Experience - May 2015

MAY 2015 FREE NEWS FOR BOOMERS AND BEYOND

INSIDE: Revocable Trust • Organ Donor • Charming Italy • Medicare Coverage • Safe Home • and more!

Dave Candlish ‘kept busy’ creating uniquewoodworkingprojects

2 | EXPERIENCE ACTION PUBLICATIONS | MAY 2015

Tips to keeping seniors safe at home

Safety is a big concern for seniors and their families, especially as more baby

boomers are embracing aging at home. Many home updates can help protect senior family members, allowing them to enjoy their homes for many more years.

Security AlArmAn alarm system is always a good

idea, and many will also connect to fire protection services as well. Sliding patio doors are among the least secure entrances to a home, so install a security bar to resist any type of forced entry into the home.

Keep extrA KeyS SecureMany family members of seniors

like to have access to a home so they can check on their loved ones. Instead of hiding the keys under a fake rock in the yard, protect them with a key safe. The safe attaches over the door handle for

cult for most people to remember multiple passwords, so many write them down, which can make them vulnerable to theft. The Master Lock Vault is a free, digital safe deposit box perfect for securing passwords, credit card numbers and digital copies of important documents, and it can be accessed from a smart-phone at any time. Visit masterlock-vault.com.

easy accessibility and requires a four-button push code to reveal the keys. It’s also great for emergency situations if a family member acci-dentally locks the keys inside the house on a cold night.

Security lightingExterior lights help discourage

unwanted guests. Install motion-sensor lights if you don’t want them shining all night long, but you might notice nighttime critters like owls and raccoons will set the lights off.

protect vAluAbleSMany baby boomers have accu-

mulated a lifetime of treasures. Smaller items like jewelry, credit cards and cash can easily be stored in a portable safe, which is perfect for traveling or even to visit grand-children. For important legal docu-ments a fire-resistant safe is a good option.

Flexible SchedulingOftentimes, seniors will get into

a regular schedule like meeting a group of friends for breakfast at 7 a.m. every Tuesday. Create an irregular schedule for your weekly activities so people won’t be able to anticipate when you’re home or away.

digitAl SAFetyIn today’s digital world, it’s diffi-

With these security tips, seniors can enjoy spending many more years — comfortable and safe — in their homes.

Brandpoint Media

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LINCOLN HOUSE: 342 Forest Ave.FRANKLIN HOUSE: 349 W. 11th St.For more information or a tour,call 922-7072 • www.rsifdl.org

Serving the people of Fond du Lac since 1971

The Lincoln House offers affordablehousing for older adults whocannot or choose not to live alone.Overlooking beautiful Taylor Park, ourhome offers all the comforts of homealong with the following amenities:

ASSISTEDLIVING FOROLDERADULTS

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VILLA ROSARESIDENTIAL CARE

APARTMENT COMPLEXVilla Rosa currently has openings for persons requiring someassistance with daily living activities. Our lovely, spacious

apartments are designed to fee like home. Planned daily activitiesbased on individual interests. Many extras, too numerous tomention. Located in the beautiful rolling hills of Mt. Calvary.

If interested, please contact: Brenda Grudex, LPN ManagerVilla Rosa, RCAC, N8120 County RdWW, Mt. Calvary, WI 53057

920-753-3015

EXPERIENCE | 3MAY 2015 | ACTION PUBLICATIONS

Volunteers needed to serve lunch — that sure sounds easy enough. Well, it is!

Hot, nutritious meals are provided to seniors at vari-ous locations in our community through the Fond du Lac County Senior Services Department. A wonderful crew of volunteers is what makes it all possible. That is where you come in. We need more volunteers to join the current teams to continue this great service.

The lunch program is more beneficial to the recipients that just the well-balanced full-course meal. It allows time for folks to gather with others as they eat.

Current volunteer, Marilyn Luebke, says “I enjoy serving people, welcoming them, and talk-ing with them. It is hard not to look forward to seeing some of the same people every week!”

This is a very flexible opportu-nity for volunteers. Volunteers choose how much time they want to serve; one day a month, two days a month, once a week, or as much as you like. On the weekday the volunteer serves the time is 10:30 a.m. to 1:15 p.m.

“Just get out and do some volun-teering,” says longtime lunch volunteer Caroline Mueller. “It makes me feel so much better. I have been doing this quite a while and I am very relaxed.”

Mike Bugni, another happy lunch volunteer, says “I enjoy my time volunteering. I have been

cult for most people to remember multiple passwords, so many write them down, which can make them vulnerable to theft. The Master Lock Vault is a free, digital safe deposit box perfect for securing passwords, credit card numbers and digital copies of important documents, and it can be accessed from a smart-phone at any time. Visit masterlock-vault.com.

doing this a while. I set up and get things ready too; it is easy. After everyone is served the volunteers get to sit down and have a free lunch!”

Volunteers age 55 and over also qualify for mileage reimbursement through the RSVP (Retired and Senior Volunteer Program).

So, let’s listen to Caroline’s advice and “get out and volunteer!” Even if it is just twice a month or once a week, your time is valuable.

