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Dollars into Difference May 2015

Dollars into Difference May 2015. WHERE DO WE WORK?

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Page 1: Dollars into Difference May 2015. WHERE DO WE WORK?

Dollars into Difference

May 2015

Page 2: Dollars into Difference May 2015. WHERE DO WE WORK?

WHERE DO WE WORK?

Page 3: Dollars into Difference May 2015. WHERE DO WE WORK?

WHAT DO WE DO?

Mission: provide financing and consulting services that transform the lives of individuals and strengthen community prosperity.

We do this through:

•Small business loans

•New Markets Tax Credits

•ConsultingGolden Valley Natural

Page 4: Dollars into Difference May 2015. WHERE DO WE WORK?

SMALL BUSINESS LOANS

Mandie Stuhan, Downtown Hound

• Nearly bankable businesses

• Term loans

• Lines of credit

• $1,000 – $1,000,000

• Start-ups

• Existing businesses

• Starting at 8%

Page 5: Dollars into Difference May 2015. WHERE DO WE WORK?

HOW DOES IT WORK?

Montana CDC & the Client• Referral

• Initial consultation and application

• Underwriting

• Loan committee and approval

• Close and fund business Brad Bernhart, Earlywood Designs

Page 6: Dollars into Difference May 2015. WHERE DO WE WORK?

WHAT DOES SUCCESS LOOK LIKE?

Clients Refinance with a Bank

• Runoff in 2014 was 39%

• Average refinance timeframe was 3 years

Casey and Flora Buoy, Alpine Granite Accents

Page 7: Dollars into Difference May 2015. WHERE DO WE WORK?

CONSULTING

Mike McCue, Northwest Tower

• Business planning

• Accounting

• Cash flow management and projections

• Marketing plans

• Operations management

• Education and training

Page 8: Dollars into Difference May 2015. WHERE DO WE WORK?

NEW MARKETS TAX CREDITS

Page 9: Dollars into Difference May 2015. WHERE DO WE WORK?

-Visit us online at www.mtcdc.org

-Read our success stories

Missoula229 E. Main St.

Bozeman222 E. Main St.

406.728.9234

Learn More