Expanding to New VerticalsMobile Card Product and Feature Suite

April 12, 2017

Dave Abouchar, Director New Mobile Products

Krishna Rajamani, Mobile Product Manager

Agenda

1. Introduction

2. Credit Card

3. Prepaid

4. Roadmap

5. Key Takeaways

Battle for Relevance

3

Focus on new

mobile capabilities

to help clients

engage, protect

and grow their

customer base.

Source: CB Insights and Life Sreda

Factors Influencing Future Direction of FIS Mobile

4

Industry Developments Technology Developments

Competitive LandscapeEmerging Commerce

Capabilities

Partnership Opportunities

Client Priorities

New Product and Vertical Focus Areas

5

Mobile Banking

RetailCredit Prepaid Wealth

Offers &

Promotions

Virtual

ServicingInternet of

ThingsSecurity

Card

ControlsAlerts Cardless

Cash

Account

Opening

Biometrics Wallet

Overview: Credit Card Key Features

6

Account Details Transactions Pay Credit Card Card Controls Push Alerts Management

Overview: Prepaid Mobile Key Features

7

Account Details Transactions Transfer Card to Card Bill Payment Alerts Management

8

Credit Card App

Credit Card Account Summary

9

• Current balance

• Minimum payment amount and due date

• Last payment amount and date

• Pay Credit Card button

• Additional account details

– Current balance

– Cash balance

– Pending balance

– Past amount due

– Account status

Credit Card Transaction History

10

• View all transactions

– Pending

– Posted

• View transactions since

last statement

• View transactions in the last

three statements

• View all transactions

Credit Card Transaction Search

11

Execute a search based

on any text string

– Merchant name

– Transaction date

– Transaction amount

– Transaction type

Pay Credit Card

12

Fast and easy way to pay credit card

– Account balance

– Statement balance

– Minimum amount due

– Custom amount

Manage Payment Accounts

13

Users can add an account

from another FI with five

simple fields:

– Name on Account

– Financial Institution

– Account Number

– Routing Number

– Account Nickname

Card Controls & Push Alerts

Credit Card Controls

15

Reduce fraud cost and increase card usage

Card Off Transaction Types Merchant Categories Spend LimitsCard On

Location-based Controls

16

Control by

geographic

locations

• Decline all

international

transactions

• Allow transactions

from up to three user-

defined regions

Credit Card Controls – Alerts Management

17

• Empower cardholders

• Adhere to Visa and MasterCard alert mandates

• Get notified on every transaction or when user-

specified criteria is met

– Transaction amount

– Merchant type

– Transaction type

– International transactions

Mobile Banking Integration

18

• End-users can perform all credit card functions

from within the Mobile Banking app:

– Account information and transaction history

– Payment Account Management

– Pay Credit Card

– Card Controls for both debit and credit cards

– Push Notifications

Prepaid App

Prepaid Mobile App

20

• Login security same as Card North Platform (EFT)

• Register from mobile app

• Account balance, history and search

• Access to account # and routing #

• ATM & reload locations

• Bill payments

• Payee management

• Card to card transfer

• Alerts preference management (email & SMS)

• SMS alerts delivery

– Balance inquiry

– Transaction history

Solution tailored for prepaid cards

Roadmap

Apple Pay Provisioning

22

One-click addition of

cards to Apple Wallet

Digital Receipts

23

“Receipts is identified as the top service

customers want from their bank.”McKinsey & Company, Dec 2014

A platform for banks to strengthen relationships and monetize purchase data

Engages the everyday customer with digital channels consistently

Drives new revenue opportunities that won’t be lost to disrupters

Improves the customer experience by solving customer pain

Understand true customer behavior through item-level, cross-tender data

How it worksCamera capture paper

receipts; auto-import email

receipts

Machine learning

breaks down receipt

data to the item

All receipts in one

place, with folders,

search & export

Credit Card Roadmap Summary

24

2017 Scheduled

• Card Controls (Q2)

• Push Notifications (Q2)

• Integrated Credit Card (Q2)

• Touch ID & passcode login (Q3)

• Wallet within mobile app (Q3)

• Apple Pay integration (Q3)

• Digital receipts (Q3)

• Promotions (Banner Ads) (Q4)

• Metrics Intelligence Analytics

& Reporting (Q4)

2018 Candidates

• Android/Samsung Pay integration

• HCE NFC payment (Android)

• Biometrics authentication

(Facial, Voice, Iris)

• New card activation

• Photo balance transfer

• Disputes

• Pinpoint offers

• Cash advance at ATM

• Loyalty integration

Key Takeaways

25

• Increase customer engagement, satisfaction and stickiness

• Credit card solution available as standalone and integrated banking app

• Available for BASE2000/TBS with eZCard, as well as non-FIS credit card platforms

• Prepaid product available for Card North platform (EFT)

• Healthy roadmap of additional value-added features

• Stop by Solutions Expo for a demo!

26

Thank YouDave Abouchar, Director New Mobile Products

Krishna Rajamani, Mobile Product Manager

©2017 FIS and/or its subsidiaries. All Rights Reserved. FIS confidential and proprietary information.