Advocap volunteer opportunities

Fond du Lac County Senior Services volunteer Marilyn Luebke. To learn more about area volunteer opportunities, contact Bridget Bestor, Advocap/RSVP volunteer coordinator at (920) 922-7760 or email [email protected]. SUBMITTED PHOTO

EXPERIENCE is published by Gannett Wisconsin Custom Publishing. Contents of the section are for Action Reporter Media. No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form or by means, electronic, mechanical, photocopying, recording or otherwise, without prior consent of Gannett Wisconsin Custom Publishing. For information, contact Karen Befus at 920-426-6701 or [email protected].

EDITOR / KEVIN ANDERSONADvERTIsING DIRECTOR / KAREN BEfuSGRAPHIC ARTIsT / JAMES HOSLET

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May Calendar1 • LEGO NIGHT – 4 to 7 p.m. at Children's Museum of Fond du Lac 75 W. Scott St. Demonstrate creative building and be inspired by a monthly theme and fellow builders. Included with general admission.1 • UW-FDL SPRING CONCERT – 7:30 p.m. at UW-Fond du Lac, 400 University Dr. UW-Fond du Lac chorus, studio musicians and music theory compositions. 2 • INDOOR FARMERS MARKET – 9 a.m. to 12:30 p.m. at Indoor Farmers Market, 90 S. Main St. Crafts, honey, maple syrup, meats and baked goods. 4, 11, 18, 25 • MONDAY NIGHT DANCE LESSONS – 7 to 9 p.m. at Fond du Lac Senior Center, 151 E. First St. No partner or experience needed. Intermediate lesson at 8 p.m. Styles include ballroom, Latin, swing

and salsa. Call (920) 979-3434. Fee required.6 • FOREST MALL SPRING INTO WELLNESS - SENIOR DAY – 9 a.m. to 1 p.m. at Forest Mall, 835 W. Johnson St., Fond du Lac. Free. Annual senior event includes style show, health clin-ics, activities, vendor fair, bingo, food, prize giveaways and a grand prize. Must be present to win.7, 14, 21, 28 • THURSDAY NIGHT DANCE LESSONS – 7 to 9 p.m. at Eagles Club, 515 N. Park Ave. No partner or experi-ence needed. Intermediate lesson at 8 p.m. Styles include ballroom, Latin, swing and salsa. Fee required.8 • ART MOMENTUM – 5 to 8 p.m. at UW-Fond du Lac, 400 University Dr. Original and juried art event held in the university commons. Student art work on display and available for

16-17 • WISCOPEX 2015 (POSTAGE STAMP SHOW) – 10 a.m. to 5 p.m. Saturday, 10 a.m. to 3 p.m. Sunday at Retlaw Plaza Hotel, 1 N. Main St. Judged stamp exhibits, dealers, free stamp collection appraisals, seminars, beginners room for youth and adults, door prizes. Free parking on hotel ramp levels 4-7.17 • GREEK FEST – 11 a.m. to 5 p.m. at FDL County Fairgrounds Expo Center, 601 Martin Ave. Authentic Greek cuisine, music and dancing. American food, kids games and raffl es. 17 • FOND DU LAC LIONS & LIONESS COMMUNITY MARKET – 8 a.m. to 3 p.m. at FDL County Fairgrounds Expo Center, 601 Martin Ave. Antiques, collectibles, beauty products, crafts, rummage, and more. Vendors welcome. Visit fonddulaclions.org.17 • FOND DU LAC WOMEN'S CHORUS SPRING CONCERT – 2 p.m. at Memorial Baptist Church, 645 Forest Ave. Featuring songs about American states and cities. 23 • SALUTE THE TROOPS RACE – 6 a.m. registration at Lakeside Park,

purchase. Half of the proceeds for the scholarship fund. Music, light refresh-ments, live auction of items donated by professional, nationally exhibiting artists. 9, 16, 23, 30 • FARMERS MARKET – 7 a.m. to noon, 30 S. Main St. More than 65 vendors sell Wisconsin-grown produce, plants, fl owers, baked goods, meats, cheese, crafts, arts, pottery. 13 • BUTTERFLIES OF FOND DU LAC COUNTY – 7 p.m. at Moraine Park Technical College, 235 N. National Ave. Mike Reese, educator and bota-nist, has explored Wisconsin’s natural areas with his camera in pursuit of butterfl ies for over 25 years. Mike makes extensive information about Wisconsin butterfl ies, tiger beetles, and robber fl ies available online at wisconsinbutterfl ies.org.

14 • MEET PRODUCER DINNER – 5:30 p.m. at LaClare Farms, W2994 County Trunk HH, Malone (Pipe). Meet the person who produced your meal. Admission charged.15 • FAMILY NIGHT – 4 to 7 p.m. at Children's Museum of Fond du Lac, 75 W. Scott St. Enjoy a night out with your family with a variety of activi-ties including board games, pajama parties, and Little Caesar’s Pizza (available for purchase). Activities included with general admission. Sponsored by Lakeside Evening Kiwanis.15 • GENERATIONS – 5 to 8 p.m. at Share Fine Art Galleries, 228 S. Military Rd. Works of art by the FDL Senior Center, Share Fine Art Galleries watermedia classes and Oakfi eld High School students.

Compiled by the Fond du Lac Area Convention & Visitors Bureau. For detailed information visit fdl.com or call (920) 923-3010.

