FACT SHEET - OCTOBER 2021

Scheme Page No

Parag Parikh Flexi Cap Fund

Parag Parikh Tax Saver Fund

Parag Parikh Conservative Hybrid Fund

Parag Parikh Liquid Fund

2

4

6

8

REITsInvITs

TA

X

(Please visit Page 2)

Foreign equity investment

The fund invests in foreign equity securities Since investors in PPFCF look for capital investment and returns in Rupee

terms PPFCF also looks at delivering in Rupee terms PPFCF hedges most of the currency exposure using currency

futures

Outlook

About Parag Parikh Flexi Cap Fund

Parag Parikh Flexi Cap Fund (PPFCF) is an open ended equity oriented scheme with flexibility to invest a minimum of

65 in Indian equities and up to 35 in overseas equity security and domestic debt money market securities

We continue to look at individual investments on their own merits and will not hesitate to invest if an opportunity looks

attractive As usual our investment stance does not depend much on the macro-economic situation but is focussed on

individual companies We have about 291 in cash holdings debt amp money market instruments and arbitrage

positions which can be deployed in long term investments at appropriate levels

The core portfolio consists of equity investments made with a long term outlook and the factors considered while

investing are quality of management quality of the sector and the business (return on capital entry barriers capital

intensity use of debt growth prospects etc) and the valuation of the companies The endeavor of the fund

management team is to identify opportunities for long term investments However there are times when the opportunities

are not attractive enough While waiting for attractive opportunities the fund invests in arbitrage opportunities between

the cash and futures equity markets and special situations arbitrage where open offers delisting merger events have

been announced Investments are also made in money market debt securities while waiting for deployment in core

equity investments

Portfolio Disclosure

- Above figures are annualised- Risk free rate assumed to be 342 (FBIL Overnight MIBOR as on 29th Oct 2021)

Name of the fund Parag Parikh Flexi Cap Fund

Investment Objective

Type of the Scheme

Date of Allotment May 24 2013

Entry Load Not Applicable

Exit Load

Benchmark Index NIFTY 500 (TRI)

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities Scheme shall invest in Indian equities foreign equities and related instruments and debt securities

An open ended dynamic Equity scheme investing across large cap mid cap small cap Stocks

Name of the Fund

Managers

Assets Under Management

(AUM) as on Oct 31 2021

` Crores1693115Average AUM

for the Month

` 1721955 Crores

Net Asset Value (NAV) as

on Oct 29 2021

Regular Plan 502712

Direct Plan 531438

2 for redemption within 365 days

1 for redemption between 366 - 730 days

Nil for redemption beyond 730 days

Month End Expense RatioRegular Plan 185

Direct Plan 083

Including additional expenses and GST on management fees Total Expense ratio is as on last business day of the month

Minimum

Application

Amount

New Purchase ` 1000 Additional Purchase ` 1000

Monthly SIP ` 1000Quarterly SIP ` 3000

Beta 072

1769

139

1756

2899

Standard Deviation

Sharpe Ratio

Portfolio Turnover (excl Equity Arbitrage)

Portfolio Turnover (incl Equity Arbitrage)

Mr Rajeev Thakkar - Equity Fund Manager (Since Inception)

Mr Raj Mehta - Debt Fund Manager (Since January 27 2016)

Mr Raunak Onkar - Fund Manager Dedicatedfor Overseas Securities (Since Inception)

Currency hedge to the extent of approximately 80 of exposure

^ Traded on US OTC Markets Underlying shares are listed on Tokyo Stock ExchangeIndustry Allocation

Load Structure

Quantitative Indicators

FACT SHEET - OCTOBER 2021

2

(Formerly known as Parag Parikh Long Term Equity Fund)

Core Equity

Name Industry of Net Assets

Overseas Securities IDRs and ADRs

Total 3131

Debt and Money Market Instruments

TREPS Including Cash amp Cash Equivalent and Net Current Asset

040FDR

251

Net Assets 10000

Parag Parikh Flexi Cap Fund

An open ended dynamic Equity scheme investing across large cap mid cap small cap stocks

Additional Benchmark NIFTY 50 (TRI)

Pioneer in international

investing

Alphabet Inc (Google Class A) Internet amp Technology

Microsoft Corporation Internet amp Technology

Meta Platforms Inc (Formerly Facebook Inc) Internet amp Technology

AMAZONCOM INC Consumer Services

Suzuki Motor Corp (ADR)^ Auto

No exit load will be charged in case of switch transactions between Regular Plan and Direct Plan of the Scheme for existing as well as prospective investors

Total 6578Arbitrage

Tata Motors Ltd

045

042

037

028

005

Bharti Airtel Ltd

Cipla Ltd

Kotak Mahindra Bank Ltd

Maruti Suzuki India Ltd

Tata Steel Ltd

089

Hedged by offsetting derivative position

Finance 845

ITC Ltd 741

Indian Energy Exchange Ltd Capital Markets 606

Auto 480

ICICI Bank Ltd Banks 476

Axis Bank Ltd Banks 458

HCL Technologies Ltd Software 451

Central Depository Services (I) Ltd Capital Markets 377

Power Grid Corporation of India Ltd Power 367

Persistent Systems Ltd Software 267

Software 264

Multi Commodity Exchange of India Ltd Capital Markets 247

HDFC Bank Ltd Banks 210

Auto Ancillaries 175

Oracle Financial Services Software Ltd Software 107

Capital Markets 094

ICRA Ltd Capital Markets 085

Sun Pharmaceutical Industries Ltd Pharmaceuticals 083

Pharmaceuticals 076

Pharmaceuticals 061

IPCA Laboratories Ltd Pharmaceuticals 059

Pharmaceuticals 049

911

781

725

601

113

Bajaj Holdings amp Investment Ltd

Consumer Non Durables

Hero MotoCorp Ltd

Mphasis Ltd

Balkrishna Industries Ltd

Motilal Oswal Financial Services Ltd

Cadila Healthcare Ltd

Dr Reddys Laboratories Ltd

Lupin Ltd

328Pharmaceuticals

2293Internet amp

Technology

593 Auto

741Consumer Non durables

1089Software

175Auto Ancillaries

291Debt and Money

Market Instruments

725Consumer Services

845Finance

1144Banks

1409Capital Markets

367Power

FACT SHEET - OCTOBER 2021

3

Note

Different plans shall have different expense structures

Scheme returns shown are for regular plan

Past performance may or may not be sustained in the future

Greater than 1 year returns are CAGR returns

Data presented here is upto the last calendar month

We have our Skin in the Game

Parag Parikh Flexi Cap Fund

An open ended dynamic Equity scheme investing across large cap mid cap small cap stocks

Since Inception (May 24 2013) 2109 1623 1515 50271 35566 32876

October 30 2020 to October 29 2021 (Last 1 year) 6160 5928 5372 16139 15908 15354

October 31 2018 to October 29 2021 (Last 3 year) 2988 2124 2082 21894 17812 17625

October 28 2016 to October 29 2021 (Last 5 year) 2178 1635 1681 26815 21335 21761

Since Inception fromJune 1 2013

October 30 2020 to October 29 2021 (Last 1 year)

October 31 2018 to October 29 2021 (Last 3 year)

October 28 2016 to October 29 2021 (Last 5 year)

Total Amount Invested

Market value of Investment (Regular Plan)

(Regular Plan) Returns (Annualised) ()

Nifty 500 (TRI) Returns (Annualised) ()

Nifty 50 (TRI) Returns (Annualised) ()

1020000 120000 360000 600000

2703388 153765 629577 1189292

2214 5661 4003 2781

1705 4454 3067 2055

1638 4083 2848 2032

Oct 30 2020 to Oct 29 2021Since Inception

CAGR Scheme 2109Nifty 5001623Nifty 50 1515

Scheme 6160 Nifty 500 5928Nifty 50 5372

PPFCF Returns Benchmark Returns (Nifty 500 (TRI)) Nifty 50 (TRI) Returns

PPFCF Vs Benchmark Indices

00

50

100

150

200

250

300

350

400

00

50

100

150

200

250

300

350

400

Oct

20

Nov2

0

Dec2

0

Jan21

Feb21

Mar

21

Apr2

1

May2

1

June21

July

21

Aug21

Sept2

1

Oct

20

Lumpsum Investment Performance (Compounded annual returns)

Scheme

PPFCF(Regular)

NIFTY 500(TRI)

NIFTY 50(TRI)

PPFCF

Additional Benchmark

(Regular)

NIFTY 50(TRI)

NIFTY 500(TRI)

The combined holding of Insiders in Parag Parikh Flexi Cap Fund amounts

to For more details ` 26068 Crores of AUM as at October 29 2021

Since inception returns are calculated on Rs 10 (allotment price)

Source Internal sources

Lumpsum Investment Performance (Compounded annual returns)

Scheme

PPFCF(Regular)

NIFTY 500(TRI)

NIFTY 50(TRI)

PPFCF

Additional Benchmark

(Regular)

NIFTY 50(TRI)

NIFTY 500(TRI)

PPFCF

(Direct)

PPFCF(Direct)

SIP Investment Performance (Assumption `10000- is invested on the first of every month)

Total Amount Invested

Market value of Investment (Regular Plan)

Market value of Investment (Direct Plan)

(Regular Plan) Returns (Annualised) ()

(Direct Plan) Returns (Annualised) ()

NIFTY 500 (TRI) Returns (Annualised) ()

NIFTY 50 Returns (Annualised) ()(TRI)

Since inception returns are calculated on Rs 10 (allotment price)

Since Inception (May 24 2013) 2109 1623 1515 50271 35566 32876

Oct 30 2020 to Oct 29 2021 (Last 1 year) 6160 5928 5372 16139 15908 15354

Oct 31 2018 to Oct 29 2021 (Last 3 year) 2988 2124 2082 21894 17812 17625

Oct 28 2016 to Oct 29 2021 (Last 5 year) 2178 1635 1681 26815 21335 21761

2189

6324

3105

2272

53144

16302

22492

27861

Since Inception fromJune 1 2013

October 30 2020 to October 29 2021 (Last 1 year)

