FUND FACT SHEET USD FIXED INCOME FUND€¦ · MoM deflation of 0.18% (2.88% YoY) after August deflation of 0.05% MoM (3.20% YoY) as healthcare cost and clothing prices increased

0% - 20% : Money Market Instruments

80% - 100% : Fixed Income Securities

Launch Date : Fund Size (million) :Launch Price : Fund Management Fee :Unit Price (NAV) : Pricing Frequency :Risk Level : Moderate Benchmark : 90% BBG USD EM Indonesia Sov. Bond

Fund Duration : 10% 1 Month USD Avg Time Deposit (Net)

Benchmark Duration :

* current benchmark is effective from 1 Jan 2018

From 1 Dec 2016 to 31 Dec 2017: 90% BBG USD EM Indonesia Sov. Bond Indonesia + 10% Deposit Rate Avg 3M USD (Net of 20% WHT)

From 1 Mar 2013 to 30 Nov 2016: Indonesia Deposit Rate Avg 3M USD (Net of 20% WHT)

Since inception to 28 Feb 2013: Indonesia Deposit Rate Avg 1M USD (Net of 20.0% WHT)

ALOKASI SEKTOR

Utilities INDON 2021

Government Bond INDON 2022

Bonds < 1 Year INDON 2024

TD + Cash INDON 2025

INDON 2026

INDON 2042

INDON 2044

INDON 2045

Majapahit Holding BV 2020 Bond

Perusahaan Gas Negara 2024 Bond

-3.38% -6.75% -6.60%

19.02%

72.34%

-0.31% -0.42% -0.01%

ASSET ALLOCATION SECTOR ALLOCATION TOP HOLDINGS

-2.91%

USD Fixed Income -2.63%-2.33% -6.35%

Benchmark*

AnnualisedFund1 YearYTD3 Months

5 Years Since Inception

6.32

USD 2.56

USD 1.00

Fund Performance

1.45% per annum

Daily

7.15

FUND FACT SHEET

7 November 2000

INVESTMENT OBJECTIVE

To provide investor an attractive investment return through strategic and selective

investments in US dollar denominated fixed income instruments with moderate risk

tolerence.

TARGET ALLOCATION

USD 49.39

INVESTMENT MANAGER

USD FIXED INCOME FUNDPT. AIA FINANCIAL registered and supervised by the Financial Services Authority

Established in 15 July 1996, PT AIA FINANCIAL (AIA) is one of the leading life insurance companies in Indonesia that registered and supervised by the Indonesian

Financial Services Authority. AIA in Indonesia is a subsidiary of the AIA Group. With experienced personnel, AIA's Investment team manages the investments of all

existing funds in accordance with its investment objectives and risk profile. AIA's Investment team has the profiency to identify economic conditions and investment

movements to generate competitive investment returns through a variety of financial instruments such as money market, bonds, shares and/or mutual funds.

FUND MANAGER COMMENTARY

-6.47%

In October 2018, USD Fixed Income Fund booked performance of -2.33%, in line with further declined in USD-denominated Indonesia sovereign bonds as investors

rebalanced assets to neutral positions approaching end of the year. In next month, Indonesia US Dollar denominated sovereign bonds will move in accordance to

market sentiment and US Treasury yield movement.

DISCLAIMER: USD Fixed Income Fund is an investment-linked fund offered by PT. AIA FINANCIAL. This document is prepared by PT. AIA FINANCIAL and solely for

informational use only. This document is not an offer for sale nor a solicitation of an offer to purchase. Investment in unit-link product contains risks including but not

limited to political risk, risk on changes in government decree or other government regulations, interest rate risk, liquidity risk, credit risk, equity risk and exchange rate

risk. The performances of the funds are not guaranteed; the unit price and the investment result may increase or decrease. Past performances do not constitute a

guarantee for future performance.

31 October 2018

FUND INFORMATION

LAST 3 YEARS MONTHLY RETURNLAST 3 YEARS CUMULATIVE RETURN

FUND PERFORMANCE

6.29%

2.36%

1 Month3 Years

0.94% 1.54% 5.37%

-10.00%

-5.00%

0.00%

5.00%

10.00%

15.00%

20.00%

USD Fixed Income Fund Benchmark

Cummulative Return

-4.00%

-2.00%

0.00%

2.00%

4.00%

Oct-

15

No

v-1

5D

ec-1

5Ja

n-1

6F

eb

-16

Mar-

16

Apr-

16

May-1

6Ju

n-1

6Ju

l-16

Aug

-16

Sep

-16

Oct-

16

No

v-1

6D

ec-1

6Ja

n-1

7F

eb

-17

Mar-

17

Apr-

17

May-1

7Ju

n-1

7Ju

l-17

Aug

-17

Sep

-17

Oct-

17

No

v-1

7D

ec-1

7Ja

n-1

8F

eb

-18

Mar-

18

Apr-

18

May-1

8Ju

n-1

8Ju

l-18

Aug

-18

Sep

-18

Oct-

18

Monthly Return

Government Bond, 72.34%

Corporate Bond

19.02%

Money Market Instrument,

8.65%


80% - 100% : IDR Fixed Income securities and/ or

IDR Fixed Income mutual fund(s)

Launch Date : Fund Size (million) :Launch Price : Fund Management Fee :Unit Price (NAV) : Pricing Frequency :Risk Level : Moderate Benchmark : 90% Bloomberg Indonesia Lcl Sov. Index

10% 3-Month IDR Avg Time Deposit (Net)

Fund Duration : Benchmark Duration :

* current benchmark is effective from 1 May 2016

1 Mar 2013 to 30 Apr 2016: 90%HSBC Indonesia Local Currency Govt Bond (Net)+10% Indonesia Deposit Rate Avg 3 Month IDR (Net)

1 Jan 2001 to 28 Feb 2013: HSBC Indonesia Local Currency Govt Bond TR (Net)

Since Inception to 31 Dec 2000: Indonesia SBI 1M Auction Avg yield (Net)

ALOKASI SEKTORIndosat Palapa Company BV

Mutual Fund FI Government Bond FR0053

TD + Cash Government Bond FR0056

Government Bond FR0064






PT Telekomunikasi Indonesia 2020 Bond

PT Waskita Raya 2021 Bond


In October 2018, IDR Fixed Income Fund booked performance of -1.52%, as investors demanded higher yields to anticipate Rupiah volatility. Foreign funds inflow

increased by 1.58% MoM after Bank Indonesia introduced plan to open a domestic non-deliverable forward market. On the macro-economic front, September recorded

MoM deflation of 0.18% (2.88% YoY) after August deflation of 0.05% MoM (3.20% YoY) as healthcare cost and clothing prices increased. Going into next month,

Indonesia government bond market will still be vulnerable to the global market dynamic and currency development.

DISCLAIMER: IDR Fixed Income Fund is an investment-linked fund offered by PT. AIA FINANCIAL. This document is prepared by PT. AIA FINANCIAL and solely for




guarantee for future performance

94.99%

5.01%

Benchmark * -1.70% -2.38% -6.58% -3.29%

LAST 3 YEARS CUMULATIVE RETURN LAST 3 YEARS MONTHLY RETURN


5.70% 3.93% 7.19%

4.43% 9.79%6.41%

IDR Fixed Income -1.52% -2.46% -6.92% -3.81%

FUND PERFORMANCE

Fund

Fund Performance

1 Month 3 Months YTD 1 YearAnnualised

3 Years 5 Years Since Inception

IDR 1,000.00 1.65% per annum

IDR 3,481.82 Daily

4.59 5.24

7 November 2000 IDR 952,125.45

FUND FACT SHEET

IDR FIXED INCOME FUNDPT. AIA FINANCIAL registered and supervised by the Financial Services Authority

31 October 2018

INVESTMENT MANAGER





INVESTMENT OBJECTIVE TARGET ALLOCATION

To provide investor an attractive investment return through strategic and selective

investments in IDR fixed income instruments issued by the Government of

Indonesia and highly rated corporate bonds with moderate risk tolerance.

