Family Matter Magazine 2014

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    Page 2 Express News - Family Matters November 20

    United Way packages 66,000meals for local food pantriesduring annual Day of Action

    More than 400 volunteersgathered at Washington CountyFair Park Sept. 24 to take actionagainst hunger in Washington

    County for the county UnitedWays annual Day of Action.Families, individuals, andcompany teams packaged 66,096meals for distribution to five localfood pantries, including Full Shelf,Hartford, and Jackson Food Pantry.Completing the job in under twohours, volunteers exceeded lastyears record of 61,000 meals.

    It was a rewarding evening,said Ted Neitzke, Superintendentof West Bend School District and2014 United Way Campaign Chair.It was incredible to see whathappens when people from allaround Washington County unitefor a common goal: putting others first.

    Kristin Brandner, executive director of United Way of Washington County, said many people are not aware that hunger isan issue.

    A lot of us dont realize that people in our community strugglewith hunger every day, she said. We wanted to not only buildawareness of this issue, but also use our Day of Action to make animpact for those in need.

    The Day of Action is a community kickoff for the United Waysannual fundraising campaign, which runs through Dec. 31. Other

    volunteer projects that were completed throughout the day includedtrail building at Girl Scouts Camp Silverbrook, assisting with a craft

    fair at The Threshold, and distributingrecruitment material for Big Brothers BigSisters.

    United Way of Washington Countyencourages the community to GiveAdvocate, and Volunteer all year long. Fundsraised during the campaign will support 20

    programs aligned under the pillars oEducation, Income, and Health. Additionally,the campaign will help support new root-cause initiatives and three strategic partners.To learn how your donations to United Waysupport those in need, and to make a donationonline, go www.UnitedWayOfWashingtonCounty.org.

    About United Way of Washington County:Mission is to mobilize the caring power of

    Washington County to improve lives andcommunity conditions in measurable andlasting ways. United Way is a volunteer-driven organization that serves alcommunities in Washington County. It isgoverned by a board of community

    volunteers, dedicated to providing funding and community resourcesfor health and human services needs in the areas of Education,Income, and Health.

    Compiled by Nikki Ackerman from submitted information

    United Way Food Drive

    Volunteers from the Richfield Neighborhood Group packaged meals for local food pantries during United Way of Washington

    Countys Day of Action. More than 66,000 meals were packaged in under two hours.

    Volunteers from Boy Scouts Bay-LakesCouncil worked together to make packages of rice and beans.

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    November 2014 Express News - Family Matters P

    By Nikki AckermanStaff Writer

    As the snow begins to fall and the calendar begins to fill up withseasonal obligations, there are also plenty of opportunities forfamilies to have fun within the community.

    According to writer Glen Hoos, tradition is everything.

    Nothing defines a family more than how it celebrates together,he writes on Powertochange.com. Traditions promote stability andcreate deep roots....they are a significant constant in an ever-changing world, and they are critical to building the family identityand culture that establish a sense of belonging.

    Whether it be an annual parade, a craft fair or a special storytimeat the local library, there are many ways for area families to enjoythe last months of the year without traveling far from home.

    Upcoming events include:

    November 6-9 Savoring Thyme's Holiday Open House at Savoring Thyme 248

    N. Main St., West Bend. Public is invited to experience a winterwonderland of ideas and gifts for their home and family. Store willbe fully decorated for the holidays. Specials, treats and newmerchandise featured. Hours are 10 a.m. to 7 p.m. Nov. 6; 10 a.m.to 6 p.m. Nov. 7; and 11 a.m. to 4 p.m. Nov. 8. For more information,call (262) 338-8403 or visit www.savoringthyme.com.

    November 15 The 2014 Holiday Book/Basket Sale kicks off at the

    Germantown Community Library. Both child- and adult-themedbaskets will be available for purchase until Christmas.

    5k Candy Cane Run/Walk beginning at GermantownCommunity Library in Germantown. Run/walk offered inconjunction with the Germantown Christmas Festival. Kids instrollers and dogs on a leash welcome. For more information, call(262) 255-1812 or visit www.germantownchamber.org.

    Germantown Christmas Festival on Main Street in Germantownand at Germantown Community Library. Event to include carols,horse drawn carriage rides, free hot chocolate and treats.Parade totake place at 2 p.m. on Main Street; official Tree Lighting Ceremonyand activities at Germantown Library at 4 p.m.

    Lynn Grgich, executive director of the Germantown AreaChamber of Commerce, described the Christmas Festival as aspecial time in the village.