October 31 2018 to October 29 2021 (Last 3 year)

October 28 2016 to October 29 2021 (Last 5 year)

1020000 120000 360000 600000

2703388 153765 629577 1189292

2214 5661 4003 2781

1705 4454 3067 2055

1638 4083 2848 2032

2808037

2299

154661

5821

639851

4130

1218403

2883

Total number of units held in Parag Parikh Flexi Cap Fund as per SEBI Circular relating to Alignment of interest of Key Employees (Designated Employees) of Asset Management Companies (AMCs) with the unitholders of the Mutual Fund Schemes (dated April 28 2021 read with September 20 2021) as at 31-10-2021

60568945Parag Parikh Flexi Cap Fund - Direct Plan

Scheme Units AUM (in Rs)

1139718

Portfolio Disclosure

- Above figures are annualised- Risk free rate assumed to be 342 (FBIL Overnight MIBOR as on 29th Oct 2021)

Name of the fund Parag Parikh Flexi Cap Fund

Investment Objective

Type of the Scheme

Date of Allotment May 24 2013

Entry Load Not Applicable

Exit Load

Benchmark Index NIFTY 500 (TRI)

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities Scheme shall invest in Indian equities foreign equities and related instruments and debt securities

An open ended dynamic Equity scheme investing across large cap mid cap small cap Stocks

Name of the Fund

Managers

Assets Under Management

(AUM) as on Oct 31 2021

` Crores1693115Average AUM

for the Month

` 1721955 Crores

Net Asset Value (NAV) as

on Oct 29 2021

Regular Plan 502712

Direct Plan 531438

2 for redemption within 365 days

1 for redemption between 366 - 730 days

Nil for redemption beyond 730 days

Month End Expense RatioRegular Plan 185

Direct Plan 083

Including additional expenses and GST on management fees Total Expense ratio is as on last business day of the month

Minimum

Application

Amount

New Purchase ` 1000 Additional Purchase ` 1000

Monthly SIP ` 1000Quarterly SIP ` 3000

Beta 072

1769

139

1756

2899

Standard Deviation

Sharpe Ratio

Portfolio Turnover (excl Equity Arbitrage)

Portfolio Turnover (incl Equity Arbitrage)

Mr Rajeev Thakkar - Equity Fund Manager (Since Inception)

Mr Raj Mehta - Debt Fund Manager (Since January 27 2016)

Mr Raunak Onkar - Fund Manager Dedicatedfor Overseas Securities (Since Inception)

Currency hedge to the extent of approximately 80 of exposure

^ Traded on US OTC Markets Underlying shares are listed on Tokyo Stock ExchangeIndustry Allocation

Load Structure

Quantitative Indicators

FACT SHEET - OCTOBER 2021

2

(Formerly known as Parag Parikh Long Term Equity Fund)

Core Equity

Name Industry of Net Assets

Overseas Securities IDRs and ADRs

Total 3131

Debt and Money Market Instruments

TREPS Including Cash amp Cash Equivalent and Net Current Asset

040FDR

251

Net Assets 10000

Parag Parikh Flexi Cap Fund

An open ended dynamic Equity scheme investing across large cap mid cap small cap stocks

Additional Benchmark NIFTY 50 (TRI)

Pioneer in international

investing

Alphabet Inc (Google Class A) Internet amp Technology

Microsoft Corporation Internet amp Technology

Meta Platforms Inc (Formerly Facebook Inc) Internet amp Technology

AMAZONCOM INC Consumer Services

Suzuki Motor Corp (ADR)^ Auto

No exit load will be charged in case of switch transactions between Regular Plan and Direct Plan of the Scheme for existing as well as prospective investors

Total 6578Arbitrage

Tata Motors Ltd

045

042

037

028

005

Bharti Airtel Ltd

Cipla Ltd

Kotak Mahindra Bank Ltd

Maruti Suzuki India Ltd

Tata Steel Ltd

089

Hedged by offsetting derivative position

Finance 845

ITC Ltd 741

Indian Energy Exchange Ltd Capital Markets 606

Auto 480

ICICI Bank Ltd Banks 476

Axis Bank Ltd Banks 458

HCL Technologies Ltd Software 451

Central Depository Services (I) Ltd Capital Markets 377

Power Grid Corporation of India Ltd Power 367

Persistent Systems Ltd Software 267

Software 264

Multi Commodity Exchange of India Ltd Capital Markets 247

HDFC Bank Ltd Banks 210

Auto Ancillaries 175

Oracle Financial Services Software Ltd Software 107

Capital Markets 094

ICRA Ltd Capital Markets 085

Sun Pharmaceutical Industries Ltd Pharmaceuticals 083

Pharmaceuticals 076

Pharmaceuticals 061

IPCA Laboratories Ltd Pharmaceuticals 059

Pharmaceuticals 049

911

781

725

601

113

Bajaj Holdings amp Investment Ltd

Consumer Non Durables

Hero MotoCorp Ltd

Mphasis Ltd

Balkrishna Industries Ltd

Motilal Oswal Financial Services Ltd

Cadila Healthcare Ltd

Dr Reddys Laboratories Ltd

Lupin Ltd

328Pharmaceuticals

2293Internet amp

Technology

593 Auto

741Consumer Non durables

1089Software

175Auto Ancillaries

291Debt and Money

Market Instruments

725Consumer Services

845Finance

1144Banks

1409Capital Markets

367Power

FACT SHEET - OCTOBER 2021

3

Note

Different plans shall have different expense structures

Scheme returns shown are for regular plan

Past performance may or may not be sustained in the future

Greater than 1 year returns are CAGR returns

Data presented here is upto the last calendar month

We have our Skin in the Game

Parag Parikh Flexi Cap Fund

An open ended dynamic Equity scheme investing across large cap mid cap small cap stocks

Since Inception (May 24 2013) 2109 1623 1515 50271 35566 32876

October 30 2020 to October 29 2021 (Last 1 year) 6160 5928 5372 16139 15908 15354

October 31 2018 to October 29 2021 (Last 3 year) 2988 2124 2082 21894 17812 17625

October 28 2016 to October 29 2021 (Last 5 year) 2178 1635 1681 26815 21335 21761

Since Inception fromJune 1 2013

October 30 2020 to October 29 2021 (Last 1 year)

October 31 2018 to October 29 2021 (Last 3 year)

October 28 2016 to October 29 2021 (Last 5 year)

Total Amount Invested

Market value of Investment (Regular Plan)

(Regular Plan) Returns (Annualised) ()

Nifty 500 (TRI) Returns (Annualised) ()

Nifty 50 (TRI) Returns (Annualised) ()

1020000 120000 360000 600000

2703388 153765 629577 1189292

2214 5661 4003 2781

1705 4454 3067 2055

1638 4083 2848 2032

Oct 30 2020 to Oct 29 2021Since Inception

CAGR Scheme 2109Nifty 5001623Nifty 50 1515

Scheme 6160 Nifty 500 5928Nifty 50 5372

PPFCF Returns Benchmark Returns (Nifty 500 (TRI)) Nifty 50 (TRI) Returns

PPFCF Vs Benchmark Indices

00

50

100

150

200

250

300

350

400

00

50

100

150

200

250

300

350

400

Oct

20

Nov2

0

Dec2

0

Jan21

Feb21

Mar

21

Apr2

1

May2

1

June21

July

21

Aug21

Sept2

1

Oct

20

Lumpsum Investment Performance (Compounded annual returns)

Scheme

PPFCF(Regular)

NIFTY 500(TRI)

NIFTY 50(TRI)

PPFCF

Additional Benchmark

(Regular)

NIFTY 50(TRI)

NIFTY 500(TRI)

The combined holding of Insiders in Parag Parikh Flexi Cap Fund amounts

to For more details ` 26068 Crores of AUM as at October 29 2021

Since inception returns are calculated on Rs 10 (allotment price)

Source Internal sources

Lumpsum Investment Performance (Compounded annual returns)

Scheme

PPFCF(Regular)

NIFTY 500(TRI)

NIFTY 50(TRI)

PPFCF

Additional Benchmark

(Regular)

NIFTY 50(TRI)

NIFTY 500(TRI)

PPFCF

(Direct)

PPFCF(Direct)

SIP Investment Performance (Assumption `10000- is invested on the first of every month)

Total Amount Invested

Market value of Investment (Regular Plan)

Market value of Investment (Direct Plan)

(Regular Plan) Returns (Annualised) ()

(Direct Plan) Returns (Annualised) ()

NIFTY 500 (TRI) Returns (Annualised) ()

NIFTY 50 Returns (Annualised) ()(TRI)

Since inception returns are calculated on Rs 10 (allotment price)

Since Inception (May 24 2013) 2109 1623 1515 50271 35566 32876

Oct 30 2020 to Oct 29 2021 (Last 1 year) 6160 5928 5372 16139 15908 15354

Oct 31 2018 to Oct 29 2021 (Last 3 year) 2988 2124 2082 21894 17812 17625

Oct 28 2016 to Oct 29 2021 (Last 5 year) 2178 1635 1681 26815 21335 21761

2189

6324

3105

2272

53144

16302

22492

27861

Since Inception fromJune 1 2013

October 30 2020 to October 29 2021 (Last 1 year)

October 31 2018 to October 29 2021 (Last 3 year)

October 28 2016 to October 29 2021 (Last 5 year)

1020000 120000 360000 600000

2703388 153765 629577 1189292

2214 5661 4003 2781

1705 4454 3067 2055

1638 4083 2848 2032

2808037

2299

154661

5821

639851

4130

1218403

2883

Total number of units held in Parag Parikh Flexi Cap Fund as per SEBI Circular relating to Alignment of interest of Key Employees (Designated Employees) of Asset Management Companies (AMCs) with the unitholders of the Mutual Fund Schemes (dated April 28 2021 read with September 20 2021) as at 31-10-2021

