FORM 8-K - SEC.gov | HOME : 20121012 0001193125-12-421551.hdr.sgml : 20121012 20121012085358 accession number: 0001193125-12-421551 conformed submission type: 8-k public document count:

  • Upload
    voque

  • View
    217

  • Download
    1

Embed Size (px)

Citation preview

0001193125-12-421551.txt : 201210120001193125-12-421551.hdr.sgml : 2012101220121012085358ACCESSION NUMBER:0001193125-12-421551CONFORMED SUBMISSION TYPE:8-KPUBLIC DOCUMENT COUNT:24CONFORMED PERIOD OF REPORT:20121012ITEM INFORMATION:Regulation FD DisclosureITEM INFORMATION:Financial Statements and ExhibitsFILED AS OF DATE:20121012DATE AS OF CHANGE:20121012

FILER:

COMPANY DATA:COMPANY CONFORMED NAME:CNB FINANCIAL CORP/PACENTRAL INDEX KEY:0000736772STANDARD INDUSTRIAL CLASSIFICATION:STATE COMMERCIAL BANKS [6022]IRS NUMBER:251450605STATE OF INCORPORATION:PAFISCAL YEAR END:1231

FILING VALUES:FORM TYPE:8-KSEC ACT:1934 ActSEC FILE NUMBER:000-13396FILM NUMBER:121141085

BUSINESS ADDRESS:STREET 1:1 SOUTH SECOND STREETSTREET 2:P.O. BOX 42CITY:CLEARFIELDSTATE:PAZIP:16830BUSINESS PHONE:8147659621

MAIL ADDRESS:STREET 1:1 SOUTH SECOND STREETSTREET 2:P.O. BOX 42CITY:CLEARFIELDSTATE:PAZIP:16830

8-K1d423461d8k.htmFORM 8-K

FORM 8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section13 or 15(d) of the

Securities Exchange Act of1934

Date of Report (Date of earliest event reported)

October 12, 2012

CNB FINANCIALCORPORATION

(Exact name of Registrant as specified in its Charter)

Pennsylvania000-1339625-1450605

(State or other jurisdiction

of incorporation)

(Commission

File No.)

(IRS Employer

Identification Number)

CNB BANK

1 South Second Street

PO Box 42

Clearfield, Pennsylvania 16830

(Address of principal executive offices, including zip code)

Registrants telephone number, including area code: (814)765-9621

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item7.01.Regulation FD Disclosure.

CNB FinancialCorporation intends to use the materials furnished herewith in one or more meetings with investors and/or analysts. A copy of the investor presentation is attached hereto as Exhibit 99.1, and is being furnished herewith pursuant to Item7.01.

Item9.01Financial Statements and Exhibits.

(a)Not applicable.

(b)Not applicable.

(c)Not applicable.

(d)Exhibits.

Exhibit
No.
Description

99.1Investor Presentation dated October 12, 2012.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned, thereunto duly authorized.

CNB Financial Corporation

Date: October12, 2012By:

/s/ Joseph B. Bower, Jr.

Joseph B. Bower, Jr.

President and Chief Executive Officer

EXHIBIT INDEX

Exhibit
No.
Description

99.1Investor Presentation dated October 12, 2012.

EX-99.12d423461dex991.htmEXHIBIT 99.1

EXHIBIT 99.1

Exhibit 99.1

FinancialHighlights As of and for the six months ended June30, 2012

NASDAQ: CCNE

October12, 2012

Forward-Looking Statements

This presentation includes forward-looking statements within the meaning of Section27A of the Securities Act of 1933, as amended, and Section21E of the Securities Exchange Actof 1934, as amended, with respect to the financial condition, liquidity, results of operations, future performance and business of CNB Financial Corporation. These forward-looking statements are intended to be covered by the safe harbor forforward-looking statements provided by the Private Securities Litigation Reform Act of 1995. Forward- looking statements are those that are not historical facts. Forward-looking statements include statements with respect to beliefs,plans, objectives, goals, expectations, anticipations, estimates and intentions that are subject to significant risks and uncertainties and are subject to change based on various factors (some of which are beyond our control). Forward-lookingstatements often include the words believes, expects, anticipates, estimates, forecasts, intends, plans, targets, potentially,probably, projects, outlook or similar expressions or future conditional verbs such as may, will, should, would and could. Such known and unknown risks,uncertainties and other factors that could cause the actual results to differ materially from the statements, include, but are not limited to: (i)changes in general business, industry or economic conditions or competition; (ii)changes inany applicable law, rule, regulation, policy, guideline or practice governing or affecting financial holding companies and their subsidiaries or with respect to tax or accounting principles or otherwise; (iii)adverse changes or conditions incapital and financial markets; (iv)changes in interest rates; (v)changes in the quality or composition of our loan and investment portfolios; (vi)adequacy of loan loss reserves; (vii)increased competition; (viii)loss ofcertain key officers; (ix)continued relationships with major customers; (x)deposit attrition; (xi)rapidly changing technology; (xii)unanticipated regulatory or judicial proceedings and liabilities and other costs;(xiii)changes in the cost of funds, demand for loan products or demand for financial services; and (xiv)other economic, competitive, governmental or technological factors affecting our operations, markets, products, services and prices.Such developments could have an adverse impact on our financial position and our results of operations.

Theforward-looking statements are based upon managements beliefs and assumptions. Any forward- looking statement made herein speaks only as of the date of this presentation. Factors or events that could cause our actual results to differ mayemerge from time to time, and it is not possible for us to predict all of them. We undertake no obligation to publicly update any forward-looking statement, whether as a result of new information, future developments or otherwise, except as may berequired by law.

2

Experienced Management Team

Years at Years in

Executive Title CCNE Industry

Joseph B. Bower Jr. President& Chief Executive Officer 15 19

Mark D. Breakey EVP& Chief Credit Officer 21 27

David J. Zimmer President of ERIEBANK 7 28

Brian W. Wingard Treasurer and Chief Financial Officer 5 5

Richard L. Sloppy EVP& Chief Lending Officer 14 39

Richard L. Greslick Jr. Secretary and SVP/Administration 14 14

Todd M. Abrams SVP of Wealth& Asset Management Services 3 20

Vincent C. Turiano SVP of Operations 3 39

History ofCNB Financial

1865: County 2010: Joseph Bower

National Bank 1984: Forms CNB 2005: 2006: Conversion becomes CEO after

of Clearfield Financial Corporation ERIEBANK is to a state banking retirement of William

established holding company formed charter Falger

1865 1934 1984 2005 2006 2008 2009 2010

1934: 2005: Purchases assets 2008-2009: Receives 2010: Capital

Reorganizes of Holiday Consumer approval to raise $21 raise of $34.5

through a stock Discount Company and million via TARP; million

offering to existing forms Holiday Financial CNB chooses not to

depositors Services Corporation participate

CapitalRaise Summary June 2010

Issuer: CNB Financial Corporation Offering: Follow-on common stock Gross AmountOffered: $34.5 million Exchange / Symbol: NASDAQ / CCNE

Market Capitalization (1): $101 million (pre-offering)Quarterly Dividend: $0.165 per share(2) Dividend Yield (1): 5.76%

Use of Proceeds: The capital is used forgeneral corporate purposes, including, but not limited to, business expansion and as regulatory capital to fund growth

(1) As of June8, 2010. The Corporations market capitalization and dividend yield as of June30, 2012 was $203 million and 4.05%, respectively. (2)CNB has paid cashdividends of $0.165 in each quarter of fiscal years 2010 and 2011 and in each of the first two quarters of fiscal year 2012.

CNBFinancial Overview

Headquarters: Clearfield, PA

Branches: 27

Assets: $1.7 billion

Loans: $907 million

Deposits: $1.46 billion

Primary Subsidiaries

CNB Bank: 22 full-servicebranches, 1 loan production office, telephone& internet banking, centralized customer service center

ERIEBANK: Division of CNB Bank with five full-service branches, headquartered in Erie, PA

Holiday Financial Services: Consumer loan company with eight offices

Full-service branch Loan production office

6 Note: Information and data as of June30, 2012. A second ERIEBANK office in Meadville, Crawford County, was opened in September 2012.

