Data current as June 27, 2018 · 2018-06-27 · HAMP-style loan modification must occur on or before November 10, 2017. VA replaced the VA HAMP-style program with a new option called

City of Los Angeles Responsible Banking Investment

Monitoring Program For Commercial Banks

& Wells Fargo & Co. Responses

Data current as June 27, 2018

CITY OF LOS ANGELES

RESPONSIBLE BANKING INVESTMENT MONITORING PROGRAM

FOR COMMERCIAL BANKS

Reporting Calendar Year: 2017

Commercial banks providing City banking business or seeking City banking business must complete and file this form no later than July 1st of each year to the City Treasurer to comply with Section 20.95.1 to Chapter 5.1 of the Los Angeles Administrative Code.

BANK CONTACT INFORMATION:

Wells Fargo Bank, National Association ______________________________________________________________________________________ Name of Commercial Bank

333 S. Grand Avenue Los Angeles CA 19607 ______________________________________________________________________________________ Street Address City State Zip Code

Mark C. Hewlett, Senior Vice President _______________________________________________________________________________________ Contract Person Name and Title

213-253-7237 [email protected] _______________________________________________________________________________________ Telephone No. Email Address

Los Angeles, CA Wells Fargo’s Responsible Banking Ordinance Response June 2018

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BANK CORPORATE PROFILE

1. Service / product currently being provided to the City of Los Angeles?

• Deposit and Treasury services

• Public Finance services

• Credit services

2. City/State of Bank’s corporate headquarters? Sioux Falls, SD

3. State of Incorporation? N/A – Federal national banking association

4. Total number of corporate employees? Approximately 263,000 (Q4, 2017)

Number of employees in California _41,014 (as of 05/2018)

Number of employees in the City of Los Angeles __2,971 (as of 05/2018)

Number of employees that live in City of Los Angeles _2,896 (as of 05/2018)

5. Number of branches in the State of California __1,041_____ _

Number of branches in the City of Los Angeles ___92________

6. Please provide the following 2017 financial data for your financial institution:

Total Deposits _$1,388,999,000,000_

Total Assets __$1,747,354,000,000 __

Total Equity ___$166,558,000,000____

7. Please provide your most recent financial ratings for:

Long Term Issuer Rating:

DBRS ___AA______

Fitch ___AA-_____

Moody’s ___Aa2_____

Standard & Poor’s ___A+______


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Short Term Issuer Rating:

DBRS __R-1 (high)

Fitch __F1+______

Moody’s __P-1______

Standard & Poor’s __A-1______

8. Please identify the following 2017 financial data specific to the City of Los Angeles:

MBE Loans __________

Wells Fargo does not track this data.

WBE Loans __________

Wells Fargo does not track this data.

SBA Loans ___________

Wells Fargo does not track SBA data specific to the City of Los Angeles. Alternatively you may be able to obtain this federally managed data for Los Angeles County from the SBA. As an example, our research revealed that for federal fiscal year 2017 (October 2016 – September 2017) Wells Fargo approved 362 SBA 7(a) loans totaling more than $132 million.

Educational grants / endowments __$2.65M Educational Grants _

9. Please provide in a separate attachment, Exhibit I, a list and brief description of your firm’s 2017 community investments and/or partnerships with the City and /or local non-profit organizations relating to financial literacy, education programs and job growth.

Please See Exhibit I


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COMMUNITY REINVESTMENT ACT (CRA) PROFILE

1. What is the size of your institution as defined by the Community Reinvestment Act (CRA)?

Large Intermediate Small

2. Please provide the following CRA ratings for your financial institution:

Overall CRA Rating – State __Outstanding_________

Issue Rating Date __September 30, 2012___

Performance Test Level Lending Investment Service

Outstanding __X__ __X__ _____

High Satisfactory _____ _____ ___X_

Needs to Improve _____ _____ _____

Substantial Noncompliance _____ _____ _____

Overall CRA Rating – National ____Needs to Improve ___

Issue Rating Date ____September 30, 2012__

Performance Test Level Lending Investment Service

Outstanding __X__ __X__ _____

High Satisfactory _____ _____ ___X_

Needs to Improve _____ _____ _____

Substantial Noncompliance _____ _____ _____

3. Please provide the number and value of loans by census tracts for the following types of loans in an Excel format as Exhibit II.

a. Small Business Loans (gross revenue of $1 million or less)

b. Home Mortgages


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c. Home Equity Loans

d. Community Development Loans

e. Community Development Investments

Please See Exhibit II

4. Does your institution participate in the Los Angeles Mortgage Modification Program

(LAMMP)? Yes ______ No ___X___

If yes, please provide the number of mortgages and the value of the mortgages by census tract that have received assistance in an Excel format as Exhibit III.