60568945Parag Parikh Flexi Cap Fund - Direct Plan

Scheme Units AUM (in Rs)

1139718

FACT SHEET - OCTOBER 2021

3

Note

Different plans shall have different expense structures

Scheme returns shown are for regular plan

Past performance may or may not be sustained in the future

Greater than 1 year returns are CAGR returns

Data presented here is upto the last calendar month

We have our Skin in the Game

Parag Parikh Flexi Cap Fund

An open ended dynamic Equity scheme investing across large cap mid cap small cap stocks

Since Inception (May 24 2013) 2109 1623 1515 50271 35566 32876

October 30 2020 to October 29 2021 (Last 1 year) 6160 5928 5372 16139 15908 15354

October 31 2018 to October 29 2021 (Last 3 year) 2988 2124 2082 21894 17812 17625

October 28 2016 to October 29 2021 (Last 5 year) 2178 1635 1681 26815 21335 21761

Since Inception fromJune 1 2013

October 30 2020 to October 29 2021 (Last 1 year)

October 31 2018 to October 29 2021 (Last 3 year)

October 28 2016 to October 29 2021 (Last 5 year)

Total Amount Invested

Market value of Investment (Regular Plan)

(Regular Plan) Returns (Annualised) ()

Nifty 500 (TRI) Returns (Annualised) ()

Nifty 50 (TRI) Returns (Annualised) ()

1020000 120000 360000 600000

2703388 153765 629577 1189292

2214 5661 4003 2781

1705 4454 3067 2055

1638 4083 2848 2032

Oct 30 2020 to Oct 29 2021Since Inception

CAGR Scheme 2109Nifty 5001623Nifty 50 1515

Scheme 6160 Nifty 500 5928Nifty 50 5372

PPFCF Returns Benchmark Returns (Nifty 500 (TRI)) Nifty 50 (TRI) Returns

PPFCF Vs Benchmark Indices

00

50

100

150

200

250

300

350

400

00

50

100

150

200

250

300

350

400

Oct

20

Nov2

0

Dec2

0

Jan21

Feb21

Mar

21

Apr2

1

May2

1

June21

July

21

Aug21

Sept2

1

Oct

20

Lumpsum Investment Performance (Compounded annual returns)

Scheme

PPFCF(Regular)

NIFTY 500(TRI)

NIFTY 50(TRI)

PPFCF

Additional Benchmark

(Regular)

NIFTY 50(TRI)

NIFTY 500(TRI)

The combined holding of Insiders in Parag Parikh Flexi Cap Fund amounts

to For more details ` 26068 Crores of AUM as at October 29 2021

Since inception returns are calculated on Rs 10 (allotment price)

Source Internal sources

Lumpsum Investment Performance (Compounded annual returns)

Scheme

PPFCF(Regular)

NIFTY 500(TRI)

NIFTY 50(TRI)

PPFCF

Additional Benchmark

(Regular)

NIFTY 50(TRI)

NIFTY 500(TRI)

PPFCF

(Direct)

PPFCF(Direct)

SIP Investment Performance (Assumption `10000- is invested on the first of every month)

Total Amount Invested

Market value of Investment (Regular Plan)

Market value of Investment (Direct Plan)

(Regular Plan) Returns (Annualised) ()

(Direct Plan) Returns (Annualised) ()

NIFTY 500 (TRI) Returns (Annualised) ()

NIFTY 50 Returns (Annualised) ()(TRI)

Since inception returns are calculated on Rs 10 (allotment price)

Since Inception (May 24 2013) 2109 1623 1515 50271 35566 32876

Oct 30 2020 to Oct 29 2021 (Last 1 year) 6160 5928 5372 16139 15908 15354

Oct 31 2018 to Oct 29 2021 (Last 3 year) 2988 2124 2082 21894 17812 17625

Oct 28 2016 to Oct 29 2021 (Last 5 year) 2178 1635 1681 26815 21335 21761

2189

6324

3105

2272

53144

16302

22492

27861

Since Inception fromJune 1 2013

October 30 2020 to October 29 2021 (Last 1 year)

October 31 2018 to October 29 2021 (Last 3 year)

October 28 2016 to October 29 2021 (Last 5 year)

1020000 120000 360000 600000

2703388 153765 629577 1189292

2214 5661 4003 2781

1705 4454 3067 2055

1638 4083 2848 2032

2808037

2299

154661

5821

639851

4130

1218403

2883

Total number of units held in Parag Parikh Flexi Cap Fund as per SEBI Circular relating to Alignment of interest of Key Employees (Designated Employees) of Asset Management Companies (AMCs) with the unitholders of the Mutual Fund Schemes (dated April 28 2021 read with September 20 2021) as at 31-10-2021

60568945Parag Parikh Flexi Cap Fund - Direct Plan

Scheme Units AUM (in Rs)

1139718

Portfolio Disclosure

- Above figures are annualised

- Since the fund has not completed 3 years other quantitative indicators are not

shown as per AMFI Best Practice Guidelines

Name of the fund Parag Parikh Tax Saver Fund

Investment Objective

Type of the Scheme

Date of Allotment July 24 2019

Benchmark Index NIFTY 500 (TRI)

To seek to generate long-term capital appreciation through a diversified portfolio of equity and equity related instruments

An open ended equity linked savings scheme with a statutory lock in of3 years and tax benefit

Name of the Fund

Managers

Assets Under Management

(AUM) as on Oct 31 2021

` 32589 CroresAverage AUM

for the Month

` 32383 Crores

Net Asset Value (NAV) as

on Oct 29 2021

Regular Plan 183787

Direct Plan 188982

Month End Expense RatioRegular Plan 228

Direct Plan 098

Including additional expenses and GST on management fees Total Expense ratio is as on last business day of the month

Minimum

Application

Amount

New Purchase ` 500 and in multiples of ` 500Additional Purchase ` 500 and in

Monthly SIP ` 1000Quarterly SIP ` 3000

Portfolio Turnover 479

Mr Rajeev Thakkar - Equity Fund Manager (Since Inception)

Mr Raj Mehta - Debt Fund Manager (Since Inception)

Mr Raunak Onkar - Co Fund Manager (Since Inception)

Industry Allocation

Entry Load Not Applicable

Not ApplicableExit Load

Load Structure

Quantitative Indicators

FACT SHEET - OCTOBER 2021

4

Core Equity

Name Industry of Net Assets

Net Assets 10000

Debt and Money Market Instruments

Total

TREPS Including Cash amp Cash Equivalent and Net Current Asset

1064Debt and Money MarketInstruments

8936

Additional Benchmark NIFTY 50 (TRI)

An open ended equity linked saving scheme with a statutory lock in of3 years and tax benefit

TA

X

Finance 899

ITC Ltd 760

Indian Energy Exchange Ltd Capital Markets 640

Auto 526

HCL Technologies Ltd Software 506

Software 504

Auto 504

Power Grid Corporation of India Ltd Power 500

ICICI Bank Ltd Banks 498

Software 495

Axis Bank Ltd Banks 472

Auto Ancillaries 349

Central Depository Services (I) Ltd Capital Markets 340

Persistent Systems Ltd Software 291

Multi Commodity Exchange of India Ltd Capital Markets 257

Software 252

HDFC Bank Ltd Banks 243

CCL Products (India) Ltd 207

ICRA Ltd Capital Markets 178

Capital Markets 102

Oracle Financial Services Software Ltd Software 102

Sun Pharmaceutical Industries Ltd Pharmaceuticals 085

Pharmaceuticals 079

Pharmaceuticals 063

Pharmaceuticals 058

IPCA Laboratories Ltd Pharmaceuticals 026

Bajaj Holdings amp Investment Ltd

Consumer Non Durables

Maruti Suzuki India Ltd

Tata Consultancy Services Ltd

Hero MotoCorp Ltd

Wipro Ltd

Balkrishna Industries Ltd

Mphasis Ltd

Consumer Non Durables

Motilal Oswal Financial Services Ltd

Cadila Healthcare Ltd

Dr Reddys Laboratories Ltd

Lupin Ltd

311Pharmaceuticals

1213Banks

2150Software

1030Auto

967Consumer Non Durables

1064Debt and Money Market Instruments

349Auto Ancillaries

899Finance

1517Capital Markets

500Power

FACT SHEET - OCTOBER 2021

5

Note

Different plans shall have different expense structures

Scheme returns shown are for regular plan

Past performance may or may not be sustained in the future

Data presented here is upto the last calendar month

We have our Skin in the Game

An open ended equity linked saving scheme with a statutory lock in of3 years and tax benefit

Total Amount Invested 280000 120000

Market value of Investment (Regular Plan) 432370 147224

(Regular Plan) Returns (Annualised) () 4061 4507

Nifty 500 (TRI) Returns (Annualised) () 3868 4454

Nifty 50 (TRI) Returns (Annualised) () 3543 4083

Since Inception from July 24 2019

October 30 2020 to October 29 2021 (Last 1 year)

SIP Investment Performance (Assumption ` 10000- is invested on the first of every month)

Since Inception (24 July 2019) 3077 2594 2333 18379 16875 16090

October 30 2020 to October 29 2021 (Last 1 year) 4959 5928 5372 14942 15908 15354

Since Inception (July 24 2019)