2012Highlights

Balance Sheet

Deposits of $1.46 billion, growth of 7.5% over December31, 2011

Transaction, money market and savings deposits equal 85% of total

Loans of $907 million, growth of 6.7% over December31, 2011

Profitability

Net income of $8.7 million,or $0.70 per share

Return on assets of 1.03% and return on equity of 12.7%

Net interest margin of 3.47%

Asset Quality

Nonperforming assets tototal assets of 1.08%

Net charge-offs to average loans of 0.41%

Allowance for loan losses to loans of 1.51%

Capital

Tangible common equity to tangible assets of 7.5%*

Leverage ratio of 7.9%

Tier 1 RiskBased Ratio of 13.8%

Total Risk Based Capital Ratio of 15.0%

Note: Financial data as of or for the six months ended June30, 2012. 7

* Please see the Appendix for a reconciliation of non-GAAP financial information.

EarningsPer Share& Dividends ($)

EPS Dividends

1.23

1.08 1.06

1.05

0.99 1.01

0.98

0.95

0.86

0.70

0.65 0.66 0.66 0.66

0.62 0.61

0.55 0.57

0.47 0.47 0.52

0.33

2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 YTD 2012

Average Annual Increase: * EPS 2.6% Div. 3.5%

8 *Compound annual growth rate from 2002-2011.

CapitalRatios

*

Tangible Common Equity to Tangible Assets Leverage Ratio Tier 1 Risk Based Ratio Total Risk Based Capital Ratio

15.4% 15.1%

15.0%

14.1% 13.9%

13.8%

12.9%

11.9% 12.0% 12.0%

10.8% 10.7%

9.7%

8.8%

8.4% 8.2%

7.9% 7.6% 7.9%

7.5%

6.9% 7.1%

5.1% 5.1%

2007 2008 2009 2010 2011June30, 2012

* Please see the Appendix for a reconciliation of non-GAAP financial information. 9

BalanceSheet Growth

$1,721 $ in millions $1,602

$1,455

Assets Loans Deposits $1,414 $1,354 $1,162 $1,163

$1,017 $957 $907 $859 $850 $815 $795 $715 $659 $672 $600

2007 2008 2009 2010 2011June30, 2012

Average Annual Increase: * Assets 13% Loans 8% Deposits 15%

10

* Compound annual growth rate from 2007 June30, 2012.

LoanPortfolio Overview

$ in millions $600 $672 $715 $795 $850 $907

100%

8% 9% 8% 7% 7% 6%

Consumer and 90% other 80% 30%29% 34% 33% 36% 34% 70% Commercial, industrial, and 60% agricultural 50% 27% 28% 29% 27% 27% 27% Commercial 40% mortgage 30%

20%

34% 35% 36% Residential 29% 31% 32% mortgage10%

0%

2007 2008 2009 2010 2011June30, 2012

11

DepositComposition

28% annual compound growth from 2007 to June30, 2012 in transaction, money market andsavings accounts

Interest-bearing deposit cost of 0.97% (or total deposit cost of 0.86%) for the sixmonths ended June30, 2012

Avg Annual Increase* $ in millions

Total Deposits $659 $815 $957 $1,163 $1,354 $1,455 15%

100% Jumbo CDs

9% 6%

12% Jumbo CDs

14% 14%

17% -4% 9% 11% 80% 22% 18% 29% Retail CDs Retail CDs -9%

35% 60%

69% 65%

MMDA&

51% 52% Savings MMDA& Savings

40%

29%

47% 39%

20%

Trans Accts

Trans Accts

16% 16% 15% 26% 15%

9% 11% 0%

2007 2008 2009 2010 2011June30, 2012

12

* Compound annual growth rate from 2007 June30, 2012.

DepositDemographics

CNB CNB Total Number Deposits Market Deposits CNB Market of in Market Share in Market County RankBranches ($000) (%)($000)

Clearfield 1 11 434,867 32.91 1,321,369 Erie 5 4 402,090 9.85 4,082,538 Elk 24 160,303 23.79 673,766 McKean 3 3 117,994 14.61 807,863 Centre 10 1 78,416 3.14 2,500,322 Warren 4 1 61,545 7.67 802,072 Cambria 10 1 51,273 1.85 2,776,577 Crawford 5 1 89,166 7.62 1,170,767 Jefferson 5 1 60,105 6.67 900,777

Total 27 1,455,759 15,036,051

13

Source: SNL Financial 6/30/12

Yield onearning assets, cost of funds and net interest margin

8%

7.11%

6% 5.89%

5.23%

4.84%

4.33% 4.48%

4.00%

4% 3.65% 3.59%

3.47%

2% 2.64%

2.07%

1.78%

1.44%

1.19%

0%

2008 2009 2011 2011June30, 2012

Yield on earning assets Cost of funds Net interest margin (tax equivalent)

14

AssetQuality Summary

($ in 000s) For the Year Ended Year To Date 12/31/07 12/31/08 12/31/09 12/31/10 12/31/1106/30/12

Nonaccrual $1,979 $3,046 $12,757 $11,926 $16,567 $18,109 90+ Days Past Due 395 533 584 889 441 284Total Non-Performing Loans 2,374 3,579 13,341 12,815 17,008 18,393 Other Real Estate Ow ned 516 671 252 396 505 126 Total Non-Performing Assets 2,890 4,250 13,593 13,211 17,513 18,519

Non-Performing Loans / Loans 0.40% 0.53% 1.87% 1.61% 2.00% 2.03% Non-Performing Assets / Loans + OREO 0.48% 0.63% 1.90%1.66% 2.06% 2.04%

Loan Loss Reserves $6,773 $8,719 $9,795 $10,820 $12,615 $13,690 Reserves / Loans 1.13% 1.30%1.37% 1.36% 1.48% 1.51% Reserves / Non-Performing Loans 285% 244% 73% 84% 74% 74%

Net Charge-Offs (NCOs) $825$1,841 $3,389 $4,133 $3,142 $1,776 NCOs / Average Loans 0.14% 0.28% 0.49% 0.56% 0.38% 0.41%

15

DelinquentLoans/Total Loans

Peer group CNB Financial Corp.

5% 4.84% 4.76%

3.94%

4% 3.77%

3.51%

3%

2.68% 2.83%

2.05% 2.50%

2% 2.45%

1.37%

1% 1.27%

0%

2007 2008 2009 2010 2011 6/30/12

Peers include U.S. bank holding companies with assets between $1 and $3 billion for 2012, 2011, 2010, 16 2009, and 2008,and U.S. bank holding companies with assets between $500 million and $1 billion for 2007. (Source: Bank Holding Company Performance Report www.ffiec.gov)

NCOs /Average Loans

1.40%

1.20%

1.00%

0.80%

1.36%

1.28%

0.60%

0.12%

0.94%

0.40% 0.19%

0.70% 0.08%

0.09%

0.58%

0.14%

0.44%

0.20%

0.30% 0.29% 0.32%

0.18% 0.14%

0.12%

0.00%

2007 2008 2009 2010 2011June30,2012 CCNE CNB Bank CCNEHoliday Financial Services Peers

17 Peers include U.S. bank holdingcompanies with assets between $1 and $3 billion for 2011, 2010, 2009, and 2008, and U.S. bank holding companies with assets between $500 million and $1 billion for 2007. (Source: Bank Holding Company Performance Report www.ffiec.gov)

Nonperforming Loans / Loans

3.60%

3.50%

2.95%

2.76%

2.41%

2.03% 2.06%

1.94%

1.63%

1.00%

0.39% 0.53%

2007 2008 2009 20102011June30, 2012 CCNE Peers

Peers include U.S. bank holding companies with assets between $1 and$3 billion for 2011, 2010, 2009 and 18 2008, and U.S. bank holding companies with assets between $500 million and $1 billion for 200. (Source: Bank Holding Company Performance Report www.ffiec.gov)

HolidayFinancial Services Corporation

{in thousands}

Year ended December31, Six months ended 2010 2011June30, 2012

Net income $576 $806 $376 Net chargeoffs $889 $731 $338

19

SummaryFinancial Highlights

($ in millions, except per share data) Year Ended December31, Year to Date 20072008 2009 2010 2011 6/30/2012 BALANCE SHEET

