 9.1

Past performance is not necessarily indicative of future performance

Approved (%) Actual (%)

Equity 75 - 100 95

Gsec / Debt

00 - 25 0

MMI /Others

00 - 25 5

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

16th December 2009

5,10,167.87

30.5776

Equity : Rohit AgarwalDebt : Kunal Shah

Equity - 100% (BSE 200)

Debt & MoneyMarket Instruments : -

INDIVIDUAL FUNDCLASSIC OPPORTUNITIES FUND(ULIF-033-16/12/09-CLAOPPFND-107)

485,010

26,246

-1,089Equity DebtNCA

12.76

1.88

2.12

2.15

2.53

3.11

4.78

9.10

9.27

9.39

42.90

Others

Land transport and

transport via pipelines

Telecommunications

Mfg of pharmaceuticals,

medicinal chemical &

botanical products

Mfg of motor vehicles,

trailers and semi-trailers

Mfg of other non-metallic

mineral products

Civil engineering

Mfg of chemicals and

chemical products

Mfg of coke and refined

petroleum products

Computer programming,

consultancy and related

activities

Financial and insurance

activities

100.00

AAA




Holdings % to Fund

Equity 97.32



ICICI Bank Ltd 6.60

HDFC Bank Ltd 4.92

Infosys Ltd 4.65



Axis Bank Ltd 3.53




HCL Technologies Ltd 2.30


State Bank of India 2.12


Shree Cement Ltd 1.72

S R F Ltd 1.51

The Ramco Cements Ltd 1.49

UltraTech Cement Ltd 1.48

P I Industries Ltd 1.45

Others 28.56

Corporate Debt 0.01

MMI 3.10

NCA -0.43

Investment ObjectiveAims for a high level of capital growth for you, by holding a significant portion in large sized company equities


AUM (in Lakhs)



13

FrontlineEquity Fund

(%)

Benchmark (%)

1 month 0.6 0.8

3 months 4.9 5.7

6 months 4.1 2.7

1 year 12.4 9.6

2 years 4.6 5.3

3 years 13.1 13.4

4 years 11.3 10.9

5 years 9.8 7.9

6 years 14.2 11.6

7 years 12.9 10.8

10 years 11.0 8.6

Inception 10.8 8.8



Equity 60 - 100 97

Gsec / Debt

00 - 40 0

MMI /Others

00 - 40 3

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

17th December 2009

80,986.72

27.9575


Equity - 100% (BSE 100)


INDIVIDUAL FUNDFRONTLINE EQUITY FUND(ULIF-034-17/12/09-FRLEQUFND-107)

78,817

2,516

Equity Debt -345NCA

12.48

1.76

1.96

2.14

2.51

4.70

5.35

8.10

9.29

11.22

40.49

Others

Mfg of food products



Mfg of other transport

equipment

Telecommunications


mineral products

Civil engineering


chemical products



activities


petroleum products


activities

100.00

AAA




78.26

20.50

0.520.51

0.180.03

AAA

Sovereign

AA+

A1+

AA

AA-

Holdings % to Fund

Equity 38.33



ICICI Bank Ltd 2.60

Infosys Ltd 1.84

HDFC Bank Ltd 1.82



Axis Bank Ltd 1.39










S R F Ltd 0.60



Others 11.14

G-Sec 22.85

8.24% NABARD - 22.03.2029 3.49

8.70% REC - 28.09.2028 2.41

7.69% GOI - 17.06.2043 2.28

8.54% REC - 15.11.2028 1.94

7.57% GOI - 17.06.2033 1.79

7.88% GOI - 19.03.2030 1.76

7.63% GOI - 17.06.2059 1.51

1.44% INFLATION INDEX GS 2023 1.26

8.22% NABARD - 13.12.2028 0.97

7.72% GOI - 15.06.2049 0.91

Others 4.53

Corporate Debt 33.67

9.05% HDFC - 16.10.2028 1.90

7.32% NTPC - 17.07.2029 1.76

8.55% HDFC - 27.03.2029 1.68

8.56% REC - 29.11.2028 1.52

8.5383% Bajaj Finance Ltd - 07.06.2022 1.06

8.35% Sundaram Finance - 31.05.2021 1.04

Mahindra and Mahindra Financial Services Ltd Floater - 13.07

0.99

8.23% IRFC - 29.03.2029 0.91

8.30% NTPC - 15.01.2029 0.84

8.25% EXIM- 23.06.2031 0.83

Others 21.15

MMI 3.80

NCA 1.35

Investment ObjectiveAims to provide you with stable long-term inflation beating growth over medium to long-term and defend your capital against short-term capital shocks.


AUM (in Lakhs)



14

Dynamic Floor Fund II

(%)

Benchmark (%)

1 month 0.4 0.4

3 months 3.3 3.6

6 months 4.6 4.4

1 year 11.8 11.5

2 years 6.9 8.2

3 years 9.2 9.9

4 years 9.5 9.7

5 years 7.4 8.6

6 years 9.5 10.5

7 years 8.1 9.7

10 years 7.4 8.7

Inception 7.5 8.8



Equity 00 - 75 38

Gsec / Debt

00 - 100 57

MMI /Others

00 - 40 5

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

17th December 2009

64,152.29

20.5992


Equity - 37.5% (Nifty);Debt - 62.5% (Crisil Composite Bond)

Debt & MoneyMarket Instruments : 5.34

INDIVIDUAL FUNDDYNAMIC FLOOR FUND II(ULIF-035-17/12/09-DYFLRFND2-107)

24,591

38,698

863

Equity Debt NCA

8.33

0.99

1.90

1.96

2.09

3.33

3.71

4.54

7.49

10.39

55.27

Others

Telecommunications


mineral products

State Development Loan

Civil engineering


chemical products



activities


petroleum products

Electricity, gas, steam and

air conditioning supply

Govt. of India


activities




68.34

30.71

0.360.35

0.24AAA

Sovereign

AA+

A1+

AA

Holdings % to Fund

Equity 54.36



ICICI Bank Ltd 3.97

Infosys Ltd 2.67

HDFC Bank Ltd 2.53



Axis Bank Ltd 2.09









S R F Ltd 0.86




Others 15.70

G-Sec 19.98

7.88% GOI - 19.03.2030 5.01

8.24% NABARD - 22.03.2029 2.05

7.57% GOI - 17.06.2033 1.70

8.15% GOI FCI Bonds - 16.10.22 1.40

8.70% REC - 28.09.2028 1.34

7.69% GOI - 17.06.2043 1.33

7.63% GOI - 17.06.2059 1.21

8.54% REC - 15.11.2028 1.04

7.72% GOI - 15.06.2049 0.96

8.22% NABARD - 13.12.2028 0.57

Others 3.36


9.05% HDFC - 16.10.2028 1.51

7.32% NTPC - 17.07.2029 1.12

8.55% HDFC - 27.03.2029 1.02

8.56% REC - 29.11.2028 0.87

8.02% EXIM- 29.10.2025 0.83

8.23% IRFC - 29.03.2029 0.56

7.85% PFC - 03.04.2028 0.55



0.54

7.34% PGC - 15.07.2034 0.54

Others 11.28

MMI 6.26

NCA 0.03

Investment ObjectiveAims for moderate growth for you by holding a diversified mix of equities and fixed interest instruments.


AUM (in Lakhs)



15

BalancedFund(%)

Benchmark (%)

1 month 0.6 0.5

3 months 3.9 4.2

6 months 4.6 3.7

1 year 11.9 10.3

2 years 6.4 6.7

3 years 10.3 11.0

4 years 9.9 10.2

5 years 9.0 8.4

6 years 12.0 11.0

7 years 10.9 10.2

10 years 9.9 8.7

Inception 9.8 8.9



Equity 30 - 60 54

Gsec / Debt

20 - 70 39

MMI /Others

00 - 40 6

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

21th December 2009

18,534.04

25.6202


Equity - 60% (BSE 100);Debt - 40% (Crisil Composite Bond)


INDIVIDUAL FUNDBALANCED FUND(ULIF-037-21/12/09-BALKFND-107)

10,075

5

Equity Debt NCA

8,454

10.07

1.19

1.45

2.61

3.11

4.41

4.69

5.26

6.21

13.21

47.79

Others

Telecommunications

Civil engineering

Govt. of India


equipment


mineral products


chemical products





activities


petroleum products


activities




Holdings % to Fund

Equity 96.61



ICICI Bank Ltd 5.70

HDFC Bank Ltd 4.69

Infosys Ltd 4.54






Axis Bank Ltd 3.05










Others 28.24

Corporate Debt 0.16

7.15% HDFC Bank FD NSE - 05.08.2020 0.10

7.00% HDFC Bank FD NSE - 21.08.2020 0.07

MMI 1.92

NCA 1.31

Investment ObjectiveAims to maximize opportunity for long term capital growth, by holding a significant portion in a diversified and flexible mix of large/medium sized company equities.


AUM (in Lakhs)



16

OpportunitiesFund (%)

Benchmark (%)

1 month 0.6 0.6

3 months 4.7 5.9

6 months 4.4 3.1

1 year 12.6 9.1

2 years 2.4 4.2

3 years 12.2 13.1

4 years 10.6 10.7

5 years 9.0 8.2

6 years 14.1 12.3

7 years 12.4 11.1

10 years 11.0 8.8

Inception 16.0 10.8



Equity 75 - 100 97

Gsec / Debt

00 - 25 0

MMI /Others

00 - 25 3

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

02nd October 2008

75,887.16

52.9557


Equity - 100% (BSE 200)


INDIVIDUAL FUNDKOTAK OPPORTUNITIES FUND(ULIF-029-02/10/08-OPPFND-107)

73,316

1,577 994

Equity Debt NCA

100.00

AAA

14.45

1.99

2.16

2.29

2.66

3.22

4.91

9.27

9.46

9.59

40.00

Others

Telecommunications

Civil engineering

Land transport and




botanical products




mineral products


chemical products


petroleum products



activities


activities




100.00

AAA

Holdings % to Fund

Equity 95.51



ICICI Bank Ltd 6.75

Infosys Ltd 5.14

HDFC Bank Ltd 4.93



Axis Bank Ltd 3.70









S R F Ltd 1.66




Others 25.68

Corporate Debt 0.39

7.15% HDFC Bank FD NSE - 05.08.2020 0.23

7.00% HDFC Bank FD NSE - 21.08.2020 0.16

MMI 4.05

NCA 0.05

Investment ObjectiveAims for a high level of capital growth by holding a significant portion in large sized company equities.


AUM (in Lakhs)



17

AggressiveGrowth Fund

(%)

Benchmark (%)

1 month 0.4 0.8

3 months 4.4 5.7

6 months 3.8 2.7

1 year 10.6 9.6

2 years 4.1 5.3

3 years 12.5 13.4

4 years 10.6 10.9

5 years 9.0 7.9

6 years 13.6 11.6

7 years 12.4 10.8

10 years 10.2 8.6

Inception 15.1 12.8



Equity 60 - 100 96

Gsec / Debt

00 - 40 0

MMI /Others

00 - 40 4

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

13th September 2004

25,829.30

86.6078


Equity - 100% (BSE 100)


INDIVIDUAL FUNDKOTAK AGGRESSIVE GROWTH FUND(ULIF-018-13/09/04-AGRGWTFND-107)

24,669

1,147 13

Equity Debt NCA

13.10

1.85

2.03

2.25

2.49

4.30

5.14

8.12

9.51

11.46

39.75

Others





equipment

Telecommunications

Civil engineering


mineral products


chemical products



activities


petroleum products


activities




Holdings % to Fund

Equity 53.71


HDFC Bank Ltd 3.75

Infosys Ltd 2.98


I T C Ltd 2.75



ICICI Bank Ltd 2.37





Axis Bank Ltd 1.14

Mahindra & Mahindra Ltd 0.98

Nestle (India) Ltd 0.95

Sun Pharmaceuticals Ltd 0.92


National Thermal Power Corporation Ltd 0.88


Oil & Natural Gas Corporation Ltd 0.84

Others 15.00

G-Sec 19.53

7.69% GOI - 17.06.2043 6.04

7.88% GOI - 19.03.2030 3.72

8.70% REC - 28.09.2028 2.06

8.54% REC - 15.11.2028 1.36


8.01% RJ SPL SDL - 23.06.2020 0.80

8.22% NABARD - 13.12.2028 0.67

7.63% GOI - 17.06.2059 0.53

8.50% NABARD - 27.02.2029 0.34

7.10% PFC - 11.01.2027 0.31

Others 2.52


9.05% HDFC - 16.10.2028 5.14

8.56% REC - 29.11.2028 1.36

7.85% PFC - 03.04.2028 0.97



8.11% EXIM- 11.07.2031 0.68

8.30% NTPC - 15.01.2029 0.67

8.30% IRFC - 25.03.2029 0.67

8.25% EXIM- 23.06.2031 0.67

8.19% NTPC - 15.12.2025 0.66

Others 10.55

MMI 3.33

NCA 0.15

Investment ObjectiveAims to provide stable, long-term inflation beating growth over medium to long-term and defend capital against short-term capital shocks


AUM (in Lakhs)



18

GuaranteeFund (%)

Benchmark (%)

1 month 0.4 0.4

3 months 3.3 3.6

6 months 2.2 4.4

1 year 7.5 11.5

2 years 5.8 8.2

3 years 8.8 9.9

4 years 8.3 9.7

5 years 6.6 8.6

6 years 8.7 10.5

7 years 7.5 9.7

10 years n.a n.a

Inception 7.7 9.2



Equity 00 - 75 54

Gsec / Debt

00 - 100 43

MMI /Others

00 - 100 3

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

05th February 2010

3,148.45

20.7594




INDIVIDUAL FUNDGUARANTEE FUND(ULIF-048-05/02/10-GRTFND-107)

1,691

1,453

5

Equity Debt NCA

66.16

32.11

0.70

0.690.34 AAA

Sovereign

AA

AA+

A1+

13.52

2.25

2.40

2.75

3.34

4.40

5.56

5.72

7.11

12.53

40.42

Others


Civil engineering

Mfg of tobacco products

Govt. of India




chemical products




petroleum products



activities


activities




Holdings % to Fund

MMI 100.00

NCA 0.00

Investment ObjectiveAims to protect your capital and not have downside risks


AUM (in Lakhs)



19

Money Market Fund

(%)

Benchmark (%)

1 month 0.4 0.5

3 months 1.4 1.5

6 months 3.0 3.1

1 year 6.6 6.9

2 years 6.6 7.2

3 years 6.5 7.0

4 years 6.8 7.1

5 years 7.1 7.4

6 years 7.3 7.7

7 years 7.5 7.9

10 years n.a n.a

Inception 7.4 7.7



MMI /Others

100 100

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

05th January 2010

45,129.81

20.4246

Debt : Kunal Shah

Equity - 0% (NA);Debt - 100% (CRISIL Liquid)


INDIVIDUAL FUNDMONEY MARKET FUND(ULIF-041-05/01/10-MNMKKFND-107)