FUND INFORMATION

-15.00%

-5.00%

5.00%

15.00%

25.00%

35.00%

45.00%

IDR Fixed Income Fund Benchmark

Cummulative Return

-6.00%

-4.00%

-2.00%

0.00%

2.00%

4.00%

6.00%

Oct-

15

No

v-1

5D

ec-1

5Ja

n-1

6F

eb

-16

Mar-

16

Apr-

16

May-1

6Ju

n-1

6Ju

l-16

Aug

-16

Sep

-16

Oct-

16

No

v-1

6D

ec-1

6Ja

n-1

7F

eb

-17

Mar-

17

Apr-

17

May-1

7Ju

n-1

7Ju

l-17

Aug

-17

Sep

-17

Oct-

17

No

v-1

7D

ec-1

7Ja

n-1

8F

eb

-18

Mar-

18

Apr-

18

May-1

8Ju

n-1

8Ju

l-18

Au

g-1

8S

ep

-18

Oct-

18

Monthly Return

Mutual Fund FI94.99%

Money Market Instrument

5.01%


80% - 100% : Equities listed in IDX and/ or

Equity mutual funds

Launch Date : Fund Size (million) :Launch Price : Fund Management Fee :Unit Price (NAV) : Pricing Frequency :Risk Level : High Benchmark : 98% Jakarta Composite Index


* current benchmark is effective from 1 April 2014

Since inception to 31 Mar 2014: Jakarta Composite Index (Total Return)

ALOKASI SEKTOR

Consumer Discretionary Bahana Dana Likuid MF

Consumer Staples PT Astra International Tbk

Energy PT Bank Central Asia Tbk

Financials PT Bank Mandiri Tbk

Health Care PT Bank Rakyat Indonesia Tbk

Industrials PT Gudang Garam Tbk

Materials PT HM Sampoerna Tbk SHS

Real Estate PT Telekomunikasi Indonesia Tbk

Telecommunication Services PT Unilever Indonesia Tbk

Utilities PT United Tractors Tbk

MF Money Market

TD + Cash

5.19%


In October 2018, IDR Equity Fund booked performance of -1.93% mom, in line with JCI (-2.4% mom). By sector, inside JCI, consumer discretionary was the largest positive

contributors (+0.2% contribution) while materials become the largest negative contributors (-1.08% contribution). Similar to the previous month, market was corrected in the

early of the months due to negative global market sentiment and pressure on IDR (IDR weakened by 2.0% mom against USD closed at IDR 15,203/USD). However after

the correction, Indonesian market relatively held up compare to major markets, resulting in relatively better performance (MSCI World – 5.5%, MSCI Asia ex Japan -9.06%,

and MSCI Europe -6.0%). From macro side, further -0.18% deflation in October kept yoy inflation at low level of 2.9%. Trade balance came at +USD227mn, while foreign

reserves decreased by USD3bn to USD114.85bn. Bank Indonesia hold the policy rate at 5.75%. Going forward, Indonesia equity market will continue to depend on

domestic economy development, USD/IDR currency movement, and global risks’ dynamics.

DISCLAIMER: IDR Equity Fund is an investment-linked fund offered by PT. AIA FINANCIAL. This document is prepared by PT. AIA FINANCIAL and solely for informational

use only. This document is not an offer for sale nor a solicitation of an offer to purchase. Investment in unit-link product contains risks including but not limited to political

risk, risk on changes in government decree or other government regulations, interest rate risk, liquidity risk, credit risk, equity risk and exchange rate risk. The

performances of the funds are not guaranteed; the unit price and the investment result may increase or decrease. Past performances do not constitute a guarantee for

future performance.

1.42%

1.19%

6.58%

1.90%

10.91%

3.29%

9.45%

1.11%

18.71%

YTD 1 Year

-12.29% -6.53%

-7.67% -2.51%

4.70% 3.34% 16.01%

30.98%

5.20% 16.34%



Benchmark * -2.43% -2.09% 9.30%

9.27%

IDR Equity -1.93% -1.12%

FUND PERFORMANCE

Fund

Fund Performance

1 Month 3 MonthsAnnualised


IDR 1,000.00 2.10% per annum

IDR 14,449.19 Daily


To provide investor with aggressive growth that aims to give superior long-term

investment returns with high risk tolerance through investments in a diversified portfolio of

listed companies in the Indonesia Stock Exchange (IDX).

FUND INFORMATION

7 November 2000 IDR 15,690,811.71


Financial Services Authority. AIA in Indonesia is a subsidiary of the AIA Group. With experienced personnel, AIA's Investment team manages the investments of all existing

funds in accordance with its investment objectives and risk profile. AIA's Investment team has the profiency to identify economic conditions and investment movements to

generate competitive investment returns through a variety of financial instruments such as money market, bonds, shares and/or mutual funds.

FUND FACT SHEET

IDR EQUITY FUNDPT. AIA FINANCIAL registered and supervised by the Financial Services Authority

31 October 2018

INVESTMENT MANAGER

-5.00%

5.00%

15.00%

25.00%

35.00%

45.00%

55.00%

IDR Equity Fund Benchmark

Cummulative return

-8.00%

-6.00%

-4.00%

-2.00%

0.00%

2.00%

4.00%

6.00%

8.00%

Oct-

15

No

v-1

5D

ec-1

5Ja

n-1

6F

eb

-16

Mar-

16

Apr-

16

May-1

6Ju

n-1

6Ju

l-16

Aug

-16

Sep

-16

Oct-

16

No

v-1

6D

ec-1

6Ja

n-1

7F

eb

-17

Mar-

17

Apr-

17

May-1

7Ju

n-1

7Ju

l-17

Aug

-17

Sep

-17

Oct-

17

No

v-1

7D

ec-1

7Ja

n-1

8F

eb

-18

Mar-

18

Apr-

18

May-1

8Ju

n-1

8Ju

l-18

Aug

-18

Sep

-18

Oct-

18

Monthly return

Equity87.27%


12.73%

: Money Market Instruments

Launch Date : Fund Size (million) :Launch Price : Fund Management Fee :Unit Price (NAV) : Pricing Frequency :Risk Level : Low Benchmark : 3-Month IDR Avg Time Deposit (Net)

* current benchmark is effective from 1 Dec 2010

1 Aug 2010 to 30 Nov 2010: Indonesia SBI 3M Auction Avg Yield (net)

Since inception to 31 Jul 2010: Indonesia SBI 1M Auction Avg Yield (net)

ALOKASI SEKTOR

Mutual Fund MM Bahana Dana Likuid MF

Bonds < 1 Year Bank Bukopin

TD + Cash Bank Mayapada

Bank Syariah Bukopin

Bond Series I PT Excelcomindo Pratama I -2018A

Bond Series III PT Tower Bersama Infr. Tbk II 2018

MTN I Bank Jateng 2017 A

MTN Syariah Ijarah I Telkom-2018A

Panin Dana Likuid MF


During October 2018, IDR Money Market Fund booked return of +0.35%. Inflation in September 2018 stood firm at 2.88% yoy (-0.18% mom), compared to the

previous month’s figure of 3.20% yoy (-0.05% mom). Bank Indonesia maintained the 7-days Repo Rate at 5.75% as exchange rate volatility eased and inflation remain

low. Meanwhile, Banks maintained their time deposit rates at the range of 6.75%-8.00%.

DISCLAIMER: IDR Money Market Fund is an investment-linked fund offered by PT. AIA FINANCIAL. This document is prepared by PT. AIA FINANCIAL and solely for





100%

10.53%

33.08%

4.18%



56.38%

4.63% 5.18% 5.07%

3.46% 3.74%Benchmark * 0.28% 0.81% 2.55% 3.07%

IDR Money Market 0.35% 1.07% 3.32% 4.09%

IDR 1,000.00 1.65% per annum

IDR 1,854.28 Daily

FUND PERFORMANCE

Fund

Fund Performance



5 May 2006 IDR 176,696.05

FUND FACT SHEET

IDR MONEY MARKET FUNDPT. AIA FINANCIAL registered and supervised by the Financial Services Authority

31 October 2018

INVESTMENT MANAGER






To provide investors a stable and optimum growth rate with high degree of

principal safety and low risk tolerance through investment in high quality IDR

money market instruments in Indonesia with maturity less than or equal to one

year.

FUND INFORMATION

-10.00%

-5.00%

0.00%

5.00%

10.00%

15.00%

20.00%

25.00%

30.00%

Oct-

15

De

c-1

5

Feb

-16

Apr-

16

Ju

n-1

6

Aug

-16

Oct-

16

De

c-1

6

Feb

-17

Apr-

17

Ju

n-1

7

Aug

-17

Oct-

17

De

c-1

7

Feb

-18

Apr-

18

Ju

n-1

8

Aug

-18

Oct-

18

IDR Money Market Fund Benchmark

Cummulative return

-1.00%

-0.50%

0.00%

0.50%

1.00%

Oct-

15

No

v-1

5D

ec-1

5Ja

n-1

6F

eb

-16

Mar-

16

Apr-

16

May-1

6Ju

n-1

6Ju

l-16

Aug

-16

Sep

-16

Oct-

16

No

v-1

6D

ec-1

6Ja

n-1

7F

eb

-17

Mar-

17

Apr-

17

May-1

7Ju

n-1

7Ju

l-17

Aug

-17

Sep

-17

Oct-

17

No

v-1

7D

ec-1

7Ja

n-1

8F

eb

-18

Mar-

18

Apr-

18

May-1

8Ju

n-1

8Ju

l-18

Aug

-18

Sep

-18

Oct-

18

Monthly return

Money Market Instrument100.00%

: Sharia money market instruments





ALOKASI SEKTOR

TD + Cash Bank Syariah Bukopin

Bank Tabungan Negara Syariah


During October 2018, IDR Dana Berkah Fund booked return of +0.34%. Inflation in September 2018 stood firm at 2.88% yoy (-0.18% mom), compared to the previous

month’s figure of 3.20% yoy (-0.05% mom). Bank Indonesia maintained the 7-days Repo Rate at 5.75% as exchange rate volatility eased and inflation remain low.

