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8/8/2019 Data_Extract-Jul-2010 QBE Business Sentiment Survey
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Extracts from QBE SME Research June 2010
PRESS RELEASE
QBEs FOURTH BUSINESS SENTIMENT SURVEY
DATA EXTRACT
London, 15 July 2010
About QBEs Fourth Business Sentiment Survey
Data were collected by The Survey Shop in June 2010. A total of 406 interviews were
conducted by telephone using quota sampling. Respondents were qualified as owners,
managers and decision-makers, and the data are representative of SMEs in UK and
Ireland. The data are representative of SMEs in the UK and Ireland, grouped by region
(East, London, Midlands & Wales, North Midlands, North West, Scotland, South West,
Yorkshire & North East and Ireland) and by number of employees (Up to 10, 10 to 49 and
50 to 250)
8/8/2019 Data_Extract-Jul-2010 QBE Business Sentiment Survey
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50 to 250)
Extracts from QBE SME Research June 2010
PRESS RELEASE
QBE is proud to be the official insurance partner of Premiership Rugby and England.
These partnerships with two elite properties in the sport will allow QBEs brand tocontinue to develop and business to grow
-ENDS-
For further information please contact:
Sandra Villanueva, QBE European OperationsTel:+44 20 7105 4428; [email protected]
Samantha Whiteley Haggie Financial
mailto:[email protected]:[email protected]:[email protected]:[email protected]:[email protected]8/8/2019 Data_Extract-Jul-2010 QBE Business Sentiment Survey
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 3 of 50
How long do you expect it will before we see full economic recovery in [the UK / Ireland]? (one)
Base = all Region
AllEasternEngland
London &SouthEast
Midlands& Wales
Northmidlands
NorthWest
ScotlandSouthwest
Yorks/N. East
SouthernIreland
(406) (38) (39) (37) (37) (38) (40) (38) (37) (102)
6 months 1% 0% 0% 5% 0% 0% 3% 3% 0% 1%
12 months 13% 21% 23% 16% 5% 3% 8% 8% 22% 12%
18 months 12% 13% 8% 5% 19% 18% 10% 13% 11% 10%
2 years 60% 58% 46% 62% 59% 66% 63% 71% 41% 65%
Dont know 15% 8% 23% 11% 16% 13% 18% 5% 27% 13%
Column total 100% 100% 100% 100% 100% 100% 100% 100% 100% 100%
8/8/2019 Data_Extract-Jul-2010 QBE Business Sentiment Survey
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 4 of 50
How long do you expect it will before we see full economic recovery in [the UK / Ireland]? (one)
Base = all Region II
AllMidlands &
WalesNorth West Scotland
London &South East
EasternEngland
South westYorkshire
or the NorthEast
SouthernIreland
(406) (74) (38) (40) (39) (38) (38) (37) (102)
6 months 1% 3% 0% 3% 0% 0% 3% 0% 1%
12 months 13% 11% 3% 8% 23% 21% 8% 22% 12%
18 months 12% 12% 18% 10% 8% 13% 13% 11% 10%
2 years 60% 61% 66% 63% 46% 58% 71% 41% 65%
Dont know 15% 14% 13% 18% 23% 8% 5% 27% 13%
Column total 100% 100% 100% 100% 100% 100% 100% 100% 100%
8/8/2019 Data_Extract-Jul-2010 QBE Business Sentiment Survey
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 5 of 50
How long do you expect it will before we see full economic recovery in [the UK / Ireland]? (one)
Base = all Country No of Employees
All UK Ireland 1 to 9 10 to 49 50 to 249
(406) (304) (102) (301) (87) (18)
6 months 1% 1% 1% 1% 2% 0%
12 months 13% 13% 12% 12% 18% 0%
18 months 12% 12% 10% 11% 10% 28%
2 years 60% 58% 65% 62% 55% 44%
Dont know 15% 15% 13% 14% 14% 28%
Column total 100% 100% 100% 100% 100% 100%
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 6 of 50
How long do you expect it will before we see full economic recovery in [the UK / Ireland]? (one)
Base = all Main business sector
AllBuilding /
const.Business /
prof.Financialservices
IT, media/printing
Leisure /catering
Manufng /Eng
Retail &Distn.