CAGR Scheme 3077Nifty 500 2594Nifty 50 2333

Scheme 4959 Nifty 500 5928Nifty 50 5372

PPTSF Returns Benchmark Returns (Nifty 500 (TRI)) Nifty 50 (TRI) Returns

PPTSF Vs Benchmark Indices

60

70

80

90

100

110

120

130

140

60

70

80

90

100

110

120

130

140

Jul1

9A

ug19

Sep 1

9O

ct19

Nov1

9D

ec1

9Ja

n20

Feb20

Mar2

0A

pr2

0M

ay2

0Ju

n20

Jul2

0A

ug20

Sep20

Oct

20

Nov2

0D

ec2

0Ja

n21

Feb21

Mar2

1A

pr2

1M

ay2

1Ju

ne21

July

21

Aug21

Sep21

Oct

21

Oct

20

Nov2

0

Dec2

0

Jan21

Feb21

Mar2

1

Apr2

1

May2

1

June21

July

21

Aug21

Sept2

1

Oct

21

Oct 30 2020 to Oct 29 2021

Date

Scheme Benchmark Value of Investment of Rs 10000-

PPTSF PPTSFNIFTY 500(TRI)

NIFTY 50(TRI)

NIFTY 500(TRI)

NIFTY 50(TRI)

Lumpsum Investment Performance (Compounded annual returns)

AdditionalBenchmark

(Regular) (Regular)

The combined holding of Insiders in Parag Parikh Tax Saver Fund amounts to `781 Crores of AUM as at October 29 2021 For more details

Since inception returns are calculated on Rs 10 (allotment price)

Source Internal sources

Total Amount Invested

Market value of Investment (Regular Plan)

Market value of Investment (Direct Plan)

(Regular Plan) Returns (Annualised) ()

(Direct Plan) Returns (Annualised) ()

NIFTY 500 (TRI) Returns (Annualised) ()

NIFTY 50 Returns (Annualised) ()(TRI)

SIP Investment Performance (Assumption `10000- is invested on the first of every month)

Date

Scheme Benchmark Value of Investment of Rs 10000-

PPTSF PPTSFNIFTY 500(TRI)

NIFTY 50(TRI)

NIFTY 500(TRI)

NIFTY 50(TRI)

Lumpsum Investment Performance (Compounded annual returns)

AdditionalBenchmark

(Regular) (Regular)PPTSF(Direct)

PPTSF(Direct)

Since Inception from July 24 2019

Since inception returns are calculated on Rs 10 (allotment price)

Since Inception (24 July 2019) 3077 2594 2333 18379 16875 16090

October 30 2020 to October 29 2021 (Last 1 year) 4959 5928 5372 14942 15908 15354

3239

5145

18898

15128

October 30 2020 to October 29 2021 (Last 1 year)

280000 120000

432370 147224

4061 4507

3868 4454

3543 4083

439490

4232

148284

4692

Total number of units held in Parag Parikh Tax Saver Fund as per SEBI Circular relating to Alignment of interest of Key Employees (Designated Employees) of Asset Management Companies (AMCs) with the unitholders of the Mutual Fund Schemes (dated April 28 2021 read with September 20 2021) as at 31-10-2021

1450059Parag Parikh Tax Saver Fund - Direct Plan

Scheme Units AUM (in Rs)

76730

FACT SHEET - OCTOBER 2021

5

Note

Different plans shall have different expense structures

Scheme returns shown are for regular plan

Past performance may or may not be sustained in the future

Data presented here is upto the last calendar month

We have our Skin in the Game

An open ended equity linked saving scheme with a statutory lock in of3 years and tax benefit

Total Amount Invested 280000 120000

Market value of Investment (Regular Plan) 432370 147224

(Regular Plan) Returns (Annualised) () 4061 4507

Nifty 500 (TRI) Returns (Annualised) () 3868 4454

Nifty 50 (TRI) Returns (Annualised) () 3543 4083

Since Inception from July 24 2019

October 30 2020 to October 29 2021 (Last 1 year)

SIP Investment Performance (Assumption ` 10000- is invested on the first of every month)

Since Inception (24 July 2019) 3077 2594 2333 18379 16875 16090

October 30 2020 to October 29 2021 (Last 1 year) 4959 5928 5372 14942 15908 15354

Since Inception (July 24 2019)

CAGR Scheme 3077Nifty 500 2594Nifty 50 2333

Scheme 4959 Nifty 500 5928Nifty 50 5372

PPTSF Returns Benchmark Returns (Nifty 500 (TRI)) Nifty 50 (TRI) Returns

PPTSF Vs Benchmark Indices

60

70

80

90

100

110

120

130

140

60

70

80

90

100

110

120

130

140

Jul1

9A

ug19

Sep 1

9O

ct19

Nov1

9D

ec1

9Ja

n20

Feb20

Mar2

0A

pr2

0M

ay2

0Ju

n20

Jul2

0A

ug20

Sep20

Oct

20

Nov2

0D

ec2

0Ja

n21

Feb21

Mar2

1A

pr2

1M

ay2

1Ju

ne21

July

21

Aug21

Sep21

Oct

21

Oct

20

Nov2

0

Dec2

0

Jan21

Feb21

Mar2

1

Apr2

1

May2

1

June21

July

21

Aug21

Sept2

1

Oct

21

Oct 30 2020 to Oct 29 2021

Date

Scheme Benchmark Value of Investment of Rs 10000-

PPTSF PPTSFNIFTY 500(TRI)

NIFTY 50(TRI)

NIFTY 500(TRI)

NIFTY 50(TRI)

Lumpsum Investment Performance (Compounded annual returns)

AdditionalBenchmark

(Regular) (Regular)

The combined holding of Insiders in Parag Parikh Tax Saver Fund amounts to `781 Crores of AUM as at October 29 2021 For more details

Since inception returns are calculated on Rs 10 (allotment price)

Source Internal sources

Total Amount Invested

Market value of Investment (Regular Plan)

Market value of Investment (Direct Plan)

(Regular Plan) Returns (Annualised) ()

(Direct Plan) Returns (Annualised) ()

NIFTY 500 (TRI) Returns (Annualised) ()

NIFTY 50 Returns (Annualised) ()(TRI)

SIP Investment Performance (Assumption `10000- is invested on the first of every month)

Date

Scheme Benchmark Value of Investment of Rs 10000-

PPTSF PPTSFNIFTY 500(TRI)

NIFTY 50(TRI)

NIFTY 500(TRI)

NIFTY 50(TRI)

Lumpsum Investment Performance (Compounded annual returns)

AdditionalBenchmark

(Regular) (Regular)PPTSF(Direct)

PPTSF(Direct)

Since Inception from July 24 2019

Since inception returns are calculated on Rs 10 (allotment price)

Since Inception (24 July 2019) 3077 2594 2333 18379 16875 16090

October 30 2020 to October 29 2021 (Last 1 year) 4959 5928 5372 14942 15908 15354

3239

5145

18898

15128

October 30 2020 to October 29 2021 (Last 1 year)

280000 120000

432370 147224

4061 4507

3868 4454

3543 4083

439490

4232

148284

4692

Total number of units held in Parag Parikh Tax Saver Fund as per SEBI Circular relating to Alignment of interest of Key Employees (Designated Employees) of Asset Management Companies (AMCs) with the unitholders of the Mutual Fund Schemes (dated April 28 2021 read with September 20 2021) as at 31-10-2021

1450059Parag Parikh Tax Saver Fund - Direct Plan

Scheme Units AUM (in Rs)

76730

Quantitative IndicatorsBeta069Standard Deviation0115Sharpe Ratio053Portfolio Turnover (excl Equity Arbitrage)01192Portfolio Turnover (incl Equity Arbitrage)18617

Portfolio DisclosureName of the fund Parag Parikh Conservative Hybrid Fund

Investment Objective

Type of the Scheme

Date of Allotment 26th May 2021

Benchmark Index CRISIL Hybrid 85+15 - Conservative Index TRI

CRISIL 10 year GILT Index

To generate regular income through investments predominantly in debt and money market instruments The Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the scheme However there is no assurance or guarantee that the investment objective of the Scheme will be realized

An open ended hybrid scheme investing predominantly in debt instruments

Name of theFund Manager

Assets Under

Management (AUM) as onOct 31 2021

Average AUM

for the Month` 50489 Crores

Month End Expense Ratio

Regular Plan 060 Direct Plan 030

Including additional expenses and GST on management fees Total Expense ratio is as on last business day of the month

Additional Benchmark

Minimum

Application

Amount

Quantitive Indicators

Calculated on amount invest in debt securities (including accrued interest) deployment of funds in TREPS amp Reverse Repo and net receivablespayables^YTM is calculated on the basis of annualised yield for all securities

Average Maturity (Years) 643

49004

662

Modified Duration (Years)

Yield to Maturity^

Macaulay duration 50649

Entry Load Not Applicable

Exit Load

Load Structure

FACT SHEET - OCTOBER 2021

Name of Net Assets

Net Assets 10000

6

` 53557 Crores

REITsInvITs Parag Parikh Conservative Hybrid Fund

An open-ended hybrid scheme investing predominantly in debt instruments

DEBT

EQUITYREITs

InvITs

Equity and Equity Related Instruments

770 India Grid Trust 06-May-2028 094b) Government Securities

Units issued by REITs amp InvITsListed awaiting listing on the stock exchanges

Brookfield India REIT

Embassy Office Parks REIT

Mindspace Business Parks REIT

Debt and Money Market Instruments

Name of Net AssetsRatinga)CorporateBondNCD

c) TREPS and Other Receivables and Payables

TREPS Including Cash amp Cash Equivalent and Net Current Asset 186

d) Fixed Deposits

Mr Rajeev Thakkar - Equity Fund Manager (Since Inception)

Mr Raj Mehta - Debt Fund Manager (Since Inception)

Mr Raunak Onkar - Equity Fund Manager (Since Inception)

Net Asset Value (NAV) as

on Oct 29 2021

Regular Plan 103857

Direct Plan 103992

New Purchase 5000 and in multiples of 1 ` `thereafter

Additional Purchase 1000 and in multiples of 1 ` `thereafter

Monthly SIP 1000 and Quarterly SIP 3000` `

10 of the units (ldquothe limitrdquo) may be redeemed without any exit load from the date of allotment1 for redemption within 1 Year and Nil for redemption beyond 1 Year from the date of allotment

