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8/4/2019 Elder Fraud Summary Brochure
http://slidepdf.com/reader/full/elder-fraud-summary-brochure 1/2
For more inormation, to report a scam, or toschedule a speaker on consumer protection issues,contact Ohio Attorney General Mike DeWine’sofce at www. OhioAttorneyGeneral.gov or800-282-0515.
For TTY, please call Relay Ohio at800-750-0750.
Better Business Bureau
Research a business or nd
local contact information:
www.bbb.org
Do Not Call Registry
888-382-1222
www.donotcall.gov
Free Annual Credit Report
877-322-8228
www.annualcreditreport.com
(Watch for other credit report
offers that charge you)
Ohio Department of Aging
Long-term Care Ombudsman:
800-282-1206
www.aging.ohio.gov
Ohio Department of Commerce
Investor Protection Hotline:
877-N VEST 411
(877-683-7841)
www.com.ohio.gov
Ohio Department of Insurance
Medicare OSHIIP Hotline:
800-686-1578
Consumer Hotline:
800-686-1526
www.insurance.ohio.gov
Ohio Department of Veterans
Services:
877-OHIO-VET (877-644-6838)
www.dvs.ohio.gov
Save the Dream Ohio
Foreclosure Prevention Help:
888-404-4674
www.savethedream.ohio.gov
8/4/2019 Elder Fraud Summary Brochure
http://slidepdf.com/reader/full/elder-fraud-summary-brochure 2/2
Fake check scams
Someone sends you a check and asks you to deposit it and return some
of the money via wire transfer. Regardless of the pitch, the result is the
same: The check is counterfeit. It will be returned to your bank unpaid,and the full amount will be deducted from your account. Never wire
transfer money to a stranger.
Grandparent scams
Watch for con artists posing as grandchildren. They may call and say,
“Hi Grandma” or “Hi Grandpa,” and report that they are stuck in
another country and need you to send money via wire transfer. Of
course, any money you send will go to the scammer, not to your real
grandchild. When in doubt, hang up and call a trusted family member.
Identity theft This occurs when someone fraudulently uses your personal informa-
tion, such as your bank account number or Social Security number, to
obtain credit, take out a loan, receive medical treatment, get identica -
tion, or otherwise pretend to be you.
Investment fraud
A scammer might offer you a “risk-free” investment only to steal your
money. All investments involve risk, so consult with trusted family
members and friends before you invest.
Living trust scamsBeware of people who make exaggerated or false claims about probate
costs or the tax advantages of living trusts. These scams usually target
lower income consumers. Contact an attorney for advice.
Phishing
Some scammers pretend to represent your bank or a government
agency and ask for your bank account number, password, or Social
Security number. Your bank will never request your personal informa-
tion unexpectedly. Do not respond to such requests.
Phony charities
You may receive letters or calls from someone who is only pretending to
represent a charity. Before you donate, ask how much of your donation
will actually go to the charity, and verify that the charity is legitimate by
calling the Attorney General’s Help Center at 800-282-0515.
Prizes/sweepstakes scams
Someone claims that you have won a lottery or other prize, but you’re
asked to pay a fee, often via wire transfer, to collect your winnings.
This is a scam. Legitimate sweepstakes are free and require no pur-
chases.
Reverse mortgage abuse
A reverse mortgage is not a scam; it is a loan accruing interest that
allows older consumers to convert home equity into cash. However,some unscrupulous salespeople might pressure you into taking out a
reverse mortgage that has very high fees.
Signs of a scam
• You’re asked to send money via wire transfer.
• You win a contest you never entered.
• You’re pressured to “act now!”• You must pay a fee to receive a prize.
• Your personal information is requested.
• A large down payment is requested.
• A company refuses to give written information.