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FINANCING ORIGINATIONCREDIT SYSTEM (E-FOCS)
Key features
Manage Central Financing application:
o Customer Information details
o Facilities apply
o Processing Status
o Application History
o Others Facilities with Bank
o Guarantor Information
o Credit reports / Credit Scoring
o Supporting Document Checklist
o Compliance Checklist
o Disbursement Checklist
o Security or Collateral information
o Owner Information – for company shareholders
Provides a complete Financing Application System work�ow and system interfaces with Customer Information Management and Central Credit Risk Management System (CCRIS). This Financing or Loan Originating System will keep track the �nancing process status and manage the o�cer performance.
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FINANCING ORIGINATIONCREDIT SYSTEM (E-FOCS)
Integration with Customer Information Management System to search customer credit history, performance and exposure.
Financing application workflow process; from Customer application to Approval.
Tracking of Credit officer performance and KPI.
Comply to Bank Negara Malaysia CCRIS requirements.
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FINANCING ORIGINATIONCREDIT SYSTEM (E-FOCS)
Integration with words to provide auto-generateof Letters, Memo, Notices and Financing Agreement.
Reporting for HQ and Branches
The most essential feature of e-FOCS is its Financing Application Processing Workflow. Each financing application is monitored from the time it is entered into the system, and tracked through the various work steps of credit review and approval process.
The use of credit scoring is a more systematic approach to make approval decision and is now generally adopted as the preferred credit granting approach. The credit scoring mechanism automatically calculates the score of an application based on the information entered and the score card used. Score card parameters can easily be changed with the built-in score card maintenance interface.
Letters and forms are generated in e-FOCS automatically upon completion of certain task, e.g. financing approved or rejected. e-FOCS will integrate application data with pre-defined letter templates to generate and print the letter without human intervention.
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PAYMENT APPLICATIONWORK FLOW (e-FOCS)
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SCREENSHOTS OFTHE PRODUCT (e-FOCS)
Sample screen for new application by product
Customer information details
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SCREENSHOTS OFTHE PRODUCT (e-FOCS)
Sample Report
Confirmation of online registration
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SCREENSHOTS OFTHE PRODUCT (e-FOCS)
Sample Screen list of work forProcessing officer at branch
WWW.CSC.NET.MY
ADD: NO.21-1, JALAN TASIK UTAMA 4, THE TRILLIUM LAKE FIELDS, SUNGAI BESI 57000 KL, MALAYSIA | TEL: +603 9054 4566 | FAX: +603 9055 3566 | EMAIL: [email protected]
