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President Lynn Marcella 978-256-5268 978-256-1869 Fax [email protected]
Vice President Rick Romano 978-256-9796 978-256-9857 Fax [email protected]
Secretary Hank Hamelin 978-256-5588 978-250-1691 Fax [email protected]
Treasurer Steve Incropera 888-871-7231 603-577-0399 Fax [email protected]
Director Bill Gilet 978-251-3421 978-251-2880 Fax [email protected]
Director Jim Cullen 978-251-0110 978-251-0711 Fax [email protected]
Director Kathy Kelley 978-256-7511 978-250-1401 Fax [email protected]
Director Annmarie Roark 978-256-9100 978-470-0618 Fax [email protected]
Director Doug Hausler 978-256-6080 978-256-0515 Fax [email protected]
Director Jeff Hardy 978-250-1113 978-250-4969 Fax [email protected]
Director Mark Duffy 978-251-8771 978-251-4093 Fax [email protected]
Director Tony DelPapa 978-256-4845 978-256-5804 Fax [email protected]
Director Jackie Hoonjan 978-256-9215 978-256-3609 Fax [email protected]
Director Dick DeFreitas 978-251-3003 978-251-3033 Fax [email protected]
Director Brian Reidy 978-256-1808 978-256-6877 Fax [email protected]
Executive Director John Harrington 978-256-2711 978-256-8706 Fax [email protected]
CHELMSFORD BUSINESS ASSOCIATION10 Summer StreetChelmsford, MA 01824
BOARD OF DIRECTORS
CHELMSFORD BUSINESS ASSOCIATION • CHELMSFORD, MA 01824 • 978-250-3858 • www.chelmsfordbusiness.org Fall 2009
Letter from LynnFall is in the air and the chillyevenings and morningsremind us that the leaves willsoon be falling and snow willbe on the way! I wonder if allthe acorns that are fallingfrom the oak trees are a signof a harsh winter, but I amsure the squirrels are lovingit! Now on to business…
On September 21st the CBA held its annual Golf Socialat Chelmsford Country Club. What a beautiful day forgolfing, we could not have asked for better weather!Thanks to Mark Duffy for coordinating the event!Thanks also to our “tee-sponsors” and our localbusinesses who donated gift certificates for prizes.
Hope you had a chance to get to the “ChelmsfordFarmers’ Market” this past summer. It was a hugesuccess with wonderful fresh produce, baked goods,and fresh cut flowers; hopefully it will be brought backagain next summer!
August 29th was the Ribbon Cutting ceremony for theBruce Freeman Rail Trail… something that Chelmsfordresidents have been waiting to happen for 20 years!We are already seeing many bikers and walkers on thetrail. The CBA was pleased to be able to make adonation to the opening ceremony of the Rail Trail.
Chelmsford Town Business Day will be held at theAdams Library on Wednesday, November 4th from7:30 A.M. – 9:30 A.M. This is being sponsored by theGreater Lowell Chamber of Commerce. This is freeand open to all businesses – new or established –addressing business issues including State &Municipal Issues, Financial Options, Procurement &Technical Assistance, and Business Counseling &
Training. There will be a great selection of speakers,some of which include: Town Manager Paul Cohen,Senator Susan Fargo and State Representatives Atkins,Golden and Nangle.
The Annual Meeting of the CBA will be held onThursday, November 19th at 7pm. We welcome any ofour members to attend this meeting.
Our very popular Holiday Social will be held onThursday, December 3rd at the Radisson Hotel andSuites in Chelmsford. This is always a fun evening thatis included as part of your membership in the CBA.Please be sure to RSVP as soon as you receive yourinvitation as space is limited. Cocktail hour begins at6:30 pm, followed by dinner, entertainment and ourgreat raffle!
We apologize to those of you who had items ready for“Shred Day”, the truck broke down and they wereunable to make it. We will notify members when thenext one is scheduled.
We hope business is picking up for those of you whohave been feeling this economic slow down.Remember to support our local businesses! Feel freeto join us at any of our monthly meetings, secondThursday of each month at 12:00 noon at the CBAoffices on Summer Street. Just give a call if you plan toattend, we would love to see you!
A closing thought from R.W. Emerson: “Do not gowhere the path may lead, instead go where there is nopath and leave a trail.”