Meanwhile, Banks maintained their mudharabah rates at the range of 6.00%-8.00%.

DISCLAIMER: IDR Dana Berkah Fund is an Sharia investment-linked fund offered by PT. AIA FINANCIAL. This document is prepared by PT. AIA FINANCIAL and

solely for informational use only. This document is not an offer for sale nor a solicitation of an offer to purchase. Investment in Sharia unit-link product contains risks

including but not limited to political risk, risk on changes in government decree or other government regulations, risk on distribution on income / margin / fee, liquidity

risk, credit risk, equity risk and exchange rate risk. The performances of the funds are not guaranteed; the unit price and the investment result may increase or

decrease. Past performances do not constitute a guarantee for future performance.

3.07% 3.46%

100.00%

4.35% 5.03% 4.66%

3.74% 4.10%



Benchmark 0.28% 0.81% 2.55%

IDR Dana Berkah 0.34% 0.89% 3.06% 3.78%

FUND PERFORMANCE

Fund

Fund Performance



5 May 2006 IDR 11,533.92

IDR 1,000.00 1.65% per annum

IDR 1,767.35 Daily

FUND INFORMATION

FUND FACT SHEET

IDR DANA BERKAH FUNDPT. AIA FINANCIAL registered and supervised by the Financial Services Authority

31 October 2018

INVESTMENT MANAGER









year.

100%

-10.00%

-5.00%

0.00%

5.00%

10.00%

15.00%

20.00%

25.00%

30.00%

Oct-

15

De

c-1

5

Feb

-16

Apr-

16

Ju

n-1

6

Aug

-16

Oct-

16

De

c-1

6

Feb

-17

Apr-

17

Ju

n-1

7

Aug

-17

Oct-

17

De

c-1

7

Feb

-18

Apr-

18

Ju

n-1

8

Aug

-18

Oct-

18

IDR Dana Berkah Fund Benchmark

Cummulative return

-1.00%

-0.50%

0.00%

0.50%

1.00%

Oct-

15

No

v-1

5D

ec-1

5Ja

n-1

6F

eb

-16

Mar-

16

Apr-

16

May-1

6Ju

n-1

6Ju

l-16

Aug

-16

Sep

-16

Oct-

16

No

v-1

6D

ec-1

6Ja

n-1

7F

eb

-17

Mar-

17

Apr-

17

May-1

7Ju

n-1

7Ju

l-17

Aug

-17

Sep

-17

Oct-

17

No

v-1

7D

ec-1

7Ja

n-1

8F

eb

-18

Mar-

18

Apr-

18

May-1

8Ju

n-1

8Ju

l-18

Aug

-18

Sep

-18

Oct-

18

Monthly return



30% - 80% : IDR Fixed Income securities and/ or

Fixed Income Mutual Fund(s) incl. ETF


Equity Mutual Fund(s) incl. ETF

Launch Date : Fund Size (million) :Launch Price : Fund Management Fee :Unit Price (NAV) : Pricing Frequency :Risk Level : Moderate to High Benchmark : 50% MSCI Indonesia

50% Bloomberg Indonesia Local Sovereign Index

* current benchmark is effective from 1 Jan 2018

1 May 2016 to 31 Dec 2017: 50.0% Jakarta Composite Index (Total Return) + 50.0% Bloomberg Indonesia Local Sovereign Index

1 Jul 2015 to 30 Apr 2016: 50.0% Jakarta Composite Index (Total Return) + 50.0% Customized HSBC Indonesia Local Currency Govt Bond TR (Net)

1 Mar 2013 to 30 Jun 2015: 50.0% Jakarta Composite Index (Total Return) + 50.0% Indonesia Deposit Rate Avg 3M IDR (Net)

1 Mar 2011 to 28 Feb 2013: 5% Jakarta Composite Index (Total Return) + 95% Indonesia Deposit Rate Avg 3 Months (Net)

Since Inception to 28 Feb 2010: 60% Jakarta Composite Index (Total Index) + 40% Customized HSBC Indonesia Local Currency Govt Bond TR (Net)

ALOKASI SEKTOR

Consumer Discretionary ABF Indonesia Bond Index ETF

Consumer Staples PT Astra International Tbk

Energy PT Bank Central Asia Tbk

Financials PT Bank Mandiri Tbk

Health Care PT Bank Negara Indonesia

Industrials PT Bank Rakyat Indonesia Tbk

Materials PT Telekomunikasi Indonesia Tbk

Real Estate PT Unilever Indonesia Tbk

Telecommunication Services PT United Tractors Tbk

Utilities SAM Sukuk Syariah Berkembang MF

MF Fixed Income

MF Money Market

Bonds < 1 Year

TD + Cash

7.19%

0.81%

YTD

-9.07%

-9.37%

1 Year

-3.97%

-4.97%

2.65%

1.21%

5.39%


In October 2018, IDR Balanced Fund booked performance of -1.27%. The correction in the equity market which was driven by negative global equity sentiment and IDR pressure

was added by the weakening of the Indonesia government bonds as investors demanded higher yields to anticipate Rupiah volatility. On the macro-economic front, September

recorded MoM deflation of 0.18% (2.88% YoY) after August deflation of 0.05% MoM (3.20% YoY), as healthcare cost and clothing prices increased. Going into next month,

Indonesia government bond market will still be vulnerable to the global market dynamic and currency development.

2.33%

DISCLAIMER: IDR Balanced Fund is an investment-linked fund offered by PT. AIA FINANCIAL. This document is prepared by PT. AIA FINANCIAL and solely for informational use

only. This document is not an offer for sale nor a solicitation of an offer to purchase. Investment in unit-link product contains risks including but not limited to political risk, risk on

changes in government decree or other government regulations, interest rate risk, liquidity risk, credit risk, equity risk and exchange rate risk. The performances of the funds are

not guaranteed; the unit price and the investment result may increase or decrease. Past performances do not constitute a guarantee for future performance.

1.53%

43.87%

1.17%

0.30%

0.64%

6.16%

8.01%

2.85%

21.27%


IDR Balanced -1.27% -1.12% 4.36% 6.44%

Benchmark * -1.60% -0.89%


5.03% 4.18%7.64%

FUND PERFORMANCE

Fund

Fund Performance



15 August 2008 IDR 171,681.89

IDR 1,000.00 1.65% per annum

IDR 1,892.03 Daily


To achieve superior returns with moderate to high risk tolerance through investments in IDR

fixed income instruments issued by the Government of Indonesia, highly rated corporate

bonds and listed stocks with diversified level of risk.

FUND INFORMATION

Established in 15 July 1996, PT AIA FINANCIAL (AIA) is one of the leading life insurance companies in Indonesia that registered and supervised by the Indonesian Financial

Services Authority. AIA in Indonesia is a subsidiary of the AIA Group. With experienced personnel, AIA's Investment team manages the investments of all existing funds in

accordance with its investment objectives and risk profile. AIA's Investment team has the profiency to identify economic conditions and investment movements to generate

competitive investment returns through a variety of financial instruments such as money market, bonds, shares and/or mutual funds.

FUND FACT SHEET

IDR BALANCED FUNDPT. AIA FINANCIAL registered and supervised by the Financial Services Authority

31 October 2018

INVESTMENT MANAGER

-5.00%

5.00%

15.00%

25.00%

35.00%

45.00%

55.00%

IDR Balanced Fund Benchmark

Cummulative return

-8.00%

-6.00%

-4.00%

-2.00%

0.00%

2.00%

4.00%

6.00%

8.00%

Oct-

15

No

v-1

5D

ec-1

5Ja

n-1

6F

eb

-16

Mar-

16

Apr-

16

May-1

6Ju

n-1

6Ju

l-16

Aug

-16

Sep

-16

Oct-

16

No

v-1

6D

ec-1

6Ja

n-1

7F

eb

-17

Mar-

17

Apr-

17

May-1

7Ju

n-1

7Ju

l-17

Aug

-17

Sep

-17

Oct-

17

No

v-1

7D

ec-1

7Ja

n-1

8F

eb

-18

Mar-

18

Apr-

18

May-1

8Ju

n-1

8Ju

l-18

Aug

-18

Sep

-18

Oct-

18

Monthly return

Equity51.09%



5.04%

: Sharia money market instruments





ALOKASI SEKTOR

TD + Cash Bank Bukopin Syariah

Bank Central Asia Syariah

Bank Muamalat

MTN Syariah Ijarah I Telkom-18A


During October 2018, IDR Cash Syariah Fund booked return of +0.30%. Inflation in September 2018 stood firm at 2.88% yoy (-0.18% mom), compared to the previous

month’s figure of 3.20% yoy (-0.05% mom). Bank Indonesia maintained the 7-days Repo Rate at 5.75% as exchange rate volatility eased and inflation remain low.

