Daily and Monthly Reports User Guide

©2019 FIS and/or its subsidiaries. All Rights Reserved.

Daily and Monthly

Reports User Guide

10/2/19 1

Daily and Monthly Reports User Guide

Contents

Contents ................................................................................................................................................................................. 1

Accessing Reports Using iQ ................................................................................................................................................ 6

Viewing Reports .................................................................................................................................................................... 7

Viewing Reports by Date ..................................................................................................................................................... 8

Viewing Reports by Report Code ........................................................................................................................................ 9

Downloading Reports ......................................................................................................................................................... 10

Request File(s) for Download ............................................................................................................................................ 10

Download Requested File(s) ............................................................................................................................................. 11

Schedule Download ........................................................................................................................................................... 13

SETTLEMENT REPORTS .................................................................................................................................................... 16

EFT075R01: NETWORK TOTALS REPORT .................................................................................................................... 17

CD-820: DAILY BANK CARD SETTLEMENT TOTALS REPORT .................................................................................... 22

SD-056: DAILY AGENT LEVEL TRANSACTION & INTERCHANGE SUMMARY REPORT ........................................... 24

CD-823: TRANSACTION GENERATION SUMMARY ...................................................................................................... 26

EFFEERBTR01: FEE ASSESSMENT REPORT ............................................................................................................... 28

EFACCFEE01: CARDHOLDER DAILY FEE ASSESSMENT SUMMARY REPORT ....................................................... 29

EFFEERBTR02: SURCHARGE REBATE REPORT ......................................................................................................... 31

EFACCFEE03: CARDHOLDER DAILY SURCHARGE REBATE SUMMARY REPORT .................................................. 33

CM-471: ISA BILLING REPORT ....................................................................................................................................... 34

EFINTBILR01: INTERNATIONAL FEE BILLING REPORT .............................................................................................. 35

CARDHOLDER REPORTS .................................................................................................................................................. 36

EFPRSORTR0X: ACTIVITY DETAIL - FROM CARDHOLDERS REPORT...................................................................... 37

EFPSORTR04: EMV Cardholder Activity Detail ................................................................................................................ 39

CD-031: AUTHORIZATION LOG REPORT ...................................................................................................................... 40


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CD-311: DAILY ACH CHECK CARD ENTRIES REPORT ................................................................................................ 45

CD-098: DAILY DROPPED AUTHORIZATION REPORT ................................................................................................ 48

CD-877: TOKEN PROVISIONING REPORT .................................................................................................................... 50

EFDENDLYR01 / EFDENDLYR0M: PERCENTAGE OF DENIALS PER TOTAL TRANSACTIONS REPORT ............... 51

EFCADRPTR01: CARD ACTIVATION REPORT .............................................................................................................. 53

EFTD050D01: CARDHOLDER PROCESSOR AVAILABILITY REPORT......................................................................... 54

EFTM019M01: CARDHOLDER PROCESSOR AVAILABILITY REPORT ........................................................................ 56

EFT900R01: EXTRACT REPORT: EXCEPTION DETAIL ................................................................................................ 58

MAINTENANCE REPORTS ................................................................................................................................................. 62

WEBSRVRPT1D: EFTS WEB SERVICES DAILY SUMMARY REPORT ........................................................................ 63

MCIFDENL: MCIF/WEB SERVICES DENIAL REPORT ................................................................................................... 66

CRTAUDITR01: CRT AUDIT REPORT – NEW CARDS JOURNAL ................................................................................. 67

CRTAUDITR03: CRT AUDIT REPORT – CARD MAINTENANCE ................................................................................... 72

CRTAUDITR04: CRT AUDIT REPORT – ACCOUNT MAINTENANCE ........................................................................... 74

CRTAUDITR05: CRT AUDIT REPORT – CUSTOMER MAINTENANCE......................................................................... 75

CRTAUDITR06: CRT AUDIT REPORT – NO DATA SUMMARY ..................................................................................... 76

CRTAUDITR08: CRT AUDIT REPORT – ATM PROMOTIONAL MESSAGES ................................................................ 77

CRTAUDITR09: CRT AUDIT REPORT - ATM REMOTE SETTLEMENT/ SETTLEMENT CORRECTION ..................... 79

XRPREPROCES: CARD EXTRACTS PREPROCESSOR REPORT ............................................................................... 80

XROPEN: OPEN / REPLACE CARDS JOURNAL – VIA CARD EXTRACTS .................................................................. 81

XRUPDATE: UPDATE CARDS JOURNAL – VIA CARD EXTRACTS .............................................................................. 82

XRSPECIAL: SPECIAL REQUESTS JOURNAL – VIA CARD EXTRACTS ..................................................................... 84

XRHOTCARD: HOT CARD / WARNING BULLETIN JOURNAL – VIA CARD EXTRACTS ............................................. 85

XRTOTAL: TOTALS JOURNAL – VIA CARD EXTRACTS ............................................................................................... 86

CARD PRODUCTION REPORTS ........................................................................................................................................ 87

REISSU0X: CARDHOLDER PLASTIC/PIN ISSUE: CARDS RECREATED ..................................................................... 88

CD-099: DAILY NON-MONETARY AUDIT REPORT ....................................................................................................... 90

ATM REPORTS .................................................................................................................................................................... 93

EFT070R01: TERMINAL OWNER TRANSACTION DETAIL REPORT ............................................................................ 94

EFT070R03: TERMINAL OWNER SUMMARY TOTALS REPORT ................................................................................ 101

EF#VCD05 / EFCSHDSP01: ATM CASH DISPENSED SUMMARY REPORT .............................................................. 103

EFT085R02: TERMINAL OWNER DEPOSIT REPORT ................................................................................................. 105


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EFTRMSUS01: TERMINAL OWNER SUSPENSE TOTALS .......................................................................................... 107

EFEJUPRT01: EJ UPLOAD DAILY ACTIVITY ............................................................................................................... 109

EFEJUREP01: EJ UPLOAD COMPARE REPORT ......................................................................................................... 110

VANTAGEX01: TERMINAL PERFORMANCE REPORTS ............................................................................................. 112

VANTAGEX02: TICKET HISTORY REPORTS ............................................................................................................... 114

VANTAGEX03: STATUS CODE FREQUENCY REPORTS ........................................................................................... 116

VANTAGEX09: SERVICE TIME ANALYSIS BY CONTACT ........................................................................................... 118

VANTAGEX10: SERVICE TIME ANALYSIS BY TERMINAL .......................................................................................... 119

VANTAGEX11: CONTACT USAGE REPORTS .............................................................................................................. 120

EXCEPTION REPORTS ..................................................................................................................................................... 121

EFADJRPTR08: TRANSACTION ADJUSTMENT RECORD REPORT (TARR) ............................................................ 122

CD-401: DAILY CHARGEBACK & RETRIEVAL ANALYSIS REPORT .......................................................................... 128

CD-400: DAILY CHARGEBACK & RETRIEVAL AGING REPORT ................................................................................ 133

CD-149: INITIAL FRAUD REPORT ................................................................................................................................. 135

CW-216: FRAUD CHARGEBACK MATCHING REPORT .............................................................................................. 138

CM-472: SAFE BILLING REPORT .................................................................................................................................. 139

EFT075R07: POSSIBLE EXCEPTION TRANSACTION REPORT ................................................................................. 140

CD-315: DEBIT CARD REJECT REPORT ..................................................................................................................... 141

CD-141: STOLEN TRANSACTION REPORT ................................................................................................................. 142

CD-142: LOST TRANSACTION REPORT ...................................................................................................................... 144

CD-152: EXCESSIVE CVV/CVC ATTEMPTS REPORT................................................................................................. 146

CD-825: NEW CARD REQUESTS WITH RECENT NAME/ADDRESS CHANGES ....................................................... 147

CD-962: VISA® EXCEPTION FILE UPDATE ................................................................................................................. 148

CD-963: VISA® EXCEPTION FILE LISTING .................................................................................................................. 149

MANAGEMENT REPORTS ................................................................................................................................................ 150

EFTBILL01: INSTITUTION ATM STATISTICAL SUMMARY REPORT .......................................................................... 151

EFINTRPT: MONTHLY PIN INTERCHANGE REPORT ................................................................................................. 155

EFAFDBILR01: AFD FEE BILLING REPORT ................................................................................................................. 157

EFFEERPT: MONTHLY PIN FEE REPORT ................................................................................................................... 158

BIMCBSM001: MASTERCARD CONSOLIDATED BILLING SYSTEM PASS THRU FEES REPORT .......................... 161

CM-470: MONTHLY BILLING RECORD REPORT LIST ................................................................................................ 164

EFDCCRPT: MONTHLY PAY IN YOUR CURRENCY REPORT .................................................................................... 165


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EFSURNET-R01: ACQUIRING INSTITUTION’S SURCHARGE SUMMARY REPORT BY NETWORK ....................... 166

EFTSTTR01: TERMINAL MONTHLY STATISTICS REPORT ........................................................................................ 168

EFTSTTR02: CARDHOLDER MONTHLY STATISTICS REPORT ................................................................................. 170

EFTSTTR03: CARDHOLDER MONTHLY STATISTICS REPORT BY TERMINAL ADDRESS ..................................... 172

CM-015: BANKCARD INFORMATION REPORT ............................................................................................................ 174

CM-500: NETWORK REPORTING TRANSACTION STATISTICS REPORT ................................................................ 176

CM-501: NETWORK REPORTING ACCOUNT STATISTICS REPORT ........................................................................ 178

CM-502: CARDHOLDER MONTHLY TRANSACTION STATISTICS REPORT ............................................................. 180

CM-520: ACCOUNT USAGE DISTRIBUTION REPORT ................................................................................................ 183

CM-850: RANGE SUMMARY REPORT .......................................................................................................................... 184

CD-121: LEDGER ACTIVITY DAILY REPORT ............................................................................................................... 185

REISSUE REPORTS .......................................................................................................................................................... 188

ATM CARD REISSUE PROCESS................................................................................................................................... 189

EXPCRD01: MONTHLY CARD/PIN ISSUE REPORT - CARDHOLDER PLASTIC/PIN ISSUE: CARDS RECREATED ......................................................................................................................................................................................... 190

EXPCRD02: CARDHOLDER EXPIRING CARD DETAIL REPORT ............................................................................... 192

EXPCRD05: CARDHOLDER EXPIRING CARD STATISTICS REPORT ....................................................................... 193

DEBIT CARD REISSUE PROCESS................................................................................................................................ 194

30-DAY REISSUE PROCESS ...................................................................................................................................... 195

60-DAY REISSUE PROCESS ...................................................................................................................................... 196

CM-021: REISSUE WARNING REPORT ........................................................................................................................ 197

CM-024: NON - REISSUE REPORT ............................................................................................................................... 199

REISSU04: CARD / PIN ISSUE REPORT ...................................................................................................................... 201

CM-023: REISSUE ELIGIBILITY REPORT ..................................................................................................................... 204

CM-026: REISSUE NAME AND ADDRESS CHANGE REPORT ................................................................................... 206

CM-035: 18 MONTH EXPIRATION PROJECTION REPORT ........................................................................................ 207

APPENDIX A: EFT TRAN CODES .................................................................................................................................... 208

APPENDIX B: DENIAL CODES ......................................................................................................................................... 210

APPENDIX C: REPORTS SUPPRESSED FOR OFP DEBIT CARD PRODUCT ............................................................. 213

APPENDIX D: SPECIAL SET-UP / SELDOM USED REPORTS ...................................................................................... 214

EFACHCONR01: ACH CONSOLIDATION REPORT .................................................................................................... 214

CR-001: BANKCARD INFORMATION REPORT - DETAIL ............................................................................................ 218


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EFSSREPT01: ENHANCED SECURITY SUSPECTS REPORT (1) .............................................................................. 221


EFSSREPT01: ENHANCED SECURITY SUSPECTS REPORT (3A) ............................................................................ 223

EFSSREPT01: ENHANCED SECURITY SUSPECTS REPORT (3B) ............................................................................ 224

EFSSREPT01: ENHANCED SECURITY SUSPECTS REPORT (3C) ............................................................................ 225


CD-183: NO-POST APPLICATION TRAN REPORT ...................................................................................................... 227

CRTAUDITR07: CRT AUDIT REPORT – EXCHANGE RATE MAINTENANCE ............................................................ 228

CD-453: FEE ASSESSMENT REPORT .......................................................................................................................... 229

CD-454: CARDHOLDER DAILY FEE ASSESSMENT SUMMARY REPORT ................................................................ 230

CM-454: CARDHOLDER MONTHLY FEE ASSESSMENT SUMMARY ......................................................................... 230

CD-005: VISA EXTRAS CASH REWARDS .................................................................................................................... 231

XRCERTIFY: CARD EXTRACTS CERTIFICATION REPORT ....................................................................................... 233

EFTAUDREM: REMOTE KEY AUDIT REPORT ............................................................................................................. 236

CD-960: VISA FRAUD REPORT ..................................................................................................................................... 237

CD-961: MASTERCARD FRAUD REPORT .................................................................................................................... 237

CD-970: DISCOVER FRAUD REPORT .......................................................................................................................... 237


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Accessing Reports Using iQ

To access reports, click on the Reports tab on the left side of your iQ home page. When you navigate to this page, you'll

see search criteria.

Select your ACRO (acronym) if it is not already prefilled for you, and your desired date range. The date range is

automatically populated with yesterday as the “To Date” and 60 days prior to that as the “From Date”, but these dates can

be edited.

After making your selections, click the Get Reports button.

Reports can be accessed up to 90 days after the run date. Although reports can be accessed up to 90 days after the

run date, in the “From Date” and “To Date” fields, you can only enter a date range that is 60 days apart.


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Viewing Reports

After searching based on the criteria you selected, your report results will be displayed.

Note that the results grid has two tabs: By Date and By Report Code. The same reports/data are contained in each tab;

these tabs simply allow you to find and view your reports in a different way. By default, you'll view the search results by

date.

This results grid allows you to sort, filter, export results, rearrange columns, add/delete columns, reset columns, and save

your view. Read more about how to perform these actions below.

Rearrange Columns Click and hold down your mouse on the header of the column you'd like to move. Drag that column to where

you'd like it, and release your mouse.

Sort Columns Click the triangle to the right of a column header to sort the entire results set by ascending or descending order

based on that column data.

Filter Columns Use the text box below the column header to refine your search results by typing a value or selecting one from the

drop-down menu.

Export Results Click the purple arrow icon in the upper right corner to export your results to the format of your choice (Excel,

CSV, or PDF). You can export the entire results set or just the results in your current view.


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Page Navigation Go directly to the next, previous, first, or last page of your search results by clicking on the navigation arrows at

the bottom of the Results Grid. Go quickly to a specific page by entering the page number in the box "Go to

page." Change the number of rows displayed per page by selecting a value from the drop-down menu.

Add or Delete Columns Right-click anywhere on the Results Grid, and a list will appear. Check or uncheck boxes to select or de-select

data you'd like to see.

Reset Columns Restore system default Results Grid column and display settings by clicking the "Reset Columns" button at the

top right of the Results Grid.

Save This View Once you have shown/hidden columns and rearranged columns to suit your job needs, you can click the

checkbox next to "Save This View" at the upper right of the grid. Upon doing so, your current grid view will

become your default view that you will see each time you log into iQ and perform a search in this area of the

application.

Viewing Reports by Date

The first tab of the reports grid is By Date, which displays yesterday's reports at the top by default. Click the "+" next to

any date to expand all reports for that specific date. Click a specific report code to open the report, in text or PDF format.

Use your basic navigation within your PDF viewer to find the information you need on the PDF version of a report.

Available Data

Here is the data available in this reports grid:

In the Status column, you'll see one of two icons. One icon denotes that you've read the report, and the other denotes that it's a report you haven't yet read.

The Report Code column provides the code for the report; the code is also a link that allows you to open or save the report.

The Report Standard Name provides you with the full name of that report.

The Nickname column allows you to add your own name to a report. For example, you could set a nickname that provides you with some quick information on how you use that report.

The Frequency column lets you know how often the report is generated.

The Category column tells you which kind of report it is, such as Billing or Chargeback.

The Entity ID advises you of the acronym for which the report is generated.

Size lets you know how large the report file is.

Click the Star icon In the Favorites column to add any report to your list of Favorites. Click the purple arrow at the upper right of the Reports grid to export your list of available reports. Note that this function does not actually export the reports themselves. Adding a Report to Your Favorites To add a report to your favorites list, simply click the gray star in the Favorites column of that report and the star will turn purple. To remove a report from your Favorites, click a purple star and it will turn gray. Note that adding a report to your Favorites will add each instance (date) of this report to your Favorites. Filter the Favorites column by selecting Favorites from the dropdown at the top of that column, and only your Favorite reports will appear in view. Double-click within the Nickname field for a specific report to type a nickname for that report. A nickname can help you easily identify a report in a way that makes sense to you. After you’ve typed the nickname, press ‘Enter’ to save the nickname for each instance of that report.


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Viewing Reports by Report Code

The second tab of the reports grid is By Report Code, which displays all of your available reports in alphabetical order by

report code. Click a specific report date to open the report in text or PDF format. Use your basic navigation within your

Acrobat viewer to find the information you need on the PDF version of a report.

Click the "+" next to any report code to expand all reports for that specific date.

Available Data Here is the data available in this reports grid:

In the Status column, you'll see one of two icons. One icon denotes that you've read the report, and the other denotes that it's a report you haven't yet read.

In the Date column you'll see the date that report was created.

The Report Standard Name provides you the full name of that report.

The Nickname column allows you to add your own name to a report. For example, you could set a nickname that provides you with some quick information on how you use that report in your daily tasks.

The Frequency column lets you know how often that report is generated.

The Category column tells you which kind of report each is, such as Billing or Chargeback.

The Entity ID advises you of the acronym for which that report is generated.

Size lets you know how large the report file is.

Click the Star icon In the Favorites column to add any report to your list of Favorites. Click the purple arrow at the upper right of the Reports grid to export your list of available reports. Note that this function

does not actually export the reports themselves.

Don't see a report you think you should? Contact your iQ administrator.


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Downloading Reports

The File Transfer function allows you to download groups of reports from iQ directly to your computer’s local or network

drive, instead of having to open and save reports one at a time.

Make sure you set up a regular process for downloading and archiving reports for long

term storage. Maintaining archived reports is the responsibility of your financial institution.

Request File(s) for Download

From the reports viewing screen, click the box to the left of the individual reports or groups of reports you’d like to

download.

To download all reports for a given date or dates, click the checkbox to the left of the date, rather than the individual report

name.

If you’d like to download all available instances of a specific report code, click the ‘By Report Code’ tab and click the

checkbox at the left of that report code.


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Once you have selected the reports you'd like to download, click the "Download Selected Files" button at the top right of

the results grid. You will receive a confirmation message with the number of reports requested for download. Click Ok to

proceed.

Next, a message on the screen confirms that your file download/export request has been processed. A .ZIP file will be

created containing the selected reports. The Files icon at the top of your iQ screen will alert you when the file is ready to

be downloaded.

Download Requested File(s)

Once you have requested a file and the file is ready to be downloaded, you can access your File Cabinet to retrieve the

file.

From the top of any iQ screen, you'll see a "Files" icon at the upper right that denotes your File Cabinet. Once your

selected files are ready for download, you will see a number appear in that area. The number indicates how many files

you have ready for download.


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Click the File icon in order to view the alert details on the file(s) you requested. From this window, you can click the

hyperlink in the Files column to download that specific file. You can then choose to either open or save the selected file.

Alternatively, click the View All / Upload Files link to bring up a full screen of all report files that are available for download,

as well as any pending file requests. You can sort your results by clicking on the column header, or filter by Status.

Requested files will available to download for a period of 7 days.


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Schedule Download

You can use this feature to set up a report, or group of reports, to be downloaded on a scheduled basis. If the report(s)

you select is a daily report, it will automatically be downloaded on a daily basis when the report is available. If it is not a

daily report, then it will automatically be downloaded when it is available.

Access this function by clicking on Reports and Statements in the main left-hand navigation, and then on Schedule

Download under that.

You’ll arrive at a list of all your available reports of all frequencies (Daily, Weekly, Monthly). Select the checkboxes in the

Select column next to all the reports for which you’d like to receive an archive file. Note that, for reports that run on a

weekly or monthly basis, you will only receive those reports once a week or once a month, respectively.

Once you have selected all the reports you need to receive in the archive file, click the Save button.

To make adjustments to your list – you can always go back to the Schedule Download

screen and check or uncheck reports (and then click Save to store your changes). The

next archive file that is produced after you’ve made changes will then reflect your updates.


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After you have selected reports for your daily archive file, you will receive an alert in your Files area each day when the

archive file is ready for you to download.

Click on the Files area, and a Files box, with the available downloads will appear.


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In the Download Type column, you’ll see that these files are labeled “Scheduled Multi Reports Download”.

Refer to the content under the Download Requested File(s) section of this guide for more information on saving your daily archive report files.

If needed, you can also choose to receive a text or email alert when your files are available for download. You’ll set this up in your user profile, which can be accessed by clicking on the user icon, and clicking on your name.

User icon:


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SETTLEMENT REPORTS


10/2/19 17

EFT075R01: NETWORK TOTALS REPORT

CONTENTS Details counts and amounts of all transactions for an institution's cardholders followed by settlement totals for cardholders and ATMs

PURPOSE To provide daily settlement and adjustment reconciliation information RUN FREQUENCY Daily SAMPLE REPORTS Enhanced/Standard Plus Sample:

EFT075R01 09.33,01/20/05 NETWORK TOTALS EFF DATE 04/29/05 RUN DATE 04/29/05 PAGE 1

TEST-TEST NATIONAL BANK

ELECTRONIC TRANSACTIONS NON-ELECTRONIC TRANSACTIONS

INST DESCRIPTION I------DEBITS------I I-----CREDITS------I I------DEBITS------I I-----CREDITS------I

NO AMOUNT AMOUNT AMOUNT AMOUNT

TEST CASH DISPENSED 493 79,240.15 79,240.15

BILL PAYMENTS 6 1,092.77 1,092.77

DEPOSITS 10 12,567.21 12,567.21

POS DEBITS 757 40,593.11 40,593.11

PREAUTH DEBITS 90 3,039.48 3,039.48

PREAUTHIZATION 91

INQUIRIES 64

CHECKCARD AUTH 901

OTHER TRANS 51

CARDS RETAINED 8

OTHER REJECTS 149

SETTLEMENT-CSH 35,900.00 79,240.15

OFFSET 43,340.15*

SETTLEMENT-BP 1,092.77

OFFSET 1,092.77*

STLMNT-POS-DB 40,593.11

STLMNT-PREAUTH 3,039.48

OFFSET 43,632.59*

STLMNT-SURCHG 405.00

OFFSET 405.00*

TOTALS 2620 248,336.02 248,336.02 12,567.21 12,567.21


TEST-TEST NATIONAL BANK





BILL PAYMENTS 6 1,092.77 1,092.77

DEPOSITS 10 12,567.21 12,567.21

POS DEBITS 757 40,593.11 40,593.11

PREAUTH DEBITS 90 3,039.48 3,039.48

PREAUTHIZATION 91

INQUIRIES 64

CHECKCARD AUTH 901

OTHER TRANS 51

CARDS RETAINED 8

OTHER REJECTS 149

SETTLEMENT-CSH 35,900.00 79,240.15

OFFSET 43,340.15*

SETTLEMENT-BP 1,092.77

OFFSET 1,092.77*



OFFSET 43,632.59*

STLMNT-SURCHG 405.00

OFFSET 405.00*

TOTALS 2620 248,336.02 248,336.02 12,567.21 12,567.21


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OFP (Online Force Post) Sample:

FIELD NAME FIELD DESCRIPTION TYPE OF TRANSACTION

CASH DISPENSED Cash Withdrawals performed by cardholders

TRANSFERS

BILL PAYMENTS

RR TRANSFERS Ready Reserve Transfers

DEPOSITS

ADJUSTMENTS Within an institution

ADJUST SETTLE Between two institutions

PAYMENTS Payments to merchants (payment enclosed in envelope)

PAY FROM Payments to merchants (payment processed electronically)

INQUIRIES

CHECK VERIFY

POS DEBITS Point of sale debits performed by cardholders

POS CREDITS

POS INQUIRIES

PREAUTH DEBITS Purchase authorization that generates settlement transaction

PREAUTHIZATION Purchase authorization that does not generate settlement transaction

STATEMEMT REQ

OTHER TRANS

CHECKCARD AUTHS Check Card authorizations

CARDS RETAINED


TEST-TEST BANK





TRANSFERS 13 5,007.00 5,007.00

DEPOSITS 42 28,603.35 28,603.35

ADJUST SETTLE 1

POS DEBITS 2404 108,726.86 108,726.86

POS CREDITS 2 44.13 44.13

PREAUTH DEBITS 430 13,037.75 13,037.75

INTERCHANGE DB 2 20.15 20.15

INTERCHANGE CR 3 2,010.32 2,010.32

PREAUTHIZATION 430

OFFLINE DEBITS 3658 135,223.25 135,223.25

OFFLINE CREDIT 48 2,038.35 2,038.35

INQUIRIES 485

CHECKCARD AUTH 3826

OTHER TRANS 75

OTHER REJECTS 318

SETTLEMENT-CSH 73,040.00 97,335.13

OFFSET 24,295.13*

SETTLEMENT-DEP 28,603.35 27,911.63

OFFSET 691.72*

STLMNT-ADJ-CHR 66.90

OFFSET 66.90*


STLMNT-POS-CR 44.13


OFFSET 121,720.48*

STLMNT-OFL-DB 135,223.25

STLMNT-OFL-CR 2,038.35

OFFSET 133,184.90*

SETTLEMENT-INT 2,010.32 20.15

OFFSET 1,990.17*

TOTALS 12927 504,565.00 504,565.00 272,484.85 272,484.85


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OTHER REJECTS

INTERCHANGE DB For OFP clients, Amount of Interchange Fees charged.

INTERCHANGE CR For OFP clients, Amount of Interchange Fees earned.

REAPPLIED HOLDS For OFP clients, transactions not settled.

OFFLINE CREDITS For OFP clients, credits settled involving cardholders.

OFFLINE DEBITS For OFP clients, debits settled involving cardholders.

NETWORK FEES For OFP clients, transaction processing fees.

INTRBNK XFER Interbank Transfer, a transaction in which a cardholder transfers money between

accounts held at different financial institutions (only certain networks allow this

transaction type)

NO Number of transactions for each transaction type

ELECTRONIC TRANSACTIONS

DEBIT AMOUNT Dollar amount debited to cardholder

CREDIT AMOUNT Dollar amount credited to cardholder

NON-ELECTRONIC

TRANSACTIONS

DEBIT AMOUNT Dollar amount debited to cardholder. No settlement (ACH) occurs for

non-electronic transactions from FIS. Any settlement due will come from another

network outside FIS.

CREDIT AMOUNT Dollar amount credited to cardholder. No settlement (ACH) occurs for

non-electronic transactions from FIS. Any settlement due will come from another

network outside FIS.

SETTLEMENT-CSH

DEBIT AMOUNT

Amount of cash dispensed by this institution's ATM(s)

CREDIT AMOUNT Amount of cash dispensed to this institution's cardholders

OFFSET * Total amount the institution owes the network, or the amount owed to the

institution by the network; this amount is noted by an asterisk (*). This settlement

will occur via FED ACH.

SETTLEMENT-DEP

DEBIT AMOUNT

Amount of deposits into the network by this institution's cardholders

CREDIT AMOUNT Amount of deposits at this institution's ATM(s)

OFFSET * Total amount the institution owes the network, or the amount owed to the institution

by the network; this amount is noted by an asterisk (*). This settlement will occur

via FED ACH.

STLMNT-ADJ-CHR

DEBIT AMOUNT

Amount of adjustment debits settled involving cardholders

CREDIT AMOUNT Amount of adjustment credits settled involving cardholders

STLMNT-ADJ-ATM

DEBIT AMOUNT

Amount of adjustment debits settled involving ATM(s)

CREDIT AMOUNT Amount of adjustment credits settled involving ATM(s)


10/2/19 20



via FED ACH.

SETTLEMENT-BP

DEBIT AMOUNT

Amount of bill payment debits performed

CREDIT AMOUNT Amount of bill payment credits performed



via FED ACH.

SETTLEMENT-POS

DEBIT AMOUNT

Amount of point-of-sale (POS) credit transactions performed by cardholders and/

or amount of stamps dispensed by the ATM.

CREDIT AMOUNT Amount of point-of-sale (POS) debit transactions performed by cardholders.

OFFSET* Total amount the institution owes the network, or the amount owed to the institution


via FED ACH.

SETTLEMENT-OFL-DB

DEBIT AMOUNT

For OFP clients, dollar amount debited to cardholder.

CREDIT AMOUNT For OFP clients, dollar amount credited to cardholder.



via FED ACH.

SETTLEMENT-P2P

OFFSET

Interbank Transfer, a transaction in which a cardholder transfers money between

accounts held at different financial institutions (only certain networks allow this

transaction type). This settlement will occur via FED ACH.

SETTLEMENT-INT

DEBIT AMOUNT

For OFP clients, or those clients participating in networks that settle interchange

daily, Amount of Interchange Fees earned.

CREDIT AMOUNT For OFP clients, or those clients participating in networks that settle interchange

daily, Amount of Interchange Fees charged

OFFSET* Total amount the institution owes the network, or the amount owed to the institution


via FED ACH.

SETTLEMENT-SRG

DEBIT AMOUNT

Amount of surcharge fees earned

CREDIT AMOUNT Amount of surcharge fees charged



via FED ACH.

TOTALS A total of each column


10/2/19 21

If any settlement figures appear in the 'Non-Electronic Transaction' column, the actual settlement (ACH) is

not done by FIS. Rather, settlement will come directly to the institution from another network (e.g. Most,

Yankee 24).

Temporary Network Totals Report Sample (generated on weekends and holidays):

The Temporary Network Totals report (EFT075R02) will be created for PIN-based weekend and holiday settlement in

order to eliminate float for settlement received from the networks. This report looks exactly like the standard Network

Totals report, with the exception of the title and report code.

The report shows temporary settlement entries that are sent to the Financial Institution via FED ACH at the end of the

weekend/holiday. The temporary settlement entries are then reversed the following night. The temporary entries and the

reversal entries will always wash to zero.

EFT075R02 15.19,10/21/08 TEMPORARY NETWORK TOTALS EFF DATE 10/19/08 RUN DATE 10/19/08 PAGE 1

TEST –TEST BANK




CASH DISPENSED 9787 974,387.48 974,387.48

TRANSFERS 9 2,655.00 2,655.00

RR TRANSFERS 4 350.00 350.00

DEPOSITS 2 229.74 229.74

POS DEBITS 9393 635,952.63 635,952.63

POS CREDITS 47 1,697.89 1,697.89

PREAUTH DEBITS 1285 43,015.11 43,015.11

PREAUTHIZATION 1298

INQUIRIES 994

CARDS RETAINED 50

OTHER REJECTS 1367

SETTLEMENT-CSH 374,750.00 974,387.48

OFFSET 599,637.48*

SETTLEMENT-DEP 229.74 11,607.46

OFFSET 11,377.72*


STLMNT-POS-CR 1,697.89


OFFSET 677,269.85*

SETTLEMENT-INT 5.90 652.41

OFFSET 646.51*

STLMNT-SURCHG 6,027.00

OFFSET 6,027.00*

TOTALS 24236 3,329,929.94 3,329,929.94


10/2/19 22

CD-820: DAILY BANK CARD SETTLEMENT TOTALS REPORT

CONTENTS Summary of settlement entries for debit card transactions, interchange and chargebacks.

PURPOSE To provide daily transaction totals for debit card settlement. RUN FREQUENCY Daily NOTE This report is not turned on for the Online Force Post (OFP) product. SAMPLE REPORT

FIELD NAME FIELD DESCRIPTION

NET CHECK CARD TRANSACTION SETTLEMENT

Net amount of Check Card transactions settled today

The amount of check card debit and credit transactions contained on today’s posting file (labeled as CheckCard Sales, Returns, Cash). The net offset of the debits and credits is equal to the check card posting file offset entry that settles to the institution’s internal settlement account (in this example a $9,791.99 credit) and is detailed by the **NET** figure in this section. The posting file figures are supported by the CD-311 Daily ACH Check Card Entries Report.

TOTAL TRANSACTION SETTLEMENT

**Amount that will post to institution designated Debit Card Transaction Settlement Account

CASH ADVANCE FEE INCOME

If applicable, FIS generated cash advance fees

NET CHECK CARD CHARGEBACK SETTLEMENT

Net amount of Debit Card first chargebacks, representments, second chargebacks, and chargeback exceptions settled today

TOTAL CHARGEBACK SETTLEMENT

**Amount that will post to institution designated Debit Card Chargeback Settlement Account (if not posting chargebacks directly to cardholder account)

NET CHECK CARD INTERCHANGE / FEES SETTLEMENT

Net amount of Debit Card interchange, processing fees, chargeback & representment

interchange and handling fees settled today for the Mastercard® and Visa® networks

TOTAL INTERCHANGE SETTLEMENT

**Amount that will post to institution designated Debit Card Interchange Settlement Account

REWARDS CASH AIRLINE TICKET CREDIT

For institutions using the Rewards! Redemption Model: Total amount of airline ticket credits redeemed by cardholders through Rewards! points

CD-820 EFF DATE 06/17/2008 DAILY BANK CARD SETTLEMENT TOTALS PAGE: 1

ACRO - TEST INSTITUTION NAME: TEST BANK

*********************** DESCRIPTION ********************************** **** DEBITS **** **** CREDITS **** ** NET **

CHECK CARD SALES,RETURNS,CASH - 06/17/08 POSTING FILE 9,816.50 24.51 -9,791.99

---------------------------------------------------------------------- ---------------- -----------------

NET CHECK CARD TRANSACTION SETTLEMENT 9,791.99

---------------------------------------------------------------------- ---------------- -----------------

====================================================================== ================ =================

TOTAL TRANSACTION SETTLEMENT 9,791.99**

====================================================================== ================ =================

CHECK CARD INTERCHANGE .27 135.00

---------------------------------------------------------------------- ---------------- -----------------

NET CHECK CARD INTERCHANGE/FEES SETTLEMENT 134.73

====================================================================== ================ =================

TOTAL INTERCHANGE SETTLEMENT 134.73**

====================================================================== ================ =================


10/2/19 23

NET CHECK CARD REWARDS/ CAMPAIGN SETTLEMENT

For institutions using the Rewards! Redemption Model and/or running a cardholder marketing campaign: Total amount of airline ticket credits redeemed by cardholders through Rewards! points, combined with any settlement for a marketing campaign the institution is running

TOTAL REWARDS AND CAMPAIGNS SETTLEMENT

For institutions using the Rewards! Redemption Model and/or running a cardholder marketing campaign: Net ACH settlement sent to the institution for airline ticket credits redeemed by cardholders through Rewards! points, combined with any settlement for a marketing campaign the institution is running

DEBIT CARD PROMOTION

For institutions using FIS’s Debit Card Promotions, indicates any settlement sent to cardholders for a debit card promotion. This settlement is included in the day’s Net Check Card Transaction Settlement figure. The CD-823 report provides the cardholder-level detail behind this figure.


10/2/19 24

SD-056: DAILY AGENT LEVEL TRANSACTION & INTERCHANGE SUMMARY REPORT

CONTENTS Summary of transaction and interchange totals broken down by agent (commonly used by institutions which have multiple Debit Card BINs under one acronym).

PURPOSE To provide daily transaction totals for Debit Card settlement at a BIN level. RUN FREQUENCY Daily NOTE

This report is not turned on for the Online Force Post (OFP) product.

SAMPLE REPORT

FIELD NAME FIELD DESCRIPTION BANK Number assigned to identify institution and acronym

SYSTEM Internal number assigned to institution’s agent number

AGENT Number that identifies an institution’s different checkcard products

TRANSACTIONS PROCESSED *

Total amount of merchant transactions settled on report date

INTERCHANGE Total amount of interchange income for Mastercard® and Visa® PROCESSING FEES Total amount of all Mastercard

® and Visa

® fees

CHGBK INTERCHANGE

Total amount of chargeback interchange (could be a credit or debit depending on chargeback or representment situation)

NET FEES * Net amount of all interchange income minus any processing fees AGENT TOTAL The Agent identifies a separate product types

(ie. Standard/Gold/Platinum/Business) SYSTEM TOTAL Refers to any one of the credit networks

as each being a separate system

SD-056 AGENT-LEVEL TRANSACTION AND INTERCHANGE SUMMARY REPORT DATE: 04/29/05 PAGE: 1

BANK: 2501 - TEST

SYSTEM: 4444

AGENT: 9876 – TEST NATIONAL BANK

*-------- VISA --------* *----------------------------------- -- VISA -- -----------------------------------*

TRANSACTIONS PROCESSED INTERCHANGE PROCESSING FEES CHGBK INTERCHANGE NET FEES

______________________ ________________ ________________ _________________ ________________

AGENT TOTAL $ 41,027.70 $ 568.35- $ 0.0000 $ 0.0000 $ 568.3500-


*-------- VISA --------* *----------------------------------- -- VISA -- -----------------------------------*


______________________ ________________ ________________ _________________ ________________

AGENT TOTAL $ 10,901.90 $ 249.63- $ 0.0000 $ 0.0000 $ 249.6300-

SYSTEM TOTAL $ 51,929.60 $ 817.98- $ 0.00 $ 0.00 $ 817.98-

BANK TOTAL $ 51,929.60 $ 817.98- $ 0.00 $ 0.00 $ 817.98-

SD-056 AGENT-LEVEL TRANSACTION AND INTERCHANGE SUMMARY REPORT DATE: 04/29/05 PAGE: 1

BANK: 2501 - TEST

SYSTEM: 4444


*-------- VISA --------* *----------------------------------- -- VISA -- -----------------------------------*


______________________ ________________ ________________ _________________ ________________

AGENT TOTAL $ 41,027.70 $ 568.35- $ 0.0000 $ 0.0000 $ 568.3500-


*-------- VISA --------* *----------------------------------- -- VISA -- -----------------------------------*


______________________ ________________ ________________ _________________ ________________

AGENT TOTAL $ 10,901.90 $ 249.63- $ 0.0000 $ 0.0000 $ 249.6300-

SYSTEM TOTAL $ 51,929.60 $ 817.98- $ 0.00 $ 0.00 $ 817.98-

BANK TOTAL $ 51,929.60 $ 817.98- $ 0.00 $ 0.00 $ 817.98-


10/2/19 25

BANK TOTAL Total for all agents and systems under the given acronym

Depending upon institution set-up, these amounts will appear in your “network account” on a daily basis and will need to be manually moved accordingly. (e.g. Interchange income via ACH will only appear in this account if it settles to your institution). Please note that the transaction amounts shown on this report may contain slight rounding errors when compared to your FIS Settlement Account statement.


10/2/19 26

CD-823: TRANSACTION GENERATION SUMMARY

CONTENTS This report provides details of settlement generated from FIS Debit Card Promotions, and/or airline ticket credits that cardholders have redeemed through the Rewards! program.

PURPOSE For institutions using FIS’s Debit Card Promotions: Details any settlement sent to individual cardholders (usually credits) for Debit Card Promotions run through FIS. The net settlement for this promotion activity is included in the day’s Net Debit Card Transaction Settlement. For institutions using the Rewards! Redemption Model: The institution will receive a net ACH debit for the total amount of cardholder airline ticket credits received that day. This report provides the detail of the airline ticket credits sent to each individual cardholder, as well as the net ACH debit sent to the institution. For institutions using the Rewards! Issuance Model: This report provides a list of cardholders who received airline ticket credits. There is no associated ACH settlement.

RUN FREQUENCY Daily

DEBIT CARD PROMOTIONS SAMPLE:

CD-823 TRANSACTION GENERATION SUMMARY EFF DATE 03/21/2012 PAGE 1

DEBIT CARD PROMOTION ACRO - TEST INSTITUTION NAME: TEST BANK

CARDHOLDER ACCOUNT AMOUNT TRANSACTION DESCRIPTION

------------------ ------------- ------------------------------------------

9999991234567890 5.00 CR DEBIT CARD PROMOTION



TOTAL: 15.00 CR DEBIT CARD PROMOTION

TRANSACTION OFFSET: 15.00

ACH DESCRIPTION: 03/21 VA TEST DEBIT CARD PROMOTION DEBIT CARD PROMOTION

*** END OF THIS SUMMARY ***


10/2/19 27

REWARDS! SAMPLE:


CARDHOLDER ACCOUNT

Cardholder’s card number

AMOUNT Dollar amount of the airline ticket credit

TRANSACTION DESCRIPTION

Description of the credit hitting the cardholder’s account

TOTAL Net amount of all airline ticket credits for that day

TRANSACTION OFFSET

For Institutions using FIS’s Debit Card Promotions: The total amount settled to cardholders for the institutions’ Debit Card Promotion (this total amount is included in the day’s net Debit Card Transaction settlement) For institutions using the Rewards! Redemption Model: The net ACH debit that is sent to the institution’s settlement account (this offsets the total amount of airline ticket credits that are sent to cardholder accounts) For institutions using the Rewards! Issuance Model: N/A

ACH DESCRIPTION

For institutions using Debit Card Promotions or the Rewards! Redemption Model: The ACH description included with the net ACH debit that is sent to the institution’s settlement account for the total amount of cardholder airline ticket credits received that day For institutions using the Rewards! Issuance Model: N/A

***END OF THIS SUMMARY***

This line appears at the end of each Rewards summary

CD-823 TRANSACTION GENERATION SUMMARY EFF DATE 04/09/2008 PAGE 1

REWARD CREDIT ACRO - TEST INSTITUTION NAME: TEST NATIONAL

CARDHOLDER ACCOUNT AMOUNT TRANSACTION DESCRIPTION

------------------ ------------- ------------------------------------------

9999991212121212 542.98 CR AIRLINE TICKET CR

TOTAL: 542.98 CR REWARD CREDIT

TRANSACTION OFFSET: 542.98

ACH DESCRIPTION: 04/09 FR TEST REWARD CREDIT REWARD CREDIT

*** END OF THIS SUMMARY ***


10/2/19 28

EFFEERBTR01: FEE ASSESSMENT REPORT

CONTENTS A detailed list of transaction fees for institutions which use fee assessment sorted by: account type, card number or transaction type

PURPOSE To provide a detailed listing of transactions that were assessed a fee by the issuing institution. RUN FREQUENCY Daily NOTE Only for institutions utilizing FIS’s Fee Assessment product. SAMPLE REPORT

FIELD NAME FIELD DESCRIPTION SORTED BY Indicates the sort option used (i.e. account type, card number, or transaction type)

XX TRANSACTIONS Identify beginning of transaction group when sorted by transaction type (Transaction Codes listed in Appendix A)

XX ACCOUNTS Identify beginning of account type group when sorted by account type (i.e. CK Accounts, SV Accounts)

CARD # Cardholder’s card number

ACCT # Cardholder’s account number

TRAN DATE Date transaction performed

TRAN TIME Time transaction performed

TERM # Terminal number where transaction performed

TRAN SEQ Terminal sequence number of transaction

NETW Network Acronym

TR TP Transaction type – not present when sorted by transaction type

REC TP Disposition of transaction

AC TP Account type of ACCT # field – not present when sorted by account type

TRAN AMT Total transaction amount

FEE AMT Amount of fee charged

TOTAL AMT Total fee assessment amount for institution

EFFEERBTR01 16.11 01/13/03 FEE ASSESSMENT REPORT EFF DATE 04/08/03 RUN DATE 04/08/03 PAGE 0001

INSTITUTION: TEST SORTED BY: ACCOUNT NUMBER

TRAN TRAN TRAN TR REC FEE

ACCT # DATE TIME TERM # SEQ NETW CARD # TP TP TRAN AMT AMT

CK ACCOUNTS:

1234567890 04/08/03 11:14:07 NY222505 00002322 NYC1 1234567890123111 CW CMPL 201.50 1.00

2345678901 04/08/03 08:27:35 USB250 00006790 NYC1 1234567890123222 CW CMPL 301.50 1.00

SV ACCOUNTS:

3456789012 04/07/03 19:18:26 M09002 00005551 NYC1 1234567890123333 CW CMPL 61.75 1.00

4567890123 04/07/03 19:01:36 M08301 00005025 NYC1 1234567890123444 CW CMPL 41.75 1.00

TOTAL AMOUNT: 4.00





CK ACCOUNTS:

1234567890 04/08/03 11:14:07 NY222505 00002322 NYC1 1234567890123111 CW CMPL 201.50 1.00

2345678901 04/08/03 08:27:35 USB250 00006790 NYC1 1234567890123222 CW CMPL 301.50 1.00

SV ACCOUNTS:

3456789012 04/07/03 19:18:26 M09002 00005551 NYC1 1234567890123333 CW CMPL 61.75 1.00

4567890123 04/07/03 19:01:36 M08301 00005025 NYC1 1234567890123444 CW CMPL 41.75 1.00

TOTAL AMOUNT: 4.00





CK ACCOUNTS:

1234567890 04/08/03 11:14:07 NY222505 00002322 NYC1 1234567890123111 CW CMPL 201.50 1.00

2345678901 04/08/03 08:27:35 USB250 00006790 NYC1 1234567890123222 CW CMPL 301.50 1.00

SV ACCOUNTS:

3456789012 04/07/03 19:18:26 M09002 00005551 NYC1 1234567890123333 CW CMPL 61.75 1.00

4567890123 04/07/03 19:01:36 M08301 00005025 NYC1 1234567890123444 CW CMPL 41.75 1.00

TOTAL AMOUNT: 4.00





CK ACCOUNTS:

1234567890 04/08/03 11:14:07 NY222505 00002322 NYC1 1234567890123111 CW CMPL 201.50 1.00

2345678901 04/08/03 08:27:35 USB250 00006790 NYC1 1234567890123222 CW CMPL 301.50 1.00

SV ACCOUNTS:

3456789012 04/07/03 19:18:26 M09002 00005551 NYC1 1234567890123333 CW CMPL 61.75 1.00

4567890123 04/07/03 19:01:36 M08301 00005025 NYC1 1234567890123444 CW CMPL 41.75 1.00

TOTAL AMOUNT: 4.00


10/2/19 29

EFACCFEE01: CARDHOLDER DAILY FEE ASSESSMENT SUMMARY REPORT

CONTENTS A summary of transaction and card fees for institutions which utilize fee assessment sorted by fee group and transaction type

PURPOSE To provide a summary of daily fee assessment information RUN FREQUENCY Daily (EFACCFEE01) /Monthly (EFACCFEE02) NOTE Only for institutions utilizing FIS‘s Fee Assessment product. SAMPLE REPORT

EFACCFEE01 RUN DATE: 09/21/05 CARDHOLDER DAILY FEE ASSESSMENT SUMMARY TIME: 15:37:54 PAGE: 1

INSTITUTION: TESTNATIONAL BANK WEDNESDAY, SEPTEMBER 21, 2005

NUMBER OF FEE TOTAL FEE

CHARGE CATEGORY DESCRIPTION TYPE OF CHARGE TRANSACTIONS PER ITEM AMOUNT

____________________________ _______________ _____________ _________ __________

INSTITUTION FEE GROUP

____________________________________________

PLUS FEE FOR BALANCE INQUIRY TRANSACTION FEE 44 0.50 22.00

PLUS FEE FOR BALANCE TRANSFER TRANSACTION FEE 1 1.50 1.50

PLUS FEE FOR BALANCE WITHDRAWAL TRANSACTION FEE 330 1.50 495.00

_____________ __________

GROUP FEE ASSESSMENT TOTAL 375 518.50


____________________________________________

PLUS ATM FEE TRANSACTION FEE 47 1.50 70.50

_____________ __________



____________________________________________

STAR FEE FOR BALANCE INQUIRY TRANSACTION FEE 551 0.60 330.60

STAR FEE FOR DEPOSIT TRANSACTION FEE 43 0.60 25.80

STAR FEE FOR POS DEBIT TRANSACTION FEE 597 0.60 347.40

STAR FEE FOR BALANCE TRANSFER TRANSACTION FEE 34 0.60 20.40

STAR FEE FOR BALANCE WITHDRAWAL TRANSACTION FEE 4,731 0.60 2,838.60

_____________ __________

GROUP FEE ASSESSMENT TOTAL 5,938 3,562.80


____________________________________________

MASTERCARD ATM FEE TRANSACTION FEE 1 1.50 1.50

_____________ __________



____________________________________________

ATM MONTHLY CARDHOLDER FEE CARD MEMBER FEE 1,035 1.50 1,552.50

_____________ __________

GROUP FEE ASSESSMENT TOTAL 1,035 1,552.50

TOTAL FEE ASSESSMENT FOR TEST 7,396 5,705.80


10/2/19 30

FIELD NAME FIELD DESCRIPTION CHARGE CATEGORY DESCRIPTION

Description of Fee Category

TYPE OF CHARGE Identify Transaction or Card Member Fee NUMBER OF TRANSACTIONS

Total Number of Fees for Group/Category

FEE PER ITEM Fee Charged for Each Category TOTAL FEE AMOUNT Total Amount of Fees Charged for Group/Category INSTITUTION FEE GROUP Identify Beginning of Institution Fee Assessment Group GROUP FEE ASSESSMENT TOTAL

Subtotal Number of Transactions and Total Fee Amount and Identify End of Institution Fee Assessment Group. Total Fee Assessment for Grand Totals of Number of Transactions and Total Fee Amount for Institution

Institutions receiving this report will also receive a monthly version (EFACCFEE02) that contains the same fields.


10/2/19 31

EFFEERBTR02: SURCHARGE REBATE REPORT

CONTENTS A detailed list of surcharged transactions for institutions which utilize surcharge rebate sorted by: account type, card number or transaction type

PURPOSE To provide a detailed listing of transactions that were rebated by the issuing institution RUN FREQUENCY Daily NOTE Only for institutions utilizing FIS’s Surcharge Rebate product. SAMPLE REPORT

EFFEERBTR02 12.37 04/03/03 SURCHARGE REBATE REPORT EFF DATE 04/29/05 RUN DATE 04/29/05 PAGE 0001

INSTITUTION: TEST NATIONAL BANK SORTED BY: ACCOUNT NUMBER

TRAN TRAN TRAN TR REC SURCH SC AMT

ACCT # DATE TIME TERM # SEQ NETW CARD # TP TP TRAN AMT AMT AVAIL

CK ACCOUNTS:

1111100145 04/28/05 17:27:55 SNVD0511 00004971 STA1 9999990093567164 CW CMPL 202.00 2.00 Y

1111101133 04/29/05 21:53:33 008780 00033365 PSI1 9999990000117814 CW CMPL 402.00 2.00 Y

1111101680 04/29/05 02:52:40 635106 00040789 PSI1 9999990000081259 CW CMPL 41.00 1.00 Y

1111102474 04/29/05 12:26:07 SNVN0305 00001252 STA1 9999990000044844 CW CMPL 102.00 2.00 Y

1111104590 04/29/05 14:11:06 9974J 00006722 STA1 9999990000202830 CW CMPL 102.00 2.00 Y

1111106577 04/29/05 19:42:55 4504Y009 00055363 PSI1 5555550000003884 CW CMPL 62.00 2.00 Y

1111107417 04/29/05 13:50:15 4663T 00009399 STA1 9999990000205064 CW CMPL 62.00 2.00 Y

1111110639 04/28/05 19:17:56 SZA0100 00009803 STA1 9999990002286013 CW CMPL 201.50 1.50 Y

1111111007 04/29/05 13:48:32 06921002 00032783 PSI1 9999990000119794 CW CMPL 122.00 2.00 Y

1111114707 04/28/05 16:54:52 SNVD5017 00006020 STA1 9999990000088338 CW CMPL 202.00 2.00 Y

1111116742 04/29/05 15:10:47 002911 00008124 STA1 9999990049441399 CW CMPL 101.50 1.50 Y

1111117463 04/29/05 09:09:41 00027092 00090941 STA1 9999990000139255 CW CMPL 501.50 1.50 Y

1111121975 04/28/05 18:43:19 TD219205 00007430 STA1 9999990000111346 CW CMPL 102.00 2.00 Y

1111122009 04/29/05 15:37:23 82971404 00908925 STA1 9999990000050742 CW CMPL 82.00 2.00 Y

1111122416 04/29/05 00:47:53 D985EUC7 00053576 PSI1 9999990000043226 CW CMPL 402.00 2.00 Y

1111125008 04/29/05 10:38:21 XE0732 00009814 STA1 9999990096205705 CW CMPL 122.50 2.50 Y

1111131164 04/29/05 08:37:01 3060952 00008563 STA1 9999990000205379 CW CMPL 503.00 3.00 Y

1111134503 04/28/05 18:13:02 3060432 00007767 STA1 9999990038918613 CW CMPL 263.00 3.00 Y

1111135283 04/28/05 16:42:24 NV333120 00000261 STA1 9999990000116535 CW CMPL 21.50 1.50 Y

1111144002 04/29/05 12:13:13 SNVD0582 00004480 STA1 5555550000046081 CW CMPL 102.00 2.00 Y

1111148334 04/28/05 17:51:23 3061078 00003901 STA1 5555550000060132 CW CMPL 503.00 3.00 Y

1111148814 04/28/05 19:17:19 CI001163 00003523 STA1 9999990000050825 CW CMPL 23.00 3.00 Y

1111150185 04/28/05 18:24:12 000000B8 00002712 STA1 5555550000056536 CW CMPL 402.25 2.25 Y

1111151394 04/28/05 18:42:45 3060345 00000508 STA1 9999990000048852 CW CMPL 221.50 1.50 Y

1111151858 04/28/05 19:03:33 LK376222 00002072 STA1 9999990000048704 CW CMPL 402.50 2.50 Y

1111158305 04/28/05 17:51:41 SNVD0534 00007757 STA1 9999990000117517 CW CMPL 82.00 2.00 Y

1111160210 04/28/05 22:15:39 TD016371 00006971 STA1 9999990000084451 CW CMPL 62.00 2.00 Y

1111160709 04/29/05 15:46:41 4504Y083 00041366 PSI1 9999990000116063 CW CMPL 62.00 2.00 Y

1111163546 04/29/05 21:30:10 635120 00010787 PSI1 9999990000136715 CW CMPL 41.00 1.00 Y

1111163554 04/29/05 23:03:22 A3170104 00321190 VIS1 9999990000135766 CW CMPL 15.23 0.23 N

1111164712 04/28/05 22:33:13 SNVD5565 00005400 STA1 5555550000066113 CW CMPL 42.00 2.00 Y

1111164887 04/29/05 09:35:21 NV222002 00007433 STA1 9999990000206302 CW CMPL 21.50 1.50 Y

SV ACCOUNTS:

8888832107 04/29/05 00:27:15 S6892980 00009669 STA1 9999990000112146 CW CMPL 205.50 5.50 Y

TOTAL AMOUNT: 290.50

EFFEERBTR02 12.37 04/03/03 SURCHARGE REBATE REPORT EFF DATE 04/29/05 RUN DATE 04/29/05 PAGE 0001

INSTITUTION: TEST NATIONAL BANK SORTED BY: ACCOUNT NUMBER

TRAN TRAN TRAN TR REC SURCH SC AMT

ACCT # DATE TIME TERM # SEQ NETW CARD # TP TP TRAN AMT AMT AVAIL

CK ACCOUNTS:

1111100145 04/28/05 17:27:55 SNVD0511 00004971 STA1 9999990093567164 CW CMPL 202.00 2.00 Y

1111101133 04/29/05 21:53:33 008780 00033365 PSI1 9999990000117814 CW CMPL 402.00 2.00 Y

1111101680 04/29/05 02:52:40 635106 00040789 PSI1 9999990000081259 CW CMPL 41.00 1.00 Y

1111102474 04/29/05 12:26:07 SNVN0305 00001252 STA1 9999990000044844 CW CMPL 102.00 2.00 Y

1111104590 04/29/05 14:11:06 9974J 00006722 STA1 9999990000202830 CW CMPL 102.00 2.00 Y

1111106577 04/29/05 19:42:55 4504Y009 00055363 PSI1 5555550000003884 CW CMPL 62.00 2.00 Y

1111107417 04/29/05 13:50:15 4663T 00009399 STA1 9999990000205064 CW CMPL 62.00 2.00 Y

1111110639 04/28/05 19:17:56 SZA0100 00009803 STA1 9999990002286013 CW CMPL 201.50 1.50 Y

1111111007 04/29/05 13:48:32 06921002 00032783 PSI1 9999990000119794 CW CMPL 122.00 2.00 Y

1111114707 04/28/05 16:54:52 SNVD5017 00006020 STA1 9999990000088338 CW CMPL 202.00 2.00 Y

1111116742 04/29/05 15:10:47 002911 00008124 STA1 9999990049441399 CW CMPL 101.50 1.50 Y

1111117463 04/29/05 09:09:41 00027092 00090941 STA1 9999990000139255 CW CMPL 501.50 1.50 Y

1111121975 04/28/05 18:43:19 TD219205 00007430 STA1 9999990000111346 CW CMPL 102.00 2.00 Y

1111122009 04/29/05 15:37:23 82971404 00908925 STA1 9999990000050742 CW CMPL 82.00 2.00 Y

1111122416 04/29/05 00:47:53 D985EUC7 00053576 PSI1 9999990000043226 CW CMPL 402.00 2.00 Y

1111125008 04/29/05 10:38:21 XE0732 00009814 STA1 9999990096205705 CW CMPL 122.50 2.50 Y

1111131164 04/29/05 08:37:01 3060952 00008563 STA1 9999990000205379 CW CMPL 503.00 3.00 Y

1111134503 04/28/05 18:13:02 3060432 00007767 STA1 9999990038918613 CW CMPL 263.00 3.00 Y

1111135283 04/28/05 16:42:24 NV333120 00000261 STA1 9999990000116535 CW CMPL 21.50 1.50 Y

1111144002 04/29/05 12:13:13 SNVD0582 00004480 STA1 5555550000046081 CW CMPL 102.00 2.00 Y

1111148334 04/28/05 17:51:23 3061078 00003901 STA1 5555550000060132 CW CMPL 503.00 3.00 Y

1111148814 04/28/05 19:17:19 CI001163 00003523 STA1 9999990000050825 CW CMPL 23.00 3.00 Y

1111150185 04/28/05 18:24:12 000000B8 00002712 STA1 5555550000056536 CW CMPL 402.25 2.25 Y

1111151394 04/28/05 18:42:45 3060345 00000508 STA1 9999990000048852 CW CMPL 221.50 1.50 Y

1111151858 04/28/05 19:03:33 LK376222 00002072 STA1 9999990000048704 CW CMPL 402.50 2.50 Y

1111158305 04/28/05 17:51:41 SNVD0534 00007757 STA1 9999990000117517 CW CMPL 82.00 2.00 Y

1111160210 04/28/05 22:15:39 TD016371 00006971 STA1 9999990000084451 CW CMPL 62.00 2.00 Y

1111160709 04/29/05 15:46:41 4504Y083 00041366 PSI1 9999990000116063 CW CMPL 62.00 2.00 Y

1111163546 04/29/05 21:30:10 635120 00010787 PSI1 9999990000136715 CW CMPL 41.00 1.00 Y

1111163554 04/29/05 23:03:22 A3170104 00321190 VIS1 9999990000135766 CW CMPL 15.23 0.23 N

1111164712 04/28/05 22:33:13 SNVD5565 00005400 STA1 5555550000066113 CW CMPL 42.00 2.00 Y

1111164887 04/29/05 09:35:21 NV222002 00007433 STA1 9999990000206302 CW CMPL 21.50 1.50 Y

SV ACCOUNTS:

8888832107 04/29/05 00:27:15 S6892980 00009669 STA1 9999990000112146 CW CMPL 205.50 5.50 Y

TOTAL AMOUNT: 290.50


10/2/19 32

FIELD NAME FIELD DESCRIPTION SORTED BY Indicates the sort option used (i.e. account type, card number, or transaction type)

XX TRANSACTIONS Identify beginning of transaction group when sorted by transaction type (Transaction Codes

listed in Appendix A) XX ACCOUNTS Identify beginning of account type group when sorted by account type (i.e. CK Accounts, SV

Accounts) CARD # Customer card number ACCT # Customer account number TRAN DATE Date transaction performed TRAN TIME Time transaction performed TERM # Terminal number where transaction performed TRAN SEQ Terminal sequence number of transaction NETW Network Acronym TR TP Transaction type – not present when sorted by transaction type REC TP Disposition of transaction AC TP Account type of ACCT # field – not present when sorted by account type TRAN AMT Total transaction amount SURCH AMT Amount of surcharge rebated SC AMT AVAIL Indicates whether surcharge amount was available. If N, surcharge was approximated. TOTAL AMT Total surcharge rebate amount for institution


10/2/19 33

EFACCFEE03: CARDHOLDER DAILY SURCHARGE REBATE SUMMARY REPORT

CONTENTS A summary of rebates for institutions which utilize surcharge rebate sorted by rebate group and transaction type

PURPOSE To provide a summary of daily surcharge rebate information RUN FREQUENCY Daily (EFACCFEE03) /Monthly (EFACCFEE04) NOTE Only for institutions utilizing FIS’s Surcharge Rebate product.

SAMPLE REPORT


REBATE CATEGORY DESCRIPTION

Description of Rebate Category

TYPE OF REBATE Identify Surcharge Rebate

NUMBER OF TRANSACTIONS Total Number of Rebates for Group/Category

REBATE PER ITEM Amount Rebated for Each Category

TOTAL REBATE AMOUNT Total Amount of Rebate Charged for Group/Category

INSTITUTION REBATE GROUP Identify Beginning of Institution Surcharge Rebate Group

GROUP SURCHARGE Subtotal number of transactions and total rebate amount and identify end of institution rebate group.

