ESTA Valencia 15052006 · 2018-11-08 · Haga clic para cambiar End to End ATM Management ESTA Business Conference Valencia May 15th, 2006

Haga clic para cambiarEnd to End ATM Management

ESTA Business ConferenceValencia

May 15th, 2006

© Prosegur Cia de Seguridad S.A. – Todos los derechos reservados20060515 - Achim Boers - Innovation and Project Development

ESTA Business Conference 2006 - End to End ATM Management

Cost of Logistics Cost of money

Pers

onal

Infr

astr

uctu

re

Tran

spor

t

Depo

sit

Secu

rity

Inte

rest

Rat

e

Forecasting is Balancing costs


ESTA Business Conference 2006 - End to End ATM ManagementRealizing a minimal cost

The decision of replenishing (when and how much) is based on a cost comparison

Min.

# replenishments(frequency)

Cost ofMoney

(interestrate) (1)

Transport Cost

Total Cost€

For a given cashdemand

Costs

Example ATM

(1) Lesser Income because of not using inmobilzed resources

€

t

En1

current(4 shipments/month)

Cost of transport: 104€Average balance: 25k €Total cost: 1.763 €/y

€

t

En2

alternative(3 shipments/month)

Cost of transport: 78€Average balance: 34k €Total cost: 1.636 €/y

Example ATM

Note: Case asumes withdraws 4,000 €/day, 4 shipments a monthwith a 30% average residual . Interest rate 2.06% anual


ESTA Business Conference 2006 - End to End ATM ManagementATM Planning and Maintenance Process

CashCenter

File GatewayEditran / e-mail

Bank’s Host

iCom eiManager

ATM Control Center

withdrawles incidents

Route Planning andDispatching

Shipments

CashCenter

CashCenter

CashCenter

CashCenter

Replenishment Maintenance



Inte

gral

trad

ition

al

Cas

h M

anag

emen

t

1st level 2nd level

Maintanance

• Key Management

• Preparing Casette Shipments.

• Replenishment of ATM with Armored

vehicle and crew (3)

• Cash Handeling and ATM Balancing

and Accounting.

• Handeling of withdrawn Cards and

Purched notes

• Replacement of Consumibles,

Cleaning and Exterior Image Control

• Escorting Maintance Personal.

Service Includes:

Our Value Proposition I



• All Traditional ATM Services

Plus:

• Compromise (SLA) on ATM Availability

while reducing ATM Cash Balance.

• Prosegur plans the when and how much

of the ATM Replenishment and agree on

a minimum amount of visits

• Continuous monitoring of Cash Levels

and projection of future consuption

levels

• Fixed monthly fee -> inmediate cost

reduction

Our Value Proposition II

Inte

gral

trad

ition

al

Cas

h M

anag

emen

t

1st level 2nd level

Maintanance

Service Includes:



• Repair and replacement of broken

hardware components of the ATM.

• Management of Stock of Spareparts.

• Upgrading of Software and Firmware

Our Value Proposition III

Inte

gral

trad

ition

al

Cas

h M

anag

emen

t

1st level 2nd level

Maintanance

Service Includes:

Prosegur subcontracts theseservices from our ATMPartners (NCR, Banqit,

Metrolico) or directly with thebanks choice of hardware

vendor



Reparación HW / SW

Our Value Proposition IV

Inte

gral

trad

ition

al

Cas

h M

anag

emen

t

1st level

Maintanance

Comunicación y

compensación

Gestión deE

fectivo(decisión)

Carga cajetinesTransporte y

carga de ATM

Man

ipul

ado

de b

illet

es

Disponibilidad

efectivo

Autotest

Com

unicaciónestado

SeguimientofuncionamientoGestió

n de llaves

Man

teni

mie

nto

acom

paña

mie

nto

DisponibilidadATM

Security


ESTA Business Conference 2006 - End to End ATM ManagementSome real results…

Assuming a 2% interbank interest rate, that means a saving of 972.349 €

2004 2005 !%

(Julio - Octubre) (Julio - Octubre)

Saldo Medio 20.854.634 19.459.540 -6,69%

Residuo 172.848.165 76.415.955 -55,79%

Disponibilidad 97,47% 98,15% 0,70%

Average Balance

Residual

Availability(level 1 and

cash)



Públic ATM On-site ATM Off-site Branch Cash Center

We have experience that with increasing the optimization of one piece of the cash cylce, cash levels atother cash point significantly increase. To take full advantage the cash needs to leave the cycle

Optimizationonly a branches

(i.e. byreducing

frequency)

Optimizationonly at offsite ATMS

Central Bank

But…, the “sausage” principle











Documents

ESTA Valencia 15052006 · 2018-11-08 · Haga clic para cambiar End to End ATM Management ESTA Business Conference Valencia May 15th, 2006