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[k.M & 20 vad 9tqykbZ] 2019
yzv 20, nze L 9yzv 20, nze L 9yzv 20, nze L 9yzv 20, nze L 9yzv 20, nze L 9i[bkJh, 2019i[bkJh, 2019i[bkJh, 2019i[bkJh, 2019i[bkJh, 2019
Vol.-20, Issue : 9
July, 2019
11111Visit us on www.sbipensionerschd.com
Editorial Board1. Sh. T.R. Gupta Editor
2. Sh. K.K. Trikha Sub-Editor
3. Sh. S.K. Sharma Member
Names of the office-bearers for correspondence:
1. Sh. T.R. Gupta (General Secretary)
H.No. 3020, SBI Society, Sector 49-D,
Chandigarh. Mobile : 9872113608
2. Sh. S.K. Sharma (Treasurer)
H.No. 1025, Sector 38-B, Chandigarh.
Mobile : 9872021025
Editorial ....
Latest Developments/Progresses in the Talks of 11th B.P.S.
between Working Unions & I.B.A./Govt. of India
Comrades, as you know, we are keenly watching
the above developments with lot of interest because
pensioners two key demands of 30% Family
Pensioner & Updation of Pension's scheme in the
Banking Industry also. However, the IBA/Govt.
has agreed to implement the updation of Pension
Scheme for the Reserve Bank of India Pensioners
but the struggle for the updation scheme is
continued by the Working Associations of Award
Staff & Officer's Staff. You might be knowing that
the above talks has been resumed on 19.06.2019
after a gap of four months since the code of conduct
was issued by the Election Commission of India
and the then Govt. could not sanction/agree on
the demands of the various working unions.
It has been reported that now the talks for the
wage revision & other demands as per XIth B.P.S.
have resumed from 19.06.2019, the details of
which is mentioned hereunder.
2. Bipartite talks with I.B.A. on Charter of
Demands for revision of Wages and Service
conditions which were not held for the period as
mentioned above. U.F.B.U. has advised that vide
letter 14.06.2019 from A.I.B.O.C. & N.O.B.O. that
they would not participate in the talks. They also
requested the workmen unions not to participate
in the talks unless the mandate issue is resolved
unconditionally. In view of this, the 5 workmen
unions met in the IBA Office, however felt and
decided that it would not be wise not to participate
in the talks. In this background representatives of
AIBEA, NCBE, BEFI, INBEF, NOBW, AIBOA &
INBOA participated in the discussions. IBA's team
was headed by Sh. Rajkiran Rai, Chairman of the
negotiating committee. While informing the IBA
about the decision of AIBOC & NOBO not to
participate in the discussions, from U.F.B.U. they
submitted letter to IBA reiterating their demands
that the discussions on officers charter of demands
should cover all grades of officers from Scale I to
Scale VII. IBA informed that since even their earlier
offer to cover on negotiations upto Scale V has
been accepted, they are unable to accede to our
request.
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,l-ch-vkbZ- iSa'kutZ+Z esy S.B.I. PENSIONERS’ MAIL n?;aphankJha g?B;Boi w/bn?;aphankJha g?B;Boi w/bn?;aphankJha g?B;Boi w/bn?;aphankJha g?B;Boi w/bn?;aphankJha g?B;Boi w/b
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In view of the absence of AIBOC and NOBO in the
negotiations, IBA informed UFBU representatives
that they would have to continue the discussions
with the 5 working unions, if workmen unions are
agreeable for the same and conclude the
settlement for workmen employees and based on
the same, similar wage revision may be extended
to the officers on behalf of the workmen unions, it
was conveyed to the IBA that workmen unions
would be willing to continue the negotiations and
arrive at a settlement. IBA was also informed that
7 unions are participating in the discussions. The
discussions on common issues may be discussed
with them. IBA stated that they would discuss these
matters in the ensuing Managing Committee
meeting on 24th of this month and accordingly
resume the talks thereafter.
During the discussion on 19.06.2019, U.F.B.U.
raised the issues like - 5 Day Banking, Increasing
the management contribution to 14% of pay for
employees/officers covered by N.P.S., Improvement
in Family Pension, Updation of Pension for existing
pensioners etc. IBA informed these issues may be
discussed in the subsequent meetings when the
talks are held.