TOTAL SURCHARGE REBATE FOR ACRO

Total surcharge rebate for grand totals of number of transactions and total rebate amount for institution.

Institutions receiving this report will also receive a monthly version (EFACCFEE04) that contains the same fields.

EFACCFEE03 RUN DATE: 04/29/05 CARDHOLDER DAILY SURCHARGE REBATE SUMMARY TIME: 19:57:13 PAGE: 1

INSTITUTION: TEST NATIONAL BANK FRIDAY, APRIL 29, 2005

NUMBER OF REBATE TOTAL REBATE

REBATE CATEGORY DESCRIPTION TYPE OF REBATE TRANSACTIONS PER ITEM AMOUNT

____________________________ _______________ _____________ _________ __________

INSTITUTION REBATE GROUP

____________________________________________

TEST NATI C/W SURCHARGE REBATE SURCHARGE REBATE 1 0.23 0.23














_____________ __________

GROUP SURCHARGE REBATE TOTAL 137 290.50

TOTAL SURCHARGE REBATE FOR TEST 137 290.50


10/2/19 34

CM-471: ISA BILLING REPORT

CONTENTS International Service Assessment transaction detail information for signature based transactions

PURPOSE For international signature transactions, provides detail on the transaction amount and the per transaction fee assessed by Mastercard

® or Visa

®. These fees can be absorbed by the

financial institution or passed on to the cardholder.

RUN FREQUENCY Monthly

SAMPLE REPORT

FIELD NAME FIELD DESCRIPTION ACCOUNT NUMBER The cardholder’s card number DATE Date the transaction occurred MERCHANT DESCRIPTION Name or description of the merchant location where the transaction was

originated. TRANSACTION AMOUNT Total amount of the transaction ISSUER AMOUNT Amount of international fee passed to the institution through network pass thru

fees. Most institutions will see these fees on the monthly billing statement from FIS.

For Visa® issuers, this field contains the entire international fee.

For Mastercard® issuers, this field contains the International Cross Border

Assessment (ICBA) portion of the international fee, which is generated when the country of the issuing financial institution is different from the country where the transaction took place.

C/H AMOUNT For Visa

® issuers, this field does not apply.

For Mastercard® issuers, this field contains the Currency Conversion Assessment

(CCA) portion of the international fee, which is generated when the transaction goes through a currency conversion. The CCA is passed directly to the cardholder.

NUMBER TRANSACTIONS Total number of transaction and total assessment amount billed for all international

transactions for the month

CM-471 INTERNATIONAL FEE BILLING REPORT DATE: 05/31/2008 PAGE: 1

BILLING RECORDS FOR ACRO: TEST

ACCOUNT NUMBER DATE MERCHANT DESCRIPTION TRANSACTION AMOUNT ISSUER AMOUNT C/H AMOUNT

-------------- -------- ----------------------------------- ------------------ -------------- ----------

9999991212121212 05/30/08 ABC STORES LONDON $42.89 $0.38 $0.00

9999994545454545 05/30/08 SMITH CORPORATION GERMANY $99.32 $0.40 $0.00

9999997878787878 05/29/08 INTERNATIONAL FLOWER 1 12345678 $34.47 $0.53 $0.42

9999996565656565 05/25/08 123 SOUVENIR SHOP PARIS $19.85 $0.14 $0.00

9999999898989898 05/25/08 PHONE COMPANY 1.98765432 $50.00 $0.24 $0.08

9999993232323232 05/21/08 ABC STORES LONDON $76.00 $0.16 $0.00

9999998989898989 05/15/08 AIRPLANE COMPANY 987654321 $28.59 $0.11 $0.00

9999992323232323 05/12/08 TOUR TICKETS ITALY $34.23 $0.12 $0.04

9999995656565656 05/09/08 INTERNET STORE 800-555-5555 $68.00 $0.16 $0.00

9999991010101010 05/05/08 RESTAURANT ROME $210.42 $2.40 $0.65

-------------- ----------

TOTAL AMOUNT BILLED FOR ACRO TEST NUMBER TRANSACTIONS: 10 $4.64 $1.19


10/2/19 35

EFINTBILR01: INTERNATIONAL FEE BILLING REPORT

CONTENTS International transaction fee detail for PIN based transactions

PURPOSE For international PIN based transactions, this report provides detail on the transaction amount and the per transaction fee assessed by Mastercard

® or Visa

®. These fees can be absorbed

by the financial institution or passed on to the cardholder.


SAMPLE REPORT

FIELD NAME FIELD DESCRIPTION ACCOUNT NUMBER The cardholder’s card number DATE Date the transaction occurred. ADDRESS Location of terminal where transaction took place TRAN AMOUNT Total amount of the transaction (not including international fee) ISSUER AMOUNT Amount of international fee passed to the institution through network pass thru

fees. Most institutions will see these fees on the monthly billing statement from FIS.

For Visa® issuers, this field contains the entire international fee.

For Mastercard® issuers, this field does not apply.

C/H AMOUNT For Visa

® issuers, this field does not apply.

For Mastercard® issuers, this field contains the Currency Conversion Assessment

(CCA) portion of the international fee, which is generated when the transaction goes through a currency conversion. The CCA is passed directly to the cardholder.

EFINTBILR01 14.17 10/12/05 INTERNATIONAL FEE BILLING REPORT EFF DATE 02/21/2006 PAGE 0001


ACCOUNT NUMBER DATE ADDRESS TRAN AMOUNT ISSUER AMOUNT C/H AMOUNT

-------------------- -------- -------------------------------------------- ------------- ------------- -------------

9999990005042369 01/10/06 ABFLUGHALLE BADEN AIRPARK DE 120.89 1.21 .00

5555550000007891 01/15/06 *UK 100200 LONDON UK 24.23 .24 .00


10/2/19 36

CARDHOLDER REPORTS


10/2/19 37

EFPRSORTR0X: ACTIVITY DETAIL - FROM CARDHOLDERS REPORT

CONTENTS Detailed Transaction Information about an Institution's Cardholders in Switch Timestamp Order (This report can also be sorted by account type then by increasing account number)

PURPOSE To Report Transaction Detail and Settlement Totals for the Current Business Day RUN FREQUENCY Daily SAMPLE REPORT

FIELD NAME FIELD DESCRIPTION SWITCH DATE TIME

Switch date (MMDD) Switch time (HHMMSS)

EFACTSRTR07 05101.1620 TEST ACTIVITY DETAIL - - FROM CHDRS EFF DATE: 04/11/05 PAGE 3

DAILY TOTALS FOR ALL ACCOUNTS

TC DESCRIPTION AMOUNT

01 CASH WITHDRAWAL 26,527,065.76

03 DEPOSIT 26,087,360.28

04 TRANSFER 5,870,936.59

10 DIRECT DEBIT 7,694,398.54

11 DIRECT CREDIT 15,751.90

13 PREAUTHORIZED DEBIT 172,634.14

18 BILL PAYMENT 230,173.25

20 DEP ADJ CR (STTLMNT) 125.00

24 POS ADJ CR 13,460.99

25 POS ADJ DR 4,837.10

26 CASH ADJ CR 85.07

27 CASH ADJ DR 783.90

34 OFFLINE DB 26,940,036.75

35 OFFLINE CR 488,094.00

43 INTERCH DB 7,773.16

44 INTERCH CR 313,946.51

EFACTSRTR07 05101.1620 ACTIVITY DETAIL - - FROM CHDRS EFF DATE: 04/11/05 PAGE 1

-TERMINAL-- SEQ --SWITCH--- -TERMINAL-

I-TC--------------ACCOUNT NUMBER------AMOUNT-I I--CARDHOLDER NO--I MEM DATE TIME NO DATE TIME NUMBER OWNR/INTC CS RSP

ACCOUNT TYPE: CK

OFFD DR FR CK 00098716651 2.67 9999450038779967 0410 045857 7986 0411 045857 001 TEST/MCG1 000


OFFD DR FR CK 00098716651 .99 9999450038779967 0410 045857 7988 0411 045857 001 TEST/MCG1 000



OFFD DR FR CK 00098716856 37.08 9999450033119607 0409 104652 8500 0410 104652 00000HM5 TEST/MCG1 000

CW DR FR CK 00098716856 100.00 9999450033119607 0409 135319 4763 0409 135319 000000F885 TEST/MCI1 000









OFFD DR FR CK 00098717313 35.63 9999450035658354 0406 045746 9260 0411 045746 LK280649 TEST/MCG1 000
















CW DR FR CK 00098717941 60.00 9999040060407924 0408 201026 2712 0408 201026 000000E205 TEST/MCI1 000


10/2/19 38

TERMINAL DATE TIME

Date of transaction (MMDD) Time of transaction (HHMMSS)

SEQ NO Sequence Number of the transaction TERMINAL NUMBER Terminal Number CARDHOLDER NO Card Number MEM Card Member Number OWNR ATM-owning Institution INTC Higher network of Terminal Owner (Intercept)

(See appendix in Signature Based Chargebacks) TC Transaction Code (see Appendix A) ACCOUNT NUMBER CR TO DR FR

Number of account affected by transaction Credit to (type of account) Debit from (type of account)

AMOUNT Dollar amount of the debit or credit transaction; an asterisk /*/ after the amount indicates

the transaction was not completed CS 'C'= Cancelled transaction

'S'= Standin transaction ' ' = All others

RSP Transaction Denial Code DAILY TOTALS Total dollar amount for each Transaction Code


10/2/19 39

EFPSORTR04: EMV Cardholder Activity Detail

An additional version of this report (EFPSORTR04) will be created for institutions that issue EMV/chip cards. It lists only

EMV transactions performed by your cardholders, and includes several additional fields that are helpful in tracking EMV

transactions.

Transactions are listed in Switch Timestamp Order (This report can also be sorted by account type then by increasing

account number).

FIELD NAME

FIELD DESCRIPTION

TC Transaction Code (see Appendix A)

CR TO

Credit to (type of account)

DR FR

Debit from (type of account)

ACCOUNT NUMBER

Number of account affected by transaction

AMOUNT

Dollar amount of the Credit or Debit transaction; and asterisk (*) after the amount indicates the transaction was not completed

CARDHOLDER NO

Card Number

MEM

Card Member Number

ET

EMV Capable Terminal; U in this field indicates EMV capable is undetermined

EC

EMV Capable Card

FB

Fall Back to Magstripe

SEQ NO

Sequence Number of the transaction

SWITCH DATE

Date of transaction (MMDD)

TIME

Time of transaction (HHMMSS)

TERMINAL NUMBER

Identification number for the terminal that acquired the transaction

OWNR

ATM-owning Institution

INTC

Higher network of Terminal Owner (Intercept) (See appendix in Signature Based Chargebacks)

CS

'C'= Cancelled transaction 'S'= Standin transaction ' ' = All others

RSP Transaction Denial Code


10/2/19 40

CD-031: AUTHORIZATION LOG REPORT

CONTENTS All signature-based authorizations logged by the credit authorization system.

PURPOSE To detail and summarize signature based authorizations against cardholder accounts. RUN FREQUENCY Daily

SAMPLE REPORT

SUMMARY

FIELD NAME FIELD DESCRIPTION ** Used to indicate multiple transactions for a cardholder account number.

CD-031 - AUTHORIZATION LOG 999999 -1234 TEST BANK ANYTOWN, OH 10/14/07 PAGE 1

CUTOFF 3

CARDHOLDER MERCHANT ---TRANSACTION---- AUTHORIZATION OLD OR DESCRIPTION OR EXP S RESP OPERATOR C C

ACCOUNT NUMBER ACCOUNT NUMBER TIME DATE CODES AMOUNT NUMBER SIC TPTE IS REASON DECLINED DATE I CODE ID V 2

** 9999999999943596 99999999994001 03 35 10/14 IM 49.79 999943 5964I 0814 0109 AA N P

** 9999999999943596 99999999990790 04 35 10/14 IP 370.03 999991 5511I 0814 0109 AA P N

9999999999944917 99999999990000 05 46 10/14 IM 154.00 5968I 1014 009A-INSUFFICIENT FUNDS 1208 ND N N

9999999999945070 99999999990010 05 07 10/14 IP 15.60 999923 5541I 2901 0709 AA P N

9999999999945088 99999999994881 04 37 10/14 IM 20.00 5968I 0014 005A-ALERT CODE SET 9999 ND N N

9999999999960780 99999999990010 05 37 10/14 IP 1.00 999904 5542I 2901 1010 AA P N

9999999999917473 99999999991310 02 04 10/14 IM 429.99 999983 4900I 0014 0309 AA N P

9999999999928140 99999999991654 03 46 10/14 IM 28.14 999903 5499I 0014 0509 AA N N

DD 9999999999928140 99999999991654 03 56 10/14 IM 28.14 999968 5499I 0014 0509 AA N N

9999999999951068 99999999990010 03 25 10/14 IP 22.04 999988 5541I 2901 1008 AA P N

9999999999961000 99999999990988 02 09 10/14 IP 110.55 5942I 0011 005A-ALERT CODE SET 0908 ND N N

9999999999966801 99999999997000 04 43 10/14 IP 1.19 999913 5541I 2901 1111 AA P N

9999999999967759 99999999995472 04 25 10/14 IM 35.90 5968I 0014 010A-CHECKING ACCT CLOSED 0910 ND N N

9999999999983293 99999999994000 04 12 10/14 IP 72.30 999968 3709I 0011 1010 AA N N

9999999999984382 99999999990000 06 02 10/14 IP 1.00 999926 5542I 2901 0109 AA P N

9999999999988094 99999999997104 02 11 10/14 IP 4.78 999979 5541I 2901 0408 AA P N

CD-031 - AUTHORIZATION LOG 999999 -1234 TEST BANK ANYTOWN, OH 10/14/07 PAGE 10

CUTOFF 3

PRIN 1234 TOTAL REQUESTED ---APPROVED--- ---DECLINED--- --REFER APPR-- --REFER DECL-- -MANUAL APPR- --MANUAL DECL-

COUNT AMOUNT COUNT AMOUNT COUNT AMOUNT COUNT AMOUNT COUNT AMOUNT COUNT AMOUNT COUNT AMOUNT

MDSE AUTHS 299 10,000 270 9,000 29 1,000 0 0 0 0 0 0 0 0

CASH AUTHS 0 0 0 0 0 0 0 0 0 0 0 0 0 0

MAIL AUTHS 100 5,000 90 4,000 10 1,000 0 0 0 0 2 50 1 20

VRFY AUTHS 22 0 22 0 0 0

CANC AUTHS 4 0

NET TOTAL 425 15,000 382 13,000 39 2,000 0 0 0 0 2 50 1 20

SUMMARY OF DENIED TRANSACTION REASON CODES

004A-EXPIRED CARD 4

005A-ALERT CODE SET 7

009A-INSUFFICIENT FUNDS 8

010A-CHECKING ACCT CLOSED 4

013A-O BLOCK ON CARD 3

016A-MANL EXP DTE FAILED 6

025A-EXCEEDS CARD LIMIT 4

026A-INVALID CVV2 2

082D-INVALID CVV/CVC 1

TOTAL DENIALS 39

TOTAL STAND-IN 0

AUTH ADJST 0

REFERRALS

RESPONSES 0

RESOLVED 0

CHECK OK 0 0

EVENT FILE UPDATES

EVENTS TOTAL APPR DECL

ADDS 0 0 0

CHANGES 0 0 0

DELETES 0 0 0


10/2/19 41

DD Duplicate Authorizations Dropped (same card number, amount and authorized within 30 minutes of each other).

DP Duplicate Authorizations Detected (same card number, amount and authorized within 30

minutes of each other). CARDHOLDER ACCT NUMBER

Last 9 or 12 digits of cardholder account number.

MERCHANT ACCOUNT NUMBER

Partial account number of merchant requesting authorization. The last 9 or 12 digits will be displayed for a FIS merchant. If it is not one of our merchants, the four-digit BIN of the merchants' processing center are displayed.

TRANSACTION

TIME Time of request in HHMM format. DATE Date of request in MMDD format. CODE Code identifying type of transaction requested. GA Gift card activation GB Gift card balance inquiry GPGift card purchase GFGift card refund GLGift card load GUGift card unload GCGift card close GAXGift card activation reversal GPX Gift card purchase reversal GFX Gift card refund reversal GLX Gift card load reversal GUX Gift card unload reversal GCX Gift card close reversal IC Authorization inquiry for cash advance IE Authorization inquiry for cash advance for organizations IH Authorization inquiry for cash advance for travelers checks IM Authorization inquiry for mail or phone order IP Authorization inquiry for purchase IQ POS balance inquiry IR Authorization inquiry for partial reversal IV Authorization inquiry for verification of transactions that do not require

authorization IX Cancel inquiry IS Cancel inquiry MM Authorization advice for manual mail or phone order (stand-in by Mastercard

® or

Visa®)

MP Authorization advice for purchase (stand-in by Mastercard® or Visa

®)

MC Authorization advice for mail or phone order (stand-in by Mastercard® or Visa

®)

AUTHORIZATION

AMOUNT Dollar amount requested. NUMBER Authorization code. OLD Alternative form of an authorization sent by the merchant SIC Merchant Category Code, see CM-502 report for a complete list of merchant category codes.


10/2/19 42

TPTE IS TPTE I T = Terminal Types: B = Base I

D = Dial Terminal E = ECR (Electronic Cash Register) I = INAS (Mastercard

®)

C = CRT T = Teller L = Local Dial Terminal R = Remote Dial Terminal M = Manual (phone) X = Batch Reauth (blank) = Unspecified

P = Payment Service Indicators: A = Card Present C = Card Present with merchant name and location data

(self service terminal) E = Card Present with merchant name and location data F = Card not present-Account Funding K = Card present with key-entry M = Card not present-Direct Marketing N = Not a payment service transaction P = Card not present-Preferred Customer Participation requested R = Card not present-Address Verification Service not required S = Electronic Commerce-3D Secure Attempt T = A CPS Program was not available when authorized U = Card not present--3D Secure Electronic Commerce

V = Card not present-Address Verification Service requested

W = Card not present-non-3D Secure Electronic Commerce

X = Disqualified custom payment service transaction

(Blank) = All Mastercard Transactions

T = Terminal Capabilities:

0 = Unknown

1 = No terminal

2 = Magnetic stripe reader

3 = Bar code reader

4 = OCR reader

5 = Integrated circuit card reader

9 = Key-entry only

E = Entry Modes:

00 = Terminal not used

01 = Key entry

02 = Partial magnetic stripe read

03 = Bar code reader

04 = OCR reader

05 = Chip Card, CVV reliable

07 = Contactless chip transaction originated using VSDC chip data rules

81 = ecommerce

90 = Complete magnetic stripe read and transmitted

91 = Contactless chip transaction originated using magnetic stripe data rules

95 = Chip Card, CVV may be unreliable

I = Cardholder ID Methods:

1 = Signature

2 = PIN

3 = Unattended terminal, no PIN

4 = Mail/Phone order


10/2/19 43

DESCRIPTION OR REASON DECLINED

Denial/Error Code and Description (for a complete list of debit card denial codes, see the Appendix of the Card Management section)

EXP DATE Card’s expiration date passed in transaction information. SI N/A RESP CODE Authorization response code. Code Description Code Description AA Approved NE Denied-Invalid Expiration Date AV Approved—VIP NI Denied AP American Express Rewards NK Denied-Cannot Verify PIN F1 Lost Or Stolen NP Denied-Incorrect PIN LR Local Referral NR National Referral NC Pick Up Card NS DENIED – System Error ND Denied NX Not Processed OPERATOR ID CV C2

Identification code of user entering function. Results of CVV (Visa

® and Discover

®) / CVC (Mastercard

®) checking.

Results of CVV2 (Visa

®) / CVC2 (Mastercard

®) / CID (Discover

®) checking.

P = Checked and Passed Validation F = Checked and Failed Validation N = Not Checked

SUMMARY TYPE Authorization types are summarized by: MDSE - Merchandise CASH - Cash advances MAIL - Mail orders VRFY - Reserved -- Verifications CANC - Reserved -- Cancelled

TOTALS Totals are given by transaction type as follows:

Total requested count and dollar amount Count and amount approved Count and amount declined Count and amount referred and approved Count and amount referred and declined Count and amount manually approved Count and amount manually declined

SUMMARY OF DENIED TRANSACTIONS

Totals of all transactions declined.

TOTAL STAND-IN N/A AUTH ADJST Count of authorizations adjusted from original amount. FIS does not currently support adjusted

authorizations. REFERRALS RESPONSES

Number of referral responses generated.

RESOLVED Number of referral responses resolved. CHECK OK Reserved.


10/2/19 44

EVENT FILE UPDATES TOTAL

Total of adds, changes, and deletes entered to the Visa®/Mastercard

®/Discover

® event file.

APPR Total of adds, changes, and deletes approved and updated to the

Visa®/Mastercard

®/Discover

® event file.

DECL Total of adds, changes, and deletes declined and not updated to the

Visa®/Mastercard

®/Discover

® event file.


10/2/19 45

CD-311: DAILY ACH CHECK CARD ENTRIES REPORT

CONTENTS Lists each debit card clearing transaction processed for that day.

PURPOSE The entries on this report correspond to the debit card ACH posting file sent to the institution. RUN FREQUENCY Daily NOTE


SAMPLE REPORT

CD-311 EFF DATE 04/29/05 DAILY ACH CHECK CARD ENTRIES RUN DATE 04/29/05 PAGE 1

BANK NAME:TEST BANK TRANSIT:123456789 CUTOFF:1

ACCOUNT NUMBER TC AMOUNT DEBIT CARD NO AUTH # CARDHOLDER NAME MERCHANT NAME MERCHANT NO TRAN DT CB TRACE #

0000000013 27 50.00 9999710000124638 141341 MONTOYA JR UNION 76 01016000000000 04/27/05 1000001

0000000013 27 45.00 9999710000124638 253296 MONTOYA JR NEVADA TENNIS 01016000000000 04/28/05 1000002

0000000242 27 6.49 9999710026382079 990041 LORI A HENEY EPL-6003 01016000000000 04/27/05 1000003

0000000242 27 40.65 9999710026382079 007710 LORI A HENEY PHONE/OUTLET 01016000000000 04/27/05 1000004

0000000250 27 46.00 9999710000111759 178946 JOAN ONICA APPLEBEE'S 01016000000000 04/27/05 1000005

0000000420 27 22.69 9999710062695525 991372 FRED GREENE LONE STAR 01016000000000 04/27/05 1000006

0000000773 27 20.25 9999710091062853 SVC005 KATY HONRICH QUIZNOS SUB 01016000000000 04/27/05 1000007

0000000773 27 25.00 9999710070262177 139384 MARTY HONRICH UNION 76 01016000000000 04/28/05 1000008

0000002865 27 29.00 9999710000124935 009319 JAKE HUNT GOLD'S GYM -NEVADA 01016000000000 04/27/05 1000009

0000002865 27 15.00 9999710000124935 017358 JAKE HUNT GENTLEMEN S 01016000000000 04/28/05 1000010

0000004221 27 25.68 9999710000123598 159677 TANIA MONTIYA RANCHO TRUE VALUE 01016000000000 04/27/05 1000011

0000004221 22 6.44 9999710000123598 TANIA MONTIYA TARGET 01016000000000 04/28/05 1000012

0000005201 27 24.09 9999710000045593 989597 ESTHER GILBERT EINSTEIN BROS 01016000000000 04/27/05 1000013

0000005201 27 41.70 9999710000045593 164145 ESTHER GILBERT CHEVRON 01016000000000 04/27/05 1000014

0000007417 27 7.63 9999710000205064 160526 LINDA SHROP BORDERS BOOKS 01016000000000 04/27/05 1000016

0000007417 27 4.58 9999710000205064 225358 LINDA SHROP WALMART 01016000000000 04/28/05 1000018

0000012194 27 63.03 9999710044275024 108264 P REICHEL EPL-5990 01016000000000 04/27/05 1000019

0000013867 27 11.09 9999710000000181 161944 W LITENSTEIN TROPICANA 01016000000000 04/27/05 1000020

0000014227 27 99.00 9999710000045973 696729 TIM KUTZ HOUSE COM 01016000000000 04/27/05 1000021

0000014227 27 719.67 9999710000045973 001275 TIM KUTZ WWW EXPRESSCOPY COM 01016000000000 04/28/05 1000022

0000015606 27 35.35 9999710000134686 157203 GRETA REIMAN CHEVRON 01016000000000 04/27/05 1000023

0000015703 27 40.87 9999710000095176 186577 LINDA BARNES SANTA FE STAT.REWARD 01016000000000 04/27/05 1000024

0000016572 27 32.00 9999710000124752 206086 DALIA BARTON CLUB SPORT 01016000000000 04/28/05 1000025

0000017501 27 54.97 9999710047768553 206190 ROBIN ELTORO T-MOBILE 01016000000000 04/28/05 1000026

0000018192 27 47.56 9999710000092942 014340 BRYAN CRISPEN MAYFLOWER CUISINE 01016000000000 04/27/05 1000027

0000018931 27 157.00 9999710000138182 303697 ED ROSEN DR. AMY SMITH 01016000000000 04/28/05 1000028

0000019199 27 16.95 9999710007060454 185209 WILL OVERBACH SUPERCUTS 01016000000000 04/27/05 1000029

0000021975 27 4.14 9999710000111346 866488 TONY BORDAN STARBUCKS USA 01016000000000 04/27/05 1000030

0000022130 27 77.72 9999710000098964 145846 MAURICE WATSON ULTA 3 #60 01016000000000 04/27/05 1000031

0000022130 27 41.87 9999710000098964 303301 MAURICE WATSON HITCHIN POST 01016000000000 04/28/05 1000032

0000022920 27 54.00 9999710000202871 157083 LEE UPTZ PARADISE NAILS 01016000000000 04/27/05 1000033

0000023420 27 26.24 9999710000041501 177187 STEVE EVENDEN B EST BUY 01016000000000 04/28/05 1000034

0000023722 27 40.00 9999710000140410 113901 SAM BURT EUGENE GARNER 01016000000000 04/27/05 1000035

0000024281 27 8.90 9999710005043817 611125 LORNA MANNETI New York Pizza 01016000000000 04/26/05 1000036

0000024281 27 8.39 9999710005043817 137241 LORNA MANNETI MEXICAN GRILL 01016000000000 04/27/05 1000037

0000025695 27 14.94 9999710000102261 188402 DINA FOLET MUSIC STORE 01016000000000 04/28/05 1000038

0000026217 27 16.31 9999710000085722 167382 MARA GUARNO BENTON CLEANERS 01016000000000 04/27/05 1000039

0000026217 27 35.81 9999710000085722 170072 MARA GUARNO CHEVRON 01016000000000 04/27/05 1000040

0000026217 27 71.92 9999710000085722 169129 MARA GUARNO BEAUTY CENTER 01016000000000 04/27/05 1000041

0000026411 27 99.00 9999710000205163 936645 TRACY POLLEN TAN 01016000000000 04/27/05 1000042

0000027221 27 80.57 9999710000207813 215587 ALBERT CASEY RIO BUFFET 01016000000000 04/28/05 1000043

0000027655 27 34.40 9999710000123317 019402 GARY MEYERS CHEVRON 01016000000000 04/27/05 1000044

0000027655 27 6.12 9999710000130841 325003 APRIL MYERS SUBWAY 01016000000000 04/28/05 1000045

0000029917 27 3.71 9999710000133308 866757 SHANTE NORDEN STARBUCKS USA 0006443 01016000000000 04/27/05 1000046

0000029917 27 21.72 9999710000133308 006068 SHANTE NORDEN JITB #7206 0007206 01016000000000 04/28/05 1000047

0000029917 27 6.17 9999710000133308 210944 SHANTE NORDEN HOGI YOGI BLDG D 01016000000000 04/28/05 1000048

0000029917 27 4.81 9999710000133308 359164 SHANTE NORDEN WENDYS-WOLV 0101005030809 04/28/05 1000049

0000030095 27 20.39 9999710000142036 111227 DEB THOMPSON LEARNING IS FUN 01016000000000 04/27/05 1000050

0000031164 27 40.28 9999710000205379 110092 LORIE EBY BORDERS BOOKS 01016000000000 04/27/05 1000051

0000031318 27 6.22 9999710009015829 374938 MITCH WILLIAMS POPEYE'S 01016000000000 04/28/05 1000052

0000031318 27 8.55 9999710009015829 378698 MITCH WILLIAMS HUSH PUPPY 01016000000000 04/28/05 1000053

0000032152 27 5.48 9999710000136202 150916 PHYLL COATES STARBUCKS USA 0005215 01016000000000 04/28/05 1000054


10/2/19 46

FIELD NAME FIELD DESCRIPTION BANK NAME Institution name. TRANSIT Institution's routing and transit number. CUTOFF Cutoff number of the bankcard processing run when the posting file was created. ACCOUNT NUMBER DDA account number tied to the debit card account. TC Transaction Code. 27 Debit Entry (i.e. sale, cash advance, or debit offset adjustment) 22 Credit Entry (i.e. return or credit offset adjustment) AMOUNT Transaction amount. DEBIT CARD NO Debit card account number. AUTH # Code assigned to the transaction at the time it was authorized. CARDHOLDER NAME Name of the debit card account holder. MERCHANT NAME Name or description of the merchant location where the transaction was originated. MERCHANT NO Number used to identify the merchant location. TRANS DATE Date the transaction occurred. CB Chargeback Indicator A Auto chargeback has been initiated for this settlement item. TRACE Number assigned to the transaction to tie it to the ACH detail of the posting file. TOTAL DEBITS NUMBER AMOUNT

Total number of all debit transactions processed. Total amount of all debit transactions processed.

CD-311 EFF DATE 04/29/05 DAILY ACH CHECK CARD ENTRIES RUN DATE 04/29/05 PAGE 16

BANK NAME: TEST BANK TRANSIT:123456789 CUTOFF:1

ACCOUNT NUMBER TC AMOUNT DEBIT CARD NO AUTH # CARDHOLDER NAME MERCHANT NAME MERCHANT NO TRAN DT CB TRACE #

0000000175 27 136.12 8888960000007283 334452 C MATO REVIEW JOURNAL 01016000000000 04/28/05 1000811

0000000175 27 68.06 8888960000007283 334536 C MATO REVIEW JOURNAL 01016000000000 04/28/05 1000812

0000001007 27 19.02 8888960000008281 082173 RICH BRAGG KFC 01016000000000 04/27/05 1000814

0000001007 27 4.82 8888960000008281 087551 RICH BRAGG KFC 01016000000000 04/27/05 1000815

0000001007 27 13.96 8888960000008281 171882 RICH BRAGG BLOCKBUSTER VIDEO 01016000000000 04/27/05 1000816

0000001007 27 15.50 8888960000008281 263831 RICH BRAGG GOLDEN DRAGON RESTAUR 01016000000000 04/28/05 1000817

0220000077 27 20.00 9999710000200487 160538 RICH RYAN CHEVRON 01016000000000 04/27/05 1000818

0220000220 27 27.37 9999710000206013 982214 T HAVERMAN FAMOUS DAVES 01016000000000 04/27/05 1000819

0220000126 27 100.00 8888960000005170 179903 INRI JUMPERS RSTRNT 01016000000000 04/27/05 1000820

0220000185 27 41.25 8888960000005352 887593 ANDY HASELL CHEVRON 01016000000000 04/27/05 1000821

0220000266 27 47.91 8888960000006582 108831 T CARBONELL ARTURO CALLE 01016000000000 04/27/05 1000822

0000000058 27 19.78 8888960000005212 141415 ROBBY GATTON SAM WOODFIRE PIZZA 01016000000000 04/27/05 1000823

0000000108 22 51924.11 0000000000000000 TEST CK CARD/EMD 04/29/05 1000824

------- TOTAL DEBITS ------- ------- TOTAL CREDITS -------

808 52,542.57 16 52,542.57

-- AUTO CHARGEBACK DEBITS -- -- AUTO CHARGEBACK CREDITS --

NUMBER AMOUNT NUMBER AMOUNT

0 .00 0 .00

-NON-AUTO CHARGEBACK DEBITS- -NON-AUTO CHARGEBACK CREDITS-

NUMBER AMOUNT NUMBER AMOUNT

808 52,542.57 16 52,542.57


10/2/19 47

TOTAL CREDITS NUMBER AMOUNT

Total number of all credit transactions processed. Total amount of all credit transactions processed.

AUTO CHARGEBACK DEBITS

NUMBER Number of debit transactions processed that had an autochargeback initiated. AMOUNT Amount of debit transactions processed that had an autochargeback initiated. AUTO CHARGEBACK CREDITS

NUMBER Number of credit transactions processed that had an autochargeback initiated. AMOUNT Amount of credit transactions processed that had an autochargeback initiated. NON-AUTO CHARGEBACK DEBITS NUMBER Number of debit transactions processed that did not have an autochargeback initiated. AMOUNT Amount of debit transactions processed that did not have an autochargeback initiated. NON-AUTO CHARGEBACK CREDITS NUMBER Number of credit transactions processed that did not have an autochargeback initiated. AMOUNT Amount of credit transactions processed that did not have an autochargeback initiated. CASH ADVANCE FEE DEBITS NUMBER Number of cash advance debits processed through FIS (This is only applicable if cash advance is

set-up with FIS). AMOUNT Amount of cash advance debit processed thru FIS. CASH ADVANCE FEE CREDITS NUMBER Number of cash advance credits processed through FIS (This is only applicable if cash advance is

set-up with FIS). AMOUNT Amount of cash advance credit processed through FIS.


10/2/19 48

CD-098: DAILY DROPPED AUTHORIZATION REPORT

CONTENTS Detail of Visa®/Mastercard

®/Discover

® Debit Card authorizations which were dropped off of the

Authorization File.

PURPOSE Display authorizations which were dropped due to exceeding duration, or because the authorization was detected as a duplicate, or manually dropped through online functionality.

RUN FREQUENCY Daily NOTE This report is not turned on for the Online Force Post (OFP) product. SAMPLE REPORT

CD-098 DAILY DROPPED AUTHORIZATION AUDIT 04/29/05 PAGE 1

TEST BANK

CARDHOLDER AUTHORIZATION AUTH DROP

ACCOUNT NUMBER AMOUNT DATE TIME NUMBER CODE MERCHANT NAME CITY ST DEBIT ACCOUNT OPER ID

9999990000051559 $ 216.61 04/25/05 13:54:25 152131 E LANDSCAPE CENTERS HENDERSON NV 000000000056796533

9999990000137861 $ 199.09 04/26/05 11:42:04 488368 E AIR INC TLC PHOENIX AZ 000000000010030976

9999990000200792 $ 178.80 04/25/05 15:41:31 203807 E THE VILLA EGHAM, 000000000010051663

9999990000131500 $ 128.00 04/26/05 09:31:44 449968 E Hospitality 00001 NV 000000000010002429

9999990000101768 $ 112.00 04/25/05 19:38:05 324332 E FOOD MART N LAS VEGAS NV 000000000010065883

9999990000124638 $ 97.36 04/25/05 18:00:08 273678 E VEGAS COMM 555-444-1111 NV 000000000010000013

9999990000202368 $ 88.75 04/25/05 22:25:16 383079 E MOUNTAIN GRI LAS VEGAS NV 000000000010028947

9999990000206732 $ 78.24 04/25/05 18:50:47 301166 E SUITES LLC LAS VEGAS NV 000000000010063998

9999990000206856 $ 55.20 04/25/05 20:37:53 350977 E HOTEL ANAHEI 555-9876543 CA 000000000010015210

9999990000106585 $ 40.30 04/25/05 21:13:20 364020 E MARIA – SUMMER LAS VEGAS NV 000000000010011094

9999990000092140 $ 28.55 04/25/05 16:38:07 231185 E PIZZA LAS VEGAS NV 000000000010047982

9999990000201667 $ 25.20 04/25/05 22:20:24 382008 E IRISH PUB HENDERSON NV 000000000010006394

9999990000115016 $ 24.23 04/25/05 23:47:41 395832 E MESA PIZZA CO. STA. BARBARA CA 000000000010006043

9999990000206856 $ 23.00 04/25/05 20:12:24 340105 E HOTEL ANAHEI 555-9876543 CA 000000000010015210

9999990000132235 $ 19.98 04/26/05 11:45:34 489650 E BEACH & TAN 555-123-4567 CA 000000000010010464

9999990000201667 $ 12.00 04/25/05 22:22:40 382518 E IRISH PUB HENDERSON NV 000000000010006394

9999990000130221 $ 11.26 04/26/05 11:27:40 483143 E STORE 750 N. LAS VEGAS NV 000000000010004290

9999990000202004 $ 11.22 04/26/05 05:16:59 414277 E CLICK PTY LTD 000000000010005665

9999990000118226 $ 11.20 04/25/05 22:04:26 378435 E SOUTHWEST CAFE LAS VEGAS NV 000000000010004286

9999990000047490 $ 9.90 04/25/05 21:22:30 366986 E MUSIC.COM 555-888-9999 CA 000000000010037227

9999990000201360 $ 7.68 04/25/05 15:59:07 212190 E HOLE IN ONE HENDERSON NV 000000000010014494

9999990000115792 $ 6.95 04/25/05 19:49:39 329785 E PRICELINE AIR TKT 800-555-0575 CT 000000000010002220

9999990000142838 $ 5.13 04/26/05 02:04:58 405585 E BAR AND GRILLE LAS VEGAS NV 000000000010061642

9999990000123168 $ 1.13 04/25/05 18:28:07 288971 E LONELY IV LAS VEGAS NV 000000000010007252

9999990000102261 $ 1.03 04/25/05 23:19:31 392301 E TUNES STORE 555-999-7777 TX 000000000010025695

9999990000052946 $ 1.00 04/25/05 13:49:16 149416 E SAM'S Club LAS VEGAS NV 000000000010004942


9999990000085409 $ 1.00 04/25/05 15:34:53 200551 E VIDEO HENDERSON NV 000000000010001767

9999990000091423 $ 1.00 04/25/05 22:34:46 384903 E PAYPAL 4029357733 NE 000000000010046317

9999990000097065 $ 1.00 04/25/05 15:57:51 211543 E FEDEX KINKO'S HENDERSON NV 000000000010018909

9999990000104507 $ 1.00 04/26/05 11:26:47 482813 E SMITHS-FUEL N LAS VEGAS NV 000000000010061004



9999990000115792 $ 1.00 04/25/05 19:49:34 329748 E PRICELINE AIR TKT 800-555-0575 CT 000000000010002220

9999990000117780 $ 1.00 04/25/05 15:07:19 187430 E U-HAUL LAS VEGAS NV 000000000010017554

9999990000136202 $ 1.00 04/25/05 20:53:53 357212 E Equifax Consumer Products 866-6402273 GA 000000000010032152

9999990000138786 $ 1.00 04/25/05 17:37:07 261675 E FEDEX KINKO'S LAS VEGAS NV 000000000010072375

9999990000139495 $ 1.00 04/25/05 21:20:37 366402 E CHALET SPORT HENDERSON NV 000000000010042370

9999990000140246 $ 1.00 04/26/05 09:33:54 450458 E LESS-FUEL LAS VEGAS NV 000000000010056957

9999990000143570 $ 1.00 04/25/05 15:02:02 184832 M SAM'S Club LAS VEGAS NV 000000000010000039

9999990000143711 $ 1.00 04/26/05 01:58:06 405229 M SAMMIE'S LAS VEGAS NV 000000000010000055

9999990000202459 $ 1.00 04/25/05 19:02:34 307097 M TERRIBLE TWOS LAS VEGAS NV 000000000010040963

9999990000204489 $ 1.00 04/25/05 12:59:16 121317 M SPRINT CARLISLE PA 000000000010012795

9999990000205874 $ 1.00 04/25/05 19:12:44 312140 M VERIZON WIRELESS 800-922-0204 NJ 000000000010062140

9999990064557376 $ 1.00 04/25/05 19:21:12 316300 M Microsoft Online Svcs 800-386-5550 WA 000000000010007028

9999990000068546 $ 0.75 04/26/05 07:32:46 425508 M KAVANAUGH'S LAS VEGAS NV 000000000010053621

9999990098620828 $ 0.74 04/25/05 16:32:24 228346 M SLUMMBERS I LAS VEGAS NV 000000000010002751

9999990000047078 $ 0.37 04/26/05 00:45:30 400914 M SLUMBERS VII LAS VEGAS NV 000000000010042905

9999990000201808 $ 0.00 04/25/05 18:12:56 280583 M TRANSFERS LIMITED ST, PETER POR 000000000000000000

9999990000095952 $ 100.00 04/29/05 18:38:33 762125 D IFUND BASSETERRE 000000000000047593

9999990000137309 $ 100.00 04/29/05 16:07:43 670374 D JCPENNEY CORP LAS VEGAS NV 000000000200060840

9999990000129322 $ 40.00 04/29/05 16:11:06 672370 D LAM`S PHARMACY INC. LAS VEGAS NV 000000000200058269

9999990000132391 $ 19.95 04/29/05 11:42:17 515591 D GALLERIA USA 888-555-3076 CT 000000000300015510

9999990000118499 $ 15.00 04/28/05 20:16:45 344513 D GALAXY SALON LAS VEGAS NV 000000000100059689

9999990000102220 $ 1.00 04/29/05 16:26:07 680958 D AIRLINES CA 000000000000036891

9999990000206450 $ 1.00 04/29/05 16:33:49 685256 D CONTINENTAL AIR HOUSTON TX 000000000000017203

9999990000138554 $ 0.00 04/29/05 17:32:01 720389 D OFFICE DEPOT SIGNAL HILL CA 000000000000000000


10/2/19 49

FIELD NAME FIELD DESCRIPTION CARDHOLDER ACCOUNT NUMBER

Cardholder 16 digit account number.

AMOUNT Dollar amount of dropped authorization. AUTHORIZATION DATE

Date authorization was performed.

AUTHORIZATION TIME Time authorization was performed. AUTH NUMBER Authorization number of dropped authorization.

If the authorization number is preceded by an S, then the dropped authorization was stood in for by the processor.

CODE Code indicating reason the authorization was dropped.

E Expired Authorization M Manually Dropped Authorization in iQ Card Management D Duplicate authorization was dropped

MERCHANT NAME Name of merchant where authorization was performed. If merchant name is not available, the

SIC code and a generic description will be supplied based on the SIC code. If the SIC code does not map to a field in our SIC code table, only the SIC code will be displayed.

CITY Merchant city. If city is not available, there will be blanks in this field. STATE Merchant state. If state is not available, there will be blanks in this field. DEBIT ACCOUNT Checking account number debited by merchant transaction. OPER ID ID of operator that dropped authorization in iQ Card Management. Field will contain spaces for

dropped Expired and Duplicate Authorizations. REASON DROPPED Brief description indicating the reason for authorization being dropped corresponding with the

Reason Dropped field in the Daily Dropped Authorization Audit. E Expired Auths M Manually Dropped Auths D Dropped Duplicate Auths

CODE Reason Dropped code corresponding with the Reason Dropped field in the Daily Dropped

Authorization Audit. NUMBER OF AUTHORIZATIONS

Total number of dropped authorizations for each Reason Dropped Code and a grand total of all.

AMOUNT OF AUTHORIZATIONS

Total dollar amount of dropped authorizations for each Reason Dropped Code and a grand total of all.

CD-098 DAILY DROPPED AUTHORIZATION STATISTICS 04/29/05 PAGE 2

TEST BANK

REASON DROPPED CODE NUMBER OF AUTHORIZATIONS AMOUNT OF AUTHORIZATIONS

EXPIRED AUTHS E 40 $1,426.76

MANUALLY DROPPED AUTHS M 10 $7.86

DUPLICATE DROPPED AUTHS D 8 $276.95

TOTAL 58 $1,711.57


10/2/19 50

CD-877: TOKEN PROVISIONING REPORT

CONTENTS Provides details for any card that is enrolled in a mobile wallet, and whether enrollment was by the cardholder, or by a merchant, when the cardholder performed a purchase.

PURPOSE Allows identification of cards that have been enrolled card in a mobile wallet. RUN FREQUENCY Daily SAMPLE REPORT

FIELD NAME FIELD DESCRIPTION CARD NUMBER The cardholder account number which was enrolled in a mobile wallet

CARDHOLDER NAME Name of the cardholder CARDHOLDER ADDRESS Cardholder’s mailing address TRANSACTION DATE, TIME

Date and time of the mobile wallet enrollment completion

MESSAGE TC = Token Complete

Indicates that the card has been successfully enrolled TOKEN REQUEST ID This ID is provided by Mastercard

® or Visa

® when the enrollment request is made

SOURCE Identifies the source that provided the enrollment Request ID

MDES = Mastercard®

VTS= Visa

®

WALLET ID Where the card was enrolled the card for a mobile wallet (ex: Apple Pay, Google Pay, etc.)

If a merchant enrolled the card, and Mastercard

® and Visa

® have not provided the merchant

name, “Merchant Tokenization Program” will be displayed in this column. CARDHOLDER / NON CARDHOLDER

Specifies whether it was the cardholder that enrolled the card, or a merchant (Non Cardholder), that enrolled the card.


10/2/19 51

EFDENDLYR01 / EFDENDLYR0M: PERCENTAGE OF DENIALS PER TOTAL

TRANSACTIONS REPORT

CONTENTS Percentages of Denied, Authorized and Reversed EFT Transactions Categorized by Reason Code for an Institution

PURPOSE To Indicate Denial Rates that could Potentially Indicate a Problem RUN FREQUENCY Daily, Monthly NOTE: There may be two versions of this report. Cardholder Activity will be labeled Processor and

Terminal Activity will be labeled Intercept. SAMPLE REPORT

EFDENDLYR01 04/29/2005 19:58:59 PERCENTAGE OF DENIALS PER TOTAL TRANSACTIONS EFF DATE: 04/29 DAILY PAGE : 1

INTERCEPT INST : TEST NTWK : MSN1 BEP: TEST NOT-AUTHORIZED AUTH-COMPLETE AUTH-CANCEL

DEN ANS MSI DESCRIPTION NUMBER PCT OF TOTAL NUMBER PCT OF TOTAL NUMBER PCT TOTAL

000 000 000 RESPONSE CODE NOT ISSUED 0 0.0 % 395 85.5 % 0 0.0 %

001 052 020 INVALID CARD 1 0.2 % 0 0.0 % 0 0.0 %

011 057 010 SPECIAL TRANSACTION NOT AUTHORIZED 2 0.4 % 0 0.0 % 0 0.0 %

014 056 030 FROM ACCOUNT DOES NOT EXIST 5 1.1 % 0 0.0 % 0 0.0 %

018 058 051 INSUFF. BALANCE, NO OVERDRAFT OR RR 14 3.0 % 0 0.0 % 0 0.0 %

023 074 011 INVALID TRANSACTION 1 0.2 % 0 0.0 % 0 0.0 %

024 060 052 DAILY CARD LIMIT EXCEEDED 15 3.2 % 0 0.0 % 0 0.0 %

038 056 033 TO ACCOUNT CLOSED 1 0.2 % 0 0.0 % 0 0.0 %

051 053 023 INVALID PIN 5 1.1 % 0 0.0 % 0 0.0 %

052 062 022 TOO MANY INVALID PIN ATTEMPTS 3 0.6 % 0 0.0 % 0 0.0 %

066 064 021 TRANSACTION AMOUNT TOO LARGE 2 0.4 % 0 0.0 % 0 0.0 %

079 071 012 TRAN. NOT AUTH. FOR INSTITUTION/TERMINAL 1 0.2 % 0 0.0 % 0 0.0 %

081 074 090 AMOUNT MISSING 4 0.9 % 0 0.0 % 0 0.0 %

091 052 020 INVALID MAGNETIC STRIPE ON CARD 1 0.2 % 0 0.0 % 0 0.0 %

109 064 021 WITHDRAWAL AMOUNT NOT MULTIPLE OF DENOM. 1 0.2 % 0 0.0 % 0 0.0 %

122 055 050 PROCESSOR GENERIC DENIAL 4 0.9 % 0 0.0 % 0 0.0 %

189 074 090 INVALID ACQUIRER PIN BLOCK 7 1.5 % 0 0.0 % 0 0.0 %

TOTALS 67 14.5 % 395 85.5 % 0 0.0 %

EFDENDLYR01 04/29/2005 19:58:59 PERCENTAGE OF DENIALS PER TOTAL TRANSACTIONS EFF DATE: 04/29 DAILY PAGE : 2

PROCESSOR INST : TEST NTWK : MSN1 BEP: TEST NOT-AUTHORIZED AUTH-COMPLETE AUTH-CANCEL

DEN ANS MSI DESCRIPTION NUMBER PCT OF TOTAL NUMBER PCT OF TOTAL NUMBER PCT TOTAL

000 000 000 RESPONSE CODE NOT ISSUED 0 0.0 % 2463 94.0 % 0 0.0 %

001 052 020 INVALID CARD 4 0.2 % 0 0.0 % 0 0.0 %

011 057 010 SPECIAL TRANSACTION NOT AUTHORIZED 2 0.1 % 0 0.0 % 0 0.0 %

014 056 030 FROM ACCOUNT DOES NOT EXIST 5 0.2 % 0 0.0 % 0 0.0 %

018 058 051 INSUFF. BALANCE, NO OVERDRAFT OR RR 54 2.1 % 0 0.0 % 0 0.0 %

024 060 052 DAILY CARD LIMIT EXCEEDED 2 0.1 % 0 0.0 % 0 0.0 %

030 050 035 CARD STATUS ABNORMAL 2 0.1 % 0 0.0 % 0 0.0 %

037 056 031 FROM ACCOUNT CLOSED 3 0.1 % 0 0.0 % 0 0.0 %

038 056 033 TO ACCOUNT CLOSED 1 0.0 % 0 0.0 % 0 0.0 %

042 008 040 CUSTOMER CANCEL 0 0.0 % 0 0.0 % 5 0.2 %

051 053 023 INVALID PIN 24 0.9 % 0 0.0 % 0 0.0 %


064 070 090 DATA BASE FILE LOCKED 1 0.0 % 0 0.0 % 0 0.0 %

083 050 035 STOLEN CARD 1 0.0 % 0 0.0 % 0 0.0 %

105 074 011 PROCESSOR REPLY CONTAINED SYNTAX ERROR 10 0.4 % 0 0.0 % 0 0.0 %


127 065 064 DAILY CARD TICKET LIMIT EXCEEDED 21 0.8 % 0 0.0 % 0 0.0 %

186 074 090 CARD NOT ACTIVATED YET 3 0.1 % 0 0.0 % 0 0.0 %

189 074 090 INVALID ACQUIRER PIN BLOCK 7 0.3 % 0 0.0 % 0 0.0 %

TOTALS 152 5.8 % 2463 94.0 % 5 0.2 %


10/2/19 52

FIELD NAME FIELD DESCRIPTION DEN Internal (EFT) Denial Code (see Appendix in the Card Management section)

ANS ANSI Response Code MSI Money Station Response Code DESCRIPTION Explanation of the Denial NOT-AUTH TRANSACTIONS NUMBER

Number of Transactions Denied for a Particular Reason Code

PCT OF TOTAL Percentage of Total Transactions Which Were Denied for a Particular Reason Code AUTH-COMP TRANSACTIONS NUMBER

Number of Transactions Completed and Authorized for a Particular Reason Code

PCT OF TOTAL Percentage of Total Transactions That Were Authorized and Completed AUTH-CANCEL TRANSACTIONS NUMBER

Number of Authorized but Cancelled Transactions

PCT OF TOTAL Percentage of Total Transactions That Were Authorized and Then Cancelled for a

Particular Reason Code TOTALS Total Number and Percentages of All Non-authorized, Completed, and Cancelled

Transactions


10/2/19 53

EFCADRPTR01: CARD ACTIVATION REPORT

CONTENTS List and total of cards that were activated on a particular day

PURPOSE To provide a log of all Visa®/Mastercard

®/Discover

® Debit Cards that were activated or denied

that day, including the activation time and method RUN FREQUENCY Daily SAMPLE REPORT

FIELD NAME FIELD DESCRIPTION Card Number The cardholder account number which was keyed into the Card Activation System Date/Time Activated System date and time the card activation occurred Activation Method ATM Activation occurred at an ATM

ANI Validation Activation occurred via the Audio Card Activation System, using phone number on database as validation Card Act System Activation occurred via the Audio Card Activation System, using PIN, Mother’s Maiden Name, or SSN as validation IVR PIN Selection Cardholder attempted to create PIN via the Audio Card Activation System Merch Referral Activation occurred via Merchant Referral POS Activation occurred at a POS Device TDSC Activation occurred via 3-D secure authentication or activation

Issue Date Date card was issued (opened on system) in MM/YY format Plastic Type Visa Visa

® Check Card

MC Debit Mastercard®

DISCVR Discover® Debit

Denial Code Denial or response code for the activation attempt (see Appendix B in Card management)

EFCADRPTR01 08.4206/19/03 CARD ACTIVATION DETAIL REPORT FOR TEST DATE: 04/29/05 PAGE: 00001

CARD DATE/TIME ACTIVATION ISSUE PLASTIC DENIAL

NUMBER ACTIVATED METHOD DATE TYPE CODE

------------------------------------------------------------------------------------------------------------------------------------

9999960000006467 04/29/05 10:02 ATM 01/05 VISA 000

9999960000006475 04/29/05 10:03 ATM 01/05 VISA 000

NUMBER OF CARDS ACTIVATED FOR BIN #999996: 2

NUMBER OF DENIED ACTIVATION ATTEMPTS FOR BIN #999996: 0

EFCADRPTR01 08.4206/19/03 CARD ACTIVATION DETAIL REPORT FOR TEST DATE: 04/29/05 PAGE: 00002

CARD DATE/TIME ACTIVATION ISSUE PLASTIC DENIAL

NUMBER ACTIVATED METHOD DATE TYPE CODE

------------------------------------------------------------------------------------------------------------------------------------

9999710000124380 04/28/05 19:33 POS 04/05 VISA 000

9999710000208266 04/29/05 10:12 ATM 04/05 VISA 000

9999710000207276 04/29/05 10:15 ATM 04/05 VISA 000

9999710000207730 04/29/05 12:40 ATM 04/05 VISA 000

9999710000097610 04/29/05 13:18 ATM 04/05 VISA 000

9999710000204711 04/29/05 15:54 ATM 03/05 VISA 000

9999710000207417 04/29/05 16:08 ATM 04/05 VISA 000

NUMBER OF CARDS ACTIVATED FOR BIN #999971: 7

NUMBER OF DENIED ACTIVATION ATTEMPTS FOR BIN #999971: 0

TOTAL CARDS ACTIVATED FOR TEST: 9

TOTAL DENIED ACTIVATION ATTEMPTS FOR TEST: 0


10/2/19 54

EFTD050D01: CARDHOLDER PROCESSOR AVAILABILITY REPORT

CONTENTS Number of processed and stand-in transactions, response time percentage availability by hour and daily availability information.

PURPOSE Details online link availability between FIS and the Core Processor.

RUN FREQUENCY Daily, Monthly

NOTE: *Generated only for Online Institutions

SAMPLE REPORT

FIELD NAME FIELD DESCRIPTIONS

START HOUR Beginning Hour of Each Interval Used in Monitoring the Availability

TOTAL TRANSACTIONS

Number of Transactions Attempted During Each Hour Breaks for Total Transactions Are Available in Two Ways (By Network): 1) Totals Can Be Given for Calendar Day 00:00 Hrs to 23:00 Hrs Or; 2) Totals Can Be Given for Business Day, I.e., 19:00 Hrs to 18:00 Hrs Processor transactions

TOTAL Total Number of Transactions Received from the Switch for Authorization by the Processor

PROCESSOR TRANSACTIONS

Total Number of Transactions Authorized or Denied by the Processor. The figures can also include occasional denials issued by the Switch for internal issues.

APPROVED Number of Transactions Approved by the Processor

DENIED Number of Transactions Denied by the Processor

STANDIN - Total Number of Transactions Authorized or Denied by the Switch When the Processor was

EFTD050D01 04/29/05,16:00:48 DAILY PROCESSOR AVAILABILITY - TEST RUN DATE : 04/29

_____ _________ ____________ ____

TEST - TRANSACTIONS OF 04/29/05 EFFECTIVE DATE : 04/29

REMOTE

START TOTAL PROCESSOR - TRANSACTIONS STANDIN - TRANSACTIONS RESPONSE - TIME TIMED PROC PROC AVAIL

HOUR TRANSACTIONS TOTAL APPROVED DENIED TOTAL APPROVED DENIED 0-10 10-20 20+ OUT DOWN DOWN BY HOUR

----- ------------ ------- -------- ------- ------- -------- ------- ------ ------ ------ ----- ----- ----- -------

00:00 3,298 3,233 3,059 174 65 61 4 3290 0 0 0 0 8 99.76%

01:00 2,187 2,153 2,059 94 34 34 0 2186 0 0 0 0 1 99.95%

02:00 1,527 1,512 1,453 59 15 14 1 1526 0 0 0 0 1 99.93%

03:00 1,280 1,267 1,199 68 13 12 1 1279 0 0 0 0 1 99.92%

04:00 1,576 1,570 1,540 30 6 6 0 1570 4 2 0 0 0 100.00%

05:00 3,553 3,553 3,503 50 0 0 0 3553 0 0 0 0 0 100.00%

06:00 8,670 8,670 8,566 104 0 0 0 8670 0 0 0 0 0 100.00%

07:00 14,798 14,798 14,679 119 0 0 0 14798 0 0 0 0 0 100.00%

08:00 17,815 17,815 17,676 139 0 0 0 17815 0 0 0 0 0 100.00%

09:00 19,424 19,424 19,281 143 0 0 0 19424 0 0 0 0 0 100.00%

10:00 22,577 22,577 22,422 155 0 0 0 22577 0 0 0 0 0 100.00%

11:00 27,704 27,704 27,547 157 0 0 0 27704 0 0 0 0 0 100.00%

12:00 34,380 34,380 34,221 159 0 0 0 34380 0 0 0 0 0 100.00%

13:00 31,608 31,608 31,461 147 0 0 0 31608 0 0 0 0 0 100.00%

14:00 29,152 29,152 28,992 160 0 0 0 29152 0 0 0 0 0 100.00%

15:00 27 27 27 0 0 0 0 27 0 0 0 0 0 100.00%

------------------------------------------------------------------------------------------------------------------------------------

TOTAL 219,576 219,443 217,685 1,758 133 127 6 219559 4 2 0 0 11 99.99%

AVERAGE RESPONSE TIME = 0.23

PERCENT TIMED OUT = 0.00%

PERCENT PROCESSOR DOWN = 0.00%

PERCENT REMOTE DOWN = 0.01%

# OF TRANS NOT COUNTED = 128319

PERCENT PROCESSOR AVAIL = 100.00%

PERCENT PROCESSOR AVAIL = 100.00%

PERCENT TOTAL AVAIL = 99.99%


10/2/19 55

TRANSACTIONS down or below a Specified Service Level and is set-up for stand-in processing at the Switch. Also includes forced stand-in transactions where the transaction was delivered to the processor and the processor sent back a reply indicating that the Switch should stand-in because the processor is having issues authorizing transactions.

APPROVED Number of Transactions Approved by the Switch During a Stand-in Period

DENIED Number of Transactions Denied by the Switch During a Stand-in Period

RESPONSE-TIME Time it Took for the Processor to Respond with an Authorization or a Denial; Categorized as Follows: 0-10 Seconds; 10-20 Seconds; More than 20 Seconds

TIMED OUT Number of Times the Processor Exceeded the Network's Response Time Limit and Did Not Allow the Switch to Stand in (no stand-in profile defined at the Switch)(Denial Code 99)

PROC DOWN Number of Times the Processor Was down and Did Not Allow the Switch to Stand in (no stand-in profile defined at the Switch) (Denial Code 98)

REMOTE PROC DOWN Number of Times the Processor Forwarded a Transaction to a Remote Processor Who Was Signed off or Temporarily down (Denial Code 106)

AVAIL BY HOUR Percentage of Transactions That Were Not Timed Out, Processor Down, or Remote Processor down for That Hour Calc:(Total Trans - (Timed out + Proc down + Remote Proc Down))*100% / Total Transactions

TOTAL Sum of Hourly Totals for Period Period Breaks for Total Transactions Are Available in Two Ways: A) Totals for Calendar Day from 00:00 Hrs to 23:00 Hrs Or B) Totals for Cutoff Business Day, i.e. 19:00 to 18:00

AVERAGE RESPONSE TIME

Average Switch Response Time in Seconds for All Transactions Calc: (Total Response Times - Exceptions) / (Total # Trans - Exceptions) Exceptions = (Stand in + Proc down + Remote Proc Down)

PERCENT TIMED OUT PERCENTAGE OF ALL TRANSACTIONS WHICH RESULTED IN A TIME OUT CALC:(# TIMED OUT*100% / TOTAL # TRANS)

PERCENT PROCESSOR DOWN

Percentage of All Transactions Occurring When the Processor Was down Calc:(# of Proc Down*100% / Total # Trans)

PERCENT REMOTE DOWN

Percentage of Transactions Occurring When the Processor Was Temporarily Signed off Calc:(# Remote Proc Down*100% / Total # Trans)

# OF TRANS NOT COUNTED

Number of Transactions That Are Not Included in this Report but Are Included in the Monthly Automated Terminal Statistical Report; These Transactions Are Calculated as Follows:

PERCENT PROCESSOR AVAIL

Percentage of Transactions That Were Not Timed out or Processor down Calc:(Total # Trans -(# Timed out + # Proc Down))*100% / Total # Trans

PERCENT TOTAL AVAIL

Percentage of Transactions That Were Not Timed Out, Processor Down, or Remote Processor down Calc:(Total # Trans - (# Timed out + # Proc down + # Remote Proc Down))*100% / Total # Trans


10/2/19 56

EFTM019M01: CARDHOLDER PROCESSOR AVAILABILITY REPORT

CONTENTS Number of processed and stand-in transactions, response time percent availability by hour and daily availability information.