45,130

Debt-0.49NCA

41.02

58.98

Financial and insuranceactivities

Govt. of India

Sovereign

A1+

AAA

58.98

38.51

2.50




71.79

24.50

3.71

Sovereign

AAA

AA


Debt Ratings Profile (%)

AUM (in Lakhs)



20

KotakDynamic Growth

Fund (%)

Benchmark (%)

1 month 0.4 0.6

3 months 4.1 5.0

6 months 4.0 3.3

1 year 12.3 10.0

2 years 5.4 6.1

3 years 11.7 12.3

4 years 10.5 10.5

5 years 9.2 8.2

6 years 13.0 11.4

7 years 11.8 10.5

10 years 10.0 8.7

Inception 13.9 12.9



Equity 40 - 80 76

Gsec / Debt

20 - 60 21

MMI /Others

00 - 40 3

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

27th June 2003

5,828.77

86.1495




Holdings % to Fund

Equity 75.67



ICICI Bank Ltd 5.02

HDFC Bank Ltd 3.66

Infosys Ltd 3.65



Axis Bank Ltd 2.84











S R F Ltd 1.18


Others 22.07

G-Sec 18.04

7.57% GOI - 17.06.2033 5.93

6.84% GOI - 19.12.2022 3.14

8.17% GOI - 01.12.2044 1.05

6.65% Fertilizer Co GOI - 29.01.23 0.86

8.30% GOI - 02.07.2040 0.77

8.70% REC - 28.09.2028 0.74

7.72% GOI - 26.10.2055 0.71

8.42% TN SDL - 25.08.2020 0.70

8.15% GOI FCI Bonds - 16.10.22 0.68

8.30% GOI - 31.12.2042 0.58

Others 2.88

Corporate Debt 3.29

9.36% IDFC Bank - 21.08.24 0.90

8.56% REC - 29.11.2028 0.55

8.65% PFC - 28.12.2024 0.54

8.80% PGC - 29.09.2020 0.44

9.02% REC - 19.11.2022 0.36

7.15% HDFC Bank FD NSE - 05.08.2020 0.19

9.75% REC - 11.11.2021. 0.18

7.00% HDFC Bank FD NSE - 21.08.2020 0.13

MMI 3.09

NCA -0.09

Portfolio

INDIVIDUAL FUNDKOTAK DYNAMIC GROWTH FUND(ULIF-012-27/06/03-DYGWTFND-107)

4,410

1,424

-5Equity DebtNCA

12.91

1.57

1.88

1.97

3.79

4.16

6.47

7.42

8.98

15.42

35.44

Others

Civil engineering

Govt. of India




Telecommunications


mineral products


chemical products



activities


petroleum products


activities




Investment ObjectiveAims to provide you with stable long-term inflation beating growth over medium to long-term and defend your capital against short-term capital shocks.


AUM (in Lakhs)



21

DynamicFloor

Fund (%)

Benchmark (%)

1 month 0.3 0.4

3 months 3.1 3.6

6 months 4.4 4.4

1 year 11.6 11.5

2 years 6.7 8.2

3 years 8.9 9.9

4 years 9.3 9.7

5 years 7.3 8.6

6 years 9.3 10.5

7 years 7.7 9.7

10 years 7.0 8.7

Inception 9.2 8.8



Equity 00 - 75 39

Gsec / Debt

00 - 100 59

MMI /Others

00 - 40 2

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

14th November 2006

72,585.52

31.7597




Holdings % to Fund

Equity 39.12



ICICI Bank Ltd 2.62

HDFC Bank Ltd 1.90

Infosys Ltd 1.81

Axis Bank Ltd 1.69












Petronet L N G Ltd 0.65

S R F Ltd 0.63


Others 11.30

G-Sec 22.76

8.24% NABARD - 22.03.2029 2.84

8.70% REC - 28.09.2028 2.59

8.54% REC - 15.11.2028 2.43

7.69% GOI - 17.06.2043 2.17

7.57% GOI - 17.06.2033 1.78

7.63% GOI - 17.06.2059 1.53


7.88% GOI - 19.03.2030 1.04

8.22% NABARD - 13.12.2028 1.04

8.65% NABARD - 08.06.2028 0.27

Others 6.02


8.55% HDFC - 27.03.2029 1.96

9.05% HDFC - 16.10.2028 1.95

8.56% REC - 29.11.2028 1.92


1.26

7.85% PFC - 03.04.2028 1.16

8.23% IRFC - 29.03.2029 1.05

8.25% EXIM- 23.06.2031 1.00

8.44% HDFC Bank - 28.12.2028 0.96

8.18% EXIM- 07.12.2025 0.94

8.30% NTPC - 15.01.2029 0.90

Others 22.73

MMI 1.33

NCA 0.96

Portfolio

INDIVIDUAL FUNDDYNAMIC FLOOR FUND(ULIF-028-14/11/06-DYFLRFND-107)

28,398

43,493

694

Equity Debt NCA

8.75

1.04

2.08

2.13

2.60

3.51

3.52

4.73

7.51

9.12

54.99

Others

Telecommunications

Civil engineering


Govt. of India


mineral products



activities


chemical products


petroleum products




activities

79.29

19.60

0.740.26

0.12 AAA

Sovereign

AA+

AA

AA-




52.77

44.42

1.431.38 AAA

Sovereign

AA

AA+

Investment ObjectiveAims for moderate growth by holding a diversified mix of equities and fixed interest instruments.


AUM (in Lakhs)



22

DynamicBalancedFund (%)

Benchmark (%)

1 month 0.6 0.5

3 months 3.9 4.2

6 months 4.5 3.7

1 year 12.3 10.3

2 years 6.4 6.7

3 years 10.4 11.0

4 years 10.0 10.2

5 years 9.0 8.4

6 years 12.2 11.0

7 years 11.1 10.2

10 years 9.7 8.7

Inception 12.8 11.6



Equity 30 - 60 58

Gsec / Debt

20 - 70 39

MMI /Others

00 - 40 3

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

27th June 2003

1,780.44

72.9066




Holdings % to Fund

Equity 58.02



ICICI Bank Ltd 3.84

HDFC Bank Ltd 2.80

Infosys Ltd 2.71


Axis Bank Ltd 2.41













S R F Ltd 0.89

Others 16.61

G-Sec 21.23

7.88% GOI - 19.03.2030 8.32

7.69% GOI - 17.06.2043 2.95

8.15% GOI FCI Bonds - 16.10.22 1.46

7.57% GOI - 17.06.2033 1.25

8.70% REC - 28.09.2028 1.22

8.54% REC - 15.11.2028 1.20


7.72% GOI - 15.06.2049 0.61

8.22% NABARD - 13.12.2028 0.60

7.63% GOI - 17.06.2059 0.43

Others 2.34


9.05% HDFC - 16.10.2028 1.21

8.56% REC - 29.11.2028 1.20

8.44% HDFC Bank - 28.12.2028 1.18

7.85% PFC - 03.04.2028 1.14



1.13

8.85% PGC - 19.10.2025 0.74

9.39% LIC Housing Finance - 23.08.2024 - P - 26.08.15

0.60

8.57% REC - 21.12.2024 0.60

8.30% NTPC - 15.01.2029 0.59

Others 8.21

MMI 2.25

NCA 0.75

Portfolio

INDIVIDUAL FUNDKOTAK DYNAMIC BALANCED FUND(ULIF-009-27/06/03-DYBALFND-107)

1,033

734

13

Equity Debt NCA

13.16

1.60

1.60

2.54

2.93

3.12

4.99

5.49

6.76

16.61

41.20

Others

Wholesale trade, except of


Civil engineering

Govt. of India

motor vehicles and

motorcycles




mineral products


chemical products



activities


petroleum products


activities




AAA

Sovereign

AA+

AA

A1+

AA-

79.68

19.47

0.530.15

0.140.03

Investment ObjectiveAims to preserve capital and minimize downside risk, with investment in debt and government instruments.


AUM (in Lakhs)



23

Dynamic BondFund(%)

Benchmark (%)

1 month 0.3 0.1

3 months 2.4 2.1

6 months 5.0 4.8

1 year 11.8 10.7

2 years 9.0 8.3

3 years 7.2 7.1

4 years 8.9 8.5

5 years 8.4 8.5

6 years 9.6 9.5

7 years 8.6 8.6

10 years 8.8 8.2

Inception 8.6 6.8



Gsec 00 - 75 36

Debt 25 - 100 57

MMI /Others

00 - 40 7

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

15th April 2004

1,10,429.93

36.6685

Debt : Kunal Shah

Debt - 100% (Crisil Composite Bond)


Holdings % to Fund

G-Sec 35.81

8.24% NABARD - 22.03.2029 5.28

8.70% REC - 28.09.2028 3.84

7.69% GOI - 17.06.2043 3.69

8.54% REC - 15.11.2028 3.30

7.57% GOI - 17.06.2033 3.01

7.63% GOI - 17.06.2059 2.54

7.88% GOI - 19.03.2030 2.29

7.72% GOI - 15.06.2049 1.74


8.22% NABARD - 13.12.2028 1.42

Others 7.22


9.05% HDFC - 16.10.2028 3.26

7.32% NTPC - 17.07.2029 2.80

8.55% HDFC - 27.03.2029 2.78

8.56% REC - 29.11.2028 2.36

8.44% HDFC Bank - 28.12.2028 1.78


1.67


8.23% IRFC - 29.03.2029 1.48

8.30% NTPC - 15.01.2029 1.40

8.25% EXIM- 23.06.2031 1.37

Others 36.37

MMI 5.74

NCA 1.56

Portfolio

INDIVIDUAL FUNDDYNAMIC BOND FUND (ULIF-015-15/04/04-DYBNDFND-107)

108,707

1,723

Debt NCA

0.03

1.56

2.58

2.84

11.66

16.59

64.74

Mfg of basic metals

Others


Govt. of India

Wholesale trade, except ofmotor vehicles and

motorcycles

Electricity, gas, steam andair conditioning supply





Sovereign

AAA

85.95

14.05

Investment ObjectiveAims to preserve your capital and minimize your downside risk, with investment in debt and government instruments.


AUM (in Lakhs)



24

Dynamic GiltFund (%)

Benchmark (%)

1 month 0.7 0.0

3 months 2.1 1.6

6 months 4.1 4.2

1 year 11.2 10.6

2 years 9.6 9.5

3 years 7.2 7.6

4 years 9.1 9.1

5 years 8.7 8.9

6 years 10.1 9.9

7 years 8.8 9.1

10 years 8.6 8.7

Inception 7.7 7.8



Gsec 80 - 100 85

MMI /Others

00 - 40 15

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

27th June 2003

8,589.15

33.9865

Debt : Kunal Shah

Debt - 100% (IBEX)


Holdings % to Fund

G-Sec 85.10

7.69% GOI - 17.06.2043 20.91

7.63% GOI - 17.06.2059 12.89

7.32% GOI - 28.01.2024 7.05

7.57% GOI - 17.06.2033 6.79

7.88% GOI - 19.03.2030 3.20

7.71% GJ SDL - 01.03.2027 3.06

8.01% RJ SPL SDL - 23.06.2020 3.03

7.38% MP SDL - 14.09.2026 3.02


9.25% RJ SDL - 09.10.2023 1.71

Others 21.61

MMI 13.91

NCA 0.99

Portfolio

INDIVIDUAL FUNDKOTAK DYNAMIC GILT FUND(ULIF-006-27/06/03-DYGLTFND-107)

0.99

13.91

25.35

59.74

Others



Govt. of India

8,504

85

Debt NCA




Sovereign

AAA

80.09

19.91



AUM (in Lakhs)



25

Dynamic Floating Rate

Fund (%)

Benchmark (%)

1 month 0.2 0.5

3 months 1.4 1.5

6 months 3.2 3.1

1 year 7.5 6.9

2 years 6.6 7.2

3 years 6.0 7.0

4 years 6.6 7.1

5 years 6.8 7.4

6 years 7.4 7.7

7 years 7.9 7.9

10 years 7.7 7.7

Inception 7.4 7.2



Gsec 00 - 75 47

Debt 25 - 100 41

MMI /Others

00 - 40 13

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

07th December 2004

1,906.89

29.1708

Debt : Kunal Shah

Debt - 100% (CRISIL Liquid)


Holdings % to Fund

G-Sec 46.63

9.37% MAH SDL - 04.12.2023 13.42

7.57% GOI - 17.06.2033 8.54

8.84% PN SDL - 11.06.2024 2.90

8.51% PN SDL - 10.04.2023 2.48

8.39% RJ SPL SDL - 15.03.2022 2.12

8.92% RJ SDL - 21.11.2022 2.12

9.65% TN SDL - 12.03.2024 2.11

8.85% TN SDL - 17.10.2022 2.01


8.38% MAH SDL - 25.03.2020 1.77

Others 7.34


FRB G - 21.12.20 32.61


7.90

MMI 11.80

NCA 1.06

Portfolio

INDIVIDUAL FUNDKOTAK DYNAMIC FLOATING RATE FUND(ULIF-020-07/12/04-DYFLTRFND-107)

1,887

20

Debt NCA

1.06

19.70

32.74

46.50

Others



Govt. of India






AUM (in Lakhs)



26

PeakGuaranteeFund I (%)

Benchmark (%)

1 month 0.2 0.4

3 months 0.7 3.6

6 months 1.9 4.4

1 year 4.3 11.5

2 years 4.9 8.2

3 years 7.8 9.9

4 years 7.6 9.7

5 years 5.9 8.6

6 years 8.1 10.5

7 years 6.9 9.7

10 years n.a n.a

Inception 6.9 9.1



Equity 00 - 100 0

Gsec / Debt

00 - 100 21

MMI /Others

00 - 100 79

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

14th February 2010

1,520.96

19.2834

Equity : Rohit Agarwal Debt : Kunal Shah



Holdings % to Fund

G-Sec 16.77

8.48% MAH SDL - 24.02.2020 13.13


7.95% GOI - 28.08.32 0.28

8.20% GOI - 15.02.22 0.27

9.72% PN SDL - 28.08.2023 0.21

8.90% KA SDL - 19.12.2022 0.19

9.29% PN SDL - 09.10.2023 0.16

9.69% PN SDL - 12.02.2024 0.09


8.58% GJ SDL - 23.01.2023 0.08

Others 0.83

Corporate Debt 3.76

8.70% PFC- 14.05.2020 1.33

9.30% PGC - 28.06.2024 0.89

8.57% REC - 21.12.2024 0.70

8.70% PFC- 15.01.2020 0.66

7.15% HDFC Bank FD NSE - 05.08.2020 0.10

7.00% HDFC Bank FD NSE - 21.08.2020 0.07

8.49% NTPC - 25.03.2025 0.01

MMI 78.57

NCA 0.90

Portfolio

INDIVIDUAL FUNDPEAK GUARANTEE FUND I(ULIF-049-14/02/10-PKGRTFND1-107)