To their demands for improving their offer beyond
the earlier offer of 10%, IBA informed that the same
can be takenup when the talks are resumed after
the managing committee of IBA. UFBU also raised
unilateral changes in some of the features of the
Medical Insurance Policy retirees from October
2019/November, 2019. IBA informed that they
would shortly inviting quotations from various
insurance companies both in public sector and in
private sector. They also conveyed that while the
premium quoted by them should be competitive,
preference should be given to public sector
insurance companies. There was also detailed
discussions on the various problems being faced
by employees/officers at bank level as well faced
by employees/officers at bank level as well as with
the TPA's and UIIC in settlement of claims and IBA
agreed that these would be taken during the
quarterly meeting being held with them.
News from Units ...
ABOHAR UNIT
We have been advised by our Abohar Unit that
their Annual Foundation Day was celebrated on
19.05.2019 in Hotel Sunbeam at 11.00 A.M. The
President Sh. L.C. Suthar welcomed the members
attending the meeting and the programme started
with a Bhajan sung by one of the members and
Sh. T.K. Datta, the Secretary of the Unit apprised
the participants/members regarding the latest
developments in the Circle Association and the
Federation Level of SBIPA Our this Unit did a
wonderful job of getting one of the legal heirs of
our pensioner Sh. Gurprasad & his wife Angoori
Devi (both expired) for getting sanctioned family
pension for their mentally retarted daughter Smt.Raj
Rani, who even got 5th to 7th B.P.S. arrears to the
tune of Rs.1,71,000/- (One lac Seventy One
thousand) approx. The house appreciated the
efforts of their leaders for this good work.
Few of the
pensioners / retirees
were honoured by
the Unit, namely S/
Sh. R.T. Parkash,
R.K. Gupta and Om
Parkash Pruthi, who
were seniors among
the members. The
Unit also lauded the
good work being
done by the SBIPA,
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,l-ch-vkbZ- iSa'kutZ+Z esy S.B.I. PENSIONERS’ MAIL n?;aphankJha g?B;Boi w/bn?;aphankJha g?B;Boi w/bn?;aphankJha g?B;Boi w/bn?;aphankJha g?B;Boi w/bn?;aphankJha g?B;Boi w/b
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PALAMPUR UNIT
The monthly meeting of our Palampur (H.P.) Unit
was held on 19.05.2019 at Hotel Surbi at 11.00
a.m. More than 20 members attended the meeting.
Sh. V.C. Katoch, the President welcomed the first
time Pensioners Sh. K.R. Kandal to their fold. The
meeting of April, 2019 was convayed with
pensioners meet which was attended by the Circle
office-bearers also. Sh. P.C. Rana thanked the Circle
leaders in general and Sh. T.R. Gupta in particular
for apprising them the latest developments in SBIPA
of the Federation. Sh. P.C. Rana further told the
members about informing their pension paying
branches as far as their investment plans in the
HRMS portal to avoid the unnecessary dedution
of extra T.D.S. etc. from their pension. The issue of
Medical Dispensary was also discussed and they
had already discussed the metter with Sh. T.R.
Gupta, the General Secretary.
Sh. Rana enjoined upon the enroll maximum new
members and also retirees of A.B. i.e. mainly State
Bank of Patiala (earstwhile). We appreciate the
feelings of Palampur Unit and assure them that the
matter of Medical Dispensary at Palampur has
already been taken by us with the concerned
authorities and sooner the process would start for
the needful.
GURUGRAM UNIT
The monthly meeting of May & June were held as
usual at Gymkhana Club, Gurugram in which
average of 30 pensioners participated. The drive
for enrolling the new members was discussed and
5/6 new members has already been enrolled. Our
thanks to this unit for their good work.
KARNAL UNIT
The monthly meeting of our Karnal Unit was held
on 31.05.2019 in which more than 35 members
were present. The routine discussions were held
in the meeting. It was a special occasion that the
Assistant General Manager of Karnal branch and
the Assistant General Manager of RBO also
participated on the request of our Unit. They shared
so many things which relates to the welfare of our
pensioners/members. Well done Sh. S.P. Aggarwal
Ji for arranging such successful meeting.
