DISTANCE EDUCATION BUSINESS COMMUNICATION

DE-5337

DISTANCE EDUCATION

B.B.A. (Banking) DEGREE EXAMINATION, MAY 2009.

BUSINESS COMMUNICATION

(2005 onwards)

Time : Three hours Maximum : 100 marks

PART A — (5 × 8 = 40 marks)

Answer any FIVE questions.

1. Bring out the layout of a business letter.

2. Discuss the circumstances in which orders are cancelled.

3. What are the points to be kept in mind, while drafting settlement letters?

4. Discuss the significance of agency letters.

5. Describe the need for preparing the minutes.

6. Enumerate the occasions on which the need for speech drafting arises.

7. What is a circular letter? Bring out the circumstances in which it has to be drafted.

8. How is a report prepared?

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PART B — (4 × 15 = 60 marks)

Answer any FOUR questions.

9. You are a dealer of modern office furniture. Draft a letter to the manufacturer, asking quotation for the items of furniture needed by you.

10. You have placed an order with Messrs. Balan Traders, for various types of paint items. Draft an acknowledgement letter for the receipt of goods.

11. M/s Ramesh Enterprises, Madurai supplied electrical goods worth Rs. 50,000 on credit to M/s British Traders, Chennai. The latter failed to pay the dues. Draft a collection letter.

12. Describe the need for drafting insurance letters.

13. Explain various methods of preparing minutes.

14. What are the various types of reports needed in business? Explain them.

15. Your current account balance is Rs. one lakh, you have already issued cheques to the suppliers for a total of two lakh rupees. Send a letter to your bank manager, requesting him to grant overdraft to honour the cheques.

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DE–5351

DISTANCE EDUCATION


DEVELOPMENT BANKING

(2005 onwards)

Time : Three hours Maximum: 100 marks

PART A — (5 × 8 = 40 marks)


1. What are the main objectives of the development

banks in India?

2. What do you mean by venture capital?

3. Explain the importance of industrial development

bank of India.

4. Distinguish between open-end and closed end unit

schemes introduced by UTI.

5. What is seed capital assistance?

6. What are the objectives of TCOs?

7. What are the objectives of National Housing Bank?

8. Explain credit rating and its benefits.

PART B — (4 × 15 = 60 marks)

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9. Explain the functions of Industrial Finance Corporation of India.

10. Explain the functions of IDBI.

11. Discuss the main role and operations of ICICI.

12. Discuss the lending programmes lunched by EXIM Bank for Indian exporters.

13. Enumerate the objectives and functions of SIDBI.

14. Mention the differnet types of insurance policy.

15. Discuss the types of credit rating.

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DE-5350

DISTANCE EDUCATION


COMPUTERS AND BANKING

(2005 onwards)


PART A — (5 × 8 = 40 marks)


1. Define computer. What are the different types of computers?

2. Explain the basic concepts of data processing.

3. Explain any two storage devices of computers.

4. What is software? What are its types?

5. What is home banking? What are its uses to customers?

6. What are the security considerations relevant to inter branch reconciliation?

7. Explain any four peripheral controllers.

8. What are MICR cheques? What are its uses?

PART B — (4 × 15 = 60 marks)


9. Explain the four different generations of computers and its applications.

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10. Explain the different ways of representing data in computers with examples. How do you represent non-numeric data?

11. Discuss the anatomy of computers.

12. (a) Explain the operating systems in software. (10)

(b) Discuss the various programming languages used in software. (5)

13. Discuss the applications of computers in banking.

14. Write short notes on :

(a) Accidental damage

(b) Power failures

(c) Malicious damage.

15. (a) Discuss the working of a computer. (10)

(b) Explain the working of an ATM. (5)

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DE–5349

DISTANCE EDUCATION


MANAGEMENT ACCOUNTING

(2005 onwards)


PART A — (5 × 8 = 40 marks)


1. What are the functions of Management Accounting?

2. How does Management Accounting differ from cost

accounting?

3. What are limitations of Budgetary Control?

4. Calculate the average rate of return for projects A

and B from the following :

Project A Project B

Investment Rs. 20,000 Rs.

