1. Account Monthly Service Fees
N/CN/C
$14.00
N/C$6.00
$5.00
$0.25
$10.00
$0.25
$12.00
$5.00
Fee Schedule
10. Notary$10.00
N/CN/C
Per
Signature......................................................................SAFE
Credit Union
Documents...............................................Capitol
Club and Premier
Club................................................
Refer to Go Prepaid Visa Agreement and Disclosure for fees.5.
SAFE Go Prepaid Visa Card
2. Online BankingN/CN/C
$3.00
N/C$5.00
N/C$2.50
Online Banking Internet Account
Access................................Bill Payment Monthly
Service..................................................Bill
Payment Monthly
Inactivity.............................................
-Charged after 60 days of inactivity.Funds Transfer
-Standard Delivery (3 business
days)...............................-Express Delivery (next
business day)...........................
Popmoney-Standard Delivery (3 business
days)...............................-Express Delivery (next
business day)...........................
9. Account Reconciliation/Research$3.00
$25.00Account Statement or Printout (per
statement).....................Research (per hour $25
minimum).....................................
-Account research above and beyond that requiredfor normal
account maintenance.
8. PhotocopiesCashier's
Check....................................................................SAFE
Check:
-First two per
statement....................................................-Each
additional.............................................................-Expedited
copy.............................................
Deposited Check:-With
receipt...................................................................-Without
receipt............................................................
Sales Draft (Credit Card/Debit
Card)..................................Visa or HELOC Convenience
Check....................................Other
Documents.................................................................
$5.00
N/C$3.00
$5.00$10.00$15.00$3.00$1.00
additional $3.00
N/C = No Charge
3. Cashier's ChecksUnder
$250...........................................................................$250
and
over.......................................................................Payable
to an account owner for $1,000 or more....................Capitol
Club (up to 3 per
month).............................................Request through
CALL-24.......................................................Exchange
of a SAFE Check...............................................Stop
Payment.....................................................................Expedited
Tracked
Delivery................................................
Replacement
Card..............................................................Express
Replacement
Card................................................
$10.00$25.00
4. ATM Card/Debit Card
CO-OP ATM
Transactions.......................................................Non-CO-OP
ATM Transactions............................................
-Includes withdrawals, Quick Cash advances, transfers,inquiries,
and denials. Waived for Capitol Club.
Point-of-Sale (POS)
Transactions...........................................-A fee may
be charged by the POS provider.
Foreign Transaction Fee............up to 1% of transaction
amountplus any surcharges assessed by ATM owner
-Charged for transactions conducted outside theUnited
States.
SAFE Security Camera Photo
(each)...................................Network ATM Security
Camera Photo.......................
-Each additional
copy.....................................................ATM
Deposit
Adjustment....................................................Invalid
ATM
Deposit............................................................
Purchase...............................................................................-Per
Card
Maintenance/Inactivity........................................................-Charged
each month after 12 consecutive monthsof inactivity.
Replacement
Card..............................................................Expedited
Delivery of Replacement Card..........................Cash
Out...........................................................................
6. SAFE Visa Gift Card$3.95
$4.95
$15.00$40.00$15.00
-ATM withdrawals & everyday debit card transactions.Maximum
of 1 fee per day when we pay an overdrafttransaction based on the
end-of-day account balanceas shown below:
$2$16$28
End-of-Day Account Balance Fee AmountLess than $25
negative....................$25 - $50
negative...........................More than $50
negative...................
7. Overdraft Services & Non-Sufficient Funds (NSF)Overdraft
Transfers..............................................................
-Transfers from any qualified account or lineof credit for
payment of checks, debit cardtransactions, ATM withdrawals, and
debits byother electronic means. Waived if all overdrafttransfers
in one day total less than $6. Maximumof 1 fee per day. Waived for
Capitol Club.
SAFE charges a Courtesy Pay or NSF fee when you do nothave
enough money available in your account or overdraftsource to cover
a transaction.
Non-Sufficient
Funds..........................................................-Returned
SAFE checks, money market checks,ACH debits or other items
(includes uncollectedfunds). Maximum of 2 fees per day.
Courtesy Pay (Overdraft) Service-Paid checks, Automated Clearing
House (ACH)items and debits by other electronic means madeusing
your checking account. Maximum of 2 feesper
day..........................................................................
11. Other Fees
at cost or minimum $20.00
Membership
Entrance...........................................................-Waived
upon meeting credit union criteria.
Member Reinstatement
......................................................-If account
is reopened within 90 days.
Money Market
Exception.......................................................
replacement cost
maximum $4.99
prices vary
$5.00
Escheat
Notice......................................................................Excess
Withdrawal................................................................
-Each withdrawal after three per month from aShare Savings,
Non-Dividend Savings, SpecialShare, or Business Savings. CALL-24,
OnlineBanking, and ATM withdrawals are exemptfrom this fee.
Holiday Club
Withdrawal.......................................................-Other
than year-end distribution.
Loss or damage to SAFE property.....................
Address
Locator....................................................................Collection
Items...................................
-Incoming and outgoing$2.00$3.00
$5.00
$5.00
$25.00
$5.00$3.00
Response to levies, attachments, garnishments,tax liens, or
other legal requests issued againsta member's
account......................................................
Returned Deposit.................................-Includes check
and ACH debit.
at cost or minimum $15.00$75.00
$25.00$28.00$15.00
SEP Plan Enrollment
Kit......................................................Stop
Payment (check, ACH, or cashier's
check).................Verification of
Deposit.........................................................