CRISIL AAA

1226Sub total

085Sub total

916Sub total

Industry

Name of Net AssetsIndustry

Construction

Construction

Construction

7493Sub total

418

250

248

490 HDFC Bank Ltd (Duration 365 Days) 028

490 HDFC Bank Ltd (Duration 368 Days) 019490 HDFC Bank Ltd (Duration 365 Days) 019

510 Axis Bank Ltd (Duration 367 Days) 019

Power Grid Corporation of India Ltd Power 247

Auto 247Gas 246

Coal India Ltd MineralsMining 243

ITC Ltd 243

563 Government of India 12-Apr-2026 Sovereign 093

Bajaj Auto Ltd

Petronet LNG Ltd

Consumer Non Durables

DEBT

EQUITYREITs

InvITs

Sovereign

Sovereign

834 State Government of Punjab 30-May-2028

808 State Government of Maharashtra 26-Dec-2028

843 State Government of Goa 13-Mar-2029

816 State Government of Rajasthan 09-May-2028

800 State Government of Kerala 11-Apr-2028

792 State Government of Uttar Pradesh 24-Jan-2028

699 State Government of Telangana 10-Jun-2028

788 State Government of Madhya Pradesh 24-Jan-2028

842 State Government of Madhya Pradesh 08-Aug-2028

799 State Government of Punjab 11-Apr-2028

828 State Government of Gujarat 20-Feb-2029

828 State Government of Gujarat 23-Jan-2029

809 State Government of West Bengal 27-Mar-2028

797 State Government of Assam 18-Apr-2028

845 State Government of Uttar Pradesh 27-Feb-2029

808 State Government of Tamil Nadu 26-Dec-2028

815 State Government of Tamil Nadu 09-May-2028

820 State Government of Uttarakhand 09-May-2028

698 State Government of Telangana 22-Apr-2028

865 State Government of Rajasthan 03-Oct-2028

863 State Government of Rajasthan 03-Sep-2028

849 State Government of Uttarakhand 21-Aug-2028

843 State Government of Uttar Pradesh 06-Mar-2029

845 State Government of Uttar Pradesh 27-Jun-2028

841 State Government of Kerala 06-Jun-2028

834 State Government of Tamil Nadu 28-Feb-2028

833 State Government of Kerala 30-May-2028

825 State Government of Tamil Nadu 02-Jan-2029

829 State Government of Haryana 14-Mar-2028

820 State Government of Jammu and Kashmir 30-Jan-2029

813 State Government of Rajasthan 27-Mar-2028

811 State Government of Chhattisgarh 31-Jan-2028

805 State Government of Tamil Nadu 18-Apr-2028

798 State Government of Uttar Pradesh 11-Apr-2028

786 State Government of Haryana 27-Dec-2027

765 State Government of Karnataka 06-Dec-2027

753 State Government of West Bengal 22-Nov-2027

709 State Government of Goa 28-Aug-2029

679 State Government of West Bengal 30-Jun-2028

711 State Government of Tamil Nadu 31-Jul-2029

713 State Government of Kerala 10-Jul-2029

653 State Government of Chhattisgarh 15-Sep-2028

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

504

500

499

477

398

307

305

303

205

205

202

202

202

200

190

104

103

103

102

102

102

102

102

102

102

102

101

101

101

101

101

101

100

100

100

099

098

095

095

095

094

093

Asset Allocation by Asset Class Asset Allocation by Rating

We have our Skin in the Game

The combined holding of Insiders in Parag Parikh Conservative Hybrid

Fund amounts to For more ` 573 Crores of AUM as at October 29 2021

details please

7

REITsInvITs

Equity

Debt

FACT SHEET - OCTOBER 2021

REITsInvITs

Parag Parikh Conservative Hybrid Fund

An open-ended hybrid scheme investing predominantly in debt instruments

Source Internal sources Source Internal sources

Dividend History - Monthly Income Distribution cum capital Withdrawal option

Record datePayout Date

DirectRetail RetailCorporate Corporate

Regular

30th Aug 2021 01124 01067

Face ValueRegular

10 100100

NAV per Unit (Ex IDCW)

01124 01067

DirectNAV per Unit (Ex IDCW)

100100

RegularNAV per Unit (Cum IDCW)

101167

DirectNAV per Unit (Cum IDCW)

101224

27th Sept 2021 00680 00680 00667 00667 10 101335 101343 102002 102023

7493G sec and SDL

1226Equity and Equity

Related Instruments

271TREPS Fixed Deposit

Net receivables amp Payables and

Net Current Asset094

Corporate Bond

916REITs and InvITs

271TREPS Fixed Deposit and

Net Receivables amp Payables

916REITs and InvITs

7493Sovereign

094AAA

1226Equity and Equity

Related Instruments

Total number of units held in Parag Parikh Conservative Hybrid Fund as per SEBI Circular relating to Alignment of interest of Key Employees (Designated Employees) of Asset Management Companies (AMCs) with the unitholders of the Mutual Fund Schemes (dated April 28 2021 read with September 20 2021) as at 31-10-2021

1965767Parag Parikh Conservative Hybrid Fund - Direct Plan Growth

Scheme Units AUM (in Rs)

194077

th25 Oct 2021 00597 00597 00340 00340 10 101762 101541 102102 102138

Asset Allocation by Asset Class Asset Allocation by Rating

We have our Skin in the Game

The combined holding of Insiders in Parag Parikh Conservative Hybrid

Fund amounts to For more ` 573 Crores of AUM as at October 29 2021

details please

7

REITsInvITs

Equity

Debt

FACT SHEET - OCTOBER 2021

REITsInvITs

Parag Parikh Conservative Hybrid Fund

An open-ended hybrid scheme investing predominantly in debt instruments

Source Internal sources Source Internal sources

Dividend History - Monthly Income Distribution cum capital Withdrawal option

Record datePayout Date

DirectRetail RetailCorporate Corporate

Regular

30th Aug 2021 01124 01067

Face ValueRegular

10 100100

NAV per Unit (Ex IDCW)

01124 01067

DirectNAV per Unit (Ex IDCW)

100100

RegularNAV per Unit (Cum IDCW)

101167

DirectNAV per Unit (Cum IDCW)

101224

27th Sept 2021 00680 00680 00667 00667 10 101335 101343 102002 102023

7493G sec and SDL

1226Equity and Equity

Related Instruments

271TREPS Fixed Deposit

Net receivables amp Payables and

Net Current Asset094

Corporate Bond

916REITs and InvITs

271TREPS Fixed Deposit and

Net Receivables amp Payables

916REITs and InvITs

7493Sovereign

094AAA

1226Equity and Equity

Related Instruments

Total number of units held in Parag Parikh Conservative Hybrid Fund as per SEBI Circular relating to Alignment of interest of Key Employees (Designated Employees) of Asset Management Companies (AMCs) with the unitholders of the Mutual Fund Schemes (dated April 28 2021 read with September 20 2021) as at 31-10-2021

1965767Parag Parikh Conservative Hybrid Fund - Direct Plan Growth

Scheme Units AUM (in Rs)

194077

th25 Oct 2021 00597 00597 00340 00340 10 101762 101541 102102 102138

Quantitative IndicatorsBeta069Standard Deviation0115Sharpe Ratio053Portfolio Turnover (excl Equity Arbitrage)01192Portfolio Turnover (incl Equity Arbitrage)18617

Portfolio DisclosureName of the fund Parag Parikh Liquid Fund

Investment Objective

Type of the Scheme

Date of Allotment May 11 2018

Benchmark Index CRISIL Liquid fund index

CRISIL 1 Year T-Bill index

To deliver reasonable market related returns with lower risk and high liquidity through judicious investments in money market and debt instruments (Non Guaranteed)

An Open-ended Liquid Scheme

Name of theFund Manager

Mr Raj Mehta

(Since Inception)

Assets Under

Management (AUM) as onOct 31 2021

Average AUM

for the Month` 48 Crores1501

Month End Expense Ratio

Regular Plan 026 Direct Plan 016

Including additional expenses and GST on management fees Total Expense ratio is as on last business day of the month

Additional Benchmark

Minimum

Application

Amount

New Purchase ` 5000

Additional Purchase ` 1000

Monthly SIP ` 1000

NAV Details

Plan

Growth

Daily Reinvestment of Income Distributioncum capital withdrawal option

Weekly Reinvestment of Income Distribution cum capital withdrawal option

Monthly Income Distribution cum capital withdrawal option

Direct Regular

Quantitive Indicators

Computed on the invested amount

Average Maturity (Days) 4274

01106

34460

Modified duration (Years)

Yield to Maturity

Macaulay Duration (Years) 01145

Entry Load Not Applicable

For purpose of levying exit load if subscription (application amp funds) is received

within cut-off time on a day Day 1 shall be considered to be the same day else the

day after the date of allotment of units shall be considered as Day 1

Day of redemption switch from the date

of applicable NAV

Day 1 00070

Day 2 00065

Day 3 00060

Day 4 00055

Day 5 00050

Day 6 00045

Day 7 onwards 00000

Exit load as a ofredemption

switch proceeds

Exit Load

Load Structure

FACT SHEET - OCTOBER 2021

a) Debt and Money Market Instruments

Name Rating of Net AssetsSovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

Sovereign

b) Government Securities

e) Fixed Deposits

Net Assets 10000

d) TREPS and Other Receivables and Payables

TREPS Including Net ReceivablesPayables and Net Current Asset 475

FDR 057

11745668 11703612

Sovereign

10005404

10014319

10034328

10005404

10014154

10034163

8

Sovereign

` 01 Crores1495

Sovereign

879 Government of India 08-Nov-2021 937Sovereign

Dividend History - Monthly Income Distribution cum capital Withdrawal option

Record datePayout Date

DirectRetail RetailCorporate Corporate

Regular

30th Aug 2021 ` 31956 ` 30988

Face Value

1000

Regular

10030000` 31956 ` 30988

NAV per Unit (Ex IDCW)