PURPOSE Details online link availability between FIS and the institution’s Core Processor. RUN FREQUENCY Monthly NOTE: *Generated only for Online Institutions SAMPLE REPORT

FIELD NAME FIELD DESCRIPTION START DATE The Date on Which Transactions Used Monitor Availability Occurred TOTAL TRANSACTIONS

The Number of Transactions Which Occurred on the Start Date Processor-transactions

PROCESSOR TRANSACTIONS

TOTAL Total Number of Transaction Received the Switch for Authorization by the Processor APPROVED Number of Transactions Approved by the Processor DENIED Number of Transactions Denied by the Processor

EFTM019M01 07/08/05,11:00:33 CARDHOLDER PROCESSOR AVAILABILITY – NTW1 RUN DATE : 07/08

NTW1 - TRANSACTIONS OF 07/05 EFFECTIVE DATE : 07/02

REMOTE


DATE TRANSACTIONS TOTAL APPROVED DENIED TOTAL APPROVED DENIED 0-10 10-20 20+ OUT DOWN DOWN BY DAY

----- ------------ ------- -------- ------- ------- -------- ------- ------ ------ ------ ----- ----- ----- -------

MM/DD 78 78 45 33 0 0 0 78 0 0 0 0 32 58.97%

MM/DD 34 34 20 14 0 0 0 34 0 0 0 0 10 70.59%

MM/DD 19 19 12 7 0 0 0 18 0 1 1 5 0 68.42%

MM/DD 5 5 4 1 0 0 0 5 0 0 0 0 0 100.00%

MM/DD 6 6 6 0 0 0 0 6 0 0 0 0 0 100.00%

MM/DD 18 18 14 4 0 0 0 17 1 0 0 0 0 100.00%

MM/DD 97 97 79 18 0 0 0 96 1 0 0 0 15 84.54%

MM/DD 240 240 188 52 0 0 0 236 2 2 2 0 37 83.75%

MM/DD 247 247 217 30 0 0 0 243 3 1 2 0 11 94.74%

MM/DD 262 262 215 47 0 0 0 259 3 0 0 0 28 89.31%

MM/DD 326 326 300 26 0 0 0 325 1 0 0 0 0 100.00%

MM/DD 503 503 479 24 0 0 0 501 1 1 0 0 0 100.00%

MM/DD 716 716 676 40 0 0 0 712 4 0 0 0 1 99.86%

MM/DD 458 458 416 42 0 0 0 455 3 0 0 0 1 99.78%

MM/DD 418 418 378 40 0 0 0 418 0 0 0 0 1 99.76%

MM/DD 408 408 382 26 0 0 0 399 9 0 0 0 0 100.00%

MM/DD 516 516 460 56 0 0 0 504 12 0 0 0 0 100.00%

MM/DD 632 632 590 42 0 0 0 626 5 1 2 0 0 99.68%

MM/DD 593 593 519 74 0 0 0 559 12 22 28 0 3 94.77%

------------------------------------------------------------------------------------------------------------------------------------

TOTAL 5,576 5,576 5,000 576 0 0 0 5491 57 28 35 5 139 96.79%






PERCENT PROCESSR AVAIL = 99.28%



NETWORK = NTW1

EFTM019M01 07/08/05,11:00:33 CARDHOLDER PROCESSOR AVAILABILITY – NTW1 RUN DATE : 07/08

NTW1 - TRANSACTIONS OF 07/05 EFFECTIVE DATE : 07/02

REMOTE


DATE TRANSACTIONS TOTAL APPROVED DENIED TOTAL APPROVED DENIED 0-10 10-20 20+ OUT DOWN DOWN BY DAY

----- ------------ ------- -------- ------- ------- -------- ------- ------ ------ ------ ----- ----- ----- -------

MM/DD 78 78 45 33 0 0 0 78 0 0 0 0 32 58.97%

MM/DD 34 34 20 14 0 0 0 34 0 0 0 0 10 70.59%

MM/DD 19 19 12 7 0 0 0 18 0 1 1 5 0 68.42%

MM/DD 5 5 4 1 0 0 0 5 0 0 0 0 0 100.00%

MM/DD 6 6 6 0 0 0 0 6 0 0 0 0 0 100.00%

MM/DD 18 18 14 4 0 0 0 17 1 0 0 0 0 100.00%

MM/DD 97 97 79 18 0 0 0 96 1 0 0 0 15 84.54%

MM/DD 240 240 188 52 0 0 0 236 2 2 2 0 37 83.75%

MM/DD 247 247 217 30 0 0 0 243 3 1 2 0 11 94.74%

MM/DD 262 262 215 47 0 0 0 259 3 0 0 0 28 89.31%

MM/DD 326 326 300 26 0 0 0 325 1 0 0 0 0 100.00%

MM/DD 503 503 479 24 0 0 0 501 1 1 0 0 0 100.00%

MM/DD 716 716 676 40 0 0 0 712 4 0 0 0 1 99.86%

MM/DD 458 458 416 42 0 0 0 455 3 0 0 0 1 99.78%

MM/DD 418 418 378 40 0 0 0 418 0 0 0 0 1 99.76%

MM/DD 408 408 382 26 0 0 0 399 9 0 0 0 0 100.00%

MM/DD 516 516 460 56 0 0 0 504 12 0 0 0 0 100.00%

MM/DD 632 632 590 42 0 0 0 626 5 1 2 0 0 99.68%

MM/DD 593 593 519 74 0 0 0 559 12 22 28 0 3 94.77%

------------------------------------------------------------------------------------------------------------------------------------

TOTAL 5,576 5,576 5,000 576 0 0 0 5491 57 28 35 5 139 96.79%









NETWORK = NTW1


10/2/19 57

STANDIN TRANSACTIONS

Stand-in-transactions

TOTAL Total Number of Transactions That Were Authorized or Denied by the Switch When the

Processor Was down or below a Specified Service Level APPROVED Number of Transactions Approved by the Switch in a Stand-in Period

DENIED Number of Transactions Denied by the Switch in a Period RESPONSE-TIME Time it Took the Processor to Respond with an or a Denial; Categorized as Follows:

Seconds; 10-20 Seconds; More than 20 Seconds TIMED OUT Number of Times the Processor Exceeded the Network's Response Time Limit and Did Not

Allow the Switch to Stand in – Refer to Appendix B of the Card Management section for Reason Codes

PROC DOWN The Number of Times the Processor Was down and Did Not the Switch to Stand in - Refer to

Appendix B of the Card Management section for Reason Codes REMOTE PROC DOWN The Number of Times a Processor Forwarded a Transaction to a Remote Processor Who Was

Signed off or down - Refer to Appendix B of the Card Management section for Reason Codes

AVAIL BY DAY Percentage of Transactions That Were Not Time Outs, Processor Down, or Remote down for

That Hour Calc:(Total Trans - (Timed Outs + Proc Downs + Remote Proc Downs))*100% /Total Transactions

AVERAGE RESPONSE TIME

Average Switch Response Time in Seconds for All Transactions Calc:(Total Response Times - Exceptions) / (Total # Trans - Exceptions) Exceptions =(Timed Outs + Proc Downs + Remote Proc Downs) Percent Timed out Percentage of All Transactions Which Resulted in a Timeout. Calc:(# Timed Outs)*100% /(Total # Trans)

PERCENT PROCESSOR DOWN

Percentage of All Transactions Occurring When the Processor Was down Calc:(# of Proc Down)*100% /(Total # Trans)

PERCENT REMOTE DOWN

Percentage of All Transactions Occurring When the Remote Processor Was Temporarily Signed off Calc:(# Remote Proc Down)*100% /(Total # Trans)

# OF TRANS NOT COUNTED

Number of Transactions That Are Not Counted in this Report but Are Counted in the Monthly Automated Terminal Statistical Report (I.e. Syntax Errors)

PERCENT PROCESSR AVAIL

Percentage of All Transactions That Were Not Timed Outs or Processor down Calc:(Total # Trans (# Timed Outs + # Proc Down))*100% / Total # Trans

PERCENT TOTAL AVAIL

Percentage of All Transactions That Were Not Timed Out, Processor Down, or Remote Processor Downcalc:(Total # Trans - (# Timed Outs + # Proc Downs + # Remote Proc Downs)) / Total # Trans

NETWORK Network Affiliation


10/2/19 58

EFT900R01: EXTRACT REPORT: EXCEPTION DETAIL

CONTENTS History of the latest positive balance file received and any account errors included in the file.

PURPOSE Use this report to verify that a positive balance file has been received and processed by FIS, as well as to identify any account errors included in the file. This report should be available within one hour of successful file delivery.

RUN FREQUENCY Daily NOTE: Extracts (Positive Balance File) institutions only SAMPLE REPORTS

EFT900R09 EXTRACT REPORT: STATISTICAL TOTALS RUN DATE: 04/30/05 PAGE 1

TEST NATIONAL BANK FILE: DDA POSTING: 04/29/05

TOTAL MASTER FILE ACCOUNTS READ....................1,968

ACCOUNTS WITH NO ACTIVITY...........................0

ACCOUNTS WITH REOPEN ACTIVITY.......................0

ACCOUNTS WITH CLOSE ACTIVITY......................597

ACCOUNTS WITH GENERAL ACTIVITY..................1,371

ACCOUNTS WITH NEW ACTIVITY..........................0

ACCOUNTS WITH INVALID ACCT ID.......................0

MASTER RECORD COUNT IN AUDIT REC...................1,968

ACCTS REOPENED WITH AMBIGUITY.......................0

MASTER FILE ACCTS WITH ACTIVITY....................1,968

ACCTS UPDATED ON DATA BASE........................236

ACCTS WITH NO CHANGES OF DATA...................1,134

ACCTS NOT FOUND ON DATA BASE........................1

DATA BASE ERRORS....................................0

EXTRACT FILE TRAP ERRORS............................0

ACCTS ACTUALLY CLOSED/DELETED.......................0

ACCTS ACTUALLY REOPENED.............................0

ACCTS CREATED ON DATA BASE..........................0

CARDS CREATED ON DATA BASE..........................0

CUSTOMERS CREATED ON DATA BASE......................0

CARDS + ACCOUNTS ERASED FROM DB.....................0

CUSTOMERS ERASED FROM DATA BASE.....................0

ACH PREPOST ACCOUNTS READ..............................0

NUMBER OF CREDITS ACCEPTED..........................0

NUMBER OF DEBITS ACCEPTED...........................0

NUMBER OF RECORDS UNUSED............................0

NUMBER OF INVALID ACCOUNTS..........................0

NUMBER NON-INST/FILE RECORDS........................0

TOTAL NUMBER OF ACCTS OVERDRAWN........................9

TOTAL LEDGER BAL IN MASTER FILE...$ 16,926,332.32

LEDGER BAL IN AUDIT RECORD.....$ 16,926,332.32

TOTAL AVAILABLE BAL MASTER FILE...$ 16,926,332.32

AVAILABLE BAL IN AUDIT RECORD..$ 16,926,332.32

TOTAL ACH FUNDS FOR INSTITUTION...$ .00

TOTAL CREDITS ACCEPTED.........$ .00

TOTAL DEBITS ACCEPTED..........$ .00

TOTAL AMOUNT UNUSED............$ .00

TOTAL LEDGER BALANCE POSTED.......$ 16,926,332.32

TOTAL AVAILABLE BALANCE POSTED....$ 16,926,332.32


10/2/19 59

FIELD NAME FIELD DESCRIPTION CODE Numeric code associated with a warning or error message

ACCOUNT NUMBER Customer's Account Number SHORT NAME Eight characters of the customer's name DESCRIPTION Error or warning message corresponding to the numeric code; error or warning messages are: NO PRIMARY CRF OWNER

There is no primary cross reference tying the account subfile to a CRF primary owner; This relationship should be established; The message will appear only if the account has had no maintenance and/or network transactions applied against it within the last seven days.

EFT900R09 EXTRACT REPORT: STATISTICAL TOTALS RUN DATE: 04/30/05 PAGE 1

TEST NATIONAL BANK FILE: SAV POSTING: 04/29/05

TOTAL MASTER FILE ACCOUNTS READ......................680

ACCOUNTS WITH NO ACTIVITY...........................0

ACCOUNTS WITH REOPEN ACTIVITY.......................0

ACCOUNTS WITH CLOSE ACTIVITY......................212

ACCOUNTS WITH GENERAL ACTIVITY....................468

ACCOUNTS WITH NEW ACTIVITY..........................0

ACCOUNTS WITH INVALID ACCT ID.......................0

MASTER RECORD COUNT IN AUDIT REC.....................680

ACCTS REOPENED WITH AMBIGUITY.......................0

MASTER FILE ACCTS WITH ACTIVITY......................680

ACCTS UPDATED ON DATA BASE.........................31

ACCTS WITH NO CHANGES OF DATA.....................437

ACCTS NOT FOUND ON DATA BASE........................0

DATA BASE ERRORS....................................0

EXTRACT FILE TRAP ERRORS............................0

ACCTS ACTUALLY CLOSED/DELETED.......................0

ACCTS ACTUALLY REOPENED.............................0

ACCTS CREATED ON DATA BASE..........................0

CARDS CREATED ON DATA BASE..........................0

CUSTOMERS CREATED ON DATA BASE......................0

CARDS + ACCOUNTS ERASED FROM DB.....................0

CUSTOMERS ERASED FROM DATA BASE.....................0

ACH PREPOST ACCOUNTS READ..............................0

NUMBER OF CREDITS ACCEPTED..........................0

NUMBER OF DEBITS ACCEPTED...........................0

NUMBER OF RECORDS UNUSED............................0

NUMBER OF INVALID ACCOUNTS..........................0

NUMBER NON-INST/FILE RECORDS........................0

TOTAL NUMBER OF ACCTS OVERDRAWN........................0

TOTAL LEDGER BAL IN MASTER FILE...$ 2,646,691.27

LEDGER BAL IN AUDIT RECORD.....$ 2,646,691.27

TOTAL AVAILABLE BAL MASTER FILE...$ 2,646,691.27

AVAILABLE BAL IN AUDIT RECORD..$ 2,646,691.27

TOTAL ACH FUNDS FOR INSTITUTION...$ .00

TOTAL CREDITS ACCEPTED.........$ .00

TOTAL DEBITS ACCEPTED..........$ .00

TOTAL AMOUNT UNUSED............$ .00

TOTAL LEDGER BALANCE POSTED.......$ 2,646,691.27

TOTAL AVAILABLE BALANCE POSTED....$ 2,646,691.27

EXTRACTS 98765432 REPORT SEPARATOR


10/2/19 60

FUNDSBACK LIMIT SET TO $0.00

The Fundsback Limit has been set to $0.00; Fundsback is the amount of money a customer is permitted to withdraw after making an ATM deposit; for example, customer 1 makes a $50 deposit and immediately withdraws $20; He has used $20 of his Fundsback Limit; If the limit is $30, he has only $10 left in Fundsback. This will occur if: 1 - The account's ledger balance is negative 2 - Fundsback was used and was present in either the network accumulators being released by the current extract tape or any outstanding network accumulators, and 3 - The Fundsback Limit was not initially zero

SEGMENT ALREADY PROCESSED

Institution has already had its extract processing performed and completed

SEGMENT HAS BEEN BYPASSED

Institution has had its processing bypassed

ACCOUNT IS NOT ON DATA BASE

Extract tape indicates that an account was sent to FIS, but is not on the database. Verify account number and if account should be sent in the PBF or if it should be “de-flagged”

OPEN/CLOSE AMBIGUITY

Extract tape indicates an account already closed on the database should be opened; the extract program will automatically attempt to reopen the account on the data base

INVALID ACCOUNT NUMBER

Account Number on the extract tape has an invalid format

ACCOUNT ALREADY OPENED

Extract tape indicates an account already opened on the database was to be reopened

ACCOUNT ON FILE CREATE IGNORED

Extract tape indicates an existing account was to be created

ACCOUNT IN DELETE STATUS

Extract program has attempted to reopen a closed account in delete status

DBS UNLOCK FAILURE

Extract program has unsuccessfully tried to access the database

20 DBS ERRORS 20 data base errors were noted; file processing terminated 5 EXT FILE TRAP ERRORS

There were five account records on the extract tape not formatted correctly; file processing terminated

ACH DATE MISSING NO POST

First record on the pre-memo ACH is not a valid date; file processing terminated

ACH DATE MISMATCH - NO POST

Pre-memo ACH file is marked with a date less than the previous date; file processing terminated

DBS ERR ON LOCATE ACH ACCT

Data base error encountered; file processing terminated

DBS ERR ON UPDATE ACH ACCT

Data base error encountered when trying to update the account

ACH TRANS CODE NOT MONETARY

Pre-memo Transaction Code for the account is non-monetary

ACH ACCT NO NOT VALID

Pre-memo ACH Account Number is invalid


10/2/19 61

INVALID INPUT REC FORMAT 1

Account record input format error was detected; account record not processed

DBS ERROR ON SEQUAL

Database error was encountered when trying to locate the account; Account record not processed

DBS ERROR ON UPDATE

Data base error encountered when trying to update the account; account record not updated

ACH NOT POSTED ACCOUNT

All ACH transactions against this account were rejected because the account was CLOSED in closed or deleted status

EFT900R03 EXTRACT REPORT: CLOSED ACCOUNT DETAIL RUN DATE: 11/08/05 PAGE 1

COMMUNITY TRUST BANK FILE: FTS POSTING: 11/04/05

CODE ACCOUNT NUMBER SHORT NAME DESCRIPTION

---- ---------------------------------------- ------------- ------------------------------

0116 9999991000006497 BRYAN PATTON ACCOUNT IS NOW CLOSED

0116 9999991000031602 PATRICK BOOKM ACCOUNT IS NOW CLOSED

0116 9999991000067036 KELLY ROBERTS ACCOUNT IS NOW CLOSED

0116 9999991000097751 CHELSEY VAUGN ACCOUNT IS NOW CLOSED

0116 9999991000157795 TONY REED ACCOUNT IS NOW CLOSED


10/2/19 62

MAINTENANCE REPORTS


10/2/19 63

WEBSRVRPT1D: EFTS WEB SERVICES DAILY SUMMARY REPORT

CONTENTS Provides totals of Web Services Online Card Management functions, including number of functions performed, number of denials, approval rates, and response times. Also provides detailed list of specific denials received.

PURPOSE To provide totals of Online Card Management functions and notification of denials. Financial Institutions should review this report on a daily basis in order to monitor for card management denials.

RUN FREQUENCY NOTE

Daily This report is only for Financial Institutions that are using Web Services for Online Card management.

SAMPLE REPORT


FUNCTION NAME

Name of the Web Services online card management function performed (see below for list of all possible functions)

USAGE COUNTER Number of the specified online card management functions performed

DENIAL COUNTER Number of the specified online card management functions denied

Title....EFT Web Services Report for TEST

Range....08/01/12 00:00:00 - 08/01/12 23:59:59

Function Usage Denial Time-Out Appr RspTim

Name Counter Counter Counter Rate Avg(ms)

*----------* *--------* *--------* *--------* *-----* *----*

PINVERFY 136 26 0 80.88% 45

ACCTINFO 119 0 0 100.00% 38

PINUPDT 28 0 0 100.00% 92

CARDOPEN 94 3 0 96.81% 44

REPLCARD 14 0 0 100.00% 38

CUSTUPDT 32 0 0 100.00% 83

============ ========== ========== ========== =======

Total 423 29 0 96.28%

Title....Denial Summary Report for TEST

Range....08/01/12 00:00:00 - 08/01/12 23:59:59

Denial Reason

Code Code Frequency Percent Denial Description

*----* *----* *--------* *-------* *-----------------------------*

003 004 19 4.20% INVALID BIN

003 020 6 1.32% INVALID ACCOUNT STATUS

003 003 4 0.88% CARD NOT LOCATED

Title....Denial/Timeout Listing for TEST

Range....08/01/12 00:00:00 - 08/01/12 23:59:59

Date Time(EST) OL# Function Denial Reason Denial Description

*------* *------* *-* *----------* *----* *----* *------------------------------*

08/01/12 00:00:41 001 PINVERFY 003 004 INVALID BIN

08/01/12 00:45:01 006 PINVERFY 003 020 INVALID ACCOUNT STATUS



08/01/12 02:00:54 001 PINVERFY 003 020 INVALID ACCOUNT STATUS

08/01/12 02:03:02 001 CARDOPEN 003 004 INVALID BIN


08/01/12 06:03:01 001 CARDOPEN 003 004 INVALID BIN



10/2/19 64

TIME-OUT COUNTER Number of the specified online card management functions that were not completed due to timing out

APPR RATE Percentage of the specified online card management functions that were completed successfully

RSPTIM AVG (MS) Average response time within the FIS system after receiving request for the specified online card management function (MS = milliseconds)

DENIAL CODE Non-zero value that indicates when an error has occurred REASON CODE

Supplemental field that is used when more specific information is known about why an error has occurred

FREQUENCY Number of online card management function requests that received the specified denial reason

PERCENT Percentage of online card management function requests that received the specified denial reason

DENIAL DESCRIPTION Description of the denial received

DATE Date that the online card management request was received TIME (EST) Time (In Eastern Time) that the online card management request was received OL# Internal processing region at FIS FUNCTION Name of the Web Services online card management function performed (see below

for list of all possible functions) DENIAL Non-zero value that indicates when an error has occurred REASON Supplemental field that is used when more specific information is known about why

an error has occurred DENIAL DESCRIPTION Description of the denial received

LIST OF POSSIBLE WEB SERVICES FUNCTIONS FUNCTION INQ/UPD DESCRIPTION ACCTEFT Inquiry Return Account Activity & connected Account Information

ACCTERAS Update Erase an Account

ACCTINFO Inquiry Return Account Information

ACCTPBF Update Update Account Balances

ACCTRLMT Update Raise Account Limits

ACCTULMT Update Update Account Limits Lower than Default Values

ACTMAINT Inquiry Retrieve Transaction Maintenance Information (Maintenance Function Audit report)

CARDACTV Update Remove O Block - Activate Card

CARDCHNM Update Change Customer Name

CARDCLOS Update Close Card

CARDDLTE Update Delete and Erase a Card

CARDDSTR Update Destroy Card

CARDINFO Inquiry Return Card Information

CARDOPEN Update Open a Card, Customer and all Accounts to be Connected to a Card

CARDOVRN Update Overnight Card CARDPRFL Inquiry Card Profile


10/2/19 65

CARDROPN Update Reopen a Card

CARDTHST Inquiry Card History

CARDUADR Update Update Customer Address for a Specified Card Number

CARDULMT Update Update Card Limits up to above Institution Maximum Defaults

CARDUPDT Update Update Card Demographic Information

CHNGEPIN Update Update PIN Information (requires verify of existing pin)

CONACCTS Inquiry List Accounts Connected to a Card

CONAMAIL Update Card/Account Connection Mailer Request

CONAUPDT Update Update Card/Account Connections

CONCARDS Inquiry List of Cards Connected to an Account

CUSTCHNM Update Change Customer Name

CUSTERAS Update Erase Customer

CUSTPRFL Inquiry Customer Profile

CUSTSRCH Inquiry Customer Search

CUSTUPDT Update Change Customer Information

HOTCARD Update Hot Card / Block Card

PINMAILR Inquiry Request a PIN Mailer

PINOFFST Inquiry Return PIN/Offset for a Card

PINUPDT Update Update PIN Information

PINVERFY Inquiry Verify PIN Information

PKYCNGAD Update PIN Key Advice Message

PKYCNGAR Inquiry PIN Key Advice Reply Message

PKYCNGRP Inquiry PIN Key Change Request Reply

PKYCNGRQ Inquiry PIN Key Change Request

RELACCTS Inquiry Detailed Information for all Accounts Owned by a Customer

REPLCARD Update Close and Replace a Card

RORDRCRD Update Reorder a Card and/or Update Reissue Information

TEMPIADR Inquiry Temporary Address Information

TEMPUADR Update Update Temporary Address Information


10/2/19 66

MCIFDENL: MCIF/WEB SERVICES DENIAL REPORT

CONTENTS Error/denial reporting for card maintenance submitted using the MCIF or Web Services format for online card management.

PURPOSE Review this report on a daily basis to identify online card management messages that were not completed due to errors or denials. This report includes detailed information on the card number/cardholder/account number, the time, the function, and the reason for the error.

RUN FREQUENCY Daily NOTE This report is only for Financial Institutions using MCIF/ Web Services for Online Card

Management. SAMPLE REPORT

FIELD NAME FIELD DESCRIPTION CARD/CUST/ACCT#

The card number, cardholder name, or account number for which the failed online card management message was sent

TIME

Time (In Eastern Time) that the online card management request was received

FUNCTION Name of the MCIF or Web Services online card management function performed (see documentation on previous report in this manual for a list of all possible functions)

OPERATOR The operator ID sent in the online message (this is often a default value established for all online card management messages)

ERROR FIELDS The field in the MCIF or Web Services message format that contained the error

VALUE/DENIAL DESCRIPTION Description of the denial received (DENIAL DESCRIPTION) and/or the value sent in the online message that caused the error (VALUE)


10/2/19 67

CRTAUDITR01: CRT AUDIT REPORT – NEW CARDS JOURNAL

CONTENTS Card information of all new cards opened for that day

PURPOSE To provide an audit trail of all new cards opened

RUN FREQUENCY Daily (paper/file)

SAMPLE REPORT

CRT AUDIT REPORT

NEW CARDS JOURNAL

INSTITUTION ID: TEST RUN DATE: 10/17/14 PAGE: 1

FILE TYPE: FTS -CONSUMER DEBIT CARD

CARD NUMBER: 9999990000001234 DATE: 10/02/14 TIME: 10:31:07 TERMINAL ID: ABCD1234 OPERATOR ID: TEST1234

------------ STATUS: OPEN

CUSTOMER NAME: FIRST M LAST SOCIAL SECURITY NUMBER: 555-55-5555 BIRTH DATE: 04/04/70

STREET ADDRESS: 987 TEST LANE ADDRESS SUPPLEMENT:

CITY/STATE/ZIP: NEW YORK NY 55555 HOME PHONE: XXX-XXX-XXXX WORK PHONE:

EMPLOYER: CUSTOMER COMMENT 1:

DATE EMPLOYED: CUSTOMER COMMENT 2:

MOTHER'S MAIDEN NAME: CUSTOMER SINCE: 08/16/13 DIRECT MAIL ALLOWED: YES

SHORT NAME: FIRST M LAST PIN/OFFSET(ATM/POS) **** PIN/OFFSET(AUDIO) CURRENT EXPIRATION DATE: 10/17

PRIVILEGE CODE: K FEE CODE: DEFAULT POS:

REASON CODE: O REASON CODE DATE: 10/11/14 REWARD STATUS:

CREATION CODE: 1ST DISCRETIONARY FIELD: 2ND DISCRETIONARY FIELD:

SECONDARY NAME: SECONDARY NAME ID:

ISSUE DATE: 10/14 RENEWAL PERIOD: 0 CARD DESIGN: E1

APPROVING OFFICER: 999999 TYPE OF EMBOSSING: APPL SOURCE: 0099999

ISSU CNFG: C3 - CONTACT

ONLINE CARD LIMIT: 1510* ONLINE ATM LIMIT: 510* ONLINE POS LIMIT: 1000*

OFFLINE CARD LIMIT: 510* OFFLINE ATM LIMIT: 110* OFFLINE POS LIMIT: 400*

ACCOUNT TYPE ACCOUNT CODE ACCOUNT NUMBER ACCOUNT AUTHORITIES ACCOUNT NICKNAME ACCOUNT LIMIT FUNDSBACK

---------------- ------------ -------------------- ------------------- --------------------- ------------- ---------

CHECKING CK1 0000000001234567 QFTXD N/A N/A

VISA CC1 9999990000001234 QD 0* 0

CRT AUDIT REPORT

NEW CARDS SUMMARY

INSTITUTION ID: TEST RUN DATE: 01/24/

PAGE: 1

TOTAL JCDS OPENED =

TOTAL MCDS OPENED = 5

CRT AUDIT REPORT

NEW CARDS SUMMARY


TOTAL JCDS OPENED = 6

TOTAL MCDS OPENED =


10/2/19 68

FIELD NAME

FIELD DESCRIPTION

FILE TYPE Card file type

JCD - ATM card type MCD - Mastercard

® credit/debit type

FTS - Visa® credit/debit type

DSD – Discover® credit/debit type

RCD - Revolving credit card type CARD NUMBER Primary account number (PAN) DATE Date open card maintenance was performed (MM/DD/YY) TIME Time open card maintenance performed (HH:MM:SS) TERMINAL ID FIS assigned administrative terminal name OPERATOR ID Operator ID performing maintenance STATUS Status of card at report run time

- Open - Closed - Erased

CUSTOMER NAME Name of card owner SOCIAL SECURITY NUMBER

Social security number of card owner

BIRTH DATE Birth date of card owner (MM/DD/YY) STREET ADDRESS Street address of card owner ADDRESS SUPPLEMENT

Additional address line of card owner

CITY/STATE/ZIP City, state, and zip Code of card owner HOME PHONE Home phone number of card owner WORK PHONE Work phone number of card owner EMPLOYER Employer of card owner CUSTOMER COMMENT Customer comment (card owner) DIRECT MAIL ALLOWED

For institutions participating in the Debit Portfolio Management program, indicates whether cardholder can receive direct marketing materials via mail

DATE EMPLOYED Date card owner was employed CUSTOMER COMMENT Customer comment (card owner) SHORT NAME Card owner short name PIN/PIN OFFSET Indicator that pin or pin offset exists

'****' - indicates that pin or pin offset exists


10/2/19 69

EXPIRATION DATE Expiration date on card (MM/YY)

PRIVILEGE CODE Designates a special status for the card

1 - VIP 2 - ATM Maintenance Card C - Check Guarantee 8 - Promotion Card M - Mass Issued Card K - Credit Privileges V - Check Verification S - Merchant Maintenance

FEE CODE Fee Assessment

NC - No fee assessment 01 - Card level fee assessment

DEFAULT POS Point of sale default account REASON CODE Code indicating card abnormality (see Appendix A) REASON CODE DATE Date reason code was applied (MM/DD/YY) EMV ISSU CONFIG ONLINE CARD LIMIT

Card Configuration for the card being opened C1 – CONTACT, ONL ONLY, PIN PREFERRING C2 – CONTACT, ONL ONLY, PIN PREFER, OFFL CAM C3 – CONTACT, ONL ONLY, SIGNATURE PREFERRING C4 – CONTACT, ONL ONLY, SIG PREFER, OFFL CAM C6 – CREDIT, CONTACT, ONL ONLY, SIG PREFERRING M1 – MAG STRIPE V1 – CONTACT, ONL ONLY, PIN PREFFERING V2 – CREDIE, CONTACT, ONL ONLY, SIGNATURE PREFERRING Online Daily Card Limit An asterisk '*' immediately following the amount indicates that the institution default limit applies.

ONLINE ATM LIMIT Online Daily ATM Withdrawal Limit

An asterisk '*' immediately following the amount indicates that the institution default limit applies.

ONLINE POS LIMIT Online Daily Point-of-Sale Limit


OFFLINE CARD LIMIT Offline Daily Card Limit


OFFLINE ATM LIMIT Offline Daily ATM Withdrawal Limit


OFFLINE POS LIMIT Offline Daily Point-of-Sale Limit


REISSUE INDICATOR Determines if card is to be reissued (only valid for JCDs)

Y - Yes, reissue N - No, exclude from reissue


10/2/19 70

CREATION CODE Card and/or PIN reorder code (only valid for JCDs) 1

st AND 2

ND

DISCRETIONARY FIELD

Free-form, alphanumeric field (10 characters per field) that the financial institution can fill with discretionary data

NUMBER OF CARDS Number of cards for reissue/reorder (only valid for JCDs) ISSUE DATE Date card was issued PRIMARY NAME ENCODED

Name to be encoded in track I of plastic

SECONDARY NAME Name to be encoded in track I of second plastic encoded SECONDARY NAME Name embossed if second plastic is requested SECONDARY NAME ID

Free form, alphanumeric field (16 characters long) that can be filled by the financial institution with identifying information for the secondary cardholder

PLASTICS TYPE Code indicating type of plastic used in card production (only valid for JCDs) CUSTOMER ID: Mother’s Maiden Name (if applicable) COLUMN HEADINGS (Exists only if 'member number' is applicable) CARDHOLDER NAME Cardholder member name ISSUE DATE Issue date of member plastic MEMBER # Number assigned to card plastic CREATION CODE Creation code for member plastic REASON CODE Code indicating card abnormality (see Appendix A) REASON CODE DATE Date reason code was applied (MM/DD/YY) COLUMN HEADINGS (Reports any accounts/merchants 'connected' to card) ACCOUNT TYPE Type of account connected ACCOUNT CODE Account index code ACCOUNT NUMBER Actual account number ACCOUNT AUTHORITIES

Transactional authorities assigned to the account

ACCOUNT NAME Account name/description assigned to account ACCOUNT LIMIT Cash Withdrawal Limit for this account


FUNDSBACK Amount available to customer from unverified funds


10/2/19 71

SUMMARY TOTALS FIELD NAME

FIELD DESCRIPTION

ROW DETAIL DATA (Total line will only exists if file type (JCD, MCD, FTS, MCD, DSD) is applicable for

institution) TOTAL JCDS OPENED Total number of ATM cards opened TOTAL MCDS OPENED Total number of Mastercard

® credit/debit cards opened

TOTAL FTSS OPENED Total number of Visa


TOTAL DSDS OPENED Total number of Discover


TOTAL RCAS OPENED Total number of revolving credit cards opened


10/2/19 72

CRTAUDITR03: CRT AUDIT REPORT – CARD MAINTENANCE

CONTENTS Card maintenance details

PURPOSE To provide an audit trail of card maintenance RUN FREQUENCY Daily (paper/file) SAMPLE REPORT

CRT AUDIT REPORT

CARD MAINTENANCE


FILE TYPE: FTS

CARD NUMBER MEMBER # DATE TIME TERMINAL OPERATOR FIELD DESCRIPTION VALUE

-------------------- -------- -------- -------- -------- -------- ----------------------- ----------------------------------------

9999990000121220 04/29/05 18:24:28 GNCFY500 TEST0002 REORDER CARD

PRIMARY CARDS ORDERED 001

9999990000003274 04/29/05 12:51:56 GNCFX870 TEST0006 CARD INDICATOR CODE DABK

REASON CODE Q

REASON CODE DATE 04/29/05


REASON CODE Q


9999990000003555 04/29/05 12:57:12 GNCFX870 TEST0006 CARD INDICATOR CODE

REASON CODE *** DELETED ***

REASON CODE DATE *** DELETED ***

9999990000003555 04/29/05 12:57:12 GNCFX870 TEST0006 CARD INDICATOR CODE

REASON CODE

REASON CODE DATE *** DELETED ***

9999990000006459 04/29/05 19:03:24 GNCFU060 TEST0002 ONLINE CARD LIMIT 1520

ONLINE POS LIMIT 1520

ONLINE ATM LIMIT 1520

9999990000007283 04/29/05 11:44:24 GNCFX307 TEST0002 PIN/PIN OFFSET ATM ****


REASON CODE Q



REASON CODE Q



REASON CODE Q



REASON CODE Q


9999990000097610 04/29/05 13:22:58 GNCFY084 TEST0002 BAD PIN ATM 000

9999990000097610 04/29/05 16:11:33 GNCFW095 TEST0003 SHORT NAME YENNETH PINETTE

9999990000097610 04/29/05 16:11:56 GNCFW095 TEST0003 CARD USE ATM *** DELETED ***

9999990000121220 04/29/05 18:24:28 GNCFY500 TEST0002 EXPIRATION DATE (YYMM) 0702

CARD INDICATOR CODE DAB

REASON CODE O



REASON CODE Q



REASON CODE Q



REASON CODE Q



REASON CODE Q


10/2/19 73

FIELD NAME FIELD DESCRIPTION FILE TYPE Card File Type

JCD - ATM card type MCD - Mastercard

® credit/debit type

FTS - Visa® credit/debit type

DSD – Discover® credit/debit type

RCD - Revolving credit card type CARD NUMBER Primary Account Number (PAN) MEMBER # Number associated with multiple plastics issued (blank if n/a) DATE Date when maintenance was performed (MM/DD/YY) TIME Time when maintenance was performed (HH:MM:SS) TERMINAL FIS assigned administrative terminal name OPERATOR Operator ID performing maintenance FIELD DESCRIPTION Description of maintenance performed VALUE New value for field maintenance '*** DELETED ***' Will appear for fields that have been deleted


10/2/19 74

CRTAUDITR04: CRT AUDIT REPORT – ACCOUNT MAINTENANCE

CONTENTS Account maintenance details

PURPOSE To provide an audit trail of account maintenance


SAMPLE REPORT

FIELD NAME FIELD DESCRIPTION FILE TYPE Account File Type

DDA - Checking account SAV - Savings account RCD - Revolving credit account BAC – Visa

® credit account

MCC - Mastercard® credit account

DSC – Discover® credit account

ACCOUNT NUMBER Account Number DATE Date when maintenance was performed (MM/DD/YY) TIME Time when maintenance was performed (HH:MM:SS) TERMINAL FIS assigned administrative terminal name OPERATOR Operator ID performing maintenance FIELD DESCRIPTION Description of maintenance performed VALUE New value for field maintenance '*** DELETED ***' Will appear for fields that have been deleted

CRT AUDIT REPORT

ACCOUNT MAINTENANCE


FILE TYPE: BAC

ACCOUNT NUMBER DATE TIME TERMINAL OPERATOR FIELD DESCRIPTION VALUE

-------------------- -------- -------- -------- -------- ----------------------- ----------------------------------------

9999990000003274 04/29/05 12:51:56 GNCFX870 TEST0006 ALERT CODE L

ALERT DATE 04/29/05

9999990000003555 04/29/05 12:57:12 GNCFX870 TEST0006 ALERT CODE *** DELETED ***

ALERT DATE *** DELETED ***


ALERT DATE 04/29/05


ALERT DATE 04/29/05

9999990000121220 04/29/05 18:24:28 GNCFY500 TEST0002 PTR

FORCED EMBOSSING C001C000


ALERT DATE 04/29/05


ALERT DATE 04/29/05


ALERT DATE 04/29/05

9999990000133365 04/28/05 19:45:13 GNCFW168 TEST0002 ALERT CODE *** DELETED ***

ALERT DATE *** DELETED ***


ALERT DATE 04/29/05


ALERT DATE 04/29/05


10/2/19 75

CRTAUDITR05: CRT AUDIT REPORT – CUSTOMER MAINTENANCE

CONTENTS Customer maintenance details

PURPOSE To provide an audit trail of customer maintenance RUN FREQUENCY Daily (paper/file) SAMPLE REPORT

FIELD NAME FIELD DESCRIPTION FILE TYPE File type

CRF Customer Type CUSTOMER NAME Customer name DATE Date when maintenance was performed (MM/DD/YY) TIME Time when maintenance was performed (HH:MM:SS) TERMINAL FIS assigned administrative terminal name OPERATOR Operator ID performing maintenance FIELD DESCRIPTION Description of maintenance performed VALUE New value for field maintenance '*** DELETED ***' Will appear for fields that have been deleted

CRT AUDIT REPORT

CUSTOMER MAINTENANCE


FILE TYPE: CRF

CUSTOMER NAME DATE TIME TERMINAL OPERATOR FIELD DESCRIPTION VALUE

-------------------- -------- -------- -------- -------- ----------------------- ----------------------------------------

JOHN SMITH.001 04/29/05 18:22:18 GNCFY500 TEST0002 STREET ADDRESS 1230 SANDY RIDGE LN

CITY/STATE LAS VEGAS NV

ZIP CODE 89106

JULIE SMITH.001 04/29/05 18:23:03 GNCFY500 TEST0002 STREET ADDRESS 1230 SANDY RIDGE LN

CITY/STATE LAS VEGAS NV

ZIP CODE 89106


10/2/19 76

CRTAUDITR06: CRT AUDIT REPORT – NO DATA SUMMARY

CONTENTS No data summary

PURPOSE Single line report indicating that there was no audit data to report. RUN FREQUENCY Daily (paper/file) SAMPLE REPORT

FIELD NAME FIELD DESCRIPTION DETAIL LINE ‘NO CRT AUDIT INFORMATION EXISTS FOR THIS DATE’

CRT AUDIT REPORT

NO DATA SUMMARY

INSTITUTION ID: TEST RUN DATE: 01/01/99

NO CRT AUDIT INFORMATION EXISTS FOR THIS DATE.

CRT AUDIT REPORT

NO DATA SUMMARY



CRT AUDIT REPORT

NO DATA SUMMARY



CRT AUDIT REPORT

NO DATA SUMMARY




10/2/19 77

CRTAUDITR08: CRT AUDIT REPORT – ATM PROMOTIONAL MESSAGES

CONTENTS ATM Promotional Message maintenance details

PURPOSE To provide an audit trail of ATM Promotional Message maintenance performed in Menu ATM RUN FREQUENCY Daily (paper/file) SAMPLE REPORT

CRT AUDIT REPORT

ATM PROMO MESSAGE MAINTENANCEINSTITUITON ID: TEST

FILE TYPE: ATM

INSTITUTION/ATM ID

RUN DATE: 09/15/01

INSTITUTION-DEFAULT

DATE TIME TERMINAL OPERATOR FIELD DESCRIPTION VALUE

-ON US THANK YOU FOR

COMING! -NOT ON US THANK YOU

FOR COMING! -SURCHARGE VISIT US

ON THE WEB.

INSTITUTION-SCHEDULE #1 09/15/01 10:15:22 GLCF43FA 54321 CREATE/UPDATE -START DATE 10/01/01

-END DATE 11/30/01 -ON US SPRING WISHES

-NOT ON US

ON THE WEB!

-SURCHARGE THANK YOU

FCCF1234 -DEFAULT 09/15/01 10:52:11 GLCF43FA 54321 DELETE -ON US ENJOY THE HOLIDAYS

AT THE CASINO! -NOT ON US FREE TICKETS

TO THE 1ST 10 CUSTOMERS


CASINO ATMS -DEFAULT 09/15/01 11:57:17 GDBF6A20 DLB CREATE/UPDATE -ON US FREE CASINO TICKETS

WHEN YOU OPEN AN EQUITY LINE!

-NOT ON US THANK YOU -SURCHARGE THANK YOU

GLCF43FA 54321 CREATE/UPDATE09/15/01 10:15:22

FROMTEST BANK!VISIT US

INSTITUTION-DEFAULT

-WELCOME WELCOME TO

TEST BANK

-WELCOME #2 WELCOME


HOME OF THE FREE

CHECKING ACCOUNTS!

VISIT OUR

NEWEST LOCATION

TO TEST BANK

IN THE MALL

ANDRECEIVE AFREE GIFT!

-PLEASE WAIT THE TIME ISRIGHT TO

HOME IMPROVEMENT LOANOPEN A

-THANK YOU THANK YOU

FOR

TEST BANK!

BANKING WITH

ARE THE LOWEST!OUR RATES

PAGE: 001

ATM GROUPING 09/15/01 10:30:06 GLCF43FA 54321 CREATE

-ATM ID(S)

1FB3 2BCE 2CCC

ATM GROUPING 09/15/01 10:35:22 GLCF43FA 54321 ADD ATM(S)

-ATM ID(S) 0005 0011

ATM GROUPING 09/15/01 10:36:11 GLCF43FA 54321 DELETE ATM(S)

-ATM ID(S) 0052

ATM GROUPING 09/15/01 10:39:16 GLCF43FA 54321 CHANGE GROUP NAME "VEGAS ATM " -FORMERLY ”MOBILE ATM "

"CASINO ATM "0002 0010 0052 0101 0108 0109 0112 0115

0117 0120 0123 0125 0130 0135 0140 0148

"CASINO ATM "

"CASINO ATM "

CRT AUDIT REPORT

ATM PROMO MESSAGE MAINTENANCEINSTITUITON ID: TEST

FILE TYPE: ATM

INSTITUTION/ATM ID

RUN DATE: 09/15/01

INSTITUTION-DEFAULT

DATE TIME TERMINAL OPERATOR FIELD DESCRIPTION VALUE

-ON US THANK YOU FOR

COMING! -NOT ON US THANK YOU

FOR COMING! -SURCHARGE VISIT US

ON THE WEB.

INSTITUTION-SCHEDULE #1 09/15/01 10:15:22 GLCF43FA 54321 CREATE/UPDATE -START DATE 10/01/01

-END DATE 11/30/01 -ON US SPRING WISHES

-NOT ON US

ON THE WEB!


FCCF1234 -DEFAULT 09/15/01 10:52:11 GLCF43FA 54321 DELETE -ON US ENJOY THE HOLIDAYS

AT THE CASINO! -NOT ON US FREE TICKETS

TO THE 1ST 10 CUSTOMERS


CASINO ATMS -DEFAULT 09/15/01 11:57:17 GDBF6A20 DLB CREATE/UPDATE -ON US FREE CASINO TICKETS

WHEN YOU OPEN AN EQUITY LINE!

-NOT ON US THANK YOU -SURCHARGE THANK YOU


FROMTEST BANK!VISIT US

INSTITUTION-DEFAULT

-WELCOME WELCOME TO

TEST BANK

-WELCOME #2 WELCOME


HOME OF THE FREE

CHECKING ACCOUNTS!

VISIT OUR

NEWEST LOCATION

TO TEST BANK

IN THE MALL

ANDRECEIVE AFREE GIFT!

-PLEASE WAIT THE TIME ISRIGHT TO

HOME IMPROVEMENT LOANOPEN A

-THANK YOU THANK YOU

FOR

TEST BANK!

BANKING WITH

ARE THE LOWEST!OUR RATES

PAGE: 001

ATM GROUPING 09/15/01 10:30:06 GLCF43FA 54321 CREATE

-ATM ID(S)

1FB3 2BCE 2CCC

ATM GROUPING 09/15/01 10:35:22 GLCF43FA 54321 ADD ATM(S)

-ATM ID(S) 0005 0011

ATM GROUPING 09/15/01 10:36:11 GLCF43FA 54321 DELETE ATM(S)

-ATM ID(S) 0052

ATM GROUPING 09/15/01 10:39:16 GLCF43FA 54321 CHANGE GROUP NAME "VEGAS ATM " -FORMERLY ”MOBILE ATM "

"CASINO ATM "0002 0010 0052 0101 0108 0109 0112 0115

0117 0120 0123 0125 0130 0135 0140 0148

"CASINO ATM "

"CASINO ATM "


10/2/19 78

FIELD NAME FIELD DESCRIPTION FILE TYPE: ATM

INSTITUTION/ATM ID: Institution Level maintenance (default, schedule #1 or schedule #2) or ATM Level

maintenance (default, schedule #1 or schedule #2) DATE: Date when maintenance was performed (MM/DD/YY) TIME: Time when maintenance was performed (HH:MM:SS) TERMINAL: FIS assigned administrative terminal name OPERATOR: Operator ID performing maintenance FIELD DESCRIPTION: Description of the Receipt Promotional Message maintenance performed VALUE: New Value resulting from the maintenance performed through Menu ATM


10/2/19 79

CRTAUDITR09: CRT AUDIT REPORT - ATM REMOTE SETTLEMENT/ SETTLEMENT

CORRECTION

CONTENTS ATM Remote Settlement/ Settlement Correction details

PURPOSE To provide an audit trail of ATM Remote Settlement and Settlement Correction performed via Menu ATM

RUN FREQUENCY Daily (paper/file) SAMPLE REPORT

FIELD NAME FIELD DESCRIPTION FILE TYPE: ATM

ATM ID: ID of the ATM that was settled or correctly remotely DATE: Date when maintenance was performed (MM/DD/YY) TIME: Time when maintenance was performed (HH:MM:SS) TERMINAL: FIS assigned administrative terminal name OPERATOR: Operator ID performing maintenance FIELD DESCRIPTION: Description of the ATM Remote Settlement / Settlement Correction maintenance performed VALUE: Added/ Subtracted amount or count (if items) that was input via Menu ATM

CRT AUDIT REPORT

ATM SETTLEMENT CORRECTION


FILE TYPE: ATM

INST/ATM ID DATE TIME TERMINAL OPERATOR FIELD DESCRIPTION VALUE

-------------------- -------- -------- -------- -------- ----------------------- ----------------------------------------

FDCF2D3B 04/29/05 12:15:55 GNCFX595 TEST0018 REMOTE SETTLEMENT COMPLETED SUCCESSFULLY

FDCF2D3C 04/29/05 12:15:59 GNCFX595 TEST0018 REMOTE SETTLEMENT COMPLETED SUCCESSFULLY

FDCF2D3D 04/29/05 12:16:00 GNCFX595 TEST0018 CASSETTE(S) ADD/SUBTRACT CORRECTION

#1-$20 $ -$1000.00

#2-$20 $ $0.00

FDCF2D3E 04/29/05 12:16:02 GNCFX595 TEST0018 REMOTE SETTLEMENT COMPLETED SUCCESSFULLY

FDCF2D3F 04/29/05 12:16:04 GNCFX595 TEST0018 REMOTE SETTLEMENT COMPLETED SUCCESSFULLY

FDCF2D40 04/29/05 12:16:06 GNCFX595 TEST0018 REMOTE SETTLEMENT COMPLETED SUCCESSFULLY

FDCF2D42 04/29/05 12:16:07 GNCFX595 TEST0018 REMOTE SETTLEMENT COMPLETED SUCCESSFULLY


10/2/19 80

XRPREPROCES: CARD EXTRACTS PREPROCESSOR REPORT

CONTENTS Error conditions generated from invalid and/or incomplete information sent on the card extract file

PURPOSE To report any warnings and/or rejects that occurred during processing

RUN FREQUENCY Upon receipt of a card extract file

SAMPLE REPORT

XRPREPROCESS CARD EXTRACTS RUN DATE: 06/12/2008

BATCH 01 TEST JOB PREPROCESSOR REPORT RUN TIME: 14:29:15 ET

CREATED ON 06/12/2008 PAGE: 001

TEST – TEST FINANCIAL

*** REJECTS ***

RECORD # CARD NUMBER CUSTOMER NAME / ACCOUNT FUNCTION FIELD IN ERROR DESCRIPTION

-------- ----------- ----------------------- -------- -------------- -----------

56 9999991212121212 JOSEPH BAKER UPDATE CARD NUMBER DOES NOT CURRENTLY EXIST ON DATABASE

68 9999994545454545 JOHN SMITH OPEN ACCOUNT DATA MUST HAVE AT LEAST 1 CONNECTED ACCOUNT

TOTAL OPENS REJECTED 1

TOTAL UPDATES REJECTED 1

*** WARNINGS ***

RECORD # CARD NUMBER CUSTOMER NAME / ACCOUNT FUNCTION FIELD IN ERROR DESCRIPTION - ACTION

-------- ----------- ----------------------- -------- -------------- --------------------

2 9999997878787878 JANE JONES UPDATE NUMBER OF PLASTICS MISSING - SET TO DEFAULT OF 1

10 9999992323232323 MARY JOHNSON HOT CARD BLOCK CODE NOTICE - REMOVING "O" BLOCK

16 9999995656565656 WILLIAM BROWN UPDATE WORK PHONE NUMBER INVALID / MISSING AREA CODE-DROPPED

28 9999998989898989 JOHN WILLIAMS HOT CARD ENTIRE RECORD NO UPDATES TO APPLY - RECORD DROPPED

38 9999992121212121 JUANITA SMITH UPDATE DATABASE DEFAULT POS ACCT CURRENT VALUE PREVENTS POS TRANSACTIONS

40 9999995454545454 MICHAEL MILLER UPDATE NUMBER OF PLASTICS MISSING - SET TO DEFAULT OF 1

53 9999998787878787 JAMES DAVIS OPEN TYPE OF EMBOSSING MISSING - DEFAULT TO STANDARD / SINGLE

54 9999999898989898 BARBARA BAKER OPEN TYPE OF EMBOSSING MISSING - DEFAULT TO STANDARD / SINGLE

55 9999996565656565 MARY WILLIAMS OPEN TYPE OF EMBOSSING MISSING - DEFAULT TO STANDARD / SINGLE

78 9999993232323232 ROBERT SMITH UPDATE WORK PHONE NUMBER INVALID / MISSING AREA CODE-DROPPED

TOTAL OPENS WITH WARNINGS 3

TOTAL UPDATES WITH WARNINGS 5

TOTAL HOT CARDS WITH WARNINGS 2

*** TO BE PROCESSED ON 06/13/2008 AT 10:00 ET ***

TOTAL OPENS TO BE PROCESSED 12

TOTAL UPDATES TO BE PROCESSED 47

TOTAL HOT CARDS TO BE PROCESSED 19

-----

TOTAL RECORDS TO BE PROCESSED 78


Record # The physical record number in the card extract file that contained the invalid

and/or incomplete information

Card Number Card Number sent in the card extract file that contained the invalid and/or

incomplete information

Customer Name/Account Cardholder name or account number sent along with the card number to help FI

and/or core processor to locate the card in question.

Function Type of function sent in the card extract file that contained the invalid and/or

incomplete information

Field In Error The field name that contained the invalid and/or incomplete information

Description Explanation of the exact problem with the invalid and/or incomplete information

Action Indicates how the invalid/incomplete information was handled for a given warning

condition.

*** TO BE PROCESSED ON

MM/DD/YY AT HH:MM ET***

Indicates the day and time the file will be processed resulting in the database

being updated. Also, lists how many records are scheduled for updating by

function. These totals should be balanced with the totals from the CRT Audit

Summary report.


10/2/19 81

XROPEN: OPEN / REPLACE CARDS JOURNAL – VIA CARD EXTRACTS

CONTENTS Open functions that were successfully processed and updated on the database PURPOSE To report all of the open functions sent via card extract file that were successfully

processed and updated on the database RUN FREQUENCY Daily, on the days Open Records are sent SAMPLE REPORT XROPEN BATCH AUDIT REPORT

OPEN / REPLACE CARDS JOURNAL - VIA CARD EXTRACTS

OPENS


RUN TIME: 14:57:11

PAGE: 001

CARD NUMBER DATE TIME FIELD DESCRIPTION (COMBINE CUSTOMER ONLY: OLD VALUE) VALUE

------------------- ----- ----- ------------------------- ---------------------------------- ---------------------------------------

9999997878787878 06/12 13:41 CITY/STATE ANYTOWN OH

ZIPCODE 12345

CUSTOMER FEDERAL ID 000-00-0000

CUSTOMER SINCE DATE 2008/06/12 (YYYY/MM/DD)

DIRECT MAIL ALLOWED Y - ALLOW MAILINGS

CUSTOMER SHORT NAME JOHN A SMITH

PIN/OFFSET (ATM/POS) ******

PIN/OFFSET (AUDIO) ******

CREATION CODE B = BOTH CARD AND PIN

NUMBER OF PLASTICS 1

EXPIRATION DATE 10/06 (YY/MM)

ONLINE LIMIT-CARD 1005

ONLINE LIMIT-CASH 205

ONLINE LIMIT-POS 800

ONLINE LIMIT-BP 99999 (DEFAULT)

ONLINE LIMIT-DEPOSIT 99999 (DEFAULT)

OFFLINE LIMIT-CARD 505 (DEFAULT)

OFFLINE LIMIT-CASH 105 (DEFAULT)

OFFLINE LIMIT-POS 400 (DEFAULT)

REASON CODE O = CARD NOT ACTIVATED

ISSUE DATE 08/06 (YY/MM)

#-REISSUE UPON EXPIRE 1

RENEWAL PERIOD 24 MONTHS

TYPE OF EMBOSSING 1=STANDARD/SINGLE

ACCOUNT CONNECT-FILE SAVINGS

ACCOUNT CONNECT-NUMBER 000012345678

ACCOUNT INDEX 1

ACCOUNT AUTHORITY DEFAULT

ACCOUNT AUTHORITY REMOTE

ACCOUNT AUTHORITY WITHDRAWAL

ACCOUNT AUTHORITY DEPOSIT

ACCOUNT AUTHORITY INQUIRY

ACCOUNT CONNECT-FILE CHECKING


ACCOUNT INDEX 1

ACCOUNT AUTHORITY DEFAULT





FIELD NAME FIELD DESCRIPTION Card Number Card Number that was successfully opened Date Date when open record was processed and updated on database Time Time when open record was processed and updated on database Field Description Field sent in open function Value Data contained in field in open function that was updated on database


10/2/19 82

XRUPDATE: UPDATE CARDS JOURNAL – VIA CARD EXTRACTS

CONTENTS Update functions that were successfully processed and updated on the database

PURPOSE To report all of the update functions sent via card extract file that were successfully processed and the information updated on the database

RUN FREQUENCY Daily, on the days Update Records are sent

SAMPLE REPORT

XRUPDATE BATCH AUDIT REPORT

UPDATE CARDS JOURNAL - VIA CARD EXTRACTS


RUN TIME: 12:13:18

PAGE: 001

CARD NUMBER DATE TIME FIELD DESCRIPTION OLD VALUE NEW VALUE

------------------- ----- ----- ------------------------- ---------------------------------- ---------------------------------------

9999991212121212 06/18 11:27 HOME PHONE 555-555-1234 555-555-9876

ONLINE LIMIT-BP 0 800 (DEFAULT)

9999994545454545 06/18 11:27 ERASE CUSTOMER JOHN SMITH.001 >>> DELETED <<<

CARD ERASED ERASED

9999997878787878 06/18 11:32 CARD CLOSED CLOSED

ACCOUNT DISCONNECT CHECKING 0999999999

9999992323232323 06/18 11:41 ADDRESS LINE #1 123 MAIN STREET 321 OAK STREET

CITY/STATE ANYTOWN OH NEW CITY OH

ZIPCODE 88888 99999

HOME PHONE 555-555-4321 555-555-6789

9999995656565656 06/18 11:48 ACCOUNT DISCONNECT CHECKING 0888888888

ACCOUNT INDEX REASSIGN 1 = CHECKING 0555555555

ACCOUNT CONNECT-FILE CHECKING


ACCOUNT INDEX - 2





9999998989898989 06/18 11:55 CARD CLOSED CLOSED

ACCOUNT DISCONNECT CHECKING 0444444444

9999992121212121 06/18 11:59 CARD REORDER

CHANGE CUSTOMER NAME JANE SMITH.003 JANE SMITH BAKER.001

ADDRESS LINE #1 789 MAIN STREET

CITY/STATE ANYTOWN OH

ZIPCODE 88888

CUSTOMER FEDERAL ID 000-00-0000


10/2/19 83

FIELD NAME FIELD DESCRIPTION Card Number Card Number that was successfully updated Date Date when update record was processed and updated on database Time Time when update record was processed and updated on database Field Description Field sent in update function New Value Data contained in field in update function that was updated on database Old Value Data contained in field on database that was replaced with information contained in

the new value field.


10/2/19 84

XRSPECIAL: SPECIAL REQUESTS JOURNAL – VIA CARD EXTRACTS

REPORT ID XRSPECIAL CONTENTS Card Pull, PIN Mailer, and Account Mailer functions that were successfully processed PURPOSE To report all Card Pull, PIN Mailer, and Account Mailer functions sent via card extract

file that were successfully processed. This information does not get stored on database

RUN FREQUENCY Daily, on the days Special Request Records are sent SAMPLE REPORT

XRSPECIAL BATCH AUDIT REPORT

SPECIAL REQUESTS JOURNAL - VIA CARD EXTRACTS


RUN TIME: 21:23:41

PAGE: 001

CARD NUMBER DATE TIME FIELD DESCRIPTION VALUE

------------------- ----- ----- ------------------------- ---------------------------------------

9999991212121212 06/04 19:54 OVERNIGHT REQUEST

MAILING-ATTENTION JANE SMITH

MAILING-COMPANY NAME

MAILING-ADDRESS LINE 1 123 MAIN STREET

MAILING-ADDRESS LINE 2

MAILING-CITY ANYTOWN

MAILING-STATE OH

MAILING-RECEIVER PHONE 5555551234

MAILING-NOTES

9999994545454545 06/04 21:16 DESTROY REQUEST

FIELD NAME FIELD DESCRIPTION Card Number Card Number being requested to be overnighted or destroyed, or associated with

the PIN mailer and/or account mailer being requested Date Date when special record was processed Time Time when special record was processed Function Action being requested via card extract record

PIN MAILER REQUEST ACCOUNT MAILER REQUEST OVERNIGHT REQUEST DESTROY REQUEST

Field description Mailing fields in overnight function sent Value Data sent in card overnight record only for mailing purposes


10/2/19 85

XRHOTCARD: HOT CARD / WARNING BULLETIN JOURNAL – VIA CARD EXTRACTS

CONTENTS ATM and/or debit cards that had a block added, block changed, and/or block deleted. Debit cards that were requested to be placed/changed on the Mastercard/Visa Warning Bulletin

PURPOSE To report all Hot Card/Warning Bulletin functions sent via card extract file for both ATM

and debit cards that were successfully processed and updated on the database RUN FREQUENCY Daily, on the days Hot Card/Warning Bulletin Records are sent SAMPLE REPORT XRHOTCARD BATCH AUDIT REPORT

HOT CARD/WARNING BULLETIN JOURNAL - VIA CARD EXTRACTS


RUN TIME: 14:57:19

PAGE: 001

CARD NUMBER DATE TIME FIELD DESCRIPTION OLD VALUE NEW VALUE

------------------- ----- ----- ------------------------- ---------------------------------- ---------------------------------------

9999991212121212 06/12 12:48 BLOCK CODE 04 = CLOSE/STOP CARD ACTIVITY

REASON CODE J

ALERT CODE C

FIELD NAME FIELD DESCRIPTION Card Number Card Number being requested to be blocked and/or added to the warning bulletin

by Mastercard or Visa Date Date when Hot Card/Warning Bulletin record was processed Time Time when Hot Card/Warning Bulletin record was processed Field description Field sent in the Hot Card/Warning Bulletin function New Value The block contained in field in Hot Card/Warning Bulletin function that was updated

on database Old Value The block contained in field on database that was replaced with information

contained in new value field.


