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Mission Statement

To be a partner in

fulfilling Member’s

lifelong dreams

Vision Statement

To provide the best

products, services and

educational opportunities

for members to achieve

and maintain financial

security

www.pgmfcu.org

Inside this issue:

Holiday Closings 2

Baskets for Charity Winners 2

Fuel Loan 2

Holiday Loan 2

CO-OP Shared Branching

Network 3

Student Member

Scholarships 3

Hours & Locations 4

Rates 4

January 2017 P&G Mehoopany Employees

Federal Credit Union MEMBER QUARTERLY

Two opportunities to “Make a difference” within the P&G Mehoopany Employees Federal Credit Union

Why not consider running for election to the Board of Directors? The P&G Mehoopany Employees Federal Credit Union seeks candidates for Board of Directors who are interested in making a difference at the Credit Union. Members in good standing who can contribute to a diversity of perspectives and experience, including the ability and willingness to make a real contribution to the Credit Union, its Board and its Members are invited to contact Kathy Stanziale at 570-836-0332 to receive a candidate questionnaire/ application.

New applications will be accepted through January 31, 2017. After January 31, 2017, a member may run for the Board of Directors by submitting a petition signed by 1% of the Credit Union’s membership. The petition will be submitted to the Chairman of the Nominating Committee, Joyce Larson and must be received no later than February 28, 2017. Please mail petitions to:

Joyce Larson P&G Mehoopany Employees FCU PO Box 210 Tunkhannock, PA 18657

Volunteer Supervisory Committee Members needed.

The P&G Mehoopany Employees Federal Credit Union seeks qualified members who have an interest in volunteering for the credit union as a Supervisory Committee Member. This position would be an excellent opportunity for someone in the financial field or having a background in business. An understanding of the logic of “checks and balances” is helpful. The Supervisory Committee is appointed by the Board of Directors and acts as the ‘watchdog’ of the credit union. They ensure records are maintained properly, honestly and accurately; verify proper internal controls are in place; make sure policies are established according to law and faithfully carried out; and ensure members receive the best possible service.

Contact Kathy Stanziale at 570-836-0332, for an application and/or for a written description of Supervisory Committee Member’s duties.

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Holiday Closing 2017

The Credit Union will be closed on the following dates:

New Year’s Day Monday, January 2

Martin Luther King, Jr. Day Monday, January 16

Presidents Day Monday, February 20

Memorial Day Monday, May 29

Independence Day Tuesday, July 4

Labor Day Monday, September 4

Columbus Day Monday, October 9

Veteran’s Day Saturday, November 11

Thanksgiving Day Thursday, November 23

Christmas Day Monday, December 25

Baskets for Charity

Congratulations to all of the basket winners! Thank you to all of our members who supported the

fundraiser. Over $3,900 was raised and will be awarded to local charities. The lucky winners were:

Coleman Cooler Judy Boyanowski

Keurig Christine Baker

Mystery Box Miles Dooley

Samsung Tablet Tanya Lewis

American Girl Doll Ann Laughinghouse

Golf Basket Randy Decker

Designer Purse Regina Forba

Gift Cards Deb Konnick

Money Tree Tom Skarbez

Lottery Basket Elaine Howell

Fuel Loan

Borrow up to $2,500 at 4% APR* for 12 months.

Holiday Loan

Borrow up to $2,500 at 7% APR* for 12 months. Offer valid until January 15,

2017.

*APR—Annual Percentage Rate. Loan terms and conditions depend on credit qualifications and approval. Credit Union membership is

required for loan approval.

Fuel Loan Payment Example: A 12 month fuel loan with a 4.00% fixed APR would have monthly payments of $85.16 per $1,000 borrowed.

Holiday Loan Payment Example: A 12 month holiday loan with a 7.00% fixed APR would have monthly payments of $86.53 per $1,000

borrowed.

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CO-OP Shared Branching Network

P&G Mehoopany Employees Federal Credit Union continually reviews our products and services to insure that we are providing the best solutions for our members’ needs. We have participated in the Shared Branching Network of Credit Unions for several years. After careful consideration, a decision was made to terminate participation in Shared Branching as of May 31, 2017. The increasing cost of providing this service coupled with limited usage across our entire membership and heightened demand on credit union resources in servicing non-members have proven to be unsustainable. As an alternative to shared branching, P&G Mehoopany Employees Federal Credit Union members have the ability to utilize their accounts through various methods including direct deposit, automatic payment, on-line banking, on-line bill payments, mobile banking, VISA

® debit card purchases,

automated teller machines (ATM) including the fee-free CO-OP ATM Network. Please contact us at (570) 836-3227 for assistance with any of these services.

Student Member Scholarships

P&G Credit Union will award a $1,000 scholarship to four student members. Students are required to write a 500 word essay on a predetermined topic. A copy of each essay with names blocked out for anonymity will be graded by a teacher. Scholarships will be awarded at the Credit Union’s Annual Dinner meeting at the Tunkhannock Moose Lodge, on May 6, 2017. Applications and guidelines will be available at all P&G Credit Union locations and online at pgmfcu.org. If you would like the application emailed to you, or if you have any questions please contact: Chelsea Benscoter

570-836-0329

c.benscoter@pgmfcu.org

HAPPY NEW YEAR

Management Team

Patrick Holmes, President/CEO

Kathy Stanziale, VP of Human Resources

and Compliance

Annette Lynch, VP of Lending

2017 Board of Directors

David Sturdevant, Chairperson

Vic Purdy, Vice Chairperson

Erika Colavitti, Secretary/Treasurer

Cassandra Bell Judy Frey

Manny Savignano Joyce Larson

Brenna Coolbaugh Mike Gipson

Supervisory Committee

Donna Harvey, Chairperson

Sue Tereska

Rose Savignano

Joyce Larson

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