Meanwhile, Banks maintained their mudharabah rates at the range of 6.00%-8.00%.

DISCLAIMER: IDR Cash Syariah Fund is an Sharia investment-linked fund offered by PT. AIA FINANCIAL. This document is prepared by PT. AIA FINANCIAL and

solely for informational use only. This document is not an offer for sale nor a solicitation of an offer to purchase. Investment in Sharia unit-link product contains risks

including but not limited to political risk, risk on changes in government decree or other government regulations, risk on distribution on income / margin / fee, liquidity

risk, credit risk, equity risk and exchange rate risk. The performances of the funds are not guaranteed; the unit price and the investment result may increase or

decrease. Past performances do not constitute a guarantee for future performance.

100%

100.00%

3.50%



4.39% 4.66% 4.25%

3.46% 3.74%Benchmark * 0.28% 0.81% 2.55% 3.07%

IDR Cash Syariah 0.30% 1.05% 3.17% 3.88%

IDR 1,000.00 1.65% per annum

IDR 1,455.13 Daily

FUND PERFORMANCE

Fund

Fund Performance



29 October 2009 IDR 14,623.01

FUND FACT SHEET

IDR CASH SYARIAH FUNDPT. AIA FINANCIAL registered and supervised by the Financial Services Authority

31 October 2018

INVESTMENT MANAGER









year.

FUND INFORMATION

-10.00%

-5.00%

0.00%

5.00%

10.00%

15.00%

20.00%

25.00%

30.00%

Oct-

15

De

c-1

5

Feb

-16

Apr-

16

Ju

n-1

6

Aug

-16

Oct-

16

De

c-1

6

Feb

-17

Apr-

17

Ju

n-1

7

Aug

-17

Oct-

17

De

c-1

7

Feb

-18

Apr-

18

Ju

n-1

8

Aug

-18

Oct-

18

IDR Cash Syariah Fund Benchmark

Cummulative return

-1.00%

-0.50%

0.00%

0.50%

1.00%

Oct-

15

No

v-1

5D

ec-1

5Ja

n-1

6F

eb

-16

Mar-

16

Apr-

16

May-1

6Ju

n-1

6Ju

l-16

Aug

-16

Sep

-16

Oct-

16

No

v-1

6D

ec-1

6Ja

n-1

7F

eb

-17

Mar-

17

Apr-

17

May-1

7Ju

n-1

7Ju

l-17

Aug

-17

Sep

-17

Oct-

17

No

v-1

7D

ec-1

7Ja

n-1

8F

eb

-18

Mar-

18

Apr-

18

May-1

8Ju

n-1

8Ju

l-18

Aug

-18

Sep

-18

Oct-

18

Monthly return


0% - 20% : Sharia money morket instrument

80% - 100% : Equities listed in Sharia Securities List and/ or

Sharia mutual funds incl. ETF

Launch Date : Fund Size (million) :Launch Price : Fund Management Fee :Unit Price (NAV) : Pricing Frequency :Risk Level : High Benchmark : 98% Jakarta Islamic Index


* current benchmark is effective from 1 Apr 2014

Since inception to 31 Mar 2014: Jakarta Islamic Index (Total Return)

ALOKASI SEKTOR

Consumer Discretionary PT Adaro Energy Tbk

Consumer Staples PT Astra Internasional Indonesia Tbk

Energy PT Chandra Asri Petrochemical TBK

Financials PT Indocement Tunggal Prakasa

Health Care PT Indofood CBP Sukses Makmur Tbk

Industrials PT Indofood Sukses Makmur Tbk

Materials PT Perusahaan Gas Negara




MF Money Market

TD + Cash

-9.95%

-9.68%

DISCLAIMER: IDR Equity Syariah Fund is an Sharia investment-linked fund offered by PT. AIA FINANCIAL. This document is prepared by PT. AIA FINANCIAL and solely

for informational use only. This document is not an offer for sale nor a solicitation of an offer to purchase. Investment in Sharia unit-link product contains risks including but

not limited to political risk, risk on changes in government decree or other government regulations, risk on distribution on income / margin / fee, liquidity risk, credit risk, equity

risk and exchange rate risk. The performances of the funds are not guaranteed; the unit price and the investment result may increase or decrease. Past performances do not

constitute a guarantee for future performance.

2.46%

1.33%

2.91%

0.73%

1.27%

3.29%

22.01%

12.03%

16.25%

24.26%


0.54%

In October 2018, IDR Equity Syariah booked performance of -1.61% mom, in line with JII (-2.05% mom). By sector, inside JII, consumer discretionary was the largest positive

contributors (+0.9% contribution) while consumer staples become the largest negative contributors (-1.3% contribution). Similar to the previous month, market was corrected

in the early of the months due to negative global market sentiment and pressure on IDR (IDR weakened by 2.0% mom against USD closed at IDR 15,203/USD). However

after the correction, Indonesian market relatively held up compare to major markets, resulting in relatively better performance (MSCI World – 5.5%, MSCI Asia ex Japan -

9.06%, and MSCI Europe -6.0%). From macro side, further -0.18% deflation in October kept yoy inflation at low level of 2.9%. Trade balance came at +USD227mn, while

foreign reserve decreased by USD3bn to USD114.85bn. Bank Indonesia hold the policy rate at 5.75%. Going forward, Indonesia equity market will continue to depend on

domestic economy development, USD/IDR currency movement, and global risks’ dynamics.

12.89%

Benchmark * -1.89% -0.77% -13.14%



-0.55% 1.03%

1.63% 4.59%3.90%

IDR Equity Syariah -1.61% -0.65% -13.23%

FUND PERFORMANCE

Fund

Fund Performance


3 Years 5 Years Since InceptionYTD 1 Year

1.80%

FUND FACT SHEET

IDR EQUITY SYARIAH FUNDPT. AIA FINANCIAL registered and supervised by the Financial Services Authority

31 October 2018

INVESTMENT MANAGER






To provide investor with aggressive growth that aims to give superior long-term investment

returns with high risk tolerance through investments in a diversified portfolio of listed

companies in the Indonesia Stock Exchange (IDX).

IDR 1,089.59 Daily

FUND INFORMATION

25 June 2010 IDR 4,463,140.29

IDR 1,000.00 2.10% per annum

-5.00%

5.00%

15.00%

25.00%

35.00%

45.00%

IDR Equity Syariah Fund Benchmark

Cummulative return

-10.00%

-8.00%

-6.00%

-4.00%

-2.00%

0.00%

2.00%

4.00%

6.00%

8.00%

Oct-

15

No

v-1

5D

ec-1

5Ja

n-1

6F

eb

-16

Mar-

16

Apr-

16

May-1

6Ju

n-1

6Ju

l-16

Aug

-16

Sep

-16

Oct-

16

No

v-1

6D

ec-1

6Ja

n-1

7F

eb

-17

Mar-

17

Apr-

17

May-1

7Ju

n-1

7Ju

l-17

Aug

-17

Sep

-17

Oct-

17

No

v-1

7D

ec-1

7Ja

n-1

8F

eb

-18

Mar-

18

Apr-

18

May-1

8Ju

n-1

8Ju

l-18

Aug

-18

Sep

-18

Oct-

18

Monthly return

Equity97.99%


2.01%

0% - 40% : Sharia Money Market Instruments

30% - 80% : IDR Sharia Fixed Income securities and/ or

Sharia Fixed Income Mutual Fund(s) incl. ETF


Sharia Mutual Fund(s) incl. ETF

Launch Date : Fund Size (million) :Launch Price : Fund Management Fee :Unit Price (NAV) : Pricing Frequency :Risk Level : Moderate to High Benchmark : 50% Jakarta Islamic Index


* current benchmark is effective from 1 Mar 2013

10 Dec 2010 to 28 Feb 2013: 50% Jakarta Islamic Index (Total Return) + 50% SBI Syariah (net)

Since inception to 9 Dec 2010: 100% Jakarta Islamic Index (Total Return)

ALOKASI SEKTOR

Consumer Discretionary Bahana Sukuk Syariah MF

Consumer Staples Premier Fixed Income Syariah MF

Energy PT Astra International Tbk

Financials PT Indofood CBP Sukses Makmur Tbk

Health Care PT Perusahaan Gas Negara

Industrials PT Telekomunikasi Indonesia Tbk

Materials PT Unilever Indonesia Tbk

Real Estate PT United Tractors Tbk

Telecommunication Services Sam Sukuk Syariah Berkembang MF

Utilities Sukuk Ijarah II PT Excelcomindo 2018A

MF Fixed Income

Bonds < 1 Year

TD + Cash

1.03%

13.07%


In October 2018, IDR Balanced Syariah Fund booked performance of -1.85%. The correction in the equity market which was driven by negative global equity sentiment and

IDR pressure was added by the weakening of the Indonesia government bonds as investors demanded higher yields to anticipate Rupiah volatility. On the macro-economic

front, September recorded MoM deflation of 0.18% (2.88% YoY) after August deflation of 0.05% MoM (3.20% YoY), as healthcare cost and clothing prices increased. Going

into next month, Indonesia government bond market will still be vulnerable to the global market dynamic and currency development.