1,507

14

Debt NCA

0.90

0.90

2.19

14.59

81.42

Others

Electricity, gas, steamand air conditioning

supply

Govt. of India



83.04

16.96

AAASovereign




75.16

23.48

0.470.44

0.370.08

AAA

Sovereign

A1+

AA+

AA

AA-



AUM (in Lakhs)



27

GuaranteedGrowth Fund

(%)

Benchmark (%)

1 month 0.3 0.4

3 months 3.6 3.5

6 months 4.4 4.1

1 year 12.0 10.5

2 years 6.0 7.3

3 years 10.2 9.8

4 years 9.9 9.7

5 years 8.9 8.5

6 years 11.5 10.6

7 years 10.2 9.8

10 years 9.2 8.6

Inception 12.8 11.1



Equity 00 - 80 54

Gsec / Debt

20 - 60 43

MMI /Others

00 - 40 3

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

27th June 2003

61,894.83

72.7408




Holdings % to Fund

Equity 53.91



ICICI Bank Ltd 3.65

Infosys Ltd 2.67

HDFC Bank Ltd 2.57



Axis Bank Ltd 2.05










S R F Ltd 0.84



Others 15.63

G-Sec 17.68

8.24% NABARD - 22.03.2029 2.30

7.69% GOI - 17.06.2043 1.78


8.70% REC - 28.09.2028 1.68

7.57% GOI - 17.06.2033 1.63

8.54% REC - 15.11.2028 1.33

7.88% GOI - 19.03.2030 1.22

7.63% GOI - 17.06.2059 1.13

8.22% NABARD - 13.12.2028 0.67

7.72% GOI - 15.06.2049 0.44

Others 3.74


9.05% HDFC - 16.10.2028 1.43

8.55% HDFC - 27.03.2029 1.23

7.32% NTPC - 17.07.2029 1.19

8.56% REC - 29.11.2028 1.09


0.70

8.44% HDFC Bank - 28.12.2028 0.68

8.23% IRFC - 29.03.2029 0.66

8.30% NTPC - 15.01.2029 0.61

8.25% EXIM- 23.06.2031 0.61

7.85% PFC - 03.04.2028 0.61

Others 16.62

MMI 1.43

NCA 1.55

Portfolio

INDIVIDUAL FUNDKOTAK GUARANTEED GROWTH FUND(ULIF-013-27/06/03-GRTGWTFND-107)

33,37027,565

960

Equity Debt NCA

12.29

1.40

1.61

2.71

3.10

4.48

5.06

6.03

6.37

8.75

48.20

Others

Telecommunications


Civil engineering

Govt. of India


mineral products


chemical products



activities




petroleum products


activities






AUM (in Lakhs)



28

GuaranteedBalanced Fund (%)

Benchmark (%)

1 month 0.4 0.3

3 months 3.4 3.2

6 months 4.6 4.3

1 year 12.2 10.6

2 years 6.9 7.6

3 years 9.8 9.1

4 years 9.9 9.4

5 years 9.0 8.6

6 years 11.3 10.3

7 years 10.0 9.5

10 years 9.1 8.6

Inception 11.8 10.1



Equity 00 - 60 45

Gsec / Debt

20 - 70 51

MMI /Others

00 - 40 4

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

27th June 2003

6,675.26

63.0672




Holdings % to Fund

Equity 44.64



ICICI Bank Ltd 2.97

Infosys Ltd 2.21

HDFC Bank Ltd 2.16



Axis Bank Ltd 1.79










S R F Ltd 0.70



Others 13.22

G-Sec 20.11

7.69% GOI - 17.06.2043 2.96

8.24% NABARD - 22.03.2029 1.90

8.54% REC - 15.11.2028 1.76

7.57% GOI - 17.06.2033 1.64

7.88% GOI - 19.03.2030 1.63

8.70% REC - 28.09.2028 1.62

7.63% GOI - 17.06.2059 1.41

8.22% NABARD - 13.12.2028 0.95

7.72% GOI - 15.06.2049 0.84


Others 4.67


9.05% HDFC - 16.10.2028 1.94

7.32% NTPC - 17.07.2029 1.63

8.55% HDFC - 27.03.2029 1.58

8.56% REC - 29.11.2028 1.28


1.05

8.23% IRFC - 29.03.2029 0.94

7.85% PFC - 03.04.2028 0.92

10.08% IOT Utkal Energy Services Limited - 20.03.2023

0.85

8.30% NTPC - 15.01.2029 0.79

8.25% EXIM- 23.06.2031 0.79

Others 19.52

MMI 3.00

NCA 0.95

Portfolio

INDIVIDUAL FUNDKOTAK GUARANTEED BALANCED FUND(ULIF-010-27/06/03-GRTBALFND-107)

2,980

3,632

64

Equity Debt NCA

76.42

22.74

0.560.28

AAA

Sovereign

AA+

AA

10.49

2.14

2.17

2.42

3.76

3.77

4.11

5.24

5.37

10.18

50.34

Others


Civil engineering

Govt. of India


mineral products


motor vehicles and

motorcycles


chemical products



activities


petroleum products




activities




100.00

AAA

Investment ObjectiveAims to maximize opportunity for long term capital growth by holding significant portions in a diversified and flexible mix of large/medium sized stocks.


AUM (in Lakhs)



29

Pension Classic

Opportunities Fund (%)

Benchmark (%)

1 month 0.6 0.6

3 months 4.9 5.9

6 months 4.9 3.1

1 year 13.4 9.1

2 years 3.3 4.2

3 years 13.1 13.1

4 years 11.4 10.7

5 years 9.8 8.2

6 years 14.9 12.3

7 years 13.3 11.1

10 years n.a n.a

Inception 12.2 8.7



Equity 75 - 100 96

Gsec / Debt

00 - 25 0

MMI /Others

00 - 25 4

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

07th January 2010

9,569.94

31.4307


Equity - 100% (BSE 200)


Holdings % to Fund

Equity 96.34



ICICI Bank Ltd 5.70

HDFC Bank Ltd 4.69

Infosys Ltd 4.52






Axis Bank Ltd 3.05










Others 28.04

Corporate Debt 0.04

7.15% HDFC Bank FD NSE - 05.08.2020 0.02

7.00% HDFC Bank FD NSE - 21.08.2020 0.02

MMI 2.25

NCA 1.37

Portfolio

INDIVIDUAL FUNDPENSION CLASSIC OPPORTUNITIES FUND(ULIF-042-07/01/10-PNCLAOPFND-107)

9,219

219 131

Equity Debt NCA

14.46

2.00

2.17

2.23

2.67

3.20

4.86

9.28

9.32

9.56

40.25

Others

Telecommunications

Civil engineering

Land transport and




botanical products




mineral products


chemical products


petroleum products



activities


activities




100.00

AAA

Investment ObjectiveAims to maximize opportunity for long term capital growth by holding significant portions in a diversified and flexible mix of large/medium sized stocks


AUM (in Lakhs)



30

PensionOpportunities

Fund (%)

Benchmark (%)

1 month 0.5 0.6

3 months 4.6 5.9

6 months 4.6 3.1

1 year 12.7 9.1

2 years 2.6 4.2

3 years 12.2 13.1

4 years 10.5 10.7

5 years 9.0 8.2

6 years 14.0 12.3

7 years 12.3 11.1

10 years 10.9 8.8

Inception 11.1 10.2



Equity 75 - 100 86

Gsec / Debt

00 - 25 0

MMI /Others

00 - 25 14

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

17th July 2009

389.75

30.1159


Equity - 100% (BSE 200)


Holdings % to Fund

Equity 85.61

ICICI Bank Ltd 7.14



Infosys Ltd 3.85

HDFC Bank Ltd 3.78






Axis Bank Ltd 2.47






ICICI Prudential Bank ETF Nifty Bank Index 1.50



Indraprastha Gas Ltd 1.34

Others 24.82

Corporate Debt 0.33

7.15% HDFC Bank FD NSE - 05.08.2020 0.20

7.00% HDFC Bank FD NSE - 21.08.2020 0.14

MMI 3.85

NCA 10.21

Portfolio

INDIVIDUAL FUNDKOTAK PENSION OPPORTUNITIES FUND(ULIF-032-17/07/09-PNOPPFND-107)

334

16 40

Equity Debt NCA

22.18

1.94

2.06

2.51

2.51

2.72

3.89

7.76

7.96

8.07

38.40

Others

Telecommunications

Civil engineering




mineral products

Land transport and transport

via pipelines

Warehousing and support

activities for transportation


chemical products



activities


petroleum products


activities






AUM (in Lakhs)



31

PensionFrontline

Equity Fund (%)

Benchmark (%)

1 month 0.5 0.8

3 months 4.6 5.7

6 months 3.7 2.7

1 year 12.4 9.6

2 years 4.5 5.3

3 years 13.1 13.4

4 years 11.2 10.9

5 years 9.7 7.9

6 years 14.2 11.6

7 years 13.0 10.8

10 years n.a n.a

Inception 11.5 8.5



Equity 60 - 100 97

Gsec / Debt

00 - 40 0

MMI /Others

00 - 40 3

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

11th January 2010

1,894.45

29.5904


Equity - 100% (BSE 100)


Holdings % to Fund

Equity 97.16



ICICI Bank Ltd 6.44

Infosys Ltd 4.90

HDFC Bank Ltd 4.62

Axis Bank Ltd 4.23













S R F Ltd 1.57


Others 28.04

Corporate Debt 0.05

7.15% HDFC Bank FD NSE - 05.08.2020 0.03

7.00% HDFC Bank FD NSE - 21.08.2020 0.02

MMI 0.53

NCA 2.26

Portfolio

INDIVIDUAL FUNDPENSION FRONTLINE EQUITY FUND(ULIF-044-11/01/10-PNFRLEQFND-107)

1,841

11 43

Equity Debt NCA

100.00

AAA

15.78

1.66

1.67

1.77

2.60

5.08

5.45

8.72

9.15

11.53

36.59

Others

Mfg of basic metals


Telecommunications

Civil engineering


equipment


mineral products


chemical products



activities


petroleum products


activities




Investment ObjectiveAims to provide stable, long-term inflation beating growth over medium to long-term and defend capital against short-term capital shocks


AUM (in Lakhs)



32

PensionGuarantee Fund (%)

Benchmark (%)

1 month 0.3 0.4

3 months 3.2 3.6

6 months 2.2 4.4

1 year 7.4 11.5

2 years 5.8 8.2

3 years 8.8 9.9

4 years 8.4 9.7

5 years 6.6 8.6

6 years 8.8 10.5

7 years 7.5 9.7

10 years 7.0 8.7

Inception 7.1 8.9



Equity 00 - 75 54

Gsec / Debt

00 - 100 43

MMI /Others

00 - 100 3

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

21st December 2009

8,648.85

19.8271




Holdings % to Fund

Equity 53.93


HDFC Bank Ltd 3.80

Infosys Ltd 2.99


I T C Ltd 2.75



ICICI Bank Ltd 2.41





Axis Bank Ltd 1.16


Nestle (India) Ltd 0.97

Sun Pharmaceuticals Ltd 0.94



National Thermal Power Corporation Ltd 0.88

Bajaj Auto Ltd 0.81

Others 15.01

G-Sec 16.34

7.69% GOI - 17.06.2043 3.34

8.70% REC - 28.09.2028 2.00

7.88% GOI - 19.03.2030 1.78

8.54% REC - 15.11.2028 1.61

7.63% GOI - 17.06.2059 1.30


8.22% NABARD - 13.12.2028 0.86

8.24% NABARD - 22.03.2029 0.73

8.65% NABARD - 08.06.2028 0.25

8.50% NABARD - 27.02.2029 0.25

Others 3.03


9.05% HDFC - 16.10.2028 2.50

8.25% EXIM- 23.06.2031 1.70

7.85% IRFC - 01.07.2034 1.54

8.55% HDFC - 27.03.2029 1.46

7.32% NTPC - 17.07.2029 1.38

8.56% REC - 29.11.2028 1.24



0.81

8.30% NTPC - 15.01.2029 0.73

8.23% IRFC - 29.03.2029 0.73

Others 14.13

MMI 1.56

NCA 1.04

Portfolio

INDIVIDUAL FUNDPENSION GUARANTEE FUND(ULIF-038-21/12/09-PNGRTFND-107)

4,6643,895

90

Equity Debt NCA

76.36

22.36

0.520.51

0.26AAA

Sovereign

AA+

A1+

AA

13.85

2.21

2.42

2.75

3.39

4.46

5.55

5.93

7.14

8.49

43.80

Others

Mfg of basic metals

Civil engineering

Mfg of tobacco products

Govt. of India




chemical products


petroleum products





activities


activities






AUM (in Lakhs)



33

PensionGrowth

Fund (%)

Benchmark (%)

1 month 0.3 0.4

3 months 3.4 3.5

6 months 4.2 4.1

1 year 11.8 10.5

2 years 6.3 7.3

3 years 10.1 9.8

4 years 9.8 9.7

5 years 8.9 8.5

6 years 11.5 10.6

7 years 10.1 9.8

10 years 9.1 8.6

Inception 10.8 10.7



Equity 00 - 80 54

Gsec / Debt

20 - 60 40

MMI /Others

00 - 40 5

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

07th January 2009

381.89

30.8603




Holdings % to Fund

Equity 54.31



ICICI Bank Ltd 3.59

Infosys Ltd 2.89

HDFC Bank Ltd 2.56

Axis Bank Ltd 2.31















Others 14.76

G-Sec 16.51


7.69% GOI - 17.06.2043 2.35


8.15% GOI - 24.11.2026 0.40

9.72% PN SDL - 28.08.2023 0.40

9.39% GJ SDL - 20.11.2023 0.35

8.98% PN SDL - 14.10.2021 0.33

8.13% GOI - 22.06.2045 0.30

8.72% TN SDL -19.09.2026 0.28

9.69% PN SDL - 12.02.2024 0.26

Others 6.68



2.91


2.80

8.57% REC - 21.12.2024 2.78

8.30% NTPC - 15.01.2029 2.77

8.30% IRFC - 25.03.2029 2.75

8.25% EXIM- 23.06.2031 2.75


2.62


2.57


1.17

7.15% HDFC Bank FD NSE - 05.08.2020 0.49

Others 0.33

MMI 0.00

NCA 5.25

Portfolio

INDIVIDUAL FUNDKOTAK PENSION GROWTH FUND(ULIF-030-07/01/09-PNGWTFND-107)

207

154

20

Equity Debt NCA

58.33

41.67

AAASovereign

15.77

3.06

3.08

3.56

4.54

5.54

5.90

6.76

9.26

10.62

31.93

Others

Civil engineering


Govt. of India


mineral products




chemical products



activities


petroleum products


motor vehicles and

motorcycles


activities




54.00

46.00 AAA

Sovereign

Investment ObjectiveAims to provide stable, long-term inflation beating growth over medium to long-term and defend capital against short-term capital shocks.