Other
(406) (42) (110) (19) (42) (42) (41) (59) (51)
6 months 1% 2% 1% 5% 2% 0% 0% 0% 2%
12 months 13% 7% 13% 11% 17% 7% 20% 15% 12%
18 months 12% 14% 13% 21% 10% 5% 27% 7% 4%
2 years 60% 48% 65% 53% 67% 60% 41% 61% 71%
Dont know 15% 29% 9% 11% 5% 29% 12% 17% 12%
Column total 100% 100% 100% 100% 100% 100% 100% 100% 100%
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 7 of 50
Following the down-turn, how do you expect your business to perform in the next 6 months? (one)
Base = all Region
AllEasternEngland
London &SouthEast
Midlands& Wales
Northmidlands
NorthWest
ScotlandSouthwest
Yorks/ N.East
SouthernIreland
(406) (38) (39) (37) (37) (38) (40) (38) (37) (102)
Sales turnover to increase
greatly in the next 6 months5% 8% 3% 8% 5% 0% 10% 3% 11% 2%
Sales turnover to increase alittle in the next 6 months
27% 32% 18% 32% 32% 32% 28% 24% 30% 25%
Sales turnover to stay thesame in the next 6 months
45% 50% 49% 35% 35% 53% 38% 55% 41% 46%
Sales turnover to decrease alittle in the next 6 months
18% 8% 23% 14% 24% 16% 20% 18% 11% 22%
Sales turnover to decrease agreat deal in the next 6 months
5% 3% 8% 11% 3% 0% 5% 0% 8% 6%
Column total 100% 100% 100% 100% 100% 100% 100% 100% 100% 100%
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 8 of 50
Following the down-turn, how do you expect your business to perform in the next 6 months? (one)
Base = all Region II
AllMidlands& Wales
NorthWest
ScotlandLondon &
SouthEast
EasternEngland
Southwest
Yorkshireor theNorthEast
SouthernIreland
(406) (74) (38) (40) (39) (38) (38) (37) (102)
Sales turnover to increasegreatly in the next 6 months
5% 7% 0% 10% 3% 8% 3% 11% 2%
Sales turnover to increase alittle in the next 6 months
27% 32% 32% 28% 18% 32% 24% 30% 25%
Sales turnover to stay thesame in the next 6 months
45% 35% 53% 38% 49% 50% 55% 41% 46%
Sales turnover to decrease alittle in the next 6 months
18% 19% 16% 20% 23% 8% 18% 11% 22%
Sales turnover to decrease agreat deal in the next 6 months
5% 7% 0% 5% 8% 3% 0% 8% 6%
Column total 100% 100% 100% 100% 100% 100% 100% 100% 100%
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 9 of 50
Following the down-turn, how do you expect your business to perform in the next 6 months? (one)
Base = all Country No of Employees
All UK Ireland 1 to 9 10 to 49 50 to 249
(406) (304) (102) (301) (87) (18)
Sales turnover to increasegreatly in the next 6 months
5% 6% 2% 4% 8% 0%
Sales turnover to increase alittle in the next 6 months
27% 28% 25% 27% 30% 22%
Sales turnover to stay thesame in the next 6 months
45% 44% 46% 45% 43% 61%
Sales turnover to decrease alittle in the next 6 months
18% 17% 22% 18% 17% 17%
Sales turnover to decrease agreat deal in the next 6 months
5% 5% 6% 6% 2% 0%
Column total 100% 100% 100% 100% 100% 100%
8/8/2019 Data_Extract-Jul-2010 QBE Business Sentiment Survey
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 10 of 50
Following the down-turn, how do you expect your business to perform in the next 6 months? (one)
Base = all Main business sector
AllBuilding/ const.
Business/ prof.
Financialservices
IT, media/printing
Leisure /catering
Manufng /Eng
Retail &Distn.
Other
(406) (42) (110) (19) (42) (42) (41) (59) (51)
Sales turnover to increasegreatly in the next 6 months
5% 12% 3% 0% 10% 0% 5% 5% 6%
Sales turnover to increase alittle in the next 6 months
27% 14% 27% 47% 33% 33% 34% 25% 18%
Sales turnover to stay thesame in the next 6 months
45% 52% 48% 32% 33% 31% 39% 51% 55%
Sales turnover to decrease alittle in the next 6 months
18% 17% 15% 21% 19% 31% 20% 15% 14%
Sales turnover to decrease agreat deal in the next 6 months
5% 5% 6% 0% 5% 5% 2% 3% 8%
Column total 100% 100% 100% 100% 100% 100% 100% 100% 100%
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 11 of 50
Does your company expect to hire more staff in 2010?
Base = all Region
AllEasternEngland
London &SouthEast
Midlands& Wales
Northmidlands
NorthWest
ScotlandSouthWest
Yorks/N. East
SouthernIreland
(406) (38) (39) (37) (37) (38) (40) (38) (37) (102)
Yes 15% 26% 13% 16% 19% 11% 25% 5% 16% 9%
No 85% 74% 87% 84% 81% 89% 75% 95% 84% 91%
Column total 100% 100% 100% 100% 100% 100% 100% 100% 100% 100%
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 12 of 50
Does your company expect to hire more staff in 2010?
Base = all Region II
AllMidlands& Wales
NorthWest
ScotlandLondon &
SouthEast
EasternEngland
Southwest
Yorkshireor theNorthEast
SouthernIreland
(406) (74) (38) (40) (39) (38) (38) (37) (102)
Yes 15% 18% 11% 25% 13% 26% 5% 16% 9%
No 85% 82% 89% 75% 87% 74% 95% 84% 91%
Column total 100% 100% 100% 100% 100% 100% 100% 100% 100%
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 13 of 50
Does your company expect to hire more staff in 2010?
Base = all Country No of Employees
All UK Ireland 1 to 9 10 to 49 50 to 249
(406) (304) (102) (301) (87) (18)
Yes 15% 16% 9% 11% 28% 6%
No 85% 84% 91% 89% 72% 94%
Column total 100% 100% 100% 100% 100% 100%
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 14 of 50
Does your company expect to hire more staff in 2010?
Base = all Main business sector
AllBuilding/ const.
Business/ prof.
Financialservices
IT, media/printing
Leisure /catering
Manufng /Eng
Retail &Distn.