DISCLAIMER: IDR Balanced Syariah Fund is an Sharia investment-linked fund offered by PT. AIA FINANCIAL. This document is prepared by PT. AIA FINANCIAL and solely

for informational use only. This document is not an offer for sale nor a solicitation of an offer to purchase. Investment in Sharia unit-link product contains risks including but not

limited to political risk, risk on changes in government decree or other government regulations, risk on distribution on income / margin / fee, liquidity risk, credit risk, equity risk

and exchange rate risk. The performances of the funds are not guaranteed; the unit price and the investment result may increase or decrease. Past performances do not


0.69%

6.39%

42.36%

2.91%

2.10%

1.58%

1.97%

4.90%



8.13%

12.61%

6.87%

4.22% 3.34% 4.68%

Benchmark * -0.82% 0.01% -5.62% -3.42% 3.86% 2.88%

IDR Balanced Syariah -1.85% -2.41% -10.66% -7.50%

IDR 1,000.00 1.85% per annum

IDR 1,464.82 Daily

FUND PERFORMANCE



0.27%

25 June 2010 IDR 1,651,902.75

FUND FACT SHEET

IDR BALANCED SYARIAH FUNDPT. AIA FINANCIAL registered and supervised by the Financial Services Authority

31 October 2018

INVESTMENT MANAGER






To achieve superior returns with moderate to high risk tolerance through investments in

IDR fixed income instruments issued by the Government of Indonesia, highly rated

corporate bonds and stocks listed in Sharia Securities List with diversified level of risk.

FUND INFORMATION

Fund

Fund Performance

-5.00%

5.00%

15.00%

25.00%

35.00%

45.00%

IDR Balanced Syariah Fund Benchmark

Cummulative return

-8.00%

-6.00%

-4.00%

-2.00%

0.00%

2.00%

4.00%

6.00%

8.00%

Oct-

15

No

v-1

5D

ec-1

5Ja

n-1

6F

eb

-16

Mar-

16

Apr-

16

May-1

6Ju

n-1

6Ju

l-16

Aug

-16

Sep

-16

Oct-

16

No

v-1

6D

ec-1

6Ja

n-1

7F

eb

-17

Mar-

17

Apr-

17

May-1

7Ju

n-1

7Ju

l-17

Aug

-17

Sep

-17

Oct-

17

No

v-1

7D

ec-1

7Ja

n-1

8F

eb

-18

Mar-

18

Apr-

18

May-1

8Ju

n-1

8Ju

l-18

Aug

-18

Sep

-18

Oct-

18

Monthly return

Corporate Bond1.41%

Equity51.34%



4.88%


8 - 100% : Equity instruments in Indonesia Stock Exchange inlc. ETF

0% - 25% : Equity instruments in Hongkong Stock Exchange incl. ETF

0% - 25% : Equity instruments in National Stock Exc. of India incl. ETF

Launch Date : Fund Size (million) :Launch Price : Fund Management Fee :Unit Price (NAV) : Pricing Frequency :Risk Level : High Benchmark : 70% MSCI Indonesia Index

15% MSCI China + 15% MSCI India Index

* current benchmark is effective since 1 Jan 2018

Since inception to 31 Dec 2017: 80% MSCI Indonesia Index + 10% MSCI China + 10% MSCI India Index

ALOKASI SEKTOR

Consumer Discretionary Ishares Core S&P BSE Sensex India Index ETF

Consumer Staples Ishares MSCI China Index ETF Units

Energy PT Astra International Tbk

Financials PT Bank Central Asia Tbk

Health Care PT Bank Mandiri Tbk

Industrials PT Bank Negara Indonesia

Information Technology PT Bank Rakyat Indonesia Tbk

Materials PT Telekomunikasi Indonesia Tbk

Real Estate PT Unilever Indonesia Tbk

Telecommunication Services PT United Tractors Tbk

Utilities

MF Equity

MF Money Market

TD + Cash

0.57%

1.23%

0.62%

12.49%

4.43%

1.63%


During October 2018, IDR China India Indonesia Equity Fund booked performance of -2.82%, in line with the correction of the three underlying markets (MSCI Indonesia -2.8%

mom, MSCI China -11.3% mom, MSCI India -5.2% mom). In general, global market was corrected due to heightening fear on trade war effect. In the early of the month,

Indonesia market was corrected along with the global market, however on the rest of the month, it held up relatively better than global market due to September positive trade

data (+USD227mn). Going forward, China, India, and Indonesia equities will continue to depend on economic development, currency’s stability, and global risks’ dynamics.

DISCLAIMER: IDR China-India-Indonesia Equity Fund is an investment-linked fund offered by PT. AIA FINANCIAL. This document is prepared by PT. AIA FINANCIAL and

solely for informational use only. This document is not an offer for sale nor a solicitation of an offer to purchase. Investment in unit-link product contains risks including but not

limited to political risk, risk on changes in government decree or other government regulations, interest rate risk, liquidity risk, credit risk, equity risk and exchange rate risk.

The performances of the funds are not guaranteed; the unit price and the investment result may increase or decrease. Past performances do not constitute a guarantee for

future performance.

1.16%

2.22%

10.51%

4.38%

9.36%

12.07%

4.96%

34.37%



7.63% 5.20% 7.14%

Benchmark * -3.18% -2.81% 8.46% 6.25%

IDR China-India-

Indonesia Equity-2.82% -2.79%

5.78%

-10.60%

-10.66%

-4.34%

-4.43%

IDR 1,000.00 2.00% per annum

IDR 1,714.95 Daily

FUND PERFORMANCE

3 MonthsAnnualised


Fund

Fund Performance

06 January 2011 IDR 4,979,410.60

FUND FACT SHEET

IDR CHINA INDIA INDONESIA EQUITY FUNDPT. AIA FINANCIAL registered and supervised by the Financial Services Authority

31 October 2018

INVESTMENT MANAGER






To provide investor with long-term capital appreciation with high risk tolerance by investing

primarily in a managed portfolio of shares issued by companies with economic exposure to

China, India and Indonesia, with an Indonesia bias.

FUND INFORMATION

1 Month

-5.00%

5.00%

15.00%

25.00%

35.00%

45.00%

55.00%

65.00%

IDR CII Equity Fund Benchmark

Cummulative return

-8.00%

-6.00%

-4.00%

-2.00%

0.00%

2.00%

4.00%

6.00%

8.00%

Oct-

15

No

v-1

5D

ec-1

5Ja

n-1

6F

eb

-16

Mar-

16

Apr-

16

May-1

6Ju

n-1

6Ju

l-16

Aug

-16

Sep

-16

Oct-

16

No

v-1

6D

ec-1

6Ja

n-1

7F

eb

-17

Mar-

17

Apr-

17

May-1

7Ju

n-1

7Ju

l-17

Aug

-17

Sep

-17

Oct-

17

No

v-1

7D

ec-1

7Ja

n-1

8F

eb

-18

Mar-

18

Apr-

18

May-1

8Ju

n-1

8Ju

l-18

Aug

-18

Sep

-18

Oct-

18

Monthly return

Equity82.89% Mutual Fund EQ

10.51%


6.60%


80% - 100% : Equity Mutual Funds

Launch Date : Fund Size (million) :Launch Price : Fund Management Fee :Unit Price (NAV) : Pricing Frequency :Risk Level : High Benchmark : 90% Jakarta Composite Index


* current benchmark is effective since inception

Schroder Dana Prestasi

Schroder Dana Istimewa

First State Indonesia Equity Peka





FUND FACT SHEET

IDR PRIME EQUITY FUNDPT. AIA FINANCIAL registered and supervised by the Financial Services Authority

31 October 2018

INVESTMENT MANAGER

IDR 1,092.66 Daily


To provide investor with aggressive growth that aims to give superior long-term

investment returns with high risk tolerance through investments in a diversified

portfolio of listed companies in the Indonesia Stock Exchange (IDX) through

mutual funds investment selection.

