Federal Credit Union · To get your children into the savings habit, start by having them cut out pictures of ’d like to have someday and post the images where they’ll see them

July 2019 Issue 52

“Our vision is that United 1st will be our member’s recommended source for financial solutions through our continued investment in our respected employees and the communities we serve.”

www.united1stfcu.org

8170-NL-0719

You need to first be enrolled in CU Online banking. Then download our United 1st Mobile Money app and use the same login and password.

Member Appreciation

Week

March 11-15, 2019

Username

Password

April 2017 Issue 43

With our 1st Impressions Account and Online Tools, teens and young adults can learn to establish good financial habits to place them on the right track to achieve financial maturity and independence! Includes access to CU Succeed Teen online program.

BUNDLES OF JOY

(Newborn—1 year old)

1st IMPRESSIONS

(13—21 years old)

Is there a newcomer in your family? If so, we have the right account for you. A Bundles of Joy savings account earns dividends quarterly. United 1st even deposits the first $5 into the savings account, and there is no membership fee! Get your baby's financial future off to a great start with a Bundles of Joy account!

KIRBY KANGAROO CLUB

(1—12 years old)

Follow us on: United 1st Federal Credit Union


It's never too early to learn about the value of money! The Kirby Kangaroo Club is designed to help young members learn how to save money while having fun and earning dividends at the same time.

Federal Credit Union

8170-NL-0719

July 2019 Issue 52



8170-NL-0719


Member Appreciation

Week

March 11-15, 2019

Username

Password

July 2019 Issue 52



8170-NL-0719


Member Appreciation

Week

March 11-15, 2019

Username

Password

With the United 1st

mobile app, you can

access your account

wherever, whenever!

You can easily:

♦ Check account & loan balances

♦ Deposit checks remotely

♦ Transfer funds

♦ Pay bills and much more

We’re excited to announce our new program to help encourage our younger members to make frequent deposits into their savings account. It’s called the Deposit Stamp program and will work like this: On their next visit to the credit union, we’ll give

them a Deposit Stamp card. Each time they make a deposit of $10 or more, we’ll stamp their card. Once a Kirby member’s card is filled, they can turn it in for a prize.

Make the most out of your

TAX Refund!

Our IRA’s or Share Certificates can earn a higher interest APY. *

During the month of April, we’re celebrating Youth Month. The theme this year is “The Science of Saving,” showcasing fun, sci-fi inspired char-acters. Science has proven that if you start with small goals, saving your money can become a regular habit. Every child dreams about their future. Some of those dreams may require money to come true. How do you help your children achieve their dreams?

One way is to help them learn how to save their money. To get your children into the savings habit, start by having them cut out pictures of something they’d like to have someday and post the images where they’ll see them often. Then help them open a savings at United 1st FCU if they don’t already have one. Encourage your child to make reg-ular small deposits each week and learn about the science of saving.

Hours of Operation All Member Service Centers Monday, Tuesday, Thursday, Friday: 9am—5pm Wednesday: 9am—1pm Drive-Thru open at 8am Kingsland Friday: 9am—6pm Saturday: 8am—Noon (Drive Thru Only) Waycross Friday: Open until 6pm

Federally Insured By NCUA

Mobile App available 24/7

Member Service Centers

Same as template

* APY is Annual Percentage Yield

Once our 1st Impressions account members (ages 13-21) fill out their card, they can turn it in to be entered into a monthly i-tunes gift card drawing.

We’re excited to announce our new program to help encourage our younger members to make frequent deposits into their savings account. It’s called the Deposit Stamp program and will work like this: On their next visit to the credit union, we’ll give

them a Deposit Stamp card. Each time they make a deposit of $10 or more, we’ll stamp their card. Once a Kirby member’s card is filled, they can turn it in for a prize.

Make the most out of your

TAX Refund!

Our IRA’s or Share Certificates can earn a higher interest APY. *

During the month of April, we’re celebrating Youth Month. The theme this year is “The Science of Saving,” showcasing fun, sci-fi inspired char-acters. Science has proven that if you start with small goals, saving your money can become a regular habit. Every child dreams about their future. Some of those dreams may require money to come true. How do you help your children achieve their dreams?