10/2/19 86

XRTOTAL: TOTALS JOURNAL – VIA CARD EXTRACTS

CONTENTS Open, Update, Card Pull, Acct/PIN mailer totals along with Card Replace and Card Reorder Subtotals

PURPOSE To report the total number of successfully processed card extract records by total and,

when applicable, by subtotal per file sent RUN FREQUENCY Daily, on the days Card Extract Records are sent SAMPLE REPORT XRTOTAL BATCH AUDIT REPORT

TOTALS JOURNAL - VIA CARD EXTRACTS


RUN TIME: 14:57:23

PAGE: 001

DATE TIME FUNCTION SUB FUNCTION TOTAL SUB-TOTAL

----- ----- ------------------------- ---------------------------------- --------- ---------

06/12 12:24 OPEN CARDS 51

OPEN-NEW 50

OPEN-REPLACE 1

UPDATE CARDS 84

REORDER CARD 4

CLOSE CARD 57

ERASE CARD 15

HOT CARDS 4

CARD DESTROY REQUESTS 0

CARD OVERNIGHT REQUESTS 1

ACCT/PIN MAILER REQUESTS 0

FIELD NAME FIELD DESCRIPTION Date Date when records were processed for a given file Time Time when records were processed for a given file Function Action being performed Sub-Function Within the Update function, several card related sub-functions are listed such as

Replace Card, Close Card, Erase Card, etc.

Total Total number of records successfully processed by function for a given file

Subtotal Total number of records successfully processed by sub-function for a given file


10/2/19 87

CARD PRODUCTION REPORTS


10/2/19 88

REISSU0X: CARDHOLDER PLASTIC/PIN ISSUE: CARDS RECREATED

CONTENTS List of cards/PINs requested by institution

PURPOSE To provide a list of all cards/PINs generated REISSU01 – (ATM Card) Reorders REISSU02 – (ATM Card) New Cards Created REISSU03 – (ATM Card) PINs Created REISSU04 – (Debit Card) New Cards, PINs Created and Reorders REISSU06 – (ATM and Debit Cards) Clue Mailers (PIN Reminders)

RUN FREQUENCY Daily, Weekly, Monthly NOTE: *Generated only if institution is using FIS for card production

**FIS will search for up to 3 days for any card pull, overnight, or destroy requests. SAMPLE REPORTS

FIELD NAME FIELD DESCRIPTION REPORT TYPE Displays the item that is being reported (new cards, PIN mailers, etc.)

REISSU04 M A S T E R C A R D / V I S A / D I S C O V E R C A R D / P I N I S S U E

PAGE 00001

BANK: TEST REPORT DATE: 09/25/2015

NEW CARDS CREATED

* ERROR FIELD *

ACCT: 9999 9999 1000 1234 NM1: JOHN TEST

SEQ: 000371 NM2:

ADR: 123 TEST STREET

CSZ: ANYTOWN OH 99999-1234 NUMBER OF CARDS: 01

EXP: 09/17

** EMV CARD ** PSN: 000 CC : C4 -CONTACT, ONL ONLY, SIG PREFER, OFFL CAM

ACCT: 9999 9999 1000 4567 NM1: JANE SMITH

SEQ: 000372 NM2:

ADR: 999 SAMPLE ROAD

CSZ: TEST CITY NY 99999-8888 NUMBER OF CARDS: 01

EXP: 09/17

** EMV CARD ** PSN: 000 CC : C4 -CONTACT, ONL ONLY, SIG PREFER, OFFL CAM

ACCT: 9999 9999 1000 6789 NM1: DAVID SAMPLE

**MAGSTRIPE CARD **

SEQ: 000372 NM2:

ADR: 456 DEMO STREET

CSZ: CITYVILLE CA 99999-0000 NUMBER OF CARDS: 01

EXP: 09/17

*** T O T A L S ***

TOTAL NUMBER OF NEW CARDS CREATED 00000003 TOTAL NUMBER OF ERRORS: 000000


10/2/19 89

ERROR FIELD Which error (if any) has occurred Account # invalid File type invalid Account not on database Inconsistent xref Date conversion error Pin problem (offset) Pin problem (encrypting) No xref found Reason code present Account not open

FIELDS

ACCT Account number NM1 Primary name on account E1 Primary name encoded NM2 Secondary name on account E2 Secondary name encoded ADR Address on account C/S City / state on account ZIP Zip code on account NUMBER OF CARDS EXP PSN CC

Number of cards generated Expiration date for the card PAN Sequence Number – the physical card sequence number that is incremented at the time of card reissue (applies to EMV cards only) Card Configuration – stipulates how the card will be used for transaction authorizations (applies to EMV cards only)

CARDS CREATED Number of cards created for that institution ACCOUNTS

Number of accounts processed for that institution

EMV/Chip cards will be flagged with ** EMV CARD ** Magnetic strip-only cards (NON EMV) will be flagged with ** MAGSTRIPE CARD**


10/2/19 90

CD-099: DAILY NON-MONETARY AUDIT REPORT

CONTENTS

All posted and unposted non-monetary transactions and new accounts opened. (regardless of how they were opened- i.e. iQ or Card Extracts)

PURPOSE To show all errors, changes, and new accounts for Visa

® /Mastercard

® /Discover

® cards.

** This report should be checked daily for rejected Debit Cards.

RUN FREQUENCY Daily SAMPLE REPORT

*** In the NEW ACCOUNTS SECTION, the CK ACCT field will report the first 10 digits of the account number. If an account number is longer than 10 digits only the first 10 digits will be displayed.

FIELD NAME FIELD DESCRIPTION SECTION 1 - ERRORS **Any cards appearing in the Error section of this report will not be created ACCOUNT NUMBER 16 digits account number DESCRIPTION Brief summary of change that was to be made. ERROR REASON Brief description of why the transaction rejected.

CD-099 DAILY NON-MONETARY AUDIT REPORT RUN DATE: 11/03/18 PAGE: 0001

NATIONAL BANK OF TEST

** ERRORS **

ACCOUNT NUMBER DESCRIPTION ERROR REASON NEW FIELD

------------------- -------------------------- -------------------------- --------------------------

------------------------ TOTALS ------------------------

TOTAL NON MONETARY TRANSACTIONS - UNPOSTED 0

TOTAL NUMBER OF ACCOUNTS - UNPOSTED 0

** CHANGES **

ACCOUNT NUMBER DESCRIPTION OLD FIELD / WARNING MSG NEW FIELD

------------------- -------------------------- -------------------------- --------------------------

1111 2222 3333 4444 CHNG DATE OF BIRTH 0445 0446

2222 3333 4444 5555 CHNG TELEPHONE NUMBER 5559990000 5559990001

------------------------ TOTALS ------------------------

TOTAL NUMBER OF WARNINGS WRITTEN 0

TOTAL ACCOUNTS WITH WARNINGS 0

TOTAL NON MONETARY TRANSACTIONS - POSTED 2

TOTAL NUMBER OF ACCOUNTS - POSTED 2

** NEW ACCOUNTS **

OPEN EXP BIRTH PHONE APPR SAL EMP NUM APPL RWD

ACCOUNT NUMBER NAME/ADDRESS/CK ACCT # DATE DATE DATE NUMBER SS NUM EMP CD RELATION FLG CDS SRCE IND

------------------- -------------------------- ---- ---- ----- ------------ --------- ------ --- -------- --- --- ---- ---

9999 9999 1111 0000 JOHN SMITH 1118 1121 513-555-5555 099999 F 001 99999 N

-CK ACCT:00422877

------------------------ TOTALS ------------------------

TOTAL NEW ACCOUNTS 1


10/2/19 91

NEW FIELD Information that was to be put on the master file, but was rejected. SECTION TOTALS TOTAL NON-MONETARY TRANSACTIONS - UNPOSTED

Number of transactions which rejected.

TOTAL NUMBER OF ACCOUNTS - UNPOSTED

Number of accounts for which transactions were rejected.

SECTION 2 - CHANGES **Any cards appearing in the Changes section of this report will be created, even if they contain a warning message ACCOUNT NUMBER 16 digit account number. DESCRIPTION Brief summary of change made. OLD FIELD/WARNING MSG

Information on the master file before the transaction posted, or a warning message indicating an unusual situation. In the event of a warning, the change will still post to the master file.

NEW FIELD Information on the master file after the transaction posted. WARNING INDICATOR "**WARNING**" indicating that the transaction listed is a warning. SECTION TOTALS TOTAL NUMBER OF WARNINGS

Number of warning messages written.

TOTAL ACCOUNTS WITH WARNINGS

Number of accounts listed with warning messages.

TOTAL NON-MONETARY TRANSACTIONS - POSTED

Number of changes posted.

TOTAL NUMBER OF ACCOUNTS - POSTED

Number of accounts for which changes were posted.

SECTION 3 - NEW ACCOUNTS ACCOUNT NUMBER 16 digit account number NAME/ADDRESS/CK ACCT #

Name of primary customer followed by name of secondary customer, if there is one, followed by the customer address. The last line shows the checking account that is connected to the debit card.

OPEN DATE Date the card was opened (in MMYY format) EXP DATE Date the card will expire (in MMYY format) BIRTH DATE Date of birth of the customer (in MMYY format) (if entered by the institution). PHONE NUMBER Area code and telephone number of the customer (if entered by the institution).


10/2/19 92

SS NUM The customer's social security number (if entered by the institution).

APPR EMP The 6 digit employee number of the employee who opened/approved the account (if entered

by the institution). SAL CD Code indicating primary cardholder type (if entered by the institution):

C Company F Female M Male U Unspecified

RELATION Customer relationship (if entered by the institution). EMP FLG Flag indicating if the customer is an employee (if entered by the institution). NUM CDS Number of cards for the account. APPL SRCE 4 digit application source ID (if entered by the institution). RWD IND Mastercard Rewards/Visa Extras code Mastercard Rewards Codes 001 Good Standing 002 New 003 Cancelled 004 On Hold 005 TBD Visa Extras Codes

000 Eligible 005 Inconclusive 001 Pending 006 Inactive 002 Activated 007 Opt-Out 003 Enrolled 008 Issuer Denied 004 Failed 009 Enrolled Failed The codes shown in bold are codes that can be entered via iQ. The remaining codes can be

sent from Visa to FIS via the Daily Incremental Enrollment File. SECTION TOTALS TOTAL NEW ACCOUNTS

Number of new accounts opened.

TOTAL NEW PLASTICS Number of new plastics to be created


10/2/19 93

ATM REPORTS


10/2/19 94

EFT070R01: TERMINAL OWNER TRANSACTION DETAIL REPORT

CONTENTS Detail and totals of all transactions (including EMV specific details) occurring at an institution's terminals for that network business day

PURPOSE To provide a list of all transactions and totals by terminal for a business

day which will assist with daily balancing or problem resolution RUN FREQUENCY Daily SAMPLE REPORT

FIELD NAME FIELD DESCRIPTION TERMINAL TYPE TERMINAL DATE Date assigned to the transaction

Indicates whether or not the terminal is EMV capable (EMV or NON-EMV) Date assigned to the transaction

TERMINAL TIME Time assigned to the transaction

SEQ # Sequence Number assigned to the transaction INST Card-Owning Institution (acronym)

CARDHOLDER NO Card Number Card Number TC Transaction Code DEBIT FROM ACCOUNT NO

Account Code and Account Number of account to receive debit

AMOUNT Dollar amount of the transaction


10/2/19 95

IMG CASH / IMG CHECK Represents and imaged cash or check deposit, if the ATM is set up for ATM Deposit Automation

CREDIT TO ACCOUNT NO

Account Code and Account Number of account to receive credit

AMOUNT Dollar amount involved in the transaction MRH NO/ Transaction-dependent information MISC INFO - Seven-digit Merchant Number (shown if Merchant Bill Payment

Transaction) - "SC" followed by a surcharge amount (shown if transaction was surcharged)

SI Standin Indicator (S indicates the Switch had to stand in to

authorize the transaction because the Back-End Processor was down)

SS Social Security Access Indicator (# indicates the account was

accessed via Social Security Number (phone only), a blank indicates the card number was used)

EC (EMV Chip Tran) FB (Fallback)

Indicates whether or not a transaction was an EMV transaction (Y/N) Indicates whether a mag stripe transaction was done by a chip card at a chip terminal Y = Transaction was processed as mag stripe N = Transaction was processed as EMV


10/2/19 96

NC (Notice) Message pertaining to the status of the transaction. If the transaction is a Special

Transaction (SP), the type appears here either as a 2 character value or a short

description of the Special Transaction function.

Code (2 byte value) Description (8 byte value)

AR ACCT REQ

AT AUTO TR

BR BP RVRSL

CC CHK CASH

CL CANCEL

DC DEP CLR

DT DE-TOKEN

FO FORCEOPN

FW FORWARD

LT LAST TRN

MI MRH INQ

ML MRH LIST

MS MINI STM

MT MRH TOTL

NA NOT AUTH

NP NO PIN

O1 OPTION01

O2 OPTION02

O3 OPTION03

O4 OPTION04

O5 OPTION05

O6 OPTION06

PC PIN CHNG

PN PRE-NOTE

PX PIN XLAT

RB RDS-BOTH

RF RDS-FROM

RN RETAIN

RP RDS-PRE

RS RSETTLED

RT RDS-TO

RV REVERSAL

SC STR CTTL

SM STOP PYM

SP STR PTTL

SS STR SETL

ST SETTLED

TP TRM PTTL

TQ TOKEN RQ

TR TRANRVSL

UN UNKNOWN

WF WIC FILE

XR XCH RATE


10/2/19 97

FORCEOPN Transaction initiated by FIS to bring up an ATM left in normal maintenance (i.e. logged off). A FORCEOPN will be initiated when the ATM is left in normal maintenance (logged off, not supervisor mode) and 3 sequential denials occur because of this issue. FIS will send a FORCEOPN request and bring the ATM up. The report will list the 3 denials, the FORCEOPN and then a successful 4th transaction (assuming no other unrelated denials occur). Both the FORCEOPN and the 4th transaction will have the same time stamp and sequence #.

ACCT REQ Account Number request ADDCASH1 Maintenance transaction for an ATM

- Add currency to cassette #1 ADDCASH2 Maintenance transaction for an ATM



- Add currency to cassette #4 ATM STAT Maintenance transaction - Give current cash/deposit totals (Note 1) CANCEL Transaction was cancelled by the Intercept; if cancelled due to a problem, the Denial

Code will give the reason CORRECT1 Maintenance transaction for an ATM performed remotely via Menu ATM

- Add/Subtract currency/ items to cassette #1 CORRECT2 Maintenance transaction for an ATM performed remotely via Menu ATM



- Add/Subtract currency/ items to cassette #4 CUTOFF Gives device totals for business day (Note 1) LAST TRN Last transaction for an account LOGOFF Maintenance transaction for an ATM

- ATM logged off for normal maintenance (i.e. balancing) MRH INQ Last transaction for a Merchant Number MRH TOTL Merchant inquiry - Total amount of bill payments for this phone call OPTION01 Special corporate inquiry function #1 OPTION02 Special corporate inquiry function #2 OPTION03 Special corporate inquiry function #3 OPTION04 Special corporate inquiry function #4 OPTION05 Special corporate inquiry function #5


10/2/19 98

OPTION06 Special corporate inquiry function #6 POS TOTL Maintenance transaction for a POS device to give transaction totals RLOG OFF

Maintenance transaction for an ATM performed remotely via Menu ATM - ATM logged off for normal maintenance (i.e. balancing)

RSETTLED ATM was settled remotely via Menu ATM RSIGNON1 Maintenance transaction for an ATM performed remotely via Menu ATM - Sign-on

currency/ item for cassette #1 RSIGNON2 Maintenance transaction for an ATM performed remotely via Menu ATM- Sign-on

currency/ item for cassette #2 RSIGNON3 Maintenance transaction for an ATM performed remotely via Menu ATM - Sign-on

currency/ item for cassette #3 RSIGNON4 Maintenance transaction for an ATM performed remotely via Menu ATM - Sign-on

currency/ item for cassette #4 RESET M Maintenance transaction for a POS device to reset maximum/minimum transaction

amounts RETAIN Card was retained by the ATM during this transaction REVERSAL Bill payment reversal SIGN ON1 Maintenance transaction for an ATM

- Set the count/amount in cassette #1 SIGN ON2 Maintenance transaction for an ATM



- Set the count/amount in cassette #4 SPECIAL SETTLED ATM was settled via a Maintenance Card STATUS NO AUTH Transaction was not authorized by Processor (see Denial Code for reason) STOP PYM Transaction to stop payment on a previously authorized bill payment STR SETL Maintenance transaction for POS - Store settlement STR CTTL Maintenance transaction for POS - Store current total STR PTTL Maintenance transaction for POS - Store previous day total TELLER Transaction performed via the Interactive/Video Teller feature at the ATM, if applicable TRANRVSL Transaction to reverse a previously authorized transaction, but was unable to locate the

original transaction TRM PTTL Maintenance transaction for POS - Terminal previous day total


10/2/19 99

DC

Transaction Denial Code Number

ADDITIONAL HEADING If currency dispensed was other than U.S. Dollars, an additional line will appear

displaying the following information: CURRENCY AMOUNT Amount dispensed in local currency of the device CURRENCY TYPE Type of currency dispensed EXCHANGE RATE The default currency exchange rate is from the local currency of the device to U.S.

dollars at the time of the transaction. However, there is an option for reporting the exchange rate from U.S. dollars to the local currency of the device at the time of the transaction.

For ATM devices, the Signon, Add Cash, Logoff, Status Transactions, and at cutoff time, the following totals are displayed:

CASSETTES MEDIA Type of item contained in cassette, i.e cash, stamps, coupons etc. CURRENCY Currency of items contained in the cassette DENOMINATION Denomination of items contained in the cassette SIGN ON TOTALS Number of items when cassette signed on Currency amount when cassette signed

on CURRENT TOTALS Number of items in cassette at current time Currency amount in cassette at current

time DISPENSED TOTALS Number of items dispensed since Signon Currency amount dispensed since

Signon DEPOSITORY # RETAINS Number of retained cards ONUS DEPOSITORY Number and amount (dollars) of deposits/payments taken by ATM for on-us

customers OTHER DEPOSITORY Number and amount (dollars) of deposits/payments taken by ATM for non on-us

customers TOTAL DEPOSITORY Total number and amount (dollars) of deposits/payments taken by ATM OTHER DEPOSITORY Number and amount (dollars) of deposits/payments taken by ATM for non on-us

customers

For POS devices, the Signon, Status, Reset Totals, Reset Max/min transactions and at Cutoff Time, the following totals are displayed:

POS DEBIT Total amount of POS debits since Signon or Reset Totals POS DEBIT COUNT Total number of POS debits since Signon or Reset Totals POS CREDIT Total amount of POS credits since Signon or Reset Totals POS CREDIT COUNT Total number of POS credits since Signon or Reset Totals


10/2/19 100

TERMINAL OWNER DETAIL TOTALS TERMINAL NUMBER Number assigned to the ATM TRANSACTION TYPE Types of transactions performed at the ATM (non-elec transactions are those

performed by cardholders whose settlement is not done through FIS) ON - ACRO Total number and dollar amount for on-us transactions (cardholder & ATM owner

are the same institution)

ON - OTHERS Total number and dollar amount for on others transactions (cardholder & ATM

owner are not the same institution) TOTAL Total number and dollar amount for both on-us and on-other transactions BYPASS MAINTENANCE Transaction totals between Network Cutoff Time and Logoff (maintenance)

transactions SUMMARY TOTALS Aids the balancing of the daily ATM Summary Reports to the Logoff Receipt for

(This section of the report is optional) those ATMs not on forced maintenance - totals are from one Signon maintenance transaction to the next Signon

CUTOFF INTERVAL The time from one ATM Signon transaction (via maintenance card) to the next

ATM Signon transaction; the beginning and ending Network Cutoff Times are included with the Signon transactions.

TRANSACTION TYPE Transaction Type (Cash Withdrawals, Deposits, Payment-Enclosed,

Payment-From only, Teller (for ITM/VTM transactions at the ATM), etc. ON - ACRO Total number and dollar amount for on-us transactions (Cardholder & ATM Owner

are the same institution) ON - OTHERS Total number and dollar amount for on others transactions (Cardholder & ATM

Owner are not the same institution) TOTAL Total number and dollar amount for both on-us and on-other transactions


10/2/19 101

EFT070R03: TERMINAL OWNER SUMMARY TOTALS REPORT

CONTENTS Total activity at an institution's ATMs including on-us and foreign transactions PURPOSE To provide totals of all on-us and on-others cardholder activity by Transaction Type for all

ATMs owned by an institution and optionally provide transaction totals RUN FREQUENCY Daily SPECIAL INFORMATION

If receiving reports via iQ, this report will appear in the download of the EFT070R01 as the last page.

SAMPLE REPORT

FIELD NAME FIELD DESCRIPTION TERMINAL NUMBER Number assigned to the ATM, plus "ALL TERMINALS" totals section TRANSACTION TYPE Types of transactions performed at the ATM (non-elec transactions

are those performed by cardholders whose settlement is not done through FIS)

EFT070R03 17.07.13APR 30, 1999 TERMINAL OWNER SUMMARY TOTALS EFF DATE 05/30/99 RUN DATE 05/30/99 PAGE 1

TERMINAL OWNER: ACRO

TERMINAL NUMBER TRANSACTION TYPE ON - ACRO ON - OTHERS TOTAL

NO AMOUNT NO AMOUNT NO AMOUNT

00000000000503A LOCATION: 400 MAIN ST FT. MITCHELL KY

CASH DISPENSED 3 200.00 9 600.00 12 800.00

INQUIRIES 0 .00 3 .00 3 .00

ELEC DEPOSITS 0 .00 1 20.00 1 20.00

OTHER TRANS 0 .00 0 .00 0 .00

OTHER REJECTS 0 .00 0 .00 0 .00

SURCHARGE TOTALS 0 .00 2 2.00 2 2.00

TOTALS 5 202.00 13 620.00 18 822.00

BYPASS MAINTENANCE SUMMARY TOTALS

CUTOFF INTERVAL 14:00:00-10:26:22

CASH WITHDRAWALS 0 .00 3 360.00 3 360.00

DEPOSITS 0 .00 0 .00 0 .00

PAYMENT ENCLOSED 0 .00 0 .00 0 .00

PAYMENT FROM 0 .00 0 .00 0 .00


CASH WITHDRAWALS 3 200.00 6 240.00 9 440.00

DEPOSITS 0 .00 1 20.00 1 20.00


PAYMENT FROM 0 .00 0 .00 0 .00

00000000000503B LOCATION: 369 FOURTH STREET WALTON KY

CASH DISPENSED 14 490.00 57 1,800.00 71 2,290.00

TRANSFERS 0 .00 1 670.00 1 670.00

DEPOSITS 1 10.00 2 895.00 3 905.00

INQUIRIES 0 .00 0 .00 0 .00

OTHER TRANS 0 .00 0 .00 0 .00

CARDS RETAINED 0 .00 0 .00 0 .00

OTHER REJECTS 0 .00 0 .00 0 .00

TOTALS 29 500.00 60 3,365.00 102 3,865.00



CASH WITHDRAWALS 14 490.00 57 1,800.00 71 2,290.00

DEPOSITS 1 10.00 2 895.00 3 905.00


PAYMENT FROM 0 .00 0 .00 0 .00

ALL TERMINALS CASH DISPENSED 17 690.00 64 2,400.00 83 3,090.00

TRANSFERS 0 .00 1 870.00 1 670.00

DEPOSITS 1 10.00 3 915.00 4 925.00

INQUIRIES 4 .00 7 .00 11 .00

OTHER TRANS 0 .00 0 .00 0 .00


OTHER REJECTS 0 .00 0 .00 0 .00


TOTALS 24 702.00 75 3,985.00 101 4,687.00

EFT070R03 17.07.13APR 30, 1999 TERMINAL OWNER SUMMARY TOTALS EFF DATE 05/30/99 RUN DATE 05/30/99 PAGE 1

TERMINAL OWNER: ACRO

TERMINAL NUMBER TRANSACTION TYPE ON - ACRO ON - OTHERS TOTAL

NO AMOUNT NO AMOUNT NO AMOUNT

00000000000503A LOCATION: 400 MAIN ST FT. MITCHELL KY

CASH DISPENSED 3 200.00 9 600.00 12 800.00

INQUIRIES 0 .00 3 .00 3 .00

ELEC DEPOSITS 0 .00 1 20.00 1 20.00

OTHER TRANS 0 .00 0 .00 0 .00

OTHER REJECTS 0 .00 0 .00 0 .00


TOTALS 5 202.00 13 620.00 18 822.00



CASH WITHDRAWALS 0 .00 3 360.00 3 360.00

DEPOSITS 0 .00 0 .00 0 .00


PAYMENT FROM 0 .00 0 .00 0 .00


CASH WITHDRAWALS 3 200.00 6 240.00 9 440.00

DEPOSITS 0 .00 1 20.00 1 20.00


PAYMENT FROM 0 .00 0 .00 0 .00

00000000000503B LOCATION: 369 FOURTH STREET WALTON KY

CASH DISPENSED 14 490.00 57 1,800.00 71 2,290.00

TRANSFERS 0 .00 1 670.00 1 670.00

DEPOSITS 1 10.00 2 895.00 3 905.00

INQUIRIES 0 .00 0 .00 0 .00

OTHER TRANS 0 .00 0 .00 0 .00


OTHER REJECTS 0 .00 0 .00 0 .00

TOTALS 29 500.00 60 3,365.00 102 3,865.00



CASH WITHDRAWALS 14 490.00 57 1,800.00 71 2,290.00

DEPOSITS 1 10.00 2 895.00 3 905.00


PAYMENT FROM 0 .00 0 .00 0 .00

ALL TERMINALS CASH DISPENSED 17 690.00 64 2,400.00 83 3,090.00

TRANSFERS 0 .00 1 870.00 1 670.00

DEPOSITS 1 10.00 3 915.00 4 925.00

INQUIRIES 4 .00 7 .00 11 .00

OTHER TRANS 0 .00 0 .00 0 .00


OTHER REJECTS 0 .00 0 .00 0 .00


TOTALS 24 702.00 75 3,985.00 101 4,687.00


10/2/19 102

ON - ACRO Total number and dollar amount for on-us transactions (Cardholder & ATM Owner are the same institution)

ON - OTHERS Total number and dollar amount for on-others transactions

(Cardholder & ATM Owner are not the same institution) TOTAL Total number and dollar amount for both on-us and on-other

transactions BYPASS MAINTENANCE SUMMARY TOTALS (This section is optional)

Transaction totals between Network Cutoff Time and Logoff (maintenance) transactions; aids the balancing of the daily ATM Summary Reports to the Logoff Receipt for those ATMs not on forced maintenance - totals are from one Sign-on maintenance transaction to the next Sign-on

CUTOFF INTERVAL The time from one ATM Signon transaction (via Maintenance Card) to

the next ATM Signon transaction; The beginning and ending Network Cutoff Times are included with the Signon transactions

TRANSACTION TYPE Transaction Type (Cash Withdrawals, Deposits, Payment Enclosed,

Payment From only, Teller (for ITM/VTM transactions at the ATM), etc. ON - ACRO Total number and dollar amount for on-us transactions (Cardholder &

ATM Owner are the same institution) ON - OTHERS Total number and dollar amount for on-others transactions

(Cardholder & ATM Owner are not the same institution) TOTAL Total number and dollar amount for both on-us and on-other

transactions


10/2/19 103

EF#VCD05 / EFCSHDSP01: ATM CASH DISPENSED SUMMARY REPORT

CONTENTS Add Cash totals, Cash and Non-Cash Dispensed totals and Current Cash and Non-Cash remaining totals by ATM for a given business day (cutoff to cutoff). For institutions that have Interactive/Video Teller Machines (ITM/VTM), the EFCSHDSP01 has an additional column, named Teller Dispensed, to break out the dispense totals that were initiated by the teller feature of the terminal.

PURPOSE To provide a summary of all cash and non-cash media transactions and balances by terminal

for a business day (cutoff to cutoff), which will assist with the daily management of all terminals.

RUN FREQUENCY Daily (business days only) SAMPLE REPORT EF#VCD05:

EFCSHDSP01:

FIELD NAME FIELD DESCRIPTION TERMINAL NUMBER Identification code assigned to the terminal # CASH WD TRAN Total number of completed cash withdrawal transactions performed at this terminal CASH / ATM DISPENSED Total dollar amount of cash dispensed by this terminal TELLER DISPENSED Total dollar amount of cash dispensed via the teller feature by this terminal *on

the EFCSHDSP01 version ADDED CASH Total dollar amount of cash added and/or signed on to this terminal CURRENT CASH Current cash balance of this terminal NON-CASH MEDIA Type of Non-Cash Media dispensed by this terminal (i.e., stamps)

EFCSHDSP01 EFF DATE: 01/23/18 ATM DISPENSED SUMMARY

TERMINAL OWNER: TEST

TERMINAL # CASH ATM TELLER ADDED CURRENT NON-CASH NON-CASH CURRENT CURRENT

NUMBER WD TRAN DISPENSED DISPENSED CASH CASH MEDIA DISP NON-CASH NON-CASH VAL IND

--------------- ------- ------------ ------------ ------------ ------------ -------- -------- -------- ------------

000000000001A23 2 $140.00 $140.00 $0.00 $38,090.00 NONE 0 0 $0.00 VTM

TEST TOTALS: 2 $140.00 $140.00 $0.00 $38,090.00 NONE 0 0 $0.00

EF#VCD05 EFF DATE: 04/29/05 20:00 Fri, Apr 29, 2005

ATM CASH DISPENSED SUMMARY

-

------------------------------------------------------- TERMINAL OWNER=TEST -------------------------------------------------------

-

TERMINAL # CASH CASH ADDED CURRENT NON-CASH NON-CASH CURRENT CURRENT

NUMBER WD TRAN DISPENSED CASH CASH MEDIA DISPENSED NON-CASH QTY NON-CASH VAL

--------------- ------- ------------- ------------- ------------- -------- ----------- ----------- ------------

000000000002D3B 33 $2,940.00 $0.00 $27,460.00 NONE 0 0 $0.00

000000000002D3C 21 $1,800.00 $0.00 $27,700.00 NONE 0 0 $0.00

000000000002D3D 23 $4,260.00 $0.00 $31,180.00 NONE 0 0 $0.00

000000000002D3E 28 $2,380.00 $0.00 $33,760.00 NONE 0 0 $0.00

000000000002D3F 32 $2,800.00 $0.00 $28,580.00 NONE 0 0 $0.00

000000000002D4A 25 $3,980.00 $0.00 $32,140.00 NONE 0 0 $0.00

000000000002D4B 8 $980.00 $0.00 $17,660.00 NONE 0 0 $0.00

000000000002D40 12 $1,000.00 $29,560.00 $28,560.00 NONE 0 0 $0.00

000000000002D42 0 $0.00 $0.00 $51,300.00 NONE 0 0 $0.00

000000000002D43 13 $2,400.00 $0.00 $33,260.00 NONE 0 0 $0.00

000000000002D44 23 $4,140.00 $0.00 $62,120.00 NONE 0 0 $0.00

000000000002D45 27 $4,160.00 $0.00 $31,460.00 NONE 0 0 $0.00

000000000002D46 19 $1,740.00 $0.00 $33,080.00 NONE 0 0 $0.00

000000000002D49 22 $3,320.00 $0.00 $34,980.00 NONE 0 0 $0.00

TEST TOTALS: 286 $35,900.00 $29,560.00 $473,240.00 0 0 $0.00


10/2/19 104

NON-CASH DISPENSED Current Non-Cash items dispensed by this terminal CURRENT NON-CASH QTY Current non-cash balance for this terminal (quantity)

CURRENT NON-CASH VAL Current non-cash balance for this terminal (dollar amount) IND VTM indicates that this terminal has the Interactive/Video Teller feature activated.


10/2/19 105

EFT085R02: TERMINAL OWNER DEPOSIT REPORT

CONTENTS A detailed list of deposit transactions grouped by Terminal Number and sorted by Transaction Timestamp in ascending order Total deposits for all terminals displayed at the end of the report

PURPOSE To provide information about all deposits made at an institution's ATMs for that network business day

RUN FREQUENCY Daily SAMPLE REPORT Per Terminal:

All Terminals:

FIELD NAME FIELD DESCRIPTION INTR ATM-Owning Institution Acronym DATE Transaction date (MMDD) TIME Transaction time (HHMMSS) SEQ Last four digits of the Sequence Number assigned by the ATM

1EFT085R03 03/23/1802.13.08 TERMINAL DEPOSIT REPORT EFF DATE 03/23/18 RUN DATE 03/23/18 PAGE 1

0INSTITUTION: TEST TEST NATIONAL BANK

TERMINAL 00000000000C20A 650 MAIN ST

ANYWHERE OH

INTR DATE TIME SEQ CARDHOLDER NO TC ACCT ACCOUNT NO AMOUNT CARDHOLDER NAME CHDR/PRCR SETTLE TERM CUTOFF

CDE DATE DATE

TEST 0320 162700 0261 9999988888877777 TD SV1 00000396170001 344.00 C LORI MILLER TEST/TEST 03/21/18 03/21/18

TEST 0321 105402 0276 4444555576666777 DE CK1 00000610530030 25.92 C IRENE S SMITH TEST/TEST 03/21/18 03/21/18

ATM:

TOTAL CASH 0.00

TOTAL CHECK 25.92

TOTAL ENVELOPE 0.00

TELLER:

TOTAL CASH 0.00

TOTAL CHECK 344.00

TOTAL:

TOTAL CASH 0.00

TOTAL CHECK 369.92

TOTAL ENVELOPE 0.00

TOTAL DEPOSITS 369.92

1EFT085R03 03/23/1802.13.08 TERMINAL DEPOSIT REPORT EFF DATE 03/23/18 RUN DATE 03/23/18 PAGE 9

0INSTITUTION: TEST TEST NATIONAL BANK

TERMINAL ALL

ATM:

TOTAL CASH 0.00

TOTAL CHECK 8,703.89

TOTAL ENVELOPE 0.00

TELLER:

TOTAL CASH 0.00

TOTAL CHECK 493.13

TOTAL:

TOTAL CASH 0.00

TOTAL CHECK 9,197.02

TOTAL ENVELOPE 0.00

TOTAL DEPOSITS 9,197.02


10/2/19 106

CARDHOLDER NO Card Number TC (Transaction Code)

Describing the type of transaction performed at the terminal (see appendix A for Transaction Code detail).

ACCT CDE Account Type affected by the deposit ACCOUNT NO Account Number affected by the deposit AMOUNT Dollar amount of the deposit as keyed by the customer CARDHOLDER-NAME Cardholder name or blanks CHDR Cardholder Institution Acronym PRCR Processor Acronym SETTLE DATE Date the deposit is settled TERM CUTOFF DATE Terminal Cutoff Date TOTALS SECTIONS ATM Total dollar amount of deposits completed at the ATM that were routed to FIS for authorization TELLER Total dollar amount of deposits initiated and completed by the teller feature on the ATM TOTALS Total deposit dollar amount for each terminal (or all terminals at the end of the report)


10/2/19 107

EFTRMSUS01: TERMINAL OWNER SUSPENSE TOTALS

CONTENTS Suspense amount from previous day, cutoff to cutoff totals, current suspense, and settled amount for each terminal and overall amounts for an institution.

PURPOSE To track the current and prior day’s suspense at each terminal and verify the balancing

ticket amount written for each ATM. RUN FREQUENCY Daily SAMPLE REPORT

FIELD NAME

FIELD DESCRIPTION

TERMINAL OWNER

Institution Acronym

TERMINAL NUMBER

ATM Number

TRANSACTION TYPE

Cash Withdrawal or Deposits

LOCATION Location of ATM PRIOR SUSPENSE AMOUNT

Suspense amount from prior day (obtained from Current Suspense Amount field on previous day’s Terminal Owner Suspense Report)

EFTRMSUS01 TERMINAL OWNER SUSPENSE TOTALS EFF DATE: 04/29/05 RUN DATE: 04/29/05 PAGE: 1

TERMINAL OWNER: TEST

TERMINAL NUMBER TRANSACTION TYPE PRIOR SUSPENSE NETWORK CURRENT SUSPENSE TOTAL SETTLED

AMOUNT TOTALS AMOUNT AMOUNT

C2G248DN LOCATION: COOP HOOK HOOK

00000000000E100 LOCATION: 123 MARKET ST ELIZABETHTOWN PA

CASH WITHDRAWALS 200.00 7,420.00 0.00 7,620.00

DEPOSITS 0.00 3,607.06 0.00 3,607.06

00000000000E101 LOCATION: 333 READING RD EPHRATA PA


DEPOSITS 0.00 18.18 0.00 18.18

00000000000E102 LOCATION: 4444 WABASH ST EPHRATA PA

CASH WITHDRAWALS 3,560.00 725.00 680.00 3,605.00

00000000000E103 LOCATION: 1234 INDUSTRY PIKE LANCASTER PA

CASH WITHDRAWALS 2,060.00 11,900.00 1,000.00 12,960.00

DEPOSITS 2,342.15 1,633.93 0.00 3,976.08

00000000000E105 LOCATION: 7777 OREGON TRACE LANCASTER PA


DEPOSITS 0.00 3,952.34 0.00 3,952.34

.

.

.

00000000000F998 LOCATION: 55 BILLINGS ROAD CHELMSFORD MA


DEPOSITS 0.00 7,955.60 0.00 7,955.60

00000000000F999 LOCATION: 55 BILLINGS ROAD CHELMSFORD PA


DEPOSITS 0.00 24,116.50 0.00 24,116.50

00003532 LOCATION: 8TH TEXACO SANTO DOMINGO

157 LOCATION: PANAMA/ CAPIRA 157 PANAMA PA

ALL TERMINALS LOCATION:

CASH WITHDRAWALS 3,039,210.00 10,120,895.00 3,950,695.00 9,209,410.00

DEPOSITS 1,552,906.36 9,482,880.35 2,059,894.76 8,975,891.95


10/2/19 108

NETWORK TOTALS

Amount of cash dispensed and deposits taken from cutoff to cutoff (obtained from Cash Dispensed and Electronic Deposits fields on current day’s Terminal Owner Detail Totals Report)

CURRENT SUSPENSE AMOUNT

Cash dispensed and deposits received that have not been balanced off the ATM (obtained from Dispensed Totals and Total Depository amounts in starred Cutoff box on current day’s Terminal Owner Transaction Detail Report)

TOTAL SETTLED AMOUNT

Ticket Amount that should have been written for a terminal on a given day (the sum of the Prior Suspense and Network Totals, less the Current Suspense Amount)

ALL TERMINALS Summary totals for all ATMs on a daily basis


10/2/19 109

EFEJUPRT01: EJ UPLOAD DAILY ACTIVITY

CONTENTS Detail of all ATM Journal transactions by terminal (if using the EJ Upload Product) from 1am ET to 1am ET, Monday through Friday.

PURPOSE To provide a list of all Electronic Journal transactions for research purposes.

RUN FREQUENCY

Daily (Business Days)

SAMPLE REPORT


TERMINAL NO Number assigned to the ATM

TERMINAL DATE TIME

Date and Time the transaction occurred

SEQ # Sequence Number assigned to the transaction at the ATM

CARDHOLDER NO Card Number

TC Transaction Code (See Appendix A)

DEBIT FROM ACCOUNT NO

Account Code and Account Number of account to receive debit


CREDIT TO ACCOUNT NO

Account Code and Account Number of account to receive credit

AMOUNT Dollar amount of the transaction recorded on the Electronic Journal

RESPONSE CODE Transaction Denial Code

I I – Represents a transaction which was incomplete and will be notated with an * in the column.

CS ‘C’ Cancelled transaction ‘S’ Stand In transaction

EFEJUPRTR01 TEST EJ UPLOAD ACTIVITY DETAIL - - FROM ATMS EFF DATE: 04/29/05 PAGE 1

TERMINAL NO: 0000002D3B TEST NATIONAL BANK

_______________________

- TERMINAL -- SEQ

DATE TIME NO I -- CARDHOLDER NO -- I MEM I - TC -------------- ACCOUNT NUMBER ------- AMOUNT - I CS RSP 0429 043744 3550 1234560660034424 IN FR CK .00 000

0429 043850 3551 1234560660034424 CW DR FR CK 22.00 000

0429 045917 3552 9876540000391388 CW DR FR CK 102.00 000

0429 052045 3553 9876540011046546 CW DR FR CK 102.00 000

0429 062014 3554 2345670656731721 CW DR FR CK 62.00 000

0429 063011 3555 0123456005142852 CW DR FR CK 62.00 000

0429 070126 3556 9999991005718479 CW DR FR SV 22.00 000

0429 082436 3557 3344556453397198 CW DR FR CC 42.00 000

0429 100647 3558 2345689001064717 CW DR FR SV 402.00* 083

0429 100745 3559 1234567001064717 CW DR FR ?? .00* 081

0429 100847 3560 1234567001064717 CW DR FR SV 382.00* 083

0429 101021 3561 1234567001064717 CW DR FR SV 42.00* 083

0429 121641 3562 2345678000030881 CW DR FR CK 62.00 000

0429 133613 3563 9999990314376062 CW DR FR CK 14209950508 62.00 000 0429 141754 3564 1212123286159019 CW DR FR CK 102.00 000

0429 142815 3565 9999990000797448 CW DR FR CK 42.00 000

0429 143907 3566 3548975386159019 CW DR FR CK 102.00 000

0429 152958 3567 9999997788920652 CW DR FR CK 42.00 000

0429 154405 3568 9999995038076809 CW DR FR SV 42.00 000

0429 154723 3569 2424242570055203 CW DR FR CK 42.00 000


10/2/19 110

EFEJUREP01: EJ UPLOAD COMPARE REPORT

CONTENTS Details all transactions where there was a discrepancy between the ATM (Electronic Journal) and the Intercept (Host), and all transactions that were reversed or cancelled. The compare will match transactions Monday through Friday (cutoff to cutoff). Discrepant transactions are listed for 30 days. On Day 1, both sides of the transaction (ATM and Host) will be displayed. For the remainder of the 30 days, only the side of the transaction with a non-zero dollar amount will be shown.

PURPOSE To provide a list of transaction discrepancies between the ATM (Electronic Journal) and the

Intercept (Host), and assist the financial institution in researching ATM out of balance situations.


FIELD NAME FIELD DESCRIPTION RECORD Where the transaction was reported:

INTC represents the (Host/Intercept) ATM represents the ATM

TERMINAL NO Number assigned to the ATM TRN DATE Date the transaction occurred TRN TIME Time the transaction occurred CARD Card Number EFF Date Date the transaction was logged on the compare report

SEQ # Sequence Number assigned to the transaction at the ATM

TC Transaction Code (See Appendix A) INTC AMOUNT Total Settled/Authorized dollar amount of the transaction

EFEJUREP01 EJ HOST COMPARE TRANSACTION DISCREPANCIES 01/16/13 03:23:45 EFF DATE 01/16/13 PAGE 1

TEST - ATM (EJ UPLOAD) AND INTERCEPT (HOST) RECORDS

RECORD TERM # TRN DATE TRN TIME CARD EFF DATE SEQ # TC AMOUNT RES MATCH DESC

ATM 000000000001234 01/15/13 10:55:32 999999******1111 01/15/13 009999 CW 140.00 108 Y <>DSP

ATM 000000000001234 01/15/13 12:25:40 999999******8888 01/16/13 001234 DE 200.00 166 Y <>DSP

INTC 000000000001234 01/15/13 12:25:40 999999******8888 01/15/13 001234 DE 0.00 166 Y <>DSP

ATM 000000000001234 01/15/13 22:18:49 999999******0000 01/16/13 008989 DE 60.00 166 Y <>DSP

INTC 000000000001234 01/15/13 22:18:49 999999******0000 01/16/13 008989 DE 0.00 166 Y <>DSP

ATM 000000000001234 01/15/13 13:20:01 999999******5555 01/16/13 002222 DE 40.00 166 Y <>DSP

INTC 000000000001234 01/15/13 13:20:01 999999******5555 01/16/13 002222 DE 0.00 166 Y <>DSP

ATM 000000000001234 01/07/13 06:54:11 999999******7777 01/08/13 005678 CW 200.00 108 Y <>DSP

ATM 000000000005678 01/09/13 13:33:22 999999******2222 01/09/13 009876 DE 28.00 166 Y <>DSP

ATM 000000000005678 01/09/13 14:59:06 999999******6666 01/09/13 004444 CW 120.00 108 Y <>DSP

ATM 000000000005678 01/09/13 17:43:00 999999******3333 01/09/13 005656 CW 600.00 108 Y <>DSP

INTC 000000000005678 01/10/13 09:24:35 888888******4444 01/10/13 001111 DE 10,000.00 000 Y <> $$

ATM 000000000005678 01/12/13 11:95:54 999999******9999 01/12/13 003434 CW 200.00 108 N <>DSP

ATM 000000000009999 01/04/13 08:29:29 999999******1111 01/05/13 007777 CW 300.00 108 Y <>DSP

ATM 000000000009999 01/15/13 20:49:12 999999******8888 01/15/13 000101 CW 80.00 108 Y <>DSP

INTC 000000000009999 01/15/13 20:49:12 999999******8888 01/16/13 000101 CW 0.00 108 Y <>DSP


10/2/19 111

ATM AMOUNT Total dollar amount the ATM dispensed RESPONSE CODE Transaction Denial Code (See Appendix in the Card Management Section) MATCH Describes if there is record for the transaction at both the ATM and the Intercept

indicated by a (Y – for Yes) or an (N – for No)

DESC DSP = Unequal disposition

$$ = Unequal amount

Lots of records with record type INTC (and no ATM) indicates that the host processed the transaction, but did not receive EJ data from the ATM. Lots of records with record type ATM (and no INTC) indicates that the ATM did send EJ data, but the host did not settle the transaction.


10/2/19 112

VANTAGEX01: TERMINAL PERFORMANCE REPORTS VANTAGE101 – DAILY (PDF) VANTAGE201 – DAILY (TXT) VANTAGE301 – WEEKLY (PDF) VANTAGE401 – WEEKLY (TXT) VANTAGE501 – MONTHLY (PDF) VANTAGE601 – MONTHLY (TXT)

CONTENTS Summary of the percentages of time that each Terminal (ATM) was in service during the reporting period.

PURPOSE This report can assist you in determining whether your Terminal (ATM) network is meeting your service availability goals, and can help isolate problem Terminals (ATMs).

SPECIAL NOTE The TXT version of this report will not include the graphics shown below. RUN FREQUENCY Daily/Weekly/Monthly SAMPLE REPORT


LONGTERMINAL ID This column presents the unique identifier defined for each ATM.

ADDRESS This column presents the street address of the ATM.

IN SERVICE This column presents the percentage of available time that the ATM was in service.

OUT OF SERVICE This column presents the percentage of available time that the ATM was out of service. This is calculated by adding the Hard Fault, Supply Out, Communications, and Host Down columns.

Terminal Performance Detail – Percentages

Institution: Test National Bank

6/29/10 00:00 AM To 6/29/10 11:59 PM

Period: 00:00 - 23:59

Percentages of Downtime

For Institution: Test National Bank

LongTerminal IN OUT OF HARD SUPPLY HOST DAILY

ID ADDRESS SERVICE SERVICE FAULTS OUT COMMS DOWN BALANCE

_________ ___________________________ _______ _______ _______ _______ _______ _______ _________

FCXX1234 123 North Main Street 100.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

FCXX9876 444 Test Avenue 99.86% 0.14% 0.00% 0.00% 0.14% 0.00% 0.00%

FCXX4567 7890 Sample Blvd 74.82% 24.88% 0.00% 0.00% 24.88% 0.00% 0.30%

Mean 66.62% 8.34% 0.00% 0.00% 8.34% 0.00% 0.10%


10/2/19 113

HARD FAULTS This column presents the percentage of available time that the ATM was out of service due to a hard fault.

SUPPLY OUT This column presents the percentage of available time that the ATM was out of service due to being out of supplies.

COMMUNICATIONS This column presents the percentage of available time that the ATM was out of service due to loss of communication with the Host.

HOST DOWN This column presents the percentage of available time that the ATM was out of service due to the Host being inoperative.

DAILY BALANCING This column presents the percentage of available time that the ATM was out of service because of balancing.


10/2/19 114

VANTAGEX02: TICKET HISTORY REPORTS VANTAGE102 – DAILY (PDF) VANTAGE202 – DAILY (TXT) VANTAGE302 – WEEKLY (PDF) VANTAGE402 – WEEKLY (TXT) VANTAGE502 – MONTHLY (PDF) VANTAGE602 – MONTHLY (TXT)

CONTENTS Detailed log of all Tickets that occurred for an institution’s ATMs during the reporting period. For each Ticket there is a tally of the number of times the Ticket was reopened, a start and end time, and the Ticket’s duration. Any dispatches for the Ticket are listed under the individual Ticket information. After the individual Ticket information, a total duration of all of the Tickets is listed. Please note that the daily version of the report will also include the denial codes that were received at the ATM.

PURPOSE This report presents detailed logs of problems that occur for specific ATMs, isolates exceptionally long Tickets and the service teams involved, and identifies Tickets that require special attention due to service team comments or special circumstances.

SPECIAL NOTES The Ticket History Report by default only shows Tickets that start within the

reporting period. It does not show Tickets that began before the reporting period and ended during or after the reporting period. Therefore, special care must be taken when reconciling the Ticket History Report with the Terminal Performance Report. The TXT version of this report will not include the graphics shown below.

RUN FREQUENCY Daily/Weekly/Monthly


10/2/19 115

SAMPLE REPORT


TICKET This field displays a description of the ticket that occurred for the ATM.

START TIME This field presents the start time of the ticket.

END TIME This field presents the end time of the ticket.

DURATION This field presents the duration of the ticket. An asterisk (*) can sometimes appear

beside the value in the duration field of a Ticket. The asterisk is an indication that the Ticket was not severe enough to cause the ATM to be out of service.

Ticket History Report

6/29/10 00:00 To 6/29/10 23:59 Period: 00:00 - 23:59

LongTerm ID: FCXX1234 Institution: Test National Bank

Manufacturer: NCR Model: 5875

Address: 123 Main Street

Status Code Counts

For FCXX1234

________________________________________________________________________________________________________________________________________

Ticket: A currency type is no longer available Start Time: 6/29/10 09:33 End Time: 6/29/10 09:38 Duration: 0:05

Ticket: Supply switch turned on Start Time: 6/29/10 11:49 End Time: 6/29/10 11:52 Duration: 0:03

.

.

.

.

.

.

.

__________________________________________________________________________

Ticket Count Subtotal: 9 Duration Subtotal: 0:28

================================================================================

Ticket Count Grand Total: 9 Duration Grand Total: 0:28


10/2/19 116

VANTAGEX03: STATUS CODE FREQUENCY REPORTS VANTAGE103 (PDF) VANTAGE203 (TXT)

CONTENTS Displays how often each Status Code occurs for your ATMs within a specified time period. In addition, it calculates how much each Status Code contributes to ATM downtime.

PURPOSE This report can assist you in finding repetitive problems occurring for specific ATMs.

SPECIAL NOTES The Status Code Frequency Report only contains Tickets that start within

the selected reporting period. The TXT version of this report will not include the graphics shown below.


Gasper Vantage

Status Code Frequency Report

Status Code Detail by Object

Test National Bank

6/29/10 00:00 To 6/29/10 23:59 Period 00:00 – 23:59

Status Code Frequency

For FCXX1234

Status Code Description Ticket Count Total Time Mean Time

A problem has occurred with the… 1 0:15 0:15

Cardreader–Operation Successful 1 0:01 0:01

A currency type is no longer avail 4 0:10 0:03

Cassette 1 Low on Cash 1 0:01 0:01

Cassette 3 Low on Cash 2 0:01 0:01

________________________________________________________________________________________________

Subtotal 9 0:28 0:03

________________________________________________________________________________________________

TEST Total 9 0:28 0:03

Object: FCXX1234 Status Table: Diebold 912

Address: 123 Main Street


10/2/19 117


OBJECT This column presents the unique identifier (terminal number) defined for each ATM.

STATUS TABLE The emulation of the ATM.

ADDRESS This column presents the street address of the ATM.

STATUS CODE DESCRIPTION This column presents all of the Status Codes that occurred for the ATM.

TICKET COUNT This column presents how many times each of the Status Codes in the previous column occurred for the ATM.

TOTAL TIME This column presents the total duration of all of the Tickets based on each specific Status Code.

MEAN TIME This column presents the average duration of Tickets with the specified Status Code.


10/2/19 118

VANTAGEX09: SERVICE TIME ANALYSIS BY CONTACT VANTAGE109 (PDF) VANTAGE209 (TXT)

CONTENTS Tracks how long it took your ATM contacts to respond to and resolve faults.

PURPOSE This report helps you assess the performance of specific Contacts, determine if branches and/or vendors are responding quickly to service calls.

RUN FREQUENCY Daily

SAMPLE REPORT


CONTACT # OF CALLS

This field identifies the contact person/vendor that received the service call. This field displays the number of calls the specific contact person/vender received.

NOTIFY - ACK The amount of time between the contact being notified of the fault, and the contact acknowledging receipt of the dispatch.

ACK - ARRIVED The amount of time between the contact acknowledging receipt of the dispatch, and arriving at the terminal. (Arrival time is determined by the terminal being placed in supply/maintenance mode.)

ARRIVE - CLEAR The amount of time between the contact arriving at the terminal and the fault being cleared/resolved.

MEAN This section shows the mean (average) values for all the calls received for the institution.

Service Time Analysis by Contact

Start: 6/29/10 12:00:00 AM End: 6/29/10 11:59:00 PM Period: 00:00 – 23:59

__________________________________________________________________________________________________

Contact: Sample ATM Vendor # of Calls: 1

Notify – Ack: 0:00 Ack – Arrived: 0:59 Arrive – Clear: 0:09

__________________________________________________________________________________________________

# of Calls for TEST: 1

TEST Mean


ACRO: TEST


10/2/19 119

VANTAGEX10: SERVICE TIME ANALYSIS BY TERMINAL VANTAGE110 (PDF) VANTAGE210 (TXT)

CONTENTS Tracks the amount of time it took for Contacts to Acknowledge, Arrive at, and Clear faults for each ATM.

PURPOSE This report helps you assess the response time/performance of Contacts for specific ATMs.



TERMINAL ID This column contains the ATM’s Terminal ID.

# OF CALLS This field displays the number of calls received for the specific terminal

(ATM).

NOTIFY - ACK The amount of time between the contact being notified of the fault, and the contact acknowledging receipt of the dispatch.

ACK - ARRIVED The amount of time between the contact acknowledging receipt of the dispatch, and arriving at the terminal. (Arrival time is determined by the terminal being placed in supply/maintenance mode.)

ARRIVE - CLEAR The amount of time between the contact arriving at the terminal and the fault being cleared/resolved.

MEAN This section shows the mean (average) values for all the calls received for the institution.

Service Time Analysis by Object

Start: 6/29/10 12:00:00 AM End: 6/29/10 11:59:00 PM Period: 00:00 – 23:59

__________________________________________________________________________________________________

Terminal ID: FNXX1234 # of Calls: 1


__________________________________________________________________________________________________

# of Calls for TEST: 1

TEST Mean


ACRO: TEST


10/2/19 120

VANTAGEX11: CONTACT USAGE REPORTS VANTAGE111 (PDF) VANTAGE211 (TXT)

CONTENTS Displays the number of dispatches sent to different contact types on an ATM level.

PURPOSE This report can be used to determine how often different contact types are being dispatched to for ATM issues.

SPECIAL NOTES The PDF version of this report will also include a pie chart displaying the

percentage of dispatches per contact type. RUN FREQUENCY Daily SAMPLE REPORT


ID This column presents ATM IDs. ADDRESS This column presents the ATM’s address.

DISPATCHES FOR CONTACT TYPE

These columns present the number of dispatches made for each type of Contact according to the Contact Type descriptions as shown in the report's header.

Gasper Vantage

Contact Usage Report

Contact Type Dispatching Report

TEST

6/29/10 00:00 To 7/6/10 23:59 Period: 00:00 - 23:59

Dispatches per Contact Type

For TEST

Dispatches for Contact Type

ID Address 1 2 3 4 5 Total

______________________________________________________________________________________________

1234 123 Main Street 0 0 0 0 0 0

5678 10 Test Blvd. 4 11 0 0 0 15

9876 14 Sample Lane 0 0 0 0 0 0

______________________________________________________________________________________________

Total 4 11 0 0 0 15

Mean 1.33 3.67 0.00 0.00 0.00 5.00


10/2/19 121

EXCEPTION REPORTS


10/2/19 122

EFADJRPTR08: TRANSACTION ADJUSTMENT RECORD REPORT (TARR)

CONTENTS Summary, Detail and List all of all adjustments (including DEPSI) and PIN-based Fraud Reporting that were keyed involving an institution; includes all information on the original transaction and the adjustment

PURPOSE To provide a log of adjustment history and activity RUN FREQUENCY Daily SAMPLE REPORT

SAMPLE REPORT (OFP)

FIELD NAME FIELD DESCRIPTION ORIGINATED Adjustments originated by the report institution RECEIVED Adjustments received by the report institution NET The net amount of the originated and received adjustments REQUESTS The number and amount of requests which were originated or received by the report

institution PAYMENTS The number and amount of payments which were originated or received by the report

institution NOT CNT The number of notifications which were originated or received by the report institution. SETTLED The adjustment settled today

EFADJPRTR08 TRANSACTION ADJUSTMENT RECORD SUMMARY EFF DATE: 04/26/05 TIME: 20:00:37 PAGE 1

------------- FOR TEST --------------

------- O R I G I N A T E D --------- --------- R E C E I V E D ----------- -------------- N E T ----------------

** REQUESTS ** ** PAYMENTS ** NOT ** REQUESTS ** ** PAYMENTS ** NOT ** REQUESTS ** ** PAYMENTS ** NOT

CNT AMOUNT CNT AMOUNT CNT CNT AMOUNT CNT AMOUNT CNT CNT AMOUNT CNT AMOUNT CNT

--- ----------- --- ----------- --- --- ----------- --- ----------- --- --- ----------- --- ----------- ---

SETTLED 0 0.00 0 0.00 0 1 -102.50 0 0.00 0 1 -102.50 0 0.00 0

DENIED 0 0.00 0 0.00 0 0 0.00 0 0.00 0 0 0.00 0 0.00 0

REMINDERS 0 0.00 0 0.00 0 0 0.00 0 0.00 0 0 0.00 0 0.00 0

NEW/UPDTS 0 0.00 0 0.00 0 0 0.00 0 0.00 0 0 0.00 0 0.00 0

ERRORS 0 0.00 0 0.00 0 0 0.00 0 0.00 0 0 0.00 0 0.00 0

NUMBER OF ADJUSTMENTS SETTLING TODAY: 1 AMOUNT: -102.50

NUMBER OF ADJUSTMENTS OUTSTANDING: 0 AMOUNT: 0.00

******************************************************************************************************

PINLESS TRANSACTION ADUSTMENT RECORD SUMMARY (SEE CD-401 TWO BUSINESS DAYS PRIOR FOR DETAIL)

**** DEBITS **** **** CREDITS *** ****** NET *****

CNT AMT CNT AMT CNT AMT

--- ----- --- ----- --- -----

SETTLED 3 226.60 1 46.90 4 179.70

TOTAL NUMBER OF ADJUSTMENTS SETTLING TODAY: 4 AMOUNT: 179.70

******************************************************************************************************

******************************************************************************************************

MANUAL TRANSACTION ADUSTMENT RECORD SUMMARY



--- ----- --- ----- --- -----

SETTLED 0 0.00 1 466.06 1 466.06


******************************************************************************************************

******************************************************************************************************

PINLESS TRANSACTION ADUSTMENT RECORD SUMMARY (SEE CD-401 TWO BUSINESS DAYS PRIOR FOR DETAIL)



--- ----- --- ----- --- -----

SETTLED 3 226.60 1 46.90 4 179.70


******************************************************************************************************

******************************************************************************************************

MANUAL TRANSACTION ADUSTMENT RECORD SUMMARY



--- ----- --- ----- --- -----

SETTLED 0 0.00 1 466.06 1 466.06


******************************************************************************************************

OFP

Only


10/2/19 123

DENIED The adjustment was denied by the receiver REMINDERS The adjustment is open. No action was taken on the adjustment today. Action will occur

on this adjustment in the future. NEW/UPDTS The adjustment is new today, or was updated by the originator today. ERRORS The adjustment could not be processed and is reported as an error. NUMBER/AMOUNT OF ADJUSTMENTS SETTLING TODAY

The sum of the CNT and AMOUNT fields for the SETTLED line under both REQUESTS and PAYMENTS

NUMBER/AMOUNT OF ADJUSTMENTS OUTSTANDING

The sum of the CNT and AMOUNT columns from the REMINDERS and NEW/UPDT

SAMPLE OF OFP REPORT DETAIL PINLESS TRANSACTION ADJUSTMENT RECORD SUMMARY DEBIT Total Debit amount of Representments CNT The number of pinless debit adjustments received by institution. AMT The dollars amount of pinless debit adjustments received by institution. CREDIT Total Credit amount of Chargebacks CNT The number of pinless credit adjustments received by institution AMT The dollars amount of pinless credit adjustments received by institution. NET Total Dollar amount that will settle to Institutions Chargeback Account CNT The total number of pinless adjustments received by institution. AMT The net of credit and debit adjustments received by institution.

