Arrange a financial health check today to make sure you’re not missing out. It

won’t cost you anything, only your time.

www.a1housing.co.uk

Questions you may have...

Why do I need this check, isn’t it a waste of time?By having a financial health check and seeing a Money Advisor you may identify potential entitlements to benefits and / or tax credits that you should be getting but aren’t. It may prevent serious financial difficulties such as rent / mortgage arrears, debt and taking out expensive loans.

I know what I’m doing, how can the Money Advisor help?If you’d like help, we will work to find ways to make your finances healthier. We work together with specialist organisations who provide debt counselling, tenancy support and money management.

Our Money Advisor can also help with getting a bank account and budgeting advice such as setting up direct debits.

If you need any help communicating with us or understanding any of our documents,

please contact us on 0800 590 542.

We can arrange for a copy of this document in large print, audiotape, Braille or for a Language Line interpreter to help you.

Contact us

Providing Quality Homes & Neighbourhoods GL35 - 11/13

0800 590 542

www.a1housing.co.uk

customer.services@a1housing.co.uk

Text us on 07860 021 511

Visit us at:

Retford Property Shop Town Hall, 17B The Square, Retford DN22 6DB

Worksop Property Shop Queens Buildings, Potter St, Worksop S80 2AH

Head Office - Carlton Forest House Hundred Acre Lane, Worksop S81 0TS

Offices open Monday to Friday 9am to 5pm

Financial HealthFree Financial Health Check

Providing Quality Homes & Neighbourhoods

How to improve your finances

www.a1housing.co.uk

If you have any outstanding loans, catalogue debts and utility bill arrears then you should really get a financial health check to take charge of your financial situation.

Even if you’re not experiencing financial difficulties now it’s worth having a financial health check. Our Money Advisors can work with you to reduce the chances of having financial problems in the future.

Anybody can be at risk of getting into debt, missing out on benefits they’re entitled to or spending more than they should. Having a FREE financial health check with an A1 Housing Money Advisor can often prevent money problems and boost your financial health.

Why do I need a financial health check?

Our Money Advisors understand that people can often get into difficulties as a result of a sudden change in their circumstances such as:

• losing their job

• relationship breakdown

• reduced income

• a bereavement

• illness

tel: 0800 590 542

Our Money Advisors can see you at your home, or at one of our offices in Worksop, Retford, Harworth and Carlton in Lindrick. The process takes about an hour. The Money Advisor will help you to fill in an ‘income and expenditure’ form which asks for details about the money you have coming in and what you spend.

They will then see if you could be claiming any extra benefits and / or tax credits and where your outgoings could be reduced, e.g. switching utility providers or getting a cheaper tariff with your existing company.

What happens after the check?

The Money Advisor will explain your results and you’ll receive personalised advice on how to reduce your expenses and lower the risk of financial difficulty.

If required our Money Advisor can directly refer you to Citizens Advice Bureau, Christians against Poverty and Framework Tenancy Support Service so that you can quickly access specialist advice and support to help you manage your money.

Your financial health check