KURUKSHETRA UNIT
Monthly meeting cum Pensioners' Meet of our
Kurukshetra Unit was held on 26.05.2019 at
Gymkhana Club in which around 50 pensioners
participated. The meeting was also attended by S/
Sh. T.R. Gupta, General Secretary, S.K. Sharma,
Treasurer, K.K. Trikha, Dy. Gen. Secretary and Tek
Chand, Asst. Treasurer. Sh. V.K. Jain, the Secretary
of the Unit welcomed the guests from the Circle
Association with garlands and thanked for their
participation. As a gesture of goodwill, the Senior
most member present at the meeting Sh. Moti Ram
Gupta was honoured by the Circle Association
with presentation of a Shawl.
2. The meeting/proceedings started at 11.30 a.m.
after a cup of tea and snacks and Sh. T.R. Gupta,
K.K. Trikha, spoke in details regarding the Circle
Association and the Federation of SBIPA. The
members listened very patiently to S/Sh. T.R. Gupta
Chandigarh Circle and having very good
understanding and communications with each
other. Some time was spent with some cultural
activities and at the end Sh. D.R. Kumar, Vice
President, thanked the members for attending and
gracing the function i.e. the Foundation Day of
their unit. Few newspaper cuttings are also visible
here. Well done our Abohar Unit headed by S/Sh.
T.K. Datta (Secretary) and L.C. Suthar (President).
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,l-ch-vkbZ- iSa'kutZ+Z esy S.B.I. PENSIONERS’ MAIL n?;aphankJha g?B;Boi w/bn?;aphankJha g?B;Boi w/bn?;aphankJha g?B;Boi w/bn?;aphankJha g?B;Boi w/bn?;aphankJha g?B;Boi w/b
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& K.K. Trikha for about one hour. Sh. V.K. Jain, the
Secretary of the Unit thanked the above speakers
for their updation of the latest developments in our
pensioners demands etc. and legal court case of
W.P. 1875/2013. The meeting was followed by
sumputious lunch.
NAWANSHAHR DOABA UNIT
In the monthly meeting of this Unit, the Secretary
collected Rs.3800/- as donation against the
payment of the arrears of 5th to 7th B.P.S., the
names of which are as follows :
1. Sh. Chanan Singh Rs.1100/-
2. Sh. S.R. Puri Rs.1100/-
3. Sh. J.P. Aggarwal Rs.1100/-
4. Smt. Basanti Jain Rs. 500/-
Total Rs.3800/-
Thank you very much Comrade Sh. Jagtar Singh
Bangar Ji.
CHANDIGARH UNIT
Celebrations of 50th Anniversary of 1969 retiree
officers who took part in the indefinate strike in
June, 1969. A grand function of our SBI Officers
Association, Chandigarh Circle was organised at
the North Block at the ground floor of the Local
Had Office, Chandigarh on 14.06.2019. It was a
matter of pleasure that our working officer
association of the Circle remembered the heroes
of June, 1969, who are settled in the tricity and
suitably honoured them with presentation of fine
memontoes for their participation in the historic
strike of officers in 1969. S/Sh. K.K. Berry, A.P.N.
Pankaj, H.S. Aulakh, R.K. Sharma, G.P. Aggarwal,
K.C. Sharma, A.K. Mehra, H.C. Kappor, K.C.
Sharma (Former President of SBI Officers
Association), P.D. Batta, T.R. Oberoy, A. Bala
Subramaniam were present at the function.
Although 19 officers of that period were invited,
only 12 could make it to attend the functions.
2. Sh. Deepak Sharma, General Secretary of
SBI Officers' Association and Dy. Gen. Secretary
of A.I.B.O.C. made a fine speech regarding the
1969 event and wished for their well being and
recognised their participation in the above strike.
The meeting was chaired by Sh. Surinder Rana,
General Manager Network-I at LHO Chandigarh.
The meeting/function was followed by Dinner for
all the members present thereat.
Our heartiest thanks to our beloved leader, Sh.
Deepak Sharma, Gen. Secretary, SBI Officers
Association for such a thoughful innovation for
honouring our respected elders/pensioners for the
captioned cause.
PAONTA SAHIB (H.P.) UNIT
Sh. G.D. Sharma, the Secretary of the Unit arranged
a welcome meeting/gathering to welcome our new
member, just retired in May, 2019. Sh. Ashok Kumar
Goel and send us the same alongwith membership
form and cheque for Rs.1600/- as lifetime
membership fee. Thank you Sh. Sharmaji. A Photo
sharing Sh. Goel is seen here with other members.