    It is a community day that brings together residents, businessesand welcoming visitors to gather for some family friendly events toenjoy outdoors before the weather and busyness of the season takescontrol, she said. I encourage everyone to set aside this day, or atleast part of it, to spend with family and friends and enjoy the qualityof life we sometimes take for granted living in Germantown.

    November 19 Frozen Party Extravaganza, 3:30 to 4:30 p.m., at Jack Russell

    Memorial Library in Hartford. Participants are invited to come helpdecorate the library for the winter months.

    November 21-23 Christmas Open House at Pilgrim Antique Mall, W156 N11500

    Pilgrim Rd., Germantown. Hours are 10 a.m. to 5 p.m. Nov. 21 and22 and noon to 4 p.m. Nov. 23. The dealers kick off ChristmasSeason by offering holiday finery along with homemade cookiesand hot cider.

    November 21-30 Thanksgiving sale at General Store Antique Mall, 1277 Fond du

    Lac Avenue, Kewaskum. Hundreds of antiques and unique items onsale.

    November 27 Free Commun

    Thanksgiving Dinner, 11:30 a.mto 2:30 p.m., at Divine Savio

    Lutheran Church, 3200 HighwayK South at Monroe AvenueHartford. All traditional meaitems (including pumpkin pie) areon the menu. Make a reservationby Nov. 24; call (262) 673-5140

    Continued on Page

    Community Offering Many Forms of Holiday Fun

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    Page 4 Express News -Family Matters November 20

    (Family Features) As football seasonkicks off, game day is a perfect time to showoff your best spread while cheering yourteam to victory. From tailgating outside of the stadium to gearing up in front of the bigscreen at home, all fans alike can indulge ingreat game day snacks. Look for optionsthat do double-duty on flavor and texture asthese will save time and let you enjoy yourfavorite treats to the fullest.

    Answer appetites with apps. Even for alarge crowd, an array of smaller dishes andappetizers can go a long way. A selection of finger foods lets everyone fill up on snacksof their choice without the fuss of a maindish that requires more prep. Be sure to keepin mind who you are serving. For instance,if a guest has dietary restrictions such asgluten intolerance or is vegetarian, severaloptions or additional offerings to meet theirneeds will be much appreciated.

    Get grilled. Some of the most traditionalgame day eats, such as burgers, dogs orBBQ chicken, are best when grilled to juicyperfection. Focus on your grilling, and keepyour side offerings simple by serving easyitems like fruit salad or coleslaw. Add somecrunch with ridiculously good chips, likeCape Cod's Kettle Cooked Sweet MesquiteBarbeque or Sweet & Spicy Jalapeo.

    One-pot wonders. Simple to throwtogether and serve, one-pot dishes, such aschili or stew, are perfect for a game daycelebration and even easier when it comes

    to clean-up. Most require just a fewingredients, limited prep time, and setting tosimmer. Offer a selection of toppings suchas cheese and chopped onions, and inviteguests to serve themselves to satisfaction.

    Go easy for the dip. The best way to enjoy your favorite partydip is with a chip hearty enough to stand up to its thick, creamytexture. Cape Cod's double-sliced Sea Salt Waffle Cut chips take onthe dip challenge like a champ and are made with naturalingredients, gluten-free, and kettle-cooked in 100 percent canola oil.Your only problem will be figuring out which dip to sample first.

    Visitwww.CapeCodChips.com orwww.Facebook.com/CapeCodChips for more game dayideas.

    Snack Your Way to Game Day

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    Order before Dec 1, 2015to get 10% OFF* a gift box!

    *does not includeshipping costs.

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    Ayla Graziano was awardedthe Frederick Aliota music scholarshipfor $1,500 during the Hartford CityBand concert at the Schauer Arts &Activities Center in Hartford.

    A graduate of Slinger High School,Graziano plays the violin and the flute.With the violin, she participates in theOshkosh Youth Symphony and theSchauer Youth Symphony, and withthe flute she plays in the SlingerConcert Band, wind ensemble, Pepband and Pit band, as well asparticipating in solo and ensemblecontests.

    Her school activities includeCatholic Youth Expeditions,Bowling for Special Olympics, andraising Hurricane Relief Funds.

    Graziano is attending LorasCollege in Dubuque, Iowa, whereshe is majoring in music education.

    She is the daughter of Mr. andMrs. Chris Graziano of Slinger.

    November 2014 Express News - Family Matters P

    Local Youth Making a World of Difference

    Family Matters is produced and published by: Express News

    P.O. Box 335, Germantown WI 53022P: 262.238.6397 | F: 262.242.9450

    www.DiscoverHometown.com

    [email protected]: Ken Ubert

    Contact Nikki Ackerman at 262-238-6397 or [email protected]

    for ideas and suggestions for Local Youth Making a Difference.