Please refer to CD-401 dated two business days prior to current day TARR Report for the detail of all Settled Chargebacks. (The CD-401 reports chargeback activity/settlement detail on the day it is received by FIS from Visa

®/Mastercard

®/Discover

® and the Network Totals reports the day the settlement

amount hits the financial institution's adjustment account). MANUALLY KEYED ADJUSTMENT DETAIL DEBITS CNT The number of debit adjustments manually keyed by Bankcard Operations, that will be

received by institution. AMT The dollars amount of manually keyed debit adjustments received by institution. CREDITS CNT The number of credit adjustments manually keyed by Bankcard Operations, that will be

received by institution. AMT The dollars amount of manually keyed credit adjustments received by institution. NET CNT The net number of credit and debit adjustments manually keyed by FIS received by

institution. AMT The net dollar amount of manually keyed credit and debit adjustments received by

institution.


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FIELD NAME FIELD DESCRIPTION ORIG Institution/Network from which the adjustment was originated TYP Type of adjustment ACTION/STATUS The status for the adjustment For VCR Visa®, Interlink®, or Plus® PIN disputes, if it goes to pre-arbitration or

arbitation, you will see these appear on the report with UPDATE in the ACTION field. The item will remain on the report as a REMINDER until an action is taken. This could be an action by the FIS team in the case of an Incoming Allocation Pre-Arbitration, or could be an action taken by the acquirer, in the case of an Outgoing Collaboration Pre-Arbitration. Once an action is taken, the adjustment will be closed and will appear as APPROVED or DECLINED for one day on the TARR.

ADJ NMBR The adjustment number CARD NUMBER The card number which performed the transaction TRANSACTION DATE The date of the original transaction TIME The time of the original transaction ORIG AMOUNT The original amount of the transaction ACTUAL AMOUNT The actual amount of the transaction SI The settlement indicator $ Indicates that the adjustment settled to the institution receiving the report for the amount

specified in the ‘ADJUSTMENT AMOUNT’ column. Blank Indicates that the settlement for this adjustment did not occur today. ADJSTMNT DATE The date the adjustment was keyed FRC/SETL DATE If the ‘SI’ column indicates a $, this is the settlement date.

Otherwise, this is the date on which the transaction will force settle. CHDR ID The cardholder’s institution’s acronym OWNR ID The device owning institution’s acronym

EFADJPRTR08 TRANSACTION ADJUSTMENT RE CORD DETAIL EFF DATE: 04/26/05 TIME: 20:00:37 PAGE : 2 ------------- FOR TEST --------------

TRANSACTION ORIG ACTUAL ADJUSTMENT S ADJSTMNT FRC/SETL CHDR OWNR ORIG TYP ACTION ADJ NMBR CARD NUMBER DATE TIME AMOUNT AMOUNT AMOUNT I DATE DATE ID ID ---- --- --------- -------- ------------------- -------- -------- ----------- ----------- ----------- - -------- -------- ---- ---- STA1 REQ FORC SETTL 55555555 99999987654321000 03/22/05 12:16 102.50 0.00 - 102.50 $ 04/26/05 04/26/05 MSN1 TEST


10/2/19 125

FIELD NAME FIELD DESCRIPTION ORIGINAL TRANSACTION INFORMATION ORIG Institution/Network from which the adjustment was originated RECV Institution/Network to receive the adjustment TRAN TYPE Type of original transaction (e.g. cash withdrawal, deposit) OWNER ATM-Owning Institution/Network CHDR Card-Owning Institution/Network ACCT TYPE Type of account (e.g. CK=Checking, SV=Savings, etc.) ACCT # Account from/to which the transaction occurred ORIG AMT Amount of the original transaction (amount that settled) TR DATE Date of original transaction INTC Higher network of Terminal Owner (Intercept) PROC Higher network of Cardholder (Processor) SEQ# Sequence number assigned to the transaction by the terminal (PAN) PRIMARY ACCT # Primary Account Number (Card Number being accessed)

Note: If a FED return item is keyed to the institution by FIS Operations, an internal trace number will be displayed in this field (see FED REJECT in the ADJ ACTIVITY Description below) Note: For incoming adjustments on transactions performed by the user’s mobile wallet, or tokenized card, the card number that appears in the (PAN) PRIMARY ACCT # field will be the tokenized number. It is not the true card number. In order to identify the true card number, you will need to log in to the Mastercard MDES or Visa Online token portal, which will allow you to enter the token number and see the corresponding true card number.

EFADJPRTR08 TRANSACTION ADJUSTMENT R ECORD REPORT EFF DATE 04/26/05 TIME 20:00:37 --------------------- FOR TEST ---------------------

---------------------------------------------------------------- ---------------------------------------------------------------- ----

ORIGINAL TRANSACTION INFORMATION

ORIG: STA1 RECV: MSN1 TRAN TYPE: CASH WI THDRAWAL

OWNER: TEST CHDR: MSN1 ACCT TYPE: CK AC CT #: 000000123456 RIG AMT: 102.50 TR DATE: 03/22 /05 INTC: MSN1 PROC: MSN1 SEQ #: 005492 (PAN) PRIMARY AC CT # 99999987654321000 TR DISP: COMPLETED TR TIME: 12:1 6:32

NETWORK: STAR TERM#: 00000000000A001 DEV OWNR: TEST NAT IONAL BANK ADDR: 5555 SECOND ST CINCINNATI OH

TRANSACTION ADJUSTMENT INFORMATION

ERR CODE: 0 ERR REASON: * *** ADJ NUM: 55555555 ADJ TYPE: REQ ADJ ACTIVITY: FORCE SETTLED ITEM AUTO - AIF ENDPT **** ADJ DATE: 04/26/05 ACTUAL AMT: 0.00 ADJ REASON: CUST CHARGED, DID NOT RECEIVE GOODS/SRVCS

ADJ TIME: 11:30:45 ADJ AMT: 102.50(DB)ORIG INATOR COMMENTS: TAMMY TELLER 555 555 5555 STLMT DT: 04/26/05

RE CEIVER COMMENTS: NONE ****************************************** *** THIS TRANSACTION WILL FORCE SETTLE ON: 04/26/05

EFADJPRTR08 TRANSACTION ADJUSTMENT RECORD REPORT RUN DATE 04/26/05 TIME 20:00:37 PAGE: 4

--------------------- FOR TEST ---------------------

SETTLEMENT ADJUSTMENT

DEBIT CREDIT

CARDHOLDERS 0.00 0.00

ATMS 102.50 0.00

NET SETTLEMENT AMOUNT 102.50 0.00


10/2/19 126

TR DISP Transaction Disposition (i.e. completed, cancelled, etc.) TR TIME Time of original transaction NETWORK Acronym of Network in which transaction occurred TERM # ATM number assigned by Intercept DEV OWNR ATM Owner Name (if available). Note: If a FED return item is keyed to the institution by

FIS Operations, RETURN FED ITEM will be displayed in this field (see FED REJECT in the ADJ ACTIVITY Description below)

ADDR Street Address, City and State for ATM (if applicable) TRANSACTION ADJUSTMENT INFORMATION ERR CODE Error code assigned to the adjustment (if applicable) ERR REASON Explanation of error code ADJ NUM Number assigned to the adjustment by the online adjustment system; If DEPSI

adjustment, this field will appear as "N/A". ADJ TYPE Type of adjustment (e.g. payment, request, notification, DEPSI, PIN-based fraud

notification) ADJ ACTIVITY Description of activity for this adjustment

(i.e. adjustment approved by receiver, auth. payment by originator, etc,) AUTO-PASS - internal use only AUTO-ALL ITEMS - internal use only AUTO-SUBSWITCH - internal use only AUTO-AIF ENDPT - internal use only AUTO-AIF BEGIN - internal use only AUTO-MRH SETTL - internal use only FED REJECT - Fed Reject item Note with regard to FED REJECT: This description will be displayed in the ADJ ACTIVITY field if a FED settlement item is returned to FIS. Operations will key an adjustment for the rejected amount, and the item will be sent through FED ACH to the institution’s adjustment (ADJ) account.

ADJ DATE Date the adjustment was keyed ACTUAL AMOUNT Amount that should have settled ADJ REASON Reason for adjustment (e.g. customer charged - did not receive cash) ADJ TIME Time the adjustment was keyed ADJ AMT Amount of adjustment as it will affect the cardholder (debit or credit is displayed) ORIGINATOR COMMENTS Any comments supplied by originator of the adjustment. STLMNT DT Date the transaction will settle # REMIND Number of reminders sent out (may not be applicable to all networks) RECEIVER COMMENTS

Any comments supplied by the receiver of the adjustment


10/2/19 127

SETTLEMENT ADJUSTMENT INFORMATION DEBIT Total debit amount of adjustments CREDIT Total credit amount of adjustments CARDHOLDERS Total debit/credit amounts for the institution/network of adjustments to their cardholders ATMS Total debit/credit amounts for the institution/network of adjustments to transactions on

their ATMs NET SETTLEMENT AMOUNT Total net debit/credit amount of the detail adjustments listed


10/2/19 128

CD-401: DAILY CHARGEBACK & RETRIEVAL ANALYSIS REPORT

CONTENTS Chargeback and retrieval request detail for issuer/cardholder activity (ie. new items, worked items) for the given processing date.

PURPOSE Used by institution to identify when they have received settlement from either a chargeback or a merchant representment.

RUN FREQUENCY Daily

SAMPLE REPORT Details:


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Totals:


10/2/19 130

Sections: Monetary Transactions Section

Includes dispute activity that generated settlement for your institution, such as first chargebacks, representments, second chargebacks.

Non-Monetary Transactions Section Includes dispute activity that did not generate settlement, such as retrieval requests, pre-arbitrations.

Canceled Disputes Section These are disputes that were entered into Resolve, but were canceled because they were identified as duplicate disputes or credit already processed by merchant.

No Chargeback Write-Offs Section This section contains disputes that were entered into Resolve but were not processed as official chargebacks because of small dollar amount or no chargeback rights.

Category: New First Chargebacks

Shows credit(s) that have posted to the issuing institution or cardholder for the first time.

New Second Chargebacks Shows credit(s) that have posted to the issuing institution or cardholder as the result of a second chargeback being keyed from a representment.

New First Auto Chargebacks Shows credit(s) that have posted to the issuing institution or cardholder for the first time as a result of an auto chargeback.

New Representments Shows debit(s) that have posted to the issuing institution or cardholder.

New Retrievals Non-monetary source of information on draft retrievals that have been requested, but not fulfilled.

Fulfilled Retrievals Non-monetary source of information on draft retrievals that have been received from the merchant (acquiring institution).

Chargeback Exceptions Shows debits or credits that have been passed back to the issuing institution or cardholder because the chargebacks were rejected (i.e. past timeframes).

Mastercard® Authorization Chargeback Handling Fees

Shows debits or credits that have been passed back to the issuing institution or cardholder as the result of collection of a Mastercard handling fee for improper authorization by the merchant.

Visa® Reason Code Handling Fees

Shows debits that have been passed back to the issuing institution or cardholder as a result of a Visa® Reason

Code handling fee initiated by the merchant for improper chargebacks initiated with a Reason Code 75 – cardholder does not recognize transaction.


10/2/19 131

Chargeback Actions Details any further action (beyond what is listed above) that the Chargeback Department may have taken regarding a chargeback. The following actions may be noted:

AQDB After a Pre-Arbitration response has been received, if the previous action was a PACR this action code can be used to credit the operations holdover account and send a fee debit to the acquirer, finalizing the Pre-arbitration. After a Pre-Compliance response has been received, if the previous action was a PCHG this action code can be used to credit the operations holdover account and send a fee debit to the acquirer, finalizing the Pre-Compliance. Does not affect settlement.

CHGC Accepting a representment item. This action debits the cardholder/issuer and credits the merchant.

CHDB After a Pre-Compliance request has been received, this action can be used to debit the cardholder if the case has been accepted.

CLRR Customer requested cancellation of an outstanding draft retrieval

HDNL Denied with no chargeback rights. This dispute was past chargeback time limits. Does not affect settlement

IDNL Denied pending more documentation and/or support. Does not affect settlement.

PACR After a Pre-Arbitration or Pre-Compliance has been requested, this action code can be used to credit the issuer and debit operations holdover account

PADB After a Pre-Arbitration or Pre-Compliance has been requested, this action code can be used to credit the issuer when sending the acquirer a fee.

PCCR Accepting a charge (Pre Arbitration Case, Compliance Case, Cardholder is accepting the charge). This action will debit the cardholder/issuer and credits the Merchant.

PCHG Credit was issued for a partial amount. Processing a second time chargeback for the other amount that was not issued.

PICR Accepting a Pre-Arbitration case for transactions performed at FIS-driven merchant terminals. This action debits the cardholder and credits the merchant.

PIDB Accepting a Pre-Arbitration case for transactions performed at FIS-driven merchant terminals. This action debits the cardholder and credits the merchant.

PMCR Accepting an exception chargeback performed at FIS-driven merchant terminals.

PORV Reverses the debit to cardholder and initiates a Pre-Arbitration request

POUT Initiate Pre-Arbitration request on an incoming representment. Does not affect settlement.

SSCO Special settlement chargeoff. This action will close the case without crediting/debiting cardholder. Does not affect settlement.

Activity Totals Total of the activity detailed in the previous sections.

The last 3 sections of this report (New Non-Settled Chargebacks (Non-Matching Acct#), Retrieval Activity and Dispute Denials) all list non-settlement related actions. Settlement related actions are denoted with an ‘*’ in the Activity Totals section of this report.


10/2/19 132

FIELD NAME FIELD DESCRIPTION DATE Bank processing date PRINCIPAL BANK Four-character principal bank pneumonic, followed by a full principal bank descriptive name CARD NUMBER Cardholder account number AMOUNT Transaction amount RPT DATE Date the chargeback/retrieval request item was added to the CHARTS database. This

corresponds to the day the retrieval or chargeback was ordered. REFERENCE NUMBER Acquirer's reference number TRN DATE Transaction Date CHARTS # Record number used by the CHARTS database. All retrieval requests and chargebacks for a

single transaction will be assigned identical record numbers. DISP NUM Dispute number appointed by dispute system.

RC Retrieval request/chargeback reason code


10/2/19 133

CD-400: DAILY CHARGEBACK & RETRIEVAL AGING REPORT

CONTENTS Chargeback detail for Mastercard®

issuer/cardholder items that have passed the time limits for valid merchant response.

PURPOSE Lists all cardholder chargebacks for which there has been no subsequent representment by the "milestone" date.


REPORT SECTIONS Expired Chargebacks not Received - 50 days Lists detail of all chargebacks, in account number order, that were ordered 45 days prior to the current processing

date that have not received a subsequent representment from the merchant acquirer. FIELD NAME FIELD DESCRIPTION DATE Bank processing date PRINCIPAL BANK Four-character principal bank pneumonic, followed by a full principal bank descriptive name CARD NUMBER Cardholder account number AMOUNT Transaction amount RPT DATE Date the chargeback/retrieval request item was added to the CHARTS database. This

corresponds to the day the retrieval or chargeback was ordered. REFERENCE NUMBER Acquirer's reference number TRN DATE Transaction Date CHARTS # Record number used by the CHARTS database. All retrieval requests and chargebacks for a

single transaction will be assigned identical record numbers. RC Retrieval request/chargeback reason code

CD-400 VANTIV RESOLVE DAILY CHARGEBACK AND RETRIEVAL AGING REPORT DATE 12/07/17 PAGE 0001

BY PRINCIPAL BANK

PRINCIPAL BANK: TEST, TEST FINANCIAL INSTITUTION

**** EXPIRED OUTGOING CHARGEBACKS - 50 DAYS (2017-10-18) ****

CARD NUMBER AMOUNT RPT DATE REFERENCE NUMBER TRN DATE DISP NUM RC MERCHANT NAME

---------------- ------------ -------- ----------------------- -------- ---------- ---- -------------------------

9999999900000891 $105.41 10/17/17 24110397264816001641205 09/21/17 7290001616 30 PUMPAGENTS.COM

9999999900006544 $35.61 10/17/17 24692167287100965514161 10/13/17 7290001773 83 APL* ITUNES.COM/BILL

9999999900003429 $50.00 10/17/17 24445007284300330312272 10/11/17 7290001841 83 NATIONAL AMUSEMENTS

9999999900003429 $100.00 10/17/17 24789307284841400050084 10/11/17 7290001814 83 VS RUTHS CHRIS GIFTCAR

9999999900001476 $39.99 10/11/17 74769817192900010185942 07/10/17 7284000321 83 Mediabinn.com

9999999900001476 $39.99 10/11/17 74769817225900010462821 08/11/17 7284000320 83 Mediabinn.com

9999999900001476 $39.99 10/11/17 74769817255900010172076 09/11/17 7284000319 83 Mediabinn.com

9999999900005766 $39.99 10/10/17 74769817262900010592167 09/18/17 7283001422 83 Mediavex.com

9999999900004131 $50.00 10/10/17 24692167279100489897787 10/06/17 7283001259 85 CRICKET WIRELESS

9999999900007545 $79.30 09/29/17 24275507267722706557245 09/23/17 7272000061 85 ECONOLODGE SCRANTON

9999999900007902 $89.95 10/18/17 24183107249900012014647 09/05/17 7291000323 83 YOUTH EXPOSE

9999999900007902 $88.95 10/18/17 24183107249900012114975 09/05/17 7291000322 83 YOUNG IS FOREVER

9999999900004257 $29.95 10/17/17 24559307286900014705396 10/12/17 7290002370 83 LKW*BUILTBODY


10/2/19 134

CB-REF Chargeback reference number. Number assigned internally for tracking purposes. MERCHANT NAME Name of merchant performing the transaction CITY Merchant City STATE Merchant State


10/2/19 135

CD-149: INITIAL FRAUD REPORT

CONTENTS Details fraud information at account and/or transaction level reported by the financial institution.

PURPOSE To verify fraud reporting to Visa® or Mastercard

® by the financial institution and report any

errors and/or return information from the networks. Fraud reporting is done through Add/Change Block function and/or through the Mark as Fraud function in iQ.


MASTERCARD SECTION: FIELD NAME FIELD DESCRIPTION S.A.F.E FRAUD REPORT--NEVER RECEIVED ISSUE

ICA The reporting institution's ICA assigned by Mastercard

®.

POST DATE The year, month, and day the fraud was reported through the BankCard system. ACCOUNT NUMBER The cardholder account number for which fraud is being reported. MAIL DATE The date the plastics were mailed to the customer.

S.A.F.E FRAUD REPORT--ISSUER CLEARINGHOUSE

ICA The reporting institution's ICA assigned by Mastercard®.

ISSUER REFERENCE #

Made up of the following: The Julian date (YY/DDD) (5 digits) The principal bank number (4 digits) The last 7-digits of the account number (7 digits)

ACCOUNT NUMBER

The cardholder account number for which fraud is being reported.

SSN The cardholder's social security number.

NAME The cardholder's name

CASE Identifies the issuer bank case number assigned to the fraudulent use of the account.

S.A.F.E FRAUD REPORT—FRAUD DETAIL

ICA The reporting institution's ICA assigned by Mastercard®

CD-149 9999/1234 TEST BANK SAFE FRAUD REPORT - ISSUER CLEARINGHOUSE 11/02/18 PAGE 1 BCISSD001 CD-1490882

ISSUER REFERENCE NO ACCOUNT NO SSN NAME CASE BCISSD001 CD-1490882

9999 18306 0882 1234567 9999999999991234 123 45 6789 BOB’S CARPETS BCISSD001 CD-1490882

9999 18306 0882 2345678 9999999999992345 123 45 6789 TEST CONSULTING LLC BCISSD001 CD-1490882

9999 18306 0882 3456789 9999999999993456 123 45 6789 P&B N J SERVICES LLC BCISSD001 CD-1490882

9999 18306 0882 4567890 9999999999994567 111 22 3333 AIR CONDITIONERS GROUP BCISSD001 CD-1490882

9999 18306 0882 5678901 9999999999995678 111 11 1111 WATER BOTTLES INC BCISSD001 CD-1490882

9999 18306 0882 6789012 9999999999996789 222 22 2222 ELECTRIC LLC BCISSD001 CD-1490882

9999 18306 0882 7890123 9999999999997890 333 33 3333 CHIPS R US BCISSD001 CD-1490882


10/2/19 136

AUDIT CONTROL # Identifies the fraud reporting record with the following: ICA (4 digits) Principal Bank # (4 digits) Julian Date of Posting (YDDD--4 digits) Sequence # (3 digits)

POST DATE The year, month, and day the fraud was reported through the BankCard system.

ACCOUNT NUMBER

The cardholder account number.

TRAN DATE The date on which the transaction took place.

TRAN AMT The dollar amount of the transaction.

TYPE Identifies the type of fraud as follows: 00 = Card reported lost 01 = Card reported stolen 02 = Card not received

03 = Fraudulent application 04 = Issuer-reported counterfeit 05 = Account takeover 06 = Fraudulent use of account number (as imprint, telemarketing, etc.) 07 = Imprint multiple sales draft 51 = Bust-out collusive merchant

SUB TYPE Further identifies a counterfeit situation: K = Fraud on convenience check N = PIN not used P = PIN used

CHGBK Identifies whether or not the transaction has been charged back by the issuer bank: 0 = No chargeback 1 = Chargeback has been initiated

INSUR Identifies eligibility for counterfeit insurance: 0 = Transaction eligible

(CHGBK must = 0)

1 = Issuer has a chargeback right (CHGBK must = 1)

2 = Issuer has reclaimed loss through restitution or other means (CHGBK must = 0)

5 = CVC non-compliance (CHGBK = 0)

Recap: Mastercard® CD-149 has 3 sections:

SAFE--Never Received Issue (if the card was reported as never received by the cardholder) SAFE--Issuer Clearing (if Mastercard

® was notified of a block that was placed on the card--but it does not show the purge

date entered) SAFE--FRAUD Detail (if specific transactions were reported fraudulent)

VISA SECTION: FRS FRAUD REPORT--ISSUER CLEARINGHOUSE

BIN The reporting institution's BIN assigned by VISA®.

LOCATOR NO Identifies the fraud reporting record. Typically will consist of:

Bank number (4 digits) Last 7 digits of the account number (7 digits)

ACCOUNT NUMBER The cardholder's account number.


10/2/19 137

SSN The cardholder's social security number. NAME The cardholder's name. TYPE Identifies the type of fraud as follows: 00 = Card reported lost 01 = Card reported stolen 02 = Card not received 03 = Card issued on basis of fraudulent application 04 = Issuer reported counterfeit 05 = Account takeover 06 = Fraudulent use of account number CASE Identifies the issuer bank case number assigned to the fraudulent use of the account. ZIP The cardholder's zip code. FRS FRAUD REPORT--FRAUD DETAIL

BIN The reporting institution's BIN assigned by VISA®.

ACCOUNT NUMBER The cardholder's account number.

INTERCHG REFERENCE NO

The original 23-digit reference number assigned to the item by the acquirer.

PURCH DT The month and day on which the transaction took place.

PROC DT

The date on which the transaction was processed through interchange.

FRAUD AMT

The dollar amount of the transaction.

TYPE Identifies the type of fraud as follows: 00 = Card reported lost 01 = Card reported stolen 02 = Card not received 03 = Card issued on basis of fraudulent application 04 = Issuer reported counterfeit 05 = Account takeover 06 = Fraudulent use of account number Recap: VISA CD-149 has 2 sections: SAFE--Issuer Clearing (if VISA

® was notified of a block that was placed on the card--but it does not show the purge date

entered) SAFE--FRAUD Detail (if specific transactions were reported fraudulent)


10/2/19 138

CW-216: FRAUD CHARGEBACK MATCHING REPORT

CONTENTS Reporting of Non Matching Fraud Chargeback records for Mastercard® issuers only.

PURPOSE Alerts Financial Institution of transactions for which fraud related chargebacks are being processed, but which were not reported fraudulent to Mastercard

® through the Mark as Fraud

function in iQ or Resolve dispute system. If these transactions are not reported fraudulent, fines can be assessed to the Financial Institution by the network.

RUN FREQUENCY Weekly

NOTE This report is generated for Mastercard

® issuers only.

SAMPLE REPORT

FIELD NAME FIELD DESCRIPTION ACRO

Financial Institution’s acronym

SPA The System, Principal and Agent numbers for the institution

ACCOUNT Cardholder account number


FCD RC

Charge back reason code 450 = First Chargeback (full) 451 = Arbitration Chargeback (full) 453 = First Chargeback (partial) 454 = Arbitration Chargeback (partial) Fraud Message Code 4837 Fraudulent transaction; no cardholder authorization. 4840 Fraudulent processing of transaction. 4847 Fraudulent transaction; exceeds qualified limit and not authorized. 4857 Card-activated phone transaction. 4862 Counterfeit transaction; magnetic stripe POI fraud. 4863 Cardholder Does Not Recognize. Potential Fraud.

DATE Transaction date format YMMDD

REF Network assigned reference number

CW-216 FRAUD CHARGEBACK MATCHING REPORT DATE 06/05/07 PAGE 1

ACRO SPA ACCOUNT AMOUNT FCD RC DATE REF

TEST 1234 9876 9000 9999990112707849 499.00 451 4837 70320 99999941550056400698229

TEST 1234 9876 9000 9999990116045698 199.95 451 4837 70322 99999954684540065406994

TEST 1234 9876 9000 9999990120123487 29.95 451 4837 70309 99999946540564546545643

TEST 1234 9876 9000 9999990122234538 799.99 451 4837 70125 99999967025003245703811

TEST 1234 9876 9000 9999990123154672 68.73 451 4837 70226 99999967057035405406805

TEST 1234 9876 9000 9999990124156734 288.56 451 4837 70227 99999967058000565465065

TEST 1234 9876 9000 9999990100400487 63.95 451 4837 70226 99999917057000540405040


10/2/19 139

CM-472: SAFE BILLING REPORT

CONTENTS List of all SAFE records created and sent to Mastercard® SAFE Online by FIS, on behalf of the

Financial Institution.

PURPOSE This report alerts the Financial Institution to transactions for which fraud related chargebacks are being processed, but which were not reported as fraudulent to Mastercard

® through the

Mark as Fraud function in iQ or Resolve dispute system. The Financial Institution has 45 days from the day the transaction appears on the CW-216 to report the transaction through the Mark as Fraud in iQ. After 45 days, if the transaction has still not been reported fraudulent, FIS will report the transaction on behalf of the Financial Institution, and the transactions will appear on this report. This “Safety Net” Feature will help the Financial Institution avoid potentially costly fines from the network.


NOTE This report is generated only for Mastercard

® issuing institutions that are signed up for the

Safety Net service. SAMPLE REPORT

FIELD NAME FIELD DESCRIPTION ACRO

Financial Institution’s acronym

ACCOUNT NUMBER

Cardholder’s card number

REFERENCE NUMBER

Merchant reference number

TRANSACTION AMOUNT

Dollar amount of transaction

CM-472 MASTERCARD SAFE BILLING REPORT DATE: 05/10/2008 PAGE: 1


ACCOUNT NUMBER REFERENCE NUMBER TRANSACTION AMOUNT

-------------- ----------------------------------- ------------------

9999991234567890 12121212121212121212121 $19.99

9999990987654321 89898989898989898989898 $200.00

TOTAL SAFE RECORDS CREATED AND SENT TO MASTERCARD SAFE FOR ACRO TEST 2 RECORDS

$219.99 AMOUNT


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EFT075R07: POSSIBLE EXCEPTION TRANSACTION REPORT

CONTENTS List of questionable transactions sorted in destination, ATM Number, and Card Issuer order.

PURPOSE To aid in customer service and transaction adjustments. RUN FREQUENCY Daily SAMPLE REPORT


NAME Cardholder's Name

BANK ID Acronym of Card-Owning institution

CARHOLDER NUM Number of the card used to perform transaction

TRAN TYPE Type of transaction that occurred

AC Account code of account being accessed

ACCT NUMBER Account from/to which the transaction occurred

AMOUNT Dollar amount of transaction

DATE Date of transaction

TIME Time of transaction

TRANSACTION

OCCURRED AT

Location of ATM where possible exception transaction occurred

ATM# Device number assigned to ATM where transaction occurred

DISPOSITION Provides space to document any action that has been taken

If there were no exception transactions for a particular day, a report will be produced with the following message: "NO POSSIBLE EXCEPTION TRANSACTIONS WERE FOUND."

EFT075R07 **** TEST - TEST NATIONAL BANK POSSIBLE EXCEPTION TRANSACTION REPORT **** 08/10/05

NAME SEQUENCE NUMBER CARDHOLDER NUM TRAN TY PE AC ACCOUNT NUMBER AMOUNT DATE TIME

T SMITH 000833 9999990090486865 CASH WITHDRAWL CK1 00000002421 60.00 08/09/05 21:04

TRANSACTION OCCURRED AT 189 PARK DRIVE ATM # 000000 00000E114 * DISPOSITION:_______________________________________ ____

TRANS COMPLETED, BUT CUSTOMER MAY NOT HAVE RECEIVED CASH * _________________________________________________ ____

* SIGNATURE: ________________ ____

**************** 000882 9999990000317506 CASH WI THDRAWL CK 000000000607 42.00 08/09/05 17:32

TRANSACTION OCCURRED AT 9999 COVEY DRIVE ATM # 000000 00000E143 * DISPOSITION:_______________________________________ ____


* SIGNATURE: ________________ ____

CHARLES MUSITIO 003721 9999990036879405 CASH WI THDRAWL CK1 00000002027 40.00 08/09/05 18:24

TRANSACTION OCCURRED AT 8719 ST GEORGE CIR ATM # 000000 00000F916 * DISPOSITION:_______________________________________ ____


* SIGNATURE: ________________ ____

BETHANY WILLIAMS 002294 9999990036251423 CASH WI THDRAWL CK1 00000000415 20.00 08/09/05 19:08

TRANSACTION OCCURRED AT 91 CITROUS GROVE ATM # 00000000000F930 * DISPOSITION:______________________ _____________________


* SIGNATURE: ________________ ____


10/2/19 141

CD-315: DEBIT CARD REJECT REPORT

CONTENTS Lists each debit card clearing transaction processed for which a valid DDA account could not be found.

PURPOSE The entries on this report correspond to the debit card ACH posting file entries sent to the institution which will post to the institution's reject account.

RUN FREQUENCY NOTE

Daily This report is not turned on for the Online Force Post (OFP) product.

SAMPLE REPORT

FIELD NAME

FIELD DESCRIPTION

INSTITUTION Institution acronym ACCOUNT NUMBER Debit card account number AMOUNT Transaction amount TRAN DATE Date the transaction occurred TC Transaction code 253 - Sale 254 - Cash Advance 255 - Return BLK Reason Code / Block on the debit Card ERROR Error Message

CD - 315 DEBIT CARD REJECT REPORT PAGE 1 CUTOFF: 1

INSTITUTION: TEST PROCESS DATE: 02/13/99

ACCOUNT NUMBER AMOUNT TRAN DATE TC BLK ERROR 9999900003117572 18.99 02/13 253 S ACCESS TO DEBIT CARD CLUSTER IS BLOCKED 9999900014967361 24.38 02/13 253 ACCESS TO DEBIT C ARD CLUSTER IS BLOCKED 9999900000613173 15.00 02/13 253 DEBIT CARD CLUSTER IS NOT IN OPEN STATUS

CD - 315 DEBIT CARD REJECT REPORT PAGE 1 CUTOFF: 1

INSTITUTION: TEST PROCESS DATE: 02/13/99

ACCOUNT NUMBER AMOUNT TRAN DATE TC BLK ERROR 9999900003117572 18.99 02/13 253 S ACCESS TO DEBIT CARD CLUSTER IS BLOCKED 9999900014967361 24.38 02/13 253 S ACCESS TO DEBIT C 9999900000613173 15.00 02/13 253 DEBIT CARD CLUSTER IS NOT IN OPEN STATUS


10/2/19 142

CD-141: STOLEN TRANSACTION REPORT

CONTENTS Transactions posting to a blocked account to be reviewed for validity.

PURPOSE Details transactions that settle after a U block has been placed on a card. RUN FREQUENCY Daily SAMPLE REPORT

FIELD NAME FIELD DESCRIPTION CHDHLDR NUMBER This field identifies the cardholder. It includes Principal Bank number, individual cardholder

number and check digit. CARDHOLDER NAME The principal cardholder name: Last, First and Middle Initial.

TRAN CODE A 3 digit numeric code specifying the type of transaction. 054 Remove external Status Code Z 070 Change data on pending account (subtran codes 00-40) 071 Pending account reject 072 Pending account approval 074 Rejected account change to pending 075 Rejected account approval 079 Letter request for pending/rejected account 081 Activate account 082 Create last statement 083 Create cycle to date counts and amounts 084 Create across cycle to date item details 086 Create current interest 090 Clear account delinquency and retain history 091 Clear account delinquency - Do not retain history 092 Create delinquency account 093 Create delinquent account 096 Collection data copy request 097 Letter request 098 Account dump 099 Demand statement 251 Authorization 252 Authorization adjustment 253 Merchandise sale 254 Cash advance 255 Merchandise return 256 Merchandise sale reversal 257 Cash advance reversal 258 Merchandise return reversal 271 Payment 272 Payment reversal 280 Special credit

CD-141 - STOLEN TRANSACTIONS REPORT TEST NATIONAL BANK LAS VEGAS,NV 04/02/05 PAGE 75

TRAN TRAN TRAN STAT

CHDHLDR NUMBER ----CARDHOLDER NAME---- CODE AMOUNT DATE CODE REF-NO MERCHANT DESCRIPTION SIC R E

9999990000108540 SANDERMAN,TONY 253 179.99 04/01/5 U XX675505092025400320696*TRNSF TO CK 999999 CINCINNATI OH 5969 0 N

9999990000108540 SANDERMAN,TONY 255 179.99 04/01/5 U 74675505092025400320696*CALIFORNIA CAR COVE CHATSWORTH CA 5969 0 N

BANK 4113/2101 STOLEN DETAIL COUNT 2 STOLEN DETAIL AMOUNT $0.00


10/2/19 143

370 Small balance change off (for reporting purposes only) 371 Charge off account 372 Charge off billed cash interest 373 Charge off billed late charges 374 Charge off billed merchandise interest & service charge 375 Charge off billed credit life charges 376 Charge off all interest and finance charges 377 Charge off cycle to date cash advance interest 378 Charge off cycle to date merchandise interest 379 Charge off cycle to date late charges 400 Account Transfer (Zap) TRAN AMOUNT The amount of the transaction in dollars and cents. TRAN DATE Month, day and year the transaction was made in format MM/DD/YY. STAT CODE External status on the account:

U - Stolen (Fraud) Account REF-NO A 13 position item identification number. The first four positions identify the member number

of the merchant submitting the item. The next eight positions identify the batch number, and the last position identifies by numeric digit (1-9) or alpha character, the day of the month the item was processed.

MERCHANT DESCRIPTION

This field identifies the merchant. It includes Principal Bank Number, Agent Bank Number, individual merchant number and check digit.

SIC Merchant Category Code, see CM-502 report for a complete list of merchant

category codes. R VISA reimbursement attribute value assigned by VISA. E VISA payment service indicator assigned by VISA. A = Card Present C = Card Present with merchant name and location data (self service terminal) E = Card Present with merchant name and location data F = Card not present-Account Funding K = Card present with key-entry M = Card not present-Direct Marketing N = Not a payment service transaction P = Card not present-Preferred Customer Participation requested R = Card not present-Address Verification Service not required S = Electronic Commerce-3D Secure Attempt T = A CPS Program was not available when authorized U = Card not present--3D Secure Electronic Commerce V = Card not present-Address Verification Service requested W = Card not present-non-3D Secure Electronic Commerce X = Disqualified custom payment service transaction (Blank) = All Mastercard Transactions


10/2/19 144

CD-142: LOST TRANSACTION REPORT

CONTENTS Transactions posting to a blocked account to be reviewed for validity.

PURPOSE Details transactions that settle after an L block has been placed on a card. RUN FREQUENCY Daily SAMPLE REPORT

FIELD NAME FIELD DESCRIPTION CHDHLDR NUMBER This field identifies the cardholder. It includes Principal Bank number, individual cardholder

number and check digit. CARDHOLDER NAME The principal cardholder name: Last, First and Middle Initial. TRAN CODE A 3 digit numeric code specifying the type of transaction. 054 Remove external Status Code Z 070 Change data on pending account (subtran codes 00-40) 071 Pending account reject 072 Pending account approval 074 Rejected account change to pending 075 Rejected account approval 079 Letter request for pending/rejected account 081 Activate account 082 Create last statement 083 Create cycle to date counts and amounts 084 Create across cycle to date item details 086 Create current interest 090 Clear account delinquency and retain history 091 Clear account delinquency - Do not retain history 092 Create delinquency account 093 Create delinquent account 096 Collection data copy request 097 Letter request 098 Account dump 099 Demand statement 251 Authorization 252 Authorization adjustment 253 Merchandise sale 254 Cash advance 255 Merchandise return 256 Merchandise sale reversal 257 Cash advance reversal 258 Merchandise return reversal 271 Payment 272 Payment reversal

CD-142 - LOST TRANSACTIONS REPORT TEST NATIONAL BANK LAS VEGAS,NV 05/02/05 PAGE 1

TRAN TRAN TRAN STAT

CHDHLDR NUMBER ----CARDHOLDER NAME---- CODE AMOUNT DATE CODE REF-NO MERCHANT DESCRIPTION SIC R E

9999990000205601 GRAND,LINDA 255 48.90 04/30/5 L XX299165121902002272914*CREDIT CK1 02100055 CINCINNATI OH 5311 A E

9999990000205601 GRAND,LINDA 253 19.34 04/30/5 L 24164075121270004188485*MERVYN'S 00003 HENDERSON NV 5311 A E

9999990000205601 GRAND,LINDA 253 12.90 04/30/5 L 24299165121902002272914*JCPENNEY STORE 2626 HENDERSON NV 5311 A E

9999990000205601 GRAND,LINDA 253 16.66 04/30/5 L 24387755121004034245074*ROB MAY/MEIER & FRA HENDERSON NV 5311 A E

9999990000207508 COLE,RHONDA 255 110.00 04/29/5 L XX625735121281351175100*CREDIT CK1 02100640 CINCINNATI OH 5912 A E

9999990000207508 COLE,RHONDA 253 110.00 04/29/5 L 24625735121281351175100*KAISER CUMBERLAND M ATLANTA GA 5912 A E


10/2/19 145

280 Special credit 370 Small balance change off (for reporting purposes only) 371 Charge off account 372 Charge off billed cash interest 373 Charge off billed late charges 374 Charge off billed merchandise interest & service charge 375 Charge off billed credit life charges 376 Charge off all interest and finance charges 377 Charge off cycle to date cash advance interest 378 Charge off cycle to date merchandise interest 379 Charge off cycle to date late charges 400 Account Transfer (Zap) TRAN AMOUNT The amount of the transaction in dollars and cents. TRAN DATE Month, day and year the transaction was made in format MM/DD/YY. STAT CODE External status on the account:

L - Lost REF-NO A 13 position item identification number. The first four positions identify the member number

of the merchant submitting the item. The next eight positions identify the batch number, and the last position identifies by numeric digit (1-9) or alpha character, the day of the month the item was processed.

MERCHANT DESCRIPTION

This field identifies the merchant. It includes Principal Bank Number, Agent Bank Number, individual merchant number and check digit.

SIC Merchant Category Code, see CM-502 report for a complete list of merchant

category codes. R VISA reimbursement attribute value assigned by VISA. E VISA payment service indicator assigned by VISA. A = Card Present C = Card Present with merchant name and location data (self service terminal) E = Card Present with merchant name and location data F = Card not present-Account Funding K = Card present with key-entry M = Card not present-Direct Marketing N = Not a payment service transaction P = Card not present-Preferred Customer Participation requested R = Card not present-Address Verification Service not required S = Electronic Commerce-3D Secure Attempt T = A CPS Program was not available when authorized U = Card not present--3D Secure Electronic Commerce V = Card not present-Address Verification Service requested W = Card not present-non-3D Secure Electronic Commerce X = Disqualified custom payment service transaction (Blank) = All Mastercard Transactions


10/2/19 146

CD-152: EXCESSIVE CVV/CVC ATTEMPTS REPORT

CONTENTS Lists cards that were blocked the previous day due to multiple authorization denials for invalid CVV/CVC.

PURPOSE Excessive denials for CVV/CVC on the same card can indicate that someone is trying to determine the card’s CVV/CVC for the purpose of making fraudulent transactions. If excessive CVV/CVC attempts are detected for any of your cardholders, a block will be placed against the card, and the card will no longer function. It is recommended that you order a new card with a new card number for any cardholders appearing on this report.

RUN FREQUENCY Daily NOTES

For excessive CVV/CVC denials, a WARM CARD block is placed on the card. This block should not be removed. Issuing a new card is recommended. For excessive CVV2/CVC2 denials, a SIGNATURE PROHIBITED block is placed on the card. This block can be removed. Contacting the cardholder to confirm the attempted authorization is recommended. It may be necessary to issue a new card. This is a ‘rolling’ report, which means that excessive CVV/CVC attempts will be displayed on the report for several days in a row. For Institutions that use FIS Alerts, a notification will also be sent to the cardholder in real time via SMS Text Message or IVR Call.

SAMPLE REPORT


DATE Month, day, and year the transaction was made in format MM/DD/YY.

ACCOUNT NUMBER The card number that the authorization was made to.

RESPONSE Response code (approval or denial) for the authorization.

"AA" = "APPROVED" "AV" = "APPROVED VIP" "NR" = "NATIONAL REFERRAL" "ND" = "DECLINED" "NC" = "DECLINED-PICKUP CARD" "NE" = "DECLINED-EXPIRED CARD" "F1" = "DECLINED-PICKUP (FRAUD)" "LR" = "LOCAL REFERRAL" "NP" = "DECLINED-BAD PIN" "NS" = "SYSTEM OR SYNTAX ERROR" "NX" = "ACKNOWLEDGE RESP TO IX CANCL"

AUTH AMOUNT Authorized amount

MERCHANT NAME Merchant name

MERCHANT CITY/ST Merchant city/state

CHD NAME Cardholder name

CHD HOME # Cardholder home phone number

CD-152 EXCESSIVE CVV/CVC ATTEMPTS 06/06/2007 PAGE 1

DATE ACCOUNT NUMBER RESPONSE AUTH AMOUNT MERCHANT NAME MERCHANT CITY/ST CHD NAME CHD HOME #

-------- ---------------- -------- ------------ ------------------------- ---------------- ------------------------- ------------

06/05/07 9999991601245078 ND 9.00 SMITH CORPORATION CLEVLEAND OH JODIE MARKS 555-555-4077

06/04/07 9999991600005878 ND 1.00 LUCENT INC NEW YORK NY SAM SMITH 555-555-4077

06/04/07 9999991406499822 ND 101.91 ABC HOTELS WASHINGTON DC BRANDON DIXON 555-555-1192


10/2/19 147

CD-825: NEW CARD REQUESTS WITH RECENT NAME/ADDRESS CHANGES

CONTENTS This report looks for new plastic requests on existing card accounts that also had a name or address change within the last 30 days. It includes cards replaced with new card numbers under the following conditions only:

Card Extract File: Open new card - must indicate that the card open is a replacement card and specify the old card number it is replacing

IQ Card Management: Must use “Replace Card’ function

PURPOSE Assists in detection of possible fraud. RUN FREQUENCY Daily SAMPLE REPORT

FIELD NAME FIELD DESCRIPTION CARD NUMBER NEW CARD NUMBER

The card number for which the new plastic was requested, and for which the name and/or address change was made. The new card number assigned to the account, if old card was replaced with new card number

FIELD Represents the field on the cardholder database for which the data is displayed. OLD NAME/ADDR/ WK PHONE

The old name, address, and/or work phone number that was previously assigned to the existing card account.

NEW NAME/ADDR/ WK PHONE

The old name, address, and/or work phone number that was changed on the existing card account.

DATE The date that the name and/or address change was requested.

CD-825 NEW CARD REQUESTS WITH RECENT NAME AND/OR ADDRESS CHANGES REPORT DATE: 04/27/2012 PAGE: 1

INSTITUTION: TEST TEST NATIONAL BANK

CARD NUMBER NEW CARD NUMBER FIELD OLD NAME/ADDR/PHONE NEW NAME/ADDR/PHONE DATE

---------------- ---------------- ------ -------------------------- -------------------------- ------

9999991234567890 9999990987654321 ADDR: 123 MAIN ST 999 TEST AVENUE 042612

9999991234567890 9999990987654321 CITY: ANYTOWN OH 99999 ANYTOWN OH 99999 042612

9999998888877777 9999998888877777 NAME: JANE J SMITH JANE ANDERSON 042712

9999998888877777 9999998888877777 ADDR: 555 SAMPLE ST 555 SAMPLE ST 042712

9999998888877777 9999998888877777 CITY: ANYTOWN OH 99999 ANYTOWN OH 99999 042712


10/2/19 148

CD-962: VISA® EXCEPTION FILE UPDATE

CONTENTS VISA® BIOSR121 Report

PURPOSE Recreate the VISA® BIOSR121 Report that reports the BASE 1 Exception File

updates completed by the member or by VISA® on behalf the member.

RUN FREQUENCY Daily

NOTE: Recreation of the VISA®-provided BIOSR121 Report.

SAMPLE REPORTS

FIELD NAME FIELD DESCRIPTION REPORT ID Name of Report from VISA®

RECIPIENT Financial Institution acronym

BIN BIN assigned to the Financial Institution ACCOUNT NUMBER VISA Account Number UPDT CTR Code assigned to FIS by VISA® (‘4445’) UPDATE TYPE Add, Change or Delete (Note: If “Error” appears in this field, the update was not

successfully made, and must be resubmitted.) ACTION CODE 04, 05 or 43 PURGE DATE Date the Account is to be purged ORG Originator REGION CODE Region Code UPDATE DATE Date the update was made UPDATE TIME Time of day the update was made

REPORT ID: BIOSR121 CD-962 EXCEPTION FILE UPDATE ACTIVITY PAGE: 1

RECIPIENT: TEST VIA VISA TERMINAL/SERVICES RUN DATE: 01/21/2006

BIN : 999999 AS OF: 01/20/2006

UPDT UPDATE ACTION PURGE REGION ***** UPDATE *****

ACCOUNT NUMBER CNTR TYPE CODE DATE ORG CODE DATE TIME

9999 9900 0982 6461 4445 ADD 04 18 MAR 06 PKU 0 09 JAN 06 005846

9999 9900 0991 8508 4445 CHANGE 04 18 MAR 06 PKU 0 09 JAN 06 134427

9999 9910 0101 0237 4445 ADD 04 18 MAR 06 PKU 0 10 JAN 06 142717

9999 9910 0101 3322 4445 ADD 43 04 MAR 06 MRO F 12 JAN 06 154653


9999 9910 0101 9998 4445 ADD 04 18 MAR 06 PKU 0 11 JAN 06 115340

9999 9910 0102 9427 4445 ADD 04 18 MAR 06 PKU 0 12 JAN 06 153343

9999 9910 0103 0656 4445 ADD 04 18 MAR 06 PKU 0 08 JAN 06 151232






9999 9910 0104 3808 4445 CHANGE 04 04 MAR 06 MRO 0 14 JAN 06 202210

9999 9910 0104 5860 4445 ADD 04 04 MAR 06 MRO 0 13 JAN 06 221218

REPORT ID: BIOSR121 CD-962 EXCEPTION FILE UPDATE ACTIVITY PAGE: 2

RECIPIENT: TEST VIA VISA TERMINAL/SERVICES RUN DATE: 01/21/2006

BIN : 999999 AS OF: 01/20/2006

ORIGINATOR SUMMARY

- ORIGINATOR ENTRIES

---------- -------

MRO MEMBER ONLINE UPDATE 3

PKU AUTO-CDB PICKUP RESPONSE 12

- TOTAL COUNT FOR BIN= 15


10/2/19 149

CD-963: VISA® EXCEPTION FILE LISTING

CONTENTS VISA® BIOSR112 Report

PURPOSE Recreate the VISA® BIOSR121 Report that reports the BASE 1 Exception File

updates completed by the member or by VISA® on behalf the member.

RUN FREQUENCY Monthly, usually near the middle of the month NOTE: Recreation of the VISA®-provided BIOSR112 Report.

SAMPLE REPORTS

FIELD NAME

FIELD DESCRIPTION

REPORT ID Name of Report from VISA®

RECIPIENT Financial Institution ACRO

CENTER Code assigned to FIS by VISA® (‘4445’)

BIN BIN assigned to the Financial Institution

ACCOUNT NUMBER VISA® Account Number

ACTION CODE 04, 05, 41 or 43

REGION CODES Region codes can be 0-9, A-F and include any or all

LAST ORG Last Originator to submit an update

EFFECTIVE DATE Effective Date of last update

EFFECTIVE TIME Effective Time of last update

PURGE DATE Date account is to be purged – all 9’s indicate never purge

1REPORT ID: BIOSR112 CD-963 EXCEPTION FILE LISTING PAGE: 1

RECIPIENT: TEST AS OF: 01/20/2006 RUN DATE: 01/21/2006

CENTER : 4445

BIN : 999999

ACTION REGION LAST ** EFFECTIVE *** PURGE

ACCOUNT NUMBER CODE CODES ORG DATE TIME DATE

9999 9901 0000 0634 05 0 MRO 09 DEC 05 162407 07 JUL 06

9999 9901 0000 3224 05 0 MRO 01 SEP 05 150300 31 MAR 06

9999 9901 0000 3398 05 0 MRO 05 JUL 05 144549 03 FEB 06 *

9999 9901 0000 4446 05 0 MRO 06 SEP 05 153454 31 MAR 06

9999 9901 0000 4511 05 0 MRO 25 NOV 05 143734 09 JUN 06

9999 9901 0000 4586 05 0 MRO 03 NOV 05 191521 12 MAY 06

9999 9901 0000 4594 05 0 MRO 01 SEP 05 150210 31 MAR 06

9999 9901 0000 4602 05 0 MRO 01 SEP 05 150233 31 MAR 06

9999 9901 0000 4651 05 0 MRO 06 OCT 05 195151 12 MAY 06

9999 9901 0000 4867 05 0 MRO 27 DEC 05 222745 09 JUN 06

9999 9901 0000 5039 05 0 MRO 01 SEP 05 150325 31 MAR 06

9999 9901 0000 5047 05 0 MRO 01 SEP 05 150344 31 MAR 06

9999 9901 0000 5054 05 0 MRO 01 SEP 05 150359 31 MAR 06

9999 9901 0000 5302 05 0 MRO 29 AUG 05 182444 03 MAR 06

9999 9901 0000 5377 05 0 MRO 18 OCT 05 150019 12 MAY 06

9999 9901 0000 5559 05 0 MRO 27 DEC 05 190700 09 JUN 06

9999 9901 0000 6029 05 0 MRO 14 SEP 05 165426 31 MAR 06

9999 9901 0000 6391 05 0 MRO 15 NOV 05 191313 09 JUN 06

9999 9901 0000 6409 04 0 MRO 21 NOV 05 210553 12 MAY 06

9999 9901 0000 6441 05 0 MRO 29 NOV 05 193402 09 JUN 06

REPORT ID: BIOSR112 CD-963 EXCEPTION FILE LISTING PAGE: 2

RECIPIENT: TEST AS OF: 01/20/2006 RUN DATE: 01/21/2006

CENTER : 4445 SUMMARY

BIN : 403801

- NUMBER OF ACCOUNTS BY:

ACTION CODE NUMBER REGION NUMBER

04 1 * 0 20

05 19 *

TOTAL 20 *

- * NUMBER OF ACCOUNTS TO BE PURGED WITHIN 30 DAYS = 1

** NUMBER OF ACCOUNTS WITH PURGE DATES GREATER THAN 3 YEARS = 0

*** NUMBER OF ACCOUNTS TO NEVER BE PURGED = 0


10/2/19 150

MANAGEMENT REPORTS


10/2/19 151

EFTBILL01: INSTITUTION ATM STATISTICAL SUMMARY REPORT

CONTENTS Billing interchange fees and transaction counts

PURPOSE To provide an institution with a summary of cardholder and device usage The amounts and counts on this report can be matched to the institution's monthly bill from FIS.

RUN FREQUENCY Monthly SAMPLE REPORTS STANDARD SETTLEMENT SAMPLE

EFTBILL01 OCTOBER, 1999 MPS INSTITUTION ATM STATISTICAL SUMMARY 11/02/99 14:03:47 PAGE 1

*----------------------------INTERCHANGE----------------------------- *----TRANSACTION TOTALS-----*

ACRO - TEST BANK

ROLE-POS DEBT CRDT INQY TOTAL *-NO INTX-*

ROLE-ATM WDRW DEPS TRFR BINQ PYFR PYEN TOTL INCH$ NET INCH$ INTX CMPL DENL TOTAL

----------------------------------------------------------------------------------------------------------------------------------

.10 .40 .10 .00 .10 .40

JEANIE ATM APR 22815 3292 474 3300 0 0 (3645.70) 29881 39 1895 31815

- ATM TRANSACTIONS CHD APR 10745 1365 129 1217 0 0 1633.40 (2012.30) 13456 3 1314 14773

.00 .00 .00 .00 .00 .00

.00 .00 .05 .05 .05 .00

JEANIE ATM APR 0 0 0 0 0 0 (0.00) 0 0 0 0

- AUDIO TRANSACTIONS CHD APR 0 0 782 7479 1936 0 509.85 509.85 10197 0 1103 11300

.00 .00 .00 .00 .00 .00

ONUS ATM APR 0 0 0 0 0 0 0.00 0 84 0 84

- SUPPORT TRANSACTIONS CHD APR 0 0 0 0 0 0 0.00 0.00 0 84 0 84

.00 .00 .00 .00 .00 .00

MONEY STATION ATM APR 0 0 0 0 0 0 (0.00) 0 0 0 0

- POS TRANSACTIONS CHD APR 1869 0 9 16 0 0 0.00 0.00 1894 0 138 2032

.50 .00 .15 .15 .00 .00

.15 .00 .15 .15 .00 .00

PLUS ATM APR 0 0 0 0 0 0 (0.00) 0 0 0 0

- ATM TRANSACTIONS CHD APR 541 0 4 125 0 0 289.85 670 0 0 670

ATM DEN 0 0 0 0 0 0 (0.00) 0 0 0 0

CHD DEN 64 0 0 2 0 0 9.90 299.75 66 0 0 66

.25 .75 .15 .15 .00 .00

----------------------------------------------------------------------------------------------------------------------------------

TOTAL MONTHLY INTERCHANGE ATM APR 59689 6443 953 10496 0 0 (20504.35) 77581 102048 16486 196115

CHD APR 41239 2550 1085 12809 1936 0 13697.85 59619 102012 14030 175661

ATM DEN 0 0 0 0 0 0 (0.00) 0 0 0 0

CHD DEN 80 1 0 2 0 0 14.65 (6806.50) 0 0 0 0

TOTAL DAILY INTERCHANGE ATM APR 0 0 0 0 0 0 (0.00) 0 0 0 0

CHD APR 541 0 4 125 0 0 289.85 670 0 0 670

ATM DEN 0 0 0 0 0 0 (0.00) 0 0 0 0

CHD DEN 64 0 0 2 0 0 9.90 299.75 66 0 0 66

EFTBILL01 OCTOBER, 1999 MPS INSTITUTION ATM STATISTICAL SUMMARY 11/02/99 14:03:47 PAGE 1

*----------------------------INTERCHANGE----------------------------- *----TRANSACTION TOTALS-----*

ACRO - TEST BANK

ROLE-POS DEBT CRDT INQY TOTAL *-NO INTX-*

ROLE-ATM WDRW DEPS TRFR BINQ PYFR PYEN TOTL INCH$ NET INCH$ INTX CMPL DENL TOTAL

----------------------------------------------------------------------------------------------------------------------------------

.10 .40 .10 .00 .10 .40

JEANIE ATM APR 22815 3292 474 3300 0 0 (3645.70) 29881 39 1895 31815

- ATM TRANSACTIONS CHD APR 10745 1365 129 1217 0 0 1633.40 (2012.30) 13456 3 1314 14773

.00 .00 .00 .00 .00 .00

.00 .00 .05 .05 .05 .00

JEANIE ATM APR 0 0 0 0 0 0 (0.00) 0 0 0 0

- AUDIO TRANSACTIONS CHD APR 0 0 782 7479 1936 0 509.85 509.85 10197 0 1103 11300

.00 .00 .00 .00 .00 .00

ONUS ATM APR 0 0 0 0 0 0 0.00 0 84 0 84

- SUPPORT TRANSACTIONS CHD APR 0 0 0 0 0 0 0.00 0.00 0 84 0 84

.00 .00 .00 .00 .00 .00

MONEY STATION ATM APR 0 0 0 0 0 0 (0.00) 0 0 0 0

- POS TRANSACTIONS CHD APR 1869 0 9 16 0 0 0.00 0.00 1894 0 138 2032

.50 .00 .15 .15 .00 .00

.15 .00 .15 .15 .00 .00

PLUS ATM APR 0 0 0 0 0 0 (0.00) 0 0 0 0

- ATM TRANSACTIONS CHD APR 541 0 4 125 0 0 289.85 670 0 0 670

ATM DEN 0 0 0 0 0 0 (0.00) 0 0 0 0

CHD DEN 64 0 0 2 0 0 9.90 299.75 66 0 0 66

.25 .75 .15 .15 .00 .00

----------------------------------------------------------------------------------------------------------------------------------

TOTAL MONTHLY INTERCHANGE ATM APR 59689 6443 953 10496 0 0 (20504.35) 77581 102048 16486 196115

CHD APR 41239 2550 1085 12809 1936 0 13697.85 59619 102012 14030 175661

ATM DEN 0 0 0 0 0 0 (0.00) 0 0 0 0

CHD DEN 80 1 0 2 0 0 14.65 (6806.50) 0 0 0 0

TOTAL DAILY INTERCHANGE ATM APR 0 0 0 0 0 0 (0.00) 0 0 0 0

CHD APR 541 0 4 125 0 0 289.85 670 0 0 670

ATM DEN 0 0 0 0 0 0 (0.00) 0 0 0 0

CHD DEN 64 0 0 2 0 0 9.90 299.75 66 0 0 66


10/2/19 152

OFP SAMPLE

FIELD NAME FIELD DESCRIPTION *----INTERCHANGE----* All columns below this heading include figures that are directly related to the interchange

calculation

ROLE Indicates whether the row of counts includes transactions on the institution's devices (ATM) or

by its cardholders (CHD), and whether the transactions were completed (APR) or denied (DEN); the denied rows will only appear if interchange is charged on denied transactions; if blank, the row represents rates, not counts

TRANSACTION TYPES (6 COLUMNS)

Totals by Transaction Type (see Note 3) WDRW Cash Withdrawals DEPS Deposits TRFR Transfers BINQ Balance Inquiries PYFR Payment From PYEN Payment Enclosed

TOTL INCH$ Calculated interchange by role; Generally, the ATM side represents a credit and the

cardholder side a debit to the institution NET INCH$ Net interchange for group (difference between the 'ATM' and 'CHD' interchange) *----TRANSACTION TOTALS----*

All columns below this heading show total transaction counts, and distinguish between transactions which are and are not subject to interchange

TOTAL INTX Total number of transactions subject to interchange *-NO INTX-* CMPL DENL

Total counts for completed and denied transactions which are not subject to interchange; Denied transactions having an interchange rate of zero are also included

TOTAL Total of all transactions by role (row total)

1EFOFBILR01 PDS 093 ONLINE FORCE POST MONTHLY SUMMARY RUN DATE 11/02/99 PAGE 1

ACRONYM: TEST

NETWORK: VISA

COUNT AMOUNT

PURCHASES 43 1,941.32

RETURNS 0 0.00

TOTAL 1,941.32

REAPPLIED HOLDS 9

INTERCHANGE DEBITS 0 0.00

INTERCHANGE CREDITS 2 (19.80)

FEES 0 0.00

TOTAL AMOUNT FOR COST OF FUNDS, $ 1,941.32

TOTAL AMOUNT FOR COST OF FUNDS, $000 1.94132


ACRONYM: TEST

NETWORK: VISA

COUNT AMOUNT


RETURNS 0 0.00

TOTAL 1,941.32

REAPPLIED HOLDS 9



FEES 0 0.00




ACRONYM: TEST

NETWORK: VISA

COUNT AMOUNT


RETURNS 0 0.00

TOTAL 1,941.32

REAPPLIED HOLDS 9



FEES 0 0.00




ACRONYM: TEST

NETWORK: VISA

COUNT AMOUNT


RETURNS 0 0.00

TOTAL 1,941.32

REAPPLIED HOLDS 9



FEES 0 0.00




10/2/19 153

INTERCHANGE FEES (NOT LABELED)

Per transaction interchange fee by Transaction Type; If there are two lines, then the interchange rates for completed and denied transactions are different and not zero; The first line shows the rates for completed transactions

INTERCHANGE GROUP - DEVICE TYPE

Transactions are reported by interchange group and device type (see notes below). In addition, if the particular interchange group settles interchange on a daily basis, the word "(DAILY)" will appear after the interchange group. If the word "(DAILY)" appears, the interchange was settled daily, and the numbers and dollar amounts that follow are merely statistical.

TOTAL MONTHLY INTERCHANGE

"TOTAL MONTHLY INTERCHANGE" This is the total of all monthly interchange groups by role.

TOTAL DAILY INTERCHANGE

"TOTAL DAILY INTERCHANGE" This is the total of all monthly interchange groups (marked as "(DAILY)" after the interchange group by role. This number is merely statistical for the actual settlement of the interchange amount took place on a daily basis.