Thank you!Lynn M. Marcella
Lynn MarcellaCBA President
PROOF
11
2009CBA Golf
Social
2
Men's Winners: Bill Gilet, Jim Gilet, Bernie Gilet, Mark Duffy
Mixed Winners: Richard Hebert, Peggy Hebert, Elaine Roberts, Dave Roberts
Women's Winners: Betty Gruber, Jeanne Kydd, Shelly Kydd, Krissy Ely
CBA 3rd
Annual
Ski Day_ _ _ _ _ _ _
Monday
March 1, 2010
Mt.
Wachusett
Ski Area
BOSTON BUYING POWERBOSTON BUYING POWERP O W E R I N G B O S T O N B U S I N E S S
Boston Buying Power (BBP) is a program designed by the City of Boston to control vola�le energy costs for theBoston based business and non-profit community. Mayor Menino invites and encourages all businesses and non-profits in the Greater Boston Area to par�cipate in this successful program, and he would love to include as manybusinesses in the Chelmsford area as possible.
There are two ways to save on your energy budgets; use less energy and pay less for that energy. BBP addressesboth aspects and provides your business with advanced and effec�ve programs to procure energy and track yourconsump�on pa�erns. BBP combines the aggregated purchasing power of thousands of commercial and industrialcustomers across the greater Boston area, giving businesses a host of benefits including low prices and long-termrate stability.
Over the past months, BBP has grouped hundreds of accounts with tremendous success, including all 2009 auc�onsproducing 20-30% savings versus the current u�lity rates.
As a customer of our “Price Sensi�ve” contracts, all are contractually guaranteed that the results of the BBP auc�onmust be less than the current and comparable u�lity rate. This addi�onal protec�on ensures that BBP evaluates allop�ons for your electric service, including the local u�lity.
Please visit www.bostonbuyingpower.com for more details on the program.
More Women Cutting Back
More women than men have cut theirexpenses during the recession, according toa PriceGrabber.com survey.
Here is the percentage who said “I spentless” in the following categories:
Women Men
Eating out 74% 66%Entertainment 72% 64%Online Purchases 55% 42%In-Store Purchases 69% 59%
Source: PriceGrabber.com.
Fun was had by all at the 2009 CBA Golf Social.
First in the Men’s Division:Bill Gilet, Mark Duffy, Jim Gilet, Bernie Gilet
Winners in the Mixed Division: Dave Roberts, Elaine Roberts, Richard Hebert, Peggy Hebert
Winners in the Women's Division:Jeanne Kydd, Shelly Kydd, Krissy Ely, Betty Gruber
The Long Drive Winners:Men’s Division: Joe FlanaganWomen’s Division: Krissy Ely
Closest to the pin on #6: Men’s Division: Richard DeFreitasWomen’s Division: Jeanne Kydd
The golf was followed by a nice dinner and raffle in the function room.
PROOF
10 3
Section 1: The Directors and Officers for the ensuing yearcommencing January 1st; shall be elected by the entiremembership according to the rules specified in sub-paragraphs (a through f) of this section under the directionof the current Nominating Committee.
(a) The election shall take place on a date to bedetermined by the Board of Directors in the month ofNovember.
(b) Nominations shall be made by a NominatingCommittee designated by the President consisting offive (5) members, not more than three (3) of whommay be a current member of the Board of Directors.
(c) The Nominating Committee shall place on the ballotsufficient names to fill all officer positions andsufficient to fill all open director positions. In addition,any member may be nominated by petition of ten (10)members and with his/her assent be placed upon theballot by the Nominating Committee. Said petitionmust be submitted to the Association's Secretary notless than twenty-one (21) calendar days prior toelection.
(d) A notice with the names of those nominatedappearing thereon, in alphabetical order according totheir surname, shall be mailed to all Associationmembers in good standing not more than fifteen (15)days nor later than ten (10) days before the election.Those names receiving the highest number of votesat the annual meeting shall be declared elected.Election at the annual meeting may be in suchmanner as the Board of Directors dictates.
(e) In the case of a tie for any office, the one (1) to serveshall be determined by lot at the annual meeting bythe President.
(f) Nominations received after the time designated insubsection (c) above shall be void.