Other
(406) (42) (110) (19) (42) (42) (41) (59) (51)
Yes 15% 17% 16% 11% 26% 14% 17% 5% 10%
No 85% 83% 84% 89% 74% 86% 83% 95% 90%
Column total 100% 100% 100% 100% 100% 100% 100% 100% 100%
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 15 of 50
If current conditions were to continue for another twelve months how difficult or otherwise would it be for your business tosurvive? (one)
Base = all Region
AllEasternEngland
London& South
East
Midlands& Wales
Northmidlands
NorthWest
ScotlandSouthWest
Yorks/N. East
SouthernIreland
(406) (38) (39) (37) (37) (38) (40) (38) (37) (102)
Not difficult at all 44% 61% 44% 35% 46% 53% 48% 42% 49% 34%
Difficult 32% 29% 28% 24% 41% 32% 33% 39% 32% 32%
Very difficult 15% 8% 18% 24% 8% 5% 8% 13% 16% 22%
Extreme difficulty veryunlikely to survive
7% 0% 10% 14% 5% 8% 8% 5% 3% 8%
Not stated 2% 3% 0% 3% 0% 3% 5% 0% 0% 4%
Column total 100% 100% 100% 100% 100% 100% 100% 100% 100% 100%
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 16 of 50
If current conditions were to continue for another twelve months how difficult or otherwise would it be for your business tosurvive? (one)
Base = all Region II
AllMidlands& Wales
NorthWest
ScotlandLondon &
SouthEast
EasternEngland
Southwest
Yorkshireor theNorthEast
SouthernIreland
(406) (74) (38) (40) (39) (38) (38) (37) (102)
Not difficult at all 44% 41% 53% 48% 44% 61% 42% 49% 34%
Difficult 32% 32% 32% 33% 28% 29% 39% 32% 32%
Very difficult 15% 16% 5% 8% 18% 8% 13% 16% 22%
Extreme difficulty veryunlikely to survive
7% 9% 8% 8% 10% 0% 5% 3% 8%
Not stated 2% 1% 3% 5% 0% 3% 0% 0% 4%
Column total 100% 100% 100% 100% 100% 100% 100% 100% 100%
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 17 of 50
If current conditions were to continue for another twelve months how difficult or otherwise would it be for your business tosurvive? (one)
Base = all Country No of Employees
All UK Ireland 1 to 9 10 to 49 50 to 249
(406) (304) (102) (301) (87) (18)
Not difficult at all 44% 47% 34% 43% 44% 56%
Difficult 32% 32% 32% 32% 33% 33%
Very difficult 15% 13% 22% 15% 15% 6%
Extreme difficulty veryunlikely to survive
7% 7% 8% 8% 6% 0%
Not stated 2% 2% 4% 2% 2% 6%
Column total 100% 100% 100% 100% 100% 100%
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 18 of 50
If current conditions were to continue for another twelve months how difficult or otherwise would it be for your businessto survive? (one)
Base = all Main business sector
AllBuilding/ const.
Business/ prof.
Financialservices
IT, media/printing
Leisure /catering
Manufng /Eng
Retail &Distn.
Other
(406) (42) (110) (19) (42) (42) (41) (59) (51)
Not difficult at all 44% 36% 49% 63% 40% 36% 27% 49% 49%
Difficult 32% 29% 28% 32% 31% 33% 46% 29% 37%
Very difficult 15% 21% 15% 5% 17% 24% 12% 10% 10%
Extreme difficulty veryunlikely to survive
7% 12% 6% 0% 5% 5% 10% 10% 4%
Not stated 2% 2% 1% 0% 7% 2% 5% 2% 0%
Column total 100% 100% 100% 100% 100% 100% 100% 100% 100%
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 19 of 50
In the current environment, how easy is it, or how easy would you expect it to be, for you to access commercial credit?(one)
Base = all Region
AllEasternEngland
London& South
East
Midlands& Wales
Northmidlands
NorthWest
ScotlandSouthWest
Yorks/N. East
SouthernIreland
(406) (38) (39) (37) (37) (38) (40) (38) (37) (102)
Very easy 2% 0% 3% 5% 3% 5% 0% 3% 0% 1%
Easy 6% 13% 3% 11% 8% 3% 10% 3% 8% 3%
Same as in previoustimes
37% 45% 41% 35% 30% 42% 40% 34% 51% 27%
Difficult 26% 18% 18% 14% 27% 24% 33% 42% 16% 30%
Very difficult 26% 21% 36% 35% 30% 11% 13% 13% 19% 37%
Not stated 4% 3% 0% 0% 3% 16% 5% 5% 5% 1%
Column total 100% 100% 100% 100% 100% 100% 100% 100% 100% 100%
8/8/2019 Data_Extract-Jul-2010 QBE Business Sentiment Survey
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 20 of 50
In the current environment, how easy is it, or how easy would you expect it to be, for you to access commercial credit?(one)
Base = all Region II
AllMidlands& Wales
NorthWest
ScotlandLondon &
SouthEast
EasternEngland
Southwest
Yorkshireor theNorthEast
SouthernIreland
(406) (74) (38) (40) (39) (38) (38) (37) (102)
Very easy 2% 4% 5% 0% 3% 0% 3% 0% 1%
Easy 6% 9% 3% 10% 3% 13% 3% 8% 3%
Same as in previous times 37% 32% 42% 40% 41% 45% 34% 51% 27%
Difficult 26% 20% 24% 33% 18% 18% 42% 16% 30%
Very difficult 26% 32% 11% 13% 36% 21% 13% 19% 37%
Not stated 4% 1% 16% 5% 0% 3% 5% 5% 1%
Column total 100% 100% 100% 100% 100% 100% 100% 100% 100%
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 22 of 50
In the current environment, how easy is it, or how easy would you expect it to be, for you to access commercial credit?(one)
Base = all Main business sector
AllBuilding/ const.