OTHER COUNTS PIN VALIDATION

Special counts are included for each of these categories, when the count is greater than 0; these figures are also reported separately on the invoice

STANDIN TRANSACTIONS WATS LINE MERCHANT PRENOTES NOTES: 1. Interchange is not calculated for 'ON US' transactions, as it is always zero. 'ON US'

transactions are reported as a separate group and only appear as counts in the 'NO INTX' section.

2. There are four possible device types for each interchange group: ATM, POS, AUDIO,

and OFF SITE ATM. There is one exception to this rule, 'ONUS - SUPPORT TRANSACTIONS.' This is a special grouping for Merchant Pre-notifications, Ready Reserve transfers, or other system generated transactions.

3. The transaction descriptions in the header assume that the device type is an ATM.

However, the columns have a different meaning if the device is either Audio or POS. The following table shows the appropriate headers for each device type.

ATM: WDRW DEPS TRFR BINQ PYFR PYEN

OFF SITE ATM: WDRW DEPS TRFR BINQ PYFR PYEN POS: POSD POSC TRFR BINQ PYFR PYEN

AUDIO: N/A N/A TRFR BINQ SPC1 SPC2 WRDW = Withdrawal SPC1 = Special POSC = Point of Sale Credit POSD = Point of Sale Debit

PYEN = Payment Enclosed PYFR = Payment From SPC2 = Special

BINQ = Balance Inquiry TRFR = Transfer DEPS = Deposit

SAMPLE OFP REPORT DETAIL PURCHASES COUNT AMOUNT

Number of merchant purchases Amount of merchant purchases

RETURNS COUNT AMOUNT

Number of merchant returns Amount of merchant returns

REAPPLIED HOLDS COUNT AMOUNT

Number of reapplied merchant holds Amount of reapplied merchant holds


10/2/19 154

INTERCHANGE DEBITS COUNT AMOUNT

Number of merchant interchange debits Amount of merchant interchange debits

INTERCHANGE CREDITS COUNT AMOUNT

Number of merchant interchange credits Amount of merchant interchange credits

FEES COUNT AMOUNT

Number of network fees assessed Amount of network fees assessed

Note: Network fees will only apply for Mastercard

® debit card issuers who FIS sponsors (ICA numbers 1340,

5450, or 5452) TOTAL AMOUNT FOR COST OF FUNDS

Total amount of merchant purchases to be assessed Cost of Funds (applicable if settlement account at institution).

This report will only contain interchange that FIS settles using the FIS transaction counts (i.e. if an institution settles directly with a network or if we transfer a network's interchange to the institution's monthly invoice via a file or report, then zeros will appear in the corresponding interchange column.)


10/2/19 155

EFINTRPT: MONTHLY PIN INTERCHANGE REPORT

CONTENTS Billing interchange fees and transaction counts

PURPOSE Provides detail of monthly interchange fees for PIN based networks. The dollar amounts and transaction counts on this report can be matched to the institution's monthly bill from FIS.

RUN FREQUENCY Monthly SAMPLE REPORT

EFINTRPT MONTHLY PIN INTERCHANGE REPORT 06/22/11 THRU 06/28/11 AS OF 07/01/11

PAGE:000000001

CUSTOMER: TEST

NETWORK : MASTER CARD

NUMBER VOLUME AVG TICKET INTERCHANGE AVG RATE AVG ITEM

INCOME

POS-DOMESTIC

SUPERMARKET 96,831 4,816,388.63 49.74 26,348.20 0.54% 0.272

WAREHOUSE CLUB 3,466 325,621.96 93.94 730.11 0.22% 0.210

PETROLEUM 49,097 1,131,863.75 23.05 16,528.16 1.46% 0.336

QSR 490 6,166.96 12.58 126.78 2.05% 0.258

RETAIL/OTHER 88,218 3,538,730.18 40.11 34,339.05 0.97% 0.389

TOTAL 238,102 9,818,771.48 41.23 78,072.30 0.79% 0.327

POS-INTERNATIONAL

SUPERMARKET 1 16.90 16.90 0.11 0.65% 0.110

WAREHOUSE CLUB 0 0.00 0.00 0.00 0.00% 0.000

PETROLEUM 0 0.00 0.00 0.00 0.00% 0.000

QSR 1 8.77 8.77 0.06 0.68% 0.060

RETAIL/OTHER 6 74.93 12.48 0.49 0.65% 0.081

TOTAL 8 100.60 12.57 0.66 0.65% 0.082

POS-GRAND TOTAL

SUPERMARKET 96,832 4,816,405.53 49.73 26,348.31 0.54% 0.272

WAREHOUSE CLUB 3,466 325,621.96 93.94 730.11 0.22% 0.210

PETROLEUM 49,097 1,131,863.75 23.05 16,528.16 1.46% 0.336

QSR 491 6,175.73 12.57 126.84 2.05% 0.258

RETAIL/OTHER 88,224 3,538,805.11 40.11 34,339.54 0.97% 0.389

TOTAL 238,110 9,818,872.08 41.23 78,072.96 0.79% 0.327

ACQUIRER ATM-DOMESTIC

CASH WITHDRAW 9,274 1,098,086.00 118.40 4,065.30 0.37% 0.438

BALANCE INQUIRY 3,060 0.00 0.00 760.50 0.00% 0.248

DEPOSITS 0 0.00 0.00 0.00 0.00% 0.000

STAMPS 25 1,633.82 65.35 18.30 1.12% 0.732

TRANSFER 38 26,383.00 694.28 9.50 0.03% 0.250

TOTAL 12,397 1,126,102.82 90.83 4,853.60 0.43% 0.391

ACQUIRER ATM-INTERNATIONAL

CASH WITHDRAW 0 0.00 0.00 0.00 0.00% 0.000

BALANCE INQUIRY 0 0.00 0.00 0.00 0.00% 0.000

DEPOSITS 0 0.00 0.00 0.00 0.00% 0.000

STAMPS 0 0.00 0.00 0.00 0.00% 0.000

TRANSFER 0 0.00 0.00 0.00 0.00% 0.000

TOTAL 0 0.00 0.00 0.00 0.00% 0.000

ACQUIRER ATM-GRAND TOTAL

CASH WITHDRAW 9,274 1,098,086.00 118.40 4,065.30 0.37% 0.438

BALANCE INQUIRY 3,060 0.00 0.00 760.50 0.00% 0.248

DEPOSITS 0 0.00 0.00 0.00 0.00% 0.000

STAMPS 25 1,633.82 65.35 18.30 1.12% 0.732

TRANSFER 38 26,383.00 694.28 9.50 0.03% 0.250

TOTAL 12,397 1,126,102.82 90.83 4,853.60 0.43% 0.391

ADJUSTMENT/OTHER 8 1,364.85 170.60 3.67 0.26% 0.458

TOTAL INCOME 250,515 10,946,339.75 43.69 82,930.23 0.75% 0.331


10/2/19 156

SAMPLE REPORT (CONTINUED)


NUMBER

Total number of transactions

VOLUME Total dollar amount of the transactions

AVG TICKET Total Volume divided by Total Number of transactions

INTERCHANGE Total interchange dollar amount

AVG RATE Total Interchange divided by Total Volume

AVG ITEM Total interchange divided by Number

EFINTRPT MONTHLY PIN INTERCHANGE REPORT 06/22/11 THRU 06/28/11 AS OF 07/01/11

PAGE:000000002

CUSTOMER: TEST

NETWORK : MASTER CARD

NUMBER VOLUME AVG TICKET INTERCHANGE AVG RATE AVG ITEM

EXPENSE

CHDR ATM-DOMESTIC

CASH WITHDRAW 52,236 4,693,829.77 89.85 25,146.00 0.53% 0.481

BALANCE INQUIRY 13,263 0.00 0.00 3,309.25 0.00% 0.249

DEPOSITS 14 0.00 0.00 0.00 0.00% 0.000

STAMPS 0 0.00 0.00 0.00 0.00% 0.000

TRANSFER 168 45,712.22 272.09 42.00 0.09% 0.250

TOTAL 65,681 4,739,541.99 72.16 28,497.25 0.60% 0.433

CHDR ATM-INTERNATIONAL

CASH WITHDRAW 991 185,935.08 187.62 1,231.25 0.66% 1.242

BALANCE INQUIRY 61 0.00 0.00 15.25 0.00% 0.250

DEPOSITS 0 0.00 0.00 0.00 0.00% 0.000

STAMPS 0 0.00 0.00 0.00 0.00% 0.000

TRANSFER 0 0.00 0.00 0.00 0.00% 0.000

TOTAL 1,052 185,935.08 176.74 1,246.50 0.67% 1.184

CHDR ATM-GRAND TOTAL

CASH WITHDRAW 53,227 4,879,764.85 91.67 26,377.25 0.54% 0.495

BALANCE INQUIRY 13,324 0.00 0.00 3,324.50 0.00% 0.249

DEPOSITS 14 0.00 0.00 0.00 0.00% 0.000

STAMPS 0 0.00 0.00 0.00 0.00% 0.000

TRANSFER 168 45,712.22 272.09 42.00 0.09% 0.250

TOTAL 66,733 4,925,477.07 73.80 29,743.75 0.60% 0.445

ADJUSTMENT/OTHER 25 1,335.15 53.40 9.84 0.73% 0.393

TOTAL EXPENSE 66,758 4,926,812.22 73.80 29,753.59 0.60% 0.445


10/2/19 157

EFAFDBILR01: AFD FEE BILLING REPORT

CONTENTS Displays any AFD (Automated Fuel Dispenser) authorization reversal messages received for an institution’s cardholders during the month.

PURPOSE Assists the institution in matching the billing for AFD authorization reversals to the monthly invoice.


FIELD NAME FIELD DESCRIPTION Account Number Card number that received the AFD Reversal

Time Terminal time of the transaction

Date Date of the transaction

Tran Amount Dollar amount of the transaction

Card Card type (Mastercard or VISA)

Count Total number of AFD Reversals received for the month

EFAFDBILR01 03/02/11 AFD FEE BILLING REPORT EFF DATE 03/02/2011 PAGE 0001


ACCOUNT NUMBER TIME DATE TRAN AMOUNT CARD

-------------------- ----- ----- --------------- ----

9999991234567888 23 13 01/01 75.37 VISA

9999991234567999 15 15 01/02 30.04 VISA

9999991234567444 15 27 01/02 45.63 VISA

9999991234567555 19 18 01/02 28.69 VISA

9999991234567111 18 41 01/04 38.76 VISA

9999991234567999 16 19 01/05 16.99 VISA

9999991234567000 19 45 01/05 58.09 VISA

9999991234567777 20 56 01/05 44.22 VISA

9999991234567111 11 49 01/07 19.21 VISA

9999991234567222 16 30 01/07 46.46 VISA

9999991234567000 17 24 01/08 37.01 VISA

9999991234567444 15 01 01/10 48.00 VISA

9999991234567000 14 33 01/11 28.78 VISA

9999991234567777 21 28 01/11 45.11 VISA

9999991234567999 23 36 01/12 46.20 VISA

9999991234567555 23 18 01/13 11.45 VISA

9999991234567222 01 01 01/14 55.66 VISA

COUNT: 17


10/2/19 158

EFFEERPT: MONTHLY PIN FEE REPORT

CONTENTS PULSE®

PIN network billing fees and transaction counts

PURPOSE Provides detail of monthly billing fees for your institution’s PULSE®

PIN network activity. The dollar amounts and transaction counts on this report can be matched to your institution's monthly bill from FIS.



10/2/19 159

SAMPLE REPORT (CONTINUED)


10/2/19 160


NUMBER

Total number of transactions

VOLUME Total dollar amount of the transactions

AVG TICKET Total Volume divided by Total Number of transactions

FEE AMOUNT Total fee/billing dollar amount

AVG RATE Total Fee Amount divided by Total Volume

AVG ITEM Total Fee Amount divided by Number

SWITCH FEES Refer to the latest PULSE®

Issuer Fee Schedule, as provided by the network, for details on the various switch fees in this section.

FEE EXPENSE Refer to the latest PULSE®

Issuer Fee Schedule, as provided by the network, for details on the various fees in this section.


10/2/19 161

BIMCBSM001: MASTERCARD CONSOLIDATED BILLING SYSTEM PASS THRU FEES

REPORT

CONTENTS Monthly Mastercard® fees detailed out by service and event code PURPOSE To provide service and event code detail that will assist in reconciliation of the

monthly bill and problem resolution RUN FREQUENCY Monthly SAMPLE REPORT


10/2/19 162

FIELD NAME

FIELD DESCRIPTION

DATE The date the event occurred.

SERVICE CODE The service associated with the transaction under which the billing event is categorized. --Please see the table on the following page.

EVENT CODE An alphanumeric identification number assigned to the transaction.

EVENT DESCRIPTION A description of the transaction billed under the service code.

QUANTITY The number of occurrences of the event code.

RATE The amount charged for the service.

BILLING AMOUNT The quantity multiplied by the rate for each event code as calculated by Mastercard.


10/2/19 163

MASTERCARD® SERVICE CODE TABLE

Code Description Code Description

AA Acquirer Authorization MP MasterCom® Issuer

AB Issuer Authorization MQ MasterCom® Acquirer

AC Acquirer Call Referral MS MasterCom®

AE Acquirer Assessment MU Mastercard University

AM Account Management System MV Mastercard Exclusives

CI Cirrus MW MasterCom CSD

CM ATM Issuer Switch Fees MZ MasterCom

CN ATM Acquirer Switch Fees NM Non-Mastercard Authorizations

CR Issuer Call Referral OP Operations/Development

DB Debit Products OS On-Us Merchant Investment

DJ Daily MasterCom Retrieval Issuer OU On-Us

DK Daily MasterCom Retrieval Acquirer PA Assessment Noncompliance

DP Daily Operations PB Manuals and Publications

DU Acquirer Brand Volume PC Purchase Card

EC Electronic Commerce PN Noncompliance Fees

EQ Equipment PQ Prior Quarter Assessment Adjustment—

FL Franchise/License RP Reports

FM File Maintenance SC Security

FR Franchise/License SM Supermarket/Warehouse: Intra-C

GD Global Service Debit SS Clearing 1740 Misc Collection

GE IPM Issuer ST Settlement

GF IPM Acquirer SW Clearing 1740 Misc Collection

GK IPM Issuer Reversal UA Concierge

GL IPM Acquirer Reversal UG MasterAssist®

GS Global Service UH Convergys Prepaid Billing

IA Issuer Assessment UI MasterAssist® Insurance

IC Issuers' Clearinghouse UT MasterAssist® ATM

IM GCMS/IPM UW MasterAssist Internet

M4 Maestro Acquirer Switch: Inter-C XA MCDP Monthly Switch Operation

M5 Maestro Issuer Switch: Inter-C XB MCDP Transaction Processing

MC Member Card Program XC MCDP ATM Driving Services

MI Maestro Issuer Interchange: Intra-C XD MCDP Card & Risk Management

MJ Maestro Acquirer Interchange: Intra-C XE MCDP Exceptions & Adjustments

ML Mastercard OnLine XF MCDP Telecommunications

MN POS Acquirer Switch Fees In Country XG MCDP Database & Professional Srvc

MO POS Issuer Switch Fees In Country XH MCDP Other


10/2/19 164

CM-470: MONTHLY BILLING RECORD REPORT LIST

CONTENTS Mastercard® and Visa

® fees assessed to the Financial Institution.

PURPOSE Details fees that Mastercard® and Visa

® charge the Financial Institution. Provides information

on the individual charges that make up the lump sum of Mastercard® and Visa

® fees on the

monthly invoice. RUN FREQUENCY Monthly SAMPLE REPORT


PRIN Financial Institution’s principle number (identifying number) at FIS.

BIN BIN (Bank Identification Number) of card.

TRAN CODE Transaction code Mastercard

®: Tran Code will always be 668

Visa®: Tran Code will be 10 if the item is a debit, 20 if the item is a credit.

REASON CODE Reason Code used for fee description Mastercard

® Values:

100: TELEX Authorization Fee – for collection of fees associated with an international TELEX authorization 200: Recovered Card Award Fee – for collection of reward for a card acceptor or financial institution employee when a card has been recovered 201: Lost/Stolen TELEX/Phone Fee – for collection of Lost/Stolen TELEX cost incurred for taking a lost or stolen card report 303: Compliance Ruling Settlement – for collection of a compliance ruling settlement amount. Visa

® Values:

0100: TELEX, Telephone and Cable charges 0110: Auto-TELEX charges 0130: Lost/Stolen card report fees 0150: Recovered card handling fees/rewards 5160: Fulfillment incentive fee.

CARD NUMBER Cardholder account number.

TRAN DATE Transaction date.

PROC DATE Transaction date written in Julian Date format.

AMOUNT

Dollar amount of fee.

DESCRIPTION Description of fee.

CM-470 MONTHLY BILLING RECORD REPORT LIST 04/30/07 PAGE 001

INSTITUTION: TEST VISA/MASTERCARD

TRAN REASON PROC

PRIN BIN CODE CODE CARD NUMBER TRAN DATE DATE AMOUNT DESCRIPTION

---- ------ ---- ---- ---------------- ---------- ---- --------- -----------------------------------------------------------------

0101 999999 10 0150 9999990500000379 04/06/2007 7097 15.00 CARD CAPTURED 04/06/07

0101 999999 10 0150 9999990007526585 04/06/2007 7097 15.00 CARD CAPTURED 04/06/07

0150 TOTAL: 30.00

0101 999999 10 5160 04/05/2007 7095 6.00 RETRIEVAL REQUEST ID 311510025068 , 08 DAY RESPONSE TIME, TIER 1

0101 999999 10 5160 04/11/2007 7101 6.00 RETRIEVAL REQUEST ID 312458907065 , 10 DAY RESPONSE TIME, TIER 1

5160 TOTAL: 12.00

10 TOTAL: 42.00

VISA TOTAL: $42.00

MASTERCARD TOTAL: $0.00

TOTAL FOR PVNB: $42.00


10/2/19 165

EFDCCRPT: MONTHLY PAY IN YOUR CURRENCY REPORT

CONTENTS Details transactions at the institution’s ATMs that were processed using Pay in Your Currency, which converts a cash withdrawal amount from the ATM’s local dispensing currency (US Dollars) into the cardholder’s billing currency (non-US currency).

PURPOSE Matches up to the “Pay In Your Currency Revenue” line item on the institution’s monthly FIS invoice.


FIELD NAME

FIELD DESCRIPTION

TRANSACTION DATE

Transaction date

TRANSACTION TIME

Transaction time

CARD NUMBER Cardholder account number

TERMINAL # Terminal identification number assigned to the ATM

TRANSACTION SEQUENCE

Sequence Number assigned to the transaction at the ATM

TRAN TYPE Type of transaction (CW = Cash Withdrawal)

TRANSACTION AMOUNT

Amount of transaction in US Dollars

REVENUE AMOUNT

Amount in US Dollars that the institution earns in revenue

CURRENCY CODE Three character code indicating the non-US currency that the cardholder chose for the transaction

CONVERSION RATE

The conversion rate between US Dollars and the non-US currency that was used for the transaction

EFDCCRPT MONTHLY PAY IN YOUR CURRENCY REPORT DATE: 06/03/2012

INSTITUTION: TEST MAY 2012 REPORT

TRANSACTION TRANSACTION CARD NUMBER TERMINAL # TRANSACTION TRAN TRANSACTION REVENUE CURRENCY CONVERSION

DATE TIME SEQUENCE TYPE AMOUNT AMOUNT CODE RATE

05/03/12 05:38:29 9999990000001234 00009999 009912 CW 62.00 0.61 999 0008.800047

05/05/12 12:44:02 9999990000005678 00009999 009974 CW 22.00 0.23 888 00019.05569

05/08/12 07:39:08 9999990000009012 00009999 009998 CW 100.00 0.82 777 000.9349229

05/08/12 10:54:00 9999990000007890 00009999 009912 CW 22.00 0.23 555 00075.09969

05/11/12 18:29:31 9999990000001234 00009999 009956 CW 40.00 0.22 444 000.9844529

05/15/12 12:56:09 9999990000005678 00009999 009985 CW 22.00 0.20 333 0001.029172

05/18/12 07:16:48 9999990000009012 00009999 009986 CW 22.00 0.21 222 000.9123029

05/19/12 14:27:33 9999990000003456 00009999 009933 CW 82.00 0.50 111 0001.027999

05/22/12 17:38:00 9999990000007890 00009999 009906 CW 102.00 0.83 000 00013.81469

05/25/12 16:28:19 9999990000001234 00009999 009900 CW 62.00 0.64 111 0001.027999

05/29/12 09:42:02 9999990000005678 00009999 009914 CW 20.00 0.12 222 000.9123029

TOTAL 11 556.00 4.61


10/2/19 166

EFSURNET-R01: ACQUIRING INSTITUTION’S SURCHARGE SUMMARY REPORT BY

NETWORK

CONTENTS Breakdown by network and total of all surcharged transactions occurring at an institution’s terminals for each acquired network on a monthly basis.

PURPOSE To provide a list of surcharge quantities and totals by terminal and transaction type for each acquired network on a monthly basis, which will assist with monthly income balancing and network profitability.

RUN FREQUENCY Monthly NOTE At the end of this report, all of the individual ATM’s total quantity and surcharge income is

summarized by network in an “ALL” ATM’s section. SAMPLE REPORT

EFSURNET-R01 ACQUIRING INSTITUTION'S SURCHARGE SUMMARY BY NETWORK: MARCH RUN DATE 04/03/05 TIME 6:57:17 PAGE 1

INST: TEST TERMINAL NO: 000000F997 LOCATION: 1234 MAIN STREET LAS VEGAS NV

<------------SURCHARGE------------>

NETWORK TC QTY RATE GROSS $

STAR NORTHEAST CA 51 2.00 102.00

NYCE EAST CA 91 2.00 182.00

CIRRUS CA 9 2.00 18.00

VISA ATM NETWORK CA 1 2.00 2.00

DISCOVER CA 2 2.00 4.00

PLUS NETWORK CA 24 2.00 48.00

TOTAL ALL NETWORKS 178 356.00


INST: TEST TERMINAL NO: 000000F998 LOCATION: 5 WALNUT STREET CINCINNATI OH

<------------SURCHARGE------------>



NYCE EAST CA 99 1.50 148.50

CIRRUS CA 3 1.50 4.50

MASTER CARD ATM CA 1 1.50 1.50




INST: TEST TERMINAL NO: 000000F999 LOCATION: 9 WESTWOOD AVE CINCINNATI OH

<------------SURCHARGE------------>



NYCE EAST CA 153 1.50 229.50

CIRRUS CA 5 1.50 7.50


AMERICAN EXPRESS CA 1 1.50 1.50

DISCOVER CA 1 1.50 1.50




10/2/19 167


NETWORK Name of network acquired by institution for which surcharge income is accumulated.

TRANSACTION CODE

Type of transaction processed through the listed network for which surcharge income is accumulated (see Appendix A)

QUANTITY Number of surcharged transactions processed for the listed network on a monthly basis.

RATE Dollar value surcharged for each transaction processed for the listed network.

GROSS $

Total dollar value accumulated from surcharging for all transactions processed for the listed network on a monthly basis.

TOTAL ALL NETWORKS

Total quantity and surcharge income for each ATM.


INST: TEST TERMINAL NO: ALL LOCATION: ALL

<------------SURCHARGE------------>


STAR NORTHEAST CA 84,859 2.00 169,718.00




NYCE EAST CA 49,140 2.00 98,280.00

NYCE EAST CA 88 1.00 88.00

NYCE EAST CA 281,392 1.50 422,088.00

NYCE EAST CA 88,304 1.75 154,532.00

CIRRUS CA 6,283 2.00 12,566.00

CIRRUS CA 47 1.00 47.00

CIRRUS CA 7,150 1.50 10,725.00

CIRRUS CA 2,739 1.75 4,793.25




VISA ATM NETWORK CA 1,187 2.00 2,374.00

VISA ATM NETWORK CA 1,195 1.50 1,792.50


DISCOVER CA 464 2.00 928.00

DISCOVER CA 535 1.50 802.50

DISCOVER CA 153 1.75 267.75

PLUS NETWORK CA 26,094 2.00 52,188.00


PLUS NETWORK CA 8,083 1.50 12,124.50

PLUS NETWORK CA 3,079 1.75 5,388.25




MPS/PLUS SHARING CA 510 2.00 1,020.00

MPS/PLUS SHARING CA 110 1.50 165.00

MPS/PLUS SHARING CA 55 1.75 96.25

QUEST COALITION CA 2 2.00 4.00

TOTAL ALL NETWORKS 580,864 980,134.25


10/2/19 168

EFTSTTR01: TERMINAL MONTHLY STATISTICS REPORT

CONTENTS Terminal transaction totals broken out by terminal, transaction type, and network, followed by totals for all terminals.

PURPOSE To provide monthly terminal transaction statistics. RUN FREQUENCY Monthly SAMPLE REPORT

EFTSTTR01-TEST 07.47 03/26/03 TERMINAL MONTHLY STATISTICS FOR PERIOD 07/01/05 THRU 07/31/05 AS OF 08/02/05 PAGE: 1

TOT # TOT # TOT # TOT $ % TOT # TOT $ % #

TERMINAL INFORMATION NETWORK TC TRANS APPROVED DENIED TRANS APP S/C S/C S/C

-------------------- ------- -- ------- -------- ------- ------------- --- ------- ------------- ---

ATM # : 00000000000413F ONUS CA 46 26 20 2,280.00 56 0 0.00 0

1234 CENTRAL PARK IN 7 6 1 0.00 85 0 0.00 0

LAS VEGAS NV TR 1 0 1 0.00 0 0 0.00 0

SP 7 5 2 0.00 71 0 0.00 0

# USERS: 59 -------------------------------------------------------------------------------

# KEPT : 0 TOTAL 61 37 24 2,280.00 60 0 0.00 0

PULSE CA 10 8 2 1,112.00 80 8 12.00 100

-------------------------------------------------------------------------------

TOTAL 10 8 2 1,112.00 80 8 12.00 100

CIRRUS CA 12 9 3 1,103.50 75 9 13.50 100

IN 4 4 0 0.00 100 0 0.00 0

-------------------------------------------------------------------------------

TOTAL 16 13 3 1,103.50 81 9 13.50 69

PLUS NETWORK CA 14 11 3 1,446.50 78 11 16.50 100

IN 2 1 1 0.00 50 0 0.00 0

-------------------------------------------------------------------------------

ALL CA 82 54 28 5,942.00 65 28 42.00 51

IN 13 11 2 0.00 84 0 0.00 0

TR 1 0 1 0.00 0 0 0.00 0

SP 7 5 2 0.00 71 0 0.00 0

-------------------------------------------------------------------------------

TOTAL 103 70 33 5,942.00 67 28 42.00 40

TOT # TOT # TOT # TOT $ % TOT # TOT $ % #

TERMINAL INFORMATION NETWORK TC TRANS APPROVED DENIED TRANS APP S/C S/C S/C

-------------------- ------- -- ------- -------- ------- ------------- --- ------- ------------- ---

ALL ONUS CA 79 53 26 3,700.00 67 0 0.00 0

IN 29 26 3 0.00 89 0 0.00 0

TR 1 0 1 0.00 0 0 0.00 0

SP 15 12 3 0.00 80 0 0.00 0

-------------------------------------------------------------------------------

TOTAL 124 91 33 3,700.00 73 0 0.00 0

PULSE CA 19 17 2 1,845.50 89 17 25.50 100

IN 6 0 6 0.00 0 0 0.00 0

-------------------------------------------------------------------------------

TOTAL 25 17 8 1,845.50 68 17 25.50 100

CIRRUS CA 26 21 5 2,081.50 80 21 31.50 100

IN 8 8 0 0.00 100 0 0.00 0

-------------------------------------------------------------------------------

TOTAL 34 29 5 2,081.50 85 21 31.50 72

MASTER CARD ATM IN 1 1 0 0.00 100 0 0.00 0

-------------------------------------------------------------------------------

TOTAL 1 1 0 0.00 100 0 0.00 0

VISA ATM NETWORK CA 1 1 0 21.50 100 1 1.50 100

-------------------------------------------------------------------------------

TOTAL 1 1 0 21.50 100 1 1.50 100

AMERICAN EXPRESS CA 1 1 0 61.50 100 1 1.50 100

-------------------------------------------------------------------------------

TOTAL 1 1 0 61.50 100 1 1.50 100

PLUS NETWORK CA 20 17 3 1,755.50 85 17 25.50 100

IN 4 3 1 0.00 75 0 0.00 0

-------------------------------------------------------------------------------

TOTAL 24 20 4 1,755.50 83 17 25.50 85

ALL CA 146 110 36 9,465.50 75 57 85.50 51

IN 48 38 10 0.00 79 0 0.00 0

TR 1 0 1 0.00 0 0 0.00 0

SP 15 12 3 0.00 80 0 0.00 0

-------------------------------------------------------------------------------

TOTAL 210 160 50 9,465.50 76 57 85.50 35


10/2/19 169

FIELD NAME FIELD DESCRIPTION TERMINAL INFORMATION

Terminal specific information

ATM # Terminal number ADDRESS LINE 1 Street address of terminal ADDRESS LINE 2 City, State of terminal # USERS Number of unique cardholders that used this terminal # KEPT Number of cards retained NETWORK Network name TC Transaction Code (see Appendix A) TOT # TRANS Count of all transactions for this terminal/network/transaction code TOT # APPROVED Count of all approved transactions for this terminal/network/transaction code TOT # DENIED Count of all non-approved transactions for this terminal/network/transaction code TOT $ TRANS Total dollar amounts for this terminal/network/transaction code % APP The percentage of total number of approved transactions to the total number of transactions TOT # S/C Count of all surcharged transactions for this terminal/network/transaction code TOT $ S/C Total surcharge dollars for this terminal/network/transaction code % # S/C The percentage of total number of surcharged transactions to the total number of approved

transactions


10/2/19 170

EFTSTTR02: CARDHOLDER MONTHLY STATISTICS REPORT

CONTENTS Cardholder transaction totals broken out by BIN, transaction type, and network, followed by totals for all BINs.

PURPOSE To provide monthly cardholder transaction statistics.


NOTE The data reported on the Cardholder Monthly Statistics Report is only as reliable as the information that the ATM driver or Network passed to FIS in the transaction message.

SAMPLE REPORT

EFTSTTR02-TEST 07.46 03/26/03 CARDHOLDER MONTHLY STATISTICS FOR PERIOD 07/01/05 THRU 07/31/05 AS OF 08/02/05 PAGE: 1

BIN NETWORK TC TOT # # APPROV TOT $ $ S/C $ FEE CK% SV% OT%

------------------ ------- -- ----------- ----------- ----------------- ------------- ------------- --- --- ---

999999 ONUS CA 79 53 3,700.00 0.00 0.00 89 3 6

IN 29 26 0.00 0.00 0.00 89 6 3

# USERS: 395 TR 1 0 0.00 0.00 0.00 0 100 0

# KEPT : 0 SP 7 5 0.00 0.00 0.00 0 0 100

# RR/OD: 37 ------------------------------------------------------------------------------------------

TOTAL 116 84 3,700.00 0.00 0.00 83 5 11

VISA CREDIT AU 1,136 1,035 0.00 0.00 0.00 100 0 0

------------------------------------------------------------------------------------------

TOTAL 1,136 1,035 0.00 0.00 0.00 100 0 0

PULSE CA 296 210 15,165.75 435.75 0.00 89 5 4

IN 90 79 0.00 0.00 0.00 94 5 0

PD 142 124 5,377.58 0.00 0.00 93 0 6

FD 11 11 294.83 0.00 0.00 100 0 0

PR 18 12 0.00 0.00 0.00 77 0 22

------------------------------------------------------------------------------------------

TOTAL 557 436 20,838.16 435.75 0.00 91 3 4

JEANIE CA 8 8 852.00 12.00 0.00 100 0 0

IN 3 3 0.00 0.00 0.00 100 0 0

PD 81 73 2,289.53 0.00 0.00 93 0 6

FD 2 2 55.80 0.00 0.00 100 0 0

PR 2 2 0.00 0.00 0.00 100 0 0

------------------------------------------------------------------------------------------

TOTAL 96 88 3,197.33 12.00 0.00 94 0 5

CIRRUS CA 76 59 3,950.95 110.95 0.00 89 0 10

IN 28 20 0.00 0.00 0.00 78 7 14

------------------------------------------------------------------------------------------

TOTAL 104 79 3,950.95 110.95 0.00 86 1 11

ALL CA 564 399 29,996.50 558.70 0.00 88 4 7

IN 181 152 0.00 0.00 0.00 88 8 2

TR 1 0 0.00 0.00 0.00 0 100 0

SP 7 5 0.00 0.00 0.00 0 0 100

BIN NETWORK TC TOT # # APPROV TOT $ $ S/C $ FEE CK% SV% OT%

------------------ ------- -- ----------- ----------- ----------------- ------------- ------------- --- --- ---

ALL ONUS CA 79 53 3,700.00 0.00 0.00 89 3 6

IN 29 26 0.00 0.00 0.00 89 6 3

TR 1 0 0.00 0.00 0.00 0 100 0

SP 14 11 0.00 0.00 0.00 0 0 100

------------------------------------------------------------------------------------------

TOTAL 123 90 3,700.00 0.00 0.00 78 4 16

PULSE CA 296 210 15,165.75 435.75 0.00 89 5 4

IN 90 79 0.00 0.00 0.00 94 5 0

PD 143 124 5,377.58 0.00 0.00 93 0 6

FD 11 11 294.83 0.00 0.00 100 0 0

PR 18 12 0.00 0.00 0.00 77 0 22

------------------------------------------------------------------------------------------

TOTAL 558 436 20,838.16 435.75 0.00 91 3 5

VISA CREDIT AU 1,136 1,035 0.00 0.00 0.00 100 0 0

------------------------------------------------------------------------------------------

TOTAL 1,136 1,035 0.00 0.00 0.00 100 0 0

JEANIE CA 8 8 852.00 12.00 0.00 100 0 0

IN 3 3 0.00 0.00 0.00 100 0 0

PD 81 73 2,289.53 0.00 0.00 93 0 6

FD 2 2 55.80 0.00 0.00 100 0 0

PR 2 2 0.00 0.00 0.00 100 0 0

------------------------------------------------------------------------------------------

TOTAL 96 88 3,197.33 12.00 0.00 94 0 5

CIRRUS CA 76 59 3,950.95 110.95 0.00 89 0 10

IN 28 20 0.00 0.00 0.00 78 7 14

------------------------------------------------------------------------------------------

TOTAL 104 79 3,950.95 110.95 0.00 86 1 11

ALL CA 564 399 29,996.50 558.70 0.00 88 4 7

IN 181 152 0.00 0.00 0.00 88 8 2

TR 1 0 0.00 0.00 0.00 0 100 0

SP 14 11 0.00 0.00 0.00 0 0 100

PD 288 247 11,277.46 0.00 0.00 92 0 7

FD 17 17 477.17 0.00 0.00 100 0 0

PR 24 18 0.00 0.00 0.00 83 0 16

AU 1,136 1,035 0.00 0.00 0.00 100 0 0

------------------------------------------------------------------------------------------

TOTAL 2,225 1,879 41,751.13 558.70 0.00 94 1 3


10/2/19 171

FIELD NAME FIELD DESCRIPTION BIN BIN number of card # USERS Number of unique cardholders within the BIN number that performed transactions # KEPT Number of cards retained #RR/OD Number of ready reserve/overdraft transactions for this BIN number NETWORK Network name TC Transaction Code (see Appendix A) TOT # TRANS Count of all transactions for this BIN/network/transaction code TOT # APPROVED Count of all approved transactions for this BIN/network/transaction code TOT $ TRANS Total dollar amounts for this BIN/network/transaction code TOT $ S/C Total surcharge dollars for this BIN/network/transaction code TOT $ FEE Total fee assessment dollars for this BIN/network/transaction code TOT %CK The percentage of the number of transactions with an account type of checking to the total

number of approved transactions for this BIN/network/transaction code TOT %SV The percentage of the number of transactions with an account type of savings to the total

number of approved transactions for this BIN/network/transaction code TOT %OT The percentage of the number of transactions with an account type of other than checking or

savings to the total number of approved transactions for this BIN/network/transaction code


10/2/19 172

EFTSTTR03: CARDHOLDER MONTHLY STATISTICS REPORT BY TERMINAL ADDRESS

CONTENTS Shows terminal locations where institution’s cardholder usage exceeded the minimum threshold (default threshold = 100/month). Cardholder transaction totals are broken out by BIN, then by Network, then by total number of transactions.

PURPOSE To provide cardholder monthly statistics by terminal location at the BIN level. Displays most commonly used terminals.


FIELD NAME FIELD DESCRIPTION THRESHOLD Minimum number of transactions required to qualify for reporting. This can be changed on a

per institution basis (default=100). BIN BIN number of card NETWORK Network name

EFTSTTR03-TEST 07.46 03/26/03 CARDHOLDER MONTHLY STATISTICS FOR PERIOD 07/01/05 THRU 07/31/05 AS OF 08/01/05 PAGE: 1

BY TERMINAL ADDRESS

THRESHOLD: 100

TOTAL # TOTAL # TOTAL $ TOTAL $ TOTAL $

BIN NETWORK / #USERS TERMINAL TC TRANS APPROVED TRANS SURCHARGED FEE

------------ ---------------- --------------------------- -- -------- -------- ------------ ---------- ----------

999999 MASTER CARD CRED AU 3,737 3,529 0.00 0.00 0.00

454 ------------------------------------------------------------------

TOTAL 3,737 3,529 0.00 0.00 0.00

ALL AU 3,737 3,529 0.00 0.00 0.00

------------------------------------------------------------------

TOTAL 3,737 3,529 0.00 0.00 0.00

NYCE EAST 987 VAN DYKE PL PD 116 113 3,924.48 0.00 0.00

75 BAD AXE MI ------------------------------------------------------------------

TOTAL 116 113 3,924.48 0.00 0.00

5555 GARFIELD CA 69 64 7,168.00 128.00 0.00

35 UBLY MI IN 24 24 0.00 0.00 0.00

DE 27 26 43,700.43 0.00 0.00

------------------------------------------------------------------

TOTAL 120 114 50,868.43 128.00 0.00

ALL PD 116 113 3,924.48 0.00 0.00

CA 69 64 7,168.00 128.00 0.00

IN 24 24 0.00 0.00 0.00

DE 27 26 43,700.43 0.00 0.00

------------------------------------------------------------------

TOTAL 236 227 54,792.91 128.00 0.00

JEANIE LM 123 VAN DYKE PL PD 933 901 49,332.89 0.00 0.00

271 BAD AXE MI ------------------------------------------------------------------

TOTAL 933 901 49,332.89 0.00 0.00

ALL PD 933 901 49,332.89 0.00 0.00

------------------------------------------------------------------

TOTAL 933 901 49,332.89 0.00 0.00

888888 NYCE EAST 456 VAN DYKE PL CA 83 72 4,924.00 144.00 0.00

35 BAD AXE MI IN 33 33 0.00 0.00 0.00

DE 1 1 40.00 0.00 0.00

TR 1 1 500.00 0.00 0.00

------------------------------------------------------------------

TOTAL 118 107 5,464.00 144.00 0.00

ALL CA 83 72 4,924.00 144.00 0.00

IN 33 33 0.00 0.00 0.00

DE 1 1 40.00 0.00 0.00

TR 1 1 500.00 0.00 0.00

------------------------------------------------------------------

TOTAL 118 107 5,464.00 144.00 0.00


10/2/19 173

# USERS Number of unique cardholders under a given BIN number who performed transactions at a

given terminal location. TERMINAL Location of terminal TC Transaction Code (see Appendix A) TOT # TRANS Count of all transactions for this BIN/network/terminal/transaction code TOT # APPROVED Count of all approved transactions for this BIN/network/terminal/transaction code

TOT $ TRANS Total dollar amounts for this BIN/network/terminal/transaction code TOT $ S/C Total surcharge dollars for this BIN/network/terminal/transaction code (not always supplied by

the acquirer) TOT $ FEE Total fee assessment dollars for this BIN/network/terminal/transaction code


10/2/19 174

CM-015: BANKCARD INFORMATION REPORT

CONTENTS Demographic information on Visa®/Mastercard

®/Discover

® Debit Card database such as the

number of cardholders, average purchase amount, average number of purchases, number of cards blocked, etc.

PURPOSE Allows management to monitor institution's Visa®/Mastercard

®/Discover

® Debit Card statistics.

RUN FREQUENCY Monthly (paper) SAMPLE REPORT

FIELD NAME FIELD DESCRIPTION TOTALS DETAIL LINES (all totals are based on the input parameters supplied by the institution) CARDS USED SINCE Total number of cards used since the date entered STATUSED FOR LOST Total number of cardholders and plastics with a "LOST" reason code (A,F,Q) TOTAL CARDHOLDERS

Total number of cardholders (accounts) on cardholder master file

STATUSED FOR STOLEN

Total number of cardholders and plastics with a "STOLEN" reason code (B,C,D,P,S,T,U)

TOTAL PLASTICS Total number of plastics on cardholder master file STATUSED FOR PIN ACTIVATION

Total number of cardholders and plastics with a "PIN ACTIVATION" reason code (O)

YTD AVG DOLLAR AMT PER CARD

The year to date average purchase dollar amount of all cards listed

ALL OTHER BLOCKS Total number of cardholders and plastics with reason codes other than those listed above YTD AVG NUM PURCHASES PER CARD

The year to date average number of purchases of all cards listed

CLOSED Total number of cardholders and plastics on the database in "CLOSED" status PREV YEAR AVG DOLLAR AMT PER CARD

The previous year average purchase dollar amount of all cards listed "DELETED" status

DELETED Total number of cardholders and plastics on the database in "DELETED" status

CM-015 --------- BANKCARD INFORMATION REPORT - TOTALS --------- PAGE: 0001

INST: TEST – TEST NATIONAL BANK REPORT DATE: 04/30/05

------------- ACCOUNT STATUS -------------------- -------------------- CARDHOLDER DATA BASE PROFILE ---------

T O T A L CARDHOLDERS PLASTICS

CARDS USED SINCE 01/2005: 4863 STATUSED FOR LOST: 135 135

TOTAL CARDHOLDERS: 9680 STATUSED FOR STOLEN: 3 3

TOTAL PLASTICS: 9671 STATUSED FOR PIN ACTIVATION: 378 378

YTD AVG DOLLAR AMT PER CARD: 25.68 ALL OTHER BLOCKS: 3198 3198

YTD AVG NUM PURCHASES PER CARD: 9 CLOSED: 39 39

PREV YEAR AVG DOLLAR AMT PER CARD: 0.00 DELETED: 0 0

PREV YEAR AVG NUM PURCHASES PER CARD: 0 EXPIRED: 290 290

TOTAL ACTIVE: 5964 5955

3-D SECURE ACTIVE: 0 0


10/2/19 175

PREV YEAR AVG NUM PURCHASES PER CARD

The previous year average number of purchases of all cards listed

EXPIRED Total number of cardholders and plastics with expiration date on cardholder master file less

than the current date TOTAL ACTIVE Total number of cards not blocked, closed, deleted, or expired (as listed above)

3-D SECURE ACTIVE Total number of cardholders with 3-D secure passwords set


10/2/19 176

CM-500: NETWORK REPORTING TRANSACTION STATISTICS REPORT

CONTENTS Breakdown of sales, returns, and cash by interchange type monthly and quarterly by product type (year and a quarter worth of data). In addition, provides average transactions per active account.

PURPOSE Allows management to monitor sales, returns and cash by interchange on a monthly and quarterly basis for up to 18 months.

RUN FREQUENCY Monthly NOTE The CM-510 report is the same report format as the CM-500 but includes multiple acronyms

rolled up under one acronym. SAMPLE REPORT

CM-500 NETWORK REPORTING TRANSACTION STATISTICS DATE: 04/30/05 PAGE: 1

BANK: 9999 - TEST

PRODUCT: VISA CHECKCARD

*--------- SALES ----------* *------- RETURNS --------* *------- NET TOTAL --------* AVG. TRANS *------- CASH -------*

APRIL 2005 NUMBER AMOUNT NUMBER AMOUNT NUMBER AMOUNT PER ACTIVE NUMBER AMOUNT

___________________________________________________________________________________________________________________________________

ON-US 0 $0.00 0 $0.00 0 $0.00 0 $0.00

INTRACHANGE 1,206 $64,882.50 34 $2,581.68- 1,172 $62,300.82 0 $0.00

DOMESTIC 22,235 $1,128,038.03 336 $26,564.00- 21,899 $1,101,474.03 5 $3,403.43

INTERNATIONAL 96 $7,616.37 2 $214.98- 94 $7,401.39 1 $505.31

___________________________________________________________________________________________________________________________________

TOTAL 23,537 $1,200,536.90 372 $29,360.66- 23,165 $1,171,176.24 9.42 6 $3,908.74

************************************************************************************************************************************


1ST Q 2005 NUMBER AMOUNT NUMBER AMOUNT NUMBER AMOUNT PER ACTIVE NUMBER AMOUNT

___________________________________________________________________________________________________________________________________

ON-US 0 $0.00 0 $0.00 0 $0.00 0 $0.00

INTRACHANGE 3,065 $169,481.46 95 $7,015.64- 2,970 $162,465.82 0 $0.00

DOMESTIC 54,249 $2,851,611.60 864 $68,437.99- 53,385 $2,783,173.61 8 $5,025.00

INTERNATIONAL 265 $22,210.25 3 $685.09- 262 $21,525.16 1 $52.80

___________________________________________________________________________________________________________________________________

TOTAL 57,579 $3,043,303.31 962 $76,138.72- 56,617 $2,967,164.59 23.39 9 $5,077.80

************************************************************************************************************************************


MARCH 2005 NUMBER AMOUNT NUMBER AMOUNT NUMBER AMOUNT PER ACTIVE NUMBER AMOUNT

___________________________________________________________________________________________________________________________________

ON-US 0 $0.00 0 $0.00 0 $0.00 0 $0.00

INTRACHANGE 1,175 $66,526.18 31 $1,744.76- 1,144 $64,781.42 0 $0.00

DOMESTIC 21,717 $1,141,699.63 304 $23,524.76- 21,413 $1,118,174.87 5 $4,700.00

INTERNATIONAL 117 $9,894.82 2 $79.58- 115 $9,815.24 0 $0.00

___________________________________________________________________________________________________________________________________

TOTAL 23,009 $1,218,120.63 337 $25,349.10- 22,672 $1,192,771.53 9.36 5 $4,700.00


FEBRUARY 2005 NUMBER AMOUNT NUMBER AMOUNT NUMBER AMOUNT PER ACTIVE NUMBER AMOUNT

___________________________________________________________________________________________________________________________________

ON-US 0 $0.00 0 $0.00 0 $0.00 0 $0.00

INTRACHANGE 1,033 $54,928.89 32 $2,349.26- 1,001 $52,579.63 0 $0.00

DOMESTIC 18,654 $992,623.72 327 $27,723.76- 18,327 $964,899.96 2 $125.00

INTERNATIONAL 84 $7,838.07 1 $605.51- 83 $7,232.56 1 $52.80

___________________________________________________________________________________________________________________________________

TOTAL 19,771 $1,055,390.68 360 $30,678.53- 19,411 $1,024,712.15 8.24 3 $177.80


JANUARY 2005 NUMBER AMOUNT NUMBER AMOUNT NUMBER AMOUNT PER ACTIVE NUMBER AMOUNT

___________________________________________________________________________________________________________________________________

ON-US 0 $0.00 0 $0.00 0 $0.00 0 $0.00

INTRACHANGE 857 $48,026.39 32 $2,921.62- 825 $45,104.77 0 $0.00

DOMESTIC 13,878 $717,288.25 233 $17,189.47- 13,645 $700,098.78 1 $200.00

INTERNATIONAL 64 $4,477.36 0 $0.00 64 $4,477.36 0 $0.00

___________________________________________________________________________________________________________________________________

TOTAL 14,799 $769,792.00 265 $20,111.09- 14,534 $749,680.91 6.48 1 $200.00


10/2/19 177

FIELD NAME FIELD DESCRIPTION PRODUCT Product type DATE HEADING The date for which the record was accumulated. Records can either be for

YTD, Quarter, or Month of any year. ON-US Sales, Returns, and Cash by your cardholders at your merchants. INTRACHANGE Sales, Returns, and Cash by your cardholders at merchants processed by FIS. DOMESTIC Sales, Returns, and Cash within the U.S. by your cardholders at non- FIS U.S.

merchants. INTERNATIONAL Sales, Returns, and Cash outside the U.S. by your cardholders at non- FIS

international merchants. TOTAL Total Sales, Returns, and Cash SALES Total number and amount of merchant purchases for the specified time period. RETURNS Total number and amount of merchant credits for the specified time period. NET TOTAL Net total number and amount of Sales and Returns for the specified time

period. (Sales - Returns = Net Total) AVG TRANS PER ACTIVE

Net total of merchant interchange transactions divided by the number of active accounts as shown on the CM-501. (Active Accounts must have one or more merchant/interchange transactions for the specified time period)

CASH Total number and amount of cash disbursements for the specified time period.


10/2/19 178

CM-501: NETWORK REPORTING ACCOUNT STATISTICS REPORT

CONTENTS Breakdown of account and card for the month and the quarter (year and a quarter worth of data).

PURPOSE Allows management to monitor account and card on a monthly and quarterly basis for up to 18 months.

RUN FREQUENCY Monthly NOTE The CM-511 report is the same report format as the CM-501 but includes multiple acronyms

rolled up under one acronym. SAMPLE REPORT

CM-501 NETWORK REPORTING ACCOUNT STATISTICS DATE: 04/30/05 PAGE: 1

BANK: 9999 - TEST


*----- ACCOUNT STATISTICS ------* *------- CARD STATISTICS -------* *----------- ACTIVE ACCOUNTS ------------*

APRIL 2005 BEGINNING NEW ENDING BEGINNING NEW ENDING BEGINNING NEW ENDING % ACTIVE

________________ ___________ _________ ___________ ___________ _________ ___________ ___________ _________ ___________ ________

OPEN 5,652 150 5,699 5,652 150 5,699 2,421 26 2,460 43%

BLOCKED 3,096 3 3,201 3,096 3 3,201 81 2 41 1%

________________ ___________ _________ ___________ ___________ _________ ___________ ___________ _________ ___________ ________

TOTAL 8,748 153 8,900 8,748 153 8,900 2,502 28 2,501 28%

************************************************************************************************************************************


1ST Q 2005 BEGINNING NEW ENDING BEGINNING NEW ENDING BEGINNING NEW ENDING % ACTIVE

________________ ___________ _________ ___________ ___________ _________ ___________ ___________ _________ ___________ ________

OPEN 0 6,031 5,652 0 6,031 5,652 0 2,807 2,421 43%

BLOCKED 0 2,728 3,096 0 2,728 3,096 0 280 81 3%

________________ ___________ _________ ___________ ___________ _________ ___________ ___________ _________ ___________ ________

TOTAL 0 8,759 8,748 0 8,759 8,748 0 3,087 2,502 29%

************************************************************************************************************************************


MARCH 2005 BEGINNING NEW ENDING BEGINNING NEW ENDING BEGINNING NEW ENDING % ACTIVE

________________ ___________ _________ ___________ ___________ _________ ___________ ___________ _________ ___________ ________

OPEN 5,593 262 5,652 5,593 262 5,652 2,355 56 2,421 43%

BLOCKED 2,895 6 3,096 2,895 6 3,096 61 1 81 3%

________________ ___________ _________ ___________ ___________ _________ ___________ ___________ _________ ___________ ________

TOTAL 8,488 268 8,748 8,488 268 8,748 2,416 57 2,502 29%


FEBRUARY 2005 BEGINNING NEW ENDING BEGINNING NEW ENDING BEGINNING NEW ENDING % ACTIVE

________________ ___________ _________ ___________ ___________ _________ ___________ ___________ _________ ___________ ________

OPEN 5,509 260 5,593 5,509 260 5,593 2,243 69 2,355 42%

BLOCKED 2,719 3 2,895 2,719 3 2,895 53 0 61 2%

________________ ___________ _________ ___________ ___________ _________ ___________ ___________ _________ ___________ ________

TOTAL 8,228 263 8,488 8,228 263 8,488 2,296 69 2,416 28%


JANUARY 2005 BEGINNING NEW ENDING BEGINNING NEW ENDING BEGINNING NEW ENDING % ACTIVE

________________ ___________ _________ ___________ ___________ _________ ___________ ___________ _________ ___________ ________

OPEN 0 5,509 5,509 0 5,509 5,509 0 2,243 2,243 41%

BLOCKED 0 2,719 2,719 0 2,719 2,719 0 53 53 2%

________________ ___________ _________ ___________ ___________ _________ ___________ ___________ _________ ___________ ________

TOTAL 0 8,228 8,228 0 8,228 8,228 0 2,296 2,296 28%


10/2/19 179

FIELD NAME FIELD DESCRIPTION PRODUCT Product type DATE HEADING The date for which the record was accumulated. Records can either be for YTD, Quarter, or

Month of any year. OPEN Number of Accounts, Cards and Active Accounts for the specified time period that are able to

perform a transaction. BLOCKED Number of Accounts, Cards, and Active Accounts for the specified time period that are on the

file but unable to perform a transaction (all blocked accounts, including closed, excluding “O” Block).

TOTAL Total number of Accounts, Cards and Active Accounts (Open plus Blocked) for the specified

time period. ACCOUNT STATISTICS Number of Open, Blocked, and Total accounts (MCC/BAC) at the beginning and end of the

specified time period, along with the new accounts added during that time. CARD STATISTICS Number of Open, Blocked, and Total cards (MCD/FTS) at the beginning and end of the

specified time period, along with the new cards added during that time. ACTIVE ACCOUNTS Number of Open, Blocked, and Total accounts (MCC/BAC) at the beginning and end of the

specified time period, along with the new accounts added during that time that had at least one merchant transaction for the specified time period. Also, the percentage of active Open, Closed, and Total accounts.

The Difference between Beginning, New and Ending Accounts and Cards is closed/deleted Accounts and cards (which are not supported within this report)


10/2/19 180

CM-502: CARDHOLDER MONTHLY TRANSACTION STATISTICS REPORT

CONTENTS Breakdown of net merchant transactions, average ticket, interchange, effective rate and average interchange per transactions by SIC code categories for the month, quarter and the year (minimum of two years and a maximum of two years and eleven months worth of data).

PURPOSE Allows management to monitor activity and statistics by interchange on a monthly, quarterly, and yearly basis for up to 18 months.


NOTE The CM-512 report is the same report format as the CM-502 but includes multiple acronyms rolled up under one acronym.

SAMPLE REPORT

CM-502 CARDHOLDER MONTHLY TRANSACTION STATISTICS DATE: 04/30/05 PAGE: 1

BANK: 9999 - TEST


*------------ SALES - RETURNS (NET) ------------* AVG INTC

APR 2005 NUMBER % VOLUME % AVG TICKET INTERCHANGE % EFF RATE PER TRANS

_____________ ____________ _______ _________________ _______ _____________ _____________ _______ ________ __________

SUPERMKT 417 1.8% 21,813.17 1.9% 52.31 151.19 0.9% 0.69% .36

INTRA-SPRMKT 155 0.7% 5,907.14 0.5% 38.11 45.67 0.3% 0.77% .29

GEN RETAIL 4,815 20.8% 319,036.37 27.2% 66.26 4,041.16 25.2% 1.27% .84

DIR MKTING 834 3.6% 53,950.94 4.6% 64.69 979.37 6.1% 1.82% 1.17

AIRLINES 171 0.7% 29,176.77 2.5% 170.62 475.66 3.0% 1.63% 2.78

HOTELS 321 1.4% 24,539.29 2.1% 76.45 350.99 2.2% 1.43% 1.09

CAR RENTAL 43 0.2% 9,172.67 0.8% 213.32 129.63 0.8% 1.41% 3.01

GASOLINE 4,104 17.7% 125,490.01 10.7% 30.58 1,515.15 9.4% 1.21% .37

RESTAURANT 7,231 31.2% 198,459.82 16.9% 27.45 3,015.44 18.8% 1.52% .42

HLTH CARE 514 2.2% 41,145.72 3.5% 80.05 528.99 3.3% 1.29% 1.03

OTHER 4,560 19.7% 342,484.34 29.2% 75.11 4,810.08 30.0% 1.40% 1.05

_____________ ____________ _______ _________________ _______ _____________ _____________ _______ ________ __________

SUBTOTAL 23,165 100.0% 1,171,176.24 100.0% 50.56 16,043.33 100.0% 1.37% .69

CASH 6 0.0% 3,908.74 0.3% 651.46 -20.30 -0.1% -0.52% -3.38

_____________ ____________ _______ _________________ _______ _____________ _____________ _______ ________ __________

GRAND TOTAL 23,171 1,175,084.98 16,023.03


1ST QTR 2005 NUMBER % VOLUME % AVG TICKET INTERCHANGE % EFF RATE PER TRANS

_____________ ____________ _______ _________________ _______ _____________ _____________ _______ ________ __________

SUPERMKT 953 1.7% 49,050.16 1.7% 51.47 311.73 0.8% 0.64% .33

INTRA-SPRMKT 380 0.7% 16,893.87 0.6% 44.46 127.23 0.3% 0.75% .33

GEN RETAIL 11,319 20.0% 793,712.74 26.7% 70.12 10,110.16 24.8% 1.27% .89

DIR MKTING 2,243 4.0% 141,796.73 4.8% 63.22 2,520.58 6.2% 1.78% 1.12

AIRLINES 453 0.8% 74,851.72 2.5% 165.24 1,200.80 2.9% 1.60% 2.65

HOTELS 878 1.6% 92,101.34 3.1% 104.90 1,293.27 3.2% 1.40% 1.47

CAR RENTAL 94 0.2% 33,240.92 1.1% 353.63 492.75 1.2% 1.48% 5.24

GASOLINE 10,059 17.8% 269,346.97 9.1% 26.78 3,429.75 8.4% 1.27% .34

RESTAURANT 17,565 31.0% 495,074.90 16.7% 28.19 7,422.61 18.2% 1.50% .42

HLTH CARE 1,233 2.2% 99,905.01 3.4% 81.03 1,293.20 3.2% 1.29% 1.05

OTHER 11,440 20.2% 901,190.23 30.4% 78.78 12,625.70 30.9% 1.40% 1.10

_____________ ____________ _______ _________________ _______ _____________ _____________ _______ ________ __________

SUBTOTAL 56,617 100.0% 2,967,164.59 100.0% 52.41 40,827.78 100.0% 1.38% .72

CASH 9 0.0% 5,077.80 0.2% 564.20 -30.17 -0.1% -0.59% -3.35

_____________ ____________ _______ _________________ _______ _____________ _____________ _______ ________ __________

GRAND TOTAL 56,626 2,972,242.39 40,797.61


MAR 2005 NUMBER % VOLUME % AVG TICKET INTERCHANGE % EFF RATE PER TRANS

_____________ ____________ _______ _________________ _______ _____________ _____________ _______ ________ __________

SUPERMKT 383 1.7% 19,083.80 1.6% 49.83 122.87 0.7% 0.64% .32

INTRA-SPRMKT 140 0.6% 5,781.02 0.5% 41.29 42.46 0.3% 0.73% .30

GEN RETAIL 4,431 19.5% 314,102.00 26.3% 70.89 3,987.18 24.3% 1.27% .90

DIR MKTING 913 4.0% 58,938.42 4.9% 64.55 1,061.83 6.5% 1.80% 1.16

AIRLINES 180 0.8% 31,677.16 2.7% 175.98 509.63 3.1% 1.61% 2.83

HOTELS 352 1.6% 37,846.02 3.2% 107.52 527.87 3.2% 1.39% 1.50

CAR RENTAL 35 0.2% 6,509.33 0.5% 185.98 86.19 0.5% 1.32% 2.46

GASOLINE 4,051 17.9% 115,413.99 9.7% 28.49 1,424.73 8.7% 1.23% .35

RESTAURANT 7,198 31.7% 202,196.68 17.0% 28.09 3,040.22 18.5% 1.50% .42

HLTH CARE 488 2.2% 38,243.24 3.2% 78.37 494.48 3.0% 1.29% 1.01

OTHER 4,501 19.9% 362,979.87 30.4% 80.64 5,111.81 31.2% 1.41% 1.14

_____________ ____________ _______ _________________ _______ _____________ _____________ _______ ________ __________

SUBTOTAL 22,672 100.0% 1,192,771.53 100.0% 52.61 16,409.27 100.0% 1.38% .72

CASH 5 0.0% 4,700.00 0.4% 940.00 -23.16 -0.1% -0.49% -4.63

_____________ ____________ _______ _________________ _______ _____________ _____________ _______ ________ __________

GRAND TOTAL 22,677 1,197,471.53 16,386.11


10/2/19 181

FIELD NAME FIELD DESCRIPTION PRODUCT Product type

DATE HEADING The date for which the record was accumulated. Records can either be for YTD, Quarter, or

Month of any year. SIC CODE Service Industry Code – below is a general breakout of SIC codes. For a more complete list

refer to your Visa®/Mastercard

®/ Discover

® manual.