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,l-ch-vkbZ- iSa'kutZ+Z esy S.B.I. PENSIONERS’ MAIL n?;aphankJha g?B;Boi w/bn?;aphankJha g?B;Boi w/bn?;aphankJha g?B;Boi w/bn?;aphankJha g?B;Boi w/bn?;aphankJha g?B;Boi w/b
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OUR COURT CASE W.P. 1875/2013 IN DELHI HIGH COURT
Coram :
Hon'ble the Chief Justice
Hon'ble Mr. Justice Anup Jai Ram Bhambani
Order/27.05.2019
These petitions were filed on behalf of the retired employees working with the State Bank of India is
pending since 2013. Challange in these petitions is made to certain provision of the State Bank of
India Employees Pension Fund. Primarily the issue involved is with regard to grant of pensionary
benefits to the retired employees.
Considering the fact that the matter is pending since 2013 and it was also heard on various dates
by various benches, we had directed for listing of the matters for final hearing in the category of 'after
notice miscellaneous matters'. The matters were posted on 24.02.2019 and since then the hearing
has commanced. It was partly heard and now after conclusio of arguments on behalf of the pensioners,
the respondents are addressing us on various issues. However, due to the ensuing summer vacations,
it is not possible to conclude hearing before the vacation and thereafer, for certain reasons this Bench
may not be available to contnue hearing.
That being so, we have no option but to release the matter from part heard. However, looking into
the fact that petitions are pending since 2013 and the persons who would be beneficiaries of any order
to be passed by this Court are senior citizens and pensioners, we direct listing of the matters on 11th
July, 2019 before the roaster Bench.
We are hopeful that the matter would be heard expeditiously at an earlier date and disposed of
particularly in view of certain orders passed the Hon'ble Supreme Court directing for expeditious
hearing and disposal of the matter within a particular time frame.
Chief Justice
Anup Jai Ram Bhambhani, J
May 27, 2019
SHIMLA (H.P.) UNIT
Our Shimla Unit under the chairmanship of Sh. U.S. Negi,
Secretary and Vice President of the Circle Association
held their monthly meeting on 15.06.2019 and organised
a Langar at I.G.M.C. Cancer Hospital for the patients. More
than 1000 patients/attendents availed this lunch/langar.
This gesture of goodwill was very much appreciated by
the Hospital authorities. Well done Sh. Negi Ji. Please
keep it up. A photo of the occasion is also visible here.
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,l-ch-vkbZ- iSa'kutZ+Z esy S.B.I. PENSIONERS’ MAIL n?;aphankJha g?B;Boi w/bn?;aphankJha g?B;Boi w/bn?;aphankJha g?B;Boi w/bn?;aphankJha g?B;Boi w/bn?;aphankJha g?B;Boi w/b
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eCircular
Department: P&HRD
Sl.No.: 262/2019 - 20
C/No. CDO/P&HRD-PPFG/20/
2019 - 20
Date: Fri 31 May 2019
================================================================
All Branches / Offices of
State Bank of India,
Madam/ Dear Sir,
FAMILY FLOATER GROUP MEDICLAIM POLICY
(POLICY-A) FOR CONTINUING MEDICAL BENEFITS
TO THE MEMBERS OF SBI RETIRED EMPLOYEES
MEDICAL BENEFIT SCHEME (SBIREMBS)
RENEWAL OF THE POLICY WITH EFFECT FROM
1 ST JUNE, 2019
Please refer to our ecircular No. CDO/P&HRDPPFG/
78/201617 dated 28th December, 2015 advising roll
out of Policy-A for the existing members of SBIREMBS
under the Family Floater Group Mediclaim Policy. The
policy is due for renewal on 1st June, 2019.
Selection of Insurance Company / Brokers and Third
Party Administrators (TPAs)
M/S IFFCO Tokio General Insurance Co. Ltd. (ITGL)
has been selected with M/S Anand Rathi Insurance
Brokers Ltd. (ARIBL) as Brokers for the period w.e.f.
01.06.2019 to 31.05.2020. Administrative Office wise
allocation of TPAs is being worked out and the same
will be shared with Circles / A.O.s.
Inclusion of New Members
Members of Reintroduced REMBS whose memberships
have been approved / ratified by the Trustees would be
included in the policy and they will be eligible to avail
facilities of PolicyA from the date of ratification.
List of such members along with eligible Policy-A
members is being placed at PPG Department Portal
which can be accessed through the link https://
hrcc.statebanktimes.in/Index_Files/pmppg.html.
