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ALL INDIA BANK OF BARODA OFFICERS' ASSOCIATION
Registered under Indian Trade Unions Act, 1926 & Recognized by Bank
(Affiliated to INTUC & INBOC
SERVICE CONDITIONS
BANK OF BARODA OFFICERS’ SERVICE CONDITIONS
SL. NO. CONTENTS
1. SCALE OF PAY/FITMENT /STAGNATION
2. DEARNESS ALLOWANCE:
3. HOUSE RENT ALLOWANCE
4. CITY COMPENSATORY ALLOWANCE
5. FPP
6. PQP
7. MID ACADEMIC YEAR TRANSFER ALLOWANCE:
8. DEPUTATION ALLOWANCE:
9. HILL AND FUEL ALLOWANCE
10. SPECIAL AREA ALLOWANCE
11. PROJECT AREA ALLOWANCE
12. SPLIT DUTY ALLOWANCE
13. PROVIDENT FUND
14. NON REFUNDABLE WITHDRAWAL FROM PROVIDENT FUND
15. MEDICAL AID
16. HOSPITALISATION EXPENSES
17. MEDICAL CHECK UP SCHEME
18. EX-GRATIA MEDICAL AID:
19. HOUSING ACCOMMODATION
20. FURNITURE TO OFFICERS AT RESIDENCE
21. RECOVERY OF HOUSE / FURNITURE RENT
22. ENTERTAINMENT EXPENSES
23. REIMBURSEMENT OF CLUB MEMBERSHIP FEES
24. REIMBURSEMENT OF CONVEYANCE EXPENSES
25. HALTING ALLOWANCE
26. LODGING EXPENSES
27. TRAVELLING EXPENSES FOR TRAVEL IN OWN VEHICLE FOR OFFICIAL DUTY:
28. REIMBURSEMENT OF CONVEYANCE ON TRAINING
29. DISCOMFORT ALLOWANCE
30. HOUSE MAINTENANCE ALLOWANCE
31. KIT ALLOWANCE
32. PROVISION OF NEWS PAPER & BOOK FACILITY TO OFFICERS
33. BRIEF CASE TO OFFICER:
34. COMPENSATION ON TRANSFER
35. EXPENSES ON TRANSFER:
36. HALTING ALLOWANCE
37. MODE OF TRAVEL AND EXPENSES ON TRAVEL
38. JOINING TIME ON TRANSFER
39. LEAVE TRAVEL CONCESSION
40. FESTIVAL ADVANCE TO OFFICERS
41. VARIOUS STAFF LOANS:
42. CLEAN OVERDRAFT FACILITY FOR STAFF MEMBERS
43. STAFF HOUSING LOAN / CONVEYANCE LOAN
44. HOUSING LOAN TO STAFF UNDER PUBLIC SCHEME
45. AVAILMENT OF LOANS FORM OUTSIDE SOURCES
46. SCHEME FOR ENCOURAGING EMPLOYEES TO PURSUE PROFESSIONAL AND COMPUTER EDUCATION,
47. PREFERENTIAL INTEREST RATES ON DEPOSITS
48. ISSUANCE OF BOBCARD
49. ONLINE TRADING FACILITY
50. ONLINE PROMOTION TEST
51. REIMBURSEMENT OF KIT ALLOWANCE FOR OVERSEAS VISITS
52. PAYMENT OF HALTING /DIEM ALLOWANCES TO EXPATRIATE OFFICER/OFFICERS
53. SILVER SALVER SCHEME
54. LEAVE
55. UNAUTHORISED ABSENCE
56 SANCTION OF LEAVE AND PERMISSION TO GO ABROAD AND ISSUE OF “NOOBJECTIONCERTIFICATE” FOR OBTAINING/RENEWING PASSPORT
57. COMPENSATORY LEAVE
58. SCHEME FOR GRANT OF SABBATICAL LEAVE TO EMPLOYEES
59. PROMOTION POLICY
60. ASSETS LIABILITY RETURN
61. TERMINAL BENEFITS
62. ENCASHMENT OF PRIVILEGE LEAVE ON RETIREMENT
63. ADDITIONAL RETIREMENT BENEFIT
64. PRE-MATURE RETIREMENT OF OFFICER
65. SCHEME FOR PAYMENT OF EX-GRATIAFINANCIAL RELIEF/APPOINTMENT
66. ISSUANCE OF SERVICE CERTIFICATES TO RETIRED EMPLOYEES
67. STAFF WELFARE
68. BANK OFBARODACONTRIBUTORY MEDICAL ASSISTANCE SCHEME FOR RETIRED EMPLOYEES
69. HELP DESK FOR RETIRED EMPLOYEES
70. “BARODASUJHAV” – STAFF SUGGESTION SCHEME
71. PARAMARSH- THE CENTER FOR PERSONAL COUNSELLING
72. SAMPARK – THE SOS HELPLINE FOR EMPLOYEE
73. IDEA ONLINE
74. HUMAN RESOURCE NETWORK FOR EMPLOYEE SERVICES
75. PERQUISITES TO CHIEF MANAGER SMG/S IV
76. DISCIPLINARY MATTERS
77. TRANSFER POLICY
78. INCOME TAX ON PERQUISITES – CONCESSIONAL RATE OF INTEREST ON STAFF LOANS
79. INTRODUCTION OF A NEW EMPLOYEE PERFORMANCE MANAGEMENT SYSTEM(EPMS) 80.POLICY FOR OVERSEAS POSTING
81. SCHEME FOR LEGAL & FINANCIAL SUPPORT
82. HR RESOURCING POLICY
83. SCHEMES MANAGED BY ASSOCIATION
84. SCHEME FOR RESERVATION OF BEDS IN HOSPITALS SITUATED AT ZONAL CENTRES
85. LIST OF HOLIDAY HOMES
OFFICERS’ SERVICE CONDITION IN BANK OFBARODA
Service Conditions of officers in BANK OF BARODA is governed by “BANK OF BARODA (OFFICERS’) SERVICE REGULATION 1979”
Refer Book of Instruction volume No. 13
Officers Employees conduct, Discipline and Appeal are regulated by BANK OF BARODA OFFICER EMPLOYEES’ (Conduct) REGULATIONS 1976 & BANK OF BARODA OFFICER EMPLOYEES’ (Discipline and Appeal) REGULATION 1976.
The details of above are recorded in our Head Office publication no. 76.
1. SCALE OF PAY (w.e.f 01/11/2007) BCC/BR/102/147 Dated 26.05.2010:
Scale I = Rs. 14500 -600 /7 - 18700 - 700/2 - 20100 - 800/7 - 25700
Scale II = Rs. 19400 - 700/1 - 20100 - 800/10 - 28100
Scale III = Rs.25700 - 800/5 - 29700-900/2 - 31500
Scale IV = Rs.30600 - 900/4 - 34200- 1000/2 – 36200
Scale V = Rs.36200- 1000/2 – 38200- 1100/2- 40400
Scale VI = Rs.42000 – 1200/4 – 46800
Scale VII= Rs.46800 – 1300/4 – 52000
Fitment :
Fitment shall be stage to stage i.e. on corresponding stages form Ist stage onwards and the increments shall fall on the anniversary date as usual.
For details refer Salary revision circular No. BCC:BR:102/147 Dated 26.05.2010 applicable w.e.f 01.11.2007
Stagnation :
a) Officers in JM Grade Scale I who have moved to scale of pay for MMG Scale II in terms of regulation 5(b) after reaching maximum of the higher scale shall be eligible for four stagnation increments for every three completed years of service of which first two shall be Rs.800 each and next two Rs.900/ each.
Provided that officers who have completed three years or more after receipt of the second stagnation increment as on 01.11.2007 will get the third stagnation increment on 01.11.2007 and another stagnation increment on or after 01.11.2008 on their completion of six years after receipt of second stagnation increment.
b) Officers in MMG/S II who have moved to scale of pay for MMG/S III in
Terms of Regulation 5(b) after reaching maximum of higher scale shall be eligible for three stagnation increments of Rs.900/- each for every three completed years of service.
Provided that officers who have completed three years or more after receipt of the first stagnation increment as on 01.11.2007 will get the next stagnation increment with effect from 01.11.2007 and a subsequent stagnation increment on or after 01.11.2008 on their completion of six years after receipt of the first stagnation increment.
Provided further those officers in substantive MMG/S III i.e. those who are recruited in or promoted to MMG/S III shall be eligible for four stagnation increments of Rs.900/- each for every three completed years of service. Those who have already received two stagnation increments and completed more than three years of service after receipt of second stagnation increment as on 01.11.2007 will get the third stagnation increment on 01.11.2007 and the fourth stagnation increment, on or after 01.11.2008 on their completion of six years after receipt of second stagnation increment.
2. Dearness Allowance:
On and from 01.11.2007,, Dearness Allowance shall be payable for every rise or fall of 4 points over 2836 points in the quarterly average of the All India Average Working Class Consumer Price Index (General) Base 1960 = 100 at 0.15 % of Pay.
3. House Rent Allowance (w.e.f 01/11/2007)
i) Major“A”ClassCitiesand Project Area Centres in Group A
8.5 % of Pay
ii) Other places in Area I and Project Area centres in Group B
7.5 % of Pay
iii) Other Places 6.5 % of Pay
Provided that if an officer produces a rent receipt, the House Rent Allowance payable to him / her shall be the actual rent paid by him/her for the residential accommodation in excess over 1.20 % of pay in the first stage of the Scale of Pay in which he / she is placed with a maximum of 150 % of the House Rent Allowance payable as per aforesaid rates mentioned in Column II above.