Assets $859 $1,017 $1,162 $1,414 $1,602 $1,721 Loans $600 $672$715 $795 $850 $907 Deposits $659 $815 $957 $1,163 $1,354 $1,455 Shareholders Equity $69 $62 $69 $110 $132 $140

PROFITABILITY

Net Income $9.1 $5.2 $8.5 $11.3$15.1 $8.7 EPS $1.05 $0.61 $0.98 $1.06 $1.23 $0.70 Return on Average Assets 1.12% 0.55% 0.79% 0.87% 1.00% 1.03% Return on Average Equity 12.8% 7.9% 12.9% 11.6% 12.4% 12.7% Net Interest Margin 4.27% 4.33% 4.00% 3.71% 3.59% 3.47% Efficiency Ratio61.8% 65.1% 59.9% 57.9% 54.5% 54.7% Noninterest Expenses/ Avg Assets 3.09% 3.15% 2.85% 2.45% 2.20% 2.12%

CAPITAL

Tang. Common Equity / Tang. Assets * 6.9% 5.1% 5.1% 7.1% 7.6% 7.5% Leverage Ratio 9.7% 8.4% 7.9% 8.8% 8.2% 7.9% Tier 1 Risk Based Ratio 11.9% 10.8% 10.7% 14.1% 13.9% 13.8% Total Risk BasedCapital Ratio 12.9% 12.0% 12.0% 15.4% 15.1% 15.0%

ASSET QUALITY

NPAs/ Assets 0.34% 0.42% 1.17% 0.93% 1.09% 1.08% NPAs/ Loans+OREO 0.48% 0.63% 1.90% 1.66% 2.06% 2.04% NCOs / Average Loans0.14% 0.28% 0.49% 0.56% 0.90% 0.41%

Reserves/ Loans 1.13% 1.30% 1.37% 1.36% 1.48% 1.51%

20

* Please see the Appendix for a reconciliation of non-GAAP financial information.

Appendix

Non-GAAP Financial Reconciliation

Tangible common equity to tangible assets is a non-GAAP financial measure calculated using GAAP amounts. Tangible common equity is calculated by excluding the balance of goodwill and otherintangible assets from the calculation of shareholders equity. Tangible assets is calculated by excluding the balance of goodwill and other intangible assets from the calculation of total assets. CNB believes that this non-GAAP financialmeasure provides information to investors that is useful in understanding our financial condition. Because not all companies use the same calculations of tangible common equity and tangible assets, this presentation may not be comparable to othersimilarly titled measures calculated by other companies. A reconciliation of this non-GAAP financial measure is provided below.

Year ended December31, Year to Date ($ in thousands) 2007 2008 2009 2010 2011 6/30/2012

Total Shareholders Equity $69,283 $62,467 $69,409 $109,645 $131,889 $139,647 Less Goodw ill 10,821 10,821 10,821 10,821 10,821 10,821 Less Other Intangible Assets 285 185 85 -Tangible Common Equity $58,177 $51,461 $58,503 $98,824 $121,068 $128,826

Total Assets $858,700$1,016,518 $1,161,591 $1,413,511 $1,602,207 $1,721,020 Less Goodw ill 10,821 10,821 10,821 10,821 10,821 10,821 Less Other Intangible Assets 285 185 85 -Tangible Assets $847,594 $1,005,512 $1,150,685 $1,402,690 $1,591,386 $1,710,199

Total Shareholders Equity / Total Assets 8.07% 6.15% 5.98% 7.76% 8.23% 8.11% Tangible Common Equity /Tangible Assets 6.86% 5.12% 5.08% 7.05% 7.61% 7.53%