Business/ prof.
Financialservices
IT, media/printing
Leisure /catering
Manufng /Eng
Retail &Distn.
Other
(406) (42) (110) (19) (42) (42) (41) (59) (51)
Very easy 2% 0% 3% 0% 5% 2% 5% 0% 0%
Easy 6% 14% 6% 0% 2% 5% 2% 7% 8%
Same as in previous times 37% 38% 35% 42% 45% 29% 37% 32% 41%
Difficult 26% 24% 26% 32% 17% 29% 27% 31% 22%
Very difficult 26% 21% 28% 16% 26% 36% 27% 25% 20%
Not stated 4% 2% 1% 11% 5% 0% 2% 5% 10%
Column total 100% 100% 100% 100% 100% 100% 100% 100% 100%
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 23 of 50
Which of the following would you say appear to have been the benefits of having experienced the downturn? (any)
Base = all Region
AllEasternEngland
London &SouthEast
Midlands& Wales
Northmidlands
NorthWest
ScotlandSouthWest
Yorks/N. East
SouthernIreland
(406) (38) (39) (37) (37) (38) (40) (38) (37) (102)
Now a more competitivebusiness
46% 42% 33% 46% 51% 42% 58% 32% 49% 53%
Now a leaner business 42% 37% 33% 54% 43% 39% 45% 42% 27% 46%
Greater awareness ofindividual customers needs
39% 47% 49% 38% 49% 37% 35% 29% 43% 34%
Now a more efficient business 39% 34% 33% 30% 49% 45% 40% 37% 32% 44%
New market or marketsidentified
26% 26% 23% 38% 24% 37% 23% 24% 22% 22%
Reduced costs from somesuppliers
21% 24% 8% 5% 16% 16% 23% 11% 16% 39%
Developed a new product orservice that appears to havelong-term potential
18% 24% 10% 16% 22% 13% 28% 24% 14% 16%
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 24 of 50
Which of the following would you say appear to have been the benefits of having experienced the downturn? (any)
Base = all Region II
AllMidlands& Wales
NorthWest
ScotlandLondon &
SouthEast
EasternEngland
Southwest
Yorkshireor theNorthEast
SouthernIreland
(406) (74) (38) (40) (39) (38) (38) (37) (102)
Now a more competitivebusiness46% 49% 42% 58% 33% 42% 32% 49% 53%
Now a leaner business 42% 49% 39% 45% 33% 37% 42% 27% 46%
Greater awareness ofindividual customers needs
39% 43% 37% 35% 49% 47% 29% 43% 34%
Now a more efficient business 39% 39% 45% 40% 33% 34% 37% 32% 44%
New market or marketsidentified
26% 31% 37% 23% 23% 26% 24% 22% 22%
Reduced costs from somesuppliers 21% 11% 16% 23% 8% 24% 11% 16% 39%
Developed a new product orservice that appears to havelong-term potential
18% 19% 13% 28% 10% 24% 24% 14% 16%
8/8/2019 Data_Extract-Jul-2010 QBE Business Sentiment Survey
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 25 of 50
Which of the following would you say appear to have been the benefits of having experienced the downturn? (any)
Base = all Country No of Employees
All UK Ireland 1 to 9 10 to 49 50 to 249
(406) (304) (102) (301) (87) (18)
Now a more competitivebusiness
46% 44% 53% 44% 53% 50%
Now a leaner business 42% 40% 46% 41% 45% 33%
Greater awareness ofindividual customers needs
39% 41% 34% 39% 40% 39%
Now a more efficient business 39% 38% 44% 35% 52% 50%
New market or marketsidentified
26% 27% 22% 23% 32% 33%
Reduced costs from somesuppliers
21% 15% 39% 20% 21% 33%
Developed a new product orservice that appears to havelong-term potential
18% 19% 16% 19% 20% 0%
8/8/2019 Data_Extract-Jul-2010 QBE Business Sentiment Survey
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 26 of 50
Which of the following would you say appear to have been the benefits of having experienced the downturn? (any)
Base = all Main business sector
AllBuilding/ const.
Business/ prof.
Financialservices
IT, media/printing
Leisure /catering
Manufng /Eng
Retail &Distn.