Note: The claims of officer employees for House Rent Allowance linked to the cost of their ownership accommodation shall also be restricted to 150 % of House Rent Allowances as hitherto.
4. City Compensatory Allowance (w.e.f 01.11.2007):
Area Rate Maximum Amount
i Places in Area I and in the State ofGoa
4 % of Basic Pay
Rs. 540 /- p.m.
ii Places with population of five lakhs and over and State Capitals andChandigarh,Pondicherryand Port Blair
3 % of Basic Pay
Rs. 375/- p.m.
5. FPP: (w.e.f. 01.11.2007)
On and from 1st November 2007 FPP together with HRA shall be at the following rates and shall remain frozen for the entire period of service.
Increment component
D.A. As on 01.11.2007
Total FPP payable where bank’s accommodation is
provided
(A) (B) (C)
800/- 58/- 858/-
900/- 65/- 965/-
1000/- 72/- 1072/-
1100/- 79/- 1179/-
1200/- 86/- 1286/-
1300/- 94/- 1394/-
Note : (i) FPP as indicated in “C” above shall be payable to those officer employees who are provided with bank’s accommodation.
(ii) FPP for officers eligible for HRA shall be “A” + “B” plus HRA payable on the last increment of the relevant scale of pay..
(iii) The increment component of FPP shall rank for superannuation benefits.
6. PQP (w.e.f 01/11/07) :
(A) Officers shall be eligible for professional qualification pay as under :
(i) Those who have passed only CAIIB - Part I / JAIIB
Rs. 410/- p.m. one year after reaching top of the scale
(ii) Those who have passed both parts of CAIIB -
(a) Rs. 410/- p.m. one year after reaching top of the scale
(b) Rs. 1030/- p.m. two years after reaching top of the scale
(B) An officer employee acquiring JAIIB/CAIIB (either or both parts) qualifications after reaching the maximum of the scale of pay, shall be granted from the date of acquiring such qualification the first installment or PQP and the release of subsequent installments of PQP shall be with reference to the date of release of first installment of PQP.
Provided further that in a case where an officer, as on the date of this Joint Note, has already acquired any of the above said qualifications and has not earned any
Increment or PQP on account of acquiring such qualification/s, he may be, with effect from 1st November,2007 or the date of acquiring such qualification/s, which ever is later , released PQP as provided herein above.
7. Mid Academic year transfer allowance :
W.e.f 01.05.2010 it is payable @ Rs.700/- per month subject to other conditions.
8. Deputation Allowance:
On and from 1st May 2010, Deputation Allowance shall be at the following rates :
A) An officer deputed to serve outside the bank - 7.75% of pay with a maximum of Rs2300/- p.m.
B) An officer deputed to an organization at the same place or to the training establishment of the bank - 4% of Pay with a maximum of Rs 1200/- p.m.
9. Hill and Fuel Allowance (w.e.f. 01/11/2007):
Place Rate
a Place with an altitude of 1000 meters and above but less than 1500 meters andMercaraTown
2% of Pay subject to a maximum of Rs 550/- p.m.
b Place with an altitude of 1500 meters and above but less than 3000 meters
2.5% of Pay subject to a maximum of Rs 680/- p.m.
c Places with an altitude of 3000 meters and above
5% of Pay subject of a maximum o Rs 1570/- p.m.
10. Special Area Allowance (w.e.f. 01/11/2007):
At places where special area allowance is payable in terms of regulation 23(ii) of Officers’ Service Regulations, 1979/1982, the said allowance shall be payable at rates as specified in BCC:BR:102/147 dated 26.05.2010.
11. Project Area Allowance(01.11.2007)
Project Area Compensatory Allowance shall be payable at the
following rates:
Project Areas falling in Group A - Rs 290/- p.m.
Project Areas falling in Group B - Rs 255/- p.m.
12. Split Duty Allowance L01.11.2007)
Split Duty Allowance shall be payable at Rs 165/- p.m.
13. Provident Fund (w.e.f. 01/11/2007):
(a) While the officers who are presently covered under the Pension Schemeand those who will join the Pension Scheme in terms of option being made available under joint note dated 27th April,2010 shall continue to contribute 10% of the pay towards Provident fund, there shall be no matching contribution.
(b) Officers who are presently covered under Contributory Provident Fund Scheme who do not opt for Pension Scheme being made available under Joint Note dated 27th April,2010 shall continue under the contributory Provident Fund Scheme as hitherto.
© There shall be no Provident Fund to officers joining the services of banks on or after 1st April,2010. They shall be covered by a Defined Contributory Pension Scheme, where the officer will contribute 10% of pay plus Dearness Allowance and the Bank of Baroda will make a matching contribution. The scheme shall be
Governed by the provisions of the Contributory Pension Scheme as introduced for employees of Central Government w.e.f. 1st January 2004 and modified from time to time.
Pension :
All existing officers who have joined Bank of Baroda’s service prior to 01.04.2010 and who have not opted for pension earlier, can exercise their option for Pension scheme under Bank Employees’ Pension Regulation, 1995 dated 29th September 1995/26th March1996.
1. The terms of the Bank Employees’ Pension Regulation,1995 dated 29thSept.1995/26th March1996 shall not apply to the officers who join the services of Banks on or after 1st April 2010; and they will be covered by Defined Contributory Pension Scheme, which shall be governed by the provision of the Contributory Pension scheme introduced for officers of the
Central Govt. w.e.f. 01.01.2004.
1. With effect from 1st May 2005, the pension of officers who retired or died while in service during the period 1st April 1998 to 31st Oct.2002 will be re-fixed based on the definition of ‘Pay’ as defined in clause 5 of the joint Note dated 14th Dec.1999. No arrears of pension and commuted value of
Pension will be payable on account of such re-fixing of pension.
1. With effect from 1st May 2005, the pension of officers who retired or diedWhile in service during the period 1st November 2002 to 30th April 2005 will be re-fixed based on the definition of ‘Pay’ as defined in clause 6 of the Joint Note dated 2nd June 2005. No arrears of pension or commuted value of pension will be payable on account of such re-fixation of pension.
Implementation of Defined Contributory Retirement Benefit Scheme (DCRBS) instead of the present Defined Benefit Pension Scheme for those who are joining the services of the Bank on or after 01.04.2010 : (Circular BCC:BR:102/96 dated 25.03.2010)
The scheme shall be one as governed by the “Contributory Pension Scheme” introduced for employees of central Government w.e.f. 1st January 2004.
14 Non refundable withdrawal from Provident fund –
All confirmed employees and regular member of PF Trust of the Bank who have
Completed 10 years of Service and against whom no disciplinary action has been initiated /pending as on date of application. Purpose and quantum of non-refundable withdrawal are
Purpose Limit for non refundable withdrawal of Provident Fund
For meeting the expenses in connection with the marriage of children
-6- months grow salary subject to maximum of 50% of Member’s own contribution towards PF/VPF
For meeting the cost of Higher Education of dependent children
Estimated expenses for complete course or 50% of Member’s own contribution towards PF/VPF(which is less)
Reference Circular No.HO:BR:100/130 dated 26.08.2008
15. Medical Aid ( w.e.f. 01.11.2007)
On and from Ist Nov. 2007, reimbursement of medical expenses shall be as under:
A) Officers in JMG & MMG Scales - Rs. 5100/-p.a.
B) Officers in SMG & TEG Scales - Rs. 6320/- p.a.
16. Hospitalization Expenses ( w.e.f. 01.05.2010)
It shall be in terms of the Hospitalization Scheme laid down under Bipartite settlement dated 27th April, 2010 for workmen employees, subject to following limits: -
Scale Limits
A) JMG/S I and MMG/S II & III
(i) Bed charges
Self - Rs 700/- per day
Family _ Rs.525/- per day
(ii) Other charges -
At the scale of 125% of the limits laid down under the hospitalization Scheme applicable to workmen employees.
SMG/S IV (i) Bed charges:
Self - Rs. 900/- per day
Family - Rs 675/- per day
(ii) Other charges - At the scale of 150% of the limits laid down under the hospitalization scheme applicable to workmen employees
For other charges refer to circular No. BCC/BR/102/147 dated 26.05.2010.
Medical expenses incurred in following disease, which need domiciliary treatment shall be deemed as hospitalization expenses for reimbursement from the bank -Cancer, Leukemia, Thalassemia, Tuberculosis, Paralysis, Cardiac Ailment, Pleurisy, Leprosy, Kidney ailment, Epilepsy, Parkinson’s Disease, Psychiatric disorder, Diabetes, Hepatitis-B, Hepatitis-C, Hemophilia, Myasthenia gravis, Wilson’s disease, Ulcerative Colitis, Epidermolysis bullosa, Venous Thrombosis (not caused by smoking), Aplastic Anemia, Psoriasis and Third Degree Burns.
Besides above special packages are also reimbursed by the bank to the extent of entitlement for getting specialized treatment for diseases pertaining to heart, kidney, coronary etc.
Ambulance charges from residence to hospital and back or from one hospital to another is reimbursable in full.
Actual expenses incurred on conveyance by mode other than ambulance shall be reimbursed subject to the maximum as under:
(i) By public taxi Actual subject to maximum Of Rs 150/- per trip.
(ii) By auto rickshaw Actual subject to maximum Of Rs 75/- per trip.
Bank do also provide “Wall-in Walk-out” facility in some specified hospitals at major centers in India Like Delhi, Mumbai, Ahmedabad, Jaipur, etc. keeping reserved bed for employees and their dependent family members.
AT Delhi we have walk In walk out facility at Ganga Ram Hospital in Central Delhi, VIMHANS in South Delhi, Park Hospital in West Delhi
Bank does also provide reimbursement of Hospitalization Expenses incurred on treatment abroad in exceptional cases for the ailments for which treatment inIndiais not yet widely established.