21

FinancialHighlights As of and for the six months ended June30, 2012

NASDAQ: CCNE

October12, 2012

GRAPHIC3g423461p1.jpgGRAPHIC

begin 644 g423461p1.jpgM_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````/```_^X`#D%DM;V)E`&3``````?_;`(0`!@0$!`4$!@4%!@D&!08)"P@&!@@+#`H*"PH*#!`,M#`P,#`P0#`X/$`\.#!,3%!03$QP;&QLY\C_#H?(M^H2+UBMTV!IFWVEO6,U;WMI)NIJH)&+H^&I8J\LL:]QRM=0^,-8/H\WG^#>L%N\ZA\8:P?1YNY;JD]/\&]8+=YU#XPU@^CS=RW5)MZ?X-ZP6[SJ'QAK!]'F[ENJ3T_P`&]8+=YU#XPU@^CS=RW5)Z?X-ZP6[SJ'QAMK!]'F[ENJ5`^])-%/DEBFA>DD4EO5\U.&B-YDU^SW2:P\!Y[NYRY]-)MB*\B[#)Q@```````````````````````````````````````````````````M````$/S[;6RYG)1/N3>9:))$BXN3_:N&18)=;/;^3[W4MCZOK%5&^!(UMZZJB+W&D2W?+MQ&'/6]N:'F5VQF=^)6)K\FJED\VCQD98\;C]G'J\UOV)SR-ZQNBB56KHMJHKU1?F7E*HI+VL6CDUL[M'E^WRY,5OS\&'_=**;F7[>"Z[?WK\5QJ@LEDZA'5;IZK[Q4\J2-5$C2->5'1(D330VZQ^6(>>SWF?L(MJ:FE]W#-'4JJUS:RIB:C>Y'(D#'Z?YCE-''.F*ST^\K%O,,6O1'XKHVCI*.EMVSQN.D:U(G4$,KN7AK)*WGD5?E5[E-O#&E(>?\SM,[B^O>E"L`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`T-1_HR$Y?ZM38_V.;[OP^=)3U>?[:4U0Q)();FYLD:M\459(F*5B>EN;+)2^XS9,?=UC\>UZ%JJ*DJ:&6BGC:ZCFB=#+"J)R+&YO*K=.MC3E-Z8Y-'EJWF+U45KDK&D:2G/EV6>WB6F]+3SQ"4;6[?7#%V7:YWNKCK*ZL8[TG\O+#O9-YMMU6)S"=?MY5HVZGDI[;2TTFMG60PQQOTXIS-8B+I]!L1'(XV2VMIGWJ^VKVSKK%@UWQK)6PS1W2JJ'R,@>KVMK!/&R/356MT=X*E&'%,5F)]KJ>8^85R9JY,>OY8CKB6GL6,[VX32OQ['EME[ML3'._"ZNO>^*:F8]57ED:U6\R(JZZ)K_`(C&M,E.2-)A?FW&SW$^)DXJ7]L1M[7=VPVRRW&LYOM^OM=#4]=;E0Y+\V+?9Q!5ZX\E&R6&W5(SS*&TVI[Y"MG]-O4`8B9D57I&'8],*I14/1\*,X>2Y=81`3#V%Q31H?632T$XE-I)79W5FH@SF`M,KJOAJH89DRID=]%"H#]$>)HEVN..26WDN)O$7=:RJK$_%]2KC6?>=3K@+`LJ\=TFHKK>&ZC3DUE4RN*(IJM7E,%$K4E$E"BN$9[,PMI)W;+JM5I`/NLY-5JI4?$3#]2CR*E4ZK3JQ$?6EQIMMQV!'CM+1()FXMM+RF%_RE6I)1&6D@%A4\EL5R,*4VD1)--BVRYTJN4Q"YY0M7E347&G#7LAOR%Q["58X9)4Q%5-5ME5FA&)96EXQPO3RA;'$FK^XI+\JADI37UAR$)M1*,MK++KB;UJ-9:!EHS%%-G1/^,S,=O6]B8)F.:*[A)=&CQ'V'WV8A.MI2RF.3\9MTG''2-)$ZLWM)F:ST:@JS-,W>S$=7P^9;T/1>8--54ITK8);29=915$+8F6@Q[.:BV9Z>FJWX&TPF-L10J[4F),9I1*:8)J1+=;M:9=DN$HU;*XVS]61V&2='6,7L5S;'_`+]SR9M3EDCT>0O&R-V4-WR[!CM9M:-#?!>2:57L#U2H8E5/8DQTP93D%V2IQ*SE,G`M/3)#:V;YFTS#9JNV?Y_+?`F&X1FUM1VFUK-Q:$)2IP]:C(K#5_:+K&YI'EUNQJ>0OQD>@```-;Q^=E`2?6EQ#_P!=`E1IM1KT.>8>5F*)%+C8=K50A_ER'(D2VD1&W?.G''C=4V3BW#)!)0I^]W):;!/98M]ICZGE]6*)E_B!#S49Z:[$APHRH)2GG7$,/H/9'-F4OOC[K8T)NITZ1Y9T/;M>EGU8$Q:JI.8E7*@GB=%0:F,LDEXH*FF8JHFQJ/^:2EH6:KQ$=AZ![8\MABYMV45==B04LRH7WB@WWGJH12(\B-*DR%/K=BK9/ZQM-^ZEIS1U;=(;)M+MK+/$M0M*4PI!O.$=MJB-I:+"LZMJQ[$O)BU8Q*+5OOAN9/D,O,PR?3#V-!H\='XL@>SH>1I9D>/0```````````````M```````````````````````````````````````:*YD=E6XXMQ=!;-;BC6L]MFD%:I1VF>ASKC!.6N^I=CF-_'_=X/GF*RI]0-[?)\J'#7?4]]2O_`#>!S%94M^H&]OD^5#AKOJ/4K_P`W@KA$CR@;4FQ!S:8*]7JX1(\H&U)L0^I0\O,U+??\`D[0SX(63UO>-N?TT]]1S>9J\OY.T,^"%D]9QMMS^FGOJ5YO7TC:&?`"R3C;C]-/]JE.;W-7E](VAGP`LDXVX_33_:I7F]SM5Y?2-H9\`+).-N/TT_VJ.;W-7E](VAGP`LDXVX_33_:HYO7TC:&?`"R3CM;C]-/]JCF]S5Y?2-H9\`+).-N/TT_P!JCF]S5Y?2-H9\`+).-N/TT_VJ.;W-M7E](VAGP`LDXVX_33_:HYO7TC:&?`"R3C;C]-/]JCF]S5Y?2-H9\`+).-MN/TT_P!JCF]S5Y?2-H9\`+).-N/TT_VJ.;W-7E](VAGP`LDXVX_33_:HYO7TC:&?!"R3C;C]-/]JCF]S5Y?2-H9\`+).-N/TT_P!JCF]S5Y?2-H9\`+).M-N/TT_VJ.;W-7E](VAGP`LDXVX_33_:HYO7TC:&?`"R3C;C]-/]JCF]S5MY?2-H9\`+).-N/TT_P!JCF]S5Y?2-H9\`+).-N/TT_VJ.;W-7E](VAGP`LDXMVX_33_:HYO7TC:&?`"R3C;C]-/]JCF]S5Y?2-H9\`+).-N/TT_P!JCF]SM5Y?2-H9\`+).-N/TT_VJ.;W-7E](VAGP`LDXVX_33_:HYOYJ\OI&T,^`%DG&WM'Z:?[5'-[FKR^D;0SX`626DZRW>#$T4%,Y*L9,8MS516K,L.[OJTT`,F+M69?A,3%1&V&GY/1U\DFAM^T)NAK4>&F\)6`_IPF=6:=69))!;^ORMP!CQ]IV8%(8M>D6N&VTVBVN7%"92S:M=,G&7Y-I9EGJV]4DE-ZS$9XE$K?:-!`)2_9_NUON5XC,PXG!K:[$AQW7G7S=M>E3$(MV/0UK-4>IKAPXMPJ5,!-WK..:)NS*9=8$8K/?$R$05$\:B)!JE(CJ=;QMJM4FJ5U22VZI/=+1I#K+:'FAMC5-V^"MQ'&;C:Y,U:,HIK75F2DDM184IJ:CZ`#I+:KF68XE=LLT4XDER2S#7*E.-N8HL1,Q2G4(97A(T*-%",SQ>MX`E\T7]^5E>SW6+)"ZJPGAT:0&AY2VFSG,NV]5P0B5-45E:245N:@V\!4;/Z1*$H5OTU,E$8#M8Y%[S(>8;I'DW9BTV]5C;GQ5J9290E&XI+CSRG%4X`Z(VPS)T.],7.