Other
(406) (42) (110) (19) (42) (42) (41) (59) (51)
Now a more competitivebusiness
46% 55% 44% 47% 38% 43% 56% 59% 31%
Now a leaner business 42% 55% 29% 53% 36% 40% 56% 56% 31%
Greater awareness ofindividual customers needs
39% 45% 34% 42% 19% 36% 46% 53% 43%
Now a more efficient business 39% 43% 35% 37% 31% 33% 44% 56% 33%
New market or marketsidentified
26% 33% 25% 21% 14% 24% 37% 27% 24%
Reduced costs from somesuppliers
21% 21% 18% 5% 26% 31% 12% 31% 16%
Developed a new product orservice that appears to havelong-term potential
18% 19% 18% 11% 14% 17% 29% 15% 18%
8/8/2019 Data_Extract-Jul-2010 QBE Business Sentiment Survey
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 27 of 50
What effect would an increase or increases in interest rates mean for your business? (one)
Base = all Region
AllEasternEngland
London &SouthEast
Midlands& Wales
Northmidlands
NorthWest
ScotlandSouthWest
Yorks/N. East
SouthernIreland
(406) (38) (39) (37) (37) (38) (40) (38) (37) (102)
Major problem 21% 13% 21% 38% 19% 13% 10% 26% 22% 23%
Small problem 31% 37% 36% 27% 38% 26% 33% 16% 27% 35%
No impact 37% 37% 28% 22% 32% 39% 50% 53% 32% 36%
Small positive benefit 6% 11% 13% 11% 5% 5% 5% 5% 8% 2%
Major positive benefit 1% 3% 0% 3% 0% 3% 0% 0% 3% 1%
Dont know 3% 0% 3% 0% 5% 13% 0% 0% 8% 2%
Column total 100% 100% 100% 100% 100% 100% 100% 100% 100% 100%
8/8/2019 Data_Extract-Jul-2010 QBE Business Sentiment Survey
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 28 of 50
What effect would an increase or increases in interest rates mean for your business? (one)
Base = all Region II
AllMidlands& Wales
NorthWest
ScotlandLondon &
SouthEast
EasternEngland
Southwest
Yorkshireor theNorthEast
SouthernIreland
(406) (74) (38) (40) (39) (38) (38) (37) (102)
Major problem 21% 28% 13% 10% 21% 13% 26% 22% 23%
Small problem 31% 32% 26% 33% 36% 37% 16% 27% 35%
No impact 37% 27% 39% 50% 28% 37% 53% 32% 36%
Small positive benefit 6% 8% 5% 5% 13% 11% 5% 8% 2%
Major positive benefit 1% 1% 3% 0% 0% 3% 0% 3% 1%
Dont know 3% 3% 13% 0% 3% 0% 0% 8% 2%
Column total 100% 100% 100% 100% 100% 100% 100% 100% 100%
8/8/2019 Data_Extract-Jul-2010 QBE Business Sentiment Survey
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 29 of 50
What effect would an increase or increases in interest rates mean for your business? (one)
Base = all Country No of Employees
All UK Ireland 1 to 9 10 to 49 50 to 249
(406) (304) (102) (301) (87) (18)
Major problem 21% 20% 23% 20% 25% 17%
Small problem 31% 30% 35% 31% 30% 44%
No impact 37% 37% 36% 39% 31% 22%
Small positive benefit 6% 8% 2% 6% 9% 6%
Major positive benefit 1% 1% 1% 2% 0% 0%
Dont know 3% 4% 2% 3% 3% 11%
Column total 100% 100% 100% 100% 100% 100%
8/8/2019 Data_Extract-Jul-2010 QBE Business Sentiment Survey
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 30 of 50
What effect would an increase or increases in interest rates mean for your business? (one)
Base = all Main business sector
AllBuilding/ const.
Business/ prof.
Financialservices
IT, media/printing
Leisure /catering
Manufng /Eng
Retail &Distn.
Other
(406) (42) (110) (19) (42) (42) (41) (59) (51)
Major problem 21% 26% 16% 11% 7% 40% 22% 24% 20%
Small problem 31% 36% 32% 32% 31% 31% 34% 34% 22%
No impact 37% 36% 37% 47% 48% 19% 37% 32% 43%
Small positive benefit 6% 2% 10% 0% 12% 7% 0% 3% 8%
Major positive benefit 1% 0% 1% 5% 0% 0% 5% 2% 0%
Dont know 3% 0% 3% 5% 2% 2% 0% 5% 8%
Column total 100% 100% 100% 100% 100% 100% 100% 100% 100%
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 31 of 50
What would a rise in inflation mean for your business? (one)
Base = all Region
AllEasternEngland
London &SouthEast
Midlands& Wales
Northmidlands
NorthWest
ScotlandSouthWest
Yorks/N. East
SouthernIreland
(406) (38) (39) (37) (37) (38) (40) (38) (37) (102)
Major problem 20% 16% 23% 35% 14% 16% 13% 26% 24% 17%
Small problem 45% 50% 36% 46% 54% 37% 53% 37% 41% 48%
No impact 26% 32% 31% 16% 16% 29% 33% 29% 22% 26%
Small positive benefit 3% 0% 5% 3% 3% 3% 0% 3% 5% 5%
Major positive benefit 1% 0% 0% 0% 0% 5% 0% 3% 0% 1%
Dont know 5% 3% 5% 0% 14% 11% 3% 3% 5% 3%
Column total 100% 100% 100% 100% 100% 100% 100% 100% 100% 100%
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 32 of 50
What would a rise in inflation mean for your business? (one)
Base = all Region II
AllMidlands& Wales
NorthWest
ScotlandLondon &
SouthEast
EasternEngland
Southwest
Yorkshireor theNorthEast
SouthernIreland
(406) (74) (38) (40) (39) (38) (38) (37) (102)
Major problem 20% 24% 16% 13% 23% 16% 26% 24% 17%
Small problem 45% 50% 37% 53% 36% 50% 37% 41% 48%
No impact 26% 16% 29% 33% 31% 32% 29% 22% 26%
Small positive benefit 3% 3% 3% 0% 5% 0% 3% 5% 5%
Major positive benefit 1% 0% 5% 0% 0% 0% 3% 0% 1%
Dont know 5% 7% 11% 3% 5% 3% 3% 5% 3%
Column total 100% 100% 100% 100% 100% 100% 100% 100% 100%
8/8/2019 Data_Extract-Jul-2010 QBE Business Sentiment Survey
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 33 of 50
What would a rise in inflation mean for your business? (one)
Base = all Country No of Employees
All UK Ireland 1 to 9 10 to 49 50 to 249
(406) (304) (102) (301) (87) (18)
Major problem 20% 21% 17% 18% 29% 11%
Small problem 45% 44% 48% 46% 39% 56%
No impact 26% 26% 26% 28% 22% 17%
Small positive benefit 3% 3% 5% 3% 2% 6%
Major positive benefit 1% 1% 1% 1% 2% 0%
Dont know 5% 5% 3% 4% 6% 11%
Column total 100% 100% 100% 100% 100% 100%
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 34 of 50
What would a rise in inflation mean for your business? (one)
Base = all Main business sector
AllBuilding/ const.
