Small Feel, Big Capabilities™

EMBREE FINANCIAL Group

EFG was named by the Financial Times as one of the top 300 Registered Investment Advisers in the United States for 2014

With success often comes complexity. Youʹre trusted partner should help guide and advise you on keeping your financial house in order. The large financial firms do not provide a personal approach to wealth management and are beholden to deliver ,products that may not always be in your best interest. You want an organization that is attuned to your needs first with a focus of providing deep support to 

help you anticipate and adapt to ongoing changes.

EMBREE FINANCIAL Group  has provided financial counsel to successful individuals since 1995. Our team of seasoned professionals includes, CFPs, CFAs, CIMA, MBA and JD, and they focus on providing you with clarity, ongoing education and simple yet elegant solutions to support your ongoing wealth and 

legacy planning. 

OUR MISSIONOur mission is to help you build upon your past success, support your life objectives and facilitate your 

ability to embrace each phase of your financial life.

Mission Statement

History

• Independent registered investment advisor, established 1995• Leading provider of Retirement Plan Services to Private Equity in Chicago• Diverse private & institutional client base• Independently owned & operated

61% Institutional Assets

•75 Client Relationships•Private Equity Firms•Law Firms•Information Services Firms•Not‐for‐profit organizations

39% Wealth Management 

Assets•155 Private Wealth Relationships

$676 Million Under Management*

*All AUM figures as of  12/31/2015

Private Wealth Management  ‐ The PurposeThere is nothing more powerful than complete clarity. Removing the clutter, confusion, misunderstanding 

and frustration yields a simple, understandable, connected picture.

Before The Process After

No Plan Plan and Path

Disorganized Organized

Too Little Time More Free Time

Too Costly Lower Cost

Uncertain Future Peace of Mind

Lack Confidence Confidence

Too Much Tax Tax‐Efficient

Too Complex Simplicity

Ineffective Diversification Effective Diversification

Excess or Unknown Risk Managed Risk

Poor Performance More Return

MindMapping Ties it TogetherThere is nothing more powerful than complete clarity. Removing the clutter, confusion, misunderstanding 

and frustration yields a simple, understandable, connected picture.

Private Wealth Management ‐ The ProcessWhat does Wealth Management mean to you? 

At EMBREE FINANCIAL we feel that in order for you to get the most out of our team you have to understand that Wealth Management is more than simply Investment Consulting.

Private Wealth Management = Investment Consulting+ Wealth Planning+ Relationship Management

Typical Financial Advisor

EMBREE FINANCIAL

Group

We Listen to Your Story

• Our clients have repeatedly said that their world is complex, frustrating, and lacking inclarity.

• You are looking for an accessible and skilled team who can communicate andcoordinate efficiently and provide intelligent direction and deep support.

• You seek customized solutions designed to meet your objectives.

• When you need a question answered, you want to be able to make just one phone call.

First we listen to your story

Set Goals & Propose Investment Strategy

Continuous Monitoring & 

Reporting Through Comprehensive 

Reviews

Uncovering Client Needs Through Data 

Gathering & Analytics

First we listen to your story

Set Goals & Propose Investment Strategy

Continuous Monitoring & 

Reporting Through Comprehensive 

Reviews

Assuming that we both agree that we have a basis for working together, we will meetwith you for a Discovery Meeting.

• For 20 years, EMBREE FINANCIAL Group has worked with clients, serving as afinancial counselor.

• With defined processes and industry thought leadership, we purposefully anddeliberately take our clients through complex financial, tax, estate, business andfamily issues in order to create a clear map toward a simpler financial life.

Uncovering Client Needs Through Data 

Gathering & Analytics

DEEP SUPPORT CAN ONLY EXIST WHERE THE ROUTINE IS SYSTEMIZED SO THAT THE DIFFICULT MAY BE CUSTOMIZED.

We Understand Your Needs

First we listen to your story

Continuous Monitoring & 

Reporting Through Comprehensive 

Reviews

• We approach each new relationship with a time‐tested consultative process. Thisallows us to have an open dialogue in which we learn about every client’s values andgoals while working with them to tailor a plan to help achieve them.

• Your investments should integrate into your Wealth Plan seamlessly.

• We need to be clear about your investment philosophy, risk tolerance and objectives.

• The structure of your investments is the most important element for withstandingvolatile economic conditions either now or in the future.

Uncovering Client Needs Through Data 

Gathering & Analytics

Set Goals & Propose Investment Strategy

Together We Determine a Game‐plan

Investment Management  ‐ The Process• A key element to pursuing your goals is assuring you have a sound and disciplined investment

strategy that is aligned with your plan. Embree Financial Group is focused on preserving and growingyour assets.

• In addition to risk and return considerations, the portfolio’s goal is to provide effective diversification,eliminate excess cost, reduce your tax liability, and provide adequate liquidity and cash flow to meetyour needs and help assure you can afford to live the life you want.

Investment Strategy Review

Investment Transition

Investment Management

Portfolio Review

Review & analyze your existing portfolio

Establish custodial relationships & coordinate asset transfer

Monitor & manage asset allocation Review progress regularly

Complete Embree Financial Risk / Return Assessment

Formulate tax‐efficienttransition plan

Systematically rebalance portfolio

Re‐affirm alignment of portfolio with your EmbreeFinancial Plan

Confirm your investment strategy

Document your asset allocation and investment strategy

Proactively manage your tax liability

Update asset allocation and investment strategy

First we listen to your story

Continuous Monitoring & 

Reporting Through Comprehensive 

Reviews

Uncovering Client Needs Through Data 

Gathering & Analytics

Set Goals & Propose Investment Strategy

• Abest laid plan is nothing if not paid attention to.

• At EMBREE FINANCIAL Group, your plan is a living document, not a stale one on theshelf.

• With every decision we make with you, your long‐term goals are in mind.

• And with time, things happen. Markets move, families change, preferences shift. EmbreeFinancial is there with you to make adjustments along the way, ensuring that the full life youenvision today is the direction you are headed

We Keep You on Track

• EMBREE’s Financial Planning fees range from $250 ‐$500 per hour. After we conduct an initialdiscovery meeting we will provide a maximum flat fee quote so you can budget accordingly.

• Financial Planning only clients will pay an annual retainer fee of 25% which will includeannual updates.

• Implementation Fee – Embree Financial charges an tiered annual asset management fee basedon the following schedule:

Fee Structure

Assets under Advisement Annual Fee

0‐$1,000,000 1.25%

$1,000,000 ‐ $1,999,999 1.00%

$2,000,000‐$3,999,999 .85%

$4,000,000 + .75%

• The minimumAssets under Advisement implementation fee is $6,250.

• The implementation fee includes Financial Planning Services and annual updates.

Paul M. EmbreePresident

James Karabas CFP, CIMA, JDDirector of Private Wealth Management

Matt StadlerSenior Financial Advisor

Jennifer CliffordClient Relationship Manager

Christopher Jenks, CFADirector of Research

440 North Wells Street, Suite 530  Chicago, IL  60654             312.527.5565 v 312.527.5591 f                          

www.embreefinancialgroup.com