If no, please briefly explain: Wells Fargo does not participate in the_________

_Los Angeles Mortgage Modification Program (LAMMP) _________________

______________________________________________________________

______________________________________________________________

5. Does your financial institution participate in any of the following CalHFA’s Keep Your Home California Programs:

Yes_ X__ No ___ Unemployment Mortgage Assistance Program (UMA)

Yes _ X__ No ___ Mortgage Reinstatement Assistance Program (MRAP)

Yes _ X__ No ___ Principal Reduction Program (PRP)

Yes _ X__ No___ Transit Assistance Program (TAP)

If yes, please provide the number and value of these mortgages by census tract that have received assistance for each program in an Excel format as Exhibit IV.

If no, please briefly explain:

Wells Fargo does not provide or track data at the City level or by Census Track.

_________________________________________________________________


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6. Does your financial institution participate in any of the following Making Home Affordable Programs?

Yes __X_ No _ ___ Home Affordable Modification Program (HAMP)

Yes, when these programs were active Wells Fargo fully participated; however on March 3, 2016, Treasury published Supplemental Directive (SD) 16-02 to address the Making Home Affordable (MHA) Program Termination and Borrower Application Sunset. On May 2, 2016, Treasury published Supplemental Directive (SD) 16-03 to address the Making Home Affordable (MHA) Program Termination and Borrower Application Sunset II. Both provide guidance to servicers regarding the termination of MHA for Non-GSE Mortgages, particularly with respect to consideration and/or evaluation of borrowers who request assistance, or to whom an offer of assistance has been extended, prior to December 31, 2016. Additionally, Treasury provided that the last day for a HAMP or 2MP modification effective date was December 1, 2017.

Yes __X_ No _ ___ Principal Reduction Alternative SM (PRA)

Yes, when these programs were active Wells Fargo fully participated; however on March 3, 2016, Treasury published Supplemental Directive (SD) 16-02 to address the Making Home Affordable (MHA) Program Termination and Borrower Application Sunset. On May 2, 2016, Treasury published Supplemental Directive (SD) 16-03 to address the Making Home Affordable (MHA) Program Termination and Borrower Application Sunset II. Both provide guidance to servicers regarding the termination of MHA for Non-GSE Mortgages, particularly with respect to consideration and/or evaluation of borrowers who request assistance, or to whom an offer of assistance has been extended, prior to December 31, 2016. Additionally, Treasury provided that the last day for a HAMP or 2MP modification effective date was December 1, 2017.

Yes __X_ No _ __ Second Lien Modification Program (2MP)

Yes, when these programs were active Wells Fargo fully participated; However on March 3, 2016, Treasury published Supplemental Directive (SD) 16-02 to address the Making Home Affordable (MHA) Program Termination and Borrower Application Sunset. On May 2, 2016, Treasury published


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Supplemental Directive (SD) 16-03 to address the Making Home Affordable (MHA) Program Termination and Borrower Application Sunset II. Both provide guidance to servicers regarding the termination of MHA for Non-GSE Mortgages, particularly with respect to consideration and/or evaluation of borrowers who request assistance, or to whom an offer of assistance has been extended, prior to December 31, 2016. Additionally, Treasury provided that the last day for a HAMP or 2MP modification effective date was December 1, 2017.

Yes _ X__ No _____ FHA Home Affordable Modification Program (FHA-HAMP)

Yes _ X__ No _____ USDA’s Special Loan Servicing

Yes __X_ No _____ Veteran’s Affairs Home Affordable Modification (VA_HAMP)

Yes, when these programs were active Wells Fargo fully participated; however VA published "Change 1" to Circular 26-14-22 on December 22, 2016. With that publication VA announced the retirement of their HAMP-style program effective on October 1, 2017. The Wells Fargo VA HAMP-style program will no longer be available as of November 11, 2017. The approval of any VA HAMP-style loan modification must occur on or before November 10, 2017. VA replaced the VA HAMP-style program with a new option called VA Affordable Modification. The VA Affordable Modification will be implemented on November 11, 2017.

