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"ENGAGING EMPLOYEES IN BENEFIT DECISIONS: OFF SETTING MEDICAL
EXPENSES"
Engagement methods for health, wellness & benefit
programs.
Barb BrownVice President Florida Public Schools Sales
Trish Neely, CFCIChief Compliance Officer
FBMC Benefits Management, IncTallahassee, Florida
About FBMC Benefits Landscape 1999 - 2013 Evolving Benefit Needs Engaging Employees in Benefit DecisionsStrategies to Offset Medical Expenses The FBMC Experience –
Wellness & Benefit Engagement Solutions Case Study
4
ABOUT FBMC
5
ABOUT FBMCSOME OF OUR CLIENT PARTNERS
6
ABOUT FBMC“FBMC OFFERS THE COMPLETE PACKAGE”
EMPLOYEE BENEFITS LANDSCAPE 1999 - 2013
Trends in employer-sponsored health coverage containing over three thousand interviews with non-federal public and private firms.
http://kff.org/private-insurance/report/2013-employer-health-benefits/
EMPLOYEE BENEFITS LANDSCAPEPERCENTAGE OF FIRMS OFFERING HEALTH BENEFITS
Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 1999-2013
2013 – Employer-sponsored insurance covers 149 million Americans
EMPLOYEE BENEFITS LANDSCAPE% LARGE FIRMS OFFERING RETIREE BENEFITS
Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 1999-2013; KPMG Survey of ER-sponsored Health Benefits 1991, 1993, 1995, 1998; HIAA 1988
EMPLOYEE BENEFITS LANDSCAPEAVERAGE ANNUAL PREMIUMS FOR SINGLE & FAMILY COVERAGE
Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 1999-2013
EMPLOYEE BENEFITS LANDSCAPEAVERAGE PERCENT OF PREMIUM PAID BY EMPLOYEES
Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 1999-2013
EMPLOYEE BENEFITS LANDSCAPEHEALTH PLAN ENROLLMENT BY PLAN TYPE
Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 1999-2013; KPMG Survey of ER-sponsored Health Benefits 1993, 1996; HIAA 1988
EMPLOYEE BENEFITS LANDSCAPEOF COMPANIES THAT OFFER SPECIFIC WELLNESS PROGRAMS:
Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2013
EMPLOYEE BENEFITS LANDSCAPEOF COMPANIES THAT OFFER SPECIFIC DISEASE MGT PROGRAMS:
Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2013
EMPLOYEE BENEFITS LANDSCAPEOF COMPANIES USING WELLNESS PROMOTION STRATEGIES:
Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2013
EMPLOYEE BENEFITS LANDSCAPE% COMPANIES USING SPECIFIC WELLNESS EVAL STRATEGIES
Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2013
EMPLOYEE BENEFITS LANDSCAPEER OPINIONS OF COST CONTAINMENT STRATEGIES
Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2013
EVOLVING BENEFIT NEEDS
Insights from MetLife’s 12th Annual U.S. Employee Benefit Trends Study
EVOLVING BENEFIT NEEDS FINANCIAL UNCERTAINTY
Insights from MetLife’s 12th Annual U.S. Employee Benefit Trends Study
EVOLVING BENEFIT NEEDSEMPLOYEES WANT CHOICES
Insights from MetLife’s 12th Annual U.S. Employee Benefit Trends Study
EVOLVING BENEFIT NEEDS PHYSICAL WELLNESS
Insights from MetLife’s 12th Annual U.S. Employee Benefit Trends Study
EVOLVING BENEFIT NEEDS FINANCIAL WELLNESS
Insights from MetLife’s 12th Annual U.S. Employee Benefit Trends Study
ENGAGING EMPLOYEES OFF SETTING MEDICAL EXPENSES
ENGAGING EMPLOYEES OFF SETTING MEDICAL EXPENSES
Insights from MetLife’s 12th Annual U.S. Employee Benefit Trends Study
How to Help Employees be Better Benefit Consumers
How did you participate in the enrollment process?
Online Enrollment Counselor
Both Enrollment Counselor and Online
Other Did not participate0.0%
10.0%
20.0%
30.0%
40.0%
50.0%
60.0%
70.0%
80.0%
90.0%
17.5%
55.0%
26.5%
1.0% n/a< 1%
85.0%
10.0%2.0% 2.0%
Palm Beach Duval
The FBMC Experience What District Employees Told Us
Which of the following enrollment methods do you prefer?
0%
20%
40%
60%
21% 11%
58%
11% 0%
24%
n/a
57%
7% 11%
Palm Beach Duval
The FBMC Experience What District Employees Told Us
ENGAGING EMPLOYEES - OFF SETTING MEDICAL EXPENSESEDUCATION AND ENGAGEMENT IS ESSENTIAL
OFF SETTING MEDICAL EXPENSESMEDICAL INSURANCE
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OFF SETTING MEDICAL EXPENSESCRITICAL ILLNESS INSURANCE
Sample Provider Partner
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OFF SETTING MEDICAL EXPENSESPERMANENT LIFE INSURANCE WITH LIVING BENEFITS
Sample Provider Partner
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OFF SETTING MEDICAL EXPENSESACCIDENT INSURANCE
Sample Provider Partner
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OFFSETTING MEDICAL EXPENSESHOSPITAL INDEMNITY INSURANCE
Sample Provider Partner
THE FBMC EXPERIENCE LEARNING LIBRARY
Communications & Education
Informational Videos and Benefit Information
OFF SETTING MEDICAL EXPENSESACCIDENT INSURANCE
35
Award-Winning Enrollment Communications Team
THE FBMC EXPERIENCE THEMED ENROLLMENT COMMUNICATIONS
Recognized all M-DCPS work locations that successfully achieved a 30% “commitment” to participate in the new Well Way initiates.
Walk to be Fit Health Coach and Advisor Disease Management Health Assessment
Case Study: M-DCPS Green Light Incentive Program
Reward:$100.00 Fitness PackageBoard Recognition (Top Locations)Trophy/Plaque
CASE STUDY: M-DCPS GREEN LIGHT INCENTIVE PROGRAM
ENROLLMENT PROCESS
Optimal Comp Statement
CASE STUDY: M-DCPS GREEN LIGHT INCENTIVE PROGRAM
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THE FBMC EXPERIENCE ENROLLMENT TECHNOLOGY
Benefits Management Center Open Enrollment, New Hire, Change in Status
77%
23% Engaged in a
Well Way Program
Did not engage
Of the employees that were seen…
M-DCPS Green Light IncentiveTHE RESULTS
8,006 EE committed to enrolling in a Well Way
Program
# of Well Way Programs in which one employee engaged
M-DCPS GREEN LIGHT INCENTIVE THE RESULTS
THANK YOU!www.FBMC.comFBMC Benefits Management, Inc
Tallahassee, Florida
Trish Neely, CFCIChief Compliance
Barb BrownVP, Florida Public
Schools [email protected]