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16-17 • WISCOPEX 2015 (POSTAGE STAMP SHOW) – 10 a.m. to 5 p.m. Saturday, 10 a.m. to 3 p.m. Sunday at Retlaw Plaza Hotel, 1 N. Main St. Judged stamp exhibits, dealers, free stamp collection appraisals, seminars, beginners room for youth and adults, door prizes. Free parking on hotel ramp levels 4-7.17 • GREEK FEST – 11 a.m. to 5 p.m. at FDL County Fairgrounds Expo Center, 601 Martin Ave. Authentic Greek cuisine, music and dancing. American food, kids games and raffl es. 17 • FOND DU LAC LIONS & LIONESS COMMUNITY MARKET – 8 a.m. to 3 p.m. at FDL County Fairgrounds Expo Center, 601 Martin Ave. Antiques, collectibles, beauty products, crafts, rummage, and more. Vendors welcome. Visit fonddulaclions.org.17 • FOND DU LAC WOMEN'S CHORUS SPRING CONCERT – 2 p.m. at Memorial Baptist Church, 645 Forest Ave. Featuring songs about American states and cities. 23 • SALUTE THE TROOPS RACE – 6 a.m. registration at Lakeside Park,

555 N. Park Ave. Half marathon and a 5K run/walk. The 5K race is within Lakeside Park, the 1/2 marathon uses the park, city streets, and parts of the Fond du Lac Loop recreation trail. Food, fun, games, and prizes. 25 • MEMORIAL DAY PARADE AND CEREMONY – 10 a.m. at Veterans Park, 200 S. Main St. Parade will begin on the corner of Guindon Blvd. and S. Main St., proceeding north to Veterans Park. Ceremony following the parade. 30 • BBQ 4 ASTOP – 8 a.m. at Breezy Hill Campground, N4177 Cearns Ln. Professional and amateur barbecue competition. Kids can also participate in their own category. Registration charged.30 • BIRKY CHALLENGE bicycle ride – 6:30 a.m. registration at Grace Christian Church - Word of Faith, 1596 Fourth St. Three road routes to choose from, 67, 40, and 20 miles. Scenic route with rest stops every 12 miles. Food and water supplied at rest stops, vehicle SAG support and profes-sional bike mechanics along the route. Registration charged.

Bird WatchingInternational Migratory Bird DayApril 1-2, 6 p.m. at Camelot Business Park, 28 Camelot Dr. Expect to see waterfowl, woodcocks, song birds and bats.

April 2, 9 a.m. at Greenway Arboretum, 55 N. Pioneer Rd. Park on west side of Pick & Save parking lot. Expect to see migrant song birds, indigo buntings, kingfi sher, bank swallows, Nashville warbler, ruby crowned kinglet, fl icker, phoebe, red tailed hawk and more. Walk leader is Terry Leasa.

April 2, 1 p.m. at Lakeside Park, 555 N. Park Ave. Bird hike in Lakeside Park to follow spring migrants traveling along the shoreline, water fowl, including pelicans, cormorants, terns, yellow warbler, red breasted grosbeak and more. Walk leader is Terry Leasa.

Horicon Marsh Bird FestivalApril 8-11, Horicon Marsh Education & Visitor Center, N7725 Highway 28, Horicon View birds at the peak of the spring migration. Enjoy the photo contest, habitat birding bus and boat tour, sightseeing tour by boat, night sounds bus tour, fi rst light birding bus tour and more.

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Story by Lois A. Pfl um | Cover/centerspread photos by Doug Rafl ik/Action Reporter Media

EXPERIENCE | 7MAY 2015 | ACTION PUBLICATIONS6 | EXPERIENCE

Retirement means different things to different people. Fond du Lac native, Dave Candlish, 76, uses his God-given talents

to create unique dollhouses and unusual bird houses.

A life-long resident of Fond du Lac, Dave graduated from Goodrich High School (now Fond du Lac High School) in June 1956 and then joined the U.S. Navy. He received an honorable discharge in1959 and married Diana in 1961.

Dave’s work history involves many positions — from working at a local broom factory, construction work, driving an ambulance, working at Giddings and Lewis — and even helping his father, Dave Candlish Sr., at Candlish Funeral Home (now known as Mach Funeral Chapel & Crematory). Dave eventually fi nished his working career when he retired in 2001, after

retirement. He admitted the only experience in that fi eld was in high school when he took woodworking and drafting classes.

As a youngster, he looked to his father and grandfather as his mentors, and acquired some of his bigger tools from them. In his workshop, he has a special table, and other tools of the trade, namely a table saw, jointer and planer, jig saw, drill press, scroll saw, router accessories and hand tools.

Dave has some special patterns and gets additional ideas from magazines and pictures. He has no preference of building bird houses to dollhouses. He quipped, “Anything to keep me busy!”

The dollhouses he makes almost always come from kits, which can be purchased at hobby stores. The largest doll house he completed

was three feet, with three stories high, where the smallest one was 2 feet by 2 feet.

Dave puts actual wallpaper in the rooms and will custom paint the colors of the house for the recipient's desires. He estimates he has completed at least two dozen dollhouses and added, “I work on the big ones in the winter months. Those are winter projects.”

Dave has also made miniature log cabins from his own creative designs. He has even made a six-foot grandmother (not a typo) clock of oak wood, which is proudly displayed in his living room. He stated it is a bit smaller than a grandfather clock.Over the years, Dave has donated two dollhouses, a miniature barn, several bird houses, bird feeders and suet feeders for the auctions at his church for their fall bazaars.