Direct

NAV per Unit (Ex IDCW)

10030000

Regular

NAV per Unit (Cum IDCW)

10060988

Direct

NAV per Unit (Cum IDCW)

10061956

27th Sept 2021 ` 22916 ` 22147 1000` 22916 ` 22147 10030000 10030000 10052147 10052916

Quarterly SIP ` 3000-

Dividend History - Monthly Income Distribution cum capital Withdrawal option

Record datePayout Date

DirectRetail RetailCorporate Corporate

Regular

c) Commercial Paper

d) Certificate of Deposit

National Bank for Agriculture and Rural Development 10-Jun-2021

A1+ 077Axis Bank Ltd 10-Jun-2021

A1+ 077

A1+ 036

28th June 2021 ` 248 ` 24` 248 ` 24

National Bank for Agriculture and Rural Development 31-Aug-2021

26th July 2021 ` 254 ` 246` 254 ` 246

30th Aug 2021 ` 319 ` 309` 319 ` 309

Face Value

1000

1000

1000

Prevailing NAV

10060034

10053757

10053176

91 DAY T-BILL 13-Jan-2022 830

91 DAY T-BILL 20-Jan-2022 830

91 DAY T-BILL 04-Nov-2021 669

182 DAY T-BILL 18-Nov-2021 668

182 DAY T-BILL 25-Nov-2021 667

91 DAY T-BILL 02-Dec-2021 667

182 DAY T-BILL 09-Dec-2021 667

182 DAY T-BILL 16-Dec-2021 666

91 DAY T-BILL 23-Dec-2021 666

182 DAY T-BILL 30-Dec-2021 665

91 DAY T-BILL 06-Jan-2022 665

182 DAY T-BILL 23-Dec-2021 333

182 DAY T-BILL 02-Dec-2021 267

870 State Government of Kerala 25-Jan-2022

c) State Government Securities

271Sovereign

th25 Oct 2021 ` 24257 ` 23485 1000` 24257 ` 23485 10030000 10030000 10053485 10054257

Note

Different plans shall have different expense structures

Scheme returns shown are for regular plan

Past performance may or may not be sustained in the future

Greater than 1 year returns are CAGR returns

Data presented here is upto the last calendar month

We have our Skin in the Game

Asset Allocation by Asset Class Asset Allocation by Rating

FACT SHEET - OCTOBER 2021

Less than 1 year returns are simple annualised returns

The combined holding of Insiders in Parag Parikh Liquid Fund amounts to

` 4495 Crores of AUM as at October 29 2021 For more details please

9

Source Internal sources Source Internal sources

Date

Scheme Benchmark Additional Benchmark Value of Investment of Rs 10000-

CRISIL 1 year T-bill Index

557 602

285 -058

291 060

335 143

355 351

PPLF (Regular)

CRISIL Liquid Fund Index

PPLF (Regular)

CRISIL Liquid Fund Index

CRISIL 1 year T-bill Index

Lumpsum Investment Performance (Compounded annual returns)

11704

10005

10013

10026

10305

12075 12254

10005 9999

10014 10003

10028 10012

10357 10353

524 601 11365 11658 11915

Since inception returns are calculated on Rs 1000 (allotment price)

463

266

272

303

303

435

Since Inception (11 May 2018)

October 24 2021 to October 31 2021 (Last 7 Days)

October 14 2021 to October 31 2021 (Last 15 days)

September 30 2021 to October 31 2021 (Last 1 Month)

October 29 2020 to October 31 2021 (Last 1 year)

October 31 2018 to October 31 2021 (Last 3 year)

Date

Scheme Benchmark Additional Benchmark Value of Investment of Rs 10000-

CRISIL 1 year T-bill Index

PPLF (Regular)

PPLF (Direct)

PPLF (Direct)

CRISIL Liquid Fund Index

PPLF (Regular)

CRISIL Liquid Fund Index

CRISIL 1 year T-bill Index

Lumpsum Investment Performance (Compounded annual returns)

Since inception returns are calculated on Rs 1000 (allotment price)

557 602

285 -058

291 060

335 143

355 351

11704

10005

10013

10026

10305

12075 12254

10005 9999

10014 10003

10028 10012

10357 10353

524 601 11365 11658 11915

463

266

272

303

303

435

Since Inception (11 May 2018)

Oct 24 2021 to Oct 31 2021 (Last 7 Days)

Oct 14 2021 to Oct 31 2021 (Last 15 days)

Sept 30 2021 to Oct 31 2021 (Last 1 Month)

Oct 29 2020 to Oct 31 2021 (Last 1 year)

Oct 31 2018 to Oct 31 2021 (Last 3 year)

474

276

282

313

314

446

11746

10005

10013

10027

10315

11400

8260Treasury Bills

1208G Sec

532TREPS Fixed Deposit

Net receivables amp Payables and

Net Current Asset

9468Sovereign

532TREPS Fixed Deposit and

Net Receivables amp Payables

Sovereign

A1+

TREPS Fixed Deposit and Net receivables amp Payables

Total number of units held in Parag Parikh Liquid Fund as per SEBI Circular relating to Alignment of interest of Key Employees (Designated Employees) of Asset Management Companies (AMCs) with the unitholders of the Mutual Fund Schemes (dated April 28 2021 read with September 20 2021) as at 31-10-2021

5425534Parag Parikh Liquid Fund Direct Plan Growth

Scheme Units AUM (in Rs)

4620

Note

Different plans shall have different expense structures

Scheme returns shown are for regular plan

Past performance may or may not be sustained in the future

Greater than 1 year returns are CAGR returns

Data presented here is upto the last calendar month

We have our Skin in the Game

Asset Allocation by Asset Class Asset Allocation by Rating

FACT SHEET - OCTOBER 2021

Less than 1 year returns are simple annualised returns

The combined holding of Insiders in Parag Parikh Liquid Fund amounts to

` 4495 Crores of AUM as at October 29 2021 For more details please

9

Source Internal sources Source Internal sources

Date

Scheme Benchmark Additional Benchmark Value of Investment of Rs 10000-

CRISIL 1 year T-bill Index

557 602

285 -058

291 060

335 143

355 351

PPLF (Regular)

CRISIL Liquid Fund Index

PPLF (Regular)

CRISIL Liquid Fund Index

CRISIL 1 year T-bill Index

Lumpsum Investment Performance (Compounded annual returns)

11704

10005

10013

10026

10305

12075 12254

10005 9999

10014 10003

10028 10012

10357 10353

524 601 11365 11658 11915

Since inception returns are calculated on Rs 1000 (allotment price)

463

266

272

303

303

435

Since Inception (11 May 2018)

October 24 2021 to October 31 2021 (Last 7 Days)

October 14 2021 to October 31 2021 (Last 15 days)

September 30 2021 to October 31 2021 (Last 1 Month)

October 29 2020 to October 31 2021 (Last 1 year)

October 31 2018 to October 31 2021 (Last 3 year)

Date

Scheme Benchmark Additional Benchmark Value of Investment of Rs 10000-

CRISIL 1 year T-bill Index

PPLF (Regular)

PPLF (Direct)

PPLF (Direct)

CRISIL Liquid Fund Index

PPLF (Regular)

CRISIL Liquid Fund Index

CRISIL 1 year T-bill Index

Lumpsum Investment Performance (Compounded annual returns)

Since inception returns are calculated on Rs 1000 (allotment price)

557 602

285 -058

291 060

335 143

355 351

11704

10005

10013

10026

10305

12075 12254

10005 9999

10014 10003

10028 10012

10357 10353

524 601 11365 11658 11915

463

266

272

303

303

435

Since Inception (11 May 2018)

Oct 24 2021 to Oct 31 2021 (Last 7 Days)

Oct 14 2021 to Oct 31 2021 (Last 15 days)

Sept 30 2021 to Oct 31 2021 (Last 1 Month)

Oct 29 2020 to Oct 31 2021 (Last 1 year)

Oct 31 2018 to Oct 31 2021 (Last 3 year)

474

276

282

313

314

446

11746

10005

10013

10027

10315

11400

8260Treasury Bills

1208G Sec

532TREPS Fixed Deposit

Net receivables amp Payables and

Net Current Asset

9468Sovereign

532TREPS Fixed Deposit and

Net Receivables amp Payables

Sovereign

A1+

TREPS Fixed Deposit and Net receivables amp Payables

Total number of units held in Parag Parikh Liquid Fund as per SEBI Circular relating to Alignment of interest of Key Employees (Designated Employees) of Asset Management Companies (AMCs) with the unitholders of the Mutual Fund Schemes (dated April 28 2021 read with September 20 2021) as at 31-10-2021

5425534Parag Parikh Liquid Fund Direct Plan Growth

Scheme Units AUM (in Rs)

4620

FACT SHEET - OCTOBER 2021

10

Scheme Date of Allotment Date

Value of investment of Rs 10000-

NIFTY 500 (TRI) NIFTY 50 (TRI) NIFTY 500 (TRI)

th24 May 2013

Since Inception 2109 1623 1515 50271 35566 32876

1 Year 6160 5928 5372 16139 15908 15354

3 Year 2988 2124 2082 21894 17812 17625

5 Year 2178 1635 1681 26815 21335 21761

th24 July 2019

Since Inception 3077 2594 2333 18379 16875 16090

1 Year 4959 5928 5372 14942 15908 15354

3 Year NA NA NA NA NA NA

5 Year NA NA NA NA NA NA

Scheme Return

Benchmark Return ()

Additional Benchmark Return

()

Scheme Return (Rs)

NIFTY 50 (TRI)