AUM (in Lakhs)



34

Pension FloorFund (%)

Benchmark (%)

1 month 0.2 0.4

3 months 2.9 3.6

6 months 3.9 4.4

1 year 10.9 11.5

2 years 6.4 8.2

3 years 8.7 9.9

4 years 9.2 9.7

5 years 7.2 8.6

6 years 9.2 10.5

7 years 7.8 9.7

10 years 6.6 8.7

Inception 7.0 9.5



Equity 00 - 75 35

Gsec / Debt

00 - 100 57

MMI /Others

00 - 40 8

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

13th July 2009

621.11

20.2650




Holdings % to Fund

Equity 35.01



ICICI Bank Ltd 2.39

Infosys Ltd 1.74

HDFC Bank Ltd 1.71

Axis Bank Ltd 1.54















Others 9.83

G-Sec 33.78


8.65% NABARD - 08.06.2028 1.73

8.54% REC - 15.11.2028 1.72

8.09% REC - 21.03.2028 1.68

7.60% PFC - 20.02.2027 1.62

7.10% PFC - 11.01.2027 1.58

7.20% MH SDL -09.08.2027 0.61

8.13% GOI - 22.06.2045 0.50

8.58% GJ SDL - 23.01.2023 0.45

8.72% TN SDL -19.09.2026 0.45

Others 12.69


9.05% HDFC - 16.10.2028 1.74

8.40% IRFC - 08.01.2029 1.70

8.52% LIC Housing Finance - 03.03.2025 1.68

8.13% PGC - 25.04.2029 1.66

7.95% IRFC - 12.06.2029 1.66

8.02% EXIM- 20.04.2026 1.65


7.85% PFC - 03.04.2028 1.64

7.70% REC - 10.12.2027 1.63

8.47% LIC Housing Finance - 15.06.2026 P 15.07.19

1.63

Others 6.11

MMI 0.00

NCA 8.47

Portfolio

INDIVIDUAL FUNDKOTAK PENSION FLOOR FUND(ULIF-031-13/07/09-PNFLRFND-107)

217

351

53

Equity Debt NCA

14.46

1.03

1.89

2.10

2.15

2.96

3.15

4.08

9.50

15.94

42.75

Others

Telecommunications

Civil engineering


Govt. of India


mineral products

Electricity, gas, steam and air

conditioning supply


chemical products



activities


petroleum products


activities




74.69

23.68

0.660.64

0.33 AAA

Sovereign

AA+

A1+

AA

Investment ObjectiveAims to provide stable, long-term inflation beating growth over medium to long-term and defend capital against short-term capital shocks.


AUM (in Lakhs)



35

Pension Floor Fund II (%)

Benchmark (%)

1 month 0.3 0.4

3 months 3.3 3.6

6 months 4.7 4.4

1 year 12.0 11.5

2 years 7.1 8.2

3 years 9.4 9.9

4 years 9.7 9.7

5 years 7.6 8.6

6 years 9.6 10.5

7 years 8.2 9.7

10 years n.a n.a

Inception 7.5 8.7



Equity 00 - 75 39

Gsec / Debt

00 - 100 58

MMI /Others

00 - 40 3

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

08th January 2010

5,129.96

20.6065




Holdings % to Fund

Equity 39.01



ICICI Bank Ltd 2.65

Infosys Ltd 1.89

HDFC Bank Ltd 1.89


Axis Bank Ltd 1.61











S R F Ltd 0.62



Others 11.23

G-Sec 24.73

8.70% REC - 28.09.2028 2.95

8.24% NABARD - 22.03.2029 2.68

8.54% REC - 15.11.2028 2.30


7.69% GOI - 17.06.2043 2.12

7.57% GOI - 17.06.2033 1.78

7.88% GOI - 19.03.2030 1.69

7.63% GOI - 17.06.2059 1.53

8.22% NABARD - 13.12.2028 1.03

7.72% GOI - 15.06.2049 0.60

Others 5.83


9.05% HDFC - 16.10.2028 2.31

8.55% HDFC - 27.03.2029 2.06

7.32% NTPC - 17.07.2029 1.93

8.56% REC - 29.11.2028 1.88


1.17

8.25% EXIM- 23.06.2031 1.02

7.85% PFC - 03.04.2028 0.99


8.30% NTPC - 15.01.2029 0.82

8.30% IRFC - 25.03.2029 0.82

Others 19.60

MMI 1.55

NCA 1.12

Portfolio

INDIVIDUAL FUNDPENSION FLOOR FUND II(ULIF-043-08/01/10-PNFLRKFND2-107)

2,001

3,072

57

Equity Debt NCA

8.26

1.02

2.05

2.09

2.84

3.24

3.79

4.62

6.23

11.30

54.54

Others

Telecommunications

Civil engineering

Govt. of India



mineral products


chemical products



activities


petroleum products




activities




77.56

21.46

0.65 0.32AAA

Sovereign

AA

AA+



AUM (in Lakhs)



36

Pension BalancedFund (%)

Benchmark (%)

1 month 0.3 0.3

3 months 3.4 3.2

6 months 4.5 4.3

1 year 12.0 10.6

2 years 6.5 7.6

3 years 9.5 9.1

4 years 9.7 9.4

5 years 8.9 8.6

6 years 11.2 10.3

7 years 9.8 9.5

10 years 9.0 8.6

Inception 11.9 10.1



Equity 00 - 60 45

Gsec / Debt

20 - 70 53

MMI /Others

00 - 40 2

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

27th June 2003

5,891.41

63.6538




Holdings % to Fund

Equity 45.17



ICICI Bank Ltd 2.98

HDFC Bank Ltd 2.23

Infosys Ltd 2.14

Axis Bank Ltd 1.95












S R F Ltd 0.73


Voltas Ltd 0.65

Others 12.86

G-Sec 19.08

7.69% GOI - 17.06.2043 2.24

8.70% REC - 28.09.2028 1.84

8.54% REC - 15.11.2028 1.82

7.57% GOI - 17.06.2033 1.64

7.63% GOI - 17.06.2059 1.31

7.88% GOI - 19.03.2030 0.98

8.22% NABARD - 13.12.2028 0.90

8.24% NABARD - 22.03.2029 0.90

7.10% PFC - 11.01.2027 0.67

7.72% GOI - 15.06.2049 0.37

Others 6.42


8.55% HDFC - 27.03.2029 1.79

8.56% REC - 29.11.2028 1.45

8.44% HDFC Bank - 28.12.2028 1.07

9.05% HDFC - 16.10.2028 0.92

8.30% NTPC - 15.01.2029 0.90

8.25% EXIM- 23.06.2031 0.89


0.73

8.23% IRFC - 29.03.2029 0.71

8.19% NTPC - 15.12.2025 0.70


0.70

Others 23.63

MMI 1.19

NCA 1.07

Portfolio

INDIVIDUAL FUNDKOTAK PENSION BALANCED FUND(ULIF-011-27/06/03-PNBALFND-107)

2,6613,167

63

Equity Debt NCA

10.43

2.12

2.20

2.43

2.72

3.94

4.23

5.55

6.20

8.63

51.56

Others

Civil engineering


Govt. of India


motor vehicles and

motorcycles


mineral products


chemical products



activities


petroleum products




activities






AUM (in Lakhs)



37

PensionBalanced

Fund II (%)

Benchmark (%)

1 month 0.5 0.5

3 months 3.6 4.2

6 months 4.1 3.7

1 year 11.0 10.3

2 years 5.8 6.7

3 years 10.1 11.0

4 years 9.8 10.2

5 years 8.8 8.4

6 years 11.9 11.0

7 years 10.9 10.2

10 years n.a n.a

Inception 9.6 8.8



Equity 30 - 60 57

Gsec / Debt

20 - 70 40

MMI /Others

00 - 40 4

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

24th January 2010

345.40

24.9320




Holdings % to Fund

Equity 56.89



ICICI Bank Ltd 3.78

HDFC Bank Ltd 2.80

Infosys Ltd 2.68



Axis Bank Ltd 2.18











S R F Ltd 0.87


Others 16.65

G-Sec 21.57

7.88% GOI - 19.03.2030 8.15

7.69% GOI - 17.06.2043 3.73

7.57% GOI - 17.06.2033 2.15

8.20% GOI - 15.02.22 2.11

8.15% GOI FCI Bonds - 16.10.22 1.50


7.72% GOI - 15.06.2049 0.61

7.63% GOI - 17.06.2059 0.43


8.15% GOI - 24.11.2026 0.09

Others 1.74


8.56% REC - 29.11.2028 3.10

8.44% HDFC Bank - 28.12.2028 3.05

9.36% IDFC Bank - 21.08.24 3.02

8.19% NTPC - 15.12.2025 3.00

7.60% Axis Bank Infrastructure Bonds - 20.10.2023

2.92


0.64


0.64


0.63


0.32


0.31

Others 0.33

MMI 2.90

NCA 0.66

Portfolio

INDIVIDUAL FUNDPENSION BALANCED FUND II(ULIF-046-24/01/10-PNBALFND2-107)

196

147

2

Equity Debt NCA

42.0350.85

7.12Sovereign

AAA

AA

12.55

1.44

2.74

2.86

3.05

3.57

4.89

5.50

6.55

20.28

36.56

Others

Telecommunications

Civil engineering

Govt. of India


mineral products


motor vehicles and

motorcycles




chemical products



activities


petroleum products


activities




AAA

Sovereign

AA+

AA

84.19

14.15

1.240.42



AUM (in Lakhs)



38

PensionBond Fund

(%)

Benchmark (%)

1 month 0.2 0.1

3 months 2.5 2.1

6 months 5.2 4.8

1 year 11.9 10.7

2 years 9.1 8.3

3 years 7.2 7.1

4 years 8.9 8.5

5 years 8.4 8.5

6 years 9.6 9.5

7 years 8.6 8.6

10 years 8.8 8.2

Inception 8.6 6.8



Gsec 00 - 75 35

Debt 25 - 100 63

MMI /Others

00 - 40 3

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

15th April 2004

2,468.95

36.7932

Debt : Kunal Shah

Equity - 0% (NA);Debt - 100% (Crisil Composite Bond)


Holdings % to Fund

G-Sec 34.54

8.54% REC - 15.11.2028 5.20

8.70% REC - 28.09.2028 4.82

8.24% NABARD - 22.03.2029 4.28

7.63% GOI - 17.06.2059 1.28


8.65% NABARD - 08.06.2028 0.87

8.80% REC - 22.01.2029 0.87

8.42% NABARD - 13.02.2029 0.86

7.57% GOI - 17.06.2033 0.85

8.06% REC - 27.03.2028 0.83

Others 13.45


9.05% HDFC - 16.10.2028 4.81

8.55% HDFC - 27.03.2029 3.85

8.56% REC - 29.11.2028 3.04

8.55% IRFC - 21.02.2029 1.73

8.30% NTPC - 15.01.2029 1.71

8.25% EXIM- 23.06.2031 1.70

8.23% IRFC - 29.03.2029 1.70

8.05% NTPC - 05.05.2026 1.66

8.67% PFC - 18.11.2028 1.30

8.11% EXIM- 11.07.2031 1.29

Others 39.90

MMI 1.01

NCA 1.77

Portfolio

INDIVIDUAL FUNDKOTAK PENSION BOND FUND(ULIF-017-15/04/04-PNBNDFND-107)

2,425

44

Debt NCA

1.77

3.19

5.75

8.15

12.35

68.79

Others


Govt. of India

Wholesale trade, except

of motor vehicles and

motorcycles




activities




100.00

Sovereign

Investment ObjectiveAims to preserve your capital and minimize your downside risk, with investment in debt and government instruments.


AUM (in Lakhs)



39

PensionGilt Fund

(%)

Benchmark (%)

1 month 0.7 0.0

3 months 2.0 1.6

6 months 4.1 4.2

1 year 11.0 10.6

2 years 9.5 9.5

3 years 7.1 7.6

4 years 9.1 9.1

5 years 8.6 8.9

6 years 10.1 9.9

7 years 8.8 9.1

10 years 8.6 8.7

Inception 7.8 7.8



Gsec 80 - 100 97

MMI /Others

00 - 40 3

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

27th June 2003

233.66

34.5738

Debt : Kunal Shah

Equity - 0% (NA);Debt - 100% (IBEX)


Holdings % to Fund

G-Sec 97.42

7.57% GOI - 17.06.2033 26.03

7.88% GOI - 19.03.2030 10.80


7.71% GJ SDL - 01.03.2027 5.03

7.38% MP SDL - 14.09.2026 4.96


9.25% RJ SDL - 09.10.2023 3.53

7.00% GOI Fertilizer Bond - 10.12.22 3.08

8.91% MAH SDL - 05.09.2022 2.97

7.32% GOI - 28.01.2024 2.79

Others 27.94

MMI 0.00

NCA 2.58

Portfolio

INDIVIDUAL FUNDKOTAK PENSION GILT FUND(ULIF-008-27/06/03-PNGLTFND-107)

228

6

Debt NCA

2.58

37.01

60.41

Others


Govt. of India




93.81

6.19

Sovereign

AAA



AUM (in Lakhs)



40

PensionFloating Rate

Fund (%)

Benchmark (%)

1 month 0.1 0.5

3 months 1.3 1.5

6 months 3.2 3.1

1 year 7.3 6.9

2 years 6.6 7.2

3 years 6.1 7.0

4 years 6.7 7.1

5 years 6.8 7.4

6 years 7.4 7.7

7 years 7.9 7.9

10 years 7.7 7.7

Inception 7.4 7.2



Gsec 00 - 75 49

Debt 25 - 100 43

MMI /Others

00 - 40 8

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

07th December 2004

82.66

29.3034

Debt : Kunal Shah



Holdings % to Fund

G-Sec 48.64

9.37% MAH SDL - 04.12.2023 18.06

8.84% PN SDL - 11.06.2024 4.93

8.39% RJ SPL SDL - 15.03.2022 2.62

8.90% MH SDL -19.12.2022 2.58

8.92% RJ SDL - 21.11.2022 2.57

8.51% PN SDL - 10.04.2023 2.49

8.21% RJ SPL SDL - 31.03.2022 2.42

8.15% GOI FCI Bonds - 16.10.22 2.42

6.13% GOI - 04.06.2028 2.06


Others 6.56


FRB G - 21.12.20 42.98

MMI 6.05

NCA 2.33

Portfolio

INDIVIDUAL FUNDKOTAK PENSION FLOATING RATE FUND(ULIF-022-07/12/04-PNFLTRFND-107)

81

2

Debt NCA

2.33

6.05

40.55

51.07

Others


activities


Govt. of India




Sovereign

A1+

AAA

52.83

27.69

19.48

Investment ObjectiveAims to protect your capital and not have downside risks


AUM (in Lakhs)



41

PensionMoneyMarket

Fund II (%)

Benchmark (%)

1 month 0.4 0.5

3 months 1.3 1.5

6 months 2.9 3.1

1 year 6.5 6.9

2 years 6.5 7.2

3 years 6.5 7.0

4 years 6.7 7.1

5 years 7.0 7.4

6 years 7.3 7.7

7 years 7.5 7.9

10 years 7.4 7.7

Inception 7.4 7.7



MMI /Others

100 100

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

28th December 2009

899.01

20.4455

Debt : Kunal Shah



Holdings % to Fund

MMI 99.92

NCA 0.08

Portfolio

INDIVIDUAL FUNDPENSION MONEY MARKET FUND II(ULIF-039-28/12/09-PNMNMKFND-107)

898

1

Debt NCA

0.08

47.13

52.79

Others


Govt. ofIndia




100.00

Sovereign

Investment ObjectiveAims for a high level of capital growth by holding a significant portion in equities. May experience high levels of shorter term volatility (downside risk).