The smallest bird houses Dave has made are 5-6 inches tall, and up to a two-story bird house. A simple bird house can be completed in about half an hour, while a detailed one can take much longer, “depending on the details,” he explained.

Dave does not belong to any woodworking club or subscribe to any elated publications, but gets a lot of ideas from craft stores, magazine

24 years with the Fond du Lac School District.But before he offi cially retired, Dave

commented he had made a few woodworking projects. But it really took off after his

WI-5001893495

Northgate SeniorApartments is yourplace to call home!

Many amenities and underground heated parkingNOW LEASING 1 bedroom apartment $611

and 2 bedroom apartment $714.

$250 SECURITY DEPOSITand $100 OFF FIRST 6 MONTHS RENT

with a one year lease. Managed by Professional Property Management, LLC.

Call 920 929-9270 for more information.350 Winnebago St., North Fond Du Lac, WI 53095

SENIO

RS!

55PLUS

920-921-6288N6687 Wrightway Drive, Fond du Lac, WI 54937Securities and advisory services offered through NATIONALPLANNING CORPORATION (NPC), Member FINRA/SIPC., a

Registered Investment Advisor. Feucht Financial Group, L.L.C.and NPC are separate and unrelated companies

WI-5001892572www.feuchtfinancial.com

◆ Tax, Financial & Retirement IncomePlanning

◆ Tax Preparation◆ Bonds, ETF’s, Mutual Funds

& Stocks◆ Separately Managed &

Institutional Accounts◆ Life, Long-term Care Insurance

& Annuities◆ Estate & Trust Planning, Inheritances◆ 401k Rollovers, IRA’s, Roth IRA’s

FEUCHTFINANCIAL GROUP, L .L .C.

The largest doll house Dave Candlish has constructed is three stories high and about three feet tall. SUBMITTED PHOTO


Dave Candlish enjoys crafting bird and doll houses in his retirement

pictures and ideas from other people. By his own admission, he has never entered any competition or received any awards for his work. Yet, Dave's creations are unique and awesome.

He has given some of his completed projects as gifts but also takes special orders. He humbly said, “If a person would want something specifi c, all they would have to do is show me a picture and describe in detail what they would like,” and then he will put on his creative hat and do his best to make that person happy. Dave can be reached at (920) 922-7444.

Both Dave and Diana are active members and volunteers of the Church of Peace, volunteering for the rummage sales, turkey dinners and fall bazaars.

In the past 10 years, both of them have volunteered at Peninsula State Park, working in the Nature Center and helping the youth with their craft projects. Dave also pitches in at the local Salvation Army and can be counted on as a willing and helpful volunteer for a multitude of tasks.

“I want to keep going as long as I can,” referring to his present lifestyle, which includes volunteering, making dollhouses and bird houses, reading mystery stories, and traveling.

He and Diana have been to all 50 states, many Canadian provinces, Iceland, and many European countries. “We’ve even been to Cuba,” said Dave, before U.S. citizens were offered the opportunity that they have now.

Dave and Diana Candlish are parents to Lisa and Mark. Their family includes fi ve grandchildren and two great-grandchildren. ✦

Story by Lois A. Pfl um | Cover/centerspread photos by Doug Rafl ik/Action Reporter Media

EXPERIENCE | 7MAY 2015 | ACTION PUBLICATIONS6 | EXPERIENCE

Retirement means different things to different people. Fond du Lac native, Dave Candlish, 76, uses his God-given talents

to create unique dollhouses and unusual bird houses.

A life-long resident of Fond du Lac, Dave graduated from Goodrich High School (now Fond du Lac High School) in June 1956 and then joined the U.S. Navy. He received an honorable discharge in1959 and married Diana in 1961.

Dave’s work history involves many positions — from working at a local broom factory, construction work, driving an ambulance, working at Giddings and Lewis — and even helping his father, Dave Candlish Sr., at Candlish Funeral Home (now known as Mach Funeral Chapel & Crematory). Dave eventually fi nished his working career when he retired in 2001, after

retirement. He admitted the only experience in that fi eld was in high school when he took woodworking and drafting classes.

As a youngster, he looked to his father and grandfather as his mentors, and acquired some of his bigger tools from them. In his workshop, he has a special table, and other tools of the trade, namely a table saw, jointer and planer, jig saw, drill press, scroll saw, router accessories and hand tools.

Dave has some special patterns and gets additional ideas from magazines and pictures. He has no preference of building bird houses to dollhouses. He quipped, “Anything to keep me busy!”

The dollhouses he makes almost always come from kits, which can be purchased at hobby stores. The largest doll house he completed

was three feet, with three stories high, where the smallest one was 2 feet by 2 feet.

Dave puts actual wallpaper in the rooms and will custom paint the colors of the house for the recipient's desires. He estimates he has completed at least two dozen dollhouses and added, “I work on the big ones in the winter months. Those are winter projects.”

Dave has also made miniature log cabins from his own creative designs. He has even made a six-foot grandmother (not a typo) clock of oak wood, which is proudly displayed in his living room. He stated it is a bit smaller than a grandfather clock.Over the years, Dave has donated two dollhouses, a miniature barn, several bird houses, bird feeders and suet feeders for the auctions at his church for their fall bazaars.

The smallest bird houses Dave has made are 5-6 inches tall, and up to a two-story bird house. A simple bird house can be completed in about half an hour, while a detailed one can take much longer, “depending on the details,” he explained.