Additionally, this file is also being placed in FTP site
ftp://10.1.16.149/ under the folder named ‘Group
Mediclaim Policy’. As new members have been
migrated to Policy-A, CM (HR)s, who are the Nodal
Officers in the scheme, will ensure that no bills are paid
in the accounts of these Reintroduced REMBS members
after 31st May, 2019.
The Policy will continue to be available to new as well
as existing members of SBIREMBS, their spouses and
disabled child / children, if any, whose residual balances
as on 15th May, 2019 are Rs. 1.00 Lakh and above.
Members with residual balances below Rs. 1.00 Lakh
will avail facilities as per the provisions of SBIREMBS
through concerned Administrative Offices.
Circle Authorities / Zonal functionaries are advised to
extract membership data pertaining to their Zone from
above mentioned websites and arrange placing the
same in the Circle website to facilitate advising present
residual balances to pensioners. However, we are also
arranging to send individual SMS messages to
members advising their present Basic Sum Insured and
residual balances in the coming policy.
Corporate Buffer and Fixation of Basic Sum Insured
(BSI)
Fixation of Basic Sum Insured has been done on the
basis of present residual balance of each REMBS
member which has been arrived at after reducing
amount of medical benefits availed through TPAs :
(In Rupees)
REMBS Residual Basic Sum Corporate
Plans Balances Insured Buffer
A & A1 100000 to 300000 100000 100000
B & B1 300001 to 400000 100000 200000
C & C1 400001 to 500000 200000 200000
D & D1 500001 to 700000 200000 300000
E 700001 to 1000000 300000 400000
F 1000001 to 1500000 300000 700000
G 1500001 & above 400000 1100000
Room Rent, ICU Rent & Ailment wise Capping
For hospitalization treatment, maximum ceiling of RoomRent / ICU Rent for different Basic Sum Insured under
the policy will be as under :
Room Rent / ICU Rent Capping (Amt in Rs.)
Plans Sum Insured Room Rent ICU Rent
A & A1 100000 4,000 7,500
B & B1 100000 4,000 7,500
C & C1 200000 4,000 7,500
D & D1 200000 4,000 7,500
E 300000 4,000 7,500
F 300000 7,200 12,000
G 400000 7,200 12,000
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Ailment wise Expenditure Capping
Sl. Name of Ailment Amount
1 Angioplasty 1,50,0002 CA – BG 2,50,000
3 Cataract 30,000
4 Cholecystectomy 70,000
5 Hernia 70,000
6 Knee Replacement – Unilateral 1,75,0007 Knee Replacement – Bilateral 2,50,000
8 Prostate (Other than treatment of
Prostate Cancer) 80,000
These rates will be uniform for all centres
Domiciliary Expenditure Capping
Domiciliary Limit will continue to be available @ 15%
of the Basic Sum Insured across all plans.
Medical ID Cards
The eMedical ID Cards under Policy-A will be uploaded
by the TPAs in their Portal. Soft copies of Medical ID
Cards will also be available in the Broker’s (Anand Rathi
Insurance Brokers Ltd.) website. Hard copies of Medical
ID Cards will be sent to registered addresses of the
members by the concerned TPAs. However, undelivered
Cards will be handed over to CM HR of concerned
Administrative Office who will arrange for delivery of
the same by finding out correct address of the member.
Any delay in receipt of cards reported by the members
must be immediately referred to ARIBL. However,
cashless treatment would not be held up for want of
Medical ID Card. In cases where Medical ID Cards have
not been received by the members and there is a need
for hospitalization, Zonal Office / Pension Paying Branch
will contact the Brokers / TPA for immediate
hospitalization.
Please bring the contents of the circular to the
knowledge of all concerned.
Yours faithfully,
Sd/-
(Alok Kumar Choudhary)
Deputy Managing Director (HR) &
Corporate Development Officer
NEW ENROLLMENTS JUNE- 2019
Name Address D.O.B. Contact No.