AUM (in Lakhs)



42

KotakAdvantageMultiplier Fund II (%)

Benchmark (%)

1 month 0.0 0.5

3 months 0.8 4.1

6 months 2.1 4.2

1 year 5.2 11.6

2 years 4.4 8.1

3 years 3.5 10.8

4 years 3.6 10.1

5 years 3.9 8.5

6 years 4.4 10.8

7 years 4.3 10.0

10 years 4.1 8.8

Inception 4.8 9.1



Equity 00 - 100 0

Gsec / Debt

00 - 100 85

MMI /Others

00 - 40 15

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

21st April 2006

0.43

19.1112


Equity - 50% (Nifty);Debt - 50% (Crisil Composite Bond)


Holdings % to Fund

G-Sec 85.06

8.56% TN SDL - 22.06.2021 76.96

9.20% GOI - 30.09.2030 8.10

MMI 0.00

NCA 14.94

Portfolio

INDIVIDUAL FUNDKOTAK ADVANTAGE MULTIPLIER FUND II(ULIF-026-21/04/06-ADVMULFND2-107)

0.37

0.06

Debt NCA

8.10

14.94

76.96

Govt. of India

Others

State DevelopmentLoan




Investment ObjectiveAims to provide secure returns to policies in the discontinued state, by investing in low- risk debt instruments.


AUM (in Lakhs)



43

DiscontinuedPolicy Fund

(%)

Benchmark (%)

1 month 0.4 0.5

3 months 1.3 1.5

6 months 2.8 3.1

1 year 6.0 6.9

2 years 6.1 7.2

3 years 6.0 7.0

4 years 6.2 7.1

5 years 6.5 7.4

6 years 6.9 7.7

7 years 7.1 7.9

10 years n.a n.a

Inception 7.4 8.0



Gsec 60 - 100 70

MMI /Others

00 - 40 30

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

23rd March 2011

37,933.96

18.7712

Debt : Kunal Shah

Debt - 100% (CRISIL Liquid)


Holdings % to Fund

G-Sec 69.92

364 Days T Bill - 29.10.2020 23.47

91 Days T Bill - 16.01.2020 18.06

364 Days T Bill - 12.03.2020 13.15

364 Days T Bill - 27.08.2020 6.51

364 Days T Bill - 30.07.2020 4.75

364 Days T Bill - 06.08.2020 2.08

8.56% MH SDL -11.07.2028 1.89

MMI 30.07

NCA 0.01

Portfolio

INDIVIDUAL FUNDDISCONTINUED POLICY FUND(ULIF-050-23/03/11-DISPOLFND-107)

37,930

4

Debt NCA

0.01

30.07

69.92

Others


Govt. of India

Sovereign

AAA

A1+

69.93

20.56

9.51




GROUP FUNDS

KOTAK GROUPDYNAMIC FLOOR FUND

KOTAK GROUPBALANCED FUND

KOTAK GROUP BOND FUND

KOTAK GROUP GILT FUND

KOTAK GROUPFLOATING RATE FUND

KOTAK GROUP MONEY MARKET FUND

KOTAK GROUP SECURE CAPITAL FUND

KOTAK GROUP SHORT TERM BOND FUND

KOTAK GROUPPRUDENT FUND




58.76

37.72

3.52

AAA

Sovereign

AA+

45

GROUP FUNDKOTAK GROUP DYNAMIC FLOOR FUND(ULGF-015-07/01/10-DYFLRFND-107)

Investment ObjectiveAims to provide stable long term inflation beating growth over the medium to longer term and defend capital against short term capital shocks.Is likely to out-perform traditional balanced or equity funds during sideways or falling markets and shadow the rising equity markets.


AUM (in Lakhs)



Kotak Group Dynamic Floor

Fund (%)

Benchmark (%)

1 month 0.4 0.4

3 months 3.0 3.3

6 months 4.5 4.5

1 year 11.3 11.3

2 years 7.4 8.2

3 years 8.7 9.3

4 years 9.2 9.5

5 years 7.4 8.6

6 years 9.4 10.3

7 years 8.0 9.5

10 years n.a n.a

Inception 7.4 8.6



Equity 00 - 60 30

Gsec / Debt

00 - 100 67

MMI /Others

00 - 40 3

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

07th January 2010

421.09

32.7335

Equity: Rohit Agarwal Debt : Kunal Shah

Equity - 30% (Nifty)Debt - 70% (Crisil Composite Bond)


Holdings % to Fund

Equity 29.72



ICICI Bank Ltd 2.04

HDFC Bank Ltd 1.50

Infosys Ltd 1.45



Axis Bank Ltd 1.11










S R F Ltd 0.47



Others 8.21

G-Sec 30.64

7.88% GOI - 19.03.2030 5.84

8.15% GOI FCI Bonds - 16.10.22 4.93

7.69% GOI - 17.06.2043 4.52

9.20% GOI - 30.09.2030 2.76

8.70% REC - 28.09.2028 2.57

8.54% REC - 15.11.2028 2.54

7.57% GOI - 17.06.2033 2.07


7.72% GOI - 15.06.2049 1.06

7.63% GOI - 17.06.2059 0.74

Others 2.37


9.30% PGC - 28.06.2023 3.20

8.85% PGC - 19.10.2021 3.08

9.05% HDFC - 16.10.2028 2.56

8.90% PFC - 18.03.2028 2.55

8.63% REC - 25.08.2028 2.54

8.30% NTPC - 15.01.2029 2.51

8.44% HDFC Bank - 28.12.2028 2.50

8.25% EXIM- 23.06.2031 2.49

8.19% NTPC - 15.12.2025 2.46

7.85% PFC - 03.04.2028 2.42

Others 10.37

MMI 1.19

NCA 1.76

Portfolio

125

289

7

Equity Debt NCA

6.92

0.78

1.39

1.48

1.65

2.58

2.90

3.56

11.54

24.05

43.14

Others

Telecommunications


Civil engineering

Govt. of India


mineral products


chemical products



activities


petroleum products




activities




67.98

28.68

2.93 0.380.03

AAA

Sovereign

A1+

AA+

AA

46

GROUP FUNDKOTAK GROUP BALANCED FUND(ULGF-003-27/06/03-BALFND-107)

Investment ObjectiveAims for moderate growth by holding a diversified mix of equities and fixed interest instruments. May also be susceptible to moderate levels of shorter-term volatility (downside risk).


AUM (in Lakhs)



Kotak Group Balanced Fund (%)

Benchmark (%)

1 month 0.5 0.5

3 months 3.9 4.2

6 months 5.0 3.7

1 year 12.7 10.3

2 years 7.1 6.7

3 years 11.0 11.0

4 years 10.6 10.2

5 years 9.6 8.4

6 years 12.7 11.0

7 years 11.6 10.2

10 years 10.1 8.7

Inception 13.0 11.6



Equity 30 - 60 57

Gsec / Debt

20 - 70 40

MMI /Others

00 - 40 3

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

27th June 2003

94,718.53

75.4186

Equity: Rohit Agarwal Debt : Kunal Shah

Equity - 60% (BSE 100)Debt - 40% (Crisil Composite Bond)


Holdings % to Fund

Equity 57.25



ICICI Bank Ltd 3.99

Infosys Ltd 2.77

HDFC Bank Ltd 2.75



Axis Bank Ltd 2.06










S R F Ltd 0.90



Others 16.88

G-Sec 18.08

7.88% GOI - 19.03.2030 3.60

8.70% REC - 28.09.2028 2.06

7.69% GOI - 17.06.2043 1.55

8.24% NABARD - 22.03.2029 1.24

7.57% GOI - 17.06.2033 1.20

8.54% REC - 15.11.2028 1.19

7.63% GOI - 17.06.2059 1.07


8.22% NABARD - 13.12.2028 0.64

7.72% GOI - 15.06.2049 0.62

Others 4.22


9.05% HDFC - 16.10.2028 1.53

7.32% NTPC - 17.07.2029 1.24

8.56% REC - 29.11.2028 1.16

8.55% HDFC - 27.03.2029 1.11

8.25% EXIM- 23.06.2031 0.69

7.85% PFC - 03.04.2028 0.62


0.61


8.23% IRFC - 29.03.2029 0.60


Others 13.22

MMI 1.55

NCA 1.17

Portfolio

54,225

39,382

1,111

Equity Debt NCA

12.32

1.44

1.49

2.80

3.21

4.76

5.25

5.57

6.64

10.48

46.04

Others


Telecommunications

Civil engineering

Govt. of India


mineral products


chemical products





activities


petroleum products


activities




AAA

Sovereign

AA+

A1+

AA-

AA

80.36

19.00

0.460.07 0.06

0.05

47

GROUP FUNDKOTAK GROUP BOND FUND(ULGF-004-15/04/04-BNDFND-107)

Investment ObjectiveReturns will be in line with those of fixed interest instruments, and may provide little protection against unexpected inflation increases. Will pre-serve capital and minimize downside risk, with investment in debt and government instruments.


AUM (in Lakhs)



Kotak Group Bond Fund

(%)

Benchmark (%)

1 month 0.4 0.1

3 months 2.6 2.1

6 months 5.3 4.8

1 year 12.3 10.7

2 years 9.6 8.3

3 years 7.7 7.1

4 years 9.3 8.5

5 years 8.9 8.5

6 years 10.1 9.5

7 years 9.1 8.6

10 years 9.5 8.2

Inception 9.1 6.8



Gsec 00 - 75 34

Debt 25 - 100 56

MMI /Others

00 - 40 10

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

15th April 2004

1,69,314.97

39.5762

Debt : Kunal Shah

Equity - 0% (NA)Debt - 100% (Crisil Composite Bond)


Holdings % to Fund

G-Sec 34.11

8.24% NABARD - 22.03.2029 5.06

8.70% REC - 28.09.2028 3.66

7.69% GOI - 17.06.2043 3.52

7.57% GOI - 17.06.2033 3.01

8.54% REC - 15.11.2028 2.97

7.88% GOI - 19.03.2030 2.74

7.63% GOI - 17.06.2059 2.58

7.72% GOI - 15.06.2049 1.71

8.22% NABARD - 13.12.2028 1.41


Others 6.52


7.32% NTPC - 17.07.2029 3.23

9.05% HDFC - 16.10.2028 2.99

8.55% HDFC - 27.03.2029 2.58

8.56% REC - 29.11.2028 2.28

7.48% IRFC - 29.08.2034 2.06

8.44% HDFC Bank - 28.12.2028 1.66



1.46

8.23% IRFC - 29.03.2029 1.41

8.30% NTPC - 15.01.2029 1.34

Others 35.70

MMI 7.63

NCA 1.91

Portfolio

166,076

3,239

Debt NCA

0.05

1.91

1.94

2.08

11.65

16.56

65.81

Mfg of basic metals

Others


Govt. of India


motorcycles






Sovereign

AAA

84.76

15.24

48

GROUP FUNDKOTAK GROUP GILT FUND(ULGF-002-27/06/03-GLTFND-107)

Investment ObjectiveReturns will be in line with those of fixed interest instruments, and may provide little protection against unexpected inflation increases. Will pre-serve capital and minimize downside risk, with investment in debt and government instruments.


AUM (in Lakhs)



Kotak Group Gilt Fund

(%)

Benchmark (%)

1 month 0.7 0.0

3 months 2.1 1.6

6 months 4.1 4.2

1 year 11.2 10.6

2 years 9.7 9.5

3 years 7.4 7.6

4 years 9.3 9.1

5 years 8.9 8.9

6 years 10.3 9.9

7 years 9.0 9.1

10 years 8.8 8.7

Inception 8.0 7.8



Gsec 80 - 100 86

MMI /Others

00 - 20 14

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

27th June 2003

11,141.69

35.4366

Debt : Kunal Shah

Equity - 0% (NA)Debt - 100% (IBEX)


Holdings % to Fund

G-Sec 86.37

7.69% GOI - 17.06.2043 21.03

7.61% GOI - 09.05.2030 14.12

7.63% GOI - 17.06.2059 8.37

9.12% GJ SDL - 23.05.2022 5.70

7.32% GOI - 28.01.2024 3.72

7.65% TN SDL -06.12.2027 3.60

7.57% GOI - 17.06.2033 2.81

7.88% GOI - 19.03.2030 2.65

7.71% GJ SDL - 01.03.2027 2.17

7.38% MP SDL - 14.09.2026 2.14

Others 20.06

MMI 15.53

NCA -1.90

Portfolio

11,354

-212DebtNCA

15.53

26.67

59.71

Others-1.90



Govt. of India




Sovereign

AAA

A1+62.51

22.31

15.18

49

GROUP FUNDKOTAK GROUP FLOATING RATE FUND(ULGF-005-07/12/04-FLTRFND-107)

Investment ObjectiveReturns will be in line with those of fixed interest instruments, and may provide little protection against unexpected inflation increases Will preserve capital and minimize downside risk, with investment in debt and government instruments.


AUM (in Lakhs)



Kotak Group Floating Rate

Fund (%)

Benchmark (%)

1 month 0.3 0.5

3 months 1.5 1.5

6 months 3.5 3.1

1 year 8.0 6.9

2 years 7.2 7.2

3 years 6.6 7.0

4 years 7.2 7.1

5 years 7.3 7.4

6 years 7.9 7.7

7 years 8.4 7.9

10 years 8.1 7.7

Inception 7.8 7.2



Gsec 00 - 75 36

Debt 25 - 100 31

MMI /Others

00 - 40 32

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

07th December 2004

12,693.22

31.1075

Debt : Kunal Shah

Equity - 0% (NA)Debt - 100% (CRISIL Liquid)


Holdings % to Fund

G-Sec 36.41

9.37% MAH SDL - 04.12.2023 11.77

7.57% GOI - 17.06.2033 4.14

8.92% RJ SDL - 21.11.2022 3.44

9.12% GJ SDL - 23.05.2022 2.50

8.39% RJ SPL SDL - 15.03.2022 1.94

8.62% MAH SDL - 20.02.2023 1.66

8.38% MAH SDL - 25.03.2020 1.62

8.84% PN SDL - 11.06.2024 1.55


8.21% RJ SPL SDL - 31.03.2022 1.12

Others 5.48


FRB G - 21.12.20 22.89


8.31

MMI 31.59

NCA 0.80

Portfolio

12,592

101

Debt NCA

0.80

28.30

33.70

37.19

Others


Govt. of India





GROUP FUNDKOTAK GROUP MONEY MARKET FUND(ULGF-001-27/06/03-MNMKFND-107)

Investment ObjectiveWill protect capital and not have downside risks.