Business/ prof.
Financialservices
IT, media/printing
Leisure /catering
Manufng /Eng
Retail &Distn.
Other
(406) (42) (110) (19) (42) (42) (41) (59) (51)
Major problem 20% 31% 14% 0% 19% 36% 22% 20% 16%
Small problem 45% 33% 38% 58% 48% 38% 51% 54% 53%
No impact 26% 24% 36% 37% 31% 14% 24% 15% 22%
Small positive benefit 3% 2% 5% 0% 0% 5% 0% 5% 2%
Major positive benefit 1% 0% 2% 0% 0% 0% 2% 2% 0%
Dont know 5% 10% 5% 5% 2% 5% 0% 3% 8%
Column total 100% 100% 100% 100% 100% 100% 100% 100% 100%
8/8/2019 Data_Extract-Jul-2010 QBE Business Sentiment Survey
35/50
Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 35 of 50
In which of the following areas, if any, do you think the government should cut spending to reduce the national deficit?[rotate]
Base = all Region
AllEasternEngland
London &SouthEast
Midlands& Wales
Northmidlands
NorthWest
ScotlandSouthWest
Yorks/N. East
SouthernIreland
(406) (38) (39) (37) (37) (38) (40) (38) (37) (102)
Local government 52% 55% 41% 54% 59% 63% 50% 53% 49% 48%
Overseas Aid 50% 53% 41% 54% 59% 68% 43% 61% 73% 32%
Welfare 43% 32% 41% 51% 51% 39% 33% 45% 54% 43%
Defence 31% 37% 31% 30% 24% 32% 30% 29% 24% 36%
Equal cuts across the board(5% / 10% / 15% etc)
29% 21% 28% 22% 43% 29% 33% 34% 22% 29%
Infrastructure/Transport 18% 16% 21% 11% 24% 18% 13% 21% 30% 17%
Health 13% 16% 10% 14% 16% 13% 8% 21% 5% 12%
Education 8% 3% 8% 8% 14% 11% 8% 13% 8% 5%
8/8/2019 Data_Extract-Jul-2010 QBE Business Sentiment Survey
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 36 of 50
In which of the following areas, if any, do you think the government should cut spending to reduce the national deficit?[rotate]
Base = all Region II
AllMidlands& Wales
NorthWest
ScotlandLondon &
SouthEast
EasternEngland
Southwest
Yorkshireor theNorthEast
SouthernIreland
(406) (74) (38) (40) (39) (38) (38) (37) (102)
Local government 52% 57% 63% 50% 41% 55% 53% 49% 48%
Overseas Aid 50% 57% 68% 43% 41% 53% 61% 73% 32%
Welfare 43% 51% 39% 33% 41% 32% 45% 54% 43%
Defence 31% 27% 32% 30% 31% 37% 29% 24% 36%
Equal cuts across the board(5% / 10% / 15% etc)
29% 32% 29% 33% 28% 21% 34% 22% 29%
Infrastructure/Transport 18% 18% 18% 13% 21% 16% 21% 30% 17%
Health 13% 15% 13% 8% 10% 16% 21% 5% 12%
Education 8% 11% 11% 8% 8% 3% 13% 8% 5%
8/8/2019 Data_Extract-Jul-2010 QBE Business Sentiment Survey
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 37 of 50
In which of the following areas, if any, do you think the government should cut spending to reduce the national deficit?[rotate]
Base = all Country No of Employees
All UK Ireland 1 to 9 10 to 49 50 to 249
(406) (304) (102) (301) (87) (18)
Local government 52% 53% 48% 52% 55% 33%
Overseas Aid 50% 56% 32% 51% 49% 33%
Welfare 43% 43% 43% 43% 46% 28%
Defence 31% 30% 36% 31% 33% 22%
Equal cuts across the board(5% / 10% / 15% etc)
29% 29% 29% 29% 26% 44%
Infrastructure/Transport 18% 19% 17% 20% 17% 6%
Health 13% 13% 12% 14% 9% 11%
Education 8% 9% 5% 8% 8% 6%
8/8/2019 Data_Extract-Jul-2010 QBE Business Sentiment Survey
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 38 of 50
In which of the following areas, if any, do you think the government should cut spending to reduce the national deficit?[rotate]
Base = all Main business sector
AllBuilding/ const.
Business/ prof.
Financialservices
IT, media/printing
Leisure /catering
Manufng /Eng
Retail &Distn.