#KHQ19RKE&B)6>I;D+02%FE&X1*21:`'9F38ADB_9M@F7V0RXS,N,=46?J5FA+J5D2349%N+H1:0$7;?R]99@/H'_M`*0'9ZO65U?0Q=;I`=R_43U0+'Q=ZHZMHJ5U/`-7BT4_[?7[G^KW0&$?-;2PUXFI7_\`&_Y;=Q%_*?\`73K/E4Z(#)FEMD8LMRBNAQ%9?X4[PLY^'@_"3EJQXM=1->$];[M*`(TN9WBVW^8^+N%*XLKP;M5R)F+R#D$9!N`V.=$UQ*(]PY??%'VM#!5M-3D$+#6I?M]W,54OM0>5YN%;8V7(WCDK6)%N1V9PIR`FH4#%Y-HB.H```VBM-;FW&&/H>N;-[/[9IO=-EV3:+C?P-MI#PG%/-GI]/K/C6]V5"]H&&U^W91OXO;QB;Q%\JDAX',^SDQS]9\QYI>D^TEMI^6R1&M(O;XZ&98?-4H/`,_DFD_ZCYFOG93'M%Z3N'@NUK_P!@C?JDM?DD`O@```````````````````````````````````````````YU4Z0RJ[-]EMF@LV6;T^W:XB>A2(B4K;0VIM@B-#*5)XG>(TFDR/$MN(#)EZ31++U61>7,^WMCY7=.4AF6I"RF2BQXMZ6>[BLVL>](L"[?"`PLX:)0,PW=Q:,WDZK3F.,U"S!M$83'>;DLL)W4;O'MN*942=F\@_AX0$];Z,NW@`\-2XKR5J9>0XELSM2XI"B425)X25@>PR`7$J2I)*29*2HL4J+:1D?9(!4```````````%%(0HL%)M)1=HRQ#48CU+3/\`Z>!'=QX=]I"OPD-(S7CFF?6CAA'OY%R3(+!Z@KG,>'>BM,_1&M=[FCFO;URK\.O0C9&D6F4C])EJ!M_DM$C\G=&U>]-S'X[>M'P:]".?TM%TE>XZ"AT=R_7V'G)3V9IUTF,BM*^I;3\Z4^XQO]X1;JD%B:B/`NR`U2[CZI-ZV91S%>9;>D6KDRP3`CM3F51$PMT,&EIELTDI+)H)9N.+;>2W):?9;>:5O-.I);:MN#%*BQ(]OP`-=U-_RXS3_"9W^'6`GJ_]@C?JD?DD`O@`````````````````M````````````````````````````````````````````````````````````M````````````````````````````````#0=>,NW>8M)LPU%(VI^R?:;6S'1XM3A,OH=6VGMFI"#(B[/``Y=EW)4C4#.EL^NHL,OY8DY18R_+.D=\9'@DMF(#9=%+O4*PLIC=\[92JLJZ&Z^_;PDP7&K=>]YW&CD33'M&,HV8'@K#^48#:M4:#,5QE2X9I[)Z.IRNEM?9K+##OG2UM*)*-YU)J3O>#WIMD`K%RKG1,5E)YQE(,D)(T>90-F!%L_1`+OJOG/II*YE`Y(`]5\Y]-)7,H')`M'JOG/II*YE`Y(`]5\Y]-)7,H')`'JOG/II*YE`Y(`]5\Y]-)7,H')`'JOG/IMI*YE`Y(`]5\Y]-)7,H')`'JOG/II*YE`Y(`]5\Y]-)7,H')`'JOG/II*YE`YM(`]5\Y]-)7,H')`'JOG/II*YE`Y(`]5\Y]-)7,H')`'JOG/II*YE`Y(`]5\YM]-)7,H')`'JOG/II*YE`Y(!&U='J1(GVS,S-,J/&BR4M5SWF,#\^R,MY2NP1;0&%=YPRE0O,LW=U!JWI'Z!J9):84LLW#$!B3*R9ZTRFFZ]M])!\7Q;>Q9&HNUV`&T:J'E^JU%T[LM94=]S,-0_%M8-.8^/8\^JDTCCTFU42F3;XFR2@^*2EM.[O)5C^*`U_4.$F'F+/ZM,QT%?=MZGUE/VAFF(GXN'E_K_D@,T>T3%BL,(JZF6S--UMM;J;!I+23CDK\YNX+4>\K#=(^P,-9_#;U."W[,SUG2Z4SID>/%CMNY*2[%BMHTPU&Q[Z.Z`#CP1MBW'MJ80M&/W1+S727?##K##(MR(,HWF@L\\],G&X;C[G::HEA'R(B52*\;=7T_>VJLQ1M?MS\)CFA@W/FW:>B,,16^6"`W#!=1=JD9F1$1+VJM175C;CMYK6;>745;9G&G']KN?3#_P#3W&_^6S_^V_7;9_Q?27C:S_:G^J/X/R"'H#^AM*\F7U+ZH%`H.\Q3/X:BQ")SX87I^^[(;N7A_%\]5([>AS>;;Y:[XY/AD>+5^MN9_G\;ZX8?N2V[\&WN/*9/"PGLA%AQ)V!;)I]P3QTF-(T-@,5O0G*Y0=ZX%WMN.JKUTYIF/DRL7/#IBJCXU'6CG;#&&WPQ#E0F]I+BE3%-3#EMCD9,HBMFN/=*TW+2IFM*YC#;@K$V8JS1-.:??L1OPKNG^"S_97_`%*KX=6YIXU'6CG/A7=/\%G^RO\`MJ4\.K-1UHYV]&A=0XKI-M5J'5N/&HZTM7D:\(>MIL'$R,/#9S$?%2[K)A-LR1:/4EBN*#^LG;Y_+41GB,-N"U7@S5%4Y!6H-DM[[4"#&GGD6PARX+F5COFAB)0F4`G'KJ*60M4>#@O'CV4$,[U0P\HH`852D.O96+C9T>4S(B/,!+;-P'.4^#3G>$+@MK+076M@4"@4"@4"@4"@4"@4"@4"@4"@4"@4"@4"@4&KE9RX_%S)Z,G(6(PX_R&^)N6Q62S66B0\AB6VT>@.X)3D.*>@"6)RB52"T&HQU(WZ#N1AMRL=BG9C>1BX/&28S\A8ISWQ5Q]'2R@FZ#YM=/EMF>E3THI:12Y+9+V1//0%)R0^#G*:=6&32JI.MNV=MJ&W>$D5$X4$CB^HF4D["D;D>P,@LDW)F16\''4774)$R>.:37CG]OJ4@G2O98R-F2J9)@WL!MW`T*:HV/*4GW&5(A;72A&G%5OC3ASDDN"+:ODZV2.:^*H1+?R*M%[Z>[?E[?VA`Q4M&PD,\UPV&%4FF>>\;R,-*J#%6FH433IO43A[MGM>FUZ^;T1_%%?Y>LO.@]2(C#!+X>"BB:A54_P!$DX4IY77_M`,BMTSIL9Y8F,'Z]J[X(H%`H*3N[+=4X>65O;>)Q\[&*V*B[(O'W;Q7[Y_YZ;49-'UKG-'2?$G7C[MXGM]\_\]-J?#T?6N=V.D^).O'W;Q/[Y_P">HVGAZ/K7.['2\^)>O/W;Q7[Y_P">MIVHR:/K7.:.E[\2=>?NWBOWS_P`]-J?#T?6N*_?/_/3:C)H^M/NWBOWS_STVIR:/K7.['2]^)>MO'W;Q7[Y_P">FT\/1]:YW8Z7GQ+UX^[6*_?/_/3:CP]'UKG-'2]^).O'W;Q/M[Y_YZ;3)H^MFTR:/K7.['2?$O7C[MXK]\_P#/3:G)H^M/NWBOWS_`,]-MJ,FCZUSNQTGQ)UX^[>)_?/?/3:GP]'UKG=CI>?$G7G[MXG]\_P#/3:C)H^M)\U,A_V/3=KF/P$ZE_PX/WBM?-3(?]CTW:YGJ=`^I:JB>[P3Y>8GS4R23_R/3=KF?H/HMT_F[-VXY&G$BS)3MG->$>Q%M:W_)5HC!\EZGKO,W04"@4"@4"@4"@4"@4"@4"@4"M@4"@4"@4"@4"@4"@4"@4"@4"@4"@4"@4"@4"@4"@4"@4"@4"@4"@4"@4"@4"M@4"@4"@4"@4"@B'-X[1:V5SNM=ZL8K=NR'.9D(VW(^4CQT_\`>&4>&R668D[:C[73FBBF1*@V[+6HA8MLQTHRD["1&-O;'A*$EB(\QGPD:7KV`W%Y5K(M[CVT$SL?8&R,\>^I>XXVVKY;4'FSV^B;>VVQPSL)[#V-6R>14[MUU)]*@G;M[:M#3Z=1NB@[CAGM"5S,GX-SP3:#)1/!