Section 2: Within ten (10) days after the annual election,the Directors for the ensuing fiscal year shall meet andestablish its committees for the ensuing year.
Section 3: Vacancies for unexpired terms on the Boardof Directors may be filled by the membership for theunexpired term at the next meeting of the membership.
ARTICLE V NOMINATION AND ELECTION OF DIRECTORS AND OFFICERS
CBA HOLIDAY SOCIALTHURS., DEC. 3RD, 2009
S A V E T H E D A T E
CHELMSFORD PARADE COMMITTEE, INC.c/o Chelmsford Business Association
10 Summer Street
Chelmsford, MA 01824
WINTER BANNERS
We hope you like the sample of the new winter banner. These
will be hung on the green light poles in Chelmsford Center. We
are hoping that you will be able to sponsor a banner this year!
We have a limited supply of these banners and they will only
be $300.00 each.
The banners will be hanging from mid November thru mid
March! They will look great for the holiday season and the
winter activities in the center including the Tree Lighting
Ceremony on December 6th and Winterfest in February!
If you are interested please return this order form to us by
November 10th with your check payable to Chelmsford Parade
Committee, Inc. so they can be made and hung on the green
light poles in the center before the real cold winter weather
arrives!
All proceeds from these banners will go toward the 4th of July
Parade.
If you have any questions please give us a call.
Thanks again for your support!
Jeff Hardy – 978-250-8415
Brian Reidy – 978-256-1808
Lynn Marcella – 978-256-5268
Please mail to above address with your check by November 10th!
Business/Family Name: __________________________________________________________________
Contact Name: __________________________________________________________________________
Telephone: ________________________________ e-mail: ______________________________________
PROOF
Dennis E. McHughAttorney at Law
Two Chelmsford StreetChelmsford, Massachusetts 01824978-256-3330 • Fax [email protected]
Marketing • Printing • Promotional Products • Graphic Design
275 Billerica Road • Chelmsford, MA 01824Tel: 978-256-1822 • Fax: 978-250-1621
www.qplimage.com
Thomas Bonacci Karen C. Bonacci
... where every child shines
Our commitment to excellence ... safety, fun,and building self-esteem through individual progress.
5 Kidder Road � Chelmsford, MA 01824Tel. (978) 256-7766 � Fax (978) 256-7779
4 9
PROOF
JEFFREY A. HARDY
22 Progress Avenue Tel: (978) 250-1113P.O. Box 4111 Fax: (978) 250-4969Chelmsford, MA 01824 Cell: (978) 815-0499
Engraved Bronze
8 5
METHODS USED TO TIGHTENCOMMERCIALUNDERWRITINGSTANDARDS
Commercial credit underwriting for the 12 months
ended March 31 tightened for the fourth year in a
row. Here’s a look at the methods lenders used to
tighten their underwriting standards.
Pricing 73%
Covenants 55%
Collateral 54%
Credit Line 43%
Guarantor 46%
Maturity 33%
Amortization 34%
Leverage 46%
Source: OCC Survey of Credit Underwriting Practices 2009,tinyurl.com/no6hc3.
If your business is interested in being filmed for our CBA local
cable show, pleasecontact us at
(978) 250-3858 [email protected]
Thursday, December 3, 2009Radisson Hotel and Suites • 10 Independence Drive • Chelmsford
Cocktails at 6:00pm • Dinner at 7:00pm
We depend on the generosity of our members to make this event successful, please plan ahead and donate an item for the raffle.
CBA HOLIDAY SOCIAL
INFORMATION
PROOF
6 7
Paul Cohen, our Town Manager is lookingfor volunteers to serve on the ChelmsfordCensus Count Committee. As a memberof the Chelmsford Business Association,we were hoping that you might beinterested in serving on this committee.The charge of the committee is to reachout to the community in the hopes ofincreasing our census count for 2010.Anyone interested in serving should fill outa Committee Application. Any questionscan be directed to the Town Manager’sOffice.
Thank you for your help.