FUND INFORMATION

08 October 2014 IDR 706,923.24

IDR 1,000.00 1.00% per annum

-2.25% -3.40% -10.57% -5.51%

FUND PERFORMANCE

Fund

Fund Performance



5.08% N/A


ASSET ALLOCATION PORTFOLIO ALLOCATION

2.20%

Benchmark * -2.12% -1.59% -6.03% -0.99% 9.99% N/A 5.18%

IDR Prime Equity Fund

45.43%

In October 2018, IDR Prime Equity booked performance of -2.25% mom, in line with JCI (-2.4% mom). By sector, inside JCI, consumer discretionary was the largest

positive contributors (+0.2% contribution) while materials become the largest negative contributors (-1.08% contribution). Similar to the previous month, market was

corrected in the early of the months due to negative global market sentiment and pressure on IDR (IDR weakened by 2.0% mom against USD closed at IDR

15,203/USD). However after the correction, Indonesian market relatively held up compare to major markets, resulting in relatively better performance (MSCI World

– 5.5%, MSCI Asia ex-Japan -9.06%, and MSCI Europe -6.0%). From macro side, further -0.18% deflation in October kept yoy inflation at low level of 2.9%. Trade

balance came at +USD227mn, while foreign reserve decreased by USD3bn to USD114.85bn. Bank Indonesia hold the policy rate at 5.75%. Going forward,

Indonesia equity market will continue to depend on domestic economy development, USD/IDR currency movement, and global risks’ dynamics.

DISCLAIMER: IDR Prime Equity Fund is an investment-linked fund offered by PT. AIA FINANCIAL. This document is prepared by PT. AIA FINANCIAL and solely

for informational use only. This document is not an offer for sale nor a solicitation of an offer to purchase. Investment in unit-link product contains risks including but

not limited to political risk, risk on changes in government decree or other government regulations, interest rate risk, liquidity risk, credit risk, equity risk and

exchange rate risk. The performances of the funds are not guaranteed; the unit price and the investment result may increase or decrease. Past performances do

not constitute a guarantee for future performance.

44.90%

9.67%


-15.00%

-5.00%

5.00%

15.00%

25.00%

35.00%

45.00%

55.00%

65.00%

Oct-

15

De

c-1

5

Feb

-16

Ap

r-1

6

Ju

n-1

6

Au

g-1

6

Oct-

16

De

c-1

6

Feb

-17

Ap

r-1

7

Ju

n-1

7

Au

g-1

7

Oct-

17

De

c-1

7

Feb

-18

Ap

r-1

8

Ju

n-1

8

Au

g-1

8

Oct-

18

IDR Prime Equity Fund Benchmark

Cummulative return

-8.00%

-6.00%

-4.00%

-2.00%

0.00%

2.00%

4.00%

6.00%

8.00%

Oct-

15

No

v-1

5D

ec-1

5Ja

n-1

6F

eb

-16

Mar-

16

Apr-

16

May-1

6Ju

n-1

6Ju

l-16

Aug

-16

Sep

-16

Oct-

16

No

v-1

6D

ec-1

6Ja

n-1

7F

eb

-17

Mar-

17

Apr-

17

May-1

7Ju

n-1

7Ju

l-17

Aug

-17

Sep

-17

Oct-

17

No

v-1

7D

ec-1

7Ja

n-1

8F

eb

-18

Mar-

18

Apr-

18

May-1

8Ju

n-1

8Ju

l-18

Aug

-18

Sep

-18

Oct-

18

Monthly return

Mutual Fund EQ, 100.00%


85% - 100% : IDR Fixed Income mutual fund(s)

Launch Date : Fund Size (million) :Launch Price : Fund Management Fee :Unit Price (NAV) : Pricing Frequency :Risk Level : Moderate Benchmark : 85% Bloomberg Indonesia Lcl Sov. Index


Fund Duration : Benchmark Duration :

* current benchmark is effective since 1 May 2016

21 Oct 2014 to 30 Apr 2016: 85% HSBC Indonesia Local Currency Govt Bond (Net) + 15% Indonesia Deposit Rate Avg 3M IDR (Net)

Schroder Dana Mantap Plus II MF

BNP Paribas Prima II MF

21 October 2014 IDR 77,713.32

FUND FACT SHEET

IDR PRIME FIXED INCOME FUNDPT. AIA FINANCIAL registered and supervised by the Financial Services Authority

31 October 2018

INVESTMENT MANAGER






FUND INFORMATION

To achieve superior returns with moderate to high risk tolerance through

investments in IDR fixed income instruments issued by the Government of

Indonesia and a highly rated corporate bonds with moderate risk tolerance

through high quality IDR mutual funds selection.

IDR 1,000.00 0.60% per annum

IDR 1,212.38 Daily

FUND PERFORMANCE

Fund

Fund Performance




IDR Prime Fixed Income -1.17% -1.52% -5.69% -2.86%

N/A 6.10%

PORTFOLIO ALLOCATION

-1.93% 7.00%

5.38 4.95


In October 2018, IDR Prime Fixed Income Fund booked performance of -1.17%, as investors demanded higher yields to anticipate Rupiah volatility. Foreign funds

inflow increased by 1.58% MoM after Bank Indonesia introduced plan to open a domestic non-deliverable forward market. On the macro-economic front, September

recorded MoM deflation of 0.18% (2.88% YoY) after August deflation of 0.05% MoM (3.20% YoY) as healthcare cost and clothing prices increased. Going into next

month, Indonesia government bond market will still be vulnerable to the global market dynamic and currency development.

DISCLAIMER: IDR Prime Fixed Income Fund is an investment-linked fund offered by PT. AIA FINANCIAL. This document is prepared by PT. AIA FINANCIAL and

solely for informational use only. This document is not an offer for sale nor a solicitation of an offer to purchase. Investment in unit-link product contains risks including

but not limited to political risk, risk on changes in government decree or other government regulations, interest rate risk, liquidity risk, credit risk, equity risk and

exchange rate risk. The performances of the funds are not guaranteed; the unit price and the investment result may increase or decrease. Past performances do not


63.00%

37.00%

ASSET ALLOCATION

Benchmark * -1.50% -1.95% -5.27%

6.10% N/A 4.90%

0.00%

5.00%

10.00%

15.00%

20.00%

25.00%

30.00%

35.00%

40.00%

Oct-

15

De

c-1

5

Feb

-16

Ap

r-1

6

Ju

n-1

6

Au

g-1

6

Oct-

16

De

c-1

6

Feb

-17

Ap

r-1

7

Ju

n-1

7

Au

g-1

7

Oct-

17

De

c-1

7

Feb

-18

Ap

r-1

8

Ju

n-1

8

Au

g-1

8

Oct-

18

IDR Prime Fixed Income Fund Benchmark

Cummulative return

-6.00%

-4.00%

-2.00%

0.00%

2.00%

4.00%

6.00%

Oct-

15

No

v-1

5D

ec-1

5Ja

n-1

6F

eb

-16

Mar-

16

Apr-

16

May-1

6Ju

n-1

6Ju

l-16

Aug

-16

Sep

-16

Oct-

16

No

v-1

6D

ec-1

6Ja

n-1

7F

eb

-17

Mar-

17

Apr-

17

May-1

7Ju

n-1

7Ju

l-17

Aug

-17

Sep

-17

Oct-

17

No

v-1

7D

ec-1

7Ja

n-1

8F

eb

-18

Mar-

18

Apr-

18

May-1

8Ju

n-1

8Ju

l-18

Aug

-18

Sep

-18

Oct-

18

Monthly return

Mutual Fund FI, 100.00%

0% - 20% : Sharia money morket instrument


Sharia mutual funds

Launch Date : Fund Size (million) :Launch Price : Fund Management Fee :Unit Price (NAV) : Pricing Frequency :Risk Level : High Benchmark : 98% Indonesia Sharia Index



ALOKASI SEKTOR

Consumer Discretionary PT Astra Internasional Tbk

Consumer Staples PT Charoen Pokphand Indonesia

Energy PT Indofood CBP Sukses Makmur Tbk

Financials PT Indofood Sukses Makmur Tbk

Health Care PT Mayora Indah

Industrials PT Perusahaan Gas Negara

Materials PT Semen Indonesia Persero Tbk




MF Money Market

TD + Cash


In October 2018, IDR Growth Equity Syariah booked performance of -1.82% mom, in line with ISSI (-2.22% mom). By sector, inside ISSI, consumer discretionary was the largest

positive contributors (+0.5% contribution) while materials become the largest negative contributors (-0.97% contribution). Similar to the previous month, market was corrected in

the early of the months due to negative global market sentiment and pressure on IDR (IDR weakened by 2.0% mom against USD closed at IDR 15,203/USD). However after the

correction , Indonesian market relatively held up compare to major markets, resulting in relatively better performance (MSCI World – 5.5%, MSCI Asia ex-Japan -9.06%, and

MSCI Europe -6.0%). From macro side, further -0.18% deflation in October kept yoy inflation at low level of 2.9%. Trade balance came at +USD227mn, while foreign reserve

decreased by USD3bn to USD114.85bn. Bank Indonesia hold the policy rate at 5.75%. Going forward, Indonesia equity market will continue to depend on domestic economy

development, USD/IDR currency movement, and global risks’ dynamics.