    Scholarships Awarded to Three Area GraduatesPartners of St. Josephs HospitalScholarships have been awarded to

    Megan Wagner and ZacharyRothenhoefer . Both Slinger HighSchool graduates received the $5,000award to go toward pursuing a degreein the medical field.

    Wagner graduated this spring with a4.0 GPA and was ranked first in her

    class. She is now attending the Universityof Kentucky pursuing her degree and career

    in pharmacy. In high school, Wagner wasactive in cross country, soccer, choir and Spanish

    club. She has also been involved with Girl Scouts for 12 years.Rothenhoefer also graduated from high school ranked first in his

    class with a 4.0 GPA. He is attending the University of Wisconsin-Madison to study medicine. Rothenhoefer participated in crosscountry and track, the Academic decathlon and is a ScienceOlympiad. He has received numerous other academic honorsthroughout his high school career.

    The Partner and St. Josephs Hospital $2,000 VolunteenScholarship was awarded to West Bend East High School graduateVictoria Schwartz . Schwartz is attending UW-Oshkosh to studynursing. She has been active in the Volunteen program at Froedtertand the Medical College of Wisconsin St. Josephs Hospital for fouryears. She was a member of the National Honor Society, played onthe high school softball team, and served as an active volunteer ather church.

    Slinger Girl AwardedMusic Scholarship

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    (Family Features) Looking to take the stress out of your holiday

    shopping this season?Planning ahead and taking steps to protect yourself and yourpurchases can relieve a lot of shopping-induced stress, according toJeff Unterreiner, a senior vice president with Assurant Solutions.

    "While it's easy to get overwhelmed by holiday shopping, thegood news is that it only takes a few basic steps to make the processeasier on your pocketbook and your peace of mind," saidUnterreiner.

    Unterreiner offered these tips to help ensure yourshopping this Christmas season is hassle-free:

    Budget planningThe easiest way to overspend is to approach your

    shopping without a budget. Determine ahead of time whatyou can afford to spend overall, and make sure the gifts onyour list fit within your means. A smart strategy: leaveyourself a little padding to accommodate potential budget-busting treasures you discover along the way.

    Shop earlyStart your shopping well ahead of Christmas to spare

    yourself the headache of unending lines and sold outshelves. Doing so can also help you save money. Startingearlier will give you more time to look for sales andpromotions. When it comes to larger purchases, be sureyou know the return policy and keep an eye on sales evenafter you buy. If the item is offered for a lower price withina certain timeframe, you may be able to get the differencerefunded.

    Reward programsTake advantage of the many reward cards and incentive programs

    that let you earn cash back, goods and discounts. The holiday seasonis a great time to sign up, as many retailers offer bonus programsand extra perks for shoppers. In some cases those rewards can beused immediately to trim your shopping budget or find somethingnice for yourself as a reward for being a savvy shopper.

    Protect purchasesMany of the most-wanted gifts this season, like electronics and

    jewelry, are also the easiest to break or lose. Ensure your gifts keepgiving long into the future by protecting your purchases withextended service plans, such as those offered by Assurant Solutions.These plans offer a range of protection from things like mechanical

    breakdown, accidental damage, loss and theft, as well as servicessuch as tech support. And this protection can last long after themanufacturer's warranty expires.

    Beat fraudThe frenzy of the Christmas season can make you vulnerable to

    theft. Be sure you're using a debit or credit card that offers protectionin the event of unauthorized purchases. If you don't already, now isalso an ideal time to pay closer attention to your transaction log soyou can quickly address any unfamiliar charges.

    For more ideas to help take the stress out of holiday shopping,visit consumerview.assurantsolutions.com.

    3 P's of Smart Shopping

    1.) Plan : A smart shopping plan begins with a budget. Decidewhat you're willing to spend on all holiday-related items, includingtravel, decorations and holiday meals. A budget will keep youdisciplined and ensure you have enough money to pay your billscome January.

    2.) Purchase : Focus your gift giving on what the person will likethe most, not on the amount you think you should spend on thatperson. The best gift might not be the most expensive one; it's trulythe thought that counts.

    3.) Protect : The most wanted gifts this seasonelectronics and jewelryalso are the most vulnerable to breakage and theft.Including an extended protection plan will ensure your gift keepson giving for a long time to come. You can buy one at the checkoutor from a third party like Assurant Solutions, which offers plans on

    Amazon.com.

    Page 6 Express News - Family Matters November 20

    Tips for Hassle-Free Holiday Shopping

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    November 29 Menomonee Falls Christmas Tree Lighting, 3 p.m., at

    Centennial Park (Main Street and Appleton Avenue). Event will befollowed by lighting of the Festival of Trees.