17. Medical Check up scheme for the employees of 45 years of age and above.
Full time confirmed employees of 45 years of age and above are eligible for medical check up once in 2 years in the approved diagnostic centre. Maximum amount payable for medial check up is Rs.1000/-.
In our zone, we have a tie up with Religare.
18. Ex-gratia Medical Aid:
For details refer to HO/BR/95/112 dated 12.06.2003 & HO/BR/96/174 dated 23.08.2004. The Ex-gratia Medical Aid Scheme has been rationalised. A maximum cap of expenditure has been specified for amount
reimbursed under BPS/BOBSOR and Exgratia Medical Aid taken together. Ex-gratia Medical Aid will be sanctioned only for serious ailments (specified) involving high cost. For any Life threatening ailment, which is not specified, sanction to be obtained from GM/DGM (HRM), BCC, Mumbai.
19. Housing Accommodation :
Housing Accommodation is provided to officers on lease basis with following ceiling w.e.f 01.11.2007 (BCC/BR/99/335 Dated 03/11/07):
City Class Delhi & Major “A” Area I Area II Other
Mumbai Centers
Scale I 12000 10000 8000 4500 3500
Scale II 13000 11000 8500 5000 4000
Scale III 13000 11000 8500 5000 4000
Scale IV 15000 13000 10500 6500 --
Bank provides payment of maximum 6 months rent as refundable deposit to landlords, wherever required. Refer HO/BR/95/57 dated 29.03.2003.
20. Furniture to Officers at Residence :
All officers who live in accommodation owned by the bank, leased to the bank or leased in the name of the officer and reimbursement by the bank are eligible to avail this facility subject to limits as under
Scale I - Rs.40000/- Scale II - Rs.60000/-
Scale III - Rs.80000/-
For details refer to BCC/BR/95/199 dated 30.06.2003.
& BCC/BR/103/365 dt 30.12.2011
21. Recovery of House / Furniture Rent (w.e.f. 01/11/07):
I. House Rent recovery shall be @ 1.20% of the first stage of the scale of pay in which officer is placed or the standard rent for the accommodation, whichever is less. Reference BCC/BR/98/17 dated 30.01.2006.
Rates for Standard Rent applicable as on date are as under :
S. No RangeofLivingArea ( in sq. mt.)
Standard Rent (Rs.)
1 Up to 50 183
2 51 to 60 241
3 61 to 75 279
4 76 to 90 387
5 91 to 105 520
6 106 to 120 632
7 121 to 150 773
8 151 to 180 924
9 181 to 225 1087
10 226 to 300 1557
11 301 to 400 1924
12 401 to 550 2290
13 Beyond 551
2672
( 1 sq. mt. = 10.76 sq. ft.)
II. Furniture rent recovery shall be @ 0.25% of the first stage of the scale of pay in which officer is placed.
22. Entertainment Expenses (BCC:BR/102/169 dated 22.06.2010)
The revised rate as under is payable from financial year 2010-11 :
Scale Officers at Branch Head
Administrative office & Branches(Rs./p.a.)
Existing Revised Existing Revised
JMG/S I 3600 4600 4200 5200
MMG/S II 4200 5200 4800 5800
MMG/S III 4800 5800 5400 6400
5400* 6400*
SMG/S IV & V 6000 7300 6000 7300
TMG/S VI & VII
15000 16500 15000 16500
The reimbursement is to be made to the officers proportionately on quarterly basis, on submission of declaration.
At very large and exceptionally large branches.
23. Reimbursement of Club membership fees:
Following amount is reimbursable:
Admission fees Entitlement (Rs)
All Officers 3000/-
Subscription fee Annual Ceiling (Rs)
(A) Branch Managers
Exceptionally Large Branches 2700/-
Very Large Branches 2400
Large Branches 2100
Medium Branches 1800
Small Branches 1500
(B) Others
TEG/S VI & VII 3000
SMG/S V 2400
SMG/S IV 2100
MMG/S III 1800
MMG/S II 1500
JMG/S I 1200
24. Reimbursement of Conveyance Expenses:
All officers are entitled to get reimbursement of conveyance expenses. Reimbursement of conveyance expenses is made to officers as per actual expenses incurred by them and so declared while claiming
reimbursement or the monthly limits as specified under the scheme whichever is lower (Refer BCC:BR:101/57 dated 20.02.2009.
Claim can be made within 3 months from the month it become due on declaration basis. The limit to the monetary entitlement of the officers calculated on the basis of the high octane petrol rate (premium, power etc) prevailing on the last day of the month for the eligible litres of petrol.
(A) Scheme I
This scheme would be applicable to the officers who do not own a vehicle –
Sl.NO. Scale Amount for all areas (Rs.)
1 SMG/S IV 600
2 MMG/S III 500
3 MMG/S II 400
4 JMG/S I 350
(B) Scheme II
This Scheme would be applicable to the officers who own a vehicle –
Scale
Major A class cities
2-wheeler Car
Area I
2-wheeler Car
Area II
2-wheeler Car
Area III
2-wheeler Car
I* 35 35
30 30
25 25
20 20
II 35 35
30 30
25 25
20 20
III 35 70
30 60
25 50
20 40
25. Halting Allowance ( w.e.f. 01/05/2010 ):
Grade / Scale Major “A” class cities (Rs)
Area I (Rs) Other places (Rs)
Scale I, II and III 800/- 700/- 600/-
Scale IV and above
1000/- 800/- 700/-
Provided that in the case of officers in Scale IV and above , halting allowance payable per diem while on outstation work at the four metros, viz. Delhi, Mumbai,Kolkata and Chennai, shall be Rs.1200/- and for officers in Scale I/II/III Rs.1000/-
26. Lodging Expenses: (BCC:BR:100/248 Dated 11.09.2008 w.e.f.01.09.08)
Maximum room tariff permissible (excluding taxes)
Eligibility to stay
Major A class cities
Area I Other places
Scale IV 3* Hotel 5000 3400 3000
Scale II & III
2*Hotel (Non-Ac)
3400 2600 2200
Scale I 1* Hotel (Non-Ac)
2600 2220 1800
As per BR: HRM: M-35/3795 Dated 19.11.2004 Area Classification for halting allowances is as under:
Major A Class Cities : Greater Mumbai, Kolkatta , Delhi , Chennai, Ahmedabad, Bangalore, Hyderabad.
Area I Cities : Places with population of 12 lacs & above - Patna, Pune , Nagpur, Kanpur , Surat , Jaipur , Lucknow , Visakhapattnam , Baroda , kochi, Indore, Bhopal, Ludhiana , Coimbatore, Madurai , Agra, Varanasi
Other Places: Places other than Major A Class & Area I cities.
Other conditions
When food bill and Hotel bill both produced : ¼ Diem Allowance
When only Hotel bill produced : ¾ of Diem Allowance
When only food bill produced : ½ of Diem Allowance
When no food bill / Hotel bill produced : Full Diem Allowance
For major A class cities executives may be reimbursed actual lodging expenses maximum to the extent of 150% of the applicable ceiling.
27. Traveling Expenses for Travel in Own Vehicle for Official Duty :
The following rates are applicable for reimbursement of traveling expenses for travel in own vehicle for official duty, shifting of own vehicles by road on transfer & for availing LTC (For details refer HO/BR/96/60 dated 11.03.2004 & BCC/BR/104/2 DT 2.1.2012
Sr. No.
Type of Vehicle Reimbursement Rate per K.M.
1 Four wheeler - Engine capacity of 1000 cc or more
Rs 9.00
2 Four wheeler - Engine capacity of less than 1000 cc
Rs 7.00
3 Motor cycle and scooter Rs 4.50
4 Mopeds Rs 3.00
For use of own vehicle, prior permission of competent authority is required.
28. Reimbursement of conveyance on Training : Non residential training programme (Circular No.BCC:BR:102/168 dated 22.06.2010) w.e.f. 01.07.2010
Reimbursement of conveyance on training to non residential training programmes are as under :
Centre Existing Revised
Mumbai,Delhi,Kolkata,Chennai
Bangalore,Hyderabad,Ahmedabad
Actual expenses
Subject to Rs.80 per working day
Actual expenses subject to Rs.125 per working day
At all other centres Actual expenses
Subject to Rs.50 per working day
Actual expenses
Subject to Rs.75 per working day
29. Discomfort Allowance
Officers working in 8 a.m. to 8 p.m. branches and attending office in shifts only are eligible to get Discomfort Allowance w.e.f 08.01.08 @ Rs. 125/- per day as per administrative guidelines.
30. House Maintenance Allowance
Officers who have occupied Bank’s house or leased house of Bank, are entitled to get House Maintenance Allowance as under for the Financial Year 2007-08, w.e.f 01.02.2008 on self declaration basis (BCC/BR/100/26 Dated 30.01.2008):
S.No Grade/Scale Amount (Rs)
1. Officer in scale JMG/S-I 500/- p.m.
2. Officer in scale MMG/S-II 600/- p.m.
3. Officer in scale MMG/S-III 700/- p.m.
Officers who have acquired house on leased in personal name as per Bank’s Scheme, are entitled to get House Maintenance Facility as under for the Financial year 2008-09 w.e.f. 01.02.09 on self declaration basis (BCC/BR/101/53 dated 13.02.2009
Sl.NO.
Grade / Scale Amount (Rs.)