30,000

Expected Life (no. salvage

value)

4 years 5 years

Project Net Income, after interest, depreciation and taxes :

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Years

Project A

Project B

1 2,000 3,000

2 1,500 2,000

3 1,500 2,000

4 1,000 1,000

5 — 1,000

Total 6,000 9,000

5. What are the advantages and limitations of BEP?

6. B. Raj and Co. sells goods on cash as well as credit (though not on deferred instalment terms). The following particulars are extracted from their books of accounts for the calendar year 2007.

Rs.

Total Gross Sales 1,00,000

Cash Sales (included in above) 20,000

Sales Returns 7,000

Total Debtors for Sales as on 31.12.2007

9,000

Bills Receivable on 31.12.2007 2,000

Provision for doubtful debts on 31.12.2007

1,000

Total creditors on 31.12.2007 10,000

Calculate the average collection period.

7. What are the uses of funds flow statement?

8. Explain the basic requisites of a good report.

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PART B — (4 × 15 = 60 marks)


9. Distinguish between Financial Accounting and

Management Accounting.

10. A company wishes to arrange overdraft facilities with

its Bankers during the period April to June when it will be

manufacturing most for stock. Prepare cash budget for

the above period from the following data, indicating the

extent of bank facilities the company will require at the

end of each month.

Sales Purchas

e

Wage

s

Rs. Rs. Rs.

Februar

y

1,80,00

0

1,24,80

0

12,00

0

March 1,92,00

0

1,44,00

0

14,00

0

April 1,08,00

0

2,43,00

0

11,00

0

May 1,74,00

0

2,46,00

0

10,00

0

June 1,26,00

0

2,68,00

0

15,00

0

50% of credit sales are realized in the month following

sales and the remaining 50% in the second month

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following. Creditors are paid in the month following the

month of purchase.

Wages are paid on the first of very next month.

Cash at bank on 1st April Rs. 25,000.

11. The financial manager of a company has to advice

the Board of Directors on choosing between two

compelling project proposals which require an equal

investment of Rs. 1,00,000 and are expected to generate

cash flows as under :

End of

year

Rs. Rs.

1 48,00

0

20,00

0

2 32,00

0

24,00

0

3 20,00

0

36,00

0

4 nil 48,00

0

5 24,00

0

16,00

0

6 12,00

0

8,000

Which project proposal should be recommended and why?

Assume the cost of capital to be 10% p.a. The following

are the present value factors at 10% p.a.

Year : 1 2 3 4 5 6

Factor 0.90 0.82 0.75 0.68 0.62 0.56

10

: 9 6 1 3 1 4

12. The following information is obtained from A Co. Ltd.,

in a certain year :

Rs.

Sales (1,00,000

Units)

2,00,00

0

Variable cost 1,00,00

0

Fixed cost 60,000

(a) Find P/V Ratio, Break-even point and Margin of

Safety at this level.

(b) Calculate the effect of :

(i) 20% increase in Selling Price.

(ii) 10% decrease in Selling Price.

(iii) 10% decrease in Fixed Costs.

(iv) 10% decrease in Variable Costs.

(v) 10% increase in Variable Cost.

13. The following balance sheet of Mr. Opama on 1.1.07

and 31.12.07 were as follows :

Balance sheet

Liabilities 1.1.07 31.12.0

7

Assets 1.1.07 31.12.0

7

Rs. Rs. Rs. Rs.

Creditors 40,000 44,000 Cash 10,000 7,000

Mrs. Oil loan 25,000 Debtors 30,000 50,000

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Loan from

Bank

40,000 50,000 Stock 35,000 25,000

Capital 1,25,00

0

1,53,00

0

Machiner

y

80,000 55,000

Land 40,000 50,000

Building 35,000 60,000

2,30,00

0

2,47,00

0

2,30,00

0

2,47,00

0

During the year a machine costing Rs. 10,000 (accrued

depreciation Rs. 3,000) was sold for Rs. 5,000. The

provision for depreciation against machinery as on 1.1.97

was Rs. 25,000 and on 31.12.07 Rs. 40,000. Net profit for

the year 2007 amounted to Rs. 45,000. You are required

to prepare cash flow statement.

14. From the following information, make out a statement of proprietor’s fund with as many details as possible :

(a) Current ration 2.5

(b) Liquid ratio 1.5

(c) Proprietary ratio (Fixed Assets/Proprietary Fund) 0.75

(d) Working capital 60,000

(e) Reserves and surplus Rs. 40,000 and

(f) Bank overdraft 10,000

(g) There are no long term loans and fictitious assets.