    November 29-30 Christmas Market Downtown, 11 a.m. to 3 p.m., in downtown

    Menomonee Falls. Event to include shopping, entertainment andhorse and buggy rides for $2 per person.

    November 30 61st Annual Christmas Parade, 5 p.m., through downtown West

    Bend. Wisconsins second oldest parade to include floats, marchingbands, live reindeer and Santa. For more information, visitwww.westbendchristmasparade.com.

    Menomonee Falls Christmas Parade, 4:30 p.m. Parade will startat Main Street just west of Pilgrim Road, heading west to AppletonAvenue, then south on Appleton Avenue.

    December 2 Holiday Cheer-themed Lets GO! LEGO! program, 3:30 to4:30 p.m., at Jack Russell Memorial Library in Hartford.

    December 3 9th Annual Rummage/Direct Sales Expo & Cookies with Santa

    organized by Village of Jackson Park & Recreation. For moreinformation, call (262) 677-9665 or visit www.villageofjackson.com.Jackson Area Community Center is located at N165 W20330Hickory Lane, Jackson.

    December 3-4 The Nutcracker at Schauer Arts & Activities Center in

    downtown Hartford. Showtime is 7 p.m. both nights. For more

    information, call (262) 670-0560.December 4 Boys & Girls Club of Washington Countys annual Taste of

    Washington County event, 6 to 10 p.m., at Washington County FairPark. For more information, visit www.wcbgc.org.

    December 5 Tree Lighting Ceremony, 6 p.m., at Slinger Community Park in

    Slinger. Jim Witter's Christmas Memories, 2 p.m. and 7:30 p.m., at

    Schauer Arts and Activities Center in downtown Hartford. Ticketsare $34/$30 general, $30/$26 Slinger residents (7:30 p.m. only), $10students. For more information, call (262) 670-0560.

    December 5-7 31st Annual Monches Artisans Holiday Open House at Monches

    Farm, 5890 Monches Rd., Colgate. Hours are 9 a.m. to 5 p.m. Thisdrive-it-yourself tour of artists studios will take visitors along rusticroads through the scenic area surrounding the renowned Holy HilBasilica. Studios will include various mediums including metal artartglass, pottery, a vineyard and a unique gift shop. Refreshmentsseasonal music and outdoor bonfires will welcome visitors at severaof the stops along the way. Maps will be available at each of the tourstops and can also be found online at www.monchesartisans.comFor more information, call (262) 966-2787 or viswww.monchesfarm.com. Free admission.

    December 6 Frozen Movie Party (ages 4 and up), 9:30 a.m. to 12:30 p.m., a

    Menomonee Falls Public Library. Stop by to cut snowflake and makeown Sven, followed by viewing of the movie. Registration required.Craft time begins at 9:30 a.m.; movie starts at 10 a.m.

    Hartford Community Choir Holiday Concert, 7:30 p.m., at HolyHill Upper Church. Free; donations appreciated.

    December 6-7 Festival of Trees at Washington County Humane Society, 3650

    State Road 60, Slinger. Event to include over 50 microbrews, silenauction, door prizes. For more information, call (262) 677-4388.

    December 7 Hartford Community Choir Holiday Concert, 3 p.m., at Schaue

    Arts & Activities Center. Free; donations appreciated.

    December 10 2nd Annual (Edible) Holiday Tree Decorating, 3:30 to 4:30 p.m.

    at Jack Russell Memorial Library in Hartford. No registrationrequired. All ages welcome.

    December 15 Polar Express Party (ages 5 and up), 6 to 7:30 p.m., a

    Menomonee Falls Public Library. Create projects inspired by theChristmas classic The Polar Express. Registration required.

    December 19 Rockapella Holiday, 7:30 p.m., at Schauer Arts & Activitie

    Center in downtown Hartford. Tickets are $35/$31 for adults$31/$27 for Mayville residents, $10 for students. For morinformation, call (262) 670-0560.

    December 19-20 Midnight Madness, 6 p.m. to midnight, in downtown Hartford

    Event to include shopping deals, horse-drawn wagon rides, liveentertainment, giveaways and free samples.

    ...Holiday Fun Cont. from Page 3

    November 2014 Express News - Family Matters P

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    Page 8 Express News - Family Matters November 20

    Some of the most serious injuries among older adults, age 65 andolder, are caused by falling. More than 1.6 million older Americansend up in the emergency room or hospital because of a fall,according to the National Institutes of Health. Seniors who havebroken a hip by falling can have trouble recovering and regainingmobility.