Yes __X__ No _ ___ Home Affordable Foreclosure Alternatives Program (HAFA)

Yes, when these programs were active Wells Fargo fully participated; however on March 3, 2016, Treasury published Supplemental Directive (SD) 16-02 to address the Making Home Affordable (MHA) Program Termination and Borrower Application Sunset. On May 2, 2016, Treasury published Supplemental Directive (SD) 16-03 to address the Making Home Affordable (MHA) Program Termination and Borrower Application Sunset II. Both provide guidance to servicers regarding the termination of MHA for Non-GSE Mortgages, particularly with respect to consideration and/or evaluation of borrowers who request assistance, or to whom an offer of assistance has been extended, prior to December 31, 2016. Additionally, Treasury provided that the last day for a HAFA transaction to close was December 1, 2017.


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Yes __X__ No _ ___ Second Lien Modification Program for Federal Housing

Administrative Loans (FHA-2LP)

Yes, when these programs were active Wells Fargo fully participated; however the FHA 2LP program expired on December 31, 2013 and was only eligible for borrower who closed a FHA Refinance on or before December 31, 2012.

Yes _ X__ No _____ Home Affordable Refinance Program (HARP)

Yes _____ No _ X__ FHA Refinance for Borrowers with Negative Equity (FHA

Short Refinance)

Wells Fargo Home Mortgage does not offer Refinance of Borrowers in Negative Equity Positions Program (Short Refi).

Yes __X_ No ____ Home Affordable Unemployment Program (UP)

Yes, when these programs were active Wells Fargo fully participated; however on March 3, 2016, Treasury published Supplemental Directive (SD) 16-02 to address the Making Home Affordable (MHA) Program Termination and Borrower Application Sunset which allows servicers to consider borrowers for a proprietary forbearance plan in lieu of the Home Affordable Unemployment Program (UP) beginning May 1, 2016.

Yes _ X__ No ____ Other – Internal Home Modification Program

If yes, please provide the number and value of the mortgages by census tract that have received assistance for each program in an Excel format as Exhibit V.

If no, please briefly explain:

Wells Fargo does not provide or track data at the City level or by Census Track.

_________________________________________________________________

EXHIBIT I

We know that our long-term success is directly linked to the success of our customers and the communities we serve. Through a combination of strategic relationships with local and national nonprofits, grants, volunteer activities, and other community investments, we’re creating solutions that help strengthen the communities in which we operate and grow local economies around the world.

We are among the top corporate cash donors among U.S. companies, and in 2017 donated $10.2 million to more than 250 City of Los Angeles community nonprofits.

Please see the list of grants below related specifically to civic, financial literacy, education, and job growth programs.

Org name Grant focus Grant summary

ASIAN AMERICANS ADVANCING JUSTICE LOS ANGELES

Civic 34th Anniversary Dinner

NAACP FOUNDATION Civic ACT-SO is a yearlong enrichment program sponsored by the NAACP, designed to recognize high academic and cultural achievements

Anti-Defamation League - Los Angeles

Civic ADL Commemorates the 25th Anniversary of the LA Riots

LOS ANGELES POLICE FOUNDATION

Civic Annual Activities of the Los Angeles Police Foundation

USC Black Alumni Association

Civic Cecil Murray Center - Legacy Breakfast

CENTRAL AMERICAN RESOURCE CENTER - LOS ANGELES

Civic College Head Start Program

El Rescate Civic Community Connection Grant to support general operating expenses

IBTM JOURNAL INC. Civic Community Connection Grant to support general operating expenses


2


Golden Retriever Club of Greater Los Angeles Rescue

Civic

Donation

Inner City Law Center Civic General Operating Support

JEWISH FEDERATION COUNCIL - LOS ANGELES

Civic General Operating Support of The Jewish Federation of Greater LA

HISPANAS ORGANIZED FOR POLITICAL EQUALITY-CALIFORNIA

Civic HOPE Leadership Institute 2017

CALIFORNIA COMMUNITY FOUNDATION

Civic LA n Sync

LAMBDA LEGAL DEFENSE AND EDUCATION FUND INC

Civic Lamda Legal donation

LAST CHANCE FOR ANIMALS

Civic Operating Funds

LAGRANT FOUNDATION Education - Post Secondary Career & Professional Development Workshops and Mentor Program

POINT FOUNDATION Education - Post Secondary Educational Support of the Next Generation of LGBTQ Leaders