15. What is Report? How is it useful to management?

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DE–5348

DISTANCE EDUCATION


MARKETING OF BANKING SERVICES

(2005 onwards)


PART A — (5 × 8 = 40 marks)


1. Define marketing. Discuss the importance of

marketing.

2. Explain modern marketing concept.

3. What are the benefits of market segmentation?

4. What is the need for motivating the sales force?

Explain the various tools that are used for sales force

promotion.

5. Explain the process of new product development.

6. Distinguish between

(a) Skimming Pricing and Penetration Pricing.

(b) Trade Discount and Quantity Discount.

7. Define promotion and give its classification.

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8. Describe the importance of advertising in the

marketing strategy of a firm.

PART B — (4 × 15 = 60 marks)


9. What is the relevance of marketing to bankers?

10. What are the factors that determine location of a bank branch?

11. Explain the components of marketing mix.

12. ‘‘New product development is not an easy task’’ — Elucidate.

13. Why selection, motivation and training are needed for a bank marketing personnel? Suggest your views.

14. Describe the major pricing objectives which a company may set out to achieve.

15. Write short notes on:

(a) SWOT analysis

(b) Demarketing

(c) Customer service.

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DE–5347

DISTANCE EDUCATION


PRACTICE AND LAW OF BANKING — II

(2005 onwards)


PART A — (5 × 8 = 40 marks)


1. Write a short note on liquidity of advances.

2. What important points should be covered in an interview with a prospective borrower to assess his credit worthiness?

3. Explain the characteristics of mortgage.

4. What are the essentials of a valid pledge?

5. When is a surety discharged from his liability?

6. What are the various data required for a financial appraisal?

7. Discuss the importance of correct documentation.

8. Define industrial sickness. Explain the important signals of industrial sickness.

PART B — (4 × 15 = 60 marks)


9. Explain the principles that guide a banker in granting loans and advances.

10. Discuss the various kinds of mortgages.

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11. What are the salient features of a guarantee and points to be borne in mind by a banker in granting an advance on the security of a guarantee?

12. Explain the various aspects of loan appraisal.

13. In what ways, can the period of limitation be extended?

14. Explain the causes of sickness in small scale industry.

15. What points should be borne in mind when getting documents executed by various types of borrower?

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DE–5346

DISTANCE EDUCATION

B.B.A.(Banking) DEGREE EXAMINATION, MAY 2009.

FOREIGN EXCHANGE AND FINANCING OF FOREIGN TRADE

(2005 Onwards)


PART A — (5 × 8 = 40 marks)


1. What do you mean by INCOTERMS? And briefly

explain it.

2. What is the effect of trade deficit on the current

account balance?

3. What do you know about foreign exchange market?

Explain its uses.

4. State the mechanism of letter of credit.

5. What do you understand by export project finance?

6. What do you mean by forfeiting? How does it differ

form factoring?

7. Explain any four types of specific policies offered by

ECGC.

8. Write a note on Non-resident Deposit Account.

PART B — (4 × 15 = 60 marks)

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9. State in detail about various documents used in

foreign trade.

10. Define the term foreign exchange. List down various

functions of foreign exchange department of a bank.

11. Explain the various methods of settling debts in

international trade.

12. Explain in detail financing for project exports.

13. Describe the various schemes of Export Credit

Guarantee Corporation.

14. Describe in detail on opening a letter of Credit.

15. Enunciate the functions of EXIM Bank.

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DE–5345

DISTANCE EDUCATION


BUSINESS (COMMERCIAL) LAW

(2005 onwards)


SECTION A — (5 × 8 = 40 marks)

Answer any FIVE of the following.

All questions carry equal marks.

1. What is an offer? State the rules of a valid offer.

2. Define consideration and state its salient features.

3. Differentiate between a sale and a hire-purchase agreement.

4. List out the duties of buyer under the sale of goods act.

5. State the position of a minor in partnership.

6. Discuss the salient features of a company under the companies Act.

7. What are the documents that require stamping under the Indian Stamp Act?

8. Explain the procedure for registration of documents under the Registration Act.

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SECTION B — (4 × 15 = 60 marks)

Answer any FOUR of the following.


