Ecobank LiberiaUK-Liberia Investment Forum 2012Draper’s Hall, LondonSeptember 14, 2012

Ecobank Presence in 2012

Ecobank has Rep Offices in Johannesburg , South Africa; and in Luanda, Angola

New York Rep Office

BeijingRep Office

LondonRep Office

DubaiRep Office

Paris Affiliate

ECOBANK FUTURE PRESENCE

HistoryFormative Phase Initial Expansion

PhaseSecond Expansion Phase

Third Expansion Phase

International Expansion commences

Consolidation & Optimization

Founded in 1985 inTogo with shareholdersfrom 10 Africancountries

1988 -1990 1990-2001 2006 -2009 2009-2011 From 2010

5 countries in Africa

12 countries in Africa

30 countries in Africa 2 more African Countries

Focus on

Enjoys status ofan International Financial Institution

Shareholders include ECOWAS Bank for Investment & Development

1. Benin2.Cote d’Ivoire3. Ghana4. Nigeria5. Togo

6. Burkina Faso7. Cameroon8. Guinea9. Liberia10. Mali11. Niger12. Senegal

13. Burundi14. Cape Verde15. Central African Rep16. Chad17. Congo18. D.R. Congo19. Gabon20. Gambia21. Guinea Bissau

22. Kenya23. Malawi24. Rwanda25. Sao Tome26. Sierra Leone27. South Africa28. Tanzania29. Uganda30. Zambia

31. Angola32. Zimbabwe

International expansion

33. Dubai (UAE)34. France35. UK

• Performance• Risk management &controls• Customer service &Sales• Technology &

ProcessImprovements• Capacity building

6 countries to go from 2012

Who we are

 

Philosophy: An unshakeable belief in the future of Africa We take a long term view of Africa & African countries & will not consider pulling out if there is a political or social crisis, or if a subsidiary is making a loss. We seek solutions, overcome & learn from obstacles & challenges. Spirit: An independent spirit We have ensured & will continue to ensure that we are independent of any government, shareholder group, interest group or nationality. This is why we promote & embody diversity.

We are a pan-African institution that believes in Africa. We do not have an African strategy, Africa is our strategy.

Who we are

Soul: A positive soul that welcomes & promotes growth, supports economic development & the integration of AfricaWe believe that only Africans will ultimately develop Africa. Motto: Never give upThis has been the rallying call for all we have achieved & for overcoming the challenges & obstacles to building a pan-African banking group. We will never give up on Africa.

Ecobank Vision

To build a World - Class Pan - African Bank and to

contribute to the economic development and financial

integration of Africa

Mission

To provide our Retail and Wholesale customers with

convenient, accessible and reliable financial products and

services

Serving more countries in Africa

Present in 32 African countries

Middle Africa remains our focus Real GDP growth of 4.9% between 2012-16, above expected world growth of 2.9%

in the same period 10% of world's oil reserves, 40% of gold reserves, 80-90% of chromium & platinum

Unique service offerings Market maker in African currencies in OECD Distribution Desk for African Debt Trade intermediation

Group Financial HighlightsIn Millions of $unless stated

Net revenue 349 1196 243%Total Assets 3504 17162 390%Loans 1919 7360 284%Deposits 2500 12076 383%Equity 482 1459 203%No of Branches 305 1180 287%No of ATMs 100 1636 1536%No of Countries 15 35 133%No of Staff 5860 23355 299%

2006 2011 % change

Ecobank Liberia

There are Nine (9) Banks in Liberia

Ecobank is the market leader with over 40% market share in:

Total Assets - US$320Million

Total Deposits - US$215Million

Total Loans - US$104Million

Total Shareholders’ Funds - US$29Million

Total Customers – 205,691

OUR CREDENTIALS IN PROJECT FINANCING

LONDON

Product Specialist for Execution support International distribution

Nigeria WAMZ UEMOA ESA CEMAC

Local/Regional Origination & Distribution Strong partnership with regional DFIs (BOAD, BIDC, etc.)

Ecobank Capital – CF&IB : Operating structureLocal origination supported by central product specialists and a distribution hub

Our Operating Model

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London

New York

Paris

Dubai

Middle Africa

China

10-man research team4 people focused on distribution

South Africa

●

African investment banking team of 25 professionals with deep local knowledge and relationships located in Lagos, Yaoundé, Accra, Abidjan and Nairobi

●

Strategic relationship with Nedbank for expansion of South African business into Middle Africa

Treasury hub and distribution into Europe

Distribution to Middle and Far East

GEOGRAPHICAL COVERAGE: Locations

1414

Introduction to Ecobank Capital – Our Investment Banking Business

INVESTMENT BANKINGINVESTMENT BANKING

Loan Syndications

Bond Issue

Equity Issues

Commercial Paper Issue

Project Finance

Securitization

Loan Syndications

Bond Issue

Equity Issues

Commercial Paper Issue

Project Finance

Securitization

CAPITAL RAISING & PROJECT FINANCECAPITAL RAISING & PROJECT FINANCE

Mergers and Acquisitions

Privatizations/Divestitures

Business Valuation

Due Diligence

Business Diagnostic Reviews

Industry Analysis and Research

Strategic Partner and Operator Search

Mergers and Acquisitions

Privatizations/Divestitures

Business Valuation

Due Diligence

Business Diagnostic Reviews

Industry Analysis and Research

Strategic Partner and Operator Search

M&A and STRATEGIC ADVISORYM&A and STRATEGIC ADVISORY

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OIL & GASOIL & GAS TELECOMTELECOM ENERGYENERGY

INFRASTRUCTUREINFRASTRUCTURE AGRI-BUSINESSAGRI-BUSINESS COMMODITIESCOMMODITIES

Introduction to Ecobank Capital – Our Key Target Market

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Recent Infrastructure Transactions

17

CEMAC Region

GABONDEMOCRATICREPUBLIC OF CONGO

CHAD

CAMEROON

CONGO

CENTRALAFRICANREPUBLIC

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Other Related Transactions: 2011 Deal Closures

18

EMEA Finance African Banking

Awards

Best Investment Bank in Cote D’Ivoire, Gabon,

Chad and Cameroun

Ghana Investment Awards

Best Market Research and Best Performing

Balanced Mutual Fund (iFUND) in Ghana.

Euromoney

Citation for arranging the Chad bond

Africa investor (Ai):

Best Africa Research Team

Credentials: 2011 Awards

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Awards

THANK YOU