Other
(406) (42) (110) (19) (42) (42) (41) (59) (51)
Local government 52% 48% 56% 53% 45% 57% 61% 53% 37%
Overseas Aid 50% 60% 41% 63% 31% 48% 63% 56% 59%
Welfare 43% 50% 42% 58% 33% 38% 49% 42% 43%
Defence 31% 31% 33% 26% 24% 31% 34% 42% 22%
Equal cuts across the board(5% / 10% / 15% etc)
29% 24% 29% 32% 26% 36% 29% 34% 24%
Infrastructure/Transport 18% 12% 17% 37% 14% 21% 15% 20% 22%
Health 13% 7% 19% 21% 14% 7% 7% 14% 6%
Education 8% 10% 12% 11% 2% 5% 7% 5% 8%
8/8/2019 Data_Extract-Jul-2010 QBE Business Sentiment Survey
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 40 of 50
And in which of the following areas do you think the government should make increases to reduce the national deficit?[rotate]
Base = all Region II
AllMidlands& Wales
NorthWest
ScotlandLondon &
SouthEast
EasternEngland
Southwest
Yorkshireor theNorthEast
SouthernIreland
(406) (74) (38) (40) (39) (38) (38) (37) (102)
Tobacco and Alcohol Taxes 56% 65% 50% 55% 51% 50% 53% 62% 54%
Income Tax 30% 23% 37% 35% 36% 47% 24% 43% 20%
VAT 29% 35% 45% 33% 31% 47% 34% 35% 7%
Capital Gains Tax 23% 26% 13% 13% 26% 32% 29% 32% 20%
Corporation Tax 20% 18% 21% 25% 15% 16% 16% 22% 24%
Inheritance Tax 19% 16% 13% 13% 13% 34% 18% 19% 22%
National Insurance 19% 15% 18% 25% 18% 21% 21% 30% 14%
Stamp Duty 12% 12% 13% 13% 3% 13% 18% 19% 9%
Petrol and Diesel fuel duty 11% 9% 13% 10% 13% 13% 16% 8% 11%
8/8/2019 Data_Extract-Jul-2010 QBE Business Sentiment Survey
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 41 of 50
And in which of the following areas do you think the government should make increases to reduce the national deficit?[rotate]
Base = all Country No of Employees
All UK Ireland 1 to 9 10 to 49 50 to 249
(406) (304) (102) (301) (87) (18)
Tobacco and Alcohol Taxes 56% 56% 54% 54% 66% 39%
Income Tax 30% 34% 20% 30% 31% 28%
VAT 29% 37% 7% 29% 29% 33%
Capital Gains Tax 23% 24% 20% 22% 25% 28%
Corporation Tax 20% 19% 24% 20% 22% 11%
Inheritance Tax 19% 18% 22% 18% 22% 17%
National Insurance 19% 20% 14% 19% 17% 28%
Stamp Duty 12% 13% 9% 11% 15% 17%
Petrol and Diesel fuel duty 11% 12% 11% 10% 13% 22%
8/8/2019 Data_Extract-Jul-2010 QBE Business Sentiment Survey
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Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 43 of 50
Which of the following best describes the effect on your business if the problems facing the Euro were to continue foranother six months? (one)
Base = all Region
AllEasternEngland
London &SouthEast
Midlands& Wales
Northmidlands
NorthWest
ScotlandSouthWest
Yorks/N. East
SouthernIreland
(406) (38) (39) (37) (37) (38) (40) (38) (37) (102)
It would present us with major
problems 6% 5% 8% 0% 11% 8% 5% 5% 3% 9%
It would present us with someproblems
15% 8% 15% 16% 14% 16% 20% 8% 14% 17%
It would have no overall effect 68% 84% 67% 73% 57% 53% 65% 79% 65% 68%
It would be likely to help ourbusiness a little
5% 0% 3% 0% 8% 8% 5% 5% 5% 6%
It would be likely to help ourbusiness a great deal
0.2% 0% 0% 0% 3% 0% 0% 0% 0% 0%
Dont know / other 6% 3% 8% 8% 8% 16% 5% 3% 14% 1%
Column total 100% 100% 100% 100% 100% 100% 100% 100% 100% 100%
8/8/2019 Data_Extract-Jul-2010 QBE Business Sentiment Survey
44/50
Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 44 of 50
Which of the following best describes the effect on your business if the problems facing the Euro were to continue foranother six months? (one)
Base = all Region II
AllMidlands& Wales
NorthWest
ScotlandLondon &
SouthEast
EasternEngland
Southwest
Yorkshireor theNorthEast
SouthernIreland
(406) (74) (38) (40) (39) (38) (38) (37) (102)
It would present us with majorproblems
6% 5% 8% 5% 8% 5% 5% 3% 9%
It would present us with someproblems
15% 15% 16% 20% 15% 8% 8% 14% 17%
It would have no overall effect 68% 65% 53% 65% 67% 84% 79% 65% 68%
It would be likely to help ourbusiness a little
5% 4% 8% 5% 3% 0% 5% 5% 6%
It would be likely to help ourbusiness a great deal
0.2% 1% 0% 0% 0% 0% 0% 0% 0%
Dont know / other 6% 8% 16% 5% 8% 3% 3% 14% 1%
Column total 100% 100% 100% 100% 100% 100% 100% 100% 100%
8/8/2019 Data_Extract-Jul-2010 QBE Business Sentiment Survey
45/50
Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 45 of 50
Which of the following best describes the effect on your business if the problems facing the Euro were to continue foranother six months? (one)
Base = all Country No of Employees
All UK Ireland 1 to 9 10 to 49 50 to 249
(406) (304) (102) (301) (87) (18)
It would present us with majorproblems
6% 6% 9% 8% 2% 6%
It would present us with someproblems
15% 14% 17% 14% 17% 11%
It would have no overall effect 68% 68% 68% 69% 63% 61%
It would be likely to help ourbusiness a little
5% 4% 6% 3% 7% 17%
It would be likely to help ourbusiness a great deal
0.2% 0% 0% 0% 1% 0%
Dont know / other 6% 8% 1% 5% 9% 6%
Column total 100% 100% 100% 100% 100% 100%
8/8/2019 Data_Extract-Jul-2010 QBE Business Sentiment Survey
46/50
Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 46 of 50
Which of the following best describes the effect on your business if the problems facing the Euro were to continue foranother six months? (one)
Base = all Main business sector
AllBuilding/ const.
