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Financial, Economic, Business, and
Entrepreneurial Literacy
Contact
Mr. [email protected]. Pearson's Schedule:Fall 2015Block 1: Financial Literacy (Room 231)Block 2: Professional Block 3: Financial Literacy (Room 231)Block 4: BR duty (new wing)
Proficiencies
• Apply reliable information and systematic decision making to personal financial decisions• Evaluate financial information from a variety of sources and make
financial decisions by systematically considering alternatives and consequences• Understand taxes and citizen financial responsibilities• Evaluate investment alternatives and identify diversified investment
strategies compatible with personal goals
• Use a career plan to develop personal income potential• Create a financial plan• Organize personal finances and use a budget to manage cash flow• Identify the costs and benefits of various types of credit• Explain the purpose and importance of health, disability, property,
liability, and life insurance protection and create a personal insurance plan• Complete an inquiry based project as it relates to a current global
financial situation
• Discuss ethical dilemmas as they apply to different financial situations• Investigate how agencies that regulate financial markets protect
investors
• 45 day course • 6 major / 20 minor assessments (50%/50%)• Quizzes, Tests, Papers, and Projects
• Fire drill• School Emergency Plan• School wires• Grading Policy• Attendance• Lates• Bathroom• Lunch
• No Food and/or Drinks allowed• Electronics policy• Be in class before the bell rings• Remain seated until the bell rings
• Arrive to class on time or present a late pass if tardy. Two lates will result in a written referral to the office. Six lates will result in a loss of credit for the class.• Be organized and prepared for class. You must bring your notebook,
homework, folder and a pen or pencil to every class.• Please raise your hand before speaking out loud in class.• Do not speak while the teacher or other students are speaking.
• Ask questions and participate as much as possible.• Treat others (and their property) the way you want to be treated.• Always respect yourself, others and the school.• Cell phones, ipods, or any other electronic devices are not allowed in
class.• Keep bathroom use to a minimum. When you must use the bathroom
please return as quickly as possible.
Unit on Income and Careers (5 days)
• Careers• Exemptions and deductions• Government Programs• Collective bargaining• Resume• Interview Questioning
Evaluation/Assessments
• Career Project• Chapter test • Quizzes
Unit on Money Management (8 days)• Checking Account• Budget• Emergency Fund• Strategies for sharing, saving and spending• Analyze how changes in taxes, inflation, and personal circumstances
can affect a personal budget• Analyze how income and spending plans are affected by age, needs,
and resources
Evaluations/Assessments
• Chapter Test• Quizzes• Cost of college• Personal Living Budget
Unit on Credit and Debt Management (6 days)• Mortgages• Credit Cards• Bankruptcy• Credit Report and Credit Scores • Interest• Financial benefits of different products and services offered by
financial institutions
Evaluations/Assessments
• Credit Standing Project• Comparing Credit Cards Project• Celebrity Bankruptcy Project• Test • Quizzes• Classwork/Homework
Unit on Planning, Saving and Investing (8 days) • Investing for short term, medium term, and long term goals• Stockbrokers, Advisors, and Financial Planners• Company sponsored retirement plans (401 K)• Stocks, Bonds, and Mutual Funds• Risks Returns• Impact of current market events on stock prices
Evaluations/Assessments
• Chapter Test• Quizzes• Homework assignments• Mutual Fund Project
Unit on Becoming a Critical Consumer (5 days)• Evaluate business practices • Evaluate contracts• Evaluate how the media affect the prioritization of consumer
decisions• Analyze and apply multiple sources of financial information when
prioritizing financial decisions• Determine how objective, accurate, and current financial information
affects the prioritization of financial decisions
Evaluations/Assessments
• Comparison Shopping Project• Homework assignments• Test• Quizzes
Unit on Civic Financial Responsibility (3 days)• Discuss consumer’s basic rights• Analyze how citizen decisions and actions can influence the use of
economic resources to achieve societal goals and provide individual services• Compare and contrast the role of philanthropy, volunteer service, and
charities in community development and quality of life
Evaluations/Assessments
• Charity Project• Test• Quizzes• Homework assignments
Unit on Risk Management and Insurance(7 days)• Differentiate between property and liability insurance protection• Compare the cost of various types of insurance (life, homeowners,
auto) for the same product or service, given different liability limits and risk factors• Evaluate individual and family needs for insurance protection• Differentiate the costs and benefits of renters and homeowner’s
insurance• Explain how to self insure and how to determine when self insurance
is appropriate
• Understand how to insure your automobile, home, and property sufficiently• Choosing health insurance and buying life insurance
Evaluations/Assessments
• Test• Quizzes• Auto insurance Project• Homework assignments
Review and Final Exam (3 days)
