Explanation to Commercial CIBIL Report

8/12/2019 Explanation to Commercial CIBIL Report

1/12

[A] COMMERCIAL CIR HEADER:

Sr.

No.Field Heading in Credit Information Report Information appearing in te field

1 REPORT ORDER NUMBER Order Number assigned to the Commercial

CIR by the CIBI system!

" REPORT ORDER D#TE Date o$ generation o$ Commercial CIR!

% PRODUCT N#ME Name o$ Product ordered & currently

Commercial CIR!

' BORRO(ER)* N#ME Name o$ the #++licant!

, MEMBER RE-ERENCE NUMBER Re$erence number assigned to the in.uiry by

the Member!

/ O#N #MOUNT #PPIED 0Rs #mount o$ credit $or 2hich the in.uiry 2as

made!

3 U*ER ID Member User ID ma4ing the in.uiry!

[!] "ROFILE:

Sr.


1 N#ME

This section o$ the CIR relates to the

Borro2er Pro$ile and +ro5ides details o$ the

Borro2er on 2hom the CIR has beenaccessed!

D6U6N6*7 Number is a uni.ue identi$ication

Number +ro5ided by CIBI to e5ery

Borro2er8 at a +articular location!

Class o$ #cti5ity re$ers to the Classi$ication

o$ #cti5ity 9 Occu+ation o$ the Borro2er8 as

+er Reser5e Ban4 o$ India8 :andboo4 o$

*tatistical Returns 1 and "

" *:ORT N#ME

% E;# CON*TITUTION 0Re$er to

Catalogue 1 $or the 5alid 5alues' #DDRE**

, CIT< 9 TO(N

/ DI*TRICT

3 *T#TE 9 UNION TERRITOR RE#TED T


3/12

[F] CREDI# FACILI#IES - S*MMAR:

This section o$ the CIR gi5es a summary o$ the 5arious credit $acilities a5ailed by the Borro2er8

classi$ied by credit ty+e and currency! Details o$ each Credit -acility are contained in the net section!

Sr.No.

Field Heading in Credit Information Report Information appearing in te field

1 NO! O- MEMBER* Number o$ Members 2ho ha5e re+orted

Credit -acilities $or the Borro2er8 $or the

+articular credit ty+e!

" NO! O- CREDIT -#CIITE* Number o$ Credit -acilities re+orted $or the

Borro2er by 5arious Members8 $or the

+articular credit ty+e!

% CREDIT T


4/12

[/] CREDI# FACILI#IES - DE#AILS:

This section o$ the CIR contains details o$ the credit $acilities a5ailed by the borro2er and 2ill be

re+eated $or each credit $acility as re+orted by Members and a5ailable in CIBI database!

Sr.No.

Field Heading in Credit Information Report Information appearing in te field

/eneral Information

1 *#NCTION D#TE Date on 2hich the Credit -acility 2as $irst

sanctioned by the Member!

" *#NCTIONED #MOUNT *anctioned 9 #++ro5ed amount o$ the Credit

0or credit limit8 as o$ the date in the Fast

Re+orted DateG $ield!

I$ this $ield contains FHG8 it indicates that the

#mount is a consolidated amount sanctioned$or more than one credit $acility!

% CREDIT T #*T REPORTED D#TE The most recent date the Member re+orted

in$ormation about the Credit -acility to

CIBI!

,illf'l Defa'lter Stat'(

1? *T#TU* This $ield 2ill contain either o$ the $ollo2ing

5alues

NOT (I-U DE-#UTER

(I-U DE-#UTER

11 D#TE C#**I-IED #* (I-U

DE-#UTER

Date on 2hich the Member classi$ied the

#ccount as (ill$ul De$aulter8 i$ re+orted!