1 Officers in Scale JMG/S I 300/- p.m.
2 Officers in Scale MMG/s II & III 400/- p.m.
3. Officers in Scale SMG/S IV 500/- p.m
BCC:BR:103/366 dt 30.12.11:::: Officers staying in own house : Scale I 200/-, II- 300, III-300, IV-400, V&VI-500, Scale VII-600
31. Kit Allowance
Branch heads are entitled to get Kit Allowance as under for the Financial Year 2007-08, w.e.f 01.02.2008 on self declaration basis (BCC/BR/100/26 Dated 30.01.2008):
S.No Grade/Scale Amount (Rs)
1. Branch Heads at Metro Centres 5000/- p.a.
2. Branch Heads at Urban Centres 3500/- p.a.
3. Branch Heads at Rural/Semi Urban Centres
2000/- p.a.
The above facility shall be extended to officers on Bank of Baroda achieving net profit of rs.1000/- crore or more. Facilities are on annual basis and subject to review every year after finalization of Annual Results.
32. Provision of News Paper & Book Facility to officers BCC:BR:101/129 dated 29.04.2009.
One news paper (Financial/Non-financial) on monthly basis is provided to officers in Scale I, II , III and 85% of the cost is reimbursable by Bank of Baroda.
Executive )SMG/S IV) : 3 News papers and 3 periodicals*
(* on commerce, management, agriculture, banking, economics or computers/information technology)
Reference BCC:BR:100/207 dated 25.07.2008
Taking a notional value for the price of 1 new paper and 1 periodical, the following annual ceilings are now stipulated for officers/executives for reimbursement under this head.
Scale of officers/Executives
Existing Entitlement Approved monetary ceilings
Books(p.a) Newspapers/
Periodicals
(p.m)
Yearly Combined
Entitlement entitlement
(News Papers/ of Books + News
Periodicals) papers/periodical
(p.a)
JMGS I 1000 1 daily news paper 1800 2800
MMG/S II 1500 1 daily news paper
1800 3300
MMG/S III 2000 1 daily news paper
1800 3800
SMG/S IV 2500 3 daily news papers
+ 3 periodicals
9000 11500
SMG/S V 2500 3 daily news papers
+ 3 periodicals
9000 11500
TEG/S VI 3000 3 daily news papers
+ 3 periodicals
9000 12000
TEG/S VII 5000 3 daily news papers
+ 3 periodicals
9000 14000
33. Brief case to Officer:
One brief case with a cost ceiling of Rs. 1500/- (including tax) can be claimed by every officer in Scale I, II and III, once in two years on declaration basis w.e.f. 01.03.08 (Reference BCC:BR:100/67 dated 10.04.2008).
Executive in Scale IV can claim one brief case with a cost ceiling of rs.2000/- once in two years and one executive attaché with a cost ceiling of Rs.4000/- once in three years.
34. Compensation on Transfer ( BCC:BR:101/129 dated 29.04.2009 :
An officer on transfer will be eligible to draw a lump sum amount, as indicated below, for the expenses connected with packaging, local transport, insurance etc.
S. No Grade / Scale Amount (Rs)
1. Junior & Middle Management. 15000/-
2. Senior & Top Management 20000/-
35.. Expenses on Transfer:
An officer on transfer will be reimbursed his expenses for transporting his baggage by goods train up to the following limits: -
PayRange Where an officer has family
When an officer has no family
Rs 10000/-pm to Rs 13820/-pm
3000 Kgs.
(3 tonnes)
1500 Kgs.
(1.5 tonnes)
Rs 13821/- pm and above
Full Wagon(12 tonnes/120 quintals)
2500 Kgs.
(2.5 tonnes)
Where an officer on transfer transports his baggage by Lorry, for the purpose of reimbursement of actual charges, the maximum Limit in cases where ‘full wagon’ is applicable shall normally be 60 quintals by goods train. However, where the expenses incurred are beyond such maximum, the bank may, keeping in mind the hardship involved to the officer concerned, reimburse the actual expenses incurred on the basis that the maximum charges for transport of goods in an -8- wheeler wagon would be 120 quintals provided the baggage is transported through approved transport operators. Reimbursement of expenses would be made at following rates :
S No. Distance in Kilometers Rates per tonne*, per Km.
1. Up to 2000 Kms. Rs 2.80
2. Beyond 2000 Kms. Rs 1.40
Note: The above rates do not apply on a slab basis.
One Tonne = 1000 Kgs
Reference BCC:BR:101/129 dated 29.04.2009 & BCC:BR:103/301 25.10.11
36. Halting Allowance :
In terms of the guidelines from the Govt. OfIndia, reimbursement of maximum 15 days halting allowance is permissible in case no residential accommodation is made available by the bank to officer at the new place of posting.
37. Mode of Travel and Expenses on Travel ( w.e.f. 01.05.2010)
The following provisions shall apply wherever an officer is required to travel on duty :
I. An officer in JMG is entitled to travel by Ist class or AC 2 - tier sleeper by train. He may, however, travel by air (economy class) if so permitted by competent authority, having regard to the exigencies of business or public interest.
II. An officer in MMG is entitled to travel by Ist class or AC 2 - tier sleeper by train. He may, however, travel by air (economy class) if the distance to be covered is more than 1000 kms. May travel for shorter distance if so permitted by competent authority.
III. An officer in Senior management is entitled to travel by AC Ist class by train or air (economy class)
IV. Any other officer may be authorized by the Competent Authority, having regard to the exigencies of business, to travel by his own vehicle or by taxi or by the Bank of Baroda’s vehicle.
38. Joining Time on Transfer :
I. An officer shall be eligible for joining time on one occasion, not exceeding seven days, excluding the number of days spent on travel.
II. An officer may be permitted to avail joining time in maximum two installments provided he avails the same within 12 months from the date of his reporting to the new place of posting and the total joining time does not exceed 7 days. On both the occasion the joining time should be for the purpose of shifting family / goods and other incidental activities connected with shifting / transfer and not any other purpose.
III. Officer is eligible for diem allowance for the period of days spent on travel when he is reporting for the first time to the new place of posting.
IV. No joining time is admissible when an officer on transfer does not shift their residence to the new place of posting. Refer to circular CO/BR/95/145 dated 21.04.2003.
39. Leave Travel Concession (w.e.f. 01.05.2010)
During each block of 4 years an officer shall be eligible for leave travel concession for travel to his place of domicile once in each block of two years. Alternatively, he may travel in one block of two years to his place of domicile and in another block of two years to any place inIndiaby the shortest route.
I. The mode and class by which an officer may avail LTC shall be same as the officer is normally entitled to travel on transfer and other terms and conditions subject to which the LTC may be availed of by an officer, shall be as decided by the Board from time to time. Provided that w.e.f. 01.05.2010 an officer in JMG/S I while availing LTC will be entitled to travel by air in the lowest fare of economy class in which case the reimbursement will be the actual fare or the fare applicable to AC 1st Class fare by train for the distance traveled whichever is less. The same rules shall apply when an officer in MMG/S II and MMG/S III while availing LTC where the distance is less than 1000 kms.
II. LTC encashment -- An officer by exercising option any time during a 4 year block or two year block surrender and encash his LTC (other than travel to place of domicile) upon which he shall be entitled to receive an amount equivalent to 75% of the eligible fare for the class of travel by train to which he is entitled up to a distance of 4500 kms (one way) to and fro journey total 9000 kms for officers in JMG Scale I and MMG Scale II & III and 5500 kms (one way) to and fro journey total 11000 kms for SMG IV and above. For encashment of LTC facility the entitled class of travel by train by officers in JMG and MMG may be taken as AC II Tier sleeper.
III. An officer in Senior Management or Top Executive Grade is entitled to travel by AC Ist class by train or by Air (economy class).
IV. The facility of encashment of privilege leave while availing of Leave Fare Concession is also available while encashing the facility of LFC.
V. Definition of family: For the purpose of LTC concession “Family” of an officer shall mean an officer’s spouse, wholly dependent unmarried children (including dependent step children and legally adopted children), physically challenged brother/sister with 40% or more disability, and wholly dependent parents ordinarily residing with and wholly dependent on the officer.
The term wholly dependent child/parent shall mean such member of
family having a monthly income not exceeding of Rs. 3500/ p.m..
If the income of one of the parents exceeds Rs.3500/- p.m. or
the aggregate income of both the parents exceeds Rs.3500/- p.m,
both the parents shall not be considered as wholly dependent on
the officer.
VI. Please note that LTC for travel to the place of domicile (HomeTown) is not encashable. Railway grant concessional fare to Senior Citizens of 60 year of age and above, hence encashment will be considered on the basis of concessional fare only.
VII. If an officer eligible to travel by air on LTC traveled by Air)economy class), the economy air fare should be taken into account for reckoning the entitlement, irrespective of the fact whether the airline allowed any complimentary facility, including visit to an overseas place, within the economy class fare. However, on traveling by apex /concessional fare, which is normally less than the economy fare, the eligibility would be actual fare.(Refer Circular No.BCC:BR:101/133 dated 05.05.2009).
40. Festival Advance to officers:
An officer is eligible for Festival advance up to one month emoluments or maximum Rs.30000/- in one calendar year w.e.f 28.01.2009. Refer BCC/BR/10/38 dated 04.02.2009.
41. Various Staff Loans:
Refer to Master circular No BCC/BR/97/103 dated 20.04.2005 for all Staff Loans excluding Staff Housing Loan and Clean Overdraft facility for staff.
a) Take over of educational loan availed by Campus Recruitees :
Bank of Baroda has decided to offer to take over educational loan of officers recruited from campus on or after 01.01.2009.(Refer Circular No.BCC:BR:101/285 dated 16.09.2009.
b) Revision of scheme of Conveyance loan to officers :
For -4- wheelers :
Eligibility All confirmed officers with continuous service of 3 years and drawing basic pay of not less than Rs13820/- (old basic)
Circular No.BCC/BR/102/38 dated 04.02.2010
Limit 80% of control price of car or Rs.7.00 lacs which ever is less.