9. Explain the essential elements of a valid contract.

10. Explain ‘‘breach of contract’’ as a mode of discharge of contract.

11. What are the duties and powers of bailor and bailee?

12. Explain the procedure for registration of partnership firm and effects of non-registration.

13. What is a memorandum of association? What are its contents?

14. Explain the effects of document not being duly stamped.

15. Explain the provisions relating to period of limitation in certain specific cases of special interest to bankers.

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DE–5344

DISTANCE EDUCATION


BUSINESS STATISTICS

(2005 onwards)





1. Explain the scope of statistics in commerce.

2. Define mean deviation and distinguish it from standard deviation.

3. The marks obtained by 100 students of a class are given below :

Marks : 30

32

37

42

55

67

69

75

No. of students :

9 11

17

20

10

13

9 11

Calculate Karl Pearson’s co-efficient of skewness.

4. Calculate Spearmen’s Rank correlation co-efficient.

X :

20

24

120

120

140

Y :

30

40

40 40 100

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5. Define average and explain the desirable properties of an average.

6. What do you mean by interpolation? What are its uses?

7. Construct the cost of living index number from the following data :

Group : A B C D E

Index : 400

200

250

100

75

Weight :

4 3 1 2 3

8. Explain the components of time series.




9. ‘‘Statistical laws have universal application’’ – Do you agree?

10. Compute the standard deviation from the following data :

Height (in cms.) :

157

160

162

164

166

168

No. of students :

4 5 11 6 9 5

11. Compute Bowley’s co-efficient of skewness from the data given below :

Mid value :

15

25

35

45

55

65

75

Frequency :

3 9 6 12

4 8 2

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12. Calculate Karl Pearson’s co-efficient of correlation from the following data :

Year 2003

2004

2005

2006

2007

Sales (Rs. ’000) :

37 42 48 52 61

Profit (Rs. ’000) :

28 32 37 45 38

13. From the following data, interpolate the sales for 2003.

Year : 2001

2002

2004

2005

2006

Sales (Rs. ’000) :

36 47 59 68 85

14. Explain the important methods of constructing index numbers.

15. (a) Define time series and explain the importance of time series.

(b) The seasonal indices of sales of a company for four quarters of a year are 100, 110, 90 and 160. Calculate sales for the year, if the sales in the first quarter in Rs. 4,50,000.

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DE–5343

DISTANCE EDUCATION

B.B.A.(Banking) DEGREE EXAMINATION, MAY 2009.

MANAGEMENT PRACTICE

(2005 onwards)


PART A — (5 × 8 = 40 marks)


1. Discuss briefly the various functions of management.

2. What is the purpose of performance evaluation?

3. What are the types of decisions?

4. Explain the principle ‘Management by Exception’.

5. What are the advantages and disadvantages of centralisation?

6. What are the functions of a leader?

7. What is the importance of controlling function?

8. Write a note on Human Resource Accounting.

PART B — (4 × 15 = 60 marks)


9. Discuss the various approaches to management in detail.

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10. Explain the steps involved in decision making.

11. State and explain the principles of organisation.

12. What do you mean by decentralisation? Discuss the advantages and disadvantages of decentralization of authority.

13. What are the various methods of training managers?

14. What are the principles of effective communication?

15. Explain any three controlling techniques.

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DE–5342

DISTANCE EDUCATION

B.B.A.(Banking) DEGREE EXAMINATION, MAY 2009

PRACTICE AND LAW OF BANKING — I

(2005 Onwards)


PART A — (5 × 8 = 40 marks)


1. State and explain the banker’s obligation to honour

cheques.

2. What are the features of a negotiable instrument?

3. Define material alteration. Give examples of

material alteration.

4. What steps should a banker take on receiving

information regarding the death of a partner in a

partnership firm?

5. What is a letter of introduction? Why is it required at

the time of opening a new account?

6. Explain the features of travellers’ cheque.

7. Distinguish between endorsement and assignment.

8. When will a wrong entry favourable to a customer

constitute a settlement of account?

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PART B — (4 × 15 = 60 marks)


9. Define the terms ‘banker’ and ‘customer’ and bring

out the relationship that exists between them.

10. Discuss the rights of parties to negotiable

instruments in the case of

(a) Lost instrument

(b) Stolen instrument.