*\6K0KHH.A'=5N-!!9Z-_EG-_/+-EL-MZI@)EQ9&2K8S+GI5.6"CJOK]'A01V(A?Y7$9G^!R"$RK0).31-THWS@Y:K=MM/^^T6^6@NNU6>B89+,+C'X[LQ7__`(J,E'4))"=M^>(\?T4$#N&/_EP-G,+DM)3333?503W4AKI(>81=XO`UD$Q;^L21];XY3^EUUG4Z>M6EIILC4MQ9DE*2+>9F>P@9B)FCT:]K/17)UP52+M(4^ZR;3#I9,&S+`^>2CY1KLV-NG&9E(T92?9)GJ-YO!@SQ(B>YW,/9\(8VHYT_LUZ/=GWM6C7Z'31MKLM>MK6W1ZM$J#C>U;,G.25)-!EEQ(CS=TR1'IA1,?K\;_XSHSF_@A#\?\`ZFK^6?;#GVH%M2$VK;:HRS;DIJ;9L.%L-*R97E,CZQAF_ACTGX]A]VO'5L_M6-OV?=.O1]&-C:NS$ZD_%38W?153\>F(GFTR[]>M/+8L^@4VZK5BE1ZK!G--I7'4MHDJ)25*(S(S/G)[email protected]$54Z)0W-GKE^NJU=G:IFGE3/M)4>D3-.6KMC>B-G6$'%::E[IC51?Q49*)"3;=7AM-24KPQZI8F(V*YJH\[9O3+V[M&:B#\EAZHST\3/MUEZ0I8XW`>OB/8QD+EW(/T*K?MU551,>9W/"\[:LVKE-OMVMIVE3S.7FK3&MZ/P;QM>FS$V[D_H\W1T+*Y;X;(87@3"8G(QM%>I50BL1L0FPF/2V\+NS_X*Q:IF*8BM7'S]VFY>JJIU3*L.(^3O&_#/%5CBKE?;CA\K=RMX:5Q$'WGWB$6/]F4;OM82M=G']5U7JL54U6G>^;?$GXH,I7?'P0!XMVPY"\D\@M_@+_H2:KTZ,,&:;'AM$\4US5T>4)1R?Y.CP7Y3E\O9;(\3Y!GM:S99W(8Q(M\P`B[HG,MIF_3[,EBQP:9UJ7BGBG>,**(X;=/F;GFCROP_'V%&MI:/R7(U7(\?D!;>*,B[X2'9O`6C:MK^E;WK,5PK^'>(UY:O&--,ZX5YCY_Q+M\(0#BQQU3B>E`W5UKAFQGN#WNI=9!*^SW8N_Z57CZU.C#%U:X\.OSQ43'L=%OEYSGYDVX!XZLPX+A^(VD?&U7%R)V[0`4C.6GZTAON]ADFU]HAMM3GLIE(GZ$377MGRCJA"LT>&>J5+R=O]*07$MK])/O.[OV]JMM\$,VZ\M,4_NU1$3H]KT!E,;3RF-M8V[&TM.Y$7MW)HJBJG7&E16&X2YUZ;M*&FF[1&$8M3#H7[^1S$\=SBHK\\>43^2)MPWQ1C.?G"I6_$U_)\O(HO>T6+XI_$:%&M+%'PC4*[$#1>E9YP:)]UM&D,`ET=^SW+_P""TBN[AA@LW,OX?Q>/#G%52J)X3'UXX[5EY8Q2>R"#(M0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`M0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`08\GM\=![R3V009"`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`M@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`M@A?'TV=K9GA6>IDBJXZ7+5ZUNC$#,4_6C([]9*[Z]6S"WO(^\A,5_2Z?R$?P&56=:Y&IE+#(@M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@M("`@QY/XZ#WDGL@@R$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!!M7W-[^$QGRLGP64MI#>5FID`@(."[U_40>A,5_2Z?R$?P&56=:Y&IE+#(@("`M@("`@AG-*Y;JX>H=:>2`RL,Q%$3@[MN%L=Q=E);C2BNSH5GZ=S?UC9\-)[:FMX80_A,9\K)\%E+:0WE9J9`("#@N]?U$'H3%?TNG\A'\!E5G6NM1J92PR("`@("`@((-S;_`*)3_F6^;)26M:*]J56IUM:M^ZD*T;B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@((UQC@;>2LM8&>E"!R4LK6LVY'H,7C>]QX6+AK%2>4S6B@L6AFJM-M%48=7GKC,8QO(?>@Q][WSB^FCA%2X4XGH4+46$X>(82>R"#(0$!`0$!`0$!M`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$%?+MOCILU9F";(#&$IQMPUJTDY-&$K%'OF0".I"^C:[-4$'@XQXZR=;,QP96*G:X2HVIK,PUHR#(6*URMW7%Y!/>ZN(@H:DT;L^\;Z.S"R#(O\8TRL7YV>O4R,!^BVL1QM5A>6.*:M,M)BW6R-#!Y3-98NCRU/)XP):UB2R\+^3V#GB*"9IHF9C:6(AC_A,9\K)\%E+:0WE9J9`("#@N]?U$'H3%?TNG\A'\!E5G6N1J9M2PR("`@("`@((-S;_HE/^9;YLE):UHKVI5:G5Q`0$%VG\X2KUZUJMW[J0K1N("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@PD]P'-MZ%D+M;0G'2:)B87?3I;0WV.@PLOPCC,K6:*U-::6.R]VI;BL21V*\Q"X/U$@MOJ`[A$.[WNCNVB#5V>57!\]6M5:*S!!!`=288+4\;VJ\DCRR16R$]ZOZB#T)BOZ73^0C^`RJSK7(U,I89$!`0$!`0$$&YM_P!$I_S+?-DI+6M%M>U*K4ZN("`@NSE]]D,=[T_G"5>O6M6_=2%:-Q`0$!`0$!`0$!`0$!`0$!`0$M!`0$!`0$!`0$!`0$!`0$!`08\G\=![R3V009"`@("`@("`@("`@("`@("`@(M"`@("`@("`@("`@("`@K[F]_"8SY63X+*6TAO*S4R`0$'!=Z_J(/0F*_I=/YM"/X#*K.M9OZB#T)BOZ73^0C^`RJSK7(U,I89$M!`0$!`0$$&YM_P!$I_S+?-DI+6M%>U*K4ZN("`@NSE]]D,=[T_G"5>O6M6_=M2%:-Q`0$!`0$!!#^:?V7_P"8B_WJ2WK1W=2HE.K"`@(+AY8?92+Y:7X2KW-:MS:U)8M$@@("`@("`@("`@("`@("`@("`@("#'D_CH/>2>R"#(0$!`0$!`0$!M`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$%?M'=U*B4ZL("`@N'EA]E(OEI?A*OGQ/[MFMX,OCK?ZGQ/[FMX,OCI].#ZLGWI\3^YK>#+XZ?3@^K+EN:?$[NS;MM;:_^F7QT^G!]65M@[N+._2[,Z@67*`@("`@("`@@'-KJF@Q3S;W5==)UFYIMO;NZVN[KLU4MI#>\R!9^&K#DG"K'U,!0P&$>KD[;\($^KOTOJZEI0U:VXQN.MQ.3`&>O'7*O,#3Q"4@RA"P&Y=>1=]UA@VC@VHK69F&\1$NIPPO\`P]PPK>3SM"8!(`3M"\D$2_\`4[K,2Q,+IQ7]+I_(1_`95YUK4:F4L,B`@("`@(""#R[_LX0CZM"8MGZ>E^A8F=+,1aJG\X2AKUI[?NI"M&X@("`@("`@A_-/[+_P#,1?[U);UH[NI42G5A`0$%P\L/MLI%\M+\)5[FM9M:DL6B00$!`0$!`0$!`0$!`0$!`00SBCC^[B+^2CHXILA2PM%2*_GK#V.I..&5Y'W:\>X?6R#'"4CL1"VFC,^K[`RN-N.ZO#=;'N#5Y+&4D(M*QW+#5*H!'&\LDLLSC(["PLS,P@Y$3LVG98-++S1RQT6LT,%':*IC?3&7$;TM9`%9Y)0!JLL02A8*5J\AAKN-NLVNCOHP?3\VZK7+\84VFAACD?'A%+K9GF$JMX0QG"X-U?E1W`:%]Y]69W?1!.Z4QS4X99.KZPP%Y&B+K(V-V[I@/1MYF?H?1M!