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1 The total discount of 0.50% includes 0.375% discount for a qualified Wells Fargo® PMA® Package relationship and a 0.125% limited-time bonus relationship discount, which is valid on home equity applications submitted between January 1, 2011, and February 28, 2011. The PMA discount and limited-time bonus relationship discounts require automatic payments from a qualified deposit account; if either the Wells Fargo PMA Package or the automatic payment option is not selected or is cancelled after the account is opened, the home equity APR will increase by 0.50%. If you do not have an eligible Wells Fargo PMA Package at the time you open yourWells Fargo home equity account, other discounts may be available to you. Or you may be eligible for a 0.125% Wells Fargo relationship discount and a special 0.125% limited-time bonus relationship discount when you have an existing first mortgage from Wells Fargo Home Mortgage or Wells Fargo Home Equity Group and have automatic payments from a qualified deposit account. If automatic payments are not selected or are cancelled after the account opening, the home equity APR will increase by 0.25%. Discounts cannot result in a home equity APR below floor rate of 4.24%. Limited-time bonus relationship discount cannot be combined with any other promotion. Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. © 2011 Wells Fargo Bank, N.A. All rights reserved. Member FDIC. Materials expire on 2/28/11. 11/10 Flyer Home Equity Relationship Rate Talk with us to learn more We’re celebrating valued customers like you with a special .50% limited-time bonus relationship discount on a qualified Wells Fargo home equity account. 1 Helping you manage your debt and finances is important to us. So right now, we’re presenting a special relationship discount on home equity financing, which provides: Potentially tax-deductible interest — consult your tax advisor Low home equity interest rates A credit limit up to $500,000 A thank-you rate to celebrate

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1 The total discount of 0.50% includes 0.375% discount for a qualified Wells Fargo® PMA® Package relationship and a 0.125%limited-timebonusrelationshipdiscount,whichisvalidonhomeequityapplicationssubmittedbetweenJanuary1,2011,andFebruary28,2011.ThePMAdiscountandlimited-timebonusrelationshipdiscountsrequireautomaticpaymentsfromaqualifieddepositaccount;ifeithertheWells Fargo PMAPackageortheautomaticpaymentoptionisnotselectedoriscancelledaftertheaccountisopened,thehomeequityAPRwillincreaseby0.50%.IfyoudonothaveaneligibleWells Fargo PMAPackageatthetimeyouopenyourWellsFargohomeequityaccount,otherdiscountsmaybeavailabletoyou.Oryoumaybeeligiblefora0.125%WellsFargorelationshipdiscountandaspecial0.125%limited-timebonusrelationshipdiscountwhenyouhaveanexistingfirstmortgagefromWellsFargoHomeMortgageorWellsFargoHomeEquityGroupandhaveautomaticpaymentsfromaqualifieddepositaccount. Ifautomaticpaymentsarenotselectedorarecancelledaftertheaccountopening,thehomeequityAPRwillincreaseby0.25%.Discountscannot result inahomeequityAPRbelowfloor rateof4.24%.Limited-timebonus relationshipdiscountcannotbecombinedwithanyotherpromotion.

WellsFargoHomeMortgageisadivisionofWellsFargoBank,N.A.

©2011WellsFargoBank,N.A.Allrightsreserved.MemberFDIC.Materialsexpireon2/28/11.11/10FlyerHomeEquityRelationshipRate

Talk with us to learn more

We’re celebrating valued customers like you with a special .50% limited-time bonus relationship discount on a qualified Wells Fargo home equity account.1 Helping you manage your debt and finances is important to us. So right now, we’re presenting a special relationship discount on home equity financing, which provides:

• Potentially tax-deductible interest — consult your tax advisor

• Low home equity interest rates

• A credit limit up to $500,000

A thank-you rate to celebrate