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Dental Plan BenefitsAugust, 2012 Administered by
Delta Dental of New Mexico
Delta Dental PPOSM Delta Dental Premier®
Select a Delta Dental PPO dentist to help reduce patient out-of-pocket costs.
Select a Delta Dental Premier dentist if you prefer or if specialty care is needed
and not available in Delta Dental PPO.
Find a Dentist
UNM Hospitals Dental PlanProvider Network Overview – Point-of-Service Plan
One Plan, two network choices! Plan Participants can select any dentist in either the Delta Dental Premier® or
Delta Dental PPOSM network at the time dental services are received.
Over 900 points of access in New Mexico
Over 155,500 dentist locations nationally
Over 236,500 dentist locations nationally
Over 1,270 points of access in New Mexico
Log on to DeltaDentalNM.com to search for a dentist. Pre-selection of a dentist is not required and every member of your family may
visit a different dentist. There is no need to contact Delta Dental to change your dentist; you may
change as often as you like. Whenever possible, use in-network dentists.
Lower out-of-pocket costs, and important member protections apply when services are received in-network!
UNM Hospitals Dental PlanProvider Network Overview – Point-of-Service Plan
The illustration below shows how the reduced Maximum Approved Fees for Delta Dental PPO
can result in significant patient savingsExample assumes Procedure Code 2790(Crown—Full Cast High Noble Metal)
Delta Dental PPOProvider
Delta Dental Premier Provider
Dentist Submitted Charge
$1,142 $1,142
Delta Dental Maximum Approved Fee (network-specific)
$809 $1,025
Participant Pays (50% Co-payment for Major Services)
$404.50(50% of $809)
$512.50(50% of $1,025)
Savings of
over $100!
UNM Hospitals Dental PlanDental Plan Benefits Overview
Separate Lifetime Maximums apply to Orthodontic Services
Calendar Year Deductibles$50 per enrolled person
$150 aggregate per family
Does not apply to Diagnostic, Preventive, or Orthodontic Services
Calendar Year Maximums
$1,200 per enrolled person per calendar period
Out-of-network dentists may balance bill patients for amounts over Maximum Approved Fees.
Delta Dental PPOSM Delta Dental Premier®
Diagnostic and Preventive Services – No Deductible
Covered Oral Exams & Cleanings (2 per Calendar Year), X-rays, Fluoride Application, Emergency Treatment, Sealants, Space Maintainers, and Diagnostic Casts
Delta DentalPays 100%
YouPay 0%
Delta DentalPays 100%
YouPay 0%
Basic Services
Fillings, Stainless steel crowns, Extractions, Oral Surgery, Root canals, Periodontics (surgical or non-surgical), and General Anesthesia
Delta Dental Pays 80%
YouPay 20%
Delta DentalPays 80%
YouPay 20%
Major Services
Onlays, Crowns, Bridges, Partials or Complete dentures, Specified Implant Procedures
Delta Dental Pays 50%
YouPay 50%
Delta DentalPays 50%
YouPay 50%
UNM Hospitals Dental PlanDental Plan Benefits Overview
Out-of-network dentists may balance bill patients for amounts over Maximum Approved Fees.
UNM Hospitals Dental PlanOrthodontic Benefit Overview
ORTHODONTIC SERVICES (child and adult)No deductible
Delta Dental Pays 50%up to $1,000 lifetime maximum
Enrollees Pay 50% plus balance of cost up to the applicable Delta Dental Maximum Approved Fee
UNM Hospitals Dental PlanPredetermination of Benefits
ASK YOUR DENTIST FOR A PREDETERMINATION OF BENEFITS
when more costly procedures are anticipated.
Patient Disclosure –You’re entitled to it!
An advance estimate of benefits
before dental care services are
received
Not required, but strongly
recommended
No charge for this service.
UNM Hospitals Dental PlanSpecial Eligibility Provisions
UNM Hospitals Special Eligibility Provisions
If you enroll one dependent (spouse/domestic partner/child), all dependents must be enrolled (except children younger than 3 years of age) unless you can provide UNMH HR with proof of other coverage.
Children are covered to age 26 regardless of employment, marital, or student status.
UNM Hospitals Dental PlanInformation Available 24/7!
Subscriber Information Available 24/7!Featured Plan Information Available in the Member Section
View and print: Summary of Benefits Dental Benefit Plan Provisions Provider Directory
Consumer Toolkit Verify eligibility of subscriber and dependents Confirm status of deductibles and plan maximums Review how a specific claim was processed Print a personalized subscriber ID card
Oral Health Links Oral Health Assessment Oral Health and Wellness Portal
DeltaDentalNM.com
UNM Hospitals Dental PlanCustomer Service
Experienced Benefit Representatives No frustrating “menu of options” from
which to choose Talk to a local representative with 45
seconds of calling
Hours of Operation:
•Monday – Friday 8:00am-4:30pm
•Albuquerque: 505-855-7111
•Toll free: 1-877-395-9420
We do dental. Better.
Questions?
UNM Hospitals Rates
COVERAGE TYPEEmployee
COST Full Time
Employee COST Part
Time
Employee $ 0.00 $ 6.10
Employee + 1 $ 17.50 $ 23.60
Employee + 2 or more
$ 33.50 $ 39.60
Per Pay Period (24/Year)