(c) Instrument obtained by fraud

(d) Forged instrument.

11. Define endorsement. Explain different kinds of

endorsements and bring out their significance.

12. Discuss in brief the practice governing the opening

of a Joint Account.

13. What is a letter of credit? What is its significance in

the foreign trade?

14. Discuss in detail the statutory protection granted to

a collecting banker in India.

15. Discuss the banker’s right to close the account of a

customer.

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DE–5341

DISTANCE EDUCATION

B.B.A. (B) DEGREE EXAMINATION, MAY 2009.

FINANCIAL ACCOUNTING

(2005 onwards)




1. M/s Fashion corner, who are dealers in readymade garments sold the following items during the month of December 2006.

December

5

Sold to M/s Satish Bros

200 shirts @ Rs. 75 per shirt 200

trousers @ Rs. 250 per trouser less. Trade discount

10%10 Sold to M/s Mathew & Co

160 Ladies suits @ Rs. 225 per suit 300 Jeans @ Rs. 300 per pieceone second-hand scooter for Rs. 10,000

15 Cash sales to customers40 T-Shirts @ Rs. 125 per T-Shirt40 Jeans @ Rs. 250 per piece40 Ladies suits @ Rs. 200 per suit40 trousers @ Rs. 260 per trousers. Prepare sales book.

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2. Ahmed received on March 1, 1998 two bills from Basheer for Rs. 2,000 payable after 1 month and Rs. 4,000 payable after 3 months. Ahmed sent both the bills to his bank for collection at 5% discount. Ahmed was advised by his bank that the bill for Rs. 2,000 was honoured and the bill for Rs. 4,000 was dishonoured on the respective due dates. Journalise the transactions in the books of both the parties.

3. Following dealings book place between Mohan and Raman between 1st April, 2005 and 30th June 2005. Rate of interest is 5% p.a.

2005 Rs.April 1 Balance due from Raman 2,000

2 Received cash from Raman 8005 Purchased goods from Raman 4005 Sold goods to Raman (due on 15th April 1,000

May 6 Sold goods to Raman 60012 Received cash from Raman 500

June 16

Purchased goods from Raman

(payment due on 20th June) 80024 Received cash from Raman 200

Prepare Raman’s account current with Mohan.

4. How will you treat the following items in the final accounts of a Non-profit organisation?

(a) Entrance fees

(b) Donations

(c) Endowment fund

(d) Specific fund

(e) Life membership fees

(f) Legacy

(g) Sale of an asset

(h) Sale of used sports materials.

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5. Define goodwill and describe the various methods of calculating goodwill.

6. A, B and C are partners in a firm sharing profits and losses in the proportion of 3 : 3 : 2. Their balance sheet on

31-12-2007 was as follows :Liabilities Rs. Assets Rs.

Sundry creditors 47,500 Bank 55,000Partners capital : Stock 69,000A 75,000 Investment

s6,000

B 75,000 Debtors 70,000C 1,00,000 2,50,00

0Land and

Partner’s current A/c

Buildings 1,25,000

A 15,000 Goodwill 25,000B 25,000C 12,500 52,500

3,50,000

3,50,000

They decided to dissolve the firm on 1-1-2008. ‘A’ reports the result of realisation as follows :

Rs.Land and Buildings

90,000

Debtors 60,000

Investments 5,500Stock 75,50

0Goodwill Nil

The realisation expenses amounted to Rs. 2,000. Close the accounts of the firm.

30

7. A Ltd Co. issued a prospectus offering 2,00,000 shares of Rs. 10 each on the following terms :On Application Rs. 1 per shareOn Allotment Rs. 3 per share (including premium of Rs. 2)On First call Rs. 4 per shareOn Second call Rs. 4 per share.

Subscriptions were received for 1,95,000 shares. The amounts due were received on the due dates, with the exception of the final call on 100 shares. Pass Journal entries in the books of the company.

8. Write short notes on :(a) Income recognition.(b) Capital adequacy.



9. From the following Trial Balance contracted from the books of Cheran, prepare Trading and Profit and Loss A/c and Balance sheet for the year ended 31-12-06.