R.O.I 8.50% simple interest
Period 120 installments (Principle 90 and interest 30) in the ratio of 3:1
For -2- Wheelers :
Limit 90% of the control price or Rs.90000/- whichever is less.
ROI 8.50% (Simple)
Repayment 84 equated installments (70 towards principal
and 14 towards Interest)
42. Clean Overdraft facility for Staff Members:
Refer to Master circular No BCC:BR:96:48 dated 28.01.2004 and BCC:BR:98:61 dated 07.03.2006 for Clean Overdraft facility available to Confirmed Staff Members with minimum service of 3 years.
Length of Service Eligibility Amount (Rs in Lacs)
3 to 5 Years 1.25
5 to 10 Years 3.10
10 years & Above 5.00
Revised prescribed rate of interest w.e.f. 01.07.2010(Circular No.BCC:BR102/167 dated 22.06.2010
Existing Revised
1.50% below BPLR on compounding basis with monthly rests(presently 10.50%)
9% p.a. on compounding basis with monthly rests.
43. Staff Housing Loan:
(a) Regular Housing Loan : (:(circular No.BCC:BR:102/135 dated14.05.2010.)
Eligibility Confirmed in Bank of Baroda’s service
Loan limit 90% of total cost or Rs.20 lacs which is lower.
Rate of Interest 8% p.a(Simple) or 4% less than BPLR whichever is lower
Margin 10% of the cost
Repayment 240 monthly installment. 180 installment towards principal and 60 installment towards interest.
Those officers who have availed regular housing loan before 01.02.2010 as per earlier scheme, but construction/purchase of house is incomplete and/or repayment of loan has not begun, are also eligible to opt the housing loan under the revised scheme subject to the original estimated cost.
(b) Additional Housing Loan :
Eligibility Confirmed in Bank of Baroda’s Service
Loan limit Rs.4 lacs
Rate of interest 8% p.a.(Simple) or 4% less than BPLR. Whichever is lower
Repayment 120 monthly installments – 90 equal installment towards principal and 30 equal installments towards interest.
Margin 25% of the estimated cost.
Those officers who have availed additional housing loan before 01.02.2010 as per earlier scheme, but repair/renovation/enlargement of house is incomplete and/or repayment of loan has not begun, are also eligible to opt the additional housing loan under the revised scheme.
© with this increase the facility of Supplementary housing loan
stands withdrawn.
(d ) the existing housing loan account of an officer under old scheme
can be transferred to new scheme for interest benefit, if he so desires.
44. Housing Loan to Staff under Public Scheme :
Refer to Master circular No BCC:BR:93:50 dated 17.03.2001 & BCC:BR:99/278 Dated 20.09.2007 for Housing Loan to Staff under Public Scheme.
45. Availment of Loans form Outside Sources:
It is mandatory for all employees to take prior permission of the Bank for availing of any loans from outside sources.
46. Scheme for Encouraging Employees to Pursue Professional and Computer Education, through Correspondence, Part-time & Distance Learning:
Refer to Master Circular No BCC:BR:96:208 dated 01.06.2004 for above scheme.
47.Preferential Interest Rates on Deposits:
The Bank may allow one per cent additional rate of interest over its ruling rate of interest on fixed deposits, saving deposits and recurring deposits in the name of an officer, individually or jointly with any member of his family.
48. Issuance of BobCard:
For the officers in scale I to IV BOBCARD Exclusive or BOBCARD Gold is issued free of cost.
49. Online Trading Facility- “ Baroda e-Trading”-Special Rates for Staff:
For concessions refer to circular no BCC:BR:99/261 dated 31.08.2007.
50. Online Promotion Test :
Refer to circular no BCC:BR:98/292 dated 19.10.2006. Bank has advised to its staff to become computer literate and also planning to implement online test for Bank staff for promotion.
51. Reimbursement of Kit Allowance f
or Overseas Visits
Officers/Executives identified for overseas postings on regular basis are reimbursed Kit Allowance in equivalent Rupees on self declaration basis as under (Reference BCC:BR:100/322 Dated 10.11.2008) :
Category Amount in US$
Cold Countries Warm Countries
Officer(if single) 600 450
Only officer & Spouse
1200 900
Officer, Spouse & 1 child
1600 1200
Officer, Spouse & 2 child
2000 1500
IBTOs 300 300
Cold countries :USA,UK,Brussels
Warm Countries : Asian Countries,Mauritius,Seychelles,Hong Kong, African Countries, Fiji etc.
52.Payment of Halting /Diem Allowances to Expatriate Officer/Officers in India and visiting Foreign Countries for official Purpose :
Please refer Master Circular No.BCC:BR:100/341 dated 25.11.2008 with reference to above matters.
53.Silver Salver Scheme :
On completion of 25 years of service bank of Baroda provides Silver Salver to the staff on immediate succeeding Bank of Baroda’s Foundation day to the value of Rs.2500/-
54. Leave :
Refer to Master circular No. BCC:BR:96/284 dated 05.08.2004 on leave, special leave, leave for going abroad, unauthorized absence.
Maternity Leave (w.e.f. 01.05.2010) :
(a) Maternity leave, which shall be on substantive pay, shall be granted to a female employee for a period not exceeding 6 months on any one occasion and 12 months during the entire period of her service.
(b) Within the overall period of 12 months, leave may also be granted in case of miscarriage/abortion/MTP
(c) Within the overall period of 12 months, leave may also be granted in case of hysterectomy up to a maximum of 45 days.
55. Unauthorized Absence:
For details refer to circular no CO/BR/94/133 dated 30.05.2002, BCC:BR:96/284 dated 05.08.2004 Annexure 3 & BCC/BR/98/63 dated 08.03.2006.
56 Sanction of Leave and Permission to go abroad and issue of “No Objection Certificate” for obtaining/renewing Passport:
Refer to circular No. BCC:BR:99/265 dated 03.09.2007
57. Compensatory Leave:
In case of working on exigencies officers may be sanctioned Compensatory Leave subject to sanction by an executive. Reference BCC/BR/97/352 dated 14.12.2005.
58. Scheme for grant of Sabbatical Leave to Employees:
Refer to circular No. BCC:BR:98/113 dated 02.05.2006 for sabbatical leave to employees. The scheme is kept under abeyance with immediate effect vide circular No.BCC:BR:101/54 dated 10.02.2009.
59. Promotion Policy: (Circular No.BCC:BR:102/94 dated 15.03.2010)
The service eligibility for promotion to a higher scale has been reduced for most of the scales in the normal channel, the total time span is now reduced by 7 years from the current 25 years to 18 years and for the fast-track channel, the total time span is reduced by 4 years from the current 18 years to 14 years. This is one of the fastest service eligibility prescribed for promotion of officers in the entire Banking industry.
Normal Channel Fast Track
Existing Revised Existing Revised
Scale (years) (Years) (Years) (Years)
I to II 7 5 4 3
II to III 5 4 3 3
III to IV 5 3 3 2
IV to V 3 2 - -
V to VI 2 2 - -
VI to VII 3 2 - -
Total Time Span 25 18 18 14
The eligibility for the fast-track channel shall now only be limited to the performance factor for which the criteria stipulated is a minimum of 80% performance score in each of the last 3 years performance ratings.
Selection process :
a)No interviews or assessment of potential has been kept in the policy for promotion from Scale I to II.
b).Written test have been dispensed with for promotions from Scale III to Scale IV.
c) The revised weightage for the different factors of promotions have been kept as under :
Scale Written Test Performance Potential
Existing Revised Existing Revised Existing Revised
I to II 50 60 40 40 10 -
II to III 40 30 40 50 20 20
III to IV 20 - 50 60 30 40
IV to V - - 60 60 40 40
V to VI - - 60 50 40 50
Vi to Vii - - 60 50 40 50
d) Transparency in marks secured : With a view to bring about more transparency in the marks secured by officers in the written test, it has been decided to intimate to all officers the written test marks immediately after declaration of the results of the written test.
e) The performance marks are also made open from this year.
60. Assets Liability Return:
Submission of Assets and Liabilities Statement as on March every year is mandatory to be submitted by all officers by June end through HRNES.
61. Terminal Benefits:
Refer to following master circular on terminal benefits like P.F, Pension and Gratuity etc:
HO/BR/96/91 dated 16.04.2004 for Provident Fund
HO:BR:96/83 dated 05.04.2004 for pension
HO/BR/96/82 dated 05.04.2004 for Gratuity
Gratuity (HO:BR:102/96 dated 26.06.2010)
The payment of Gratuity Act has now been amended by an Act of Parliament which received the Presidential assent on 17th May 2010. Accordingly, the ceiling on the amount of gratuity payable under Section 4 sub section (3) of the Payment of Gratuity Act 1972 has been raised from Rs. Three lacs fifty thousand to Rs.Ten lacs with effect from 24th May,2010.
62.Encashment of Privilege leave on retirement :
When an officer retires/expired while in service, he shall be eligible to be paid a sum equivalent to the emoluments of any period, not exceeding 240 days, of privilege leave that he/she had accumulated/credit as on date of retirement/death.
63.Additional Retirement Benefit :
An officer who was in Bank’s service as on 01.07.1979, on retirement/voluntary retirement will gets –6- months emoluments as additional retirement benefit if he has rendered at least –25- years of service..
64. Pre-mature Retirement of Officer:
The Bank can consider per-mature retirement of an officer under BOBOSR. It would be done once in a year after the officer completes the age of 55 years or completion of 30 years of total service, whichever is earlier. Refer to circular no BCC:BR:98/243 dated 29.08.2006.