    The good news is many falls are preventable. One of the firstthings you can do if you take prescription medication is have your

    health care team review your medication."Some prescription medicines and over-the-counter drugs, or acombination of them, can make you dizzy or sleepy. Either can leadto a fall," said Jaza Marina, M.D., a geriatrician at KaiserPermanente in Atlanta. "If you fall, be sure to let your doctor know,even if you aren't hurt. Sometimes falls are a sign of a new medicalproblem that needs attention."

    Many underlying causes of falls can be treated or corrected. Dr.Marina recommends these 10 proactive steps to reduce the risk of falling.

    Make your home safe.1.) Remove clutter, throw rugs and electrical cords that mightcause you to trip.2.) Store items on bottom shelves.3.) Add grab bars where necessaryin hallways, stairways andbathtubs.4.) Add a rubber bath mat in the shower or tub.5.) Make sure your home is well lit. Use night lights in hallwaysand bathrooms.

    6.) Keep a phone and flashlight by your bed.Take care of yourself.7.) Stay as physically active as you can.8.) Wear comfortable shoes with good support.9.) Have your vision and hearing checked.10.) Use a cane or walker if you feel unsteady.

    For more information on how to prevent falls, visitshare.kp.org/preventing-falls. Also check out everybodywalk.org fortips on walking as an exercise. For questions or advice about aspecific condition, talk to your physician.

    10 Steps to Help Older Adults PreventSlips, Trips and Falls

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    RFD TVs Midwest Country Singer MAGGIE MAE & herHEARTLAND COUNTRY BAND to perform a Country a CountryChristmas Concert on Saturday, November 29th, 2pm at the

    Hamilton Fine Arts Center in Sussex, WI.Maggie Mae, a home-grown talented country singer/Nashville

    recording artist/Branson performer; from Oxford, Wisconsin hasbeen entertaining crowds with her country music and yodeling andpromises enjoyment throughout her shows. She is becoming one of the biggest Midwestern names in pure country music. After buyingher first guitar in 2002, she has taught herself to play and sing andhas been entertaining crowds ever since. She is a favorite performeron RFD TVs Midwest Country Show on Saturday nights (onDirect TV and Dish Network and on the Family Network), whichhas made her a familiar face in millions of homes across the country.Maggie has also appeared on RFD TVs Virginia Dreams CenterStage show, which airs on Friday nights on RFD and the Family

    Network and on the Shotgun Red Variety Show on RFD TV.Maggie Maes instant rapport with the audience and her enthusiasmthroughout her shows guarantee enjoyment not only by countrymusic fans but also for anyone else who just loves good music.Youll hear the traditional country sounds of fiddle, guitar, steelguitar, piano, drums and bass guitar and of courseYODELINGby Maggie. Its music that makes you want to hear more! MaggieMae and her band; Heartland Country, travel and perform at theaters,dances, fairs, festivals and many other events throughout the statesand are drawing crowds.

    Maggie Mae is also a proud military mom.as her daughter Sgt.Karah Cox was in the Army, 101st Airborne at Fort Campbell,Kentucky. Her daughter has served three tours in Iraq and

    Afghanastan in which she has received two Purple Hearts and hasrecovered well. Maggie is so proud and thankful for her, all of ourmilitary, veterans and to be an American. Her shows always paytribute to the men and women whom have bravely sacrificed andserved our country!

    Maggie has performed for four years at the RFD TV Theater inBranson, MO. She has opened for the Oak Ridge Boys at theWalworth County Fair and has performed several times with TheRiders in the Sky & the great lady of country, Leona Williams.Folks have been traveling from across the country to see her shows.Be sure to pick up a copy of her schedule to attend some of herevents as she often has fan buses that take fun-filled trips to hershows. You wont be disappointed.

    Maggie and her husband Roger Hilliard own and operate MaggieMaes Caf in Oxford, WI which won RESTAURANT PICK OFTHE MONTH award through the Discover Wisconsin Radio/TVshow. Folks travel from across the country to stop at her caf whereshe might just be there singing your favorite country song overbreakfast. Maggie says: Everyday there are so many folks thattravel from states and cities away to my caf in Oxford, WI or attendsome of my other shows across the state. I love seeing the smiles onfans faces. Maggie and Roger also crop farm in Wisconsin. Theylove being connected with their rural roots and are still in awe of how their lives have changed since Maggie started to perform in2002.

    Maggie Maes fan base keeps growing as folks come to attendher Maggie Mae Barn Dance/Dinner Shows which she holds onher farm in Oxford, WI. People bus in from all over to enjoy the day

    with Maggie Mae and her music. The setting is right up in the haymow of their 100 year old barn. It brings memories to many thatattend and keep them returning.