N/C$2.00
N/C
$5.00up to $75.00
$1.00$10.00$50.00
$6.00
$28.00
$28.00
SAFE Freedom
Checking.......................................................SAFE
Online
Checking...........................................................SAFE
Prestige
Checking....................................................
-Waived if minimum daily balance equals $2,000 ormore, or
combined deposit balance equals $10,000or more. Waived for Capitol
Club and Premier Club.
SAFE Partnership
Checking..................................................SAFE
Checking (unavailable for new accounts).....................
-Waived if minimum daily balance equals $1,000 ormore, or
combined deposit and loan balance equals$5,000 or more. Waived for
Capitol Club andPremier Club.
Business Value
Checking.....................................................-Waived
with eStatements and either a $2,000minimum daily balance or
combined $4,000 indeposit and business loan balances.
Business Value Checking Per Check
Charge......................-Waived for the first 50 checks cleared
per month.
Business
Checking.............................................................-Waived
with eStatements and either a $5,000minimum daily balance or
combined $10,000 indeposit and business loan balances.
Business Checking Per Check
Charge................................-Waived for the first 100
checks cleared per month.
Money Market (personal and
business).............................-Waived if average daily
balance equals $2,000 ormore. Waived for Capitol Club on personal
accounts.
Account
Maintenance...........................................................-Waived
for members and business members whomeet one of the following
criteria: combined averagedaily balance of $300 or more, active
loan, newaccount (open less than 6 months, less than 12months for
Bank on Sacramento accounts), directdeposits totaling $25 or more
per month, 10 or morepoint-of-sale (POS) transactions per month,
non-dividend savings account, under 21 years of age,or Perfect
Cents Savings active saver. Fee doesnot apply to checking or money
market accounts.
Original Check (if
available)..................................................Par
Value Charge.................................................
-Charged when share balances are below$5 for at least three
consecutive monthsand no outstanding loan balance.
Personalized Check
Orders.........................................-Prestige Checking,
Capitol Club, PremierClub - Free standard SAFE checks or $10off any
personal check style. Limited to 1box or discount per calendar
year.
$3.00$5.00N/CN/CN/C
$10.00$28.00at cost
SAFE is committed to providing our members easy, affordable,and
convenient banking solutions to improve their financialwell-being,
including a variety of free and low-cost services. Bychoosing the
best products to meet your financial needs, youmay be able to avoid
paying fees in the future. If you arecurrently incurring fees,
contact a SAFE Representative todiscuss the products, services, and
innovations we offer to helpyou keep more of what you earn. Visit
safecu.org, any SAFEbranch, or call (916) 979-7233 or (800)
SEE-SAFE.
N/C = No ChargeS-137 11/1/2014
SAFE reserves the right to change fees at any time.
13. Safe Deposit Boxes
$10.00
$10.00
$150.00
-Capitol Club members entitled to free 2x5 or 3x5,or equivalent
discount.
Annual Rental Fees:
Other Safe Deposit Box Fees:Replacement
Key..............................................................
-Other key must be surrendered.Late Rental
Payment.........................................................
-Charged when payment is 30 days delinquentDrilling Safe Deposit
Box.................................................
2x53x54x55x5
3x103x11
5x105x116x1110x1010x11
$25.00$30.00$33.00$35.00$45.00$50.00
$70.00$75.00$80.00
$130.00$140.00
Box Size Annual RentalBox Size Annual Rental
Monthly
Service..................................................................Additional
Scanner (monthly).............................................Early
Termination (within 2
years)....................................
Annual Fees:
17. Loan Fees
Late Fees:Quick Cash Line of
Credit..................................................
-Charged if payment is not received within 15 daysof the payment
due date.
Other Loans.........-Charged if payment is not received within
10 daysof the payment due date.
$15.00Share Secured
Visa............................................................
$15.00
6% of scheduled payment amount, minimum $15.00
3% of advance, minimum $10.00
minimum $75.00
Other Credit Card Fees:
$10.00$25.00
Other Loan Fees:
$25.00
$50.00$27.00
$250.00
minimum $30.00Title
Processing/Tracking..................................-Depending
upon collateral.
Multiple Declined Loan
Application.....................................-Charged for each
declined loan application inexcess of one decline within a 90 day
period.
Rate
Modification...............................................................Returned
Loan
Payment....................................................
-Charged against the savings
account.Subordination..................................................................
Late Payment.................................$15.00 or minimum
paymentamount, whichever is less.
-Charged if payment is not received within15 days of the payment
due date.
Cash Advance..........................-Waived if advance is
taken at any SAFE ATM,through CALL-24, or Online Banking.-Waived
for Business Credit Cards.
Foreign Transaction Fee..............plus any surcharges
assessed by ATM owner
-Charged for transactions conducted outside theUnited
States.
Returned Payment...........................-Charged against the
savings account.
Card Captured by
Merchant...............................Replacement
Card.............................................................Express
Replacement Card...............................................
at cost not to exceed $10.00
up to 1% of transaction amount
Members..............................................-Waived for
deposits to minor accounts(under age 18) up to $250 per month.
Non-Members...................................Select
eCertificate or charitable
donation...............................
14. Coin Counting Machine3% of transaction amount
8.9% of transaction amountN/C
12. Wire Transfers
N/Cat cost or minimum $10.00
$25.00at cost or minimum $60.00at cost or minimum $35.00
Incoming-Domestic.........................................................................-International.................................
Outgoing-Domestic....................................................................-International.................................-Wire
Trace...................................
Refer to loan documents for real estate & indirect loan
fees.
16. Credit Cards
15. MyDeposit Business Service$60.00$25.00$250.00