AUM (in Lakhs)



Kotak Group Money

Market Fund (%)

Benchmark (%)

1 month 0.1 0.5

3 months -0.1 1.5

6 months -0.3 3.1

1 year 1.3 6.9

2 years 3.2 7.2

3 years 3.7 7.0

4 years 3.9 7.1

5 years 4.7 7.4

6 years 5.3 7.7

7 years n.a n.a

10 years n.a n.a

Inception 5.7 7.9



MMI /Others

100 100

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

12th August 2013

8,047.50

14.2147

Debt : Kunal Shah

Equity - 0% (NA)Debt - 100% (CRISIL Liquid)


Holdings % to Fund

MMI 99.93

NCA 0.07

Portfolio

8,042

6

Debt NCA

0.02

0.07

99.91

Govt. of India

Others

Financial andnsuranceactivities




AAA

Sovereign

AA+

AA83.50

16.09

0.40 0.02

51

GROUP FUNDKOTAK GROUP SECURE CAPITAL FUND(ULGF-016-12/04/11-SECCAPFND-107)

Investment ObjectiveThe portfolio will consist of highly rated debt instruments including corporate debt and infrastructure debt assets as defined in the IRDA regula-tions, Government securities and short term investments.


AUM (in Lakhs)



Kotak Group Secure Capital

Fund (%)

Benchmark (%)

1 month 0.3 0.1

3 months 2.5 2.1

6 months 5.1 4.8

1 year 11.8 10.7

2 years 9.3 8.3

3 years 7.6 7.1

4 years 9.1 8.5

5 years 8.7 8.5

6 years 9.9 9.5

7 years 8.9 8.6

10 years n.a n.a

Inception 9.3 8.6



Gsec 00 - 75 38

Debt 25 - 100 53

MMI /Others

00 - 40 10

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

12th April 2011

46,618.45

21.7793

Debt : Kunal Shah

Debt - 100% (Crisil Composite Bond)


Holdings % to Fund

G-Sec 37.66

8.12% NHPC - 22.03.2029 7.91

8.24% NABARD - 22.03.2029 4.98

7.69% GOI - 17.06.2043 4.23

8.70% REC - 28.09.2028 3.27

8.54% REC - 15.11.2028 2.48

7.63% GOI - 17.06.2059 2.47

7.57% GOI - 17.06.2033 2.43

7.72% GOI - 15.06.2049 2.05

8.22% NABARD - 13.12.2028 1.39

8.90% MH SDL -19.12.2022 0.24

Others 6.23


9.05% HDFC - 16.10.2028 4.91

7.32% NTPC - 17.07.2029 2.68

8.55% HDFC - 27.03.2029 2.38

7.48% IRFC - 29.08.2034 2.13

8.56% REC - 29.11.2028 1.91

8.44% HDFC Bank - 28.12.2028 1.72


8.30% NTPC - 15.01.2029 1.34

8.23% IRFC - 29.03.2029 1.28


1.21

Others 31.85

MMI 7.54

NCA 1.99

Portfolio

45,692

927

Debt NCA

1.50

1.99

2.18

13.59

19.25

61.50

Others


Govt. of India


motorcycles






GROUP FUNDKOTAK GROUP SHORT TERM BOND FUND(ULGF-018-18/12/13-SHTRMBND-107)

Investment ObjectiveWill generate stable returns through investments in a suitable mix of debt and money market instruments.


AUM (in Lakhs)



Kotak Group Short Term Bond Fund

(%)

Benchmark (%)

1 month 0.3 0.2

3 months 1.8 1.9

6 months 4.1 4.8

1 year 8.9 9.5

2 years 7.5 8.1

3 years 6.9 7.4

4 years 7.5 8.0

5 years n.a n.a

6 years n.a n.a

7 years n.a n.a

10 years n.a n.a

Inception 7.4 7.9



Gsec 00 - 50 24

Debt 25 - 75 54

MMI /Others

10 - 75 21

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

19th October 2015

9,157.88

13.4870

Debt : Kunal Shah

100%-CRISIL Short Term Bond Fund Index


Holdings % to Fund

G-Sec 24.45

8.15% RJ SPL SDL - 23.06.2021 5.59

7.57% GOI - 17.06.2033 3.44

9.50% GJ SDL - 11.09.2023 2.38

8.09% GJ SDL - 25.05.2020 2.21


9.69% PN SDL - 12.02.2024 1.20

8.90% KA SDL - 19.12.2022 1.16

9.17% PN SDL - 11.04.2022 1.15

8.09% TN SDL - 09.06.2020 1.10

9.25% RJ SDL - 09.10.2023 0.89

Others 3.68



9.05% HDFC - 20.11.2023 5.75

9.30% PGC - 28.06.2020 5.54

08.48% Mahindra and Mahindra Fin Services Ltd- 26.06.20

5.49

8.30% NTPC - 15.01.2029 4.62

7.4805% Kotak Mahindra Prime Ltd- 11.06.2020 3.28


8.90% PGCIL - 25.02.2021 2.24

9.20% PFC - 07.07.2021 2.04

7.74% IRFC - 22.12.2020 2.00

Others 11.44

MMI 19.10

NCA 2.24

Portfolio

8,953

205

Debt NCA

2.24

5.53

12.54

18.92

60.77

Others

Govt. of India




Performance Meter

AAA

Sovereign

A1+

71.70

25.01

3.29




GROUP FUNDKOTAK GROUP PRUDENT FUND(ULGF-019-04/07/17-KGPFFND-107)

Investment ObjectiveAims to provide enhanced long term returns by taking a moderate exposure to equity and equity related securities and active management of a fixed income portfolio.


AUM (in Lakhs)



Kotak Group Prudent Fund

(%)

Benchmark (%)

1 month 0.6 0.3

3 months 2.8 2.8

6 months 5.1 4.5

1 year 12.3 10.7

2 years n.a n.a

3 years n.a n.a

4 years n.a n.a

5 years n.a n.a

6 years n.a n.a

7 years n.a n.a

10 years n.a n.a

Inception 19.9 16.4



Equity 00 - 20 18

Gsec / Debt

40 - 100 72

MMI /Others

00 - 40 10

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

1st June 2018

5,335.59

11.9902


20% BSE 100 & 80% Crisil Composite Bond


Holdings % to Fund

Equity 17.53



ICICI Bank Ltd 1.30

HDFC Bank Ltd 0.88

Infosys Ltd 0.86



Axis Bank Ltd 0.67









S R F Ltd 0.27




Others 4.92

G-Sec 43.88

7.88% GOI - 19.03.2030 8.43

7.69% GOI - 17.06.2043 8.41

9.50% GJ SDL - 11.09.2023 6.14

7.57% GOI - 17.06.2033 4.20

8.70% REC - 28.09.2028 2.64

7.63% GOI - 17.06.2059 2.26

9.18% PN SDL - 09.11.2021 1.97

8.24% NABARD - 22.03.2029 1.58

7.72% GOI - 15.06.2049 1.21

8.92% RJ SDL - 21.11.2022 1.00

Others 6.05


7.32% NTPC - 17.07.2029 2.97


8.56% REC - 29.11.2028 2.01

7.85% PFC - 03.04.2028 1.91

9.10% Shriram Transport Finance Co Ltd 12.07.2021

1.88


1.78

9.05% HDFC - 16.10.2028 1.42

8.55% HDFC - 27.03.2029 1.38


1.32


Others 9.91

MMI 11.05

NCA -0.58

Portfolio

935

4,431

Equity DebtNCA-31

2.91

0.80

0.98

1.39

1.63

1.78

2.01

5.55

10.61

27.25

45.10

Others

Civil engineering


Govt. of India

Mfg of other non-metallicmineral products

Mfg of chemicals andchemical products

Computer programming,consultancy and related

activities


motorcycles

Mfg of coke and refinedpetroleum products



45.59

51.92

2.27 0.22

Sovereign

AA-

AA+

A1+

Performance Meter




The Break-up of Others is as given below

Equity Classic Opportunities Fund

Others 27.60S R F Ltd 1.18HCL Technologies Ltd 1.18ICICI Prudential Bank ETF Nifty Bank Index 1.17P I Industries Ltd 1.11Jubilant Foodworks Ltd 1.09Hindalco Industries Ltd 1.05Shree Cement Ltd 0.99UltraTech Cement Ltd 0.96Interglobe Aviation Ltd 0.95ICICI Lombard General Insurance Company Ltd 0.93Dr Reddys Laboratories Ltd 0.89Bata India Ltd 0.88Petronet L N G Ltd 0.87Divis Laboratories Ltd 0.86Indraprastha Gas Ltd 0.84The Ramco Cements Ltd 0.81Brigade Enterprises Ltd 0.81HDFC Asset Management Co Ltd 0.81Voltas Ltd 0.80Colgate Palmolive India Ltd 0.79Astral Poly Technik Ltd 0.62Kalpataru Power Transmission Ltd 0.61Indian Hotels Company Ltd 0.60AU Small Finance Bank Ltd 0.58Supreme Industries Ltd 0.58Gujarat State Petronet Ltd 0.56Eicher Motors Ltd 0.53State Bank of India 0.51P N C Infratech Ltd 0.50I T C Ltd 0.48C E S C Ltd 0.47Torrent Pharmaceuticals Ltd 0.40Dabur India Ltd 0.39Siemens Ltd 0.37JK Cement Limited 0.35Pidilite Industries Ltd 0.30Polycab India Limited 0.27Hero Honda Motors Ltd 0.22Jindal Steel and Power Ltd 0.15Tata Global Beverages Ltd 0.14

Equity Dynamic Floor Fund II

Equity Frontline Equity Fund

Others 28.56Petronet L N G Ltd 1.35Maruti Suzuki India Ltd 1.29I T C Ltd 1.21Coromandel International Ltd 1.19Container Corporation of India Ltd 1.15HDFC Standard Life Insurance Company Ltd 1.13Hero Honda Motors Ltd 1.09ICICI Lombard General Insurance Company Ltd 1.05Eicher Motors Ltd 1.04Brigade Enterprises Ltd 0.94Titan Industries Ltd 0.91Voltas Ltd 0.91Tata Power Company Ltd 0.90Hindustan Petroleum Corporation Ltd 0.86Jubilant Foodworks Ltd 0.84Emami Ltd 0.82Colgate Palmolive India Ltd 0.82P N C Infratech Ltd 0.79SBI Life Insurance Company Ltd 0.76Supreme Industries Ltd 0.70Mahindra & Mahindra Ltd 0.67Tata Steel Ltd 0.67Dr Reddys Laboratories Ltd 0.65Hindalco Industries Ltd 0.64Britannia Industries Ltd 0.62Interglobe Aviation Ltd 0.60Exide Industries Ltd 0.55Kalpataru Power Transmission Ltd 0.55AU Small Finance Bank Ltd 0.51IndusInd Bank Ltd 0.49Cholamandalam Financial Holdings Ltd 0.46Astral Poly Technik Ltd 0.46Max Financial Services Ltd 0.38Odisha Cement Ltd 0.37Indian Hotels Company Ltd 0.37Jindal Steel and Power Ltd 0.33Tata Global Beverages Ltd 0.31Bata India Ltd 0.20

Equity Balanced Fund

Others 15.70P I Industries Ltd 0.75Petronet L N G Ltd 0.74I T C Ltd 0.68Coromandel International Ltd 0.67Container Corporation of India Ltd 0.64HDFC Standard Life Insurance Company Ltd 0.62Hero Honda Motors Ltd 0.60Eicher Motors Ltd 0.59Tata Power Company Ltd 0.59ICICI Lombard General Insurance Company Ltd 0.53Titan Industries Ltd 0.50Hindustan Petroleum Corporation Ltd 0.47Colgate Palmolive India Ltd 0.45P N C Infratech Ltd 0.45Emami Ltd 0.45Jubilant Foodworks Ltd 0.44Voltas Ltd 0.43Brigade Enterprises Ltd 0.42SBI Life Insurance Company Ltd 0.42Mahindra & Mahindra Ltd 0.37Britannia Industries Ltd 0.37Tata Steel Ltd 0.36Dr Reddys Laboratories Ltd 0.36Hindalco Industries Ltd 0.36Supreme Industries Ltd 0.35Interglobe Aviation Ltd 0.33AU Small Finance Bank Ltd 0.33Kalpataru Power Transmission Ltd 0.32IndusInd Bank Ltd 0.27Cholamandalam Financial Holdings Ltd 0.27Exide Industries Ltd 0.25Astral Poly Technik Ltd 0.25Max Financial Services Ltd 0.21Indian Hotels Company Ltd 0.21Jindal Steel and Power Ltd 0.19Tata Global Beverages Ltd 0.18Odisha Cement Ltd 0.17Bata India Ltd 0.11

Others 11.14Petronet L N G Ltd 0.57Coromandel International Ltd 0.49Container Corporation of India Ltd 0.46HDFC Standard Life Insurance Company Ltd 0.46Hero Honda Motors Ltd 0.44ICICI Lombard General Insurance Company Ltd 0.43Eicher Motors Ltd 0.42Brigade Enterprises Ltd 0.41Maruti Suzuki India Ltd 0.41Titan Industries Ltd 0.40Tata Power Company Ltd 0.37Voltas Ltd 0.36Hindustan Petroleum Corporation Ltd 0.35Emami Ltd 0.34Colgate Palmolive India Ltd 0.33SBI Life Insurance Company Ltd 0.32P N C Infratech Ltd 0.31Supreme Industries Ltd 0.31I T C Ltd 0.30AU Small Finance Bank Ltd 0.29Mahindra & Mahindra Ltd 0.28Hindalco Industries Ltd 0.26Dr Reddys Laboratories Ltd 0.26Interglobe Aviation Ltd 0.25Britannia Industries Ltd 0.24Jubilant Foodworks Ltd 0.22Kalpataru Power Transmission Ltd 0.21Exide Industries Ltd 0.21Tata Steel Ltd 0.20Astral Poly Technik Ltd 0.19Odisha Cement Ltd 0.19Cholamandalam Financial Holdings Ltd 0.18Max Financial Services Ltd 0.16Indian Hotels Company Ltd 0.15IndusInd Bank Ltd 0.14Tata Global Beverages Ltd 0.12Bata India Ltd 0.08