    To date she has recorded 7 albums, with plenty of toe-tappingand yodeling songs that will make you smile. Her songs are currentlybeing played on several radio stations across the country and abroad.She has sang with such greats as: The Riders in the Sky and recordeda duet with country great Doug Stone as well as opened up shows formany artists. In 2011 Maggies album Cooking Up Country haswon the Rural Roots Music Commissions pick for ContemporaryCountry CD of the Year Award.

    Youll enjoy a great afternoon listening to the best traditional

    country music around with: Maggie Mae, Eric Nofsinger (fiddle),Steve Nelson (lead guitar), James Lau (bass), Ray Chambers(drums), Loren Nelson (steel guitar) and Stuart twinkletoesThayer (piano)

    For more information on Maggie Mae you can email her:[email protected] or www.maggiemaecountry.com or callcaf 608-586-4881

    November 2014 Express News - Family Matters P

    M A G G I E M A E ' S COUNTRY

    CHRISTMAS SHOW Saturday, November 29th 2pm

    Hamilton Fine Arts Center220 Town Line Rd., Sussex

    Enjoy an afternoon withMAGGIE MAE &

    the HEARTLAND COUNTRY BAND and some of the best country music, yodeling and

    Christmas music to get you in the spirit.

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    A Country Christmas Show withMaggie Mae & The Heartland Country Band

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    (Family Features) Kids are never too young to learn the skills

    of saving, budgeting, and other basics for becoming a money-wise individual.

    In fact, T. Rowe Price's 2014 Parents, Kids & Money surveyfound that 60 percent of kids whose parents frequently talk tothem about budgeting feel they are smart about money, asopposed to just 34 percent of kids whose parents do not.

    Financial experts agree that the sooner parents start imparting

    key money concepts, the more effective they will be inraising financially responsible adults. While it may seemlike an involved topic, it's as simple as starting aconversation.

    "There is a clear correlation between talking withkids about financial topics and their habits," said JudithWard, a senior financial planner with T. Rowe Price.

    "Parents can invest in their kids by talking to themweekly about money matters."The survey also found that parents are having more

    financial conversations with boys rather than girls."Boys and girls should have the same opportunities to

    learn about money matters at home so they can growinto financially savvy adults," Ms. Ward says. "Bytalking to kids of either gender about things like savingfor college, parents can help kids get involved andexcited about their future."

    Tips for starting money conversationsFirst, learn to engage in frequent money

    conversations with your kids. While you can sit down to discussin a formal manner, casual dialog may be more effective andmemorable. From trips to the grocery store to a visit to yourneighborhood bank, there are plenty of real-world situationswhere you can teach your kids about spending, saving, and othermoney concepts.

    Ward offers these tips to help parents initiate conversation: When discussing weekend plans: When your kids plan for

    weekend fun with friends, ask them how much the activities willcost. Find out if they have budgeted for these expenses and if they are saving for any other upcoming events.

    When talking about their future: Ask your child what theywish to be when they grow up. This is a great opportunity to talk

    about what kind of college degree may be required for theprofession, how much getting the degree can cost, and the needto save for it in advance.

    When talking about extracurricular activities: When talkingabout extra activities like soccer, dance, karate, piano lessons andothers, talk with your kids about the cost of each. Help themunderstand that all of these add up to a lot of money, so they canhelp you save by only doing the ones they really enjoy.

    Use these simple tips to help integrate money conversationsinto your daily livesyour kids will thank you later. For moreinformation, visit www.MoneyConfidentKids.com.

    Page 10 Express News - Family Matters November 20

    Tips for Raising Money-Wise Kids

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    Specialty Pets Inspire Kids to Learn(Family Features) All pets bring us closer to the natural world,

    but specialty pets, such as fish, small pets and reptiles, provide aunique way to inspire kids to learn about the world around them.As teachers and families gearup for the start of a new schoolyear, pets can help teach kidsresponsibility and how to keepa routine. They can sharpenkids' math and science skillsthrough activities such asmeasuring food and water,keeping track of days of theweek on a calendar andstudying information abouttheir care needs.

    Learning in theclassroom and beyond

    Specialty pets can helpmake learning fun and helpstudents learn more than just traditional academics. By workingwith their peers at school (or siblings at home), students learnteamwork and responsibility.

    These pets also provide hands-on learning and teach lessonsthat will serve students their whole lives. According to JoelSartore, National Geographic photographer and specialty petowner, specialty pets offer many life skills and learningopportunities, such as:

    Teaching kids responsibility and the importance of routines.Pets need regular food, water and cleaning of their habitats, andthese tasks make learning valuable skills fun.

