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Debt Management and Life after Dental SchoolTodd Cockrell, DMDKelly Richards

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Our challenge and encouragement for you as we

get to talk today:

“Live Today to Create Tomorrow”

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What decisions do you need to make first...

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Decision 2 - Geography vs Opportunity:

Decision 3 - Practice Environment

Decision 1 - Post Graduate Choices:• Specializing• General Practice Residency or AEGD• Private / Group Practice• Military Service or Public Health• Academic Dentistry and / or Research

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Review The Big Picture( Map out your game plan )

• Visions• Goals

• Strategies• Tactics• Tools

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Why ?

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Financial Realities You Need to Know in Order to

Plan • Income / Salary• Student Debt • Living Requirements• “Big Picture”

Requirements ...

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Do you Know Your Number?** FACT - only 1 out of 100 Dentists Know the number or amount of money they must save each month to reach their goals and achieve their milestone events in their career

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“Everyone says they know what to do, but the reality

is, only a small few will actually ever do what they

know”

- Anthony Robbins -

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Plans to Choose From:

Student Debt Realities and Choices: You’ll have 10-25 years to repay your loan,

depending on which repayment plan you choose.

• Standard Repayment• Extended Repayment• Graduated Repayment• Income Contingent Repayment• Income Based Repayment

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Review The Big Picture( Map out your game plan )

• Visions• Goals

• Strategies

• Tactics• Tools

--------------------------------

#ASDAnet

@ASDAnet

#ASDAnet

@ASDAnet

Review The Big Picture( Map out your game plan )

• Visions• Goals

• Strategies• Tactics• Tools

--------------------------------

#ASDAnet

@ASDAnet

#ASDAnet

@ASDAnet

The sooner you have clear and detailed visions and goals, the quicker you will be able to map out your game plan... Then and

only then can choose your Strategies, Tactics and

Tools to accomplish what you want