Finacle ppt

7/25/2019 Finacle ppt

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Finacle : Banking solution

Presented By:-

Arvind Vavadiya-11488Payal Yoganandi-11490

Rashed Ahmed-11492

Gide:

Pro!" Vasdev #odi


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Introduction

Finacleis a $ore %an&ing so!t'are (a$&age develo(ed %y)*n!osys)"

*n 2011+ ,ina$le 'as set to enter the nited .tates mar&et via adeal 'ith nion Ban& /"A" o! ali!ornia+ re(orted at a

vale o! . 20 million"

Bilt on indstry-standard (lat!orms 233 and "/3+ ,ina$le is

(lat!orm inde(endent+ highly se$re+ and s((orts mlti(leathenti$ation methods"

,ina$le (rovides %an&s + a (roven (lat!orm !or trans!ormation atminimal ris&+ 'ithin e!!e$tive timelines that 'or& !or"


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Objectives

5o $om(ete 'ith other %an&s

5o arrest the threat !rom high net 'orth $stomers

5o attra$t ne' generation te$hno savvy $stomers

5o im(rove (ayment and settlement system

5o monitor in a %etter 'ay and im(roving #*. and re(orting

system"

5o (rovide %etter $stomer servi$e


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Features of Finacle

56!!ers greater !le7i%ility

5*t is a $stomer $entri$ so!t'are"

5.((orts #lti(le angage

5Provides #lti(le evel .e$rity i"e" *n o(erating system level+ata%ase level and a((li$ation level;

53m%edded 'ith tools and tilities to ma&e smoother day-to- daytransa$tions


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Advantages for Banks

5ni!orm (lat!orm

5Pa(erless %an&ing

537tended %an&ing hors !or $stomer

5ess ro'ding at %ran$h $onters

5Better monitoring and $ontrol

5 (dating o! %oo&s < easy Re(ortingsystem

5Bsiness develo(ment=ne' (rod$ts


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Advantages For Customers

5o'er in$iden$e o! errors and >i$& (dation

5,aster (ayment system throgh rtgs =ne!t

5?i$& reali@ation o! $he>es = nder $olle$tion

5Ban&ing at home e-%an&ing;and mo%ile

5A# servi$e

5ost e!!e$tive and time saving


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Finacle Customers

The use of Finacle is spread across 81 countries globally,including:

A3BA/

A/C Ban&

Ara% /ational Ban&

Ban& ho!ar

B. Ban&

3mirates Ban&

,irst Ban& o! /igeria

Datton /ational Ban&

*** Ban&

/ational Astralia Gro(3ro(e

Post Ban& ganda td

Rai!!eissen %an&

.o$iEtE GEnErale and Cri$h,inan$ial .ervi$es"


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Indian Banks using Finacle

Dere is the list o! some (rominent *ndian Ban&s se ,ina$le to(rovide retail %an&ing soltion to their $stomers"

01" *** Ban&

02" A7is Ban&0F" *B* Ban&04" ota& #ahindra Ban&0" ,ederal Ban&0H" */G Vysya Ban&0I" Andhra Ban&

09" Ban& o! Baroda

10" nion Ban& o! *ndia11" ena Ban&12" 6riental Ban& o! ommer$e1F" PnJa% /ational Ban&14" nited Ban& o! *ndia1" Ban& o! *ndia

08. UCO Ban&


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Universal Banking Solution of Finacle

,ina$le niversal %an&ing soltion arms yo 'ith a $om(rehensivegamt o! soltions that address yor re>irement li&e:$ore+R#+e-%an&ing

#o%ile(aymentsdigital $ommer$eloan originationli>idity management

!inan$ial in$lsion*slami$ %an&ingtreasry'ealth management


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Finacle 11 Enterprise

,ina$le 113; 'hi$h *n!osys lan$hed re$ently has o(ened!loodgate o! o((ortnities in develo(ed mar&ets li&e /orth Ameri$a'here it has not %een as s$$ess!l as it has %een in other regions"

he soltion em(o'ers yo to streamline (ro$esses+ red$ete$hnology management $osts and o(timi@e o(erations to rn yor%siness in the most $ost-e!!e$tive manner"

,ina$le 113Ks o!!ers and $atalog soltion+ a !irst o! its &ind in the%an&ing indstry+ em(o'ers %an&s to engage and delight$stomers a$ross $hannels 'ith retail indstry li&e ri$h sere7(erien$e"


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Use of Functions e!s in

Finacle"#


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Accounts in Finacle

here are 2 ty(es o! a$$onts in ,ina$le

1" .6#3R A6/2" 6,,*3 A6/.

