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Done by Chan Tuck Ging 3S105Chew Hanson 3S109Yan Tianqi 3S133
“Prevention is better than cure”
Ensures Singapore has a healthy population so that people generally see the doctors less
Health services are generally heavily subsidised by the government
Posters and the PE lessons encourage people to◦ Learn to keep fit◦ Have a healthy lifestyle
Singapore has all kinds of medical facilities
7 public hospitals◦ 5 general hospitals◦ 1 women and children’s hospital◦ 1 psychiatry hospital
Others◦ 6 national specialty centres◦ 18 outpatient polyclinics◦ Over 2000 private clinics
In 2005, Singapore spent S$7.6 billion (3.8% of GDP) on healthcare ◦ S$1.8 billion (0.9% of GDP) on health services
In 2009, Singapore spent S$3.7 billion on healthcare
Reduced amount spent means that less funds are needed for the healthcare sector
A saving scheme Introduced in 1984
Save money from CPF to MediSave accounts◦ 6.5% - 9%
Used to pay◦ Hospital bills◦ Several other medical treatments
As age increases, money given increases
Medisave Contribution Ceiling (MCC) is currently $34,500
For members aged 55 years and above, MediSave account overflows will be transferred to Retirement Account (RA)
Promote individual healthcare◦ People save independently for their healthcare
Contribution based on age
Includes long term medical coverage◦ Cancer treatment
Unable to ensure self-employed workers will top up their account
Unemployed unable to contribute
Low income people face trouble
Excludes expensive operations
Insurance scheme introduced in 1990
Cover up expenses that MediSave cannot
Operates on◦ Co-insurance◦ Deductible systems
Covers up to 80% of large medical bills at Class B2/C level
Supplements MediSave
Benefits the poor
Encourages self reliance
Does not cover all bills
Dependent on MediSave
Safety net when Medisave and MediShield fail
Set up in April 1993
Have an initial capital of S$200 million◦ Budget surpluses injected into it
Utilises the interest income from the capital sum, which stands at S$1.66
Helps cover bills for the extremely poor
High rate of successful application◦ Around 97%
Not covering A/B1 wards
Excludes many hospital treatments◦ Delivery
Run by 3 private insurers◦ Aviva ◦ GreatEastern◦ NTUCIncome
Singaporeans and PRs with Medisave accounts are automatically covered under ElderShield at age of 40
Premiums paid using Medisave or cash
Will not increase with age
2 ElderShield schemes◦ ElderShield300◦ ElderShield400
Able to claim benefits at any age once the premiums are paid
Interim Disability Assistance Programme for the Elderly◦ NTUC Income
Covers the ones that are not eligible for ElderShield
Offers $100 or $150 a month, for a maximum period of 72 months
Unable to perform 3 of the 6 Activities of Daily Living◦ Washing◦ Dressing◦ Feeding◦ Toileting◦ Mobility◦ Transferring
Aged 70 and above
Per capita monthly income < $1000
Admitted to MOH-funded institutions / services
Singapore citizens or Permanent Residents
Bills for Immediate and Long Term Care (ILTC) services
Will go directly to the service providers
Medisave Maternity Package enables one to use their Medisave for medical expenses for their first four children
Medical expenses of your fifth and subsequent child can be used if both both parent have a combined Medisave balance of at least $15,000 when giving birth
Assisted Conception Procedures (ACP)
May withdraw $6,000, $5,000 and $4,000 from Medisave for first, second and third treatment cycles respectively
Assisted Reproduction Technology (ART) treatments helps barren couples
ART treatments are clinical and laboratory techniques that involve the mixing of eggs and sperms outside the body to enhance fertility
http://www.moh.gov.sg/ http://healthcare2.wikispaces.com/