Looking For
Volunteers
GUIDELINES FOR SELECTING THE CBA “MEMBER OF THE YEAR” AWARD
IF YOU HAVE A MEMBER YOU WOULD LIKE CONSIDERED FOR CBA “MEMBER OF THE YEAR”, PLEASECOMPLETE THE FOLLOWING INFORMATION AND MAIL TO:
CHELMSFORD BUSINESS ASSOCIATIONMEMBER OF THE YEAR10 SUMMER STREET CHELMSFORD, MA 01824
YOUR CHOICE: ________________________________________________________________________________________REASON FOR YOUR CHOICE:_________________________________________________________________________________________________________________________________________________________________________________
Nominations are due by November 16th, 2009FINAL DECISION WILL BE MADE BY THE CBA MEMBER OF THE YEAR COMMITTEE
1. PERSON SHALL BE CURRENT IN PAYMENT OF CBA DUES.
2. PERSON SHALL HAVE DEMONSTRATED HIS OR HERCONCERN FOR THE ORGANIZATION ABOVE AND BEYONDTHAT OF OTHER MEMBERS.
3. PERSON SHOULD HAVE SHOWN SUPPORT FOR OUR TOWNIN HIS OR HER BUSINESS PRACTICES, EITHER PRESENTLYOR IN THE PAST, AND PERHAPS GIVEN FREELY OF HIS ORHER TIME BY SERVING ON A NON-PROFIT ORGANIZATIONWITHIN OUR TOWN.
4. PERSON SHALL BE SOMEONE WHO BASICALLY HASENHANCED THE ORGANIZATION IN A VERY POSITIVE WAY.
Next year the 4th of July parade will be held onMONDAY, JULY 5TH at 10:00 a.m. The paradecommi�ee has already begun work on thisfabulous event and would love to get moremembers involved.
If you are interested in helping please contactone of our commi�ee members! Parade Co-Chairs are: Jeff Hardy (978-250-8415) and BrianReidy (978-256-1808). Commi�ee Membersinclude: Jim Cullen, Mark Duffy, Janet Granata,Hank Hamelin, Doug Hausler, Kathy Kelley,Shirley Kimball, Joan Lessard, Lynn Marcella,Barbara Porter, and Rick Romano.
For more informa�on visit our website:www.chelmsfordparade.org.
CBA Annual Meeting
Thursday, November 19, 2009Best Western Inn - Chelmsford
Meeting to start at 7:00pm
If you plan on attending please RSVP to 978.250.3858
SPONSORED BY THE GREATER LOWELL CHAMBER OF COMMERCE
CHELMSFORD TOWN BUSINESS DAYCHELMSFORD LIBRARY • 25 BOSTON ROAD • CHELMSFORD, MA
AN OPEN INVITATION TO JOIN US
Free! Open to all businesses, new or established,addressing business issues including State & Municipal Issues, Financial Options,
Procurement & Technical Assistance, Business Counseling & Training
NOVEMBER 4, 2009 • 7:30 A.M. - 9:30 A.M.
For further information please call GLCC 978-459-8154
GUES
T SP
EAKE
RS Ms. Jeanne Osborn, President & CEO GLCCMr. Paul Cohen, Chelmsford Town ManagerMr. George E. Noel, MA Director of LaborSenator Susan FargoState Representative Cory AtkinsState Representative Thomas A. GoldenState Representative David NangleMs. Lisa Gonzalas-Welch, SBA Associate
Mr. Ken Goode, Vice President, MassDevelopmentMs. Terry Williams, Assistant Director, Lowell Small
Business Assistance Center Mr. John F. Fioriti, SOMWBAMr. Peter McGarry, SCORE CounselorMs. Barbara O’Neil, Director, Gr. Lowell Workforce
Investment Board
CBA has built a strong organization through:• Parity in Taxes for Residential and Commercial
Properties• Access to Health Insurance for Members• Sponsoring an Annual Candidates Night• Promoting Local Businesses through a State-of-the-Art
Website• Cable TV Show featuring CBA Members• Quarterly Newsletter – with Local Business News and
“spotlight-on-members”• Semi Annual Members Directory Insert in Local
Newspaper• Promoting business through cooperation with local
Chamber of Commerce• Producing and Hosting the best 4th of July Parade in
New England• Helping with Sponsorship of Town Wide Clean Up• Helping with Funding of Holiday Decorating
(Center and North Chelmsford)• Holiday Social – an evening of dinner, dancing and fun
for all members!• Annual Golf Social for Members• Annual Ski Trip for Members• Annual Lowell Spinners outing for Members• Scholarship funded and awarded
PROOF
6 7
Paul Cohen, our Town Manager is lookingfor volunteers to serve on the ChelmsfordCensus Count Committee. As a memberof the Chelmsford Business Association,we were hoping that you might beinterested in serving on this committee.The charge of the committee is to reachout to the community in the hopes ofincreasing our census count for 2010.Anyone interested in serving should fill outa Committee Application. Any questionscan be directed to the Town Manager’sOffice.