65. Scheme for Payment of Ex-gratia Financial Relief/Appointment to the dependents of deceased employees on Compassionate Grounds:
Refer to circular No BCC/BR/99/347 dated 12.11.2007 & BCC/BR/98/21 dated 02.02.2006 for all death cases occurred on or after 04.10.2005.
66. Issuance of Service Certificates to Retired Employees :
On receipt of application from the retired employee along with the photograph, the Competent Authority prescribed in the circular No CO/BR/92/40 dated 21.03.2000 may issue such Service Certificate cum Identity Card to employees who have retired on super annuation or have opted for any type of voluntary retirement from the Bank’s services. For details refer to HO/BR/94/157 dated 13.08.2002 and HO:BR:100/180 dated 24.06.2008.
67. Staff Welfare:
Refer to Master circular No BCC/BR/96/265 dated 08.07.2004 for the various facilities provided by the bank under Staff Welfare funds: -
I. Establishment of Holiday homes
II. Providing scholarships to the children of employees
III. Handicapped children/spastic children
IV. Provide financial aid to the family members of the employees who die in harness
V. Providing incentives to employees for promoting small family norms
VI. Extending financial assistance to the employees who are on loss of pay on account of major and special operations/major diseases
VII. Presentation of mementos to retiring employees (Abhinandan Yojana)
VIII. Canteen subsidy
IX. Financial assistance for purchase of artificial limbs to physically handicapped staff members and/or their handicapped children
X. Financial assistance for purchase of hearing aid to physically handicapped staff members and/or their handicapped children.
XI. Health check up for full time confirmed employees above the age of -45- years
68. Bank of Baroda Contributory Medical Assistance Scheme for Retired Employees:
Under this scheme financial assistance is provided to retired employees and his/her spouse only on superannuation to meet the medical expenses incurred. To acquire the membership, employee shall have to make one time lump sum contribution towards membership fees i.e. Equal to 50% of (the basic pay, last drawn) + special pay (if applicable). Refer to HO/BR/92/317 dated 11.09.2004.
Further, w.e.f. 1st April,2010 it has been further improved as under :
(a)The membership of Bank of Baroda Contributory Medical Assistance Scheme for Retired Employees will be extended to all retired employees for self and spouse irrespective of whether they are in gainful employment or not provided they enroll by paying the membership fees.
(b)If the employee / spouse are in employment and the establishment extends/provides any medical aid/assistance then they will be eligible only for the unsettled portion of the claim i.e. such members have to first apply for reimbursement of their medical expenses to their current employer and the remaining unsettled amount only will be considered under the Contributory Medical Assistance Scheme for Retired Employees.(Circular No.HO:BR:102/34 dated 16.03.2010)
69. Help desk for Retired Employees :
Bank has established a help desk for retired employees at Head Office,Barodafor their benefit at following address (HO:BR:100/52 dated 12.04.2008)
The Chief Manager)HRM)
Bank ofBaroda
HRM Division, Head Office,
2nd Floor,Baroda House, Mandvi,Baroda 390006
Tel.no.0265-2517326
Email : [email protected].
70. “Baroda Sujhav” – Staff Suggestion Scheme:
Refer to circular no HO:BR:96/145 dated 09-07-2007. Suggestion may directly be sent to The Chief Manager (Ops,Ser, CS & O&M), Head Office, SurajPlaza–1, 8th Floor, Sayajigunj,Baroda – 390005.
71. Paramarsh- The center for personal counselling:
Bank has set up psychological counseling center for bank staff at Mumbai for counseling service free of charge, for resolving their psychological problems/worries, which may be disturbing their personal life. Counseling services are available on Monday, Wednesday and Friday between 3 pm. To 6 pm only by prior appointment directly obtainable form Mrs. Arti Chawla, a Clinical Psychologist and Counselor over phone No 022-56985299. Reference CMD circular BCC/CMD/DO/128 dated 21-06-2005.
72. Sampark – The SOS Help line for Employee:
With the objective of providing immediate assistance to those employees in great distress, facing extreme emergency, life and death situation, Bank has established SAMPARK HELP LINE at CMD ‘s office. An employee can send e-mail at [email protected]/fax at 022-26523543 or through post to CMD at corporate office address in prescribed format with copy to Zonal Head. Reference CMD circular BCC/CMD/DO/129 dated 01-07-2005.
73. [email protected] :
An employee can send new ideas/schemes etc. for reference to higher authorities directly at [email protected].
74. Human Resource Network for Employee Services
In order to enable HR to add value to business, a comprehensive web-enabled Human Resources Management System called Hrnes has been conceptualized, implementation of which is under way. This shall provide a new tech-enabled platform for qualitative utilization of HR database and the same can be leveraged for improving the overall quality of HR practices. (Reference BCC:BR:99/359 Dated 26.11.2007)
The system comprises of three broad modules encompassing many functions:
1. Oracle Core HR module
2. Fluous Payroll module, and3. Oracle Learning Management module which includes I-learning
Oracle Core HR module
This module consists of following functions :
Human resources Inventory
Manpower Planning
Recruitment Module
Promotions
Selection
Mobility – Transfers
Assets & Liability Statement
Assets Tracking
Industrial Relations
Branch Profile/Master
Hr Development – Employee Performance Management
Career Planning & Career Development
Statutory Compliances
Discipline Management (BPS & Conduct Regulations)
Human Resources MIS (Staff Statements)
Implementation of System Control Tools Trough HRM Audit
Fluous Payroll module
This module consists of following functions :
Pay Roll
Leave Management
Travel Management
Medical Schemes & Various Staff Welfare Schemes
Employee Loan Module
Terminal Benefits
Oracle Learning Management module which includes I-learning
This module consists of following functions :
Training System
I-Learning
75.Perquisites to Chief Manager SMG/S IV :
Following per quisites are available to Chief Managers
Sl.No. Perquisites Amount Periodicity
1 Crockery 2000 Once in a year
2 House Maintenance 1200 Per month
3 Furniture Maintenance
(Furniture in Bank’s house)
250 Per month
4 Garden Maintenance
(In Bank of Baroda’s house)
250 Per month
76.DISCIPLINARY MATTERS
Officers’ conduct and disciplinary matters are governed by BANK OF BARODA OFFICER EMPLOYEES’ (CONDUCT) REGULATIONS, 1976 & BANK OF BARODA OFFICER EMPLOYEES’ (DISCIPLINE AND APPEAL) REGULATIONS, 1976.
Officers working in the pay scale from JMG/S-I to MMG/S-III in the matter of Vigilance & Non-Vigilance cases Disciplinary Authority is concerned Zonal Head (not lower than the rank of Deputy General Manager), Appellate Authority is Executive Director and Reviewing Authority is CMD.
AUTHORITY TO INSTITUTE DISCIPLINARY PROCEEDING AND IMPOSE PENALTIES
(1) The Chairman cum Managing Director or any other authority empowered by him by general or special order may institute or direct the Disciplinary Authority to institute disciplinary proceedings against an officer employee of the bank.
(2) The disciplinary authority may himself institute disciplinary proceedings.
(3) The disciplinary authority or any authority higher than it, may impose any of the penalties specified in regulation 4 on any officer employee.
APPEAL
(i) An officer employee may appeal against order imposing upon him any of the penalties specified in regulation 4 or against the order of suspension referred to in regulation 12. The appeal shall lie to the Appellate Authority.
(ii) An appeal shall be preferred within 45 days from the date of receipt of the order appealed against. The appeal shall be addressed to the Appellate Authority and submitted to the authority whose order is appealed against. The authority whose order is appealed against shall forward the appeal together with its comments and the records of the case to the Appellate Authority.
REVIEWThe Reviewing Authority may at any time within six months of the date of the final order, either on his own motion or otherwise review the said order, when any new material or evidence which could not be produced or was not available at the time of passing the order under review and which has the effect of changing the nature of the case, has come or has been brought to his notice and pass such orders thereon as it may deem fit.
BANK OF BARODA OFFICER EMPLOYEES’ (DISCIPLINE & APPEAL) REGULATIONS, 1976 SCHEDULE OF AUTHORITIES
Name of the
Category/
Post (1)
Branch/ Office
(2)
Disciplinary
Authority
(3)
Appellate
Authority
(4)
Reviewing
Authority
(5)
All officers in
JMG/S I &
MMG/S. II &III
Br/office RTC / CBB situated in the Zone
Zonal Head not below the rank of Dy.
Gen. Manager
Executive
Director
Chairman &
Managing
Director
- do - ZIC Functional Head of CID not below the
rank of Dy. Gen. Manager
Executive
Director
Chairman &
Managing
Director
- do -
StaffCollegeA’bad, BOBETC
Gandhinagar,
BOBITCollege,
Baroda
Principal,StaffCollegenot below the rank of Dy. Gen. Manager
Executive
Director
Chairman &
Managing
Director
- do -
BarodaCorporate
Centre inclusive Of CID/ IT/ IBO/
Treasury branch
Functional Head of Office Administration at BCC not below the rank of Dy. Gen. Manager
Executive
Director
Chairman &
Managing
Director
- do - Head Office,
Baroda
Functional Head of
operations at Head Office,Barodanot
below the rank of Dy.
Gen. Manager
Executive
Director
Chairman &
Managing
Director
All officers in
JMG/S I,
MMG/S II &
III & who are
on deputatio
RRBs/Subsidiarie / Associate Banks in the Zone
Zonal Head not below the rank of Dy.