    Helping kids learn to care for something beyond themselves.

    Kids often see pets as friends and want to protect them. Adultscan explain that too much noise scares a pet, and the child willunderstand the need for good behavior.

    Providing a better understanding of the natural world.Learning about a country or climate becomes more meaningfulwhen a child can interact directly with an animal that has rootsthere.

    Allowing kids to relate to their peers. Bonding with a pet cangive kids common ground with each other and help buildfriendships.

    Create a healthy habitatIf you are considering bringing a specialty pet into your

    classroom or home, you will need to provide an appropriatehabitat. High-quality pet productthat mimic animals' naturenvironments are the best option tsupport pet health. Sucenvironments can also spark thcuriosity of children into the worldof specialty pets with products tharepresent their habitats in realistiand authentic ways. The pexperts at National Geographic andPetSmart offer the followinrecommendations to get yostarted.

    FOR AQUATICS PETS:Aqua Oasis Aquarium is complete starter kit, including ainternal power filter with filtratio

    media and a submersible heater. Available in various sizes, itfeatures a curved, seamless bow-front, allowing for uninterruptedviews with easy access for feeding. Low-profile hoods andintegrated LED lighting add elegance, while the addition of coordinated 3-D backgrounds and decor allow pet parents tocreate a natural environment.

    FOR REPTILE PETS: The Reptile Sanctuary ensures youpet will stay securely inside while allowing pet parents to feed,play with and interact through various points around the tank.Depending on the pet's natural environment, the NationalGeographic line has tanks designed as desert or tropical climatesand coordinated 3-D backgrounds and decor can be added to

    enhance these natural themes.FOR SMALL PETS: The Exploration Loft is available in twosizes and offers a 360-degree view into multi-level play areas andyour pets' daily lives and interesting instinctual behavior. Askylight provides easy access and fresh airflow, plus cleaning issimple with a removable top.

    For additional information on the care of specialty pets,including proper habitats, feeding and more, visitwww.petsmart.com/natgeo . Teachers can apply for a grant toreceive a pet in their classroom at www.petsmart.com/teachers

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    Page 12 Express News - Family Matters November 20

    silverware gets the right water coverage loading some pointing up and sompointing down, including knives. Aremember, safety first, especially if kiare helping. If you don't plan to run tdishwasher immediately, remember rinse foods such as mustard, mayonnai

    and tomato based products as they mcause discoloration of plastics if allowto sit for a long period of time.

    4.) Fill the upper rack, load the bottoCups, glasses, stemware, small plates abowls are all welcome in the top racMake sure any plastic items go on top, toBe sure to load open-ended items into twasher facing down for the best cleaniand draining. No more tumblers full water. Save your biggest items for the edof the lower rack. Face everythielseplates, large bowls, etc.toward tcenter of the rack for a thorough clean.

    5.) Make it a family event. Throwfamily cleaning party to get everyoinvolved with the get-together prmaking it quick and fun. Get creative aplay a game to assign rooms to differe

    family members. Put all rooms that need to be cleaned on a piece of paperplace them in a hat and have everyone pick. From dusting to loading thdishwasher to taking out the trash, the extra hands will be a big help; andbefore you know it, everyone will be out of the house and into the backyardto enjoy the sunshine.

    For more tips to make your home a clean and welcoming environmentvisit www.frigidaire.com .

    (Family Features) With a little planning, you can minimize time spenton daily chores and maximize time spent creating memories with guests.

    Here are a few quick tips to clean and prep your home for a season of get-togethersanytime, day or night.

    1.) Load the dishwasher first. When you're throwing a get-together, thelast thing you want is to open the dishwasher to find dirty dishes. Make sureto run the dishwasher the day before your guests arrive to ensure everythingis clean when you need it.

    2.) Select a machine that delivers on washing and drying performance andavoids do-overs, like the Frigidaire Gallery(r) Dishwasher. It's an affordableand efficient option that features the OrbitClean(r) Spray Arm, whichprovides four times better water coverage than your average dishwasher foran excellent clean. The dishwasher also delivers a "One Wash. One Dry.One Time." promise with innovative technology that thoroughly washes anddries the dishes the first time, so you can move dishes straight to thecabinetsno towel drying needed.

    3.) Prepare dishes for the wash cycle. To ensure dishes get clean and drythe first time, scrape away large pieces of food and excess leftovers beforeloading, and the dishwasher will take care of the rest. Make sure your

    Tips for a Clean, Guest-Ready Home

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    November 2014 Express News - Family Matters Pa

    (Family Features) Snacks are a common aspect of most Americans'daily diets. Although you may feel like stealing nibbles between mealsis a guilt-worthy offense, making smart snacking choices can actuallycontribute to a healthy eating plan.