ANNEXURE




Equity Kotak Opportunities Fund

Others 28.24HDFC Standard Life Insurance Company Ltd 1.24S R F Ltd 1.20Jubilant Foodworks Ltd 1.15P I Industries Ltd 1.15ICICI Prudential Bank ETF Nifty Bank Index 1.05Shree Cement Ltd 1.03Hindalco Industries Ltd 1.00ICICI Lombard General Insurance Company Ltd 0.98UltraTech Cement Ltd 0.97Interglobe Aviation Ltd 0.96Divis Laboratories Ltd 0.96Bata India Ltd 0.92Dr Reddys Laboratories Ltd 0.91Petronet L N G Ltd 0.90Indraprastha Gas Ltd 0.88The Ramco Cements Ltd 0.84HDFC Asset Management Co Ltd 0.83Voltas Ltd 0.82Colgate Palmolive India Ltd 0.82Brigade Enterprises Ltd 0.79Kalpataru Power Transmission Ltd 0.66Indian Hotels Company Ltd 0.66Astral Poly Technik Ltd 0.63Gujarat State Petronet Ltd 0.62Supreme Industries Ltd 0.59AU Small Finance Bank Ltd 0.58Eicher Motors Ltd 0.54P N C Infratech Ltd 0.54C E S C Ltd 0.51State Bank of India 0.50Torrent Pharmaceuticals Ltd 0.43I T C Ltd 0.41Dabur India Ltd 0.41Siemens Ltd 0.37JK Cement Limited 0.37Pidilite Industries Ltd 0.31Polycab India Limited 0.28Hero Honda Motors Ltd 0.18Tata Global Beverages Ltd 0.14Jindal Steel and Power Ltd 0.096% Zee Entertainment Enterprises Ltd Pref Shares 0.02

Equity Guarantee Fund

Others 15.00Bajaj Auto Ltd 0.80Bajaj Finance Ltd 0.75Power Grid Corporation of India Ltd 0.75Titan Industries Ltd 0.70Britannia Industries Ltd 0.69HCL Technologies Ltd 0.69Dr Reddys Laboratories Ltd 0.67IndusInd Bank Ltd 0.62Hero Honda Motors Ltd 0.61Hindalco Industries Ltd 0.61Eicher Motors Ltd 0.60Vedanta Ltd 0.54J S W Steel Ltd 0.53Tech Mahindra Ltd 0.52UPL Ltd 0.51Tata Steel Ltd 0.50Adani Ports and Special Economic Zone Ltd 0.48Cipla Ltd 0.47Tata Motors Ltd 0.47Grasim Industries Ltd 0.46Bharat Petroleum Corporation Ltd 0.46Zee Entertainment Enterprises Ltd 0.42Wipro Ltd 0.41Bajaj Finserv Ltd 0.38GAIL (India) Ltd 0.37Indian Oil Corporation Ltd 0.37Bharti Infratel Ltd 0.36Coal India Ltd 0.27

Equity Kotak Aggressive Growth Fund

Others 25.68Petronet L N G Ltd 1.43Maruti Suzuki India Ltd 1.34I T C Ltd 1.27Titan Industries Ltd 1.23Coromandel International Ltd 1.15Eicher Motors Ltd 1.13Voltas Ltd 1.13Tata Power Company Ltd 1.12Hero Honda Motors Ltd 1.11Container Corporation of India Ltd 1.08Exide Industries Ltd 1.02Hindustan Petroleum Corporation Ltd 0.96Jubilant Foodworks Ltd 0.92Emami Ltd 0.90HDFC Standard Life Insurance Company Ltd 0.83Supreme Industries Ltd 0.81Hindalco Industries Ltd 0.80Dr Reddys Laboratories Ltd 0.77Mahindra & Mahindra Ltd 0.69Tata Steel Ltd 0.67Britannia Industries Ltd 0.62Interglobe Aviation Ltd 0.58ICICI Lombard General Insurance Company Ltd 0.51SBI Life Insurance Company Ltd 0.49AU Small Finance Bank Ltd 0.47Astral Poly Technik Ltd 0.45IndusInd Bank Ltd 0.40Colgate Palmolive India Ltd 0.40Max Financial Services Ltd 0.39Tata Global Beverages Ltd 0.31Jindal Steel and Power Ltd 0.29Indian Hotels Company Ltd 0.25Odisha Cement Ltd 0.146% Zee Entertainment Enterprises Ltd Pref Shares 0.03

Equity Kotak Dynamic Growth Fund

Others 22.07



Coromandel International Ltd 0.98



Brigade Enterprises Ltd 0.90

ICICI Lombard General Insurance Company Ltd 0.87

Eicher Motors Ltd 0.82

Voltas Ltd 0.78

Tata Power Company Ltd 0.75


Emami Ltd 0.70

Hindustan Petroleum Corporation Ltd 0.70

Colgate Palmolive India Ltd 0.66

Supreme Industries Ltd 0.63


P N C Infratech Ltd 0.61

I T C Ltd 0.61

AU Small Finance Bank Ltd 0.58


Hindalco Industries Ltd 0.54

Dr Reddys Laboratories Ltd 0.51

Hero Honda Motors Ltd 0.51

Interglobe Aviation Ltd 0.50

Britannia Industries Ltd 0.48

Exide Industries Ltd 0.44

Kalpataru Power Transmission Ltd 0.43

Tata Steel Ltd 0.42

Odisha Cement Ltd 0.40

Jubilant Foodworks Ltd 0.40

Astral Poly Technik Ltd 0.38

Cholamandalam Financial Holdings Ltd 0.36

Max Financial Services Ltd 0.31

Indian Hotels Company Ltd 0.29

Tata Global Beverages Ltd 0.24

IndusInd Bank Ltd 0.20

Bata India Ltd 0.16

6% Zee Entertainment Enterprises Ltd Pref Shares 0.02


ANNEXURE





Equity Dynamic Floor Fund

Others 11.30Coromandel International Ltd 0.57P I Industries Ltd 0.56Brigade Enterprises Ltd 0.55Maruti Suzuki India Ltd 0.53HDFC Standard Life Insurance Company Ltd 0.50Voltas Ltd 0.49Container Corporation of India Ltd 0.48Tata Power Company Ltd 0.46Eicher Motors Ltd 0.43Emami Ltd 0.42Hindustan Petroleum Corporation Ltd 0.40Supreme Industries Ltd 0.40Titan Industries Ltd 0.40Colgate Palmolive India Ltd 0.37I T C Ltd 0.35P N C Infratech Ltd 0.33Hindalco Industries Ltd 0.32Dr Reddys Laboratories Ltd 0.29Hero Honda Motors Ltd 0.28Tata Steel Ltd 0.28SBI Life Insurance Company Ltd 0.27AU Small Finance Bank Ltd 0.27ICICI Lombard General Insurance Company Ltd 0.25Britannia Industries Ltd 0.25Interglobe Aviation Ltd 0.25Odisha Cement Ltd 0.23Astral Poly Technik Ltd 0.22Kalpataru Power Transmission Ltd 0.21Jubilant Foodworks Ltd 0.21Mahindra & Mahindra Ltd 0.20Max Financial Services Ltd 0.17Indian Hotels Company Ltd 0.14Exide Industries Ltd 0.13Tata Global Beverages Ltd 0.12

Equity Kotak Dynamic Balanced Fund

Others 16.61P I Industries Ltd 0.80Coromandel International Ltd 0.79Maruti Suzuki India Ltd 0.77Brigade Enterprises Ltd 0.74HDFC Standard Life Insurance Company Ltd 0.74Container Corporation of India Ltd 0.71Voltas Ltd 0.71Hero Honda Motors Ltd 0.69I T C Ltd 0.65Tata Power Company Ltd 0.62ICICI Lombard General Insurance Company Ltd 0.62Eicher Motors Ltd 0.61Jubilant Foodworks Ltd 0.59Titan Industries Ltd 0.59Emami Ltd 0.56Hindustan Petroleum Corporation Ltd 0.55Supreme Industries Ltd 0.53Colgate Palmolive India Ltd 0.51P N C Infratech Ltd 0.46Hindalco Industries Ltd 0.44SBI Life Insurance Company Ltd 0.43Dr Reddys Laboratories Ltd 0.39Interglobe Aviation Ltd 0.39Tata Steel Ltd 0.36Kalpataru Power Transmission Ltd 0.32Exide Industries Ltd 0.30Astral Poly Technik Ltd 0.27Max Financial Services Ltd 0.24Indian Hotels Company Ltd 0.22Odisha Cement Ltd 0.21Jindal Steel and Power Ltd 0.19Britannia Industries Ltd 0.18Tata Global Beverages Ltd 0.18Bata India Ltd 0.13Mahindra & Mahindra Ltd 0.136% Zee Entertainment Enterprises Ltd Pref Shares 0.02

Equity Kotak Guaranteed Growth Fund

Others 15.63P I Industries Ltd 0.80Brigade Enterprises Ltd 0.73Coromandel International Ltd 0.70Voltas Ltd 0.66HDFC Standard Life Insurance Company Ltd 0.66Container Corporation of India Ltd 0.65Hero Honda Motors Ltd 0.62ICICI Lombard General Insurance Company Ltd 0.62Eicher Motors Ltd 0.58Tata Power Company Ltd 0.54Titan Industries Ltd 0.50Hindustan Petroleum Corporation Ltd 0.50Emami Ltd 0.49Colgate Palmolive India Ltd 0.47Supreme Industries Ltd 0.46SBI Life Insurance Company Ltd 0.44P N C Infratech Ltd 0.44I T C Ltd 0.43Hindalco Industries Ltd 0.38Maruti Suzuki India Ltd 0.38Dr Reddys Laboratories Ltd 0.37AU Small Finance Bank Ltd 0.36Interglobe Aviation Ltd 0.35Britannia Industries Ltd 0.34Odisha Cement Ltd 0.33Jubilant Foodworks Ltd 0.31Mahindra & Mahindra Ltd 0.31Exide Industries Ltd 0.31Tata Steel Ltd 0.29Kalpataru Power Transmission Ltd 0.28Astral Poly Technik Ltd 0.27Cholamandalam Financial Holdings Ltd 0.26Max Financial Services Ltd 0.22Indian Hotels Company Ltd 0.21Tata Global Beverages Ltd 0.17Bata India Ltd 0.12IndusInd Bank Ltd 0.106% Zee Entertainment Enterprises Ltd Pref Shares 0.02

ANNEXURE

Equity Kotak Guaranteed Balanced Fund

Others 13.22Brigade Enterprises Ltd 0.61Petronet L N G Ltd 0.60HDFC Standard Life Insurance Company Ltd 0.57Voltas Ltd 0.55ICICI Lombard General Insurance Company Ltd 0.53Container Corporation of India Ltd 0.51Hero Honda Motors Ltd 0.51Maruti Suzuki India Ltd 0.50I T C Ltd 0.49Eicher Motors Ltd 0.49Coromandel International Ltd 0.47Emami Ltd 0.44Supreme Industries Ltd 0.43Hindustan Petroleum Corporation Ltd 0.42Titan Industries Ltd 0.42Colgate Palmolive India Ltd 0.39Tata Power Company Ltd 0.38SBI Life Insurance Company Ltd 0.37Jubilant Foodworks Ltd 0.36P N C Infratech Ltd 0.36Hindalco Industries Ltd 0.36Dr Reddys Laboratories Ltd 0.30Interglobe Aviation Ltd 0.30Tata Steel Ltd 0.30Astral Poly Technik Ltd 0.29AU Small Finance Bank Ltd 0.28Britannia Industries Ltd 0.28Exide Industries Ltd 0.28Odisha Cement Ltd 0.25Kalpataru Power Transmission Ltd 0.25Mahindra & Mahindra Ltd 0.21IndusInd Bank Ltd 0.19Max Financial Services Ltd 0.18Tata Global Beverages Ltd 0.14Indian Hotels Company Ltd 0.12Bata India Ltd 0.106% Zee Entertainment Enterprises Ltd Pref Shares 0.01





Equity Kotak Pension Opportunities Fund

Others 24.82Titan Industries Ltd 1.05HDFC Standard Life Insurance Company Ltd 1.02SBI Life Insurance Company Ltd 1.01HCL Technologies Ltd 1.00Jubilant Foodworks Ltd 1.00Voltas Ltd 0.98S R F Ltd 0.94P I Industries Ltd 0.93Dr Reddys Laboratories Ltd 0.85Shree Cement Ltd 0.84ICICI Lombard General Insurance Company Ltd 0.83Hindalco Industries Ltd 0.82UltraTech Cement Ltd 0.79HDFC Asset Management Co Ltd 0.79Interglobe Aviation Ltd 0.78Bata India Ltd 0.76Colgate Palmolive India Ltd 0.72Divis Laboratories Ltd 0.72Brigade Enterprises Ltd 0.68C E S C Ltd 0.67Kalpataru Power Transmission Ltd 0.62Indian Hotels Company Ltd 0.60The Ramco Cements Ltd 0.59Gujarat State Petronet Ltd 0.54Supreme Industries Ltd 0.51Astral Poly Technik Ltd 0.51AU Small Finance Bank Ltd 0.48Siemens Ltd 0.44P N C Infratech Ltd 0.41Eicher Motors Ltd 0.40State Bank of India 0.38Dabur India Ltd 0.37Torrent Pharmaceuticals Ltd 0.37JK Cement Limited 0.30Pidilite Industries Ltd 0.30Polycab India Limited 0.28Jindal Steel and Power Ltd 0.17I T C Ltd 0.16Tata Global Beverages Ltd 0.136% Zee Entertainment Enterprises Ltd Pref Shares 0.10

Equity Pension Classic Opportunities Fund

Others 28.04HCL Technologies Ltd 1.24S R F Ltd 1.20Jubilant Foodworks Ltd 1.17P I Industries Ltd 1.15ICICI Prudential Bank ETF Nifty Bank Index 1.10Hindalco Industries Ltd 1.06Shree Cement Ltd 1.03UltraTech Cement Ltd 0.97Interglobe Aviation Ltd 0.97ICICI Lombard General Insurance Company Ltd 0.96Bata India Ltd 0.93Dr Reddys Laboratories Ltd 0.92Indraprastha Gas Ltd 0.88Divis Laboratories Ltd 0.87The Ramco Cements Ltd 0.84HDFC Asset Management Co Ltd 0.84Voltas Ltd 0.82Colgate Palmolive India Ltd 0.82Petronet L N G Ltd 0.81Brigade Enterprises Ltd 0.79Indian Hotels Company Ltd 0.66Astral Poly Technik Ltd 0.63Gujarat State Petronet Ltd 0.63Kalpataru Power Transmission Ltd 0.61Supreme Industries Ltd 0.60AU Small Finance Bank Ltd 0.58P N C Infratech Ltd 0.54C E S C Ltd 0.51Eicher Motors Ltd 0.50State Bank of India 0.46Torrent Pharmaceuticals Ltd 0.43Dabur India Ltd 0.41Siemens Ltd 0.38I T C Ltd 0.37JK Cement Limited 0.35Pidilite Industries Ltd 0.27Polycab India Limited 0.23Jindal Steel and Power Ltd 0.15Hero Honda Motors Ltd 0.14Tata Global Beverages Ltd 0.146% Zee Entertainment Enterprises Ltd Pref Shares 0.04