USC Center on Philanthropy and Public Policy

Education - Post Secondary General Operating Support

Girls Today Women Tomorrow Leadership Mentoring Program

Education - Post Secondary Leadership Mentoring Program

CHARLES DREW UNIVERSITY OF MEDICINE AND SCIENCE

Education - Post Secondary The President Scholar Program

CHINATOWN SERVICE CENTER

Education - PreK-12 Academic Mentoring Program


3


GREEN DOT PUBLIC SCHOOLS

Education - PreK-12 Advancing Equity Through Human Capital & Student Socio-Emotional Health

LAS FAMILIAS DEL PUEBLO

Education - PreK-12 After-school, out-of-school and summer enrichment programs for children of sweatshop workers

CATHOLIC BIG BROTHERS BIG SISTERS INC

Education - PreK-12

Bigs with Badges (BwB)

PUEBLO NUEVO EDUCATION AND DEVELOPMENT GROUP

Education - PreK-12 Camino Nuevo pre-K-12 College Preparatory Education

LAGRANT FOUNDATION Education - PreK-12 Career & Professional Development Workshops and Mentor Program

Fulfillment Fund Education - PreK-12 College Access Program

MABLEAN EPHRIAM FOUNDATION

Education - PreK-12 College Scholarships and Nursing Scholarships : Our general scholarships are awarded to current year high school seniors and adults between the ages of 25 to 40 years who have decided to pursue a college education Mentor/Tutorial Program at Peary Middle S

AMAZING GRACE CONSERVATORY INC

Education - PreK-12 Community Connection Grant to support general operating expenses

CHOICE GROUP INC Education - PreK-12 Community Connection Grant to support general operating expenses

COMMUNITY PARTNERS Education - PreK-12 Community Connection Grant to support general operating expenses


4


DMG Music Association, Inc. Education - PreK-12 Community Connection Grant to support general operating expenses

Free Arts for Abused Children


Greenway Arts Alliance, Inc. Education - PreK-12 Community Connection Grant to support general operating expenses

HARMONY PROJECT Education - PreK-12 Community Connection Grant to support general operating expenses

HOLLYWOOD POLICE ACTIVITY LEAGUE


I Have a Dream Foundation - Los Angeles


LOS ANGELES TEAM MENTORING INC A DELAWARE CORPORATION


Tashbar Sephardic Yeshiva Ketana


Torat hayim Education - PreK-12 Community Connection Grant to support general operating expenses

Teach For America - Los Angeles

Education - PreK-12 Developing Transformative Teachers to Inspire and Impact Los Angeles Youth

Diabetes Camping and Educational Services Inc.

Education - PreK-12 Diabetes Camp

Children's Bureau Education - PreK-12 Donation


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Girl Scouts of Greater Los Angeles

Education - PreK-12 Empowering girls in underserved communities

Gabriella Foundation Education - PreK-12 Everybody dance!

EDUCATING YOUNG MINDS

Education - PreK-12 EYM Program and Sustainability Initiative

DREAM A WORLD EDUCATION

Education - PreK-12 General Operating funds that will help build capacity.

CALIFORNIA SCIENCE CENTER FOUNDATION

Education - PreK-12 General Operating Support

826LA Education - PreK-12 General Operating Support/Silver Lake Opening

HOLLENBECK POLICE ACTIVITIES LEAGUE

Education - PreK-12 Get It Straight (GIS)

GET LIT WORDS IGNITE INC

Education - PreK-12 Get Lit In School Program

GET LIT WORDS IGNITE INC

Education - PreK-12 Get Lit In School Program

GREATER LA AFRICAN AMERICAN CHAMBER OF COMMERCE EDUCATION FUND

Education - PreK-12 GLAAACC Ed Fund Scholarship Fund

Boy Scouts of America - LOS ANGELES

Education - PreK-12 GLAAC Program Support

INSTITUTO DE AVANCE INTEGRAL LATINO INC

Education - PreK-12 IDEAL Financially Empowered Families and Youth

COMMUNITY PARTNERS Education - PreK-12 LifePrep Academy

Lincoln Heights Tutorial Program

Education - PreK-12 Lincoln Heights Tutorial Program

LOS ANGELES AREA CHAMBER OF COMMERCE FOUNDATION

Education - PreK-12 Los Angeles Cash for College


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MEXICAN AMERICAN LEGAL DEFENSE AND EDUCATIONAL FUND

Education - PreK-12 MALDEF's Parent School Partnership (PSP)

YMCA - Los Angeles Education - PreK-12 Matching gift for Rusty Weber's contribution

