FIN SVCS 11/29/2012 1

HTH Worldwide International Health Insurance

IMPORTANT CHANGE

HTH Worldwide Health Insurance is now mandatory for all University-sponsored international travel.• Students• Employees

• Optional for accompanying travelers

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Why Do I Need Insurance?

November 28, 2012. Government Warning Issued for Albania

November 26, 2012. More than 800 homes flooded in England and Wales, two killed

November 26, 2012. Ebola in Uganda

November 21, 2012. Travel Warning Issued for Honduras

November 20, 2012. Travel Warning Issued for Mexico

November 14, 2012. Six dead from dengue fever outbreak in Peru

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Why Do I Need Insurance?

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Accidents Do Happen!

HTH Worldwide International Health Insurance

2012 HTH Worldwide Insurance Policy

• Provides medical coverage and coordination assistance for injuries and sickness anywhere in the world• Only available for university-related

travel• No coverage within home country• Excludes certain high-risk activities

• Provides evacuation coverage for Political Unrest and Natural Disasters

• Covers pre-existing conditions5

HTH Worldwide Valuable Resources

Websites for students, parents, and participants• Details on health and security risks• Country specific emergency numbers• Necessary immunizations• Notable hospitals, clinics, pharmacies, and

doctors• Translate medical terms• Lookup names of brand name and generic

drugs in specific countries• Review physician and clinic profiles including

languages spoken and credentials6

HTH Worldwide Valuable Resources

Other Resources• Make medical appointments• Assist and monitor medical care until

situation is resolved• Coordinate care and arrange travel if

medically necessary• Coordinate evacuation in event of qualified

natural disaster or security situation

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HTH Worldwide Policy Coverage

Coverage Limits

Medical Expenses

Lifetime Maximum Benefit $1,000,000

Policy Year Maximum Benefit

$250,000

Maximum Benefit per Injury or Sickness

$250,000

Repatriation of Remains $25,000

Medical Evacuation $100,000

Security & Natural Disaster Evacuation Services

$100,000

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Deductible - $0

HTH Worldwide Premiums

2012 Premium Rates

(Minimum of 1 week purchased at a time, can not mix weeks and months)

•Cost for the employee will be charged to Travel Authorization (TA)•Cost for family will be charged to employee’s personal account

*Price subject to change, contact Tyler Andreasen (ext. 1972) for quote

Participant Spouse* Child* Children*

Weekly $9.54 $25.39 $13.51 $27.02

Monthly $35.64 $96.08 $50.75 $101.50

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Enrolling in HTH Worldwide

Student Travel Groups• 30 days before departure• Submit Insurance Roster available online

Employee Travel • Enrolled from information provided on TA• Don’t have an individual TA, contact Tyler

Andreasen (ext. 1972)

Spouse/Dependent Coverage• Contact Tyler Andreasen (ext. 1972)

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Process for Using HTH Worldwide

International Travel Emergency Policy

Emergency• Go immediately to nearest medical facility• Contact HTH Worldwide

Non-emergency• Contact HTH Worldwide first• Direct you to reputable facility and coordinate

care

Payment• HTH Worldwide will pay medical provider • If not possible, you pay and submit claim to

HTH Worldwide for reimbursement11