One way is to help them learn how to save their money. To get your children into the savings habit, start by having them cut out pictures of something they’d like to have someday and post the images where they’ll see them often. Then help them open a savings at United 1st FCU if they don’t already have one. Encourage your child to make reg-ular small deposits each week and learn about the science of saving.





Same as template

* APY is Annual Percentage Yield

Once our 1st Impressions account members (ages 13-21) fill out their card, they can turn it in to be entered into a monthly i-tunes gift card drawing.

St Marys

2000 Osborne Road(912) 882-4630

Jessica Broderick

Kingsland

160 N. Gross Road(912) 729-2800

Erica Merritt

Eastman854 College Street

(478) 374-7777Ann Harrell

Blackshear

3705 U.S. 84 East (912) 449-4077Angela Robison

Folkston3773 Second Street S.

(912) 496-2006Sherry Lucas

Waycross

2098 Brunswick Hwy.(912) 283-1450Jack Yarbrough

Regional Manager, Tommy Cannon

®

It’s hard to believe another hurricane season is once again upon us. So we thought it might be helpful to share some money-saving tips for preparing your emergency kit. First and foremost, talk with your family about your plan such as where you will go in the event of an emergency. There’s no cost involved yet having a structured plan can help ease anxiety during a crisis.

Second, have your emergency kit assembled well in advance of a potential storm. Many stores sell prepackaged kits but to save money, you can easily assemble your own. Be sure to include at least one gallon of water per person per day, non-perishable food, flashlights with plenty of batteries, first aid kit, cell phone charger, medications, food for your pet, a pocket knife, copies of important documents, and a local road map.

You’ll also want to have some cash on hand too as debit machines and ATMs may not be functional in a power outage. Try setting aside $5 every week for your emergency kit, resulting in over $250 after a year. This cash on hand can make a huge difference, especially if you find it necessary to evacuate.

While it’s hard to prepare for every possible scenario, start with a plan and a kit that makes sense for your family. Be sure to follow us on Facebook and Twitter, where we’ll keep you informed of our office hours during severe weather.





Same as template

Your student’s United 1st Debit card gives them access to thousands of surcharge-free ATMs through our national network. Then by opening a United 1st VISA Credit card forthem, you can help protect them from those unexpected expenses they’re sure to encounter.

Both our Debit and Credit cards come with Scorecard Rewards points, which can come in handy for

dorm supplies, fuel and much more!

®

It’s hard to believe another hurricane season is once again upon us. So we thought it might be helpful to share some money-saving tips for preparing your emergency kit. First and foremost, talk with your family about your plan such as where you will go in the event of an emergency. There’s no cost involved yet having a structured plan can help ease anxiety during a crisis.

Second, have your emergency kit assembled well in advance of a potential storm. Many stores sell prepackaged kits but to save money, you can easily assemble your own. Be sure to include at least one gallon of water per person per day, non-perishable food, flashlights with plenty of batteries, first aid kit, cell phone charger, medications, food for your pet, a pocket knife, copies of important documents, and a local road map.

You’ll also want to have some cash on hand too as debit machines and ATMs may not be functional in a power outage. Try setting aside $5 every week for your emergency kit, resulting in over $250 after a year. This cash on hand can make a huge difference, especially if you find it necessary to evacuate.

While it’s hard to prepare for every possible scenario, start with a plan and a kit that makes sense for your family. Be sure to follow us on Facebook and Twitter, where we’ll keep you informed of our office hours during severe weather.





Same as template

Your student’s United 1st Debit card gives them access to thousands of surcharge-free ATMs through our national network. Then by opening a United 1st VISA Credit card forthem, you can help protect them from those unexpected expenses they’re sure to encounter.

Both our Debit and Credit cards come with Scorecard Rewards points, which can come in handy for

dorm supplies, fuel and much more!

Documents

Federal Credit Union · To get your children into the savings habit, start by having them cut out pictures of ’d like to have someday and post the images where they’ll see them