Dave does not belong to any woodworking club or subscribe to any elated publications, but gets a lot of ideas from craft stores, magazine

24 years with the Fond du Lac School District.But before he offi cially retired, Dave

commented he had made a few woodworking projects. But it really took off after his

WI-5001893495

Northgate SeniorApartments is yourplace to call home!

Many amenities and underground heated parkingNOW LEASING 1 bedroom apartment $611

and 2 bedroom apartment $714.

$250 SECURITY DEPOSITand $100 OFF FIRST 6 MONTHS RENT

with a one year lease. Managed by Professional Property Management, LLC.

Call 920 929-9270 for more information.350 Winnebago St., North Fond Du Lac, WI 53095

SENIO

RS!

55PLUS

920-921-6288N6687 Wrightway Drive, Fond du Lac, WI 54937Securities and advisory services offered through NATIONALPLANNING CORPORATION (NPC), Member FINRA/SIPC., a

Registered Investment Advisor. Feucht Financial Group, L.L.C.and NPC are separate and unrelated companies

WI-5001892572www.feuchtfinancial.com

◆ Tax, Financial & Retirement IncomePlanning

◆ Tax Preparation◆ Bonds, ETF’s, Mutual Funds

& Stocks◆ Separately Managed &

Institutional Accounts◆ Life, Long-term Care Insurance

& Annuities◆ Estate & Trust Planning, Inheritances◆ 401k Rollovers, IRA’s, Roth IRA’s

FEUCHTFINANCIAL GROUP, L .L .C.

The largest doll house Dave Candlish has constructed is three stories high and about three feet tall. SUBMITTED PHOTO


Dave Candlish enjoys crafting bird and doll houses in his retirement

pictures and ideas from other people. By his own admission, he has never entered any competition or received any awards for his work. Yet, Dave's creations are unique and awesome.

He has given some of his completed projects as gifts but also takes special orders. He humbly said, “If a person would want something specifi c, all they would have to do is show me a picture and describe in detail what they would like,” and then he will put on his creative hat and do his best to make that person happy. Dave can be reached at (920) 922-7444.

Both Dave and Diana are active members and volunteers of the Church of Peace, volunteering for the rummage sales, turkey dinners and fall bazaars.

In the past 10 years, both of them have volunteered at Peninsula State Park, working in the Nature Center and helping the youth with their craft projects. Dave also pitches in at the local Salvation Army and can be counted on as a willing and helpful volunteer for a multitude of tasks.

“I want to keep going as long as I can,” referring to his present lifestyle, which includes volunteering, making dollhouses and bird houses, reading mystery stories, and traveling.

He and Diana have been to all 50 states, many Canadian provinces, Iceland, and many European countries. “We’ve even been to Cuba,” said Dave, before U.S. citizens were offered the opportunity that they have now.

Dave and Diana Candlish are parents to Lisa and Mark. Their family includes fi ve grandchildren and two great-grandchildren. ✦


Isabell M. Mueller, attorney

A trust is a legal arrangement under which there are three primary roles: the grantor, who is the creator of the trust, the trustee,

who manages the property owned by the trust, and the benefi ciary, for whose benefi t the trust exists. The creator of the trust may also be referred to as the donor or the settlor. Depending upon the pur-pose of the trust, these three positions may be held by a single party, or they may be held by three sepa-rate parties. It is also possible for a single trust to have more than one grantor, more than one trustee and more than one benefi ciary. Once a trust is cre-ated, it is capable of owning property. It may even have its own tax payer identifi cation number and be required to fi le income tax returns. There are many different types of trusts, differentiated from one another by the purpose for which they were created.

Probably the most common type of trust is the revocable trust, also called the living trust. The primary purpose of a revocable trust is to provide a means of settling the grantor’s fi nancial affairs upon his or her death in a manner that does not in-volve the probate process. The grantor serves as

the trustee of the revocable trust, and during his or her lifetime, is the only benefi ciary. In Wisconsin, a married couple can create one joint revocable trust for the both of them. The trust document itself con-tains instructions as to how the grantor’s assets are to be divided after his or her death, and also names a successor trustee. The assets owned by the trust avoid probate because although the grantor may have died, the trust itself continues to exist. The successor trustee receives his or her authority and instructions from the trust agreement, not the pro-bate court. The successor trustee’s duties, however, are essentially the same as those of the personal representative of a probate estate in that he or she has to pay the fi nal taxes, expenses and debts of the

deceased and then distribute the balance of the trust assets to the benefi ciaries according to the grantor’s instructions. Once this is done, the trust is termi-nated.

Simply creating a revocable trust is not enough to avoid probate. Rather, after the trust has been cre-ated, the grantor’s assets should in some manner be coordinated with the trust. With some assets, such has real estate, automobiles, bank accounts or non-qualifi ed investment accounts, this will mean chang-ing the actual title to the trust. The grantor does not lose any ownership or control of these assets because although the trust owns the assets, the grantor owns the trust. With other assets, such as life insurance, IRA, 401(k) or annuities, the benefi -ciary designations will be changed, not the title. In some instances, however, the benefi ciary designa-tions should not be changed at all. Coordinating the assets with the trust is a detail oriented process and should always be undertaken carefully.

It is important to note, however, that while a revo-cable trust can be quite useful, it is not necessarily the best choice for everyone. Consultation with an estate planning professional is necessary to deter-mine whether or not a revocable trust is the best fi t.