3a$h a$$ont has to %e o(ened nder a .$heme y(e and a.$heme ode "

here are 9 s$heme ty(es !or o(ening $stomer a$$onts

s$heme ty(es !or o!!i$e a$$onts


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SC$E%E &'(ES

CUSTOM! "CCOU#TS

1" .BA-.avings e(osits2" AA-rrent e(osits

F" A-erm e(osits4" 6A-6ver dra!t" A-ash reditH" AA-erm oanI" PA-Pa$&ing redit

8" B*A-*nland Bills9" ,BA-,oreign Bills

OFFIC "CCOU#TS

1" 6AB-6!!i$e A$$ont Basi$2" 6AP-6!!i$e A$$ont Pointing=

(ortionedF" A-emand ra!t4" D6-Dead 6!!i$e" 6.P-6!!i$e .ystem Pointing


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)ogging Into Finacle


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Finacle User %enu


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Cas* (a!ment in Finacle +&%,


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-- b! Cas*


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Issue of C*e.ue Book


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)ogging out from Finacle Session


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Interface in Finacle

,ina$le (rovides three ty(es o! ser inter!a$e

1" hara$ter #ode L /o gra(hi$s

2" Me% #ode L D# Based+ Gra(hi$al+ ava A((lets+37tensive se o! #en 6(tions and ,n$tion &eys

F" 6/. L 6nline .ervi$es; L Gra(hi$al *nter!a$e+ se o!#ose e7tensively and less o! sage o! ,n$tion &eys"


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Technology-led transformation

3sta%lished in 1994+ *** Ban& is today the se$ond largest %an&in *ndia and among the to( 10 in the 'orld"

*t $rrently has assets o! over . I9 %illion

a mar&et $a(itali@ation o! . 9 %illion

servi$es over 14 million $stomers throgh a net'or& o! a%ot 90%ran$hes

FF00 A#Ns and a F200 seat $all $enter as o! 200I;"


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,ina$le $ore %an&ingsoltion is a$om(rehensive+ integratedyet modlar %sinesssoltion that e!!e$tivelyaddresses the strategi$ andday-to-day $hallenges!a$ed %y %an&s"

*t is highly (arameteri@a%le(roviding that m$h-needed

!le7i%ility to innovate andada(t to a dynami$environment"


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he net'or& !ollo's a h% and s(o&e ar$hite$treOa mi7 o!

V.As Very small a(ertre terminal; + leased lines+ *./ andradio lin&s" *t has arond 800 leased lines+ a%ot H00 V.As+a((ro7imately 800 *./ lines and mlti(le F4 #%(s lines

/* is the (re!erred 6. !or most o! the hard'are 'hile most

o! the data%ases se 6ra$le 'ith a !e' on .y%ase and #. .?

*** Ban& has gro'n immensely over a (eriod o! time 'ith it

throgh %siness (ro$ess re-engineering to a $om(any o! net'orth Rs F+000 $rore"


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the %an& has %een a%le to s$$ess!lly move over I0 (er$ent o!

rotine %an&ing transa$tions !rom the %ran$h to the other delivery$hannels+ ths in$reasing overall e!!i$ien$y

Channels Share of

Transactions

March $%%%

Share of

Transactions

March $%%&

'ranches 94 % 25 %

"TM(s 3 % 43 %

Internet ) Mobile 2 % 21 %

Call Centers 1 % 11 %


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*** Ban& is today re$ogni@ed as a $lear leader in theregion and has 'on nmeros a$$olades 'orld'ide !or itste$hnology-driven initiatives"

he %an& has e!!e$tively sed te$hnology as a strategi$di!!erentiator+ ths not only rede!ining the rles o! %an&ing in*ndia+ %t also sho'$asing ho' te$hnology $an hel( intrans!orming a %an&Ks %siness"


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P%li$ se$tor %an&ing giant+ 6riental Ban& o! ommer$e+ 6B;has o(ted !or a mega atomation drive that 'ill involve thede(loyment o! a $ore %an&ing soltion B.;+ %ran$h net'or&ingand an A# e7(ansion s(ree+ amongst a host o! other initiatives"

6B is *ndiaKs eighth largest %an&+ 'ith (ro!its o! Rs H8H"0I$orer in the last !is$al+ and has ro(ed in Mi(ro e$hnologies !orthe im(lementation o! ,ina$le+ as 'ell as !or the ne$essaryhard'are s((ort"

Oriental Bank Of Commerce


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*n 2002+ the %an& had $om(teri@ed 8H o! its total %sinessand II o! the total nm%er o! %ran$hes"

he B. im(lementation !or 21 %ran$hes has already %een$om(leted+ and more than F0 %ran$hes have %een net'or&ed so!ar"

6B has an asset si@e o! Rs FF988 $rore+ and a$$onts !or 2"2(er $ent o! de(osits and 2"4 (er $ent o! loans in the %an&ingse$tor"


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Documents

Finacle ppt