    According to a recent survey conducted by ORCInternational, snacking is as American as apple pie. Nearlyall Americans (98 percent) have snacked at least once in thelast two weeks, and the majority consumes one to two

    snacks every day.You may be surprised to learn that these habits areactually supported by leading health experts.According to staff at The Mayo Clinic,most well-planned diets allow for snacksbetween meals to help fight hunger.Numerous other experts advocatesnacks as a way to manage food intakethroughout the day, which keeps yourmetabolism running strong and helpsyou avoid over-eating at any one meal.

    If you're like the majority of participants in the recent snackingsurvey, calories, portability and

    nutritional content, such asprotein and fiber, are topconsiderations whenchoosing a snack.

    Moderation andbalance are alsoimportant tos u c c e s s f u lsnacking. To be

    sure you're never caught without a smart snacking option, consider thesesnacking survival tips:

    Look for snacks that combine food groups for an extra nutritiopunch. For example, pair a low-fat dairy product, such as yoguor cottage cheese, with fresh fruit for a tasty and satisfying trea

    Don't sacrifice calories for convenience. Many on-the-gbars are loaded with sugar and lack overall nutrition, but ther

    are smart alternatives. Baked with pieces of real fru

    and non-genetically modified ground whosoybeans, SOYJOY(r) is an all-natural, certifigluten-free snack bar available in seven delicio

    flavors. Each bar offers the perfect combination carbohydrates, plant-based protein afiber for only 130-140 calories.

    When you need a little more to you up, opt for high-fiber and higwater foods. These options let you more volume without loading up

    calories. Fruits and vegetabwhole grains and nuts

    all good choices wyou're feeling e

    hungry. Try 1/2 shelled edamame foconvenient, high-f

    snack. Keep qu

    low-calorie snaon hand. A l

    apple, three ahalf cups popcorn o

    large handful of almonds (about 23) are under 150 calories. The key is doing the maand measuring ahead of time so you're ntempted to make a less healthy choice wh

    you're crunched for time and hunger strikes. Manage your sweet tooth with better-foyou snack options. Every diet has room findulgences once in a while, but save those fspecial occasions. When you're cravisomething sweet, fruit can often appease yotaste buds. Reach for frozen bananas, grapes even a baked apple sprinkled with cinnamon

    For more delicious snacking tips and recipevisit www.soyjoy.com , like SOYJOYFacebook and follow @SOYJOYUS on Twitte

    Smart Snacking Tips for Better Health

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    (NewsUSA)Even if you drive a hybridcar, you probably don't know some basicfacts about your car and what makes itwork.

    Hybrid cars use two separate engines forpropulsion, usually an electric motor and agasoline-powered engine. And while autocompanies usually act as if hybrids are allthe same, they come in three main forms:series hybrids, plug-ins and parallelhybrids.

    Series hybrids use an electric motor topower a car's movementthe gas engine justrecharges the electric battery. In plug-inhybrids, the electric engine's battery can becharged directly through an electric outlet.The car is propelled by the electric motoralone, and most plug-ins also include acombustion engine for battery regeneration.

    In parallel hybrids, the electric motorand the internal combustion engine canwork both individually or in unison,powering the vehicle for peak performance.

    For example, Porsche, a companyknown for building high-performance cars,has developed two completely differenthybrid systemsone for the racetrack and one for the road. The road-going vehicle, the Cayenne S Hybrid, uses an advanced full parallelhybrid design with the electric motor between the combustion

    engine and the transmission.The Cayenne S Hybrid, a high-performance SUV, is as fast as the

    V8-powered Cayenne, but is the most fuel-efficient version in themodel line-up. The 47 horsepower electric motor is an ideal partnerfor the 333 horsepower supercharged engine, providing aconsiderable amount of high torque at low speeds. When working inunison, the two units deliver a maximum system output of 380 brakehorsepower and a peak torque of 427 pounds per foot at just 1,000revolutions per minute.

    Given a reserved, moderate style of motoring, for example, in aresidential area, the Hybrid Manager allows the driver to cover shortdistances on electric power alone and therefore absolutely free of emissions, driving at speeds of up to nearly 40 mph. The combustionengine may be completely switched off at speeds of up to 97 mph,being fully disengaged from the drivetrain when no further power isrequired. In this so-called "sailing mode," the drag forces exertedby the combustion engine are eliminated in the interest of lowerdrive resistance and fuel consumption. The Cayenne S Hybrid is theonly hybrid capable of this driving mode.

    Page 14 Express News - Family Matters November 20

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    November 2014 Express News - Family Matters Pa

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