FUNERAL & ESTATE PLANNING

❚ LIFE❚ LOVE❚ LOSS❚ LEGACY

Estate planning: The revocable trust

The primary purpose of a revocable trust is to provide a means of settling the grantor’s fi nancial a� airs upon

his or her death in a manner that does not involve the probate process.

WI-5001861033

Law Officesof

ISABELL M. MUELLEREstate Planning Wills and Probate Powers of Attorney

Revocable Living Trusts

19 E. 1st StreetFond du Lac WI 54935

(920) 960-9552www.muellerlawoffices.com

Let us Help You Create your Story in Stone!

Open Mon. thru Fri. Home visits or appointments welcome.www.rockofages.com • www.fonddulacmemorials.com

651 Fond du Lac Ave.Fond du Lac, WI 54935

Across from Haentze Floral

(920) [email protected]

Memorial CounselorKARENMARTIN

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An orange sticker can save a life

Those struggling with chronic health issues can learn ways to cope with these challenges and improve their quality of life. Entitled “Living Well with Chronic Conditions,” the workshop empowers those living with arthritis, heart problems, asthma, stroke, pain, osteoporosis, diabetes, obesity, high blood pressure and cancer. The workshop will meet once a week for six weeks. Two trained leaders will cover the following topics:● Symptom management● Dealing with emotions such as anger and depression

Managing Chronic ConditionsRamon Pajarillo, physician

Despite continuing efforts to educate the public, miscon-ceptions and inaccuracies

about organ and tissue donation persist. It’s important to learn the facts about organ, eye and tissue do-nation, so you can make an informed decision about becoming a potential donor.

Currently more than 123,000 men, women and children are awaiting organ transplants to save their lives. Thousands more are in need of tissue and cornea transplants to restore their mobility and sight.

Transplantation is one of the most remarkable success stories in the history of medicine. However, the need for organs and tissue is vastly greater than the supply. Transplantation gives hope to thou-sands of people with organ failure and provides many others with active and renewed lives.

The Wisconsin Donor Registry opened about fi ve years ago. In ad-dition to having the orange sticker on your license, you are encouraged to register on the Wisconsin Donor Registry at: YesIWillWisconsin.com

Although you can register at the Department of Transportation/Division of Motor Vehicles when re-newing your license or ID, Wisconsin has an eight-year renewal

process, so registering online today ensures that a person’s wishes will be honored immediately.

Anyone older than age 15½ who holds a Wisconsin driv-

er’s license or State iden-tifi cation card can reg-ister. Signing up on the online registry means you authorize the gift of your organs, tissues and eyes upon your death for the purposes

of transplantation, re-search and education.

Dr. Ramon Pajarillo is a family medicine physician at Aurora Health Center in Fond du Lac, 210 Wisconsin American Drive. He can be reached at (920) 907-7000. SUBMITTED PHOTO

ORGAN DONATION AWARENESS

YES, I WILL DONATEYesIWillWisconsin.com

● Goal setting and problem solving ● Improving nutrition and developing a suitable exercise program● Medication management● Breathing exercises and managing stress● Communicating with family, friends and health care professionals Space is limited, registration is required by calling Marion at (920) 929-3114. The free annual workshop is sponsored by Fond du Lac County Senior Services & All About Life Rehabilitation Center.

Weekly workshop set for June 16 – July 21, 1-3:30 p.m.,Moraine Park Technical College in Fond du Lac

WI-5001868879

2015 Transportation ServicesFond du Lac County Department of Senior Services

Service Type Priorities CostElderly

Walk-on vans Medical, Employment, Nutrition $2.50 each way60+ years of age Personal Business, $2.50 each way

Education/Training, $2.50 each waySocial/Recreation $2.50 each way

EscortFrail; physician certified Medical, Therapy, Dental Within FdL County $2.50 each way

Outside FdL County $6.00 each way

Handi-VanWheelchair use or No prioritiesmobility impaired 6:00 a.m. - 5:30 p.m. (Mon-Fri) Fee $3.00 each wayNo age restrictions

Senior Service Transportation Service Phone Numbers

ELDERLY VAN: 60+ years of age ......................................................... 929-3936HANDI-VAN: Wheelchair or mobility impaired, no age restriction....... 929-3110ESCORT: Frail, no age restriction ......................................................... 929-3936

Senior Dining & Mobile Meals (60+ years of age) 929-3937WI-5001893351

OF FOND DU LAC COUNTY50 N PORTLAND ST

FOND DU LAC, WISCONSIN 54935

www.fdlco.wi.gov/ADRC(920) 929-3466

Email: [email protected]

Stepping On:April 22nd-June 3rd

from 9:00- 11:00am

Aurora Health Care210 Wisconsin American

Drive Fond du Lac

Classes are free of charge.

To register please call theADRC at 920-929-3466


Whether visiting friends and family or exploring new exotic destinations, travel is something most people ea-

gerly anticipate. However, it is advisable to check with one’s insurance coverage before head-ing out on that next excursion.

Medicare coverage outside the U.S. is ex-tremely limited. Outside the U.S. means any-where other than the 50 states, District of Columbia, Puerto Rico, U.S. Virgin Islands, Guam, American Samoa, and Northern Mariana Islands. In most situations, Medicare will not cover medical services provided outside the U.S.