CHANDIGARH
Sher Singh # 88, Bank Colony, Pipliwala Town, Manimajra, Chandigarh 02.05.59 9888612563, 9815830520
Suresh Kumar # 634, Sector 41-A, Chandigarh 06.05.59 9465676714
Mrs. Kamlesh Rattan # 5813A, Sector 38 West, Chandigarh 24.08.56 0172-2625265, 9872014788
Rajinder Kaur # 2235, Sector 42-C, Chandigarh 13.09.59 9988320390
PANCHKULA
Capt. Sukhjeet Singh # 205, GH-26, Sector 5, Mansa Devi Complex, Panchkula 14.07.59 8744012300
Ashwani Kumar Sharma # 424 (F.F.), Sector 12-A, Panchkula 24.07.59 9560099519
Sushil Kumar Gugnani Flat No. 402, 4th Floor, Nada Sahib EWS Coop G/HSociety, 06.08.59 8283823192
GH-9, Sector 27, Panchkula
Devendra Kumar Lekhi Flat No. 302, Arawali Society, GHS-36, Sector 20, Panchkula 17.09.59 0172-2551983, 9779079853
MOHALI
Harbinder Singh Flat No. 203, Antila Taj Towers, Sector 104, Mohali. 11.07.59 8146582206
Skinder Singh # 1163, Sector 64, Phase-10, Mohali. 19.07.59 0172-4678735, 9915440735
Narinder Jit Kaur H.No. 93, Green Enclave Colony, Daun, Opp. Daun Gurudwara, 01.09.59 9988277587
Near Balongi, Kharar
Jinesh Chand Sanghi Flat No. 1102, Tower No. 1, Riverdale Aqua Greens, Zirakpur, Pb. 27.08.59 7087421040
Kamlesh Devi # 2096, Sector 79, Mohali. 30.08.59 8283802096
Om Prakash Sharma # 519, SBI Housing Complex, Phase-10, Mohali. 18.09.59 9872075558
Jatinder Paul Singh # 38, Phase 3-A, Mohali 05.07.59 9814630000
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DUE DATE OF POSTING ATMBU CHANDIGARH : 07.07.2019
DONATIONS
1. Smt. Raj Rani (Deceased) Abohar 1100/-
Arrears of 5th-7th BPS
2. Sh. P.C. Suthar Mandi Dabwali 500/-
On the promotion of his son as Asst. Gen. Manager
in SBI. Sh. Yaduvendra Kant, who incidentally,
presently posted as Private Secretary to our worthy
Chief General Manager.
3. Sh. R.K. Sharma Panchkula 1000/-
on attaining the age of 85 years.
God bless you sir.
4. Sh. M.B. Soni Sujanpur (Pathankot) 1000/-
In the memory of his wife who left heavenly abode in
July, 2019.
5. Smt. Prem Lata Pathankot 1100/-
W/o Sh. R.C. Saini, as a mark of respect to the
departed soul i.e. Sh. Saini Ji.
OBITUARY
1. Sh. Sarwan Kumar Hoshiarpur
Expired in May, 2019
2. Sh. R.C. Chopra Pathankot
Expired in May, 2019.
3. Sh. R.C. Saini Pathankot
Expired in May, 2019
4. Wife of Sh. M.B. Soni Sujanpur
Expired in May, 2019.
5. Sh. Lajpat Rai Moudgil Khanna
Expire din April, 2019
6. Sh. Bhupinder Singh Vill. Kotli,Khanna
Expired in June, 2019.
7. Capt. Y.P. Soni Manimajra, Chandigarh
Expired in June, 2019.
We pray to the Almighty to grant peace to the
departed souls.
J&K
Rakesh Kumar Kapahi # 104F, Jawahar Nagar, New Plots, Jammu 02.09.59 9906907332
Harish Chander Sakhuja Vikas Lane No. 2, Talab Tillo, Jammu, J&K 2914735 9419130822
Subash Chander Saini Teh. Bishnah, Distt. Jammu 01.09.59 9419230298
Krishan Lal Saryara Teh. Bishnah, Distt. Jammu 22.07.59 9419210819
Yashpal Singh Rana VPO Khaniara, Teh. Dharamsala, Distt. Kangra, H.P. 22.09.59 9816649560
Gian Singh Kanwar Keshav Bhawan Chapsflly Estate, Below Cart, Lakkar Bazar, Shimla 10.08.59 9816084435
Ramakant Sharma Near Adarsh NagarKot Housing Colony, Thakuvdawara Maranda, 02.05.59 9805002486, 9418291595
Palampur, Kangra
Paras Ram V.P.O. Chamboh, Teh. Bhoranj, Distt. Hamirpur, H.P. 10.04.57 01972-275080 9418102893
Ashok Kumar Goel # 121/2, Y Paint Shamshapur, Paonta Sahib, Distt. Sirmour, H.P. 08.05.59 9805402540
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