Gen.Manager, where the RRBs/Subsidiaries / Associate Banks are located
Executive
Director
Chairman &
Managing
Director
n
to RRBs/Subs / Asso. Banks
77. Transfer Policy :
For officers finalized transfer policy mainly covers following areas :
a) Inter Zonal Transfer
b) Pan-India Transferability of certain officers
c) Inter Regional Transfers
d) Intra Regional Transfers
e) Provision for lady officers
f) Exemption of Special grounds
g) Criteria for transfers
h) Request Transfers
i) Retention of Residential Accommodation at previous place of posting
j) Competent Authority
k) Sampark Help line
For details Refer to Circular No.BCC:BR:101:130 dated 29.04.2009.
78.Income tax on Perquisites – Concessional rate of Interest on staff loans :
Honorable High Court of Madhya Pradesh in W.P. 2812 of 2009 filed by All India Bank of Baroda of Baroda Officers’ Association has on 13.03.2009 passed interim
order as below :
Tax at source from the petitioner union shall be deducted in accordance with the
Cost to the employer not in accordance with the State Bank of India
lending rate keeping in view the decision rendered by the Supreme
Court in the case of Arun Kumar and others v/s Union of India.
Refer to Circular No.CTP/101/08-09/239 dated 25.03.2009.
79.Introduction of a New Employee Performance Management System(EPMS) all officers
A shift has been made from an employees performance review system (EPRS) to employees performance management system(EPMS)
The new system makes each officer primarily responsible for his/her performance and hence it is the onus of the every officer to plan and manage his/her performance which enables him/her to improve upon his/her performance on a continuous basis. For details refer to circular No.BCC:BR:101/116 dated 11.04.2009 and also BCC:BR:102/110 dated 13.04.2010 and also
80.Policy for Overseas Posting :( Circular No.BCC:BR:101/206 dated 16.07.2009)
Identification of officers to be done in a proactive manner and creating a pool of
Officers and grooming and training them and not merely “substitute finding mission” as was being done hitherto.
a)Age (Maximum) JMG/s I 35 years
MMG/s II 45
MMG/s III 50
SMG/s IV 54
(For dealers age is 45 years.)
b)Minimum Work experience : JMG/S I 2 years
(in the respective functional areas) MMG/S II 3 years
MMG/S III 4 years
SMG/S IV 5 years
c) Qualification : Graduate. Preference will be given to candidates possessing specialized qualification likeMBA,CA,ICWA,ACS,CAIIB,CFA,CISA.
81.Scheme for legal & Financial Support :( Circular No.BCC:BR:101/370 dated 12.12.2009)
Draft formulated by IBA to extend legal and financial support to officers of Banks against whom motivated false complaint has been made by people/agencies outside the Bank of Baroda, has been approved by the Board of Directors.
Objective : To enable officer to initiate legal action against outsiders/private parties who with a malafide intention make baseless allegation, pass derogatory remarks, lodge motivated complaints on matters arising out of bonafide execution of Bank’s work. The scheme shall not be applicable in case of complaint/allegation made by an employee of the Bank of Baroda.
Applicability : This scheme shall cover all officers in the regular rolls of the Bank including officers who are on deputation to joint ventures, subsidiaries and other institutions and officers retired from the Bank of Baroda.
For retired officers, the scheme will be applicable only in respect of bonafide execution of bank work while in service.
82.HR Resourcing Policy : (Circular No.BCC:BR:102/72 dated 06.03.2010)
The policy stipulates detailed guidelines, processes, criteria and procedures for carrying out the following types of recruitment.
External Resourcing :
Fresh recruitment – probationary officers(Pos)
Experienced recruitment – Specialist positions (both in officers and executive position.
Campus Recruitment – officers
Contractual recruitment – officers and executives
Recruitment of clerical and subordinate staff.
Internal Resourcing :
Providing avenues for internal candidates to participate in and get recruited in higher scales.
Under this policy, there are some major changes in the terms of employment :
The probation period for all directly recruited officers’ reduced from the existing 2 years to 1 year. The probation period for internal candidates who are confirmed employees but who are recruited afresh in a higher scale shall be 6 months.
Localized Recruitment – Bank may initiate as and when required, localizedRecruitment exercise for Probationary officers to meet the requirement of
Officers of specific deficit zones/areas.
New recruits in officers’ cadre may be given an option to join either on regular scales or on a CTC based compensation package.
83.Schemes Managed by Association
1. Employees Scheme Of Contribution Of Rupees Ten ( ESCORT ) :
“The greater consolation for the loss of the dead is found in the thinking of the living left behind”. With this noble philosophy our association has introduced this scheme w.e.f. 01.01.95. Under the scheme every participating officer is called upon to contribute Rupees 10/- when an officer dies while in service. Members can participate in the scheme by submission of irrevocable Letter of authority which authorizes the bank for necessary deduction from salary. Today association is able to provide such bereaved families a timely help of Rs. 1,25,000/-.
2. All India Bank of Baroda Officers Welfare Fund ( AIBOBOWF ) :
Our Association has launched a Welfare Fund in the year 1986 with the objective of undertaking welfare measures for the officers and their family members who joins the scheme with a one time membership fee of Rs. 1000/- (Rupees One thousand). It is named as “ALL INDIA BANK OF BARODA OFFICERS’ WELFARE FUND”. It undertakes following activities
I. Financial help of Rs. 20000/- to the family of the officer who dies while in service.
II. Merit award of Rs. 500/- to children of members who secure highest percentage of marks in S.S.C, H.S.C., Graduation and Post-Graduation including Engineering and Medicine in the annual examination. Each zone is given 18 awards, SSC - 6, HSC - 6 and Degree - 6
III. After retirement benefits in the form of 50% of members’ own contribution.
IV. Association have plans to enlarge scope of the activities such as providing relief measures to members who are victims of natural calamities, establishment ofHolidayHomeetc.
84. SCHEME FOR RESERVATION OF BEDS IN HOSPITALS SITUATED AT
ZONAL CENTRES
Sr. No.
Centre
Name of the Hospital
1 Mumbai 1.BombayHospital, Marine Line
2.BhatiaGeneralHospital, Tardeo
3.BSESMGHospital, Andhari
Specialized Treatment
4. Cumballa Hill Heart Institute,Grant Road
5.Wokhardt Hospital
6. Asian Heart Institute.
2 Baroda 1. Narhari Arogya Kendra
2. BhailalAminGeneralHospital
3 New Delhi 1.ParkHospital
2. Vidyasagar Institute of Mental Health and Neuro- sciences (VIMHANS)
3. BLK Memorial Hospital
4.Ganga Ram Hospital
4 Chennai 1. Voluntary Health Services
2.MadrasMedicalMission
3.ApolloHospital
5 Kolkata MissionofMercyHospital
6 Patna MagadhHospital
7 Lucknow Avadh Hospital & Heart institute
8 Jaipur SoniHospital, Jaipur
9 Indore ChoithramHospital& Research Centre
10 Pune KEMHospital
DinanathMangeshkarHospital
11 Ahmedabad GujaratResearch & Medical
Institute (RajasthanHospital)
12. Bareilly DhanvantharyTomarHospital
List of Bank Dispensaries with Part Time Medical Consultant at Various Centres
1 Mumbai 2 New Delhi
3 Kolkata 4 Chennai
5 Patna 6 Baroda
7 Jaipur 8 Lucknow
9 Bhopal 10 Ahmedabad
11.. Bareilly 12. Gandhinagar
85. LIST OF HOLIDAY HOMES
LIST OF HOLIDAY HOMES Annexure - B
RAJASTHAN ZONE:
SR.NO
HOLIDAY HOMES
CONTROLLING BRANCH
1 MOUNT ABU
Hotel Vishram
Royal Avenue, Near Goyal Service Station,Main Road,
Mount Abu-307201
Ph-(02974)-237323
Bank ofBaroda
Mount Abu-307501
Dist. Sirohi Ph-(02974) 235166
2 UDAIPUR
HotelPadminiPalace& Restaurant
18, Ambavagarh,
Swarup Sagar Road
Udaipur-313 001
Ph-(0294)-2433458-59
Bank ofBaroda
UdaipurMain Branch
Opp: Town Hall
Udaipur-313 001
Ph-(0294)-2421673, 2420671
3 JAIPUR
Hotel Ratnavali
138, New Colony, Nr. Panch Batti
Jaipur-302 001
Ph-(0141)-2363217,2377487,
2367530 F
Bank ofBaroda
Park StreetBranch
7, Park House Scheme
Jaipur-302 001
Ph-(0141)-2379812, 2370366,2369685 F
4 NATHDWARA
Hotel Gokuldham,
Opp. Lalbaug Bus Stand,
N.H. No.-8
Nathdwara-313301
Dist. Rajsamand.
Bank ofBaroda
Nathdwara Branch,
Nathdwara, Dist. Rajsamand.
Ph.No. 02953 - 232914, 234108,
NORTHERN ZONE
5 SIMLA
Hotel Dreamland
The Ridge, Simla.
Ph-(0177)-2653005, 2657377,
Bank ofBaroda
Simla Branch
Shri Guru Singh Sabha
Cart Road, Simla.
Ph- (0177)-2653153,2804014
6 MANALI
HotelAnupamPalace
The Mall, Manali-175 131
Ph-(01902)-252181
Bank ofBaroda
167/3,Hospital Road
Mandi-175 001 (HP)
Ph-(01905)-222074
7 NEW DELHI
HotelSwarnaPalace
15-A/33,W.E.A. Ajmal Khan Rd.,
Karol Baug
New Delhi-110 006
Ph-(011)-25748727, 258142285, 25761110, 25713815
Bank ofBaroda
Karol Baug Branch
15-A/14,Ajmal Khan Road
New Delhi-110 005
Ph-(011)-25789726, 25720425
25723585, 25752442 F
8 KATRA
HotelMaltiPalace
Panthal Road, Katra,Jammu.