Parag Parikh

Flexi Cap

Fund

Parag Parikh

Tax Saver

Fund

Fund Manager Name Mr Rajeev Thakkar

Mr Rajeev Thakkar Manages two schemes of PPFAS Mutual Fund

Fund Manager Name Mr Raunak Onkar

Mr Raunak Onkar Manages two schemes of PPFAS Mutual Fund

Fund Manager Name Mr Raj Mehta

Mr Raj Mehta Manages three schemes of PPFAS Mutual Fund

Scheme Date of Allotment Date

Value of investment of Rs 10000-

CRISIL Liquid Fund Index

th11 May 2018

Since Inception 463 557 602 11704 12075 12254

1 Year 303 355 351 10305 10357 10353

3 Year 435 524 601 11365 11658 11915

5 Year NA NA NA NA NA NA

Scheme Return

Benchmark Return ()

Additional Benchmark Return

()

Crisil Liquid Fund Index

CRISIL 1 year T-bill

IndexScheme Return

(Rs) CRISIL 1 Year

T-bill Index

Parag ParikhLiquid Fund

Since inception returns are calculated on Rs 10 (allotment price)

Since inception returns are calculated on Rs 1000 (allotment price)

Past Performance may or may not be sustained in future

The performance details provided herein are of regular plan growth option Regular and Direct Plans have different expense structure

Direct Plan shall have a lower expense ratio excluding distribution expenses commission expenses etc

All 3 Fund Managers also manage Parag Parikh Conservative Hybrid Fund since May 28 2021 However performance of the scheme

has not been included because It has not yet completed six months duration since inception

Scheme Date of Allotment Date

Value of investment of Rs 10000-

NIFTY 500 (TRI) NIFTY 50 (TRI) NIFTY 500 (TRI)

th24 May 2013

Since Inception 2109 1623 1515 50271 35566 32876

1 Year 6160 5928 5372 16139 15908 15354

3 Year 2988 2124 2082 21894 17812 17625

5 Year 2178 1635 1681 26815 21335 21761

th24 July 2019

Since Inception 3077 2594 2333 18379 16875 16090

1 Year 4959 5928 5372 14942 15908 15354

3 Year NA NA NA NA NA NA

5 Year NA NA NA NA NA NA

Scheme Return

Benchmark Return ()

Additional Benchmark Return

()

Scheme Return (Rs)

NIFTY 50 (TRI)

Parag Parikh

Flexi Cap

Fund

Parag Parikh

Tax Saver

Fund

Scheme Date of Allotment Date

Value of investment of Rs 10000-

NIFTY 500 (TRI) NIFTY 50 (TRI) NIFTY 500 (TRI)

th24 May 2013

Since Inception 2109 1623 1515 50271 35566 32876

1 Year 6160 5928 5372 16139 15908 15354

3 Year 2988 2124 2082 21894 17812 17625

5 Year 2178 1635 1681 26815 21335 21761

th24 July 2019

Since Inception 3077 2594 2333 18379 16875 16090

1 Year 4959 5928 5372 14942 15908 15354

3 Year NA NA NA NA NA NA

5 Year NA NA NA NA NA NA

Scheme Return

Benchmark Return ()

Additional Benchmark Return

()

Scheme Return (Rs)

NIFTY 50 (TRI)

Parag Parikh

Flexi Cap

Fund

Parag Parikh

Tax Saver

Fund

FACT SHEET - OCTOBER 2021

11

Parag Parikh Flexi Cap Fund

Investors understand that their principalwill be at very high risk

woL

High

tearedoM

Very High

ot woL

etaredoM

Moderately High

Low Very High

Investors should consult their financial advisers if in doubt about whether the

product is suitable for them

Parag Parikh Tax Saver Fund

Investors understand that their principalwill be at very high risk

woL

High

tearedoM

Very High

ot woL

etaredoM

Moderately High

Low Very HighInvestors should consult their financial advisers if in doubt about whether the product is suitable for them

This product is suitable for investors who are seeking

Long term capital appreciation

Investment predominantly in equity and equity related securities

This Product is suitable for investors who are seeking

The investment objective of the Scheme is to seek to generate long-term capital growth from an

actively managed portfolio primarily of Equity and Equity Related Securities Scheme shall invest

in Indian equitiesforeign equities and related instruments and debt securities

Parag Parikh Conservative Hybrid Fund

This product is suitable for investors who are seeking

Long term capital appreciation from the portion of equity investments under the scheme

Investors should consult their financial advisers if in doubt about whether the product

is suitable for them

To generate regular income through investments predominantly in debt and money market

instruments

Investors understand that their principalwill be at moderately high risk

Investors understand that their principalwill be at low risk

woL

High

tearedoM

Very High

ot woL

etaredoM

Moderately High

Low Very High

Parag Parikh Liquid Fund

This product is suitable for investors who are seeking

Investors should consult their financial advisers if in doubt about

whether the product is suitable for them

Income over short term

Investments in Debtmoney market instruments

Riskometer

Riskometer

Riskometer

Riskometer

Investors understand that their principalwill be at very high risk

woL

High

etaredoM

Very H

i gh

ot

woL

etaredoM

Moderately High

Low Very High

Investors should consult their financial advisers if in doubt about whether the product is suitable for them

Parag Parikh Flexi Cap Fund

Schemersquos Riskometer

woL

High

etaredoM

Very H

i gh

ot

woL

etaredoM

Moderately High

Low Very High

Benchmarkrsquos Riskometer (Nifty 500 TRI)

This Product is suitable for investors who are seeking

The investment objective of the Scheme

is to seek to generate long-term capital

growth from an actively managed portfolio

primarily of Equity and Equity Related

Securities Scheme shall invest in Indian

equities foreign equities and related

instruments and debt securities

Long term capital appreciation

Investment predominantly in equity

and equity related securities

Investors understand that their principalwill be at very high risk

woL

High

etaredoM

Very H

i gh

ot

woL

etaredoM

Moderately High

Low Very High

Investors should consult their financial advisers if in doubt about whether the product is suitable for them

Schemersquos Riskometer

woL

High

etaredoM

Very H

i gh

ot

woL

etaredoM

Moderately High

Low Very High

Benchmarkrsquos Riskometer (Nifty 500 TRI)

This Product is suitable for investors who are seeking

Investors should consult their financial advisers if in doubt about whether the product is suitable for them

Schemersquos RiskometerBenchmarkrsquos Riskometer

(CRISIL Hybrid 85+15 Conservative Index TRI)

This Product is suitable for investors who are seeking

To generate regular income through

investments predominantly in debt and

money market instruments

Long term capital appreciation from the portion of equity investments under the scheme Investors understand that their principal

will be at moderately high risk

Investors understand that their principalwill be at low to moderate risk

woL

High

etaredoM

Very H

i gh

ot

woL

etaredoM

Moderately High

Low Very High

Income over short term

Investments in Debtmoney

market instruments

Investors should consult their financial advisers if in doubt about whether the product is suitable for them

Schemersquos RiskometerBenchmarkrsquos Riskometer

(CRISIL Liquid Fund Index)

This Product is suitable for investors who are seeking

woL

High

etaredoM

Very H

i gh

ot

woL

etaredoM

Moderately High

Low Very High

Parag Parikh Tax Saver Fund

Parag Parikh Conservative Hybrid Fund

Parag Parikh Liquid Fund

There is no assurance that the investment objective of the Scheme will be realized and the scheme does not assure or guarantee any returns

REITs amp InvITs

Equity Investments

Fixed Income Investments

Asset allocation

Type of Instruments Normal Allocation ( of Net Assets) Risk Profile

DEBT

EQUITYREITs

InvITs

Parag Parikh Conservative Hybrid FundAn open-ended hybrid scheme investing predominantly in debt instruments

Debt and money market instruments

Equities and equity related instruments

REITsInvITs

Note

We recommend it to those

Investors should consult their financial advisers if in doubt about whether the product is suitable for them

Investment Team Details

Mr Raunak Onkar Mr Rajeev Thakkar Mr Raj Mehta

Your Distributor Financial Advisor will help you with the investing procedure

`

`

`

`

`

This product is suitable for investors who are seeking

Investors should consult their financial advisers if in doubt about whether the product is suitable for them Investors understand that their principal

will be at moderately high risk

Riskometer

Note

How to invest

Visit ---gt Distributors -----gt Create a foliowwwamcppfascom

Note Please visit the website address for latest Riskometer updates ----gt Statutory Disclosures ---gt Product Label of the Schemeshttpswwwamcppfascom

Note

PPFAS Asset Management Private Limited

MF Utilities

BSE Star MF

NSE

ICEX

FACT SHEET - OCTOBER 2021

11

Parag Parikh Flexi Cap Fund

Investors understand that their principalwill be at very high risk

woL

High

tearedoM

Very High

ot woL

etaredoM

Moderately High

Low Very High

Investors should consult their financial advisers if in doubt about whether the

product is suitable for them

Parag Parikh Tax Saver Fund

Investors understand that their principalwill be at very high risk

woL

High

tearedoM

Very High

ot woL

etaredoM

Moderately High

Low Very HighInvestors should consult their financial advisers if in doubt about whether the product is suitable for them

This product is suitable for investors who are seeking

Long term capital appreciation

Investment predominantly in equity and equity related securities

This Product is suitable for investors who are seeking

The investment objective of the Scheme is to seek to generate long-term capital growth from an

actively managed portfolio primarily of Equity and Equity Related Securities Scheme shall invest

in Indian equitiesforeign equities and related instruments and debt securities

Parag Parikh Conservative Hybrid Fund

This product is suitable for investors who are seeking

Long term capital appreciation from the portion of equity investments under the scheme

Investors should consult their financial advisers if in doubt about whether the product

is suitable for them

To generate regular income through investments predominantly in debt and money market

instruments

Investors understand that their principalwill be at moderately high risk

Investors understand that their principalwill be at low risk

woL

High

tearedoM

Very High

ot woL

etaredoM

Moderately High

Low Very High

Parag Parikh Liquid Fund

This product is suitable for investors who are seeking

Investors should consult their financial advisers if in doubt about

whether the product is suitable for them

Income over short term

Investments in Debtmoney market instruments

Riskometer

Riskometer

Riskometer

Riskometer

Investors understand that their principalwill be at very high risk

woL

High

etaredoM

Very H

i gh

ot

woL

etaredoM

Moderately High

Low Very High

Investors should consult their financial advisers if in doubt about whether the product is suitable for them

