DPIP Workshop : Lessons from NGOs ’ Experience Livelihood Sustainability in Rajasthan

DPIP Workshop : Lessons from NGOs’ Experience Livelihood Sustainability in Rajasthan .

A Presentation by GVNMLTonk and Dausa DPIP Project

30 November – 01 December 2006IGPRS, Jaipur

GVNML-Tonk DPIP WS 30 Nov - 01 Dec 06, Jaipur 2

Status of Programme (Till 31 October 2006)

No. of CIGs benefited (Financed)

135 62% of total targeted 217 CIGs

Activity wise details of CIGs benefited

(1) Agriculture & Allied Sector 97 72 %

a) Land based 19 20 %

b) Dairy 41 42 %

c) Livestock (Sheep & Goat) 37 38 %

(2) Non Farm Sector 38 28 %

a) Tent 11 29 %

b) Readymade garments 13 34 %

c) Light Decoration 2 5 %

d) Leather 2 5 %

e) Others 10 26 %


Caste wise coverage of programme beneficiaries

No.of CIGs Approved are 217

This is about 98.63% of our target of 220 CIGs submitted to DPMU

Caste wise distribution of CIGs

Majority

1. Gurjar 30%2 Jat 25%3. Mali 15%

Others

1. Bhil 5%2. Kumhar 10%3. Bagariya 2%4. Brahman 2%5. Others 11%


Preparation, Sanction and Implementation of Sub Projects

Avg. time taken for preparation 6-8 months

Avg. time for sanction of projects

3-4 months

Avg. time taken for Group contribution

3-5 months

Avg. time taken for transfer of funds to CIG account

1-2 month in non Farm sector IInd & IIIrd installment delayed due to procedure.

Avg. time taken for acquisition of asset.

3-4 months in Non farm. 7 to 12 months in land based activities Sheep Goat Buffalo: 1 to 8 months


Performance of CIGs

Parameters No Percentage

(a) % of groups earning a net income 135 100%

i) Rs.15000 per month 0 0

ii) Rs.10000-15000 25 18.51%

iii) Rs.5000-10000 20 14.81%

iv) Rs.5000 90 66.66%

v) No Income 0 0

(b) % of Groups who have acquired additional assets

67 49.62%

(c) % of groups linked to the market 92 68.14%


Lost of Assets by CIG members

Total no of CIG Members who lost their assets

80 This is 5 % of total 1810 CIG members

Reasons

Cause No of CIG members affected

% of CIG members

Sale of assets 0 0

Death of animal 55 69 %

Other reasons 25 31 %


Capacity Building of CIGs

Training Type No of Days No of CIGs % of CIGs against total no of CIG (135)

Orientation 2 days 64 47 %

Skill Building (AMT for Buffalo rearing)

3 days 41 30 %

Skill Building (AMT for sheep and goat rearing)

7 days 37 27 %


CIG’s Linkages

Groups linked to bank credit

20 bank credit applications deposited by CIGs into

bank

Insurance Linkages

No.of CIGs who insured their assets

78

No. claims filed 50

No.of claims disbursed 35

No. of claims under process 15


10 best cases of CIGs

Chetna Nagar Buffalo rearing

CIG is himself working with profitability and Success, Saving Rs.350 per member per month in the bank

Ganesh Kumhariya Buffalo rearing

Working on SHG pattern, linkage with the bank is in process for purchasing additional Assets

Ekta Bagri Goat rearing

Working on SHG pattern, meeting community demands with their savings

Bajrang Dedhani Buffalo rearing

Women CIG, now working for their children and other family members independently

Sajjan Tent House Linked with the market, working hard to make it the biggest Tent House of Malpura


10 best cases of CIGs cont..

Pooja Parli Readymade garments

Presently working in SHG pattern

Balaji Kumhariya

Goat rearing Working on SHG pattern, meeting community demands with their savings

Mateshwari Tundera

Buffalo rearing

CIG is himself working with profitability and Success, Regular saving and inter loaning

Saraswati Dedhani

Goat rearing Working on SHG pattern, increasing their Assets by savings

Sri Laxmi Sitapura

Buffalo rearing

Widow Chair person (Bhuri Devi), earning by selling milk improved their status a lot, Regular Saving


Lesson LearntTask Target Achiev

ementRemain

ingLessons Learnt What Next

CIG Formation

220 217 Nil Local opinion leader created unfavorable environment Illiteracy among women caused difficulty in community mobilisation DPIP was not well propagated

•Before CIG strengthening, awareness for 6 months

Submission of CIGs

220 217 Nil - -

Approval of CIGs

220 217 03 •Delayed process of approval raised discomfort

•Time bound (15 days) approval system

Submission of Projects

217 200 17 •Paper work beyond capacity of CIG and expectations from them are not very realistic

•Paper work as per capacity of CIG members

Sanctioned Projects

217 179 41 Complex and long process adopted by panel Earlier poor convergence with line dept. Separate institutions for appraisal have their own pace of working

•Formation of Project Sanction Committee within project and adopt time bound process (1 month)


Lesson Learnt

Task Target Achievement

Remaining

Lessons Learnt What Next

Contribution and MOU Submission

217 165 55 •Drought for 3 Years •At initial stage SHG pattern may be adopted for 1 year after Grading. This will ease contribution collection.

