2008 is already in full swing, and hopefully you found time to reflect on the year ahead. Just as you’re plan-ning your goals, DSC is fo-cused on the coming year as well. Here’s a little of what you can expect from us. First of all, you’re reading it-“DSC Shop Talk”: Keeping

you informed about DSC’s products, services and tools to assist your business. Our

dealer newsletter will also provide various articles from DSC customers, partners and other re-lated sources.

Second, we take service very seriously; that’s why it’s our middle name! DSC has over 70 offices with more to add in the near future. These offices are designed to make it convenient for our cus-tomer while providing quick and efficient service. More of you will be hearing from us throughout the year. Its one thing to say Service. It’s an-other thing to confirm it! That’s exactly what DSC plans on doing!

INAUGURAL EDITION

What’s New: Products and Services

DSC is always looking for new and innovative ways to bring you the most flexible flooring programs in the industry. Currently, we offer the industry’s most compre-hensive inventory financing programs including floorplan lines of credit for: Retail and Wholesale automotive, Rental car fleets, Rent to Own or Lease to Own, New and Used PowerSports and Salvage. DSC is constantly trying to provide our valuable custom-ers with more options to obtain inventory. We offer over 850 universal sources nationwide for you to

purchase inventory. You can find more information about these locations by visiting our website at www.discoverDSC.com. In addition to our large net-work of universal sources, DSC also offers a variety of other options for you to ob-tain inventory. You no longer need to worry about losing sales because of issues with customer trade ins. You no longer have to pass on off-the-street purchases or dealer to dealer transactions because cash is a little tight. We understand your business and are prepared to help you

with all of the above.

In this Issue: • What’s New: Products

and Services

• Technology Tools

• DSC on the Move

• Dealer Profile

February 19, 2008

Volume One, Issue One

Featured Partners

We are happy to introduce the “Loan Payoff Arranger” Program. Are trades ins with payoffs tying up your capital or limiting your ability to make deals? Don’t miss another valuable sales opportunity! Why tie up your cash on a payoff that will not produce a title for weeks? Let DSC pay off the finance company for you and do all associated paperwork. We will pay off the loan and handle all the follow up on your title!

www.discoverDSC.com www.discoverDSC.com

THE LATEST UPDATES FROM RICH COUTU, JR., VP of Sales

WELCOME FROM SHANE O’DELL, Sr. VP of Operations

Third, you can expect more products and services. A few will be spotlighted in this publication. Did you know DSC offers a number of dif-ferent floorplan programs? • Retail, Wholesale • Salvage • Rental, Rent to Own

and Lease to Own • New and Used

PowerSports Finally, DSC continues to invest in technology and training. This investment is designed to save you time and ensure our service is consistent across the country. You’re not just a customer to DSC; you’re a partner. We look forward to an exciting 2008 and truly appreciate your business.

Now for DSC’s newest product

offering!

DSC on the Move

On the road a lot? Save time by scheduling all upcoming pay-ments once a week instead of logging on daily to make pay-ments. Remember, any regular payments need to be made by 5pm local time. Payments made after 5pm will be converted to a scheduled payment for process-ing on the following business day. A friendly reminder for you: The

Payment screen automatically defaults to a View of ‘Balance Due Today’. This view will in-clude any vehicles that are past due or due that day. Want to see a specific vehicle, all vehicles currently outstanding or vehicles due on a specific day? Click on the down arrow next to the View field to change your payment view. Here’s a helpful tip! Does your

accountant need to know what your outstanding balance was at the end of each month? Logon at the end of the month and run a Receivable Detail Report from the Reports section. Need a list of vehicles floored during a cer-tain month or for the entire year? Check out the Flooring screen and look up a list of floored vehicles within the desig-nated time period.

Here at DSC, we love our dealers. We know that this business isn’t possible without you. So, if you’ve got a story to tell, we’d like to hear it. If you would like to be included in our Dealer Focus section, contact your local DSC Branch and tell them that you’d like to share your story. We care what you think. If you have any comments or suggestions for articles or updates you would like to receive in this newsletter, please contact us. Let us know what you’re thinking at marketing@discoverDSC.com and, as always, …

Dealer Focus: Motor Car Concepts

Newsletter Updates

"DSC has been a strategic business partner in helping Motor Car Concepts II with our success. The trust and reliability of DSC floorplan-ning has been instrumental in the success of Motor Car Concepts II growth to be the biggest and best,” says Oz-kan. “They understand the daily operations of a used car dealership. DSC’s line of credit allows us to have an increased flexibility with

cash flow." However, it didn’t start out easy for Ozkan and Oz-demir. Seeking financing, they

found that banks either did-n’t understand their type of

business or found it way too risky. Running out of cash fast, the two had to come up with a plan, and that’s when their car lots started offering special financing and buy here-pay here options. Now they’re on their way. The stores currently sell about 75 percent special finance and 25 percent buy here-pay

Nine years ago, Scott Ozkan never would have believed where he is today. No longer selling tomatoes at the farmer’s market, he and business partner Ken Oz-demir, recently opened their eighth Motor Car Concepts II in the Orlando area. Selling more than 350 used cars a month in central Florida, the two plan on being one of the top 10 independent dealers in the nation, selling 15,000 units a year. It’s through business part-nerships, such as financing with DSC, that MCC has found the flexibil-ity their business needs.

Technology Tools

Page 2

Thank you for your business!

DSC NOW OFFERS THE ABILITY TO SCHEDULE YOUR PAYMENTS ONLINE

BRANCH ADDRESS CHANGES:

DSC DALLAS 10935 Estate Lane Suite 105 Dallas, TX 75238 DSC FRESNO 2680 N. Marks Suite 108 Fresno, CA 93722 DSC ATLANTA EAST 3851 Postal Drive Suite 110 Duluth, GA 30096 DSC SYRACUSE 6261 Route 31 Suite 3 Cicero, NY 13039 DSC CLEVELAND 3926 Clock Pointe Trl Suite 104 Stow, OH 44224 DSC JACKSON 3823 HWY 80 E Suite 500 Pearl, MS 39208

COMING SOON:

DSC BOSTON

NORTH

"DSC has been a strategic business partner in help-ing Motor Car Concepts II

with our success.”

Scott Ozkan at one of MCC’s eight locations.

here.

Page 3 VOLUME ONE, ISSUE ONE

Look for more exciting adventures to come!

UNIVERSAL