Business/ prof.
Financialservices
IT, media/printing
Leisure /catering
Manufng /Eng
Retail &Distn.
Other
(406) (42) (110) (19) (42) (42) (41) (59) (51)
It would present us with major
problems
6% 2% 7% 0% 2% 12% 5% 7% 10%
It would present us with someproblems
15% 12% 6% 11% 17% 19% 17% 29% 12%
It would have no overall effect 68% 71% 78% 74% 74% 60% 63% 51% 65%
It would be likely to help ourbusiness a little
5% 7% 4% 5% 0% 5% 5% 8% 4%
It would be likely to help ourbusiness a great deal
0.2% 2% 0% 0% 0% 0% 0% 0% 0%
Dont know / other 6% 2% 5% 11% 7% 5% 10% 5% 10%
Column total 100% 100% 100% 100% 100% 100% 100% 100% 100%
8/8/2019 Data_Extract-Jul-2010 QBE Business Sentiment Survey
47/50
Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 47 of 50
Do you think that for your business it is better for some European countries to continue to have a common currency orwould it better for your business if each country reverted to having its own currency? (one)
Base = all Region
AllEasternEngland
London &SouthEast
Midlands& Wales
Northmidlands
NorthWest
ScotlandSouthWest
Yorks/N. East
SouthernIreland
(406) (38) (39) (37) (37) (38) (40) (38) (37) (102)
Better for our business if the
Euro were to continue 23% 11% 13% 5% 14% 21% 25% 13% 11% 51%
Neither option would have anyeffect on our business
45% 55% 51% 59% 46% 42% 38% 61% 41% 31%
Better for our business ifcountries reverted to havingtheir own currencies
18% 26% 18% 22% 24% 13% 20% 21% 27% 10%
Dont know 14% 8% 18% 14% 16% 24% 18% 5% 22% 8%
Column total 100% 100% 100% 100% 100% 100% 100% 100% 100% 100%
8/8/2019 Data_Extract-Jul-2010 QBE Business Sentiment Survey
48/50
Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 48 of 50
Do you think that for your business it is better for some European countries to continue to have a common currency orwould it better for your business if each country reverted to having its own currency? (one)
Base = all Region II
AllMidlands& Wales
NorthWest
ScotlandLondon &
SouthEast
EasternEngland
Southwest
Yorkshireor theNorthEast
SouthernIreland
(406) (74) (38) (40) (39) (38) (38) (37) (102)
Better for our business if theEuro were to continue
23% 9% 21% 25% 13% 11% 13% 11% 51%
Neither option would have anyeffect on our business
45% 53% 42% 38% 51% 55% 61% 41% 31%
Better for our business ifcountries reverted to havingtheir own currencies
18% 23% 13% 20% 18% 26% 21% 27% 10%
Dont know 14% 15% 24% 18% 18% 8% 5% 22% 8%
Column total 100% 100% 100% 100% 100% 100% 100% 100% 100%
8/8/2019 Data_Extract-Jul-2010 QBE Business Sentiment Survey
49/50
Extracts from QBE SME Research June 2010
PRESS RELEASE
Page 49 of 50
Do you think that for your business it is better for some European countries to continue to have a common currency orwould it better for your business if each country reverted to having its own currency? (one)
Base = all Country No of Employees
All UK Ireland 1 to 9 10 to 49 50 to 249
(406) (304) (102) (301) (87) (18)
Better for our business if theEuro were to continue
23% 14% 51% 24% 22% 28%
Neither option would have anyeffect on our business
45% 49% 31% 46% 43% 28%
Better for our business ifcountries reverted to havingtheir own currencies
18% 21% 10% 17% 20% 39%
Dont know 14% 15% 8% 13% 16% 6%
Column total 100% 100% 100% 100% 100% 100%
8/8/2019 Data_Extract-Jul-2010 QBE Business Sentiment Survey
50/50
Extracts from QBE SME Research June 2010
PRESS RELEASE
Do you think that for your business it is better for some European countries to continue to have a common currency orwould it better for your business if each country reverted to having its own currency? (one)
Base = all Main business sector
AllBuilding/ const.
Business/ prof.
Financialservices
IT, media/printing
Leisure /catering
Manufng /Eng
Retail &Distn.
Other
(406) (42) (110) (19) (42) (42) (41) (59) (51)
Better for our business if the
Euro were to continue
23% 12% 19% 32% 38% 26% 22% 39% 8%
Neither option would have anyeffect on our business
45% 48% 60% 47% 29% 38% 37% 32% 47%
Better for our business ifcountries reverted to havingtheir own currencies
18% 31% 11% 0% 17% 29% 22% 15% 25%
Dont know 14% 10% 10% 21% 17% 7% 20% 14% 20%
Column total 100% 100% 100% 100% 100% 100% 100% 100% 100%