2015 Wellness Program

Wellness Program Requirements:1) Select the Wellness Rate of either the PPO or the HDHP plan when you complete and sign your new

election form.

2) You and Your Spouse (if on the medical plan) must complete a Confidential Biometric Screening, a Confidential Tobacco Screening and a Confidential Emotional/Mental Health screening in January to determine if you are at risk. More details on the screening will be forthcoming.

3) If you (and your spouse) have 2 or less risk factors for Metabolic Syndrome, test tobacco-free and score low-to-no risk on the emotional/mental health screening, then you have completed the Wellness Program Requirements necessary to keep your discount and no further action is required.

4) If You and/or Your Spouse have three or more of the risk factors for Metabolic Syndrome, then You and/or Your Spouse will be required to participate in a 10 week Health Lifestyles Program. The Healthy Lifestyles Program is a web based program that can be done at your convenience wherever you have internet access available. Participation is required this year in order to earn the discount. Upon completion of the 10 week program a follow-up Confidential Biometric Screening is required in May/June of 2015. The follow-up screening results must show one less risk factor for Metabolic Syndrome than you had at the January screening. For example, if you had three risk factors for Metabolic Syndrome at the first screening, you must have a total of two or less risk factors at the follow-up screening. Or, if you had four risk factors at the January screening, you must have three or less at the follow-up screening. You must also have participated in and successfully completed an intervention program.

5) If you and/or Your Spouse test positive for Tobacco and/or have Emotional/Mental Health risk, you will need to participate in an intervention program(s). In order to maintain the discount, you are required to successfully complete the program(s) and this year we are requiring that you be tobacco free at the follow-up screening in order to obtain the discount.

6) We are not requiring a specific outcome in the Emotional/Mental Health components of the program. Regardless of the Emotional/Mental Health follow-up screening outcome you will keep the discounted rate for 2015 as long as you successfully complete the required intervention program(s)/coaching.

7

You and Your Spouse (if on the medical plan) will need to complete ALL the steps required in order to keep the wellness rate!

What is “Metabolic Syndrome?”Metabolic syndrome is a collection of risk factors that dramatically increases your risk of developing heart disease, diabetes, depression, stroke, cancer, and a number of other unpleasant medical conditions. These five questions can tell you if you are at risk:1. Blood pressure: Is yours 130/85 or higher?2. HDL (good) cholesterol: Is your level less than 40 mg/dl (milligrams/deciliter) for men; less than 50 mg/dl

for women?3. Fasting blood glucose: Is your glucose level 100 mg/dl or higher?4. Triglycerides: Is yours 150 mg/dl or higher?5. Waistline: Does yours measure 40” or more for men; 35” or more for women (when measured across the

belly button)?

If you answered “yes” three or more times, you may have metabolic syndrome. People with metabolic syndrome have a significantly higher chance of developing a medical condition in the next several years.

What is the Healthy Lifestyles Program?The Naturally Slim® Healthy Lifestyles Program will be offered through Genesis Health System. It is ten weekly educational sessions. The first session is 90 minutes. The following nine sessions are around 30-40 minutes. The sessions are delivered on-line to participants at their convenience. The sessions can be viewed any time of the day or night.

This program has consistently shown significant success in reversing the presence of Metabolic Syndrome in participants.

The Naturally Slim® Healthy Lifestyles Program: Is focused on not what you eat, but when and how you eat™ Reduces sugar consumption Encourages eating slowly Encourages walking Generates weight loss

The goal of the Naturally Slim® Healthy Lifestyles Program is to improve quality of life, reduce Metabolic Syndrome, and in turn, lower overall medical costs for both employer and employee. We know this program will help to reduce life threatening risk factors.

What is the Tobacco Cessation Program?

8

Healthy Lifestyles Class

The program involves four one-hour sessions over a four-week period. A kit with materials for you to review and use at the in-person meetings and home will be provided. Each session will give you the opportunity to ask questions and share your reactions. The following topics will be discussed:

Methods of quitting Use of nicotine replacement Fighting urges to smoke Addressing the physical symptoms of withdrawal from smoking Discussion of prescription medications Concrete ways to handle two major obstacles for many ex-smokers: weight control and stress

management

What is the Emotional/Mental Health Wellness Intervention Program?To assist employees in monitoring emotional/mental health and stress, Family Resources is offering the M3 screen. The M3 is an evidenced-based screen that integrates the emotional and physical health sides of overall employee wellness. This screen helps individuals to monitor their emotional/mental health and stress.

The M3 is a simple 3 minute screen that will be completed at the time of the FRI Biometric Screen. For employees/spouses whose screen indicates they are experiencing elevated mood or stress levels, they will receive, 5 no-cost “health coaching” sessions with a health professional. The “health coach” will assist the participant to create a plan to improve their emotional/mental health and stress levels. Opportunities for traditional as well as alternative emotional/mental health stress management activities will be offered through the “health coach” such as: yoga, massage, reiki, meditation, nutritional counseling, reflexology, etc.

To continue receiving the Family Resources reduced insurance premium rates, attendance and participation with the Health Coach will be required, if indicated. Indicated employees/spouses will be required to complete the “health coaching” sessions by August 30th of each year.

The M3 also provides employees the ability to self-monitor their emotional/mental health and stress by logging in via computer or phone apps to repeat the screen at their discretion.

A Note About Confidentiality…The information that you provide to any program professional will be considered confidential and will be available only to you and those professionals. Family Resources, Inc. will have no access to the personal health information that you or your spouse share in the Biometric Screenings or the online program. Furthermore, each of the program partners cannot sell or otherwise divulge any participant information to any unauthorized party. Participation will be monitored by Family Resources, Human Resources department, as a measure of continuing to apply the reduced premiums for employees covered by our health insurance plan.

If you have questions about the Wellness Program, please contact the Human Resources Department.

If it is unreasonably difficult due to a medical condition for you to achieve the standards for the reward under this program, or if it is medically inadvisable for you to attempt to achieve the standards for the reward under this program,

contact Human Resources and we will work with you to develop another way to qualify for the reward.

9

REMINDER: You and Your Spouse (if on the medical plan) will need to complete ALL the steps required in order to keep the wellness rate!

10