Medicare will, however, cover Medicare-covered services in foreign hospitals in 3 limited situations:● Individual is in the U.S. and experiences a

medical emergency and the foreign hospital is closer than the nearest U.S. hospital that can treat the illness or injury.● Individual lives in the U.S. and the foreign

hospital is closer to home than the nearest U.S. hospital that can treat the condition — regardless of whether it’s an emergency.

Limited Medicare coverage when traveling abroad

● Individual is traveling through Canada with-out an unreasonable delay by the most direct route between Alaska and another state when there is a medical emergency and the Canadian hospital is closer than the nearest U.S. hospital.

Foreign hospitals are not required to submit claims to Medicare for a patient. If someone re-ceives services in a foreign hospital, they should submit a copy of that bill to Medicare for pro-cessing.

Medicare also covers medically necessary health care services received on a cruise ship when the doctor is allowed under law to provide medical services on the cruise ship, and the ship is in a U.S. port or no more than 6 hours away from a U.S. port when services are received. Conversely, if the ship is more than 6 hours from a U.S. port, services will not be covered.

Medigap policies may offer additional cover-age for medical services provided outside of the U.S. Some Medigap policies will provide foreign travel emergency health care coverage. Plans that do offer this type of coverage will typically pay 80 percent of the billed services after the

GWAAR Legal Services Team

yearly deductible is met. There are of course other limitations and exceptions to coverage with Medigap policies, so it important for travelers to check with their insurance agent before going abroad.

Medicare Advantage plans may also offer cov-erage for health care services provided outside of the U.S. Again, coverage may be limited, if it is available at all. Reviewing the yearly summary of benefits is advisable if a person is relying on an Advantage plan for international coverage.

Veterans or member of a veteran’s family may have coverage outside of the U.S. Reimbursed medical care for U.S. veterans residing or trav-eling in Canada and other foreign countries, however, is typically limited to treatment for VA-rated, service-connected disabilities only. Nonetheless, there may be additional coverage through veteran’s health insurance policies such as TRICARE.

Lastly, travel insurance is an option one should consider for medical coverage outside of the U.S. However, not all travel insurance includes health coverage.

PORTLAND SQUAREAPARTMENTS

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• Convenient• Secure Location

•Professional Management• Home to Fond du LacCounty Senior Meal Site

• Social Service CoordinatorCall Today 920-922-2562

Rent is 30% of your monthlyadjusted income.

55 North Portland St. • Fond du Lac, WIWI-5001891426

WI-5001893360

Guy K. Jensen, D.D.S., M.S.

David Schmidt, D.D.S., M.D.

Doran Ryan, D.D.S., M.S.

464 South Hickory St., Suite AFond du Lac, WI

923-0111

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Fond du Lac County Senior Dining MenuMAY 1

Meatballs in Honey Mustard Sauce, BabyRed Potatoes, Baby Carrots, Applesauce

Cake, Plum Halves*, Sliced Bread

MAY 4Salisbury Steak, Mashed Potatoes, Calif.Blend Veg., Peach Slices, Cinnamon Roll*,

Sliced Bread

MAY 5Lasagna Casserole, Italian Blend Vegetables,Rainbow Sherbet, Seedless Grapes*, French

Bread

MAY 6Ham Rolls, Squash, Cole Slaw, Applesauce,

Cookie*, Sliced Bread

MAY 7Chicken Breast, Mashed Potatoes, Carrots,Birthday Cake, Fruited Gelatin*, Dinner Roll

MAY 8Crispy Fish Fillet, Cheesy Potato Bake,Broccoli Cuts, Pineapple Tidbits, Fudge

Brownie*, Sliced Bread

MAY 11BBQ Pork Cutlet, Baked Potato, Mixed

Vegetables, Key Lime Pie, Fruit Cocktail*,Sliced Bread

MAY 12Beef Stew, Tossed Salad, Fruited Gelatin,

Frosted Cake*, Cheddar Biscuit

MAY 13Baked Chicken, Twice Bk Style Pot., ThreeBean Salad, Peanut Butter Cook., Honeydew

Melon*, Sliced Bread

MAY 14Smoked Sausage, Baby Red Potatoes, Peasand Carrots, Pear Slices, Ice Cream Cup*,

Onion Rye Roll

MAY 15Country Fried Steak, Mashed Potatoes,Corn, Choc. Cloud Torte, Apple Slices*,

Sliced Bread

MAY 18Glazed Ham, Sweet Potato Bake, Peas &Pearl Onions, Mand. Orange Gel., Cookie*,

Sliced Bread

MAY 19Swedish Meatballs, Mashed Potatoes,Spinach Salad with Rasp. Vinaigrette,

Pumpkin Cake, Plum Halves*, Dinner Roll

MAY 20Chicken, Broccoli, & Rice Casserole, GreenBeans, Pineapple Tidbit, Cinnamon Roll*,

Sliced Bread

MAY 21Meatloaf, Baked Potato, Pickled Beet Salad,Butterscotch Pud., Peach Slices*, Dinner Roll

MAY 22Pork Jaegerschnitzel, Mashed Potatoes,Summer Blend Veg., Cantaloupe Slice,

Fudge Brownie*, Sliced Bread

MAY 25Memorial Day

MAY 26Bratwurst on a Bun, German Pot. Salad,

Corn, Applesauce, Cookie*

MAY 27Baked Chicken, Twice Bk Style Pot., CopperPenny Salad, Vanilla Pudding, Pear Slices*,