5/12

S'it Filed Stat'(

1" *UIT -IED *T#TU* This $ield 2ill contain either o$ the $ollo2ing

5alues

NOT *UIT -IED

*UIT -IED

TRI# IN PRO;RE**

DECREE I**UED

EAECUTION O- DECREE

1% *UIT RE-ERENCE NUMBER Re$erence Number o$ the suit8 i$ re+orted by

the Member!

1' *UIT #MOUNT The #mount $or 2hich suit has been $iled by

the Member!

1, D#TE O- *UIT Date 2hen suit 2as admitted by the

com+etent #uthority!

1/ N#ME O- CREDIT ;R#NTOR Name o$ the Member that has $iled the suit!

13 O--ICE Branch 9 O$$ice o$ the Member that has $iled

the suit!

/'arantor1 ;U#R#NTOR N#ME

These $ields +ro5ide details o$ the business

entity 9 indi5idual that has guaranteed the

abo5e Credit -acility!

;uarantor D6U6N6*7 Number is a uni.ue

identi$ication number +ro5ided by CIBI to

e5ery &'(ine(( entit)that has guaranteed the

Credit -acility! This $ield 2ill be blan4 in

case the ;uarantor is an indi5idual!

" ;U#R#NTOR D6U6N6*7 NUMBER

% ;U#R#NTOR T


6/12

[H] DE#AILED CREDI# HIS#OR:

This section o$ the CIR contains the current balance and asset classi$ication $or each o$ the re+orted

credit $acilities o$ the borro2er8 month62ise $or the last "' months! The $irst month is the month

immediately +rior to the month in 2hich the member last re+orted the credit $acility i!e! month +rior to

Fast Re+orted DateG8 a++earing in the +re5ious section!

Sr.


/eneral Information

1 CREDIT T


7/12

Se0tion( F1 / 2 H1 a( e3plained a&o4e1 5ill &e repeated for Credit Fa0ilitie( g'aranteed

&) te a&o4e !orro5er1 if an). #e(e are:

[I] S*MMAR OF CREDI#$S% /*ARAN#EED ! #HE !ORRO,ER

[6] DE#AILS OF CREDI#$S% /*ARAN#EED ! #HE !ORRO,ER

This section 2ill also contain the details o$ the Borro2er Entity that has a5ailed the said Credit-acility! The $ields are as $ollo2s

Sr.


1 BORRO(ER N#ME

This section o$ the CIR relates to the

Borro2er Entity that has a5ailed the Credit

-acility guaranteed by the #++licant!

Borro2er D6U6N6*7 Number is a uni.ueidenti$ication Number +ro5ided by CIBI to

e5ery Borro2er8 at a +articular location!

" BORRO(ER D6U6N6*7 NUMBER

% BORRO(ER T


8/12

CA#ALO/*ES

8. LE/AL CONS#I#*#ION

Pri5ate imited

Public imited

Business Entities Created by *tatute

Pro+rietorshi+

Partnershi+

Trust

:indu Undi5ided -amily

Co6o+erati5e *ociety

#ssociation o$ Persons

;o5ernment

Not classi$ied

9. RELA#IONSHI"

*hareholder

:olding Com+any

*ubsidiary Com+any

Pro+rietor

Partner

Trustee

Promoter Director

Nominee DirectorInde+endent Director

Director 6 *ince Resigned

Other

. RELA#ED ; /*ARAN#OR ; !ORRO,ER #"E

Business Entity Registered in India

Resident Indian Indi5idual

Business Entity Registered Outside

India

-oreign 9 Non6Resident Indian

Indi5idual


9/12


10/12


11/12

Code De(0ription Code De(0ription

C@E Ca+e @erde Escudo :T; :aitian ;ourde


12/12

Code De(0ription Code De(0ription

NIO Nicaraguan Cordoba Oro U#; U4raine :ry5nia

AO- Niger C-# -ranc BCE#O U# U4raine arbo5anets

N;N Nigerian Naira ;BP United ingdom Pound

P( North orean (on U

Documents

Explanation to Commercial CIBIL Report