Equity Pension Frontline Equity Fund

Others 28.04Coromandel International Ltd 1.37Maruti Suzuki India Ltd 1.34UltraTech Cement Ltd 1.32Voltas Ltd 1.22ICICI Lombard General Insurance Company Ltd 1.13Brigade Enterprises Ltd 1.08Tata Power Company Ltd 1.08Emami Ltd 1.04HDFC Standard Life Insurance Company Ltd 1.03Container Corporation of India Ltd 1.01Hindustan Petroleum Corporation Ltd 0.99Titan Industries Ltd 0.99Eicher Motors Ltd 0.99Supreme Industries Ltd 0.94Colgate Palmolive India Ltd 0.90Jubilant Foodworks Ltd 0.84P N C Infratech Ltd 0.82I T C Ltd 0.76Dr Reddys Laboratories Ltd 0.70Hero Honda Motors Ltd 0.68Tata Steel Ltd 0.67Hindalco Industries Ltd 0.65Interglobe Aviation Ltd 0.65SBI Life Insurance Company Ltd 0.63Odisha Cement Ltd 0.63Britannia Industries Ltd 0.62Kalpataru Power Transmission Ltd 0.56Astral Poly Technik Ltd 0.52Cholamandalam Financial Holdings Ltd 0.45Max Financial Services Ltd 0.42IndusInd Bank Ltd 0.38Indian Hotels Company Ltd 0.34Jindal Steel and Power Ltd 0.34Exide Industries Ltd 0.32Tata Global Beverages Ltd 0.31Mahindra & Mahindra Ltd 0.246% Zee Entertainment Enterprises Ltd Pref Shares 0.03Bata India Ltd 0.03AU Small Finance Bank Ltd 0.02

ANNEXURE

Equity Pension Guarantee Fund

Others 15.01

Oil & Natural Gas Corporation Ltd 0.80

Power Grid Corporation of India Ltd 0.76






IndusInd Bank Ltd 0.63




Vedanta Ltd 0.55

J S W Steel Ltd 0.54

Tech Mahindra Ltd 0.52

UPL Ltd 0.51

Tata Steel Ltd 0.51

Adani Ports and Special Economic Zone Ltd 0.49

Cipla Ltd 0.48

Tata Motors Ltd 0.47

Grasim Industries Ltd 0.47


Wipro Ltd 0.41

Bajaj Finserv Ltd 0.39

GAIL (India) Ltd 0.38

Bharti Infratel Ltd 0.36

Zee Entertainment Enterprises Ltd 0.35

Indian Oil Corporation Ltd 0.35

Coal India Ltd 0.26





Equity Kotak Pension Floor Fund

Others 9.83S R F Ltd 0.53Petronet L N G Ltd 0.49P I Industries Ltd 0.48Eicher Motors Ltd 0.47Titan Industries Ltd 0.46HDFC Standard Life Insurance Company Ltd 0.46Tata Power Company Ltd 0.44Hindustan Petroleum Corporation Ltd 0.41Colgate Palmolive India Ltd 0.40Coromandel International Ltd 0.38Emami Ltd 0.38ICICI Lombard General Insurance Company Ltd 0.37Supreme Industries Ltd 0.37Interglobe Aviation Ltd 0.34Tata Steel Ltd 0.32Kalpataru Power Transmission Ltd 0.32Indian Hotels Company Ltd 0.30Hindalco Industries Ltd 0.30P N C Infratech Ltd 0.29I T C Ltd 0.28Brigade Enterprises Ltd 0.28Dr Reddys Laboratories Ltd 0.27SBI Life Insurance Company Ltd 0.23Hero Honda Motors Ltd 0.21Max Financial Services Ltd 0.20Cholamandalam Financial Holdings Ltd 0.20Jubilant Foodworks Ltd 0.19Jindal Steel and Power Ltd 0.16Tata Global Beverages Ltd 0.14Britannia Industries Ltd 0.07Voltas Ltd 0.05Astral Poly Technik Ltd 0.04

Equity Kotak Pension Growth Fund

Others 14.76Eicher Motors Ltd 0.83The Ramco Cements Ltd 0.82Tata Power Company Ltd 0.79P I Industries Ltd 0.78S R F Ltd 0.77Titan Industries Ltd 0.72Hindustan Petroleum Corporation Ltd 0.71ICICI Lombard General Insurance Company Ltd 0.70Colgate Palmolive India Ltd 0.64Supreme Industries Ltd 0.63Coromandel International Ltd 0.61HDFC Standard Life Insurance Company Ltd 0.57Interglobe Aviation Ltd 0.57Emami Ltd 0.56Brigade Enterprises Ltd 0.51I T C Ltd 0.49Dr Reddys Laboratories Ltd 0.48P N C Infratech Ltd 0.48Hindalco Industries Ltd 0.44Hero Honda Motors Ltd 0.43Kalpataru Power Transmission Ltd 0.39Indian Hotels Company Ltd 0.37Max Financial Services Ltd 0.35SBI Life Insurance Company Ltd 0.32Jubilant Foodworks Ltd 0.28Voltas Ltd 0.25Tata Global Beverages Ltd 0.186% Zee Entertainment Enterprises Ltd Pref Shares 0.05Astral Poly Technik Ltd 0.04

Equity Pension Floor Fund IIOthers 11.23P I Industries Ltd 0.53Brigade Enterprises Ltd 0.53Coromandel International Ltd 0.53Voltas Ltd 0.47Hero Honda Motors Ltd 0.46Container Corporation of India Ltd 0.45HDFC Standard Life Insurance Company Ltd 0.44Maruti Suzuki India Ltd 0.42Eicher Motors Ltd 0.41ICICI Lombard General Insurance Company Ltd 0.40Tata Power Company Ltd 0.40Emami Ltd 0.37Titan Industries Ltd 0.37Hindustan Petroleum Corporation Ltd 0.37Supreme Industries Ltd 0.35Colgate Palmolive India Ltd 0.35SBI Life Insurance Company Ltd 0.34P N C Infratech Ltd 0.32I T C Ltd 0.31Hindalco Industries Ltd 0.30Dr Reddys Laboratories Ltd 0.27Interglobe Aviation Ltd 0.26Mahindra & Mahindra Ltd 0.25Britannia Industries Ltd 0.24Tata Steel Ltd 0.24Odisha Cement Ltd 0.24Exide Industries Ltd 0.23AU Small Finance Bank Ltd 0.23Jubilant Foodworks Ltd 0.21Astral Poly Technik Ltd 0.21Kalpataru Power Transmission Ltd 0.18Max Financial Services Ltd 0.16Tata Global Beverages Ltd 0.12Indian Hotels Company Ltd 0.11Bata India Ltd 0.09IndusInd Bank Ltd 0.08

ANNEXURE

Equity Kotak Pension Balanced Fund

Others 12.86UltraTech Cement Ltd 0.62Petronet L N G Ltd 0.61HDFC Standard Life Insurance Company Ltd 0.57Titan Industries Ltd 0.57Tata Power Company Ltd 0.57Brigade Enterprises Ltd 0.55ICICI Lombard General Insurance Company Ltd 0.53Supreme Industries Ltd 0.53Maruti Suzuki India Ltd 0.52Emami Ltd 0.51Eicher Motors Ltd 0.49Coromandel International Ltd 0.47Hindustan Petroleum Corporation Ltd 0.47Hero Honda Motors Ltd 0.47Odisha Cement Ltd 0.46Colgate Palmolive India Ltd 0.42Container Corporation of India Ltd 0.41I T C Ltd 0.41P N C Infratech Ltd 0.38Hindalco Industries Ltd 0.36SBI Life Insurance Company Ltd 0.36Dr Reddys Laboratories Ltd 0.33Tata Steel Ltd 0.29Astral Poly Technik Ltd 0.28Britannia Industries Ltd 0.28Interglobe Aviation Ltd 0.28Kalpataru Power Transmission Ltd 0.24Max Financial Services Ltd 0.15Exide Industries Ltd 0.15Mahindra & Mahindra Ltd 0.14Tata Global Beverages Ltd 0.14Indian Hotels Company Ltd 0.12Bata India Ltd 0.10AU Small Finance Bank Ltd 0.076% Zee Entertainment Enterprises Ltd Pref Shares 0.03





Equity Kotak Group Dynamic Floor Fund

Others 8.21



I T C Ltd 0.38

Coromandel International Ltd 0.38




ICICI Lombard General Insurance Company Ltd 0.34

Brigade Enterprises Ltd 0.29


Tata Power Company Ltd 0.28

Hindustan Petroleum Corporation Ltd 0.27

Jubilant Foodworks Ltd 0.27

Emami Ltd 0.26

Colgate Palmolive India Ltd 0.26

Voltas Ltd 0.25


P N C Infratech Ltd 0.24

Supreme Industries Ltd 0.22




Interglobe Aviation Ltd 0.19


Kalpataru Power Transmission Ltd 0.17

Tata Steel Ltd 0.16

Exide Industries Ltd 0.16

Astral Poly Technik Ltd 0.15

Cholamandalam Financial Holdings Ltd 0.14

Odisha Cement Ltd 0.13

Max Financial Services Ltd 0.12

Jindal Steel and Power Ltd 0.10

Indian Hotels Company Ltd 0.10

Tata Global Beverages Ltd 0.09

Bata India Ltd 0.07

Equity Pension Balanced Fund II

Others 16.65Petronet L N G Ltd 0.84Maruti Suzuki India Ltd 0.73Coromandel International Ltd 0.72I T C Ltd 0.71Titan Industries Ltd 0.64ICICI Lombard General Insurance Company Ltd 0.63Hero Honda Motors Ltd 0.63Brigade Enterprises Ltd 0.63Container Corporation of India Ltd 0.63Supreme Industries Ltd 0.57HDFC Standard Life Insurance Company Ltd 0.57Tata Power Company Ltd 0.56Jubilant Foodworks Ltd 0.55Emami Ltd 0.53Eicher Motors Ltd 0.52Voltas Ltd 0.52Hindustan Petroleum Corporation Ltd 0.52Colgate Palmolive India Ltd 0.47SBI Life Insurance Company Ltd 0.46P N C Infratech Ltd 0.45Mahindra & Mahindra Ltd 0.41Hindalco Industries Ltd 0.41Interglobe Aviation Ltd 0.37Dr Reddys Laboratories Ltd 0.37Britannia Industries Ltd 0.35Exide Industries Ltd 0.34AU Small Finance Bank Ltd 0.33Tata Steel Ltd 0.32Kalpataru Power Transmission Ltd 0.31IndusInd Bank Ltd 0.28Astral Poly Technik Ltd 0.28Odisha Cement Ltd 0.28Max Financial Services Ltd 0.22Indian Hotels Company Ltd 0.18Tata Global Beverages Ltd 0.17Bata India Ltd 0.126% Zee Entertainment Enterprises Ltd Pref Shares 0.02

Equity Kotak Group Balanced Fund

Others 16.88Petronet L N G Ltd 0.87Maruti Suzuki India Ltd 0.78Coromandel International Ltd 0.72HDFC Standard Life Insurance Company Ltd 0.70Container Corporation of India Ltd 0.68Hero Honda Motors Ltd 0.64ICICI Lombard General Insurance Company Ltd 0.64Eicher Motors Ltd 0.62Tata Power Company Ltd 0.55Hindustan Petroleum Corporation Ltd 0.52Emami Ltd 0.52Jubilant Foodworks Ltd 0.52Voltas Ltd 0.52Titan Industries Ltd 0.52Brigade Enterprises Ltd 0.51Colgate Palmolive India Ltd 0.49P N C Infratech Ltd 0.46I T C Ltd 0.46SBI Life Insurance Company Ltd 0.46Tata Steel Ltd 0.41Mahindra & Mahindra Ltd 0.40Hindalco Industries Ltd 0.40Supreme Industries Ltd 0.38AU Small Finance Bank Ltd 0.38Dr Reddys Laboratories Ltd 0.38Britannia Industries Ltd 0.38Interglobe Aviation Ltd 0.36Kalpataru Power Transmission Ltd 0.33Exide Industries Ltd 0.30IndusInd Bank Ltd 0.29Cholamandalam Financial Holdings Ltd 0.28Astral Poly Technik Ltd 0.28Max Financial Services Ltd 0.23Indian Hotels Company Ltd 0.22Jindal Steel and Power Ltd 0.20Odisha Cement Ltd 0.20Tata Global Beverages Ltd 0.19Bata India Ltd 0.12

ANNEXURE




Disclaimer

Disclaimer :

About Us :Kotak Mahindra Life Insurance Company Ltd. (Formerly known as Kotak Mahindra Old Mutual Life Insurance Ltd.)

Kotak Mahindra Life Insurance Company Limited (Kotak Life Insurance) is a 100% owned subsidiary of Kotak Mahindra Bank (Kotak). Kotak Life Insurance provides world-class insurance products with high customer empathy. Its product suite leverages the combined prowess of protection and long term savings. Kotak Life Insurance is one of the fastest growing insurance companies in India and has covered over several million lives. For more information, please visit the company’s website at https://insurance.kotak.com

Kotak Mahindra Group

Established in 1985, Kotak Mahindra Group is one of India’s leading financial services conglomerate. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the Group’s flagship company, received banking license from the Reserve Bank of India (RBI), becoming the first nonbanking finance company in India to convert into a bank - Kotak Mahindra Bank Ltd. The Group offers a wide range of financial services that encompass every sphere of life. From commercial banking, to stock broking, mutual funds, insurance and investment banking, the Group caters to the diverse financial needs of individuals and the corporate sector. The Group has a wide distribution network through branches and franchisees across India, and International Business Units. For more information, please visit the company’s website at www.kotak.com

Trade Logo Disclaimer

Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Ltd. under license.

Kotak Mahindra Life Insurance Company Ltd. (Formerly known as Kotak Mahindra Old Mutual Life Insurance Ltd.); Regn. No.: 107, CIN: U66030MH-2000PLC128503, Regd. Office: 2nd Floor, Plot # C- 12, G- Block, BKC, Bandra (E), Mumbai - 400 051.

Website: http://insurance.kotak.com Email:[email protected] I Toll Free No. – 1800 209 8800

Risk factors :

Though document is thoroughly researched & prepared by our fund experts. Kotak Mahindra Life Insurance Company Ltd however makes no warranties, repre-sentations, promises or statements that the information contained herein is clear, correct, precise or accurate. this document has been prepared for the purpose of providing an overview of kli funds without taking account of any particular investor’s objectives, financial situation or needs you are therefore requested not to substitute this document with any professional opinion/advice and to use your discretion basis your financial objectives.

• Unit Linked Life Insurance Products are different from traditional insurance products and are subject to the risk factors.

• The premium paid in Unit Linked Life Insurance Products are subject to investment risk associated with capital markets and the NAVs of the units may go up or down based on the performance of the fund and factors influencing the capital market and insured is responsible for his/her decisions.

• Kotak Life Insurance is only the name of the Insurance Company and the specified Unit Linked funds do not in any way indicate the quality of the contract, its future prospects or returns.

• Please know the associated risks and the applicable charges from your insurance agent or the intermediary or policy document of the insurer.

• Past performance of any of the funds is not indicative of their future prospects or returns.


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