DISCLAIMER: IDR Growth Equity Syariah Fund is an Sharia investment-linked fund offered by PT. AIA FINANCIAL. This document is prepared by PT. AIA FINANCIAL and solely

for informational use only. This document is not an offer for sale nor a solicitation of an offer to purchase. Investment in Sharia unit-link product contains risks including but not




1.14%

8.19%

4.30%

15.93%

15.11%

2.41%

4.32%

1.22%

2.59%



14.44%

8.28%

23.35%

1.32%

2.16% N/A -1.28%

Benchmark * -2.13% -1.74% -7.60% -5.68% 7.26% N/A

IDR Growth Equity

Syariah-1.82% -2.23% -10.55% -9.01%

IDR 1,000.00 2.10% per annum

IDR 957.36 Daily

FUND PERFORMANCE

Fund

Fund Performance



10 June 2015 IDR 58,137.30

FUND FACT SHEET

IDR GROWTH EQUITY SYARIAH FUNDPT. AIA FINANCIAL registered and supervised by the Financial Services Authority

31 October 2018

INVESTMENT MANAGER








companies in the Indonesia Sharia Index.

FUND INFORMATION

-15.00%

-5.00%

5.00%

15.00%

25.00%

35.00%

IDR Growth Equity Syariah Fund Benchmark

Cummulative return

-10.00%

-8.00%

-6.00%

-4.00%

-2.00%

0.00%

2.00%

4.00%

6.00%

8.00%

Oct-

15

No

v-1

5D

ec-1

5Ja

n-1

6F

eb

-16

Mar-

16

Apr-

16

May-1

6Ju

n-1

6Ju

l-16

Aug

-16

Sep

-16

Oct-

16

No

v-1

6D

ec-1

6Ja

n-1

7F

eb

-17

Mar-

17

Apr-

17

May-1

7Ju

n-1

7Ju

l-17

Aug

-17

Sep

-17

Oct-

17

No

v-1

7D

ec-1

7Ja

n-1

8F

eb

-18

Mar-

18

Apr-

18

May-1

8Ju

n-1

8Ju

l-18

Aug

-18

Sep

-18

Oct-

18

Monthly return

Equity, 79.75%


20.25%

0% - 40% : Sharia Money Market Instruments

30% - 80% : IDR Sharia Fixed Income securities and/ or

: Sharia Fixed Income Mutual Fund(s) incl. ETF


Sharia Mutual Fund(s) incl. ETF

Launch Date : Fund Size (million) :Launch Price : Fund Management Fee :Unit Price (NAV) : Pricing Frequency :Risk Level : Moderate to High Benchmark : 50% Indonesia Sharia Index



ALOKASI SEKTOR

Consumer Discretionary Bahana Sukuk Syariah MF

Consumer Staples MTN Syariah Ijarah I Telkom-18B

Energy Premier Fixed Income Syariah MF

Financials PT Astra Internasional Tbk

Health Care PT Indofood CBP Sukses Makmur Tbk

Industrials PT Telekomunikasi Indonesia Tbk

Materials PT Unilever Indonesia Tbk

Real Estate PT United Tractors Tbk

Telecommunication Services Sam Sukuk Syariah Berkembang MF

Utilities Sukuk Ijarah II PT Excelcomindo I 2018A

MF Fixed Income

MF Money Market

Bonds < 1 Year

TD + Cash


In October 2018, IDR Dynamic Syariah Fund booked performance of -2.03%. The correction in the equity market due to IDR pressure was added by the weakening of the

Indonesia government bonds as investors demanded higher yields to anticipate Rupiah volatility. On the macro-economic front, September recorded MoM deflation of 0.18%

(2.88% YoY) after August deflation of 0.05% MoM (3.20% YoY), as healthcare cost and clothing prices increased. Going into next month, Indonesia government bond market

will still be vulnerable to the global market dynamic and currency development.

DISCLAIMER: IDR Dynamic Syariah Fund is an Sharia investment-linked fund offered by PT. AIA FINANCIAL. This document is prepared by PT. AIA FINANCIAL and solely for

informational use only. This document is not an offer for sale nor a solicitation of an offer to purchase. Investment in Sharia unit-link product contains risks including but not




0.97%

4.53%

4.00%

41.93%

2.52%

12.18%

1.41%

0.48%

2.85%

3.19%



8.96%

4.93%

13.96%

-2.64% -1.33%

0.68%

0.58%

0.37%

Benchmark * -0.95% -0.49% 5.52% N/A

IDR Dyanamic Syariah -2.03% -3.44% -9.93% -7.52% 3.12% N/A

IDR 1,000.00 1.85% per annum

IDR 1,012.70 Daily

FUND PERFORMANCE

Fund

Fund Performance



10 June 2015 IDR 52,737.55

FUND FACT SHEET

IDR DYNAMIC SYARIAH FUNDPT. AIA FINANCIAL registered and supervised by the Financial Services Authority

31 October 2018

INVESTMENT MANAGER






To achieve superior returns with moderate to high risk tolerance through investments in IDR

fixed income instruments issued by the Government of Indonesia, highly rated corporate

bonds and stocks listed in Sharia Securities List with diversified level of risk.

FUND INFORMATION

-15.00%

-5.00%

5.00%

15.00%

25.00%

35.00%

IDR Dynamic Syariah Fund Benchmark

Cummulative return

-7.00%

-5.00%

-3.00%

-1.00%

1.00%

3.00%

5.00%

7.00%

Oct-

15

No

v-1

5D

ec-1

5Ja

n-1

6F

eb

-16

Mar-

16

Apr-

16

May-1

6Ju

n-1

6Ju

l-16

Aug

-16

Sep

-16

Oct-

16

No

v-1

6D

ec-1

6Ja

n-1

7F

eb

-17

Mar-

17

Apr-

17

May-1

7Ju

n-1

7Ju

l-17

Aug

-17

Sep

-17

Oct-

17

No

v-1

7D

ec-1

7Ja

n-1

8F

eb

-18

Mar-

18

Apr-

18

May-1

8Ju

n-1

8Ju

l-18

Aug

-18

Sep

-18

Oct-

18

Monthly return

Corp. Bond, 3.84%

Equity, 48.38%

Mutual Fund FI, 41.93%


5.85%


80% - 100% : Listed Equities and/ or Equity Mutual Fund(s) incl. ETF

listed / invest in global stock markets

Launch Date : Fund Size (million) :Launch Price : Fund Management Fee :Unit Price (NAV) : Pricing Frequency :Risk Level : High Benchmark : 90% MSCI World Index +

10% MSCI Asia Ex. Japan

* current benchmark is effective since 1 Jan 2018

Since inception to 31 Dec 2017: 90% Dow Jones Islamic Mkt World Index + 10% MSCI World Index

ALOKASI SEKTOR

United States

Australia

United Kingdom

Japan

Denmark

Information Technology

Health Care

Industrials

Consumer Discretionary

Consumer Staples

19.45%

14.00%

11.83%

8.61%

Roche

Samsung Electronics

SATS

TOP SECTOR ALLOCATION

DISCLAIMER: USD Global Growth Opportunity Equity Fund is an investment-linked fund offered by PT. AIA FINANCIAL. This document is prepared by PT. AIA

FINANCIAL and solely for informational use only. This document is not an offer for sale nor a solicitation of an offer to purchase. Investment in unit-link product

contains risks including but not limited to political risk, risk on changes in government decree or other government regulations, interest rate risk, liquidity risk, credit risk,

equity risk and exchange rate risk. The performances of the funds are not guaranteed; the unit price and the investment result may increase or decrease. Past

performances do not constitute a guarantee for future performance.

64.31%

6.14%

6.51%

5.82%

28.10%


During October 2018, USD Global Growth Opportunity Equity Fund booked performance of -8.87%, in-line with MSCI World ( -7.42%) and MSCI Asia ex-Japan (-

9.06%). Heightening fear on trade war effect is the main reason for the global equity correction. Going forward, global equities will continue to depend on economic

development, currency’s stability, and global risks’ dynamics.

Nabtesco

4.46%

Pfizer Inc.

Benchmark * -7.99% -7.52% -6.89% -4.11%

LAST 3 YEARS CUMULATIVE RETURN LAST 3 YEAR MONTHLY RETURN

ASSET ALLOCATION TOP COUNTRY ALLOCATION TOP HOLDINGS

Accenture

Amada Holdings

Daikin Industries

Denso Corp

LG Chem

N/A N/A 1.75%

N/A 5.82%N/A

USD Global Growth

Equity Fund-8.87% -8.43% -7.13% -4.24%

Fund

Fund Performance



USD 1.00 2.10% per annum

USD 1.0373 Daily

FUND PERFORMANCE

23 September 2016 USD 11.65

FUND FACT SHEET

USD GLOBAL GROWTH OPPORTUNITY EQUITY FUND

PT. AIA FINANCIAL registered and supervised by the Financial Services Authority

31 October 2018

INVESTMENT MANAGER






To provide investor with long-term capital appreciation with high risk tolerance by

investing primarily in a managed portfolio of shares issued by companies with

economic exposure to Develop Market + Tactical US and or Asian Market.