CATEGORY SIC DESCRIPTION SUPERMARKET 5411 Grocery Stores, Supermarkets INTRA-SUPERMARKET 5411 Your Cardholders at your Supermarket merchants. GENERAL RETAIL 5200 thru 5399 Various Retail Stores 5422 thru 5499 Various Retail Stores 5600 thru 5699 Various Retail Stores 5700 thru 5799 Various Retail Stores 5912 Drug Stores and Pharmacies 5931 thru 5950 Various Retail Stores 5963 Door-to-Door Sales 5970 thru 5999 Various Retail Stores DIRECT MARKETING 5960 Direct-Marketing - Insurance Services 5961 Mail Order Houses Including Catalog Order Stores, Book/Record

Clubs 5962 Direct Marketing - Travel-Related Arrangement Services 5964 Direct-Marketing - Catalog Merchants 5965 Direct-Marketing - Combination Catalog and Retail Merchants 5966 Direct-Marketing - Outbound Telemarketing Merchants 5967 Direct-Marketing - Inbound Telemarketing Merchants 5968 Direct-Marketing - Continuity/Subscription Merchants 5969 Direct-Marketing - Other Direct Marketers - not elsewhere

classified AIRLINES 3000 thru 3299 Various Airlines 4511 Air Carriers, Airlines - not elsewhere classified HOTELS 3501 thru 3722 Various Hotels 7011 Lodging - Hotels, Motels, Resorts - not elsewhere classified CAR RENTALS 3351 thru 3499 Various Car Rentals 7512 Automobile Rental Agency - not elsewhere classified GASOLINE 5541 Service Stations (with or without Ancillary Services) 5542 Automated Fuel Dispenser RESTAURANTS 5812 Eating Places, Restaurants 5814 Quick Payment Services - Fast-Food Restaurants HEALTH CARE 8011 thru 8099 Various Medical Services

4119 Ambulance Services

CASH 4829 Wire Transfer Money Orders 6010 Financial Institutions - Manual Cash Disbursements (Deposit

Account, Travelers Cheques, Foreign Currency, Money Orders, Precious Metals, Savings Bonds)

6011 Financial Institutions - Automated Cash Disbursements


10/2/19 182

6051 Non Financial Institutions - Foreign Currency, Money Orders (Not Wire Transfer), Travelers Cheques, and Quasi Cash

OTHER XXXX* Any merchant or description not specified above

*Any SIC code not already specified. SALES – RETURNS (NET) Accumulated number and amount of transactions for Sales minus any Returns during the

specified time period for each SIC Category. Also, the respective percentage of merchant activity is compared to all other merchant activity for the month. For example, the percentage shown above for Supermarket volume shows 8.6% of your total merchant volume for the fourth quarter of 1999 came from Supermarkets. All merchant transactions and volume percentages will add to100%.

AVG TICKET The average dollar amount of transactions for each SIC Category. INTERCHANGE The total interchange amounts earned for each SIC Category. % The percentage of interchange for each SIC category compared to all other SIC categories.

This column will add to 100%. EFF RATE The total amount of interchange divided by the net volume for each SIC Category. AVG INTC PER TRANS The Average Ticket multiplied by the Effective Rate.


10/2/19 183

CM-520: ACCOUNT USAGE DISTRIBUTION REPORT

CONTENTS Breakdown of transaction usage by active accounts, the corresponding net volume of transactions and the net dollar amount.

PURPOSE Allows management to monitor usage distribution of active accounts. Management will learn what segments of their account base are producing the most volume.


SAMPLE REPORT


NUMBER OF

TRANSACTIONS

Number of Transactions performed during the specified period.

NUMBER OF ACTIVE

ACCOUNTS

Number of Active Accounts that performed the specified “Number of Transactions”.

% ACTIVE ACCOUNTS The percentage of Active Accounts per “Number of Transactions” based on the total

number of Active Accounts (Number of Active Accounts divided by the Total Number of

Active Accounts). This column will add to 100%.

CUMULATIVE % The cumulative percentage of Active Accounts per “Number of Transactions”.

NET NUMBER

TRANSACTIONS

The net number of transactions performed (number of transactions multiplied by the

number of active accounts).

% NUMBER

TRANSACTIONS

The percentage of “Number of Transactions” based on the total number of transactions

(Number of Transactions divided by the Total Number of Transactions). This column will

add to 100%.

CUMULATIVE % The cumulative percentage of “Number of Transactions”.

NET DOLLAR VOLUME The net dollar amount of transactions performed (Sales minus Returns).

% DOLLAR VOLUME The percentage of “Net Dollar Volume” based on the total sales volume (% Dollar

Volume divided by the Total Dollar Volume). This column will add to 100%.

CUMULATIVE % The cumulative percentage of “Net Dollar Volume”.

CM-520 ACCOUNT USAGE DISTRIBUTION DATE: 04/30/2005 PAGE: 1

BANK: 9999 - TEST

# OF NUMBER OF % ACTIVE CUMULATIVE NET NUMBER % NUMBER CUMULATIVE NET DOLLAR % DOLLAR CUMULATIVE

TRANS ACTIVE ACCOUNTS ACCOUNTS % TRANSACTIONS TRANS % VOLUME VOLUME %

------ --------------- -------- ---------- ------------ -------- ---------- ----------------- -------- ----------

1 393 14.3% 14.3% 393 1.5% 1.5% $28,935.97 1.9% 1.9%

2 260 9.4% 23.8% 520 2.0% 3.5% $39,838.81 2.6% 4.6%

3 230 8.4% 32.2% 690 2.6% 6.2% $41,894.82 2.8% 7.4%

4 173 6.3% 38.5% 692 2.6% 8.9% $48,796.27 3.2% 10.7%

5 175 6.3% 44.9% 875 3.4% 12.3% $56,044.34 3.7% 14.5%

6 135 4.9% 49.8% 810 3.1% 15.4% $45,847.55 3.0% 17.6%

7 143 5.2% 55.1% 1,001 3.8% 19.3% $58,826.77 3.9% 21.5%

8 122 4.4% 59.5% 976 3.7% 23.1% $52,980.24 3.5% 25.1%

9 100 3.6% 63.2% 900 3.4% 26.6% $51,189.44 3.4% 28.5%

10 108 3.9% 67.1% 1,080 4.1% 30.8% $53,555.17 3.6% 32.2%

11 88 3.2% 70.3% 968 3.7% 34.6% $64,565.83 4.3% 36.5%

12 74 2.7% 73.0% 888 3.4% 38.0% $44,801.16 3.0% 39.5%

13 83 3.0% 76.1% 1,079 4.1% 42.2% $69,888.33 4.7% 44.2%

14 60 2.1% 78.3% 840 3.2% 45.5% $51,158.43 3.4% 47.7%

15 47 1.7% 80.0% 705 2.7% 48.2% $43,815.19 2.9% 50.6%

16 63 2.3% 82.3% 1,008 3.9% 52.1% $49,723.02 3.3% 54.0%

17 50 1.8% 84.1% 850 3.3% 55.4% $47,187.61 3.1% 57.2%

18 48 1.7% 85.9% 864 3.3% 58.8% $44,559.29 3.0% 60.2%

19 50 1.8% 87.7% 950 3.6% 62.5% $50,471.71 3.4% 63.6%

20 37 1.3% 89.0% 740 2.8% 65.4% $41,423.02 2.7% 66.4%

21 28 1.0% 90.1% 588 2.2% 67.6% $36,646.73 2.4% 68.8%

22 38 1.3% 91.4% 836 3.2% 70.9% $43,683.32 2.9% 71.8%

23 26 0.9% 92.4% 598 2.3% 73.2% $32,248.52 2.1% 73.9%

24 14 0.5% 92.9% 336 1.3% 74.5% $24,938.17 1.6% 75.6%

25 19 0.6% 93.6% 475 1.8% 76.4% $22,310.92 1.5% 77.1%

26 15 0.5% 94.1% 390 1.5% 77.9% $14,988.30 1.0% 78.1%

27 16 0.5% 94.7% 432 1.6% 79.6% $19,859.60 1.3% 79.5%

28 17 0.6% 95.3% 476 1.8% 81.4% $17,876.10 1.2% 80.7%

29 15 0.5% 95.9% 435 1.6% 83.1% $21,566.88 1.4% 82.1%

30 10 0.3% 96.3% 300 1.1% 84.3% $12,105.51 0.8% 82.9%

------ --------------- -------- ---------- ------------ -------- ---------- ----------------- -------- ----------

TOTAL 2,637 100.0% 100.0% 21,695 100.0% 100.0% $1,231,727.02 100.0% 100.0%


10/2/19 184

CM-850: RANGE SUMMARY REPORT

CONTENTS Report showing statistics on available card number ranges, by card product, for a given institution.

PURPOSE To allow institution to monitor card number ranges to request range expansion in a timely manner.


FIELD NAME FIELD DESCRIPTION BEGINNING NUMBER Beginning number in range ENDING NUMBER Ending number in range QUANTITY Number of valid card numbers in range ACTIVE Date range created in MM/DD/YYYY format LAST NUMBER USED The last generated number (as of report run time) AVAILABLE Number of valid card numbers still available in the range AVG/MO INACTIVE 12 month historical average of the number of card numbers used per month. If a range has

existed less than 12 months, the average will be based on the number of months the range has existed.

CM850 - MPS RANGE SUMMARY REPORT 08:01 SUNDAY, MARCH 6, 2005 172

------------------------------------------------- BANK=TEST PRODUCT=ATM DEBIT CARD -------------------------------------------------

BEGINNING NUMBER ENDING NUMBER QUANTITY ACTIVE LAST NUMBER USED AVAILABLE AVG/MO INACTIVE

9999990000132000 9999990000240009 10,801 FEB2005 9999990000133665 10,634 167.00

-------------------------------------------- BANK=TEST PRODUCT=BUSINESS VISA CHECK CARD --------------------------------------------


8888889000000008 8888889999999996 99,999,999 NOV2004 8888889000001360 99,999,864 33.75

------------------------------------------------ BANK=TEST PRODUCT=DIRECTLINE CARD -------------------------------------------------


7777779000000003 7777779999999991 99,999,999 NOV2004 7777779000006174 99,999,382 154.25


10/2/19 185

CD-121: LEDGER ACTIVITY DAILY REPORT

CONTENTS The daily and month-to-date ledger of activity for an agent bank.

PURPOSE To summarize non-monetary transactions and authorizations.

RUN FREQUENCY Daily

NOTES Most of the fields on the CD-121 are credit card related and do not apply to Debit Cards. The circled fields indicate the most useful fields for Debit Cards.


SAMPLE REPORT

CD-121 - LEDGER ACTIVITY REPORT TEST BANK CANTON, OH 04/03/99 PAGE 1

3343 43 TOT OPENING 0.00 NET CHANGE 0.00 ROUNDING FACTOR 0.00 CLOSING 0.003324 43 TOT OPENING 0.00 NET CHANGE 0.00 ROUNDING FACTOR 0.00 CLOSING 0.00

*********************************************** MONETARY TRANSACTIONS - DAILY TOTALS******************************** ---------------------MONETARY TRANSACTIONS--------------------- TOTAL INTEREST CREDIT NET

SALES RETURNS CASH ADVANCES INST LOANS PAYMENTS MONETARIES EARNINGS INSURANCE AMOUNT

TODAY 33,292.98 34,161.80- 868.82 0.00 0.00 0.00 0.00 0.00 0.00

COUNTS 83 1 0 0 0

CLEARING ADJ 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

ADJUSTMENTS0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CHARGE OFFS0.00 0.00 0.00 0.00 0.00 0.00 0.00

FRAUD CHRG OFFS 0.00

SBAL CHG OFF 0.00 0.00 0.00 0.00 0.00 0.00

AUTO PAYMENTS COUNT 0 0.00 0.00 0.00

ACCT TRANSFERS 0.00 0.00

NET AMOUNTS33,292.98 34,161.80- 868.82 0.00 0.00 0.00 0.00 0.00 0.00

COFFS ACTVTY 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

UNPOSTED ITEMS 0.00 0.00 0.00 0.00 0.00 0.00 NET CHANGE GOOD ACCTS 0.00

AUTH TODAY 99,485.41 950.00 TRANSFERS OUT 0.00 TOTAL CLEARING AMOUNT 0.00

COUNTS 2,500 10 TRANSFERS IN 0.00 AMOUNT NOT IN CLEARING 0.00

******************************************* MONETARY TRANSACTIONS - MONTH TO DATE TOTALS****************************

MTD 56,022.36 58,406.78- 1,340.00 0.00 0.00 0.00 0.00 0.00 0.00

COUNTS 1,640 1,370 16 0 0

AUTH MTD 716,848.07 5,875.00 INTEREST CHRG OFFS MTD 0.00 TRANSFERS MTD 0.00

COUNTS 3,435 21 MALL BAL CHG COFF MTD 0.00

****************************************************** CHARGED OFF ACCOUNTS*****************************************

---------TODAYS--------- Z STATUS ------------MONTH TO DATE-------------OPENING CHRG OFFS TRANSACTIONS ABANDONED REMOVED ENDING CHARGE OFFS ACTIVITY FRAUD CHRG OFFS

ACCOUNTS 0 0 0 0 0

BALANCES 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

*********************************************************** C H A R G E S*******************************************

CASH ADVANCE INTEREST CASH ADVANCE LATE -----PURCHASES SERVICE CHARGE----- INTEREST CREDIT

COMPUTED BILLED ITEM CHARGES CHARGES DAILY MONTHLY BILLED TOTALS INSURANCE

TODAYS CHARGES 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BASE FOR CHARGES 0.00 0.00 0.00 0.00 0.00 0.00

ADJUSTMENTS TODAY 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

MTD CHARGES0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PURCHASES CTD INT-TODAY 0.00 MTD 0.00 PURCHASES DEFERRED INT-TODAY 0.00 MTD 0.00

MINIMUM FINANCE CHARGE-TODAY 0.00 MTD 0.00 OVERLINE FEE-TODAY0.00 MTD 0.00

ANNUAL FEE-TODAY 0.00 MTD 0.00 ANNUAL FEE REVERSALS-TODAY 0.00 MTD 0.00

************************************ DAILY AND MONTH TO DATE MANAGEMENT INFORMATION*********************************

NO NEW NUMBER TOTAL ACCTS NON MON NO FRST DELIN E & C -STATEMENTED ACCOUNTS- -ACTIVE ACCOUNTS-ACCTS PLASTICS DELETED ACCOUNTS CLOSED CHANGES ACTIVE NOTICES CARDS COUNT AMOUNT GROSS DEBIT EVER

TODAY 3 4 2 12,134 0 23 10 0 0 0 0.00 2,416 1,201 8,017

MTD 13 2 2 7 85 21 0 0 0 0.00

----30-44 DAYS---- ----45-59 DAYS---- ----60-89 DAYS---- ---90-119 DAYS---- 120 DAYS AND OVER

COUNT AMOUNT COUNT AMOUNT COUNT AMOUNT COUNT AMOUNT COUNT AMOUNT

TOTAL DELQ ACCTS 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00

CYCLE NO DELQ 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00

PERCENT TO TOTAL 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00 0 0.00

************************************* DAILY AND MONTH TO DATE MERCHANT TOTALS **************************************

TOTAL NO ACTIVE ------SALES------- ------RETURNS------ ---CASH ADVANCES--- NET WINDOW

MERCHANTS MERCHANTS COUNT AMOUNT COUNT AMOUNT COUNT AMOUNT AMOUNT DISCOUNT

TODAY 0 0 0 0.00 0 0.00 0 0.00 0.00 0.00

MTD 0 0 0 0.00 0 0.00 0 0.00 0.00 0.00

CD-121 - LEDGER ACTIVITY REPORT TEST BANK CANTON, OH 04/03/99 PAGE 1

3343 43 TOT OPENING 0.00 NET CHANGE 0.00 ROUNDING FACTOR 0.00 CLOSING 0.003324 43 TOT OPENING 0.00 NET CHANGE 0.00 ROUNDING FACTOR 0.00 CLOSING 0.00

*********************************************** MONETARY TRANSACTIONS - DAILY TOTALS******************************** ---------------------MONETARY TRANSACTIONS--------------------- TOTAL INTEREST CREDIT NET

SALES RETURNS CASH ADVANCES INST LOANS PAYMENTS MONETARIES EARNINGS INSURANCE AMOUNT

TODAY 33,292.98 34,161.80- 868.82 0.00 0.00 0.00 0.00 0.00 0.00

COUNTS 83 1 0 0 0

CLEARING ADJ 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

ADJUSTMENTS0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CHARGE OFFS0.00 0.00 0.00 0.00 0.00 0.00 0.00

FRAUD CHRG OFFS 0.00

SBAL CHG OFF 0.00 0.00 0.00 0.00 0.00 0.00

AUTO PAYMENTS COUNT 0 0.00 0.00 0.00

ACCT TRANSFERS 0.00 0.00

NET AMOUNTS33,292.98 34,161.80- 868.82 0.00 0.00 0.00 0.00 0.00 0.00

COFFS ACTVTY 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

UNPOSTED ITEMS 0.00 0.00 0.00 0.00 0.00 0.00 NET CHANGE GOOD ACCTS 0.00

AUTH TODAY 99,485.41 950.00 TRANSFERS OUT 0.00 TOTAL CLEARING AMOUNT 0.00

COUNTS 2,500 10 TRANSFERS IN 0.00 AMOUNT NOT IN CLEARING 0.00

******************************************* MONETARY TRANSACTIONS - MONTH TO DATE TOTALS****************************

MTD 56,022.36 58,406.78- 1,340.00 0.00 0.00 0.00 0.00 0.00 0.00

COUNTS 1,640 1,370 16 0 0

AUTH MTD 716,848.07 5,875.00 INTEREST CHRG OFFS MTD 0.00 TRANSFERS MTD 0.00

COUNTS 3,435 21 MALL BAL CHG COFF MTD 0.00

****************************************************** CHARGED OFF ACCOUNTS*****************************************

---------TODAYS--------- Z STATUS ------------MONTH TO DATE-------------OPENING CHRG OFFS TRANSACTIONS ABANDONED REMOVED ENDING CHARGE OFFS ACTIVITY FRAUD CHRG OFFS

ACCOUNTS 0 0 0 0 0

BALANCES 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

*********************************************************** C H A R G E S*******************************************

CASH ADVANCE INTEREST CASH ADVANCE LATE -----PURCHASES SERVICE CHARGE----- INTEREST CREDIT

COMPUTED BILLED ITEM CHARGES CHARGES DAILY MONTHLY BILLED TOTALS INSURANCE

TODAYS CHARGES 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BASE FOR CHARGES 0.00 0.00 0.00 0.00 0.00 0.00

ADJUSTMENTS TODAY 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

MTD CHARGES0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PURCHASES CTD INT-TODAY 0.00 MTD 0.00 PURCHASES DEFERRED INT-TODAY 0.00 MTD 0.00

MINIMUM FINANCE CHARGE-TODAY 0.00 MTD 0.00 OVERLINE FEE-TODAY0.00 MTD 0.00

ANNUAL FEE-TODAY 0.00 MTD 0.00 ANNUAL FEE REVERSALS-TODAY 0.00 MTD 0.00

************************************ DAILY AND MONTH TO DATE MANAGEMENT INFORMATION*********************************

NO NEW NUMBER TOTAL ACCTS NON MON NO FRST DELIN E & C -STATEMENTED ACCOUNTS- -ACTIVE ACCOUNTS-ACCTS PLASTICS DELETED ACCOUNTS CLOSED CHANGES ACTIVE NOTICES CARDS COUNT AMOUNT GROSS DEBIT EVER

TODAY 3 4 2 12,134 0 23 10 0 0 0 0.00 2,416 1,201 8,017

MTD 13 2 2 7 85 21 0 0 0 0.00

----30-44 DAYS---- ----45-59 DAYS---- ----60-89 DAYS---- ---90-119 DAYS---- 120 DAYS AND OVER

COUNT AMOUNT COUNT AMOUNT COUNT AMOUNT COUNT AMOUNT COUNT AMOUNT

TOTAL DELQ ACCTS 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00

CYCLE NO DELQ 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00

PERCENT TO TOTAL 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00 0 0.00

************************************* DAILY AND MONTH TO DATE MERCHANT TOTALS **************************************

TOTAL NO ACTIVE ------SALES------- ------RETURNS------ ---CASH ADVANCES--- NET WINDOW

MERCHANTS MERCHANTS COUNT AMOUNT COUNT AMOUNT COUNT AMOUNT AMOUNT DISCOUNT

TODAY 0 0 0 0.00 0 0.00 0 0.00 0.00 0.00

MTD 0 0 0 0.00 0 0.00 0 0.00 0.00 0.00


10/2/19 186

FIELD NAME FIELD DESCRIPTION *Please note that only those fields applicable to Debit Cards have been defined below.

OPENING* Beginning balance. NET CHANGE* Net effect of the addition of all monetary transactions posted to the cardholders' accounts

for the day. CLOSING* Closing balance. NOTE: Opening, Net Change and Closing fields should be zero for Debit Card institutions. If these fields

have values, then a Chargeback has been miskeyed and the financial institution should notify its Relationship Manager or Client Services.

MONETARY TRANSACTIONS - DAILY TOTALS

TODAY Dollar amount posted for the current processing day. COUNTS* Number of monetary transactions. NET AMOUNTS Sum of each column for that day. MONETARY TRANSACTIONS

SALES Dollar amount of sales plus the offsetting dollar amount of returns. Not a true figure of the

dollar amount of cardholder purchases. RETURNS Dollar amount of returns plus the offsetting dollar amount of sales. Not a true figure of the

dollar amount of cardholder returns. CASH ADVANCES Sales plus cash advances equals the negative of returns. Returns = - (Sales + Cash

Advances) UNPOSTED ITEMS* Dollar amount of all monetary transactions which did not post to the cardholder accounts on the

master file. AUTH TODAY* Dollar amount of authorizations. (Includes all authorizations in cutoffs 1, 2 and 3 for that day.) COUNTS* Number of authorizations broken down by sales and cash advances. MONETARY TRANSACTION - MONTH TO DATE TOTALS

MTD Dollar amount posted for the current processing month (includes all cardholder offsets). COUNTS Number of monetary transactions month-to-date (includes all cardholder offsets). AUTH MTD* Dollar amount of authorizations month-to-date. COUNTS*

Number of authorizations month-to-date.

MONTH-TO-DATE Sales, returns and cash advances month to date (installment loans, payments, total monetaries, interest Monetary Transactions earnings, credit insurance, and the net amount posted to cardholder accounts month-to-date are not applicable).

DAILY AND MONTH TO DATE MANAGEMENT INFORMATION

NO NEW ACCTS* Number of new cardholder accounts added to the master file.


10/2/19 187

PLASTICS* Actual number of plastics to be embossed. (ie., issuing a new card and /or sending a new

plastic with same card number) NUMBER DELETED* Number of cardholder accounts removed from the master file. TOTAL ACCOUNTS* Total number of cardholder accounts. This figure includes opened and closed accounts,

but excludes deleted/erased accounts. ACCTS CLOSED* Number of closed accounts on file. NON MON CHANGES* Number of non-monetary transactions posted to the cardholder master file (does not

include deleted accounts). NO FRST ACTIVE* Number of cardholder accounts to which a purchase/cash advance monetary transaction

has posted to the account. COUNT Number of statements for this agent bank today and month-to-date. AMOUNT Dollar amount statemented for this agent bank today and month-to-date. ACTIVE ACCOUNTS* GROSS*

Number of accounts which have had a settled transaction or an authorization post during the calendar month.

DEBIT* Number of accounts which have had a sale or cash advance post during the calendar

month. EVER* Number of accounts on the master file to which a monetary transaction (i.e., a sale or

cash advance) has posted during the life of the account.


10/2/19 188

REISSUE REPORTS


10/2/19 189

ATM CARD REISSUE PROCESS

The EXPCRD02 Cardholder Expiring Cards Detail Report is created on the last day of the month, 2 months prior to

expiration. The financial institution has until the last Saturday of the following month to make any changes to the

cardholder's name, address or reissue status. The Card Production file is run on the evening of the last Saturday of the

month and sent to the Card Production Area for reissue. The cards are mailed around the 10th of the month they are set

to expire.

The Cardholder Expiring Cards Detail contains all the necessary information needed to determine whether or not a card

should be reissued. Cardholder information is detailed, including last activity date. It also contains a forecast of how many

cards will be reissued each month for the next year. If a cardholder is set to be reissued, but should not be reissued, the

financial institution should change the "Reissue Indicator" to N (no) for that card via iQ Card Management Reorder Card

function. This maintenance must be completed by the last Saturday of the month prior to the card's expiration date.

The EXPCRD01 Monthly Card/PIN Issue Report will also be produced when the card Production file is processed. The

“reissue” report will list all cards reissued, the name and address associated with the card, and if a PIN mailer was

generated. (Not all institutions receive reissue PIN mailers.)

One optional report that a financial institution can request is the EXPCRD05 Cardholder Expiring Card Statistic Report,

which forecasts how many cards will expire each month during a given number of years. Cardholder detail is not provided.

ATM CARD REISSUE FLOW

(Approximate Times – See detail above for exact timing.)

2 months prior

to Reissue

CardholderExpiring Card

Detail Report

EXPCRD02

Expiration month

(At time of Reissue)

Cards

Mailed

Institution makes

changes to

database

Card

Production

File Cut

1 month prior

to Reissue

REISSU01

Cardholder

Plastic/PIN Issue

Cards Recreated


Detail Report

EXPCRD02

Cards

Mailed

Institution makes

changes to

database

Card

Production

File CutEXPCRD01

MonthlyCard/PINIssue Report

2 months prior

to Reissue


Detail Report

EXPCRD02

Expiration month

(At time of Reissue)

Cards

Mailed

Institution makes

changes to

database

Card

Production

File Cut

1 month prior

to Reissue

REISSU01

Cardholder

Plastic/PIN Issue

Cards Recreated


Detail Report

EXPCRD02

Cards

Mailed

Institution makes

changes to

database

Card

Production

File CutEXPCRD01





10/2/19 190

EXPCRD01: MONTHLY CARD/PIN ISSUE REPORT - CARDHOLDER PLASTIC/PIN

ISSUE: CARDS RECREATED

CONTENTS List of expired ATM cards being reissued

PURPOSE To provide a list of all replacement cards generated RUN FREQUENCY Monthly NOTES Generated only if ATM cards are set up as expiring

FIS will search for up to 3 days for any card pull, overnight, or destroy requests.

SAMPLE REPORT

FIELD NAME FIELD DESCRIPTION REPORT TYPE Cards recreated ERROR FIELD Which error (if any) has occurred

Account # invalid File type invalid Account not on database Inconsistent xref Date conversion error Pin problem (offset) Pin problem (encrypting) No xref found Reason code present Account not open

FIELDS ACCT Account number NM1 Primary name on account E1 Primary name encoded NM2 Secondary name on account

C A R D / P I N I S S U E

PAGE 00001

BANK: TEST NATIONAL BANK REPORT DATE: 04/29/05

CARDHOLDER PLASTIC/PIN ISSUE: CARDS RECREATED * ERROR FIELD *

ACCT: 9999030000047105 NM1: R SMITH NM2:

ADR: 1234 PIONEER #1202

C/S: LAS VEGAS NV ZIP: 89146 NUMBER OF CARDS: 1

*** T O T A L S ***

CARDS CREATED: 00000001 ACCOUNTS: 000001


10/2/19 191

E2 Secondary name encoded ADR Address on account C/S City / state on account ZIP Zip code on account NUMBER OF CARDS Number of cards generated CARDS CREATED Number of cards created for that institution ACCOUNTS Number of accounts processed for that institution


10/2/19 192

EXPCRD02: CARDHOLDER EXPIRING CARD DETAIL REPORT

CONTENTS Report listing the number of ATM Cards expiring in 60 days and a 12 - month forecast of the number of cards expiring.

PURPOSE To list ATM cards expiring in 60 days. The report is run the last day of the month and the institution has until the last Saturday of the following month to correct names and addresses or change the reissue status to “Do Not Reissue” (N) for any card not to be reissued. A 12-month forecast of the number of cards expiring is included on the last page.



CARD # / ACCOUNT (S) Card number and primary checking and savings account connected.

PRIMARY NAME /

ADDRESS

Primary cardholder first and last name and mailing address

# CARDS Number of cards to be sent at time of reissue

LAST USE Last ATM or audio use. If card has not been used the description will read "NOT USED"

SECONDARY /

MEMBER NAME(S)

Secondary cardholder or member (s) first and last name

REISSUE ? YES = card to be reissued.

NO = card not to be reissued.

REASON Reason card is not to be reissued. Cards in a closed or blocked status or with the Reissue

Indicator set to No will not be reissued.

TOTALS # JCDs # Plastics

EXPIRING (DATE) Number of cards and plastics expiring in 60 days.

ELIGIBLE FOR

REISSUE

Number of cards and plastics to be reissued in 60 days.

FULL DATABASE

TOTALS

Number of cards and plastics on entire database.

12-MONTH EXPIRING

CARDS

FORECAST

Number of cards to expire each month for the next 12 months.

EXPCRD02 PAGE 001RUN DATE: 07/26/05

CARDHOLDER EXPIRING CARDS DETAIL________________________________

BANK NAME: TEST NATIONAL BABKCARDS EXPIRING: 09/2005 NEW EXP DATE: 12/49--------------------------CARD # / ACCOUNT(S) PRIMARY NAME/ADDRESS # CARDS LAST USE SECONDARY/MEMBER NAME(S) RE-ISSUE? REASON--------------------------------------------------------------------------------------------------------------------------9999440100001111 KAREN SMITH 1 NOT USED YESCK1: 12345678 123 MAIN STSV1: CINCINNATI OH 452429999440100002222 RICHIE CUNNINGHAM 1 07/13/05 YESCK1: 23456789 345 WEST 7TH STSV1: 44557864 APT 2D

FLORENCE KY 410429999440100003333 BETTY JOHNSON 1 07/17/05 YESCK1: 45678901 22 BRANCH RDSV1: COVINGTON KY 410159999440100003333 CATHERINE DONALDSON 1 07/23/05 YESCK1: 56789123 219 CENTER LNSV1: CINCINNATI OH 45242------------------------------------------------------------------------------------------------------------------------------TOTALS ............... # JCDS # PLASTICSEXPIRING 09/2005 0000004 0000004ELIGIBLE FOR REISSUE 0000004 0000004FULL DATABASE TOTALS 0002040 0002080------------------------------------------------------------------------------------------------------------------------------12-MONTH EXPIRING CARDS FORECAST----------------------------------------------------------------------------------------------10/05 11/05 12/05 01/06 02/06 03/06 04/06 05/06 06/06 07/06 08/06 09/06

6 8 3 4 7 6 3 5 6 2 2 1

EXPCRD02 PAGE 001RUN DATE: 07/26/05

CARDHOLDER EXPIRING CARDS DETAIL________________________________

BANK NAME: TEST NATIONAL BABKCARDS EXPIRING: 09/2005 NEW EXP DATE: 12/49--------------------------CARD # / ACCOUNT(S) PRIMARY NAME/ADDRESS # CARDS LAST USE SECONDARY/MEMBER NAME(S) RE-ISSUE? REASON--------------------------------------------------------------------------------------------------------------------------9999440100001111 KAREN SMITH 1 NOT USED YESCK1: 12345678 123 MAIN STSV1: CINCINNATI OH 452429999440100002222 RICHIE CUNNINGHAM 1 07/13/05 YESCK1: 23456789 345 WEST 7TH STSV1: 44557864 APT 2D

FLORENCE KY 410429999440100003333 BETTY JOHNSON 1 07/17/05 YESCK1: 45678901 22 BRANCH RDSV1: COVINGTON KY 410159999440100003333 CATHERINE DONALDSON 1 07/23/05 YESCK1: 56789123 219 CENTER LNSV1: CINCINNATI OH 45242------------------------------------------------------------------------------------------------------------------------------TOTALS ............... # JCDS # PLASTICSEXPIRING 09/2005 0000004 0000004ELIGIBLE FOR REISSUE 0000004 0000004FULL DATABASE TOTALS 0002040 0002080------------------------------------------------------------------------------------------------------------------------------12-MONTH EXPIRING CARDS FORECAST----------------------------------------------------------------------------------------------10/05 11/05 12/05 01/06 02/06 03/06 04/06 05/06 06/06 07/06 08/06 09/06

6 8 3 4 7 6 3 5 6 2 2 1


10/2/19 193

EXPCRD05: CARDHOLDER EXPIRING CARD STATISTICS REPORT

CONTENTS Report showing the number of ATM cards expiring per month for a given institution.

PURPOSE Used by institutions’ management to determine reissue needs. RUN FREQUENCY Upon Request from Client Services SAMPLE REPORT

FIELD NAME FIELD DESCRIPTION YEAR Institution to provide range of years for report to cover when submitting the request. JAN...DEC Month in which card expires from January to December of each of the above years

-----------------------2005 58 34 37 40 49 59 62 71 54 54 39 26

2006 67 58 64 70 64 69 78 96 58 70 52 41

2007 98 102 76 89 35 98 49 26 48 80 94 56

2008 49 95 65 35 76 89 64 53 78 86 97 89

2009 76 59 120 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0 0 0 0----- -------------------------------------------------------------------------------------------------------------

EXPCRD05 PAGE 001

CARDHOLDER EXPIRING CARD____________________________________

BANK NAME: TEST NATIONAL BANKRUN DATE: 11/14/05 INFORMATION AS OF 11/01/05

YEAR JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC----- -------------------------------------------------------------------------------------------------------------

62 71 54 54 39 26

78 96 58 70 52 41

49 26 48 80 94 56

64 53 78 86 97 89

0 0 0 0 0 0

0 0 0 0 0 0

0 0 0 0 0 0

0 0 0 0 0 0----- -------------------------------------------------------------------------------------------------------------

EXPCRD05 PAGE 001

CARDHOLDER EXPIRING CARD STATISTICS____________________________________


62 71 54 54 39 26

78 96 58 70 52 41

49 26 48 80 94 56

64 53 78 86 97 89

0 0 0 0 0 0

0 0 0 0 0 0

0 0 0 0 0 0

0 0 0 0 0 0----- -------------------------------------------------------------------------------------------------------------

-----------------------2005 58 34 37 40 49 59 62 71 54 54 39 26

2006 67 58 64 70 64 69 78 96 58 70 52 41

2007 98 102 76 89 35 98 49 26 48 80 94 56

2008 49 95 65 35 76 89 64 53 78 86 97 89

2009 76 59 120 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0 0 0 0----- -------------------------------------------------------------------------------------------------------------

EXPCRD05 PAGE 001

CARDHOLDER EXPIRING CARD____________________________________

BANK NAME: TEST NATIONAL BANKRUN DATE: 11/14/05 INFORMATION AS OF 11/01/05


62 71 54 54 39 26

78 96 58 70 52 41

49 26 48 80 94 56

64 53 78 86 97 89

0 0 0 0 0 0

0 0 0 0 0 0

0 0 0 0 0 0

0 0 0 0 0 0----- -------------------------------------------------------------------------------------------------------------

EXPCRD05 PAGE 001

CARDHOLDER EXPIRING CARD STATISTICS____________________________________


62 71 54 54 39 26

78 96 58 70 52 41

49 26 48 80 94 56

64 53 78 86 97 89

0 0 0 0 0 0

0 0 0 0 0 0

0 0 0 0 0 0

0 0 0 0 0 0----- -------------------------------------------------------------------------------------------------------------


10/2/19 194

DEBIT CARD REISSUE PROCESS

Debit Cards usually expire every 2 or 3 years, depending on the institution's preference. Debit Cards will not be reissued,

upon expiration, for any the following reasons:

1. Card is blocked (includes Alert Codes and O Block). 2. Card is closed. 3. Card does not have a checking account connected and is a Standard Plus debit card product (Enhanced &

OFP will be reissued). 4. The reissue indicator has been set to "do not reissue" or "do not reissue upon expiration".

Institutions may choose between a 30-Day Reissue Process or a 60-Day Reissue Process. During the 30-Day Reissue

Process, cards are produced and sent to the cardholders the same month that the cards are due to expire. During the 60-

Day Reissue Process, cards are produced and sent to cardholders the month prior to the card’s expiration date. All of the

Debit Card reissue reports are produced within the first five days of the month.


10/2/19 195

30-DAY REISSUE PROCESS

The month prior to a card's expiration month, the CM-021 Reissue Warning Report is produced. The CM-021 lists all cards that are due to expire and indicates which will be reissued. The financial institution has 30 days to make any changes to the cardholder's name, address or reissue status. The Card Production file is run on the last processing day of the month and sent for reissue. The cards are mailed around the middle of the month they are set to expire. If a cardholder is set to be reissued, but should not be reissued, the FI should change the Renewal Period to 0 (Do Not Reissue Upon Expiration), for that card via iQ Card Management Reorder Card function. This must be completed by the last processing day of the month, one month prior to the card's expiration.

Once the Card Production file is run, the CM-024 Non-Reissue Report is produced at the beginning of the reissue month. The CM-024 lists cards that will not be reissued. Any cards listed on the report that the financial institution wants to receive a card, should be taken care of manually. An additional REISSU04 Card/PIN Issue Report will be produced when the Card Production file is processed. Institutions will still receive a "daily" REISSU04 if they opened any Debit Cards the day before. The "reissue" REISSU04 will list all cards reissued, the name and address associated with the card, and if a PIN mailer was generated. (Not all institutions receive reissue PIN mailers.) The CM-023 Eligibility Change Report and CM-026 Name/Address Change Report document changes that were made to the expiring cards after the reissue file was cut. The CM-023 lists cards which have been changed from a "good" to a "bad" status or from a "bad" to a "good" status since the time the reissue file was cut. The CM-026 lists any names or addresses that have been changed since the reissue file was cut. Both reports are considered informational, as the cards are mailed mid-month. The financial institution should use the reports in a proactive manner, as cards should be manually issued, blocked or changed. The CM-023 and CM-026 Debit Card reissue reports are produced within the first five days of the month following the card’s expiration month. 30-Day Debit Card Reissue Flow This example demonstrates the reissue process for cards expiring at the end of May.

4/1

5/1 6/1

Reissue Warning Report

CM - 021

Non - Reissue Report

CM - 024

Eligibility Change Report

CM - 023

Name/Address Change Report

CM - 026

Institution makes changes to database

Card Production

File Cut

Card/PIN Issue Report

REISSU04

5/1

Cards Mailed

5/10

4/1

5/1 6/1


CM - 021


CM - 021


CM - 024


CM - 024


CM - 023


CM - 026


CM - 023


CM - 026


Card Production

File Cut


REISSU04


REISSU04

5/1

Cards Mailed

Mid-Month

4/1

5/1 6/1


CM - 021


CM - 024


CM - 023


CM - 026


Card Production

File Cut


REISSU04

5/1

Cards Mailed

5/10

4/1

5/1 6/1


CM - 021


CM - 021


CM - 024


CM - 024


CM - 023


CM - 026


CM - 023


CM - 026


Card Production

File Cut


REISSU04


REISSU04

5/1

Cards Mailed

Mid-Month


10/2/19 196

60-DAY REISSUE PROCESS

Two months prior to a card’s expiration month, the CM-021 Reissue Warning Report is produced. The CM-021 lists all cards that are due to expire and indicates which will be reissued. The financial institution has 30 days to make any changes to the cardholder’s name, address or reissue status. The Card Production file is run on the last processing day of the month and sent for reissue. The cards are mailed by the 30

th of the month prior to the month of expiration. If a

cardholder is set to be reissued, but should not be reissued, the financial institution should change the “Reissue Indicator” to 9 (do not reissue) for that card via iQ Card Management Reorder Card function. This must be completed by the last processing day of the month, two months prior to the card’s expiration date.

Once the Card Production file is run, the CM-024 Non-Reissue Report is produced at the beginning of the reissue month. The CM-024 lists cards that will not be reissued. Any cards listed on the report that the financial institution wants to receive a card should be taken care of manually. An additional REISSU04 Card/PIN Issue Report will be produced when the Card Production file is processed. Institutions will still receive a "daily" REISSU04 if they opened any Debit Cards the day before. The “reissue” REISSU04 will list all cards reissued, the name and address associated with the card, and if a PIN mailer was generated. (Not all institutions will receive reissue PIN mailers.) The CM-023 Eligibility Change Report and CM-026 Name/Address Change Report document changes that were made to the expiring cards after the reissue file was cut. The CM-023 lists cards which have been changed from a “good” to a “bad” status or from a “bad” to a “good” status since the time the reissue file was cut. The CM-026 lists any names or addresses that have been changed since the reissue file was cut. Both reports are considered informational, as the cards are mailed by the 30

th of the month prior to the month of expiration. The financial institution should use the reports in a

proactive manner, as cards should be manually issued, blocked or changed. The CM-023 and CM-026 Debit Card reissue reports are produced within the first five days of the card’s expiration month. 60-Day Debit Card Reissue Flow This example demonstrates the reissue process for cards expiring at the end of May.

3/1

4/1 5/1

Reissue

Warning

Report

CM-021

Non-Reissue

Report

CM-024

Eligibility

Change Report

CM-023

Name/Address

Change Report

CM-026

Institution makes

changes to

database

Card

Production

File Cut

Card/PIN

Issue Report

REISSU04

4/1

Cards

Mailed

4/10

3/1

4/1 5/1

Reissue

Warning

Report

CM-021

Reissue

Warning

Report

CM-021

Non-Reissue

Report

CM-024

Non-Reissue

Report

CM-024

Eligibility

Change Report

CM-023

Name/Address

Change Report

CM-026

Eligibility

Change Report

CM-023

Name/Address

Change Report

CM-026

Institution makes

changes to

database

Card

Production

File Cut

Card/PIN

Issue Report

REISSU04

Card/PIN

Issue Report

REISSU04

4/1

Cards

Mailed

4/10By 4/30

3/1

4/1 5/1

Reissue

Warning

Report

CM-021

Non-Reissue

Report

CM-024

Eligibility

Change Report

CM-023

Name/Address

Change Report

CM-026

Institution makes

changes to

database

Card

Production

File Cut

Card/PIN

Issue Report

REISSU04

4/1

Cards

Mailed

3/1

4/1 5/1

Reissue

Warning

Report

CM-021

Reissue

Warning

Report

CM-021

Non-Reissue

Report

CM-024

Non-Reissue

Report

CM-024

Eligibility

Change Report

CM-023

Name/Address

Change Report

CM-026

Eligibility

Change Report

CM-023

Name/Address

Change Report

CM-026

Institution makes

changes to

database

Card

Production

File Cut

Card/PIN

Issue Report

REISSU04

Card/PIN

Issue Report

REISSU04

4/1

Cards

Mailed


10/2/19 197

CM-021: REISSUE WARNING REPORT

CONTENTS Card reissue information.

PURPOSE To list accounts expiring in 60 days (30-Day Reissue Process) or 90 days (60-Day Reissue Process).


FIELD NAME FIELD DESCRIPTION ACCOUNT NUMBER Last 9 or 12 digits of account number. NAME Last name, first name of principal cardholder. EXPIR DATE Expiration date in MMYY format. STAT CODE External and internal status code: Internal (generated by computer)

D - Delinquent N - Credit balance O - Overlimit X - Overlimit & delinquent (blank) - Normal

External

A - Authorization prohibited B - Bankrupt C - Closed E - Revoked F - Frozen I - Interest accrual prohibited L - Lost U - Stolen Z - Charge off (generated as a result of a Charge Off Adjustment and will replace

all external status codes) (blank) - Normal

CM-021 - JUNE REISSUE WARNING TEST CREDIT UNION 04/30/12 PAGE 1

1234/999999 EXPIR STAT RNW NO CRED CURRENT DELINQUENT HISTORY EVER *FLAGS** DELINQUENT AMOUNT

ACCOUNT NUMBER NAME DATE CODE CDE CRDS LIMIT BALANCE NMO 1CYC 2CYC 3CYC ACT 12345678 2-CYC 3-CYC REIS

9999 0000 7777 SMITH,ANNE 07/12 6 2 000 0.00 0 0 0 0 1 0.00 0.00

9999 0000 8888 SMITH,BRANDON 07/12 CK* 6 1 000 0.00 0 0 0 0 1 0.00 0.00 NO

9999 0000 9999 SMITH,CHARLOTTE 07/12 6 2 000 0.00 0 0 0 0 1 0.00 0.00

9999 0000 1212 SMITH,DANIEL 07/12 6 1 000 0.00 0 0 0 0 1 0.00 0.00

9999 0000 3434 SMITH,ELIZABETH 07/12 6 1 000 0.00 0 0 0 0 1 0.00 0.00

9999 0000 5656 SMITH,FRANK 07/12 6 1 000 0.00 0 0 0 0 1 0.00 0.00

9999 0000 7878 SMITH,GENE 07/12 6 2 000 0.00 0 0 0 0 1 0.00 0.00

9999 0000 9090 SMITH,HENRY 07/12 6 1 000 0.00 0 0 0 0 1 0.00 0.00

9999 0004 9898 SMITH,IRENE 07/12 6 1H 000 0.00 0 0 0 0 1 0.00 0.00

9999 0004 8787 SMITH,JANE 07/12 C 6 1 000 0.00 0 0 0 0 1 0.00 0.00 NO

9999 0004 7676 SMITH,KATHERINE 07/12 6 2 000 0.00 0 0 0 0 1 0.00 0.00

9999 0004 6565 SMITH,LUCY 07/12 C 6 1H 000 0.00 0 0 0 0 1 0.00 0.00 NO

9999 0004 5454 SMITH,MARJORIE 07/12 C 6 2 000 0.00 0 0 0 0 1 0.00 0.00 NO

9999 0004 4343 SMITH,NICK 07/12 6 1H 000 0.00 0 0 0 0 1 0.00 0.00

9999 0004 3232 SMITH,OLIVIA 07/12 U 6 1H 000 0.00 0 0 0 0 1 0.00 0.00 NO

9999 0004 2121 SMITH,PETER 07/12 6 1H 000 0.00 0 0 0 0 1 0.00 0.00

9999 0004 1010 SMITH,ROSE 07/12 L 6 1H 000 0.00 0 0 0 0 1 0.00 0.00 NO

AGT 999999 ACCOUNTS NON-REISSUABLE 6 ACCOUNTS REISSUABLE 11 CARDS REISSUABLE 15

PRIN 999999 ACCOUNTS NON-REISSUABLE 6 ACCOUNTS REISSUABLE 11 CARDS REISSUABLE 49


10/2/19 198

RNW CDE Renewal code. Indicates if cards are to be renewed and the number of months between

renewal and expiration of the cards.

1 - 6 month card 2 - 12 month card 3 - 18 month card 4 - 24 month card 5 – 48 month card 6 - 36 month card 7 – 60 month card 8 – 120 month card 9 - Do not reissue 0 - Do not reissue upon expiration

NO CARDS Number of plastics (cards) issued. If the standard product design was selected for a card and

one plastic was selected, then a ‘1’ will be displayed. If an ‘H’ is listed, then double embossing was selected. ‘1H’ indicates 1 reissued card with double embossing (primary/secondary). ‘2H’ indicates 2 reissued cards with double embossing (primary/secondary).

CRED LIMIT Credit limit. CURRENT BALANCE Not applicable for Debit Cards DELINQUENT HISTORY

Not applicable for Debit Cards

NMO Not applicable for Debit Cards 1CYC Not applicable for Debit Cards 2CYC Not applicable for Debit Cards 3CYC Not applicable for Debit Cards EVER ACT Not applicable for Debit Cards FLAGS 1-8 Not applicable for Debit Cards Delinquent Amount

2 CYC Not applicable for Debit Cards 3 CYC Not applicable for Debit Cards REIS If "no", the account will not be reissued. All others will be reissued. ACCOUNTS NON-REISSUABLE

Total number of accounts that will not be reissued. Totals by agent, principal, and system.

ACCOUNTS REISSUABLE

Total number reissuable accounts. Totals by agent, principal, and system.

CARDS REISSUABLE Total number of reissuable cards. Totals by agent, principal, and system.


10/2/19 199

CM-024: NON - REISSUE REPORT

CONTENTS Debit Cards that will not be reissued. Debit Cards are not reissued if they are blocked, closed or have a renewal code of 9 “Do Not Reissue” or code of 0 “Do not reissue upon expiration”.

PURPOSE To list cards expiring in 30 days (30-Day Reissue Process) or 60 days (60-Day Reissue Process) that are scheduled not to be reissued.


FIELD NAME FIELD DESCRIPTION ACCOUNT NUMBER Last 12 digits of card number. NAME Last name, first name of principal cardholder. EXPIR DATE Expiration date in MMYY format. STAT CODE Status code or Block code Blank = No Block or Normal Status L = Lost O = Pin Activated E = Excessive Activity A = Merchant Activity Prohibited S = Stolen C = Closed/Stop Activity U = Report Fraud Activity CK* = No Valid Checking Account Attached RNW CDE Renewal code (Card Expiration Period) 1 = 6 Months 6 = 36 Months 2 = 12Months 7 = 60 Months 3 = 18 Months 8 = 120 Months 4 = 24 Months

5 = 48 Months 9 = Do Not Reissue 0 = Do Not Reissue Upon Expiration

NO CRDS Number of plastics to be reissued upon expiration CRED LIMIT

Credit line, applies only to "Limits" Debit Card Product, not to "Standard" or "Enhanced" Products.

CURRENT BALANCE Not applicable for Debit Cards

CM-024 - MAY NON-REISSUES TEST CREDIT UNION 04/30/12 PAGE 1

1234/999999 EXPIR STAT RNW NO CRED CURRENT DELINQUENT HISTORY EVER *FLAGS** DELINQUENT AMOUNT

ACCOUNT NUMBER NAME DATE CODE CDE CRDS LIMIT BALANCE NMO 1CYC 2CYC 3CYC ACT 12345678 2-CYC 3-CYC REIS

9999 0000 1212 JONES,ANDREW 06/12 C 6 2 000 0.00 0 0 0 0 1 0.00 0.00

9999 0000 3434 JONES,BRENDA 06/12 C 6 1H 000 0.00 0 0 0 0 1 0.00 0.00

9999 0000 5656 JONES,CHARLES SR 06/12 C 6 1H 000 0.00 0 0 0 0 1 0.00 0.00

9999 0000 7878 JONES,DIANA 06/12 C 6 1H 000 0.00 0 0 0 0 1 0.00 0.00

9999 0000 9090 JONES,ELENA 06/12 C 6 1H 000 0.00 0 0 0 0 1 0.00 0.00

9999 0000 0000 JONES,FLORA 06/12 C 6 1 000 0.00 0 0 0 0 1 0.00 0.00

9999 0000 1111 JONES,GEORGE 06/12 C 6 1 000 0.00 0 0 0 0 1 0.00 0.00

9999 0000 2222 JONES,HARRIETTA 06/12 U 6 1H 000 0.00 0 0 0 0 1 0.00 0.00

9999 0000 3333 JONES,IAN 06/12 C 6 1H 000 0.00 0 0 0 0 1 0.00 0.00

9999 0000 4444 JONES,JUDITH 06/12 C 6 1 000 0.00 0 0 0 0 1 0.00 0.00

9999 0000 7777 JONES,KELLY 06/12 C 6 1 000 0.00 0 0 0 0 1 0.00 0.00

9999 0000 8888 JONES,LINDA 06/12 C 6 2 000 0.00 0 0 0 0 1 0.00 0.00

AGT 999999 ACCOUNTS NON-REISSUABLE 12

PRIN 999999 ACCOUNTS NON-REISSUABLE 12


10/2/19 200

DELINQUENT

HISTORY

NMO Not applicable for Debit Cards 1CYC Not applicable for Debit Cards 2 CYC Not applicable for Debit Cards 3CYC Not applicable for Debit Cards EVER ACT "Yes" indicates that the card was active at some point prior to the last 12 months. "Blank"

indicates no merchant activity. FLAGS 1-8 Not applicable for Debit Cards

DELINQUENT

AMOUNT

2 CYC Not applicable for Debit Cards 3 CYC Not applicable for Debit Cards REIS "Blank" indicates card will not be reissued. ACCOUNTS NON-REISSUABLE

Total number of cards that will not be reissued.


10/2/19 201

REISSU04: CARD / PIN ISSUE REPORT

CONTENTS List of all cards and PIN mailers (if applicable) created for reissued debit cards (Visa®,

Mastercard®, Discover

®).

PURPOSE To provide a list of all new debit cards and PIN mailers generated for cards opened daily and reissued monthly.

RUN FREQUENCY Daily and monthly NOTE FIS will search for up to 3 days for any card pulls, overnights or destroy requests. PIN mailers

cannot be pulled, overnighted or destroyed. SAMPLE REPORT

REISSU04 P3CPDCDY 122401778 REPORT SEPARATOR 04/30/05

REISSU04 P I N M A I L E R C A R D / P I N I S S U E

PAGE 00001

BANK: TEST – TEST NATIONAL BANK REPORT DATE: 04/30/2005

PIN MAILERS CREATED * ERROR FIELD *

ACCT: 9999 9999 0020 8605 NM1: MYRA COLINS

SEQ: 004314 NM2:

ADR: 2222 CAMERON AVE #122

CSZ: LAS VEGAS NV 89102-4204

*** T O T A L S ***

TOTAL NUMBER OF PIN MAILERS CREATED 00000001 TOTAL NUMBER OF ERRORS: 000000

REISSU04 M A S T E R C A R D / V I S A C A R D / P I N I S S U E

PAGE 00002


NEW CARDS CREATED * ERROR FIELD *

ACCT: 9999 9999 0020 8530 NM1: MITCHELL LAUGHERTY

SEQ: 000080 NM2:

ADR: 1235 TAWNYBROOKE LN

CSZ: LAS VEGAS NV 89144-1645 NUMBER OF CARDS: 01

EXP: 04/08

ACCT: 9999 9999 0020 8555 NM1: TONY ESPOSITO

SEQ: 000081 NM2:

ADR: 98723 PLANO GALLERY PLACE


EXP: 04/08

*** T O T A L S ***

TOTAL NUMBER OF NEW CARDS CREATED 00000002 TOTAL NUMBER OF ERRORS: 000000


10/2/19 202

FIELD NAME FIELD DESCRIPTION ERROR FIELD Reason card was not created ORDER REJECTED –

INVALID RECORD TYPE Either a 4 or 5 was incorrectly passed for as the first digit of the card

ORDER REJECTED –

ACCOUNT EDIT ERROR An error occurred while check digiting the account number

ORDER REJECTED - DATABASE VERIFY

ERROR Card was in a closed status when trying to produce plastic

ORDER REJECTED –

BIN VERIFY ERROR BIN entered is not valid for the institution

ORDER REJECTED –

TRK II OFFSET MISSING Track II on the card was not present

ORDER REJECTED –

DATABASE PIN MISSING No PIN was entered/ordered when the function was completed

ORDER REJECTED –

PIN VERIFY ERROR PIN not valid

ACCT Account number OVERNIGHT ISSUED Card Pull and overnight request (via Bulk Expedite through iQ) was completed (overnight

mailing label was generated) DESTROY ISSUED Card Pull and destroy request (via Bulk Destroy through iQ) was completed NM1 Primary Name (Name embossed on card) NM2

Secondary Name (Name embossed on card) – Only applicable if the secondary name is embossed on a separate plastic.

ADR Address that Card/PIN Mailer set to

REISSU04 M A S T E R C A R D / V I S A C A R D / P I N I S S U E

PAGE 00003


CARDS RECREATED * ERROR FIELD *

ACCT: 9999 9999 0012 1220 NM1: DONALD BAXTER

SEQ: 000082 NM2:

ADR: 3578 ANTHONY WAY


EXP: 02/07

*** T O T A L S ***

TOTAL NUMBER OF CARDS RECREATED 00000001 TOTAL NUMBER OF ERRORS: 000000


10/2/19 203

CSZ City, State and Zip Code that Card/PIN Mailer set to NUMBER OF CARDS Number of cards created for account (does not appear on PIN Mailer report) EXP Expiration date on card (does not appear on PIN Mailer report) LINE OF CREDIT Credit line for account (if account has not credit this field will not appear - does not appear on

PIN Mailer report) TOTALS NUMBER OF CARDS/PINS

Number of Cards/PIN Mailers created

NUMBER OF ERRORS Number of Cards/PIN Mailers not created due to errors


10/2/19 204

CM-023: REISSUE ELIGIBILITY REPORT

CONTENTS Cards whose reissue status has changed since the Card Production File has been cut, run and cards produced.

PURPOSE To list reissue cards that have had a status change since the Card Production file was cut and run. PIN mailers were mailed (if applicable) and cards have already been produced, even if they now appear in a blocked or closed status.


FIELD NAME FIELD DESCRIPTION ACCOUNT NUMBER Last 12 digits of card number. NAME Last name, first name of principal cardholder. EXPIR DATE Expiration date in MMYY format. STAT CODE Status code or Block code Blank = No Block or Normal Status L = Lost O = Pin Activated E = Excessive Activity A = Merchant Activity Prohibited S = Stolen C = Closed/Stop Activity U = Report Fraud Activity CK* = No Valid Checking Account Attached RNW CDE Renewal code (Card Expiration Period) 1 = 6 Months 6 = 36 Months 2 = 12Months 7 = 60 Months 3 = 18 Months 8 = 120 Months 4 = 24 Months

5 = 48 Months 9 = Do Not Reissue 0 = Do Not Reissue Upon Expiration

NO CRDS Number of plastics to be reissued upon expiration CRED LIMIT Credit line, applies only to "Limits" Debit Card Product, not to "Standard" or "Enhanced"

Products. CURRENT BALANCE


CM-023 - APRIL REIS ELIGIBILITY CHG TEST SAVINGS AND LOAN 04/30/13 PAGE 1

1234/999999 EXPIR STAT RNW NO CRED CURR DELINQUENT HISTORY EVER*FLAGS* DELINQ AMNT

ACCOUNT NUMBER NAME DATE CODE CDE CRDS LIMIT BLNCE NMO 1CYC 2CYC 3CYC ACT 12345 2-CYC 3-CYC REIS

9999 0000 9999 ANNA DAVIS 05/16 CK* 6 1 000 0.00 0 0 0 0 1 0.00 0.00 YES

9999 0000 8888 BRIAN DAVIS 05/16 CK* 6 1 000 0.00 0 0 0 0 1 0.00 0.00 YES

9999 0000 7777 CLARA DAVIS 05/16 CK* 6 1 000 0.00 0 0 0 0 1 0.00 0.00 YES

9999 0000 6666 DANIELLE DAVIS 05/16 CK* 6 1 000 0.00 0 0 0 0 1 0.00 0.00 YES

9999 0000 5555 EDWARD DAVIS 05/16 CK* 6 1 000 0.00 0 0 0 0 1 0.00 0.00 YES

9999 0000 4444 FLORENCE DAVIS 05/16 L 6 1 000 0.00 0 0 0 0 1 0.00 0.00

9999 0000 3333 GAIL DAVIS 05/16 CK* 6 1 000 0.00 0 0 0 0 1 0.00 0.00 YES

9999 0000 2222 HOWARD DAVIS 05/16 CK* 6 1 000 0.00 0 0 0 0 1 0.00 0.00 YES

9999 0000 1111 ILSA DAVIS 05/16 CK* 6 1 000 0.00 0 0 0 0 1 0.00 0.00 YES

9999 0000 0000 JOHN DAVIS 05/16 U 6 1 000 0.00 0 0 0 0 1 0.00 0.00

PRIN 999999 ACCOUNTS NON-REISSUABLE 1 ACCOUNTS REISSUABLE 9


10/2/19 205

DELINQUENT

HISTORY

NMO Not applicable for Debit Cards 1CYC Not applicable for Debit Cards 2 CYC Not applicable for Debit Cards 3CYC Not applicable for Debit Cards EVER ACT "Yes" indicates that the card was active at some point prior to the last 12 months. "Blank"

indicates no merchant activity. FLAGS 1-8 Not applicable for Debit Cards DELINQUENT

AMOUNT

2 CYC Not applicable for Debit Cards 3 CYC Not applicable for Debit Cards REIS "Blank" indicates card reissue status has changed to "do not reissue".

"Yes" indicates card reissue status has changed to "reissue". ACCOUNTS NON-REISSUABLE

Total number of cards whose reissue status has changed to "do not reissue".

ACCOUNTS REISSUABLE

Total number of cards whose reissue status has changed to "reissue".


10/2/19 206

CM-026: REISSUE NAME AND ADDRESS CHANGE REPORT

CONTENTS Cards due for reissue that have had name and/or address changes.

PURPOSE To list reissue cards that have had a name and, or address change since the Card Production file was cut and run. PIN mailers were mailed (if applicable) and cards have already been produced. The institution may receive these PINs/cards as return mail if they cannot be forwarded.


FIELD NAME

FIELD DESCRIPTION

ACCOUNT NUMBER Last 12 digits of card number. EXPIR Expiration date in MMYY format. CARDHOLDER NAME Name of primary and secondary cardholders. ADDRESS Address 1, address 2, city and state. ZIP CODE Zip code. SPECIAL CONTROL FLAGS


CM-026 - MAY REIS NAME/ADDR CHG TEST CREDIT UNION 05/31/13 PAGE 1

ACCT 1234/999999EXPR CARDHOLDER NAME ADDRESS ONE ADDRESS TWO ADDRESS THREE ZIP

9999 0000 1111 06/15 MANDY WILLIAMS 1234 TEST AVENUE NEW YORK NY 99999

SPECIAL CONTROL FLAGS 1

9999 0000 2222 06/15 NATHAN WILLIAMS 4444 SAMPLE ST CHICAGO IL 00000


9999 0000 3333 06/15 OSCAR WILLIAMS 50 GENERIC DRIVE LOS ANGELES CA 55555

**NAME** SPECIAL CONTROL FLAGS 1

9999 0000 4444 06/15 PENELOPE WILLIAMS 999 TRAINING TRAIL HOUSTON TX 88888


***************************************************************************************************************


10/2/19 207

CM-035: 18 MONTH EXPIRATION PROJECTION REPORT

CONTENTS Future forecast of expiring cards broken distributed by month for 18 months with total for all 18 months. Report is separated by FIS system principal number.