Sliced Bread

MAY 28Chili Casserole, Tossed Salad, FruitedGelatin, Frosted Cake*, Cornbread

MAY 29Hawaiian Meatballs, Baby Red Potatoes,

Mixed Vegetables, Coconut Cream Pie, PetiteBanana*, Sliced Bread

Meal Sites: FOND DU LAC – RiverviewApartments, 101Western Ave.,Mon-Fri 11:45am;Westnor Apartments, 653WArndt St. noon; Portland Square Apartments,55 N. Portland, 11:45am; Senior Center, 151 E. First St. Mon-Thurs 11:45am; NORTH FOND DU LAC – Northgate, 350 Winnebago St., noon; RIPON – RussellManor, 504 Russell Dr., 11:45am; Willowbrook Apartments, 615 W. Oshkosh St., noon; WAUPUN – Senior Center, 301 E. Main St., noon.Eligibility & Nutrition: All persons or married to someone 60 years or older are eligible for the Fond du Lac County Elderly Nutrition Program. Each mealcontains 1/3 of the current daily Recommended Dietary Allowance (RDA) established by the Food and Nutrition Board of the National Academy of Sciences.Registration: Preregister at least one day in advance by 1pm, by signing up at a meal site or calling Fond du Lac Courthouse, 929-3937; Waupun SeniorCenter, 324-7930. For cancellations call the Department of Senior Service at 929-3937 before 1pm the business day prior to the meal.Donations: There is a suggested donation of $3 for those 60 years of age or older or married to someone 60+. Mobile Meals donation of $3.50.Volunteers: Volunteers are needed for the Senior Dining Program of the Fond du Lac County Dept. of Senior Services. Call 929-3114 for more information.


We will have enjoyed our fifth tour to Italy as you read this column. I have

read that anticipation is part of feeling happy. Prior to leading a tour I daydream about all the wonderful things we will experience and enjoy. Italy is a country where I could easily spend a month driving from one charming town to the next and basking in the food, history, great art and culture.

This tour held a special significance for our family. Joining us were my five sisters and three of their spouses. In addition a former exchange student, James Boucher and his wife, Lucy arrived from Dunkirk, France to be part of our group. My oldest sister, Sister Adele Thibaudeau is celebrating her 50th year anniversary as a member of the Sisters of St. Francis in Milwaukee,

Wis. To celebrate we spent four days in Assisi, home of St. Francis and St. Clair. Our time included day trips to Siena, and Perugia.

The remainder of the tour included travels to the Isle of Capri and staying in Sorrento on the Amalfi Coast. This was a part of Italy we had not explored and I was eager to enjoy the beauty of the coastal towns. When Wayne and I create a tour we strive to take the best of what we have experienced previously and adding on something new to keep it fresh.

As we left the beauty of the coast we traveled to Rome. Rome is a big city filled with historic sites such as Trevi Fountain, the Coliseum, St. Peter’s Basilica, the Sistine Chapel and the Forum. To view photos of our tour go to somedaytravel.com.

Wishing you safe travels wherever you go.

Valerie Graczyk, travel writer

Trevi Fountain in Rome, Italy. GETTY IMAGES

Italy – simply charming!

WI-5001861052

www.edwardjones.com

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That’s why we live and work in your community. When it comes to yourfinancial needs and goals, we believe you deserve face-to-face attention.

You talk, we listen, and we get to know you.

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Doug Shireman,AAMS885 Western Ave.Suite 300BFond du Lac, WI54935(920) 923-4401888-923-4667

Joe Heeringa14 W. Main StreetWaupun, WI 53963(920) 324-2188

Pam Tollefson355 N PetersSuite 100Fond du Lac, WI54935(920) 921-6095

Steven Millin,AAMS68 N. Main StreetFond du Lac, WI54935(920) 923-0970800-743-2996

Adam VandeSlunt,AAMS1005 W. Main StWaupun, WI 53963(920) 324-2530888-324-2535

Rich Matravers404 E. Main StreetWaupun, WI 53963(920) 324-9002800-441-6143

Ben Baertschy928 S. Main StreetSuite 600Fond du Lac, WI54935(920) 923-1020

Dan Sprader, AAMS976 E. Johnson St.Suite 700Fond du Lac, WI54935(920) 923-3934877-923-3934

Jeff Wills928 S. Main StSuite 600Fond Du Lac, WI54935(920) 923-1020

✔ Private Rooms/ Big ScreenTVs✔Outcome-Focused Rehab

✔ Excellent Food✔ Beautiful Interfaith Chapel

Use your Medicare days at the facility that providesOUTCOME-FOCUSED CAREWITH EMPHASIS ON RETURNTOHOME

WI-5001893353

5-STAR FACILITY

GRANCARE REHAB920-921-6800

Medicare - Medicaid - Family Care CertifiedWI-5001893360

Guy K. Jensen, D.D.S., M.S.

David Schmidt, D.D.S., M.D.

Doran Ryan, D.D.S., M.S.

464 South Hickory St., Suite AFond du Lac, WI

923-0111

Oral Surgeons

SURGERYASSOCIATES, LTD

ORAL

General Oral Surgery

ImplantsTMJ Splint Therapy


WI-5001893375

Documents

Experience - May 2015