FUND INFORMATION


-10.00%

-5.00%

0.00%

5.00%

10.00%

15.00%

20.00%

Incep

tion

Oct-

16

No

v-1

6

De

c-1

6

Ja

n-1

7

Feb

-17

Mar-

17

Apr-

17

May-1

7

Ju

n-1

7

Ju

l-17

Aug

-17

Sep

-17

Oct-

17

No

v-1

7

De

c-1

7

Ja

n-1

8

Feb

-18

Mar-

18

Apr-

18

May-1

8

Ju

n-1

8

Ju

l-18

Aug

-18

Sep

-18

Oct-

18

USD Global Growth Equity Fund Benchmark

Cummulative Return

-10.00%

-8.00%

-6.00%

-4.00%

-2.00%

0.00%

2.00%

4.00%

Monthly Return



Equity mutual funds incl. ETF

Launch Date : Fund Size (million) :Launch Price : Fund Management Fee :Unit Price (NAV) : Pricing Frequency :Risk Level : High Benchmark : 98% MXID Index (In USD Term) +

2% average 3-month USD Time Deposit


ALOKASI SEKTOR

Consumer Discretionary PT Astra Internasional Tbk

Consumer Staples PT Bank Central Asia Tbk

Energy PT Bank Mandiri Tbk

Financials PT Bank Negara Indonesia

Health Care PT Bank Rakyat Indonesia Tbk

Industrials PT Gudang Garam Tbk

Materials PT HM Sampoerna Tbk SHS




TD + Cash

21 April 2017 USD 1.87

FUND FACT SHEET

USD ONSHORE EQUITY FUND


31 October 2018

INVESTMENT MANAGER








companies in the Indonesia Stock Exchange (IDX).

FUND INFORMATION

Fund

Fund Performance




USD 0.8779 Daily

FUND PERFORMANCE

N/A N/A -8.17%

Benchmark * -3.21% -4.27% N/A N/A

USD Onshore Equity

Fund-3.60% -4.86%

-8.07%

-20.08%

-20.81%

-14.06%

-14.78%

42.01%



15.10%

0.89%


In October 2018, USD Onshore Equity booked performance of -3.60% mom, in line with MSCI Indonesia in USD term (-3.2% mom). By sector, inside MSCI Indonesia, consumer

discretionary was the largest positive contributors (+0.3% contribution) while materials become the largest negative contributors (-1.3% contribution). Similar to the previous

month, market was corrected in the early of the months due to negative global market sentiment and pressure on IDR (IDR weakened by 2.0% mom against USD closed at IDR

15,203/USD). However after the correction, Indonesian market relatively held up compare to major markets, resulting in relatively better performance (MSCI World – 5.5%, MSCI

Asia ex-Japan -9.06%, and MSCI Europe -6.0%). From macro side, further -0.18% deflation in October kept yoy inflation at low level of 2.9%. Trade balance came at

+USD227mn, while foreign reserve decreased by USD3bn to USD114.85bn. Bank Indonesia hold the policy rate at 5.75%. Going forward, Indonesia equity market will continue to

depend on domestic economy development, USD/IDR currency movement, and global risks’ dynamics.

10.35%

4.73%

1.07%

13.86%

1.51%

DISCLAIMER: USD Onshore Equity Fund is an investment-linked fund offered by PT. AIA FINANCIAL. This document is prepared by PT. AIA FINANCIAL and solely for

informational use only. This document is not an offer for sale nor a solicitation of an offer to purchase. Investment in unit-link product contains risks including but not limited to

political risk, risk on changes in government decree or other government regulations, interest rate risk, liquidity risk, credit risk, equity risk and exchange rate risk. The

performances of the funds are not guaranteed; the unit price and the investment result may increase or decrease. Past performances do not constitute a guarantee for future

performance.

5.31%

1.44%

3.74%

-20.00%

-15.00%

-10.00%

-5.00%

0.00%

5.00%

10.00%

15.00%

20.00%

Series3 Series4

Cummulative Return

-8.00%

-6.00%

-4.00%

-2.00%

0.00%

2.00%

4.00%

6.00%

8.00%

10.00%

Monthly Return

Equity, 96.26%

Money Market

Instrument, 3.74%



Launch Date : Fund Size (million) :Launch Price : Fund Management Fee :Unit Price (NAV) : Pricing Frequency :Risk Level : High Benchmark : 90% Dow Jones Islamic World

10% MSCI AC Asia Ex Japan


BNP Paribas Cakra MF

Schroder Asian Equity Yield Class A MF

TD + Cash


During October 2018, USD Prime Global Equity Fund booked performance of -6.93%, while Dow Jones Islamic Market World rose by +8.5%. Heightening fear on trade

war effect is the main reason for the global equity correction. Going forward, global equities will continue to depend on economic development, currency’s stability, and

global risks’ dynamics.

DISCLAIMER: USD Prime Global Equity Fund is an investment-linked fund offered by PT. AIA FINANCIAL. This document is prepared by PT. AIA FINANCIAL and solely

for informational use only. This document is not an offer for sale nor a solicitation of an offer to purchase. Investment in unit-link product contains risks including but not




2.20%

11.40%



86.41%

N/A -6.10%

Benchmark * -8.88% -7.41% N/A N/A N/A N/A -9.61%

USD Prime Global

Equity Fund-6.93% -5.52% N/A N/A N/A

Fund

Fund Performance



FUND PERFORMANCE


To obtain optimal, long-term investment growth with high risk tolerance through

investment diversification on equity-based mutual fund(s) of listed companies on

the bourse of developed markets and Asia-ex-Japan

FUND INFORMATION

19 January 2018 USD 33.50


USD 0.9390 Daily





FUND FACT SHEET

USD PRIME GLOBAL EQUITY FUND


31 October 2018

INVESTMENT MANAGER

-15.00%

-10.00%

-5.00%

0.00%

5.00%

10.00%

Inception Feb-18 Mar-18 Apr-18 May-18 Jun-18 Jul-18 Aug-18 Sep-18 Oct-18

Series1 Series2

Cummulative return

-8.00%

-6.00%

-4.00%

-2.00%

0.00%

2.00%

4.00%

6.00%

8.00%


Monthly return



2.20%



Launch Date : Fund Size (million) :Launch Price : Fund Management Fee :Unit Price (NAV) : Pricing Frequency :Risk Level : High Benchmark : 100% MSCI Emerging Market


Fidelity Emerging Market Class A ACC MF

TD + Cash


During October 2018, USD Prime Emerging Market Equity Fund booked performance of -11.15%, in line with the pull back in emerging markets equities of -8.8% (MSCI

Emerging Market Index). Heightening fear on trade war effect is the main reason for the global equity correction.Going forward, global equities will continue to depend on

economic development, currency’s stability, and global risks’ dynamics.

DISCLAIMER: USD Prime Emerging Market Equity Fund is an investment-linked fund offered by PT. AIA FINANCIAL. This document is prepared by PT. AIA FINANCIAL

and solely for informational use only. This document is not an offer for sale nor a solicitation of an offer to purchase. Investment in unit-link product contains risks

including but not limited to political risk, risk on changes in government decree or other government regulations, interest rate risk, liquidity risk, credit risk, equity risk and

exchange rate risk. The performances of the funds are not guaranteed; the unit price and the investment result may increase or decrease. Past performances do not


0.00%



100.00%

N/A -26.75%

Benchmark * -8.87% -12.11% N/A N/A N/A N/A -21.85%

USD Prime Emerging

Market Equity Fund-11.15% -15.94% N/A N/A N/A

Fund

Fund Performance



FUND PERFORMANCE


To obtain optimal, long-term investment growth with high risk tolerance through

investment diversification on equity-based mutual fund(s) of listed companies on

the bourse of emerging markets.

FUND INFORMATION

18 January 2018 USD 26.42


USD 0.7325 Daily





FUND FACT SHEET

USD PRIME EMERGING MARKET EQUITY FUND


31 October 2018

INVESTMENT MANAGER

-30.00%

-25.00%

-20.00%

-15.00%

-10.00%

-5.00%

0.00%

5.00%

10.00%


Series1 Series2

Cummulative return

-15.00%

-10.00%

-5.00%

0.00%

5.00%


Monthly return


Documents

FUND FACT SHEET USD FIXED INCOME FUND€¦ · MoM deflation of 0.18% (2.88% YoY) after August deflation of 0.05% MoM (3.20% YoY) as healthcare cost and clothing prices increased