Thank you for your help.
Looking For
Volunteers
GUIDELINES FOR SELECTING THE CBA “MEMBER OF THE YEAR” AWARD
IF YOU HAVE A MEMBER YOU WOULD LIKE CONSIDERED FOR CBA “MEMBER OF THE YEAR”, PLEASECOMPLETE THE FOLLOWING INFORMATION AND MAIL TO:
CHELMSFORD BUSINESS ASSOCIATIONMEMBER OF THE YEAR10 SUMMER STREET CHELMSFORD, MA 01824
YOUR CHOICE: ________________________________________________________________________________________REASON FOR YOUR CHOICE:_________________________________________________________________________________________________________________________________________________________________________________
Nominations are due by November 16th, 2009FINAL DECISION WILL BE MADE BY THE CBA MEMBER OF THE YEAR COMMITTEE
1. PERSON SHALL BE CURRENT IN PAYMENT OF CBA DUES.
2. PERSON SHALL HAVE DEMONSTRATED HIS OR HERCONCERN FOR THE ORGANIZATION ABOVE AND BEYONDTHAT OF OTHER MEMBERS.
3. PERSON SHOULD HAVE SHOWN SUPPORT FOR OUR TOWNIN HIS OR HER BUSINESS PRACTICES, EITHER PRESENTLYOR IN THE PAST, AND PERHAPS GIVEN FREELY OF HIS ORHER TIME BY SERVING ON A NON-PROFIT ORGANIZATIONWITHIN OUR TOWN.
4. PERSON SHALL BE SOMEONE WHO BASICALLY HASENHANCED THE ORGANIZATION IN A VERY POSITIVE WAY.
Next year the 4th of July parade will be held onMONDAY, JULY 5TH at 10:00 a.m. The paradecommi�ee has already begun work on thisfabulous event and would love to get moremembers involved.
If you are interested in helping please contactone of our commi�ee members! Parade Co-Chairs are: Jeff Hardy (978-250-8415) and BrianReidy (978-256-1808). Commi�ee Membersinclude: Jim Cullen, Mark Duffy, Janet Granata,Hank Hamelin, Doug Hausler, Kathy Kelley,Shirley Kimball, Joan Lessard, Lynn Marcella,Barbara Porter, and Rick Romano.
For more informa�on visit our website:www.chelmsfordparade.org.
CBA Annual Meeting
Thursday, November 19, 2009Best Western Inn - Chelmsford
Meeting to start at 7:00pm
If you plan on attending please RSVP to 978.250.3858
SPONSORED BY THE GREATER LOWELL CHAMBER OF COMMERCE
CHELMSFORD TOWN BUSINESS DAYCHELMSFORD LIBRARY • 25 BOSTON ROAD • CHELMSFORD, MA
AN OPEN INVITATION TO JOIN US
Free! Open to all businesses, new or established,addressing business issues including State & Municipal Issues, Financial Options,
Procurement & Technical Assistance, Business Counseling & Training
NOVEMBER 4, 2009 • 7:30 A.M. - 9:30 A.M.