Ph-(01991)-233500, 233501
Bank ofBaroda
Gandhinagar Branch
Gole Market, Gandhinagar
Jammu-180 004. Ph-(0191)-
2451481, 2437572
9 DALHOUSIE
Hotel Surya Resort
Dalhousie Road,BaloonChurch
Road, Bathri View Estate
Dalhousie (HP).
Ph-(01899),242158
Bank ofBaroda
Pathankot Branch
Dalhousie Road, Pathankot-145 001
Dist. Gurdaspur (Punjab)
Ph-(0186)-2221150
U.P. & UTTARANCHAL ZONE
10 AGRA
Hotel Delux Plaza,
M G Tower,
Fatehabad Road,
AgraPh-(0562)-2330110-2330195
Bank ofBaroda
13,M.G. Road
Agra.
Ph-(0562)-2364362, 2364822 F
11 HARDWAR
Hotel Kailash
Shivmurthy Railway Road
Hardwar. Ph-(01334)-227789
Bank ofBaroda
Upper Road,Rly Road
Hardwar-249 401
Ph-(01334)-227535,226671
12 NAINITAL
Hotel Abhiruchi
The Mall, Tallital,
Nainital. 05942-232512
Bank ofBaroda
Mallital,Mall Road,
Nainital-263 001, Dist. Nainital
Ph-(05942)-236285, 236841
13 MUSSOORIE
Himalay Club Hotel
Landour, Mussoorie-248 179
Ph-(0135)-2632805, 2632762
Bank ofBaroda
Regent House,
Kurli, Mussoorie-248 179
Ph-(0135)-2632356, 2630670
14 MATHURA
Hotel Mansarovar
"Mansarovar Crossing, Chauki Bag
Bahadur, Mathura-281 001.
Ph- (0565)2408686,2409966
Bank ofBaroda.Kotwali Road,
Mathura,
Pin 281001
Phone: 0565-2405969
15 LUCKNOW
Grand Hotel (Nr. Novelty Theatre)
4, Lalbaug,Lucknow
Ph-(0522)-2224229/2214022-23
Bank ofBarodaRegional Office,
Vibhuti Khand, Gomti Nagar
Lucknow-
SOUTHERN ZONE
16 OOTY
Sri Vigneswara Nilayam
421, H2 Victoria Hill, 2nd floor,
Ettines Road, Ooty. Ph. - (0423)-
2450196
Bank ofBaroda
Coonoor Branch, 29,
Grays Hill, Coonoor –643101
Ph. No.(0423)-2231721
17 KODAIKANAL
M/s Sarnam Apartments
Fern Hill Road
Kodaikanal-624 001
Ph-(04542) - 240562
Bank ofBaroda
MaduraiMain Branch
PB No. 142, 5,East Avani Moola Street
Madurai-625 001,
Ph-(0452)-2622938, 2622038 F
18 KANYAKUMARI
Laxmi Tourist Home
East Car Street,Nr.SeaShore
Bank ofBaroda
Nagarcoil Branch, DDJ Centre
Kanyakumari-629 702
Ph-(04652)-246333
Opp Vadasheri Bus Stand,
Nagarcoil-629 001
Ph-(04652)-232445
19 TIRUPATI
Hotel BhimasParadise
33-37 Renigunta Road,
Tirupati - 517501
Ph-(08574)-2225747, 2225002
Fax No. (08574)-25568
Bank ofBaroda
Tirupati branch,15-3-481 B,
V.V. Mahal Road,
Tirupati - 517501
Telephone No. : 08574-2222242
Fax No. 08574-2227651
20 CHENNAI
Bank Of Baroda Holiday Home
New No. 30 (Old No 61/1) Barkit Road, T Nagar
Chennai - 600 017
Phone: (044) 24351733
Bank ofBaroda
Zonal Office, 90,
C P Ramaswamy Road, Alwarpet,
Chennai - 600 018
Phone: (044) 24990884, 24992154
Fax 24990331
21 BANGALORE
Hotel Anand Regency
No. 10,Iind Cross Road, SixthMainGandhi Nagar,
Bangalore– 560009
Ph – 080- 41241050-52
Bank ofbaroda
K. G. Road Branch,
PrithviBuilding,Kempa Gowda Road,
Bangalore– 560009
Ph – 22268106-108, 22253526 F
MAHARASHTRA & GOA ZONE
22 AURANGABAD
Hotel Kartiki
Opp:SiddharthGarden
Lal Bahadur Shastri Marg
Aurangabad-431 001
Ph-(0240)-2339060-62
Bank ofBaroda
Samrathnagar Branch,
Trivini Apartment,
Near Varad Ganesh Mandir
Aurangabad-431 001
Ph-(0240)-2334208,2362276
23 PANAJI
Bank of Baroda Holiday Home,
R – 1, La Campala Colony,
Meera Mar,
Panaji-403001,
Ph-(0832)-2463015
Bank ofBaroda
P.B. No. 236, Opp: Azad Maidan,
Panaji-403 712,
Goa
Ph-(0832)-2435016, 2435017, 2224591 F
24 LONAVALA
M/s Harnam Shree Housing Complex,
Row House No. 2 , Tungarliward,
Plot No 11, Opp Biji’s Hill Retreat, Lonavala
Dist: Pune-410 401
Ph- (02114)-273861
Bank ofBaroda
Lonavala Branch
Prabhu Niwas, Gawaliwada
Near Bus Stand,Mumbai-Pune Highway
Lonavala-410 401
Ph-Fax-(02114)-273726
25 MAHABALESHWAR
Hotel Shreyas
Opp: S.T. Bus Station,
Bank ofBaroda
355/A Shanivar Peth,
Mahabaleshwar - 412 806,
Dist. Satara, Maharashtra.
Ph-(02168)-260365, 260603
Satara - 415002
Ph-(02162)-234184, 227594 F
26 SHIRDI
Nisarga Cottage Resorts
Shirdi -Ahmednagar Road
Shirdi - 423 109,
Ph-(02423)-255115
Kopergaon Branch
Kopergaon People’s Bldg., Bank
Road, Kopergaon - 423 601,
Dist: Ahmednagar,
Ph-(02423)-222301, 225581 F
27 NASIK
"Trimbak", Bank ofBarodaHoliday
Home, G-1, Duplex Flat, Thakkar’s
Retreat, Old Gangpur Naka,Nasik.
Phone: 0253- 2582881
Bank ofBaroda,
7-B, Torna Complex, Maniknagar
society, Gangapur Road Branch
Nasik-422 013.
Ph. - (0253) -2570722
28 GANPATYIPULE
Abhishek Beach Resort
Ganpatipule, Tal & Dist. Ratnagiri
Ph. 02357 – 4264/ M-09373848184
Bank ofBaroda,
PrasPlaza, C-wing, KC Jain Nagar
Maruti Mandir, Ratnagiri - 415612
Ph. - (02352) –221631, 222539
EASTERN ZONE
29 DARJEELING
Hotel Sagarika,
1,J P Sharma Road
Darjeeling.
Ph-(0354)-2253885
Bank ofBaroda
14,H.D. Lama Road,12/11 Rovertson Road
Darjeeling-734 101
Ph-(0354)-2254644
30 GANGTOK
Travel Lodge,Tibet Road, Gangtok
East Sikkim-737 101
Ph-(03592)-223858
Bank ofBaroda
Gangtok Branch
Top In Town Bldg., M.G.Marg
Nr. Gandhi Statue, Gangtok-737 101
Ph-(03592)-203216, 221560
31 KOLKATA
Hotel, Swagat,
37,Hazara Road
Kolkata 700029
Ph 033-24766161/262/464
Bank ofBaroda,
Lansdowne Market Br., 63/3/B Sarat
Bose Road, 1st Floor,
Kolkata- 700 025
Phone: 033- 24759649, 24860332 F
BIHAR, JHARKHAND & ORISSA ZONE
32 PURI
Hotel Sea Point
Opp.SeaBeachPolice Station
Puri-752001
Bank ofBaroda
Swargdwar Branch
Puri-752 001
Ph-(06752)-2532214, 2530018 F
33 BHUBNESHWAR
Hotel Priya
A-30/1, Unit-3, Kharvelnagar, J.N.
Marg, Bhubneshwar-751 001
Ph-(0674)-2405844/2408430
Bank ofBaroda
Bapuji Nagar
Bhubneshwar-751 009
Ph-(0674)-2530018 F /2532214
GUJARAT OPERATION ZONE
34 SAPUTARA
Hotel Chitrakoot Guest House & Restaurant,
Saputara-Dang
Ph-(02631)-237221/237237
Bank ofBaroda
Regional Office, B&D Reg.,
Mahalaxmi Aptt.,Tithal Road
Bulsar-396 001
Ph-(02632)-253035/244210, 263321 F
35 DIU
Hotel Prince
Main Bazar,
Diu (UnionTerritory).
Ph: 02875) - 252765, 252265
Bank ofBaroda,
Veraval Branch,Station Road,
Desha Shrimali Vanic Gnati Vadi,
Veraval - 362 265, Dist. Junagadh.
Ph-(02876) – 220155, 241259
GREATER MUMBAI ZONE36 Mumbai
Nugget, Opp Samna Press,
Near Parel Bus Depot,
Nagu Syajiwadi,
NewPrabhadevi Road
Mumbai – 400028
Ph- 022 24386098
Bank ofBaroda
Prabhadevi Branch,
Kamna Co-op Hsg. Society,
S K Bole Road, Prabhadevi,
Mumbai – 400028
Ph- 022 24229440 24227381