HOLLYWOOD POLICE ACTIVITY LEAGUE

Education - PreK-12 Operating Support for Tutoring Program

DOLORES MISSION ELEMENTARY SCHOOL PARROCHIAL

Education - PreK-12 Operational Support

PARA LOS NINOS Education - PreK-12 Para Los Ninos Education Program

PARTNERSHIP FOR LOS ANGELES SCHOOLS

Education - PreK-12 Partnership for LA Schools Score One Campaign

BLIND CHILDRENS CENTER INC

Education - PreK-12 Preschool - 2nd Grade Literacy Program

YOUTH POLICY INSTITUTE INC

Education - PreK-12 Promise Scholars at San Fernando Gardens

SKIRBALL CULTURAL CENTER

Education - PreK-12 School Outreach Programs at the Skirball

COMMUNITY PARTNERS Education - PreK-12 STEAM:CODERS

REGALETTES SOCIAL & CHARITY CLUB

Education - PreK-12 Teen Leadership Program

FRIENDS OF THE OBSERVATORY

Education - PreK-12 The Atlas Fund

TELACU EDUCATION FOUNDATION

Education - PreK-12 The TELACU Education Foundation Continuum of Education

BIG BROTHERS BIG SISTERS - LOS ANGELES

Education - PreK-12 Transforming Our Community through the Power of Mentorship

ROMAN ARCHBISHOP OF LOS ANGELES

Education - PreK-12 Tuition Awards Program (TAP)


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YMCA - Los Angeles Education - PreK-12 Urban Initiative: Cradle to Career Success

Concerned Black Men of Los Angeles, Inc.

Education - PreK-12 Welcome to Manhood

LOS ANGELES PHILHARMONIC ASSOCIATION

Education - PreK-12 Youth Orchestra LA (YOLA)

UNIVERSITY OF SOUTHERN CALIFORNIA

Financial Education Cecil Murray Center for Community Engagement

CESAR CHAVEZ FOUNDATION

Financial Education Kern County Financial Education

CESAR CHAVEZ FOUNDATION

Financial Education Kings-Tulare-Inyo Counties Financial Education

Bethel LA Community Development Corporation

Job Growth Business Entrepreneurial Stewardship Training Mobile Accelerator

CALIFORNIA COMMUNITY ECONOMIC DEVELOPMENT ASSOCIATION

Job Growth Capacity Building Initiative By & Between CCEDA and Wells Fargo Bank

RBD COMMUNICATIONS Job Growth Community Economic Development-Business Development Training Program for Entrepreneurs and Small Business Owners

PACIFIC COAST REGIONAL URBAN SMALL BUSINESS DEVELOPMENT CORPORATION

Job Growth Diverse Community Capital Program

HISPANAS ORGANIZED FOR POLITICAL EQUALITY-CALIFORNIA

Job Growth Latina Empowerment Days and focus group on Latina microbusiness owners

ALTAMED HEALTH SERVICES CORP

Job Training and Workforce Development

AltaMed Health Fellowship


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LEADERSUP Job Training and Workforce Development

BAYEP Career Pathway Summit

LOS ANGELES BIOSCIENCE HUB


Biotech Leaders Academy Connecting Talent to Opportunities

Los Angeles Opera Company Job Training and Workforce Development

Creative Career Pathways

Center for the Pacific-Asian Family, Inc.


Economic Empowerment Program

FREEWILL COMMUNITY DEVELOPMENT CORPORATION


Freewill CDC Community Resource Center

COMMUNITY DEVELOPMENT TECHNOLOGIES CENTER


General Operating

LOS ANGELES CONSERVATION CORPS


Green Career Pathways Phase Two Transition Assistance

LOS ANGELES CONSERVATION CORPS


Green Career Pathways workforce development for 21st Century green jobs

JEWISH VOCATIONAL SERVICE


JVS Impact Fund for Women

JEWISH VOCATIONAL SERVICE


JVSWorks

Los Angeles Cleantech Incubator


LACI Welcome Matt Event

LOS ANGELES FIRE DEPARTMENT FOUNDATION


LAFD Girls Camp

MAKEOVERS THAT MATTER FOUNDATION


Mindset Program


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LAGRANT FOUNDATION Job Training and Workforce Development

Minority Job Creation & Economic Development Educational Program

NEW DIRECTIONS INC Job Training and Workforce Development

NDVets Workforce Development Program

Streetlights Job Training and Workforce Development

Redressing racial inequity in the Entertainment Industry workforce.