For further information please call GLCC 978-459-8154
GUES
T SP
EAKE
RS Ms. Jeanne Osborn, President & CEO GLCCMr. Paul Cohen, Chelmsford Town ManagerMr. George E. Noel, MA Director of LaborSenator Susan FargoState Representative Cory AtkinsState Representative Thomas A. GoldenState Representative David NangleMs. Lisa Gonzalas-Welch, SBA Associate
Mr. Ken Goode, Vice President, MassDevelopmentMs. Terry Williams, Assistant Director, Lowell Small
Business Assistance Center Mr. John F. Fioriti, SOMWBAMr. Peter McGarry, SCORE CounselorMs. Barbara O’Neil, Director, Gr. Lowell Workforce
Investment Board
CBA has built a strong organization through:• Parity in Taxes for Residential and Commercial
Properties• Access to Health Insurance for Members• Sponsoring an Annual Candidates Night• Promoting Local Businesses through a State-of-the-Art
Website• Cable TV Show featuring CBA Members• Quarterly Newsletter – with Local Business News and
“spotlight-on-members”• Semi Annual Members Directory Insert in Local
Newspaper• Promoting business through cooperation with local
Chamber of Commerce• Producing and Hosting the best 4th of July Parade in
New England• Helping with Sponsorship of Town Wide Clean Up• Helping with Funding of Holiday Decorating
(Center and North Chelmsford)• Holiday Social – an evening of dinner, dancing and fun
for all members!• Annual Golf Social for Members• Annual Ski Trip for Members• Annual Lowell Spinners outing for Members• Scholarship funded and awarded
PROOF
JEFFREY A. HARDY
22 Progress Avenue Tel: (978) 250-1113P.O. Box 4111 Fax: (978) 250-4969Chelmsford, MA 01824 Cell: (978) 815-0499
Engraved Bronze
8 5
METHODS USED TO TIGHTENCOMMERCIALUNDERWRITINGSTANDARDS
Commercial credit underwriting for the 12 months
ended March 31 tightened for the fourth year in a
row. Here’s a look at the methods lenders used to
tighten their underwriting standards.
Pricing 73%
Covenants 55%
Collateral 54%
Credit Line 43%
Guarantor 46%
Maturity 33%
Amortization 34%
Leverage 46%
Source: OCC Survey of Credit Underwriting Practices 2009,tinyurl.com/no6hc3.
If your business is interested in being filmed for our CBA local
cable show, pleasecontact us at
(978) 250-3858 [email protected]
Thursday, December 3, 2009Radisson Hotel and Suites • 10 Independence Drive • Chelmsford
Cocktails at 6:00pm • Dinner at 7:00pm
We depend on the generosity of our members to make this event successful, please plan ahead and donate an item for the raffle.
CBA HOLIDAY SOCIAL
INFORMATION
PROOF
Dennis E. McHughAttorney at Law
Two Chelmsford StreetChelmsford, Massachusetts 01824978-256-3330 • Fax [email protected]
Marketing • Printing • Promotional Products • Graphic Design
275 Billerica Road • Chelmsford, MA 01824Tel: 978-256-1822 • Fax: 978-250-1621
www.qplimage.com
Thomas Bonacci Karen C. Bonacci
... where every child shines
Our commitment to excellence ... safety, fun,and building self-esteem through individual progress.
5 Kidder Road � Chelmsford, MA 01824Tel. (978) 256-7766 � Fax (978) 256-7779
4 9
PROOF
10 3
Section 1: The Directors and Officers for the ensuing yearcommencing January 1st; shall be elected by the entiremembership according to the rules specified in sub-paragraphs (a through f) of this section under the directionof the current Nominating Committee.
(a) The election shall take place on a date to bedetermined by the Board of Directors in the month ofNovember.
(b) Nominations shall be made by a NominatingCommittee designated by the President consisting offive (5) members, not more than three (3) of whommay be a current member of the Board of Directors.
(c) The Nominating Committee shall place on the ballotsufficient names to fill all officer positions andsufficient to fill all open director positions. In addition,any member may be nominated by petition of ten (10)members and with his/her assent be placed upon theballot by the Nominating Committee. Said petitionmust be submitted to the Association's Secretary notless than twenty-one (21) calendar days prior toelection.
(d) A notice with the names of those nominatedappearing thereon, in alphabetical order according totheir surname, shall be mailed to all Associationmembers in good standing not more than fifteen (15)days nor later than ten (10) days before the election.Those names receiving the highest number of votesat the annual meeting shall be declared elected.Election at the annual meeting may be in suchmanner as the Board of Directors dictates.
(e) In the case of a tie for any office, the one (1) to serveshall be determined by lot at the annual meeting bythe President.
(f) Nominations received after the time designated insubsection (c) above shall be void.
Section 2: Within ten (10) days after the annual election,the Directors for the ensuing fiscal year shall meet andestablish its committees for the ensuing year.
Section 3: Vacancies for unexpired terms on the Boardof Directors may be filled by the membership for theunexpired term at the next meeting of the membership.
