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Fintech Case StudyThe Hawthorn River Story
BANKING - A RAPIDLY CONSOLIDATING & EVOLVING INDUSTRY
60%
Acquisition Every 36
Hours
BANKING - A RAPIDLY CONSOLIDATING & EVOLVING INDUSTRY
CBInsights: https://www.cbinsights.com/research/disrupting-banking-fintech-startups/
BANKING - A RAPIDLY CONSOLIDATING & EVOLVING INDUSTRY
BANKING - A RAPIDLY CONSOLIDATING & EVOLVING INDUSTRY
“It is my goal that the FDIC lays the foundation for the next chapter of banking by encouraging innovation that meets consumer demand, promotes community banking, reduces compliance burdens, and modernizes our supervision.”
“We must lay this foundation because the survival of our community banks depends on it”
- Jelena McWilliams, 2019
Fintechs Founded By Year
BANKING - A RAPIDLY CONSOLIDATING & EVOLVING INDUSTRY
60%
Acquisition Every 36
Hours
Rebirth of Fintech
Reduced Barriers to
Entry
Reliance on Core
Providers
Lack of Curiosity
“Among traditional financial organizations, 82% say they plan to increase collaboration with fintech companies in the next three to five years”
- PWC, 2017
Hawthorn River helps community banks streamline lending by automating manual
tasks, proactively monitoring compliance, and standardizing unruly and chaotic processes
Built By Community Bankers
Closely Held Ownership
FlexibleDesign System
Keep It SimplePrinciple
Key Takeaways
• Be Passionately Curious• Do Your Due Diligence• Partner at a Relationship Level• Create a Culture of Learning & Expect Messy• Remember, Fintech is a Tool