COALITION FOR RESPONSIBLE COMMUNITY DEVELOPMENT


Social Enterprise and Workforce Development in South LA

STRONG FOOD LA KITCHEN


Super Senior Sites

CALIFORNIA CONNECTION CORPORATION


The 9th Annual Greater Los Angeles Construction and Associated Careers Awareness Day AWARDS RECEPTION

PACIFIC ASIAN CONSORTIUM IN EMPLOYMENT


Upskilling the New American Workforce

EXHIBIT II

Wells Fargo 2017 Los Angeles City, California Home Mortgage¹,²

Originated and Purchased HMDA Totals by Tract Income ($000)

Total Low Income Moderate Income Middle Income Upper Income

# $ # $ # $ # $ # $

Tract Total 7,016 $4,479,946 336 $115,809 1,427 $547,849 1,484 $629,849 3,733 $2,987,198

Home Purchase

2,913 $1,947,440 150 $64,733 555 $230,197 547 $265,655 1,635 $1,364,592

Home Improvement

775 $539,568 45 $10,421 193 $108,432 218 $89,551 318 $257,700

Home Refinance

3,328 $1,992,938 141 $40,655 679 $209,220 719 $274,643 1,780 $1,364,906

Originated and Purchased HMDA Totals by Borrower Income ($000)


# $ # $ # $ # $ # $

Borrower Total

7,016 $4,479,946 73 $11,795 306 $63,610 875 $252,723 5,512 $3,693,984

Home Purchase

2,913 $1,947,440 8 $1,949 48 $11,197 231 $74,701 2,494 $1,785,322

Home Improvement

775 $539,568 10 $1,223 74 $14,052 144 $35,500 531 $258,787

Home Refinance

3,328 $1,992,938 55 $8,623 184 $38,361 500 $142,522 2,487 $1,649,875

Small Business²

Small Business by Loan Size ($000)


# $ # $ # $ # $ # $

Total 12,350 $571,887 716 $44,025 2,104 $103,974 2,229 $96,698 7,054 $315,033

$100,000 or less

11,797 $419,186 660 $22,167 1,982 $61,445 2,140 $71,181 6,783 $255,035

>$100,000 to $250,000

368 $53,053 27 $3,874 60 $9,008 61 $8,976 208 $29,444

>$250,000 to

$1,000,000

185 $99,648 29 $17,983 62 $33,522 28 $16,540 63 $30,553

Small Business by Annual Gross Revenue ($000)


2


# $ # $ # $ # $ # $

Total 12,350 $571,887 716 $44,025 2,104 $103,974 2,229 $96,698 7,054 $315,033

<= $1 Million 8,828 $300,590 475 $18,769 1,517 $47,745 1,614 $50,972 5,079 $177,729

> $1 Million 2,078 $190,063 184 $21,649 370 $45,281 348 $31,586 1,110 $87,006

Revenue Not Known

1,444 $81,234 57 $3,607 217 $10,949 267 $14,139 865 $50,298

Community Development³

Community Development Lending ($000)


# $ # $ # $ # $ # $

Total 45 $168,169 13 $85,920 16 $45,794 6 $8,850 7 $23,596

Affordable Housing

19 $109,468 9 $81,007 8 $18,631 1 $500 1 $9,330

Community Services

12 $23,125 1 $500 4 $12,550 5 $8,350 1 $1,300

Economic Development

14 $35,575 3 $4,413 4 $14,613 0 $0 5 $12,966

Community Development Investments ($000)

Total Affordable Housing

Community Services

Economic Development

Revitalize/ Stabilize

# $ # $ # $ # $ # $

Total 138 $105,032 29 $57,222 104 $47,607 3 $103 2 $100

EQ2 4 $2,000 4 $2,000 0 $0 0 $0 0 $0

Grant 128 $5,571 20 $761 103 $4,607 3 $103 2 $100

LIHTC 5 $54,461 5 $54,461 0 $0 0 $0 0 $0

NMTC-Debt 1 $43,000 0 $0 1 $43,000 0 $0 0 $0

¹Mortgage includes home purchase, home improvement, home refinance, and multifamily originated and purchased loans. ²Totals include low, moderate, middle, upper and unclassified income levels. All totals in $(000) ³Some Community Development activity cannot be tracked at the city level.

Documents

Data current as June 27, 2018 · 2018-06-27 · HAMP-style loan modification must occur on or before November 10, 2017. VA replaced the VA HAMP-style program with a new option called