Parag Parikh Flexi Cap Fund

Schemersquos Riskometer

woL

High

etaredoM

Very H

i gh

ot

woL

etaredoM

Moderately High

Low Very High

Benchmarkrsquos Riskometer (Nifty 500 TRI)

This Product is suitable for investors who are seeking

The investment objective of the Scheme

is to seek to generate long-term capital

growth from an actively managed portfolio

primarily of Equity and Equity Related

Securities Scheme shall invest in Indian

equities foreign equities and related

instruments and debt securities

Long term capital appreciation

Investment predominantly in equity

and equity related securities

Investors understand that their principalwill be at very high risk

woL

High

etaredoM

Very H

i gh

ot

woL

etaredoM

Moderately High

Low Very High

Investors should consult their financial advisers if in doubt about whether the product is suitable for them

Schemersquos Riskometer

woL

High

etaredoM

Very H

i gh

ot

woL

etaredoM

Moderately High

Low Very High

Benchmarkrsquos Riskometer (Nifty 500 TRI)

This Product is suitable for investors who are seeking

Investors should consult their financial advisers if in doubt about whether the product is suitable for them

Schemersquos RiskometerBenchmarkrsquos Riskometer

(CRISIL Hybrid 85+15 Conservative Index TRI)

This Product is suitable for investors who are seeking

To generate regular income through

investments predominantly in debt and

money market instruments

Long term capital appreciation from the portion of equity investments under the scheme Investors understand that their principal

will be at moderately high risk

Investors understand that their principalwill be at low to moderate risk

woL

High

etaredoM

Very H

i gh

ot

woL

etaredoM

Moderately High

Low Very High

Income over short term

Investments in Debtmoney

market instruments

Investors should consult their financial advisers if in doubt about whether the product is suitable for them

Schemersquos RiskometerBenchmarkrsquos Riskometer

(CRISIL Liquid Fund Index)

This Product is suitable for investors who are seeking

woL

High

etaredoM

Very H

i gh

ot

woL

etaredoM

Moderately High

Low Very High

Parag Parikh Tax Saver Fund

Parag Parikh Conservative Hybrid Fund

Parag Parikh Liquid Fund

There is no assurance that the investment objective of the Scheme will be realized and the scheme does not assure or guarantee any returns

REITs amp InvITs

Equity Investments

Fixed Income Investments

Asset allocation

Type of Instruments Normal Allocation ( of Net Assets) Risk Profile

DEBT

EQUITYREITs

InvITs

Parag Parikh Conservative Hybrid FundAn open-ended hybrid scheme investing predominantly in debt instruments

Debt and money market instruments

Equities and equity related instruments

REITsInvITs

Note

We recommend it to those

Investors should consult their financial advisers if in doubt about whether the product is suitable for them

Investment Team Details

Mr Raunak Onkar Mr Rajeev Thakkar Mr Raj Mehta

Your Distributor Financial Advisor will help you with the investing procedure

`

`

`

`

`

This product is suitable for investors who are seeking

Investors should consult their financial advisers if in doubt about whether the product is suitable for them Investors understand that their principal

will be at moderately high risk

Riskometer

Note

How to invest

Visit ---gt Distributors -----gt Create a foliowwwamcppfascom

Note Please visit the website address for latest Riskometer updates ----gt Statutory Disclosures ---gt Product Label of the Schemeshttpswwwamcppfascom

Note

PPFAS Asset Management Private Limited

MF Utilities

BSE Star MF

NSE

ICEX

There is no assurance that the investment objective of the Scheme will be realized and the scheme does not assure or guarantee any returns

REITs amp InvITs

Equity Investments

Fixed Income Investments

Asset allocation

Type of Instruments Normal Allocation ( of Net Assets) Risk Profile

DEBT

EQUITYREITs

InvITs

Parag Parikh Conservative Hybrid FundAn open-ended hybrid scheme investing predominantly in debt instruments

Debt and money market instruments

Equities and equity related instruments

REITsInvITs

Note

We recommend it to those

Investors should consult their financial advisers if in doubt about whether the product is suitable for them

Investment Team Details

Mr Raunak Onkar Mr Rajeev Thakkar Mr Raj Mehta

Your Distributor Financial Advisor will help you with the investing procedure

`

`

`

`

`

This product is suitable for investors who are seeking

Investors should consult their financial advisers if in doubt about whether the product is suitable for them Investors understand that their principal

will be at moderately high risk

Riskometer

Note

How to invest

Visit ---gt Distributors -----gt Create a foliowwwamcppfascom

Note Please visit the website address for latest Riskometer updates ----gt Statutory Disclosures ---gt Product Label of the Schemeshttpswwwamcppfascom

Note

PPFAS Asset Management Private Limited

MF Utilities

BSE Star MF

NSE

ICEX

We recommend it to those

Investors should consult their financial advisers if in doubt about whether the product is suitable for them

Investment Team Details

Mr Raunak Onkar Mr Rajeev Thakkar Mr Raj Mehta

Your Distributor Financial Advisor will help you with the investing procedure

`

`

`

`

`

This product is suitable for investors who are seeking

Investors should consult their financial advisers if in doubt about whether the product is suitable for them Investors understand that their principal

will be at moderately high risk

Riskometer

Note

How to invest

Visit ---gt Distributors -----gt Create a foliowwwamcppfascom

Note Please visit the website address for latest Riskometer updates ----gt Statutory Disclosures ---gt Product Label of the Schemeshttpswwwamcppfascom

Note

PPFAS Asset Management Private Limited

MF Utilities

BSE Star MF

NSE

ICEX

Definitions

Fund Manager

This is the minimum investment amount for a new investor in a mutual fund scheme

Minimum additional amount This is the minimum investment amount for an existing investor in a mutual fund scheme

SIP

NAV

Benchmark

Entry Load

Exit Load

Standard Deviation

Sharpe Ratio

Beta

AUM

Holdings

Nature of Scheme

Portfolio Turnover Ratio

Yield to Maturity (YTM)

Modified Duration

Total Expense ratio

An employee of the asset management company such as a mutual fund or life insurer who manages investment of the scheme

He is usually part of a larger team of fund managers and research analysts

Application amount for fresh subscription

SIP or systematic investment plan work on the principle of making periodic investments of a fixed sum It works similar to a recurring

bank deposit For instance an investor may opt for an SIP that invests 500 every 15 ` th of the month in an equity fund for a period of three years

The NAV or the net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses The NAV

is calculated at the end of every business day It is the value at which the investor enters or exits the mutual fund

A group of securities usually a market index whose performance is used as a standard or benchmark to measure investment performance of

mutual funds among other investments Some typical benchmark include the Nifty Sensex BSE 200 BSE 500 10-year Gsec

A mutual fund may have a sales charge or load at the time of entry andor exit to compensate the distributoragent Entry load is charged at the

time an investor purchase the units of a mutual fund The entry load is added to the prevailing NAV at the time of investment For instance if the

NAV is ` 100 and the entry load is 1 the investor will enter the fund at Rs 101

Exit load is charged at the time of redeeming (or transferring an investment between schemes) The exit load percentage is deducted from the

NAV at the time of redemption (or transfer between schemes) This amount goes to the respective scheme and gets added to the AUM of that Scheme

Standard deviation is a statistical measure of the range of an investmentrsquos performance When a mutual fund Scheme has a high standard deviation its

range of performance is wide implying greater volatility

The Sharpe Ratio named after its founder the Nobel Laureate William Sharpe is a measure of risk-adjusted returns It is calculated using standard

deviation and excess return to determine reward per unit of risk

Beta is a measure of an investments volatility vis-a-vis the market Beta of less than 1 means that the security will be less volatile than the market

A beta of greater than 1 implies that the securitys price will be more volatile than the market

AUM or assets under management refers to the recent updated cumulative market value of investments managed by a mutual fund or any

investment firm

The holding or the portfolio is a mutual funds latest or updated reported statement of investmentssecurities These are usually displayed in term

of percentage to net assets or the rupee value or both The objective is to give investors an idea of where their money is being invested by the

fund manager

The investment objective and underlying investments determine the nature of the mutual fund scheme For instance a mutual fund that aims at

generating capital appreciation by investing in stock markets is an equity fund or growth fund Likewise a mutual fund that aims at capital

preservation by investing in debt markets is a debt fund or income fund Each of these categories may have sub-categories

A measure of how frequently assets within a fund are bought and sold by the managers Portfolio turnover is calculated by taking either the total

amount of new securities purchased or the amount of securities sold - whichever is less - over a particular period divided by the total net asset

value (NAV) of the fund The measurement is usually reported for a 12-month time period

The yield to maturity (YTM) of a bond or other fixed-interest security such as gilts is the (theoretical) internal rate of return (IRR overall interest rate) earned by an investor who buys the bond today at the market price assuming that the bond is held until maturity and that all coupon and principal payments are made on schedule

Modified duration is a formula that expresses the measurable change in the value of a security in response to a change in interest rates Modified duration follows the concept that interest rates and bond prices move in opposite directions

The total expense ratio (TER) is a measure of the total cost of a fund to the investor Total costs may include various fees (purchase redemption auditing) and other expenses The TER calculated by dividing the total annual cost by the fundstotal assets averaged over that year is denoted as a percentage

FACT SHEET - OCTOBER 2021

Toll Free 1800-266-7790 | Email mfppfascom

Call 1800-266-7790 (Toll Free) or 91-22-61406538 | E-Mail partnersppfascom

Registered Office 8182 8th Floor Sakhar Bhavan Ramnath Goenka Marg 230 Nariman Point Mumbai - 400 021 INDIA