PURPOSE To give an estimate of the number of plastics needed in the future to aid in ordering RUN FREQUENCY Monthly SAMPLE REPORT

FIELD NAME FIELD DESCRIPTION ACRO Bank Acronym SYS Processed System or ICA Number PRIN Principal Bank Number AGT Agent Bank Number FUTURE MONTHS Future Date in MM/YY Format that Forecasts the Number of Cards that will Expire that Month TOTAL Total from summing all Future Months for a System Principal Agent

CM-035 18 MONTH EXPIRATION PROJECTION ACRO - TEST 04/30/2005 PAGE 1

SYS PRIN AGT 06/05 07/05 08/05 09/05 10/05 11/05 12/05 01/06 02/06 03/06 04/06 05/06 06/06 07/06 08/06 09/06 10/06 11/06 TOTAL

4759 2501 9000 79 107 115 96 130 90 313 113 147 99 104 81 97 98 118 115 92 80 2,074

4759 2501 9060 0 0 0 0 0 0 0 0 0 0 0 0 0 1 9 15 7 15 47


10/2/19 208

APPENDIX A: EFT TRAN CODES

EFT Tran Codes

Transaction Type ATM Activity Statistical Cardholder Activity

Cash Withdrawal CA CA CW

Account Balance IN IN IN

Deposit

Deposit Electronic DE DE DE

Deposit Manual DM DE DE

Deposit by Teller TD DE DE

Imaged Cash Deposits D$ D$ D$

Imaged Check Deposits DC DC DC

Transfer TR TR TR

Payment Enclosed PE PE PMTE

Special Transaction SP SP SPEC

Incomplete Transaction EXCH

Exchange Rate Inq. EX EX EXCH

Enrollment Inquiry (TDSC) EQ EQ EINQ

Enrollment Information Inquiry (TDSC) EI EI EINF

Password Authentication (TDSC) PA PA PAUT

Payment From Account PF PF PMTF

Check Number Trans Inq. C# C#

POS Debit PD PD PD

POS Credit PC PC PC

POS Debit Inquiry PI PI PDIN

POS Pre-Auth Debit FD FD PRED

POS Preauthorization PR PR PRE

Account Snapshot I3 I3

POS Check Verification (Ck Cashing) CK CK CKCS

Rev/Cancel Merchant Bill Pay BR BR BPR

Merchant Bill Payment BP BP BP

Remote Bill Payment BP

Future Merchant Bill Payment FP FP FBP

Special Transaction for Merchants SP SPEC

Last Transaction (for accounts) SP SPEC

Account # Req for accounts SP ADED

**

Stop Payment - Individual ST ST SPEC

Check Verify CV I2

Check Verify with conversion VC VC CKVC

Check Verify with conversion - host sel. VC VC CKVC

Check Cashing **

Mini Statement MI MI MIST

Pin Change PN PN PCHG

Request/Set Password (TDSC) PS PS PSET

Modify/Change Password (TDSC) PM PM PMOD

Enrollment Inquiry (TDSC) EQ EQ EQ Enrollment Information Inquiry (TDSC) EI EI EI Password Authentication (TDSC) PA PA PAUT

Check Verify with conversion VC VC VC Check Verify with conversion - host select VC VC VC


10/2/19 209

Check Guarantee - with conversion GC GC CKGC

Check Guarantee - conversion-host select. GC GC GC POS Credit Card Purchase CP CP

POS Credit Card Refund CR CR

Check Card Auth AU AU CKAU

Check Card Auth - Pulse AU AU CKAU

Check Card Auth - Force Post AU AU CKAU

Check Verify Inquiry CI CI

Check Verify Correction CC CC


Offline Debit XD XD OFFD

Offline Debit - Force Post XD XD OFFD

Offline Credit XC XC OFFC

Offline Credit - Force Post XC XC OFFC

Internet Logon I4 I4 ILOG

Internet Statement to Date I5 I5 ISTD

CC Auth (Fleet) QA QA

CC Completion (Fleet) QC QC

Card Activation **

Gift Card Function **

Re-Apply Holds (Force Post) RH RH RHLD

Interchange Debit (Force Post) ID ID INDB

Network Fees - Force Post ID ID INDB

Interchange Credit (Force Post) IC IC INCR

Electronic Check Conversion Only- Visa EC EC CKEC

Electronic Check Conversion Only - FTB EC EC CKEC

Phone Card Activation **

Check Guarantee Only - no conversion GO GO CKGO

Check Guarantee - with conversion GC GC CKGC

Check Guarantee - with conv. - host sel. GC GC CKGC

Interbank Transfer Debit (P-to-P) BD BD IBDB

Interbank Transfer Credit (P-to-P) BC BC IBCR

Bill Payment Credit BC BC IBCR

Adjustment Tran Codes


Positive Adjustment to Inst AI ADEC

Positive Adjustment to Card AC 21

Negative Adjustment to Inst AI ADED

Negative Adjustment to Card AC 23

POS Adjustment Credit AI APC

Adjustment Credit - Charts AI APC

Adjustment Credit - Force Post AI APC

POS Adjustment Debit AI APD

Adjustment Debit - Charts AI APD

Adjustment Debit - Force Post AI APD

Cash Adjustment Credit AI ACWC

Cash Adjustment Debit AI ACWD


10/2/19 210

APPENDIX B: DENIAL CODES

Denial Code Denial Code

Invalid Card 1 Transfer Transaction Not Allowed 54

Invalid Card Strip 2 Card Has No Customer Connected 55

Expiration Date On Card Is Expired 3 Pin Not Set Up On Data Base 56

Credit Card Not Connected To Card 4 ATM In Forced Maintenance 57

Card Not Accessible 5 Insuff. Balance, Insuff. Overdraft 58

Credit Card Status Abnormal 6 Defaults Not Available - Call MPS Hot Line 59

Credit Card Account Closed 7 Internal Error - Call MPS Hot Line 60

Pin Missing 8 Internal Error - Call MPS Hot Line 61

ATM Has Been Tampered With 9 Internal Error - Call MPS Hot Line 62

Invalid Special Transaction 10 Signon Less Than $2000 63

Special Transaction Not Authorized 11 Data Base File Locked 64

Special Transaction Out Of Sequence 12 Incorrect Maintenance Card 65

Signon Sequence Wrong 13 Transaction Amount Too Large 66

From Account Does Not Exist 14 Last Transaction Does Not Exist 67

From Account Has No Inquiry Ability 15 Invalid From Account Code 68

From Account Not Accessible 16 Merchant Code Not Found 69

From Account Has No Debit Ability 17 Payment Rev - Orig Pymt Does Not Exist 70

Insuff. Balance, No Overdraft Or RR 18 Payment Rev - Orig Pymt Not This Business Day 71

Insuff. Balance, Insuff. Ready Reserve 19 Payment Rev - Transaction Detail Not Present 72

Ready Reserve Account Not Accessible 20 Pymt Amount Exceeds Limit 73

To Account Does Not Exist 21 Payment Rev - Last Payment Was Not A Transfer 74

To Account Has No Credit Ability 22 Payment Interval Less Than Limit 75

Invalid Transaction 23 Invalid To Account Code 76

Daily Card Limit Exceeded 24 Pymt Within New/Changed Mrch Wait Period 77

To Account Not Accessible 25 Invalid Input Message 78

Credit Card Record Does Not Exist 26 Tran Not Auth For Institution/Terminal 79

Depository Full 27 Not Authorized For Remote Home Phone 80

Daily Account Limit Exceeded 28 Amount Missing 81

ATM Out Of Cash 29 Lost Card 82

Card Status Abnormal 30 Stolen Card 83

Account Status Abnormal 31 Internal Error - Call MPS Hot Line 84

Ready Reserve Status Abnormal 32 Tran Amt Exceeds Max For MRH Type 85

To Account Status Abnormal 33 Tran Not Supported By Device 86

Signon Cash Cannot Follow Add Cash 34 Account Not Supported By Processor 87

Add Cash Cannot Follow Signon Cash 35 Transaction Not Supported By Processor 88

Terminal Out Of Service 36 FTS Sharing Group Failure 89

From Account Closed 37 Deposits Have Been Released From ATM 90

To Account Closed 38 Invalid Magnetic Stripe On Card 91

Ready Reserve Account Closed 39 Merchant Auth Stand-In Decline 92

No Ready Reserve Connected To Card 40 Invalid Reference Number 93

Ready Reserve and To Account Same 41 MRH Auth Stand-In Retry Limit Exceeded 94

Customer Cancel 42 Docutel ATM Depository Timeout 95

Clerk Cancel 43 Remote File/Line/Function Unknown 96

Too Many Invalid Pin Attempts 44 Internal Error - Call MPS Hot Line 97

Invalid Signon/Add Amount 45 Switch Line Down 98

Signon Not Initiated 46 Switch Transaction Timed - Out 99

Processing Failure - Call MPS Hot Line 47 Unknown Remote Error 100

Logon Attempted In Between Signon 48 Max Transfer Reg D Limit Exceeded 101

Card Closed 49 Unused 102

Too Many Invalid Pin Attempts 50 Trans Status Not Received, Check Manually 103

Invalid Pin 51 Processor Reply Indicates Expired Card 104

Too Many Invalid Pin Attempts 52 Processor Reply Contained Syntax Error 105

Wrong ATM Owner For Special Tran. 53 Remote Auth Temporarily Unavailable 106


10/2/19 211


Depository Time Out 107 RSK Record Says To Deny All Tran. 158

Cash Dispense Error 108 Social Security # Not On SSI File 159

Withdrawal Amt Not Multiple Of Denom 109 Future Pymt Status Changed 160

Internal Error - Call MPS Hot Line 110 Batch Merchant Information Inconsistent 161

Internal Error - Call MPS Hot Line 111 PLUS Transaction With PMC# OF 580 162

Minimum Withdrawal Required 112 Unknown PLUS Acquirer PMC#' 163

Fixed Payment Amount Required 113 Invalid PLUS Card Owner PMC#' 164

Minimum Payment Required 114 PLUS Issuer PMC# Not = To Bin Owner PMC# 165

Transaction In Progress, Retry Later 115 Depository Error/Fault 166

Response Not Expected 116 Invalid Future Payment Date Entered 167

Tran Reply Rejected/Response Timeout 117 Institution MRH Bill PYMT Limit Exceeded 168

Internal Error - Call MPS Hot Line 118 Check Already Posted To STD File 169

Diebold ATM Cash Dispense Error 119 Duplicate Stop Pymt Tran Attempted 170

Cash Left In Delivery Drawer 120 Transaction Temporarily Unavailable 171

Orig Amnt Changed - Short/Over Dispense 121 Device Not Supported By Institution 172

Processor Generic Denial 122 Duplicate Bill Payment Attempted 173

Rev Rcvd - No Account Info, Chk Manually 123 Amount Exceeds Stand-In Bill Pymt Limit 174

Too Many Invalid Pin Attempts 124 Invalid Cardholder Settlement Agent 175

Card Cash/Pos Max Limit Exceeded 125 Invalid Terminal Owner Settlement Agent 176

Account Cash/Pos Max Limit Exceeded 126 Cash Dispenser Hardware Error 177

Daily Card Ticket Limit Exceeded 127 Available Cash Transaction Invalid 178

Daily Account Ticket Limit Exceeded 128 Daily Check Verify Limit Exceeded 179

Internal Error - Call MPS Hot Line 129 Weekly Check Verify Limit Exceeded 180

Internal Error - Call MPS Hot Line 130 No Check Verify Correction Activit 181

Internal Error - Call MPS Hot Line 131 DVRS Duplicate Transaction Detected 182

Preauth Debit Amt Greater Than Max Auth 132 New Password Entries Do Not Match 183

Preauth Debit Not Previously Authorized 133 Invalid New Password 184

Tran Not Auth For Institution/Terminal 134 Stamps Unavailable 185

Tran Not Auth For Institution/Terminal 135 Card Not Activated Yet 186

Late Tran. Reversal - No Ckpt Record 136 Dial ATM Message Returned 187

Internal Error - Call MPS Hot Line 137 Bad Message Received 188

Internal Error - Call MPS Hot Line 138 Invalid Acquirer Pin Block 189

Internal Error - Call MPS Hot Line 139 Card Already Active 190

Institution Conversion - Use 5/3 Card 140 Preferred Debit Routing Denial 191

Internal Error - Call MPS Hot Line 141 Reversal Attempted After Cutoff 192

No Bill Denomination In TCB 142 Social Security # Missing 193

Internal Error - Call MPS Hot Line 143 Mother's Maiden Name Missing' 194

Stand-In Denial At Service Level = 0 144 Incorrect Social Security # 195

Account Ineligible For Transaction 145 Incorrect Mother's Maiden Name 196

Transaction Data Not On File 146 Invalid CVV2 Value 197

Internal Error - Call MPS Hot Line 147 Invalid 3D Secure Password 198

Inv. Issuer Pin Block Or Dup Ckpt Record 149 VELOCITY: Exceeds Allowable Dollar Amount for Fuel 200

Audio Transaction Not Available Today 150 VELOCITY: Exceeds Allowable # of Trans & Dollar 201

Three Part Reversal, Check Manually' 151 VELOCITY: Card on Negative File 202

Invalid Payment Amount 152 VELOCITY: Exceeds Amount of Flagged Transactions 203

Duplicate Reversal/Status 153 VELOCITY: Zip Code Provided Doesn't Match File 204

Late Transaction Reply 154 Exceeds the Maximum Withdrawal Amount at ATM 205

Duplicate Transaction 155 Card Escheated 206

Late Transaction 156 Merchant Depleted 207

Amt Exceeds Stand-In Withdrawal Limit 157


10/2/19 212


REM ISSU Down, Resubmit 24 Hr 208 Cash GC Purch. Amt. < Min. 209

Expiration Date Mismatch 210 Old Card Denied, Use New Card 212

Phone Number Does Not Exist/Match 214 Invalid CVV1 Value 215

Invalid Merchant Category Code (MCC) 216 Fraud Rule – See TR$FRDID 217

Invalid CVV3 Value 218 Chip Authorization Failed 219

Fallback not allowed on BIN 220 Foreign card transaction too large at ATM 224

International card tran too large at ATM 225 International card daily limit reached at ATM 226

Card Control Error (MobiMoney) 228 Cryptogram Error 254

Application Transaction Counter Error 300 Cardholder Verification Failure 301

Error Identifying Chip Application 302 AVS Mismatch: System Error 995

AVS Mismatch: Incorrect ADDR 996 AVS Mismatch: Incorrect ZIP 997

AVS Mismatch: Incorrect ADDR/ZIP 998 AVS Mismatch: Content Error 999

Debit Card Denial Codes


Generic criteria denial 1A Daily account ticket limit exceeded 42A

Unusual ATM/POS activity 2A Stand-in limit exceeded 43A

Unusual authorization activity 3A Stand-in decline 44A

Expired card 4A Credit card not connected to card 45A

Alert code set 5A From account not accessible 46A

Reason code set 6A Internal error 47E

Available credit exceeded 7A Stand-in referral 48D

Credit limit exceeded 8A From account has no debit ability 49D

Insufficient funds 9A Duplicate authorization request 50D

DDA closed 10A Approved reversal 51D

DDA problem 11A Unmatched transaction request 52D

Card Status Problem 12A To account not accessible 53A

First time use for this account - "O" Block 13A Database file locked 64E

Card not permitted access 14A Message syntax error 78D

Internal program problem 14E Switch reply syntax error 79D

Expiration date mismatch - Swiped 15A Invalid CVV or CVC 82D

Expiration date mismatch - Manual 16A CI Table problem 84D

Timeout or line down 17A Transaction not supported 88A

Y2K fraud prevention 18A

SIC code restriction enforced 19A

AVS mismatch: Incorrect address 20A

AVS mismatch: Incorrect ZIP 21A

AVS mismatch: Incorrect ADDR & ZIP 22A

AVS mismatch: Content error 23A

Fraud error 24A

Tran amnt exceeds limit 25A

Invalid function 25D

CVV2/CVC2 incorrect 26A

Invalid CAVV 27A

CAVV syntax error 28A

Invalid card 29A

Credit account closed 30A

CVV2/CVC2 incorrect 26A

No from account 31A

Daily cluster limit exceeded 32A

Invalid PIN 33D

Too many PIN attempts 34A

Invalid amount 35A

Invalid merchant number 36D

Lost card 37A

Stolen card 38A

Account cash/POS max exceeded 39A

Cluster cash/POS max exceeded 40A

Daily card ticket limit exceeded 41A


10/2/19 213

APPENDIX C: REPORTS SUPPRESSED FOR OFP DEBIT CARD

PRODUCT

List of Reports that will not be used by the Online Force Post (OFP) Debit Card Product (PassThru & Holds/Match

Product)

The following BCD reports will be suppressed for the OFP PassThru & Holds/Match Debit Card product.

Debit Card Daily Reports

CD-098 Daily Dropped Authorization Audit Report (will be turned on for the Holds/Match Product only)

CD-121 Ledger Activity Daily Report

CD-311 Daily ACH Debit Card Entries

CD-315 Debit Card Reject Report

CD-820 Daily Bank Card Settlement Totals Report

SD-056 Daily Agent Level Transaction & Interchange Summary


10/2/19 214

APPENDIX D: SPECIAL SET-UP / SELDOM USED REPORTS

EFACHCONR01: ACH CONSOLIDATION REPORT

CONTENTS Provides detail behind consolidated ACH entries by summarizing settlement offsets (i.e. net settlement amounts). It is used by settlement entities that administer settlement transactions from multiple ACROs (e.g. a processor that settles to multiple institutions).

PURPOSE For consolidated settlement accounts, this report reconciles ACH transaction amounts

and the Network Totals report (EFT070R04). Consolidated settlement entities can use this report to administer settlement amounts across each ACRO for which settlement is consolidated.

RUN FREQUENCY Daily SAMPLE REPORTS Entry Type 1

EFACHCONR01 08.3005/11/05 ACH CONSOLIDATION REPORT PROCESS DATE: 06/29/05 PAGE:

PROCESSOR: AXX1 - IP USA

R/T: 102000021

CONSOLIDATED ENTRY ACCOUNT DEBIT CREDIT NET

-------------- ----------------- --------------- --------------- ----------------

CASH WITHDRAWALS BY A01V CHDR OFFSET 999912043590 33,501.43 .00

ADJUSTMENTS TO A01X (CR) OFFSET 999912043590 .00 196.74

POS MERCHANT PYMTS BY A01X CHDR OFFSET 999912043590 125,160.98 .00

DAILY INTERCHANGE TO A01X (CR) OFFSET 999912043590 .00 42.12

CASH WITHDRAWALS BY A02X CHDR OFFSET 999912043590 8,480.76 .00

POS MERCHANT PYMTS BY A02X CHDR OFFSET 999912043590 37,064.58 .00

DAILY INTERCHANGE TO A02X (CR) OFFSET 999912043590 .00 96.52

CASH WITHDRAWALS BY A03V CHDR OFFSET 999912043590 1,938.21 .00

POS MERCHANT PYMTS BY A03V CHDR OFFSET 999912043590 63,757.40 .00

DAILY INTERCHANGE TO A03V (CR) OFFSET 999912043590 .00 153.89

CASH WITHDRAWALS FROM A04V ATMS OFFSET 999912043590 .00 3,242.54



CASH WITHDRAWALS FROM A05V ATMS OFFSET 999912043590 .00 5,951.48



TOTALS: 368,004.88 9,956.72

CONSOLIDATED SETTLEMENT ENTRY TYPE 1 999912043590 358,048.16D


10/2/19 215

Entry Type 2

Entry Type 3


PROCESSOR: AYY1 – TEST IP

R/T: 012345678


-------------- ----------------- --------------- --------------- ----------------

ADJUSTMENTS TO A01Y (DB) OFFSET 0000511198 44.43 .00

TOTALS: 44.43 .00

CONSOLIDATED SETTLEMENT ENTRY TYPE 2 0000511198 44.43D

MERCHANT BILL PYMTS BY A01Y CHDR OFFSET 2222801198 1,787.36 .00

TOTALS: 1,787.36 .00


CASH WITHDRAWALS BY A02Y CHDR OFFSET 2222801198 1,801.96 .00

CASH WITHDRAWALS FROM A01Y ATMS OFFSET 2222801198 .00 3,840.72



TOTALS: 8,046.58 3,840.72


POS MERCHANT PYMTS BY A02Y CHDR OFFSET 2222801198 2,938.16 .00




TOTALS: 31,776.26 .00



PROCESSOR: AZZ1 – TEST IP

R/T: 098765432


-------------- ----------------- --------------- --------------- ----------------

CASH WITHDRAWALS FROM A01Z ATMS OFFSET 99000239 .00 .45

POS MERCHANT PYMTS BY A01Z CHDR OFFSET 99000239 2,465.10 .00

TOTALS: 2,465.10 .45


CASH WITHDRAWALS BY A02Z CHDR OFFSET 99000239 3,444.72 .00


TOTALS: 7,600.64 .00


CASH WITHDRAWALS FROM A03Z ATMS OFFSET 99000239 .00 3,114.00


TOTALS: 92,894.52 3,114.00



10/2/19 216

FIELD NAME FIELD DESCRIPTION Processor Shows settlement entity ACRO and short name R/T Specifies the Routing and Transit number for the settlement entity, common for all

consolidated settlement entries. Consolidated Entry Text description of the consolidated ACH entry. The description will include the individual

ACRO to which the settlement pertains. Account Shows the account number to which ACH settlement is performed; will be the same account

number for each of the consolidated entities. Debit Net settlement debit amount for each consolidated entry. For the detail behind this amount,

reference the Network Totals report (EFT070R04). Credit Net settlement credit amount of each consolidated entry. For the detail behind this

amount, reference the Network Totals report (EFT070R04).



R/T: 098764321


-------------- ----------------- --------------- --------------- ----------------

SURCHARGE FROM AZZ1 ATMS OFFSET 0195200 .00 482.00

TOTALS: .00 482.00

CONSOLIDATED SETTLEMENT ENTRY TYPE 3 0195200 482.00C



R/T: 098765432


-------------- ----------------- --------------- --------------- ----------------



TOTALS: 11,930.68 2,964.60


CASH WITHDRAWALS FROM A06Z ATMS OFFSET 99000239 .00 514.50


TOTALS: 4,632.62 514.50




TOTALS: 32,134.15 1,413.84


CASH WITHDRAWALS FROM A08Z ATMS OFFSET 99000239 .00 348.55


TOTALS: 8,648.19 348.55


CASH WITHDRAWALS BY A09Z CHDR OFFSET 99000239 2,240.50 .00


TOTALS: 14,493.92 .00



10/2/19 217

Net Net of Credits and Debits – shows the dollar amount of the consolidated ACH entry or

entries. Cash Withdrawals by ACRO CHDR Offset

Net cash dispensed to ACRO cardholders at other institutions’ ATMs. This dollar amount is always a Debit.

Cash Withdrawals from ACRO ATMs Offset

Net cash dispensed at ACRO ATMs to cardholders of other institutions. This dollar amount is always a Credit.

Deposits at ACRO ATMs Offset

Total amount of deposits into network ATMs by ACRO cardholders. This dollar amount is always a Debit.

Deposits by ACRO CHDR Offset

Total amount of deposits into ACRO ATMs by cardholders of other institutions. This dollar amount is always a Credit.

Adjustments to ACRO (CR) (DB) Offset

Net amount of adjustments settled involving ACRO cardholders. This dollar amount can be either a Credit (CR) or a Debit (DB).

Adjustments to ACRO ATMs (CR) (DB) Offset

Net amount of adjustments settled involving ACRO ATMs. This dollar amount can be either a Credit (CR) or a Debit (DB).

Merchant Bill Pymts by ACRO CHDR Offset

Amount of bill payment transactions performed by ACRO cardholders. This dollar amount is always a Debit.

POS Merchant Pymts by ACRO CHDR Offset

Net of POS debit transactions performed by ACRO cardholders at Merchants. This dollar amount is always a Debit.

Daily Interchange to ACRO (CR) (DB) Offset

Net amount of daily interchange fees earned or owed the network, for all cardholders and/or ATMs. This dollar amount can be either a Credit (CR) or a Debit (DB).

OFP for ACRO (CR) (DB) Offset

For OFP clients, net amount of OFP debits and credits for the ACRO shown. This dollar amount can be either a Credit (CR) or a Debit (DB).

Float for ACRO (CR) (DB) Offset

Net amount of float fees earned and charged for ACRO. This amount can be either a Credit (CR) or a Debit (DB).

Surcharge from ACRO ATMs Offset

Net of surcharge fees earned and charged for ACRO. This amount is always a Credit.

Consolidated Settlement Entry Type 1

In the “Net” column, shows the single consolidated ACH entry amount for the settlement entity.


For each amount in the “Net” column, shows the dollar amount of the consolidated ACH entry for the settlement transaction type indicated


For each amount in the “Net” column, shows the dollar amount of the consolidated ACH entry for the ACRO indicated.


10/2/19 218

CR-001: BANKCARD INFORMATION REPORT - DETAIL

CONTENTS Detailed demographic information on Mastercard®/Visa

®/Discover

® debit card database such

as the number of cardholders, average purchase amount, average number of purchases, number of cards blocked, etc.

PURPOSE Allows management to monitor institution's Mastercard®/Visa

®/Discover

® debit card activity and

detailed cardholder information. RUN FREQUENCY Monthly (paper/file), by request only (billable) SAMPLE REPORT

FIELD NAME FIELD DESCRIPTION FILE TYPE MCD / FTS ACCOUNT NUMBER 16 digit account number PRIMARY NAME

Principal name stored on cardholder master file

SECONDARY NAME Spouse name stored on cardholder master file

CR-001 ------------- BANKCARD INFORMATION REPORT ------------- PAGE: 1

INST: TEST INSTITUTION NAME REPORT DATE:

01/25/96

MCD 5432100099990000 PRIMARY NAME: LARRY CABLES SECONDARY NAME:

STREET ADDRESS: 850 HILLSIDE DR NE

CITY/STATE: CINCINNATI,OH ZIP CODE: 43055

TELEPHONE: (999) 555-1234 SS#: 999-99-9999

CARD STATUS: OPEN EXPIRATION DATE: 09/1999 NUMBER OF CARDS: 1

ACCOUNT STATUS: OPEN APPL SOURCE: 9999 APPROVING OFFICER: 1234567

CARD LIMIT: 100

PREV YEAR NUM PURCHASES: 15 PREV YEAR AMT OF PURCHASES: 5000.00

PREV YEAR AVG DOLLAR AMT PER PURCHASE: 333.00

YTD NUM PURCHASES: 15 YTD AMT OF PURCHASES: 5000.00

YTD AVG DOLLAR AMT PER PURCHASE: 333.00

NUM ATM USES: 20 CARD REASON CODE: CARD REASON DATE:

DATE LAST ATM USE: 01/24/1996 DATE LAST MERCHANT USE: 01/25/1996

ACCOUNT CODE: CK1 ACCOUNT NUMBER: 0001000643 AUTH: QFTX

MCD 5432100099991111 PRIMARY NAME: CLYDE ANTHONY SECONDARY NAME:

STREET ADDRESS: 3512 LONDON HOLLOW RD NE

CITY/STATE: CINCINNATI,OH ZIP CODE: 43055

TELEPHONE: SS#: 999-99-9999

CARD STATUS: OPEN EXPIRATION DATE: 09/1999 NUMBER OF CARDS: 1

ACCOUNT STATUS: OPEN SOURCE ID: APPROVING OFFICER: 1234567

CARD LIMIT: 100 APPL SOURCE:

PREV YEAR NUM PURCHASES: 15 PREV YEAR AMT OF PURCHASES: 5000.00

PREV YEAR AVG DOLLAR AMT PER PURCHASE: 333.00

YTD NUM PURCHASES: 15 YTD AMT OF PURCHASES: 5000.00

YTD AVG DOLLAR AMT PER PURCHASE: 333.00

NUM ATM USES: 20 CARD REASON CODE: CARD REASON DATE:

DATE LAST ATM USE: 01/24/1996 DATE LAST MERCHANT USE: 01/25/1996

ACCOUNT CODE: CK1 ACCOUNT NUMBER: 0001010550 AUTH: QFTX

ACCOUNT CODE: SV1 ACCOUNT NUMBER: 0005609181 AUTH: QFTX

BANKCARD INFORMATION REPORT - TOTALS PAGE: 1

INST: TEST INSTITUTION NAME REPORT DATE:

01/25/96

ACCOUNT STATUS CARDHOLDER DATA BASE PROFILE

T O T A L

CARDHOLDERS PLASTICS

CARDS USED SINCE 01/1996 12145 STATUSED FOR LOST: 56

TOTAL CARDHOLDERS: 12155 STATUSED FOR STOLEN: 43

TOTAL PLASTICS: 12155 STATUSED FOR PIN ACTIVATION: 172

YTD AVG DOLLAR AMT PER CARD: 400.00 ALL OTHER BLOCKS: 206

YTD AVG NUM PURCHASES PER CARD: 25 CLOSED: 175

PREV YEAR AVG DOLLAR AMT PER CARD: 335.00 DELETED: 36

PREV YEAR AVG NUM PURCHASES PER CARD: 19 EXPIRED: 00

TOTAL ACTIVE: 11236


10/2/19 219

STREET ADDRESS Customer address lines stored on cardholder master file CITY/STATE Customer city and state stored on cardholder master file ZIP CODE Customer zip code stored on cardholder master file TELEPHONE Customer area code and telephone number stored on cardholder master file SS# Customer social security number stored on cardholder master file CARD STATUS Status of the card (MCD or FTS) on the database EXPIRATION DATE Date card will expire - from cardholder master file NUMBER OF CARDS Number of plastics for the account - stored on cardholder master file ACCOUNT STATUS Status of the account on the cardholder master file SOURCE ID 4 digit source ID APPROVING EMPLOYEE 7 digit employee number of employee opening/approving the account CARD LIMIT Card limit stored on the database (a '*' after the limit indicates that this is a default value) PREV YEAR NUM PURCHASES

Total number of purchases for the previous year as stored on the cardholder master file

PREV YEAR AMT PURCHASES

Total amount of purchases for the previous year as stored on the cardholder master file

PREV YEAR AVG DOLLAR AMT PER PURCHASE

Average amount of purchase for the previous year as stored on the cardholder master file

YTD NUM PURCHASES Total number of purchases for the current year as stored on the cardholder master file YTD AMT PURCHASES Total amount of purchases for the current year as stored on the cardholder master file YTD AVG DOLLAR AMT PER PURCHASE

Average amount of purchases for the current year as stored on the cardholder master file

NUM ATM USES Number of times the card has been used at an ATM or POS device

CARD REASON CODE Reason code placed on card CARD REASON DATE Date reason code was put on card DATE LAST ATM USE Date card was last used at an ATM DATE LAST MERCHANT USE

Date card was last used at a merchant

** The following lines only appear for Mastercard

®/Visa

®/Discover

® debit card products **

ACCOUNT CODE CK/SV - Default checking/savings account connected to card and account index ACCOUNT NUMBER Default checking/savings account number connected to card


10/2/19 220

AUTH Authorities of default account connected to card CARDHOLDER DATA BASE PROFILE

Cardholders totals (number of accounts) and Plastics totals (number of plastics issued)

TOTALS DETAIL LINES (all totals are for only those cards which appear on the report (or qualify if totals only was requested) based on the input parameters) CARDS USED SINCE Total number of cards used since the date entered STATUSED FOR LOST Total number of cardholders and plastics with a "LOST" reason code (A,F,Q) TOTAL CARDHOLDERS Total number of cardholders (accounts) on cardholder master file STATUSED FOR STOLEN Total number of cardholders and plastics with a "STOLEN" reason code

(B,C,D,P,S,T,U) TOTAL PLASTICS Total number of plastics on cardholder master file STATUSED FOR PIN ACTIVATION

Total number of cardholders and plastics with a "PIN ACTIVATION" reason code (O)

YTD AVG DOLLAR AMT PER CARD

The year to date average dollar amount of all cards listed

ALL OTHER BLOCKS Total number of cardholders and plastics with reason codes other than those listed

above YTD AVG NUM PURCHASES PER CARD

The year to date average number of purchases of all cards listed

CLOSED Total number of cardholders and plastics on the database in "CLOSED" status PREV YEAR AVG DOLLAR AMT PER CARD

The previous year average dollar amount of all cards listed

DELETED

Total number of cardholders and plastics on the database in "DELETED" status

PREV YEAR AVG NUM PURCHASES PER CARD

The previous year average number of purchases of all cards listed

EXPIRED Total number of cardholders and plastics with expiration date on cardholder master file

with expiration date less than the current date TOTAL ACTIVE Total number of cards not blocked, closed, deleted, or expired

(as listed above)


10/2/19 221

EFSSREPT01: ENHANCED SECURITY SUSPECTS REPORT (1)

CONTENTS One report for each card that has a total number of transactions occurring within a particular time frame which are equal to or greater than the number of transactions specified for that same time frame by the institution (cumulative over the span of days chosen).

PURPOSE Allows institutions to monitor suspicious cardholder activity. RUN FREQUENCY Daily VARIABLES Number of transactions, number of days. SAMPLE REPORT


CARD NUMBER Card number exceeding security criteria

NUMBER OF

TRANSACTIONS

Number of transactions reported. These comprise the violation of the security criteria plus

additional transactions by the same cardholder.

TOTAL AMOUNT Dollar amount of transactions reported. These comprise the violation of transactions the

security criteria plus additional transactions by the same cardholder.

NAME Name on database for this card

TERM DATE Date assigned by terminal to transaction

TERM TIME Timestamp assigned by terminal to transaction

MPS DATE Date on which FIS received the transaction message

MPS TIME Time (EST) at which FIS received the transaction message

SETTLE DATE Date on which FIS effected settlement with cardholder institution

NTWK Acronym for network which allowed this transaction to occur ("onus" indicates terminal and

card owned by same institution)

LOCATION Street address of terminal used in this transaction

SEQ# Sequence/receipt number of this transaction

TRAN Abbreviation representing the type of transaction (see end of section for transaction code

definitions)

FROM Code indicating type of account debited (if applicable) in this transaction

TO Code indicating type of account credited (if applicable) in this transaction

STAT FIS denial code of original transaction

AMOUNT Total settled/authorized dollar amount of the transaction

SV* Denotes default account

CK* Denotes default account

EFSSREPT01 (OPTION 01)

EXCESSIVE ACTIVITY REPORT

MORE THAN 6 TRANSACTION(S) IN LAST 3 CALENDAR DAYS

PROCESSING DATE: 01/02/99

NUMBER OF TOTAL AMOUNT

CARD NUMBER TRANSACTIONS OF TRANSACTIONS NAME

------------------- ------------ --------------- ----------------

1234560000000001 9 $1,137.64 CRAIG BAKER

TERM TERM MPS MPS SETTLE

DATE TIME DATE TIME DATE NTWK LOCATION SEQ# TRAN FROM TO STAT AMOUNT

-------- -------- -------- -------- -------- ---- -------------------------------------------- ----- ---- ---- ---- ---- ---------

12/30/98 12:14:50 12/30/98 13:14:50 12/30/98 MAC2 1111 TULANE AVENUE SMALLTOWN OH 009075 CW CK1 000 $50.00

12/30/98 18:59:22 12/30/98 19:59:22 12/30/98 ONUS BECKIE'S BOOTS DESTREHAN OH 001746 AU CK 000 $57.31

12/30/98 21:05:25 12/30/98 22:05:25 12/30/98 MAC3 300 SCHWEGMANN BLV SLIDELL OH 009907 PD CK1 000 $200.00

12/31/98 12:02:09 12/31/98 13:02:09 12/31/98 ONUS 333 GAUSE BLVD SLIDELL OH 002334 CW CK1 000 $200.00

12/31/98 12:14:50 12/31/98 13:14:50 12/31/98 ONUS CANDLEROMA NEW ORLEANS OH 009175 AU CK 000 $42.69

01/01/99 18:59:22 01/01/99 19:59:22 01/01/99 ONUS 13524 RIVER RD DESTREHAN OH 001876 CW CK1 000 $50.50

01/01/99 19:05:25 01/01/99 20:05:25 01/01/99 CIRR 300 SCHWEGMANN BLV SLIDELL OH 000407 PD CK1 000 $337.14

01/01/99 22:02:09 01/01/99 23:02:09 01/01/99 ONUS 333 GAUSE BLVD SLIDELL OH 003354 CW CK1 000 $200.00


10/2/19 222


CONTENTS One report for each card that has transactions totaling a specific dollar amount set by the institution over a specified number of days (cumulative over the span of days chosen).

PURPOSE Allows institutions to monitor suspicious cardholder activity. RUN FREQUENCY Daily VARIABLES Dollar amount, number of days. SAMPLE REPORT



NUMBER OF

TRANSACTIONS
















definitions)









MAXIMUM TRANSACTION AMOUNT OF $ 200 EXCEEDED IN 7 CALENDAR DAYS




------------------- ------------ --------------- ----------------

1234560000000001 4 $251.31 CRAIG BAKER



-------- -------- -------- -------- -------- ---- -------------------------------------------- ----- ---- ---- ---- ---- ---------

12/26/98 12:14:50 12/26/95 13:14:50 12/26/98 ONUS 1111 TULANE AVENUE HOMETOWN OH 009075 CW CK1 000 $10.00

12/27/98 18:59:22 12/27/95 19:59:22 12/28/98 ONUS 13524 RIVER RD DESTREHAN OH 001746 CW CK1 000 $20.00

12/30/98 16:05:25 12/30/95 16:05:25 12/30/98 MAC3 KROGER #24434 SLIDELL OH 009907 AU CK 000 $161.31

01/01/99 12:02:09 01/01/96 13:02:09 01/02/99 ONUS 333 GAUSE BLVD CINCINNATI OH 002334 CW CK1 000 $60.00


10/2/19 223

EFSSREPT01: ENHANCED SECURITY SUSPECTS REPORT (3A)

CONTENTS One report for each card that has at least an institution's specified number of transactions occurring per day over a specified number of days (cumulative per day over the span of days chosen).

PURPOSE Allows institutions to monitor suspicious cardholder activity. RUN FREQUENCY Daily VARIABLES Number of transactions, number of days. SAMPLE REPORT



NUMBER OF

TRANSACTIONS
















definitions)







EFSSREPT01 (OPTION 03A)


AT LEAST 5 TRANSACTION(S) PERFORMED IN 2 CONSECUTIVE CALENDAR DAYS




------------------- ------------ --------------- ----------------

5455333300006667 10 $281.87 JACKIE BAKER



-------- -------- -------- -------- -------- ---- -------------------------------------------- ----- ---- ---- ---- ---- ---------

01/01/99 17:48:01 01/01/99 17:48:01 01/02/99 MAC3 Poydras at Miss. CINCINNATI OH 006984 CW CK1 000 $41.00

01/01/99 18:08:22 01/01/99 18:08:22 01/02/99 MAC2 Poydras at Miss. CINCINNATI OH 001066 AU CK 000 $21.33

01/01/99 18:31:27 01/01/99 18:31:27 01/02/99 CIRR Poydras at Miss. CINCINNATI OH 007007 CW CK1 000 $41.00

01/01/99 19:44:47 01/01/99 19:44:47 01/02/99 ONUS 4121 CANAL STREET CINCINNATI OH 008459 AU CK 000 $10.67


01/02/99 12:01:48 01/02/99 12:01:48 01/03/99 ONUS 4121 CANAL STREET CINCINNATI OH 005996 CW CK1 000 $51.00

01/02/99 13:22:08 01/02/99 13:22:08 01/03/99 MAC3 Poydras at Miss. CINCINNATI OH 004068 AU CK 000 $31.11


01/02/99 17:47:44 01/02/99 17:47:44 01/03/99 CIRR Poydras at Miss CINCINNATI OH 007430 AU CK 000 $32.76

01/02/99 18:24:12 01/02/99 18:24:12 01/03/99 ONUS 4121 CANAL STREET CINCINNATI OH 001334 CW CK1 000 $11.00


10/2/19 224

EFSSREPT01: ENHANCED SECURITY SUSPECTS REPORT (3B)

CONTENTS One report for each card that has at least a single transaction that is equal to or greater than a dollar amount specified by the institution (cumulative per day over the span of days chosen).




NUMBER OF

TRANSACTIONS
















definitions)







EFSSREPT01 (OPTION 03B)


AT LEAST 1 $250.00 TRANSACTION PERFORMED IN 5 CONSECUTIVE CALENDAR DAYS




------------------- ------------ --------------- ----------------

5606770000003344 7 $1350.83 JOHN Q CUSTOMER



-------- -------- -------- -------- -------- ---- ------------------------------------------ ----- ---- ---- ---- ---- ---------

01/01/99 16:21:34 01/01/99 15:21:34 01/02/99 CIRR JUMBO JOE'S CINCINNATI OH 002631 AU CK 000 $257.20

01/02/99 16:33:55 01/02/99 15:33:55 01/02/99 MAC3 BALLY'S #1 CINCINNATI OH 002939 CW CK1 000 $250.00

01/03/99 18:52:18 01/03/99 19:52:18 01/04/99 CIRR BALLY'S #2 CINCINNATI OH 003157 CW CK1 000 $300.00

01/04/99 12:54:18 01/04/99 13:54:18 01/04/99 MAC2 FERMI MARKET CINCINNATI OH 003566 AU CK 000 $251.30



10/2/19 225

EFSSREPT01: ENHANCED SECURITY SUSPECTS REPORT (3C)

CONTENTS One report for each card that has transactions totaling a dollar amount set by the institution over a specified number of days (cumulative per day over the span of days chosen).




NUMBER OF

TRANSACTIONS
















definitions)







EFSSREPT01 (OPTION 03C)


AT LEAST $250.00 IN TRANSACTIONS PERFORMED IN 3 CONSECUTIVE CALENDAR DAYS




------------------- ------------ --------------- ----------------

5606570020000002 9 $903.10 JOHN Q CUSTOMER



-------- -------- -------- -------- -------- ---- -------------------------------------------- ----- ---- ---- ---- ---- ---------


01/01/99 17:21:34 01/01/99 18:21:34 01/02/99 CIRR APPLEBEE'S CINCINNATI OH 002631 AU CK 000 $80.78



01/02/99 14:33:55 01/02/99 15:33:55 01/02/99 CIRR MOTEL 6 CINCINNATI OH 002939 AU CK 000 $172.32





10/2/19 226


CONTENTS One report for each card which has had more than the specified number of bad pin attempts (or card limit denials and available balance denials) within the institution's specified number of days (cumulative).

PURPOSE Allows institutions to monitor suspicious cardholder activity. RUN FREQUENCY Daily VARIABLES Number of bad pins/card limit denials/available balance denials, number of days SAMPLE REPORT



NUMBER OF

TRANSACTIONS
















definitions)



STAT FISdenial code of original transaction




EXCESSIVE ACTIVITY REPORT TRANSACTION CODES (see appendix A)



MORE THAN 3 INCORRECT PIN ATTEMPTS IN 2 CALENDAR DAYS




------------------- ------------ --------------- ----------------

5601230012345678 5 $.00 TAYLOR J SMITH



-------- -------- -------- -------- -------- ---- -------------------------------------------- ----- ---- ---- ---- ---- ---------

01/04/99 09:39:52 01/04/99 08:39:52 01/04/99 mac3 3900 AIRLINE HIGHW CINCINNATI OH 000559 DE CK1 051 $25.60

01/04/99 09:40:23 01/04/99 08:40:23 01/04/99 mac3 3900 AIRLINE HIGHW CINCINNATI OH 000561 DE CK1 051 $25.60

01/04/99 09:41:12 01/04/99 08:41:12 01/04/99 cirr 3900 AIRLINE HIGHW CINCINNATI OH 000565 DE CK1 124 $25.60

01/05/99 15:17:12 01/05/99 15:17:12 01/05/99 cirr 3050 SEVERN AVE CINCINNATI OH 006996 CW CK* 124 $20.00

01/05/99 15:17:40 01/05/99 15:17:40 01/05/99 mac2 3050 SEVERN AVE CINCINNATI OH 006997 CW CK* 124 $20.00


10/2/19 227

CD-183: NO-POST APPLICATION TRAN REPORT

CONTENTS

Unprocessable card open attempts that will not be opened on the FIS database.

PURPOSE Lists card numbers that rejected before entering the FIS bankcard application system--to be used in conjunction with the CD-099 report.

RUN FREQUENCY Daily (Institutions do not have to specifically be set up for this report. It will automatically be generated whenever applicable, but this is extremely rare.)

SAMPLE REPORT

FIELD NAME FIELD DESCRIPTION CARDHOLDER ACCOUNT NUMBER

Last 9 or 12 digits of the cardholder account number.

REF NUMBER Reference number is unassigned TRAN CODE Transaction code entered, but rejected. DESCRIPTION OF CHANGE Brief summary of change that was to be made. REASON NOT POSTED Brief description of why the transaction rejected: ERROR DESCRIPTION

Spaces invalid for Name Missing name on card record Invalid comma for Name

Used comma in name field (this should only apply if sent through card extract. iQ Card Management does not allow the special char)

Missing Principal Name Missing name on card record Invalid Sex Code Internal Problem. Call RM City Missing Missing city on card record Non Numeric Zip Code Letters entered as part of zip code Invalid State Code Invalid state on card record Invalid Renewal Code

Selected "Do Not Reissue" or "Non-expiring" for debit cards we produce. Debit cards must be renewed.

Invalid Spaces Address Missing address on card record Invalid Birth Date

Invalid values/characters in birth date on card record

Invalid Phone #

Invalid values/characters in phone number on card record

Invalid Special Flag 3, 4 or 5 Internal problem. Call RM Invalid Application Code Internal problem. Call RM *The above list is a partial listing of common reasons

CD-183 - NO-POST APPLICATION TRAN REPT 1560/0824 TEST STATE BANK NEW ORLEANS, LA 04/04/05 PAGE 1

CARDHOLDER REF TRAN

ACCOUNT NUMBER NUMBER CODE DESCRIPTION OF CHANGE REASON NOT POSTED CHANGE DATA

1234568280000000 P PENDING APPLICATION MISSING PRINCIPAL NAME

1234568289999999 A APPROVED APPLICATION INVALID COMMA FOR NAME

TOTAL UNPOSTED ITEMS TEST STATE BANK NEW ORLEANS, LA 2

CD-183 - NO-POST APPLICATION TRAN REPT 1560/0824 TEST STATE BANK NEW ORLEANS, LA 04/04/05 PAGE 1

CARDHOLDER REF TRAN

ACCOUNT NUMBER NUMBER CODE DESCRIPTION OF CHANGE REASON NOT POSTED CHANGE DATA

1234568280000000 P PENDING APPLICATION MISSING PRINCIPAL NAME

1234568289999999 A APPROVED APPLICATION INVALID COMMA FOR NAME

TOTAL UNPOSTED ITEMS TEST STATE BANK NEW ORLEANS, LA 2


10/2/19 228

CRTAUDITR07: CRT AUDIT REPORT – EXCHANGE RATE MAINTENANCE

CONTENTS Exchange Rate maintenance for foreign currency

NOTE This report is reserved for Exchange Rate maintenance for foreign currency. It is not produced for most institutions.



10/2/19 229

CD-453: FEE ASSESSMENT REPORT

CONTENTS

Fees assessed to the cardholder for Mastercard®, Visa

®, or Discover

® transactions.

PURPOSE Provides detail on any fees assessed by the card issuing Financial Institution for Mastercard

®,

Visa®, or Discover

® transactions.


FIELD NAME FIELD DESCRIPTION CARD

Cardholder account number

ACCOUNT # Cardholder’s primary checking account number TRAN DATE Date the transaction occurred in MM/DD/YY format MERCHANT DESCRIPTION Merchant name and location NETW Network that processed the transaction

TR TP Transaction Type REC TP Record Type

AC TP Account Type

TR TP Transaction Type FEE AMT Fee Amount

CD-453 FEE ASSESSMENT REPORT EFF DATE: 05/16/07 PAGE 0001

INSTITUTION: TEST – TEST FEDERAL CREDIT UNION SORTED BY: CARD NUMBER

TRAN TR REC AC FEE

CARD: ACCT # DATE MERCHANT DESCRIPTION NETW TP TP TP TRAN AMT AMT

9999993210074013 999508110 05/15/07 NATIONAL HOTELS MUENCHEN DEU MC PR CMPL CC $0.95 $0.03

9999993210074513 999508220 05/15/07 MARX BROS LAUNDRY LONDON GBR MC PR CMPL CC $9.96 $0.30

9999993210074613 999508330 05/15/07 ABC GROCERY INC WINDSOR ON MC PR CMPL CC $46.88 $1.41

9999993210141622 999459448 05/13/07 VILLAGE GIFT SHOP NIAGARA ON MC PR CMPL CC $566.22 $16.95

9999993210153429 999406557 05/15/07 JACKS FINE WINES WOODBRIDGE ON MC PR CMPL CC $44.98 $1.35

9999993211011593 999157668 05/13/07 DOGS AND CATS INC TORONTO ON MC PR CMPL CC $9.48 $0.28

9999993211011993 999157778 05/13/07 VILLAGE GIFT SHOP TORONTO ON MC PR CMPL CC $1,257.58 $37.65

9999991232056331 999232881 05/15/07 OHIO GAS STATION LONDON GBR MC PR CMPL CC $8.91 $0.27

9999991232063089 999508990 05/15/07 SALLYS CLOTHING LONDON GBR MC PR CMPL CC $29.95 $0.90

9999991232116408 999328884 05/14/07 NATIONAL HOTELS SALZBURG AUT MC PR CMPL CC $19.95 $0.60

9999991232161599 999386776 05/15/07 ABC GROCERY INC OTTAWA ON MC PR CMPL CC $80.00 $2.40

9999991232196584 999103669 05/14/07 NATIONAL GAS STATION RICHMOND BC MC PR CMPL CC $159.95 $4.80

9999991232222543 999391552 05/14/07 ABC GROCERY INC ROMA ITA MC PR CMPL CC $134.28 $4.02


10/2/19 230

CD-454: CARDHOLDER DAILY FEE ASSESSMENT SUMMARY REPORT CM-454: CARDHOLDER MONTHLY FEE ASSESSMENT SUMMARY

CONTENTS

Summary of fees assessed to the cardholder for Mastercard®, Visa

®, or Discover

®

transactions.

PURPOSE Provides total amount of fees charged for a given day or month. RUN FREQUENCY Daily SAMPLE REPORT

DAILY VERSION:

MONTHLY VERSION:

FIELD NAME FIELD DESCRIPTION NUMBER OF TRANSACTIONS

Total number of transactions that were assessed a fee

FEE PER ITEM Percentage of transaction amount charged per transaction TOTAL FEE AMOUNT Total dollar amount of fees charged

CD-454 CARDHOLDER DAILY FEE ASSESSMENT SUMMARY EFF DATE: 05/16/07 PAGE: 0001

INSTITUTION: TEST – TEST FEDERAL CREDIT UNION



--------------------------------------------- -------------- ------------ -------- ---------


---------------------------------------------

INTERNATIONAL TRANS FEE TRANSACTION FEE 313 3.00% $732.73

------------ ---------

GROUP FEE ASSESSMENT TOTAL 313 $732.73

CM-454 CARDHOLDER MONTHLY FEE ASSESSMENT SUMMARY EFF DATE: 04/30/07 PAGE: 0001

INSTITUTION: TEST – TEST FEDERAL CREDIT UNION



--------------------------------------------- -------------- ------------ -------- ---------


---------------------------------------------

INTERNATIONAL TRANS FEE TRANSACTION FEE 10,775 1 % $22874.22

------------ ---------

GROUP FEE ASSESSMENT TOTAL 10,775 $22,874.22


10/2/19 231

CD-005: VISA EXTRAS CASH REWARDS

CONTENTS

There are two versions of this report.

The Cash Rewards Redemption Version is only for financial institutions that participate in the Visa Extras Rewards program. It notifies the financial institution whenever a cardholder redeems Visa Extras rewards points for cash. The financial institution should credit the cardholders for the amount listed on the report.

The Sweepstakes Version can be generated for any financial institution that issues Visa Debit Cards. The report notifies the financial institution when one of its cardholders wins a sweepstakes that Visa or a merchant is sponsoring. If this occurs, FIS will manually post a credit to the financial institution’s settlement account, and the financial institution should manually credit the cardholder.

The SavingsEdge Version can be generated for any financial institution that issues business cards participating in SavingsEdge. The report notifies the financial institution when a transaction is eligible for SavingsEdge. When this occurs, the financial institution should manually credit the cardholder.

PURPOSE Alerts the financial institution to cash awards redeemed through Visa Extras, and to cardholder winnings of sweepstakes.

RUN FREQUENCY Daily SAMPLE REPORTS

Cash Rewards Redemption Version

Sweepstakes Version

SavingsEdge Version

CD-005 TEST 5/3 VISA - EXTRAS CASH AWARDS 06/05/2009 PAGE 1

TRAN TRAN DEST SOURCE REAS EFF (-CARD NUMBER--) DESTINATION CNTL

CODE QS BIN BIN CODE DATE AMOUNT DATE

(---------------------------------------------------MSG----------------------------------------------------)

20 10 999999 123456 6040 0607 9999991234567890 15.00 9159

VISA EXTRAS AWARD

10 10 999999 123456 6060 0607 0000000000000000 15.00 9159

VISA EXTRAS AWARD SUMMARY 00000




(---------------------------------------------------MSG----------------------------------------------------)

20 10 999999 123456 5330 0228 9999991234567890 25.00 9060

Office Depot / Visa PromoWinner

20 10 999999 123456 5330 0228 9999990987654321 30.00 9060

Office Depot / Visa PromoWinner




(---------------------------------------------------MSG----------------------------------------------------)

20 10 999999 123456 6040 1015 9999991234567890 9.49 1234

Visa SavingsEdge Discount-ABC Store


10/2/19 232

FIELD NAME FIELD DESCRIPTION TRAN CODE Visa code 10 (debit) or 20 (credit) TRAN QS Qualifier and sequence number DEST BIN Destination BIN (Financial Institution’s BIN) SOURCE BIN Visa Source BIN REASON CODE

Visa Reason code

EFF DATE Effective date CARD NUMBER Card/account number DESTINATION AMOUNT Amount of the cash award CNTL DATE Control date


10/2/19 233

XRCERTIFY: CARD EXTRACTS CERTIFICATION REPORT

CONTENTS General institution settings, functional certifications, contact information including phone number and e-mail address, institution default settings, and BIN default settings

PURPOSE This report provides a listing of which card extract functions have been certified in

production and who will be contacted when issues arise with a given file(s) sent in production. In addition, the certification report lists options that the institution and each BIN are turned on for that should be considered when sending card extract files.

RUN FREQUENCY Upon Certification and Upon Request in the Header Record.

See Header Record field #6 Section 1 INSTITUTION SETTINGS – GENERAL XRCERTIFY CARD EXTRACTS RUN DATE: 06/01/2008

BATCH 01 JOB T60HTST8 CERTIFICATION REPORT RUN TIME: 09:14:01

TEST – TEST FINANCIAL PAGE: 001

INSTITUTION SETTINGS - GENERAL

************************************************************************************************************************************

CARD EXTRACTS SINCE: 05/01/2008 CARD EXTRACTS VERSION: 0101

CORE PROCESSOR: TEST CORE PROCESSOR FILE TRANSMISSION METHOD: FTP

FILE ZIPPED (PKZIP): NO REPORT DISTRIBUTION METHOD: 5/3 DIRECT

>>> FUNCTION CERTIFICATIONS <<<

OPENS CERTIFIED FOR PRODUCTION USE HOT CARDS CERTIFIED FOR PRODUCTION USE

UPDATES CERTIFIED FOR PRODUCTION USE OVERNIGHTS CERTIFIED FOR PRODUCTION USE

CLOSES CERTIFIED FOR PRODUCTION USE DESTROYS CERTIFIED FOR PRODUCTION USE

ERASES CERTIFIED FOR PRODUCTION USE MAILER REQ NOT CERTIFIED FOR PRODUCTION USE

>>> CONTACT INFORMATION <<<

PRIMARY PHONE # - EXTENSION COMMENTS /

RESPONSIBILITY FULL NAME / E-MAIL ADDRESS FAMILIAR NAME SECONDARY PHONE # - EXTENSION E-MAIL NOTIFICATION

-------------- ------------------------------ --------------- ------------------------------ ---------------------------------

FI PRIMARY JOHN SMITH JOHN (555) 555-1234

[email protected] ADDRESSEE

RM PRIMARY MARY BAKER MARY (555) 555-9876

[email protected] RECEIVE COPY

RM BACKUP JANE MILLER JANE (555) 555-4321

[email protected] RECEIVE COPY

COMMENTS

SECTION NAME SECTION DESCRIPTION

Function Certifications Lists those functions have been certified in production. Any functions not listed as being certified for production use will be rejected.

Example:

OPENS CERTIFIED FOR PRODUCTION USE

UDPATES CERTIFIED FOR PRODUCTION USE

CLOSES CERTIFIED FOR PRODUCTION USE

ERASE CERTIFIED FOR PRODUCTION USE

HOT CARDS

MAILER REQ

OVERNIGHTS

DESTROYS

Contact Information Lists the name, responsibility, phone number, e-mail address and whether the given person listed should receive courtesy notification when duplicate files are received and/or closes/erases exceed threshold of records on database


10/2/19 234

Section 2 INSTITUTION SETTINGS - DEFAULTS INSTITUTION SETTINGS - DEFAULTS

************************************************************************************************************************************

COMBINE CUSTOMER OPTION: NO

CLOSE/ERASE THRESHOLD (%, #OF CARDS): 50 - 1,000

DEFAULT POS ACCOUNT: CK

REGIONAL NETWORK NOTIFICATION: YES

---------- ACCOUNT LIMITS ---------

TYPE OF ACCOUNT LOCAL/REMOTE ACCOUNT LENGTH DEFAULT AUTHORITIES TYPE DEFAULTS MAXIMUM

---------------- ------------ -------------- ------------------- --------------- -------- --------

CHECKING LOCAL 10 D/Q/F/T FUNDSBACK 0 5000

SAVINGS LOCAL 10 D/Q/F/T CASH WITHDRAWAL 2010 10010

INSTALLMENT LOAN LOCAL 10 D/Q/F/T OVERDRAFT 0 0

FIELD/SECTION NAME FIELD / SECTION DESCRIPTION

Combine Customer Records Indicates whether FIS will attempt to match new customer records to existing records on the database. See “Combine Customer” section in card extract documentation.

Close/Erase Threshold Lists the number of records that would need to be sent as closes and/or erases to represent 50% (unless otherwise specified) of open database records to trigger a courtesy notification as described in the card extract introduction.

Default POS Lists the default type of account that is setup for all POS transactions to be authorized and settled against. This value will be used if an account is not specified as the default POS in the Open function.

Regional Network Notification Lists whether the FI is setup to notify the regional networks when a card is blocked. If turned on, must send “Y” in this field for an actual notification to be sent to the networks.

Account Information Lists type of accounts setup for FI that can be sent. Also, the account length and default authority codes that would be assigned if they were not sent as part of Open Card and/or Update Card functions.

Account Limits Default and maximum fundsback, cash withdrawal limit, and overdraft limit (if applicable) that can be taken out of an account by joint owners. These limits will be applied to database if not sent at the time is being connected to the card in the Open and/or Update Card functions.

Fee Assessment Table/Codes If defined for fee assessment, will list all of the potential values that can be sent based on what is defined. Also, indicates what value will be used as the default if a value is not sent in this field for Open Card function.


10/2/19 235

Section 3 BIN SETTINGS - DEFAULTS FOR BIN ---> ###### BIN SETTINGS - DEFAULTS FOR BIN ---> 999999

************************************************************************************************************************************

BIN: 999999 VISA

CARD LENGTH: 16

CARD ACTIVATION/O-BLOCK APPLIED: YES

DEFAULT RENEWAL PERIOD: 36 MONTHS

REWARDS PARTICIPATION: YES

SECONDARY NAME ALLOWED: YES

ALLOWABLE CREATION CODES ALLOWABLE CARD DESIGNS

-------------------------- ------------------------------

B = CARD & PIN N/A

C = CARD ONLY

>>> CARD LIMIT DEFAULTS <<<

-- ON-LINE LIMITS -- -- OFF-LINE LIMITS -

TYPE OF LIMIT DEFAULTS MAXIMUM DEFAULTS MAXIMUM

--------------- -------- -------- -------- --------

CARD 3505 15005 N/A N/A

CASH WITHDRAWAL 1005 5005 N/A N/A

POS 2500 10000 N/A N/A

BILL PAY 2500 10000

MAXIMUM DEPOSIT 99999 99999

FIELD/SECTION NAME FIELD/SECTION DESCRIPTION

Card Length Number of digits that the card number sent must contain

Card Activation/O-Bock Applied Indicates if the BIN is setup for FIS to automatically apply an O activation block for the open, reorder and replace card records.

Default Renewal Period The default value that will be defined for card open if one is not sent in this field. Renewal Period is the number of months/years that a given card will be reissued upon expiration (assuming it is not closed or blocked).

Rewards Participation Indicates whether the BIN participates in a rewards program.

Secondary Name Allowed Indicates if the BIN is turned on for secondary name support.

Allowable Creation Codes List the creation codes that are allowed for a given BIN.

Allowable Card Designs Lists the card design values for which a BIN is defined.

Card Limit Defaults Lists the card limits that will be assigned for new opens under the indicated BIN if no value is sent in the given fields.


10/2/19 236

EFTAUDREM: REMOTE KEY AUDIT REPORT

CONTENTS A detailed listing by acronym and ATM number of dates and times when Master Keys have been exchanged via the remote key function.

PURPOSE Used for tracking and audit of when "Master Keys" are sent to the ATMs. RUN FREQUENCY Daily (only when Master Keys are sent) SAMPLE REPORT

FIELD NAME FIELD DESCRIPTION EFTAUDREM This is the report name which will be used in Direct

SM for reporting purposes.

REMOTE KEY AUDIT Remote Key Audit is what the actual report is, an Audit of Remote Master Key changes at the

ATM. EFFECTIVE DATE The date the keys were actually generated by our Host. SYSTEM DATE This is the date the report is produced by our system. ACRO The Institution for whom the Report has been generated. ATM # Identifies which ATM the “Master Keys” were generated for. MASