Upload
bharat-mahajan
View
222
Download
0
Tags:
Embed Size (px)
DESCRIPTION
data
Citation preview
Data Analysis & its Interpretation
ANALYSIS OF THE DATA GIVEN 1. (a) Age distribution
Age Group51
No. of Investors131733252216
Interpretation: 26% most of investors are in the age group of 37-41 i.e. 20% and the least investors fall in the age group of or below 31 yrs.
(b). Academics Qualification
Academics Qualification No. of Investors
Graduate/ Post Graduate82
Under Graduate27
Others9
Total120
Interpretation:71% of the investors in Uttarakhand are Graduate/Post Graduate, 23% of them are Under Graduates and the rest and on a lower number 6% are others (under HSC).c). Service Service No. of Investors
Govt. Service28
Pvt. Service43
Business32
Agriculture3
Others5
.
Interpretation:39% are Pvt. Employees, 26% are Business people, 29% are Govt. Employees, 3% are in Agriculture and the rest 5% are in others. (d). Family Income per MonthIncome GroupNo. of Investors
30,00031
Interpretation:36% of the investors i.e. most of the investors are in the income per month group which is Rs. 30,000 to Rs. 40,000, Second that is 27% investors are in the monthly income group of more than Rs. 40,000 and the minimum investors that is 4% are in the monthly income group of below Rs. 10,000 (2)People investing in various kind of investments.Kind of InvestmentsNo. of Respondents
Saving A/C197
Fixed deposits144
Insurance150
Mutual Fund117
Post office (NSC)72
Shares/Debentures48
Gold/Silver32
Real Estate 66
Interpretation: 97.5% people have invested in the Saving A/c, 76% in the Insurance, 74% in the Fixed Deposits, 60% in the Mutual Fund, 37.5% in the Post Office, 25% in the Shares or Debentures, 15% in the Gold/Silver and 32.5% in the Real Estate.
4. Awareness about these Mutual Funds and some of its OperationsResponseAcceptanceRejection
Respondents13565
Interpretation:67% of the People are aware of this and its operations while the rest 33% of them are not aware..
5. Information for customers on Mutual Funds InformationRespondents
Advertisement19
Peer Group25
Bank32
Financial Advisors60
Interpretation:46% of the people know about Mutual fund through the help of Financial Advisor, 21% through Bank, 18% through Groups and 13% of these people through Advertisement.
6. People investing in Mutual FundResponses Respondents
YES120
NO80
Total250
Interpretation:60% of people have invested there money in thses Funds while the other 40% do not have an idea of investing in Mutual Fund.
7. Why people have not invested in Mutual FundsReason Respondents
Not Aware67
Higher Risk9
Not any Specific Reason13
Interpretation:81% of the people are not aware of investing into these Funds, 13% have said there is likely to be a higher risk in it and the rest 6% of them have a vague reply.
8. People investing in different Assets Management Co. also known as AMC.Title of AMCInvestors
SBIMF50
UTI74
HDFC38
Reliance74
ICICI Prudential55
Kotak40
Others78
Interpretation:63.6% of the total people have invested in each of these secotrs, only 49% of then have invested in SBIMF, 42% in ICICI Prudential, 38.5% in Kotak and 35% in HDFC.
9. Why people want to invest in SBIMFReasons Respondents
Associated with SBI36
Better Return4
Agents Advice13
Interpretation:64% of people have invested in this because of its is associated with SBI, 27% have invested because of Agents Advice, 9% invest just for a better return.
10. Reason for not investing in the SBIMFReasonRespondents
Not Aware 26
Less Return15
Agents Advice20
Interpretation:, 38% people were not aware with SBIMF, 28% have not invested as they were facing less return and 34% of them rely on the Agents Advice.11. Priority of Investors for future investment in Mutual Fund Title of AMCInvestors
SBIMF77
UTI40
HDFC34
Reliance85
ICICI Prudential81
Kotak62
Others77
Interpretation: 69% of the people prefer to invest in Reliance, 69% prefer ICICI Prudential, 61% in SBIMF, 63.5% in Others, 56% in Kotak, 39.5% in UTI and 49% in HDFC Mutual Fund. 12. Modes Preferred by the Investors for Mutual Fund InvestmentChannelFinancial AdvisorBankAMC
No. of Respondents731532
Interpretation:60% preferred to invest through Financial Advisors whereas 25% through AMC and the rest 15% through Bank.
13. Different type of Investment Preferred by the InvestorsMode of InvestmentOne time InvestmentSystematic Investment Plan (SIP)
No. of Respondents7740
Interpretation:65% of the population chose One time Investment and 35 % Preferred the method of SIP.
14. Preference of the Portfolios by the InvestorsPortfolioInvestors
Equity54
Debt29
Balanced42
Interpretation:46% of the total people prefer Equity Portfolio, 36% prefer Balance and 16% prefer Debt portfolio.
15. Different ways for getting Return Preferred by the InvestorsOptionDividend PayoutDividend ReinvestmentGrowth
Respondents291781
Interpretation:71% of these prefer Growth Option, 21% of them preferred Dividend Payout and the rest 8% preferred Dividend Reinvestment Option.
16. Preference of Investors skeptic about where to invest in Sectoral FundsResponseNo. of Respondents
Yes25
No95