\R?QT'O)/9!!D("`@("`@("`@("`@("`@("`@K;F_\`O\RNMU*A$!!R/?#ZK>R@]%1_NQ]1O851=?2`@("`@("`@K[F]_"8SY63X+*6TAO*SM4R`0$'!=Z_J(/0F*_I=/Y"/X#*K.M$HI0ZT3WMW;O@0[6Z--6,U?V[0B7/9G*Z#_9=]3YM?K*[Q,ARGH7M)*B:9,C(CZ)*D+47P[1#CMMNWX.MDKF;/EL:O]ZNW3/_``M^Z:5!JUMU.G3FRV,#?>Z+.GE^"SJUJM8JQYVR=A1I7M6D;[9.=SP4OM$HL2)Q,4B2KXRS8D/6##;-,5S3RSL^-7_P"2M4^TDTVO2:I*6DE*:>BK;,RVI5OTIQ+_E49#9>MB4/D,__P"JG)/R:^O6'4+ZMT)MVFPGDHJ,>'!EQ2BTP6TX9P=D_X3(L>$\JVR,OC/ICQ>XP8)^.%)_UZK6FNSG9FG_PWVK-?TTHM5:H=9N&`]4KICDE='A1E+-PL%XI4I&9+>&\/89EB9\&.`]VU5$3$SC1>6V-XMM**J+.8ILYVIG]86FKFI^IE>H50CP-/9$6"_%>2_*J3IMI2RIM1+5D6AG'!.M.S$>:K6NJ)P4I%CR^[V==,U6T35$QV4_J7XT0]0-6^C4N*&+ONISL\V_[U/_M`-OS9_LM0HS.F[DEMLB?E3GC?UXN5ZNM]I=_0MIU(JJF(C!./(EEE1I$6MS:#&DMJ9D,4Z(V\RLC2M"T,(2I*B/@,C+`QLLX_C&1"O=43;5S&*:I^:HO:'MTFJ-56W==LQG'JIE*-5(D8C-Q]I194N$E.U1I+J5%T4X=(1KU8S/\HQKWD?,MZ:/_`%6D_P`M!%B/=XIF:)B$;DUK31>::JIP1VX\B'ZDPYXX)S*018J/,:"41I(S)6.)8&,5T5M45ZU/:]W6\6-XN\6%K.I53LU,&Z;UU)U%I+EKV]:,VC,S\&JE4JD2FD(:QQ4M@C4E);>CPGAL)(\UVE=I&K$8&R[W2[W6KU+2TIKFG%%+=ZAV!+I>@YVE0X[UM2E12C))##9KU1J5\!#W:V>"RU81[C?8KOOJUSJQ.''DP0GNMGL25#L2WXDME4Q3XS;[#A&E:%I:22DJ2?`9&-]E&"F,BLOU456]0B099NMJQV"/94S%E,?'M7%^MZ*K]37$Q-.&GM^#QLRV[@C>SG4J+(ILEFKN1J@EN`MMI27U*TD_6CI\@J.JG$V50W:MP:]RDLN\PRXXEA@->K/JX?@E3;4=/BC#&MK8OCMC8]WVG>]H:AOW]94`JQ$JC>[K=&(\%FK9BM!M3MVX7NZWFQM["+"VG5FG9J175RZ]3;JLB5CD;?DDX3BVR,\-F5.5!GTBQP'J;"?3U8QM5GS6F;YZU4?PQ9(:VMS-4KPH5N0+9>T^JKM5IK*8K>Y:4AAS=E@E:EFC!./"H]I=$>;.VJB,&K.%NOM?+K*TM)M(MJ-6J89'NU-EG;;_149C;9UU5X8JC`A7RMZV5A%-=E:175A_Q_R@]LOZAZ/.S:$_;\FY;54_3IT`C6XC/LP4E)+PQP+%M*L-N)D9D--$UV79@PPL;Q387Z(KBN+.TP=L2]7Z1?.K=V4F96J*[;MF49PGTMQY>)/R%XD9EE425'GRDGYN"2QVF8:M5K5&&,%,/,6MCUK[L4,G5BMV[LI.J%&U%I%)77X4)I+4J"T1K=0:"M';!=.&M[OZ5B`_65.8E8%F(L"/HX&M`_+;#+:EJ;;2A3AYG#21$:E=,\.$P!##*%K;#*2>'`A:Z)PK/%DM]@```````(;K!ZN:Q]%KCT"'?]S5^OB\U8G,0YMI````95*_%8/A+/&)'JC:MC*S#L4=:L3F(KFL?1:X]`AW_#Q^ML'.\QWTY(::\:!""\@```+K]G/ZBO?3C=:X+GE.*K,V6:Y!;M@```````"&ZMP>KFL?1:X]`AW_.\/O&G_P!2U^VGY0UX[P^\:?\`U+7[:?E#7CO#[QI_]2U^VGY0MUX[QZ-28[V.Y=0YEXP^CY*D&LTZET,!)8WQ)3U%^SD-A:6>1WIF9GU,SZF8#/``````````````&NN5>'J[,H\NP@2'JK*%P78#4^.\IE#[M*]3)B8DDK)QG>0,2H[ZOH;2TM%!(3'!PD+N'VPW(141W/I[E3459M,3A/;*:>[TUE-Q1$8XN^CV>XJJW=W3ACVMPOX^>8F_BP95^(@U0N"I#,>0FDZ$H*G$T$N7)%3;;K]-7C,IW=[X.:JSS8S?MM8?KU,S5^>_%]O/_``R-;*V^]N#!R&G&6C)>B(AF*(F_TY;:SBYHFSM7-%.]-.C\IQ9G_2K_P#J;5#2]Y@&VH/S7&&U[3BJK38MH1#R;)17B"[BNWIH.V14_BI[)*L[]JI_B%4`:H)9,A(A=4T%:M5#XUM;IW%/P*+*AS&/XE^0'$F#=D.JR3K2BOM,]MU(%1%1?RZ#M+RC\.F/XEMAV++;MTK#06$=EV/"AQA>#DU&!7>AN$W[N"#Q1%3D2;Z#YQ^7XOJ(`F!`A%@*+@YBF/55S%N:J3YRBQ>XJM_MF,%0YIS7W,+EQ/LNK8+>GKPRXV5L>:/$'%:#VG$`W%1"52%?VXHFRL>&JNMC"K1+?%^QE.CI_6A%MNH_\AK7;V;._I&+J7I;$`76I$,6S>:=W1>!W,@$)L./M-KM!44?M%!IPD=X?*8/X;HFLC)D:$A(N*#L^-A6$5WP6H.?W!C+:U3&D-.19$V.++L0S>:AJJ2=T.Z3,K65=`EUULMWZZIPQTM-_)V:(MXN#&.G7JVKZ1?.=)S7K?;-6%+E6IMH=0OFU&"+%F/JJ#%;,&G"=(;!E!/%4P\!+XMBX5C$W=&EG51E8Q^C3$3/3T>U\,7?_(*M;+FM6W48RF(TUVWQY&$ODMM[N[DV#P;[NX,&13."AE7$`%=F*^FNC+7JJJL)EP>992U;M8TQA.+]'MUZ#P"@H)FB[3,GW1Z2*NP[TRRWA*"SMMDM=MM+5HA,(U;F6U:;CXD2(!8XIB2JOIZZ"GB\M]'QQ>1(M9ND_PPFX_(??\[:KJ5>[XG%._P!J]_T/E4X(VQ[SMJNI5[OBR$U\#$QBNYA5M"'V.E%Q3XU."-L':SU*O=\70AS*U^G>9VKW;9FK;3;X4"$T@LVQ7CMSCD:*X]'.0N+CC3IYCM$EZ\=E*:YB,.*/U[$KMTU3,S17IUZ=>'_LUGS%U6Y9!LSH$[$!A8C;CC,)5-!Q7KQ]>%.*[N17)[+CAPXK,M&.J"T.5B..5L?"28X)Z5VUA5&.NJ/U[&RBKAQPHJTSCT?%8KS$U5]1K94;RQM"CI#-T&(PR3BB>=(Y2$^M=M5U*O=\3BGD7!8CR+U+D^53@C;'O.VJZE7N^)Q3O]J]_P!#Y5."-L>\[:KJM5>[XG%._VKW_`$/E4X(VQ[SMJNI5[OB\[:KJ5>[XG%/M?VCVWH]CY5."-L>\[:KJ5>[XI%:V]'64ZBJG"NKZ_!\JL^"-L-$WIZM7N^+?M;[Q.M\^-/BQW0E1'0?8-4;)$@JBQW#--JD.&&W8M)KF?[H_7L2+%$?VM5=/3'3KZ6IGFKK%E96[9!`E2#F*R46*3;GUN:K6Z"@4"@],Y0WF/:8\V7)U!$MP-NMBXQ9GRW'&O"&4>)?%ITTC"A;6T]M>KIKJR\X=+SL];FJ8B*9GT[/5&UI*!E'J2@91ZDH&4>I*!E'J2@91ZDH&4>I*"EMBZOT])NS5H;&X/BX;+#L62SF%G#>$A.-@.`XIMQ]*===M?E]VFW-R8C@C#M3%5,Z]6J6,5QC@^GM6Z;9NI6MR4B3`WM3AH28+EPH*W5?+QF\SRD1"8@*ZV\Y(D""FZY+R@DEZ/=[.