ARTICLE V NOMINATION AND ELECTION OF DIRECTORS AND OFFICERS
CBA HOLIDAY SOCIALTHURS., DEC. 3RD, 2009
S A V E T H E D A T E
CHELMSFORD PARADE COMMITTEE, INC.c/o Chelmsford Business Association
10 Summer Street
Chelmsford, MA 01824
WINTER BANNERS
We hope you like the sample of the new winter banner. These
will be hung on the green light poles in Chelmsford Center. We
are hoping that you will be able to sponsor a banner this year!
We have a limited supply of these banners and they will only
be $300.00 each.
The banners will be hanging from mid November thru mid
March! They will look great for the holiday season and the
winter activities in the center including the Tree Lighting
Ceremony on December 6th and Winterfest in February!
If you are interested please return this order form to us by
November 10th with your check payable to Chelmsford Parade
Committee, Inc. so they can be made and hung on the green
light poles in the center before the real cold winter weather
arrives!
All proceeds from these banners will go toward the 4th of July
Parade.
If you have any questions please give us a call.
Thanks again for your support!
Jeff Hardy – 978-250-8415
Brian Reidy – 978-256-1808
Lynn Marcella – 978-256-5268
Please mail to above address with your check by November 10th!
Business/Family Name: __________________________________________________________________
Contact Name: __________________________________________________________________________
Telephone: ________________________________ e-mail: ______________________________________
PROOF
11
2009CBA Golf
Social
2
Men's Winners: Bill Gilet, Jim Gilet, Bernie Gilet, Mark Duffy
Mixed Winners: Richard Hebert, Peggy Hebert, Elaine Roberts, Dave Roberts
Women's Winners: Betty Gruber, Jeanne Kydd, Shelly Kydd, Krissy Ely
CBA 3rd
Annual
Ski Day_ _ _ _ _ _ _
Monday
March 1, 2010
Mt.
Wachusett
Ski Area
BOSTON BUYING POWERBOSTON BUYING POWERP O W E R I N G B O S T O N B U S I N E S S
Boston Buying Power (BBP) is a program designed by the City of Boston to control vola�le energy costs for theBoston based business and non-profit community. Mayor Menino invites and encourages all businesses and non-profits in the Greater Boston Area to par�cipate in this successful program, and he would love to include as manybusinesses in the Chelmsford area as possible.
There are two ways to save on your energy budgets; use less energy and pay less for that energy. BBP addressesboth aspects and provides your business with advanced and effec�ve programs to procure energy and track yourconsump�on pa�erns. BBP combines the aggregated purchasing power of thousands of commercial and industrialcustomers across the greater Boston area, giving businesses a host of benefits including low prices and long-termrate stability.
Over the past months, BBP has grouped hundreds of accounts with tremendous success, including all 2009 auc�onsproducing 20-30% savings versus the current u�lity rates.
As a customer of our “Price Sensi�ve” contracts, all are contractually guaranteed that the results of the BBP auc�onmust be less than the current and comparable u�lity rate. This addi�onal protec�on ensures that BBP evaluates allop�ons for your electric service, including the local u�lity.
Please visit www.bostonbuyingpower.com for more details on the program.
More Women Cutting Back
More women than men have cut theirexpenses during the recession, according toa PriceGrabber.com survey.
Here is the percentage who said “I spentless” in the following categories:
Women Men
Eating out 74% 66%Entertainment 72% 64%Online Purchases 55% 42%In-Store Purchases 69% 59%
Source: PriceGrabber.com.
Fun was had by all at the 2009 CBA Golf Social.
First in the Men’s Division:Bill Gilet, Mark Duffy, Jim Gilet, Bernie Gilet
Winners in the Mixed Division: Dave Roberts, Elaine Roberts, Richard Hebert, Peggy Hebert
Winners in the Women's Division:Jeanne Kydd, Shelly Kydd, Krissy Ely, Betty Gruber
The Long Drive Winners:Men’s Division: Joe FlanaganWomen’s Division: Krissy Ely
Closest to the pin on #6: Men’s Division: Richard DeFreitasWomen’s Division: Jeanne Kydd
The golf was followed by a nice dinner and raffle in the function room.