Fund Release 165 135 85 objections after project sanction Delayed fund release

Immediate Fund release, after project sanction.Delay de-motivates CIGs

Submission UC

135 135 - Difficult to gather the documents from CIGs.Local opinion leader influenced.Few Gram Sabha meeting held

•Documents as per capacity of CIGs and NGO-GO control over fund release is must. It will be easy to follow the rules & regulations

Submission CC

135 68 (67) Under

Process


GVNML-TONKTask Target Achiev

ementRemaining

Lessons Learnt What Next

CC adjusted by DPMU

135 56 79 •After March ’05 Physical Verification became must for pending projects.Many CCs pending only because of this change

•There should be common policy based on ground reality for CC adjustment.

Sustainability after 3 month

56 51 05 •Because of lengthy process of CC, NGOs could not complete task, which resulted in delayed reimbursement.This created economic crisis & mental tension among NGO worker.

•CC adjustment within 15 days after receiving required documents.DPMU should fix accountability.

Cluster - - •We have Submitted Goatry cluster & Garment stitching

•We have planned clusters for Buffalo It will be submitted very soon.

Lesson Learnt


GVNML-LALSOT

No.of CIGs Formed

VillagesAnd

Panchayat Covered

Majority Caste

552 127 Villages

19 Panchayat

1. ST (Majority of Meena)

2.OBC (Majority of Gurjar)

3.SC (Majority of Bairwa and Mahavaar)

CIG Details


GVNML- LALSOT No. benefited (Financed) 344 62.32%

Activity wise No. of CIGs benefited

(a)Agriculture & Land based 175 50.87%

(b) Dairy 42 12.21%

(c) Livestock (Sheep & Goat) 67 19.48%


GVNML- LALSOT

Non Farm CIG Activity wise

60 17.44%

a) Stitching

b) Tent

c) Moti Dril

d) Other

21

14

6

19

6.10%

4.07%

1.74%

5.52%


GVNML- LALSOT

Preparation Sanction, implementation of sub projects

(a) Avg. time taken for preparation

3-4 months

(b) Avg. time for sanction of projects

1-2 months

(c) Avg. time taken for Group Contribution

1-2 months

(d) Avg. time taken for transfer of funds to CIG account

1)1-2 month in non Farm sector2) IInd & IIIrd installment delayed due to procedure.

(e) Avg. time taken for acquisition of asset.

1) 3-4 months in Non farm.2) 7 months to 12 months in land based activities through 2 installments 3) Sheep Goat Buffalo: 1 to 8 months through 2 installments.


GVNML- LALSOT

CIG PerformanceA % of groups earning a net income

i) Rs.15000 per month 165 47.96%

ii) Rs.10000-15000 160 46.51%

iii) Rs.5000-10000 19 5.52%

B % of Groups who have acquired additional assets

130 37.79%

C % of groups linked to the market

290 84.30%


GVNML- LALSOT

% of group members who lost their assets

No. % Remarks

(a) Through sale 0 0

(b) Death 0 0

(c) Other reasons 25 M 0.86%

Capacity Building of CIGs% CIGs given

(a) Orientation Training 388 70.29% 2 days

(b) Skill building training 194 - 1) 2 days, 7 days, 30 days, 45 days, 60 days

(c) AMT 76 -


GVNML- LALSOT

% of groups linked to bank credit

3 Remark: 35 bank credit applications deposited by CIGs to the bank

Insurancei) No.of CIGs who insured their assets

80

ii) No.of claims filed 50 m

iii) No.of claims disbursed 21 m

iv) Pending 29 m


GVNML- LALSOT

1 Jai Matadi Gokulpura

Ag. Better internal Management of CIG, through this CIG financed other than DPIP and CIG repaid on time.

2 Marmat Salgrampura

Ag. CIG has good saving and earned good amount through internal loaning.

3 Maharaja Lakhanpur

Tent This CIG earned good profit more then 2 lacks in a year through Tent, they also invest some amount to their business.

4 Shri Ram Jhanpda

Tent CIG is himself working with profitability and Success. They has very good internal Management. Timely meeting, Transparency and Accountability are followed.

List of 10 Groups whom you consider a success story and mention reasons for success


5 Sarsawati Lakhanpur

R.C.C. This CIG has good rapport in market. Their business is in growth day by day.

6 Sangathan Anoopura

Ag. This CIG has very good forward and backward linkages. They has maintained vermi compost unit and they are using the fertilizer of thier unit.

7 Parwati Biharipura

Stitching

This CIG headed by physically challenged women but the business is growing well. This is an example for others to follow.

8 Bachu Nagariywas

Dairy This CIG has 2nd Insurance of their assets by their own fund and they also deposited revolving fund through their savings.

9 Milan Chimanpura

Dairy Timely saving, timely meeting and have their own discipline/rules and regulation.

10 Bishnu Bhagwan Didwana

Goat Good internal Management of CIG, good saving, timely meeting.

GVNML- LALSOT


Lessons Learnt The poor has been organized such a manner

where they can explore opportunity of good earning in a sustained way.

The activity chosen by CIG are based on their skill, capacity and linked with their earlier assets.

The political power and local self governance has less oriented regarding project theme that create hurdles some time.

GVNML- LALSOT


Forward Step (envisaged)

Successful CIG are to be trained for better management of business such as, accounting, leadership and benefit sharing, investment plan, marketing etc. for upgrading their business.

CIG should be organized or federate with cluster approach where a facilitation team facilitate CIG towards forward/backward linkages, marketing, loaning, etc.

Now time to think over sustainability of assets created such as agriculture tools purchased but water availability to be ensured, tent to be upgraded and maintained.

GVNML- LALSOT


Thanks