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MAY ISSUE
Skip the Trip to the ER
BENEFITbuzz BENEFITbuzz
Teladoc 1
Pension Buzz 2
Medicare 3
Wellness
Program 4
Have you seen
Buzz?
5
Benefit Spotlight 5
Calendar 6
2357 59th Street
St. Louis, MO 63110
(314) 644-2777
(800) 489-0228
Fax: (314) 646-4440
www.stllaborers.com
Office Hours
Monday-Friday
7:00 a.m.-4:30 p.m.
Phone Hours
Monday-Friday
7:30 a.m.-4:30 p.m.
DECEMBER 2020 ISSUE
W hen it’s not an emergency, you have another option with Teladoc. Their doctors are available 24 hours a day, 7 days
a week by phone or video. Teladoc joined the Plan on July 1, 2020. This FREE benefit will be available for all Active, Retired and Non-
Medicare participants covered under the Plan.
Teladoc offers a quick and convenient option for your general medi-cine needs without leaving your home. Their licensed doctors can help you if you have a cold, strep throat, flu, rash, etc.
When you use telemedicine services provided by Teladoc, these ser-vices will not be subject to a co-pay, deductible or co-insurance. However, if you use telemedicine services through your doctor, those visits will be subject to co-pays, deductible and co-insurance (unless directly related to an order for a COVID test).
You can access the Teladoc benefit online at www.teladoc.com, by calling 1-800-835-2362 or you can download their app. Look for the flyer inside the Buzz for more information on the Teladoc app. For questions regarding this benefit or other benefits, please call the Benefit Office at 314-644.2777 ext. 2.
Your Member Assistance Program*
800-617-0858
Real people.Real life. Real solutions.
Or log on to liveandworkwell.com
Access code: laborers
*The MAP benefit is for all Active and Non-
Medicare eligible members.
No Co-Pay
No Deductible
No Co-Insurance
Contact Teladoc for all your telemedicine needs.*
www.teladoc.com
800-835-2362
D E C E M B E R 2 0 2 0 E D I T I O N
PENSIONbuzz PENSIONbuzz
2020 Pension Check Dates
December 16th
2020 Premium Auto Withdraw Dates
December 18th
Eric Gerdes
He is a member of Local 110 and he has been Laboring for 30 years!
After retirement, he is planning on doing whatever he wants!
Pension Wall of Fame
Brad Deprow
He is a member of Local 110 and has been Laboring for almost 30 years!
After retirement, he is planning on riding his motorcycle.
He is most excited about not having to wake up early!
Congratulations on your
Retirement! -Laborers’ Benefit Office
We understand that Medicare can be confusing and overwhelming for almost everyone.
Most people may associate Medicare eligibility with turning age 65. However, there are other ways to become eligible for Medicare. Two of those ways are:
• Being deemed totally and permanently disabled by Social Security. • Having End-Stage Renal Disease (ESRD).
What if you become eligible for Medicare before age 65?
You should notify the Benefit Office immediately so we can provide you with your Medi-care options.
Does my insurance change when I become eligible for Medicare?
Yes, under our Plan, once you become eligible for Medicare, you are no longer eligible for the Retiree Plan. However, we do offer three different Medicare supplement plans that you may choose from:
● Laborers’ Advantra HMO ● Laborers’ Gold HMO ● Laborers’ Aetna Medicare PPO
Does Medicare A & B cost?
Medicare Part A is generally free and is for hospitalization coverage. Medicare Part B does have a cost and generally covers other medical services. You would need to check with Medicare to find out the cost of the Part B premium. The Part B premium will be au-tomatically withheld from your Social Security check unless you have declined Part B cov-erage or are not yet receiving a check from Social Security. Before you decline the Part B coverage, you must speak with the Benefit Office because this could seriously impact your insurance coverage with the Laborers!
The most important thing you need to remember is to contact the Ben-efit Office at 314-644-2777 ext. 2 when you become eligible for Medicare or have any questions regarding Medicare eligibility.
Medicare EligibilityMedicare EligibilityMedicare EligibilityMedicare Eligibility
P A G E 4 D E C E M B E R 2 0 2 0 E D I T I O N
Time is running out to participate in the Wellness Program!
The Wellness Program is available to all eligible members and covered spouses, who
complete both the FREE, one-time H&H Wellness Screening and Wellness Survey.
Remember, you must be covered under the Plan to participate. If you complete the
Wellness Program no later than December 15, 2020, you will receive a $100 Gift Card*
for participating.
If you already participated in the 2020 Wellness Program through Interactive Health,
you will not be eligible to participate again until 2021. If you participated through
Interactive Health but have not received your results or gift card, please call our office
as soon as possible.
Test at a Lab is NOW OPEN! Participate at an approved clinic & complete your wellness survey
by December 15, 2020.
Register online at wellness.hhhealthassociates.com New User Code: LABORERS
Members and spouses will receive a
$100 gift card!* *Only one card per person per year will be awarded.
Members and spouses must be covered under the Plan to be eligible to participate.
WELLNESS PROGRAM
Please note: Due to the current COVID 19 situation, all on-site events have been canceled for 2020. Stay tuned for 2021 event dates!
P A G E 5
Benefit Spotlight: MAP This month we are we are featuring the Member Assistance Program (MAP).
The MAP has counselors and other specialists available 24 hours a day, 7 days a week for you and your family. If you feel like you need to talk to someone or are overwhelmed and don’t know where to turn, call Optum Behavioral Health at 800-617-0858. They want to help and they know how to help. Members can access 6 FREE MAP visits per issue per the calendar year. If your issue needs additional visits, you can continue using your behavioral health benefit.
Here are just a few of the reasons to reach out.
• Stress Management • Alcohol/Drug Issues
• Grief Counseling
• Financial/Legal Concerns
• Family Counseling
Don’t feel like talking? No problem. Optum Behavioral Health also has a useful website that allows you to search for doctors, use virtual help centers to find information for many everyday work and life issues, access financial calculators and participate in self-improvement programs. Just visit liveandworkwell.com and use the access code of laborers.
*This benefit is for all Active and Non-Medicare eligible members.
Have you seen Buzz?
Since we are all spending more time at home lately, we thought it would be a good time to hide Buzz. This time we are hiding him in three places throughout the newsletter.
Keep in mind, Baby Buzz will be a smaller version of Buzz below.
Once you find all three, send us an email at [email protected] and tell us everywhere baby Buzz was hiding! You can also circle them on the newsletter and mail it to our office. At the end of December, we will put all the entries in a drawing to win a $25 gift card.
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2357 59th Street - St. Louis, MO 63110
(314) 644-2777 (800) 489-0228
Fax: (314) 646-4440
www.stllaborers.com
Phone Hours
Monday-Friday
7:30 a.m.-4:30 p.m.
Office Hours
Monday-Friday
7:00 a.m.-4:30 p.m.
December
Hours
Due
January
Self Pay
Due
No Co-Pay
No Deductible
No Co-Insurance
Contact Teladoc for all your telemedicine needs.*
www.teladoc.com
800-835-2362
Local 110 Union Mtg.
OFFICE CLOSED
*This benefit is for all Active and Non-Medicare eligible members.
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November
Hours
Due
Pensioner Payday
OFFICE CLOSED
December
Self Pay
Due
OFFICE CLOSED
Local 42 Union Mtg.
This newsletter is a brief summary of your benefits. The Plan Document has final authority in the case of any conflicts or confusion as to Plan benefits.
Pensioner Payday