Debit balances Rs. Credit balances Rs.Cash at bank 2,610 Creditors 4,700Book debts 11,070 Discounts 150Salaries 4,950 Creditors for

expenses400

Carriage inwards 1,450Carriage outwards 1,590 Returns outwards 2,520Bad debts 1,310 Sales 80,410Office expenses 5,100 Capital 40,000Purchases 67,350Returns inwards 1,590Furniture and fixtures 1,500Stock 14,360Insurance 3,300Depreciation on property

1,200

31

Freehold property 10,8001,28,18

01,28,18

0

Adjustments :(a) Make provision for doubtful debts at 5%.(b) Outstanding salaries Rs. 150.(c) Prepaid Insurance Rs. 300.(d) Stock on hand Rs. 10,700.

10. Mopedes Ltd, Chennai, forwarded on 1st June 1998, 50 Mopedes to Mr. Prathap of Pune to be sold on its behalf. The cost of one Mopede was Rs. 1,600 , but the invoice price was Rs. 2,000. Mopedes Ltd. incurred Rs. 10,000 on freight and insurance. The consignment was received by Mr. Prathap on 10th June 1998. He also sent a bank draft for Rs. 75,000 as advance against the consignment. Mr. Prathap incurred Rs. 600 on godown rent and Rs. 1,400 on advertisements. On 10th August 1998, Mr. Prathap sent an account sales stating that he had sold 45 Mopedes at a price of Rs. 2,150 each. He is also entitled to a commission of 5% on gross sales.

Pass Journal entries and prepare the ledger accounts in the books of the consignor, assuming that the balance due by Mr. Prathap is sent by bank draft on 31 st August 1998.

11. Following is the Receipts and payments Account of an Entertainment club for the year ending 31st December 1999.

Receipts Rs. Rs.To Balance b/d 3,000 By expenses 200To subscriptions By salaries 1,200

1998 100 By music concert expenses

1,000

1999 4,000 By Newspapers 2402000 160 By Municipal Taxes 120

32

To sale of music By Investments 4,000concert tickets 2,100 By charity 800To Donations 1,100 By Electricity 400To sale of old By purchase of furniture 2,000newspaper 100 By balance c/d 1,200To entrance fees

600

11,160 11,160

Additional information :

(a) There are 400 members each paying Rs. 10 as annual subscription.

(b) Subscriptions still outstanding for 1998 Rs. 120.

(c) Interest on investments has accrued for five months @ 6%.

(d) The book value of building on 1-1-1999 was Rs. 10,000.

Prepare Income and Expenditure account and the balance sheet of the club.

12. A, B and C are partners sharing profits and losses in the ratio of 2 : 1 : 1 following is their balance sheet as on 31 st December 2005.

Liabilities Rs. Assets Rs.Sundry creditors 18,00

0Cash in hand 20,000

Bills payable 2,000 Debtors 45,000General reserve 5,000 Less :Capital Accounts : provision 1,000 44,000 A 30,00

0Stock in

B 25,000

trade 20,000

C 10,000

Furniture 6,000

90,000

90,000

33

C retired and the partners agree to the following revaluation :

(a) The provision for doubtful debts is to be increased to Rs. 1,800.

(b) Goodwill accounts is to be raised at Rs. 25,000.

(c) The new profit sharing ratio of A and B shall be 2 : 1 respectively.

Prepare Revaluation account, capital accounts of the partners and the balance sheet of the new firm.

13. X Ltd., invited applications for 10,000 shares of Rs. 100 each at a discount of 6% payable as follows :

On application Rs. 25

On allotment Rs. 34

On first and final call Rs. 35

Applications were received for 9,000 shares and all of these were accepted. All moneys due were received except the first and final call on 100 shares which were forfeited. These shares were reissued @ Rs. 90 as fully paid.

Pass journal entries in the books of the company.

14. From the following information, prepare the profit and loss account of Ruby Bank for the year ended 31st March 2006, under the provisions of the Act applicable, there to

Rs.

(’000)Interest on loans 518Interest on cash credits 446Discount on bills discounted 390Interest on overdrafts 108Interest on saving bank deposits 220Interest on fixed deposits 554

34

Commission, exchange and

brokerage

16.4

Rent, Taxes and lighting 36Auditors’ fees 2.4Postage, telegrams and

telephones

2.8

Sundry charges 2Advertisement and publicity 1.4Directors’ fees 6Printing and stationary 4Law charges 1.4Payment to employees 108Lockers Rent .7Transfer fees 1.4Depreciation on Bank’s property 10

Additional Information :

Rebate on bills discounted Rs. 98,000 and provide for bad debts Rs. 58,000.