%!9-[8P#>!;P#X]M!D_#K9/@/`)B&4BV=1&TU(JI%OJ2][T"/TYV3'%L6K&]AQR9!["X\8XMXJ'GW0&4\II#DDH$RGR-E>[JDB^CY/AH+'\43S4%UL[?$W,8+*RI[#3&2Q*DC\,0DL&*W$+#NQJJ\>5&KTNQ$;*9G]6U9=KJ'BMY-:>=R)/M*4A^..E1Y+C3R*:VL>KCQJZJY=CG9J--IM:N2)PPQG;R?'WJ9G)]3BDGM%K;[)2F7!G.8OW>]4D0\MMR1A]S2X,EK&@>/QB!(BOQ@58XJTZV"V!MHMD!SC9$M>U2JNW.:S8_?/5K%;6G.059;]/TU4=!U105"2TR``J`17(";*HW;T51LWIZ72S;G&>S$=&*3B^I6M-B[#:PI1WF\M#ASL?'ZEX;=+$M>3[OQ?N]"9=4%D&D%L0);HNE5+1YZC-V,\5;L%E.FJBS51.&,X_->X#JALO;M@93'XF!D'\?N(G2S,J%2F>I4\CY'U^JY5J)S1A')'P>P5)XI0*!01Y,"#))"D,`Z0I9%,46RM?KH,7N3#_4V?X!H'N3$?4V?X!H'N3$?4V?X$H'N3$?4V?X$H'N3$?4V?X$H'MN3$?4V?X$H'N3$?4V?X$H'N3$?4V?X$H'N3$?4V?X$H'N3$?4V?X$H'N3#_4MV?X!H'N3$?4V?X!H'N3$?4V?X!H'N3$?4V?X$H'N3#_4V?X!H'N3$?4V?X$HM'N3$?4V?X!H'N3#_`%-G^`:![DQ'U-G^`:![DQ'U-G^!*![DQ'U-G^`:![DQM'U-G^!*![DQ'U-G^!*![DQ'U-G^!*![DQ'U-G^`:![DQ'U-G^`:#CW'AOJ3/M\`T'/N/#_4F?X!H8N/&^I,_P``T=Q/&^I,_P#0Q/'^I,_P#0Q/'^MI,_P#1S$]QX?ZDS_``#1W$]QX?ZDS_`-',3W'A_J3/\``-'/'>TM_MIFA'AVH[%70?B9T\^\>.]I;_;3-!P[4M=BKH>'_U,[FV[FVMOIA\E&R"L%)YR1G1MF:>3E_5LW]*__IC*?][_`/V#4J>1YW^R_P"1']/6V'K#T=A;SAED@QMQ1PM^2=[!?%/]F[_`/M+R?HKLQBS>E>K5::K"=MN>;=[X?,>'S.Y]C[F\1%5R!E8M)JW(86XEW)N>?G%9\.4\Q'"X\*):33^#:BWCCE?4^V^L/3.+@,?&D9^.#[+#8.`J.70D%+IMP&IYH?`W/2M3FGZ*N5K>Z9G]/&YLN>6R>78.:Z(@XXG.34@)I&Z:?(B6KDX2MUV*/4;5.6B*HI^"?*W/T(E[2:VK)S;#N)9T\IM>=@B`1.5O/MC$ML&YR;\PW!N9.'!?-+M'"95H2QU..*)"$DV_P`5*.A%_5^,!);-FF,7JZ7&U6R>B3*C;*36XKB@OFI*H#*F;O;0E+ND_#PMHK_&&*$@LN>^9MQK:D_#(=1I13_(*J_D$Q!$-8I9I+PBG]&:09D1&XM@T)+4?#YQ](LM&M=/J:>')%:2M+A%S'UK3Y2#-)^2HAC@I-:Q$MCO3'`AE3':;\G:)D=V^W]^RG)3)5]G\RY7)%2,R41&M;3)F7`U*6LZT\*J>`3BK\.LVGG8;[/&[STQ8_8CU8_?+`V-V[L]TQ%[)5Q+MRM'%AV]2];J$[V2S7%[O"H,;QI[DN.PC!3.U=A\DCL$#3S`P^AXCEVF+,S"_MJMJS(*-WG5!MK7N:\SNM6ZL]'9C9C*2)S$==33;QJ0ZK:=:_K';AJ*ZU:UYG>SRM-EYV[LGMBV\5D,M)DXYO0B1G'%45Y:6#7WGH_1U7MW4F\S&&**:7+K;FBL1*,8R$YB))MALOFW%FH"2V16PN(T6L-:=^DN*57%K-(F8F8VPQJA8H%`H%`H,US,99QZ&^4MMU7L>`-074-4)D&B4VQ;).(Z2)52U3S2I&56(F,-^]E9S=VYL\ZP[F,D_-.-M=8ZN'P!25%(A1+(A$J74NU:FUYG>IE:>F7$Q6,,5S-[UW;G8K47,963.C,EKM!IXU45-$TZR_7.W#45UJ;7F=\HRM+EY.%\[email protected]^Y&1?`3MH"HB:IY4$U3\]5QV8->2.;FPVL:H6*!0*!096-R>0QDL9F/D'%E`)B#S2Z20M7!4#1%3]825%J8G!6^7%HPF,8/K+(?5J8OT@_JY'EDI%O^[YRAHYFG];2EKTMQV8'3CFYL-NXR62R&3FN32D29P6D]!6U#=.Y;5:MIC"*5[5,WF8PF49>FRZ6YJUB)0M4;E`H%`H-K+JIU'*,L4MQ3ECM$'*)KFKI5M1TZ;>33PK3JVXN3T&3CCRQBCH>\]UPL*YA(F5DLXEU#$X8.*@:M7/\`,%.\1/\`21."]]1%YPPQ:6TV7-N::QS&*WGNS$XU[&8S*R8D"1J5R.TXMHC%1%YQQ7MIZ37DF(Y>"M-X[IM3/+GTRDGZY7@L[F+S%'3HT7_`%-/AT]EN%JFR^3DY8Y>#$S&:R^:MG%/RLMV;+-$%7GB4E012PBG:=:P>5DXYM\D-X(YJ"&0I9%*WD2KUO,;I89NFR\R;EQR\K'-NY$#9=%]5+_%CK=EQ11=*F'8)VNB)L#9L21$D1OF>/7?5JXWO0:MA[`V:80@+%,D./4BC(NKM-Q'2YG'[74Z*&O,U7+CVT&W,VOAIV'E8?(,K-QTMUUQZ2P\1$A*X]S[7145!0_51.R@T3Z=[,27)GO0\#/3.("R>8,E(9*\L]"6R'STLS;C?\`MP_!>@B]RGNJ''>P&1*4^&,PB+%RSO-5J5$>R6/Y:R":LO/9`7&WOUE%-?ZRTM%RZ?&\F+W>VP:.P15#@.PE?\BFJ(B&W%YZDYJ$QU.:54;DEN.J@B(VZ=XX/;ML*R#IJY"PQLSBBM@K)2F)"O-&Z[J;%$6*%C\YNO*AMG;\=[,GCM7$BL8Q,E.1A(G,\R;&1)IMLB+BB&TG'1Q7M3Y0ENJ&[MV87)PXV)-J)%0%M,H,9ETUCECG)*H)""1_P#';TZD1;)2ND%J%E6H@R$0/$[IBNFZ0EZVFZ=7/;@MV9M$ISRLOSLE!7*!&;/E/-:B+Q`Z(&(%I$E143YJ""C[LWTWMDIX3&\952031%1=):52XMK;BG8JN=A_7-W^3N=A_7-W^3N=A_7-W^3N=A_7-W^3N=MA_7-W^3N=A_7-W^3N=CY_75S^3&T>;;USL/ZZN?R;F_NF_K4Q.&T^;;USL/ZZE_)N;^Z;^M3$X93YMO7M.P_KJ7\G9O[IOZU,3AE/FV]N=A_74OY.S?W3?UJ8MG#*?-MZYV']=2_D[-_=-_7IBN=A_74MOY.S?W3?UJ8G#*?-MZYV']=2_D[-_=-_6IB;_`-HN_+2?M"HW^^S_X`_HINH_VB[\M/VNM].]FKM#;36%\QYE&2(A=M950EOQK*(PH1FKB&=)-.(NI=9O&HM58M*E$NP^ZZY#V8F7'TU6>'FJSF>FF9_7[[$X8M>;GMT2$W4%FY-0RA+[A[*E$DB-1]D;(4-__`"Y\-,X%(VH:GQ/?_`)_\`RY\/,X%(VH:GQ/?]EQYQ+X'(V@:GQ#S^RX\XEG_`**1M`XH/2,1U1YJ?%Q[_P#+GPTS@4C:AQ0>D6_5M'FI\3X@,N?#3.!2-J'%!Z1;]4>:GQ/?_`)_\`RY\-M,X%(VH:GQ/?\`Y_[M+CSB7P.1M`XH/2,1U1YJ?$]_V7'G$O@D8CJCS4^)[_LN/.)?`Y&T'MG%!Z1B.J/-3XO92^,ZJM#B\HRJG%15IG1PZ%;,78JF8NQ,_6J@EJ*[*-"32TD]6MVA!$DM&E1V$6GJF,9=MA,+&&LN"GIT+?Y6P:9"P-2V*;*;FQ":(T2&CM2HSVM?TV[)#.-3YSC)KFVJFN-%4RVP>HP```#S/TRG2'#