PROOF
President Lynn Marcella 978-256-5268 978-256-1869 Fax [email protected]
Vice President Rick Romano 978-256-9796 978-256-9857 Fax [email protected]
Secretary Hank Hamelin 978-256-5588 978-250-1691 Fax [email protected]
Treasurer Steve Incropera 888-871-7231 603-577-0399 Fax [email protected]
Director Bill Gilet 978-251-3421 978-251-2880 Fax [email protected]
Director Jim Cullen 978-251-0110 978-251-0711 Fax [email protected]
Director Kathy Kelley 978-256-7511 978-250-1401 Fax [email protected]
Director Annmarie Roark 978-256-9100 978-470-0618 Fax [email protected]
Director Doug Hausler 978-256-6080 978-256-0515 Fax [email protected]
Director Jeff Hardy 978-250-1113 978-250-4969 Fax [email protected]
Director Mark Duffy 978-251-8771 978-251-4093 Fax [email protected]
Director Tony DelPapa 978-256-4845 978-256-5804 Fax [email protected]
Director Jackie Hoonjan 978-256-9215 978-256-3609 Fax [email protected]
Director Dick DeFreitas 978-251-3003 978-251-3033 Fax [email protected]
Director Brian Reidy 978-256-1808 978-256-6877 Fax [email protected]
Executive Director John Harrington 978-256-2711 978-256-8706 Fax [email protected]
CHELMSFORD BUSINESS ASSOCIATION10 Summer StreetChelmsford, MA 01824
BOARD OF DIRECTORS
CHELMSFORD BUSINESS ASSOCIATION • CHELMSFORD, MA 01824 • 978-250-3858 • www.chelmsfordbusiness.org Fall 2009
Letter from LynnFall is in the air and the chillyevenings and morningsremind us that the leaves willsoon be falling and snow willbe on the way! I wonder if allthe acorns that are fallingfrom the oak trees are a signof a harsh winter, but I amsure the squirrels are lovingit! Now on to business…
On September 21st the CBA held its annual Golf Socialat Chelmsford Country Club. What a beautiful day forgolfing, we could not have asked for better weather!Thanks to Mark Duffy for coordinating the event!Thanks also to our “tee-sponsors” and our localbusinesses who donated gift certificates for prizes.
Hope you had a chance to get to the “ChelmsfordFarmers’ Market” this past summer. It was a hugesuccess with wonderful fresh produce, baked goods,and fresh cut flowers; hopefully it will be brought backagain next summer!
August 29th was the Ribbon Cutting ceremony for theBruce Freeman Rail Trail… something that Chelmsfordresidents have been waiting to happen for 20 years!We are already seeing many bikers and walkers on thetrail. The CBA was pleased to be able to make adonation to the opening ceremony of the Rail Trail.
Chelmsford Town Business Day will be held at theAdams Library on Wednesday, November 4th from7:30 A.M. – 9:30 A.M. This is being sponsored by theGreater Lowell Chamber of Commerce. This is freeand open to all businesses – new or established –addressing business issues including State &Municipal Issues, Financial Options, Procurement &Technical Assistance, and Business Counseling &
Training. There will be a great selection of speakers,some of which include: Town Manager Paul Cohen,Senator Susan Fargo and State Representatives Atkins,Golden and Nangle.
The Annual Meeting of the CBA will be held onThursday, November 19th at 7pm. We welcome any ofour members to attend this meeting.
Our very popular Holiday Social will be held onThursday, December 3rd at the Radisson Hotel andSuites in Chelmsford. This is always a fun evening thatis included as part of your membership in the CBA.Please be sure to RSVP as soon as you receive yourinvitation as space is limited. Cocktail hour begins at6:30 pm, followed by dinner, entertainment and ourgreat raffle!
We apologize to those of you who had items ready for“Shred Day”, the truck broke down and they wereunable to make it. We will notify members when thenext one is scheduled.
We hope business is picking up for those of you whohave been feeling this economic slow down.Remember to support our local businesses! Feel freeto join us at any of our monthly meetings, secondThursday of each month at 12:00 noon at the CBAoffices on Summer Street. Just give a call if you plan toattend, we would love to see you!
A closing thought from R.W. Emerson: “Do not gowhere the path may lead, instead go where there is nopath and leave a trail.”
Thank you!Lynn M. Marcella
Lynn MarcellaCBA President
PROOF