15. From the following particulars ascertain the bank balance as per bank pass book of Mr. Prasad as on 31-12-2006.

(a) Bank overdraft as per cash book on 31.12.2006 Rs. 6,000.

(b) Interest on overdraft for six months ending 31.12.06 Rs. 200 is debited in the pass book.

(c) Cheques issued but not cashed before 31.12.06 amounted to Rs. 1,500.

(d) Cheques deposited into bank but not cleared and credited before 31.12.06 amounted to Rs. 2,500.

(e) Interest on investments collected by bank and credited in bank pass book amounted to Rs. 1,800.

(f) The bank column of cash book receipts side was overcast by Rs. 1,000 in December 2006.

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(g) An amount on Rs. 10,000 was directly paid into bank by the customer.

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DE–5340

DISTANCE EDUCATION


RURAL BANKING

(2005 onwards)




1. Explain the features of Indian Rural Economy.

2. Write a note on Integrated Rural development

programme.

3. Write down the services rendered by co-operative

banks for rural finance.

4. Explain the role of NGO’s in rural development.

5. How can you evaluate the rural development

projects?

6. Explain the functions rendered by regional Rural

Banks in rural development.

7. Write a note on Lead Bank Scheme.

8. Explain the role of TAHDCO in rural development.

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9. Explain the various sources of Rural Finance in India.

10. Write down the functions performed by commercial banks for rural development.

11. Discuss the functions of SIDBI towards rural development.

12. Explain the features and services of SHG’s.

13. What are the steps to be followed in project appraisal?

14. Critically evaluate the role of NABARD in Rural development.

15. Explain the various institutional infrastructure available for rural finance.

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DE–5339

DISTANCE EDUCATION

B.B.A. (B) DEGREE EXAMINATION, MAY 2009.

MONEY AND BANKING

(2005 onwards)


PART A — (5 × 8 = 40 marks)


Each question carries 8 marks.

Answer to each question not to exceed a page.

1. Explain the primary functions of money.

2. What do you mean by Inflation and Deflation?

3. What are the advantages and limitations of Index numbers?

4. Explain Fisher’s equation of quantity theory of money.

5. State the factors which influence credit creation by banks.

6. Distinguish between a money market and a capital market.

7. Explain the functions of State Bank of India.

8. How does a Central Bank promote economic growth?

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13

PART B — (4 × 15 = 60 marks)


Each question carries 15 marks.

Answer to each question not to exceed 3 pages.

9. Describe the different types of paper money. Explain their respective merits and demerits.

10. Discuss the role and importance of money in the modern economy.

11. How far is the cash balance approach superior to cash transactions approach to the value of money? What are its shortcomings?

12. Explain the structure of the Indian Money Market and point out its deficiencies.

13. What banking sector reforms were suggested by Narasimhan Committee and how far these have been introduced?

14. Enumerate the objectives of monetary policy of the RBI. How far the RBI has been successful in achieving them?

15. Why are Central Banks necessary? Discuss the functions of a Central Bank.

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40

DE-5338

DISTANCE EDUCATION

B.B.A. (BANKING) DEGREE EXAMINATION, MAY 2009.

PRINCIPLES OF ECONOMICS

(2005 onwards)




1. Explain the importance of National income estimates.

2. Explain the importance of capital in production.

3. State and explain the doctrine of consumer’s surplus.

4. What are exceptional demand curves? Give reasons.

5. Describe the various methods of measuring elasticity of demand.

6. Elucidate the characteristic features of monopolistic competition.

7. Differentiate between opportunity cost and real cost. Give examples.

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8. Evaluate the marginal productivity theory of wages.



9. Trace the trend in national income in India since Independence.

10. Describe how the consumer’s equilibrium is determined by using the Indifference curve Technique.

11. Explain internal and external economies of a firm.

12. Discuss the importance of Marshall’s time element in price theory.

13. Analyse the conditions under which the firm and industry will be in equilibrium in the short-run and long-run under perfect competition.

14. Explain Ricardian theory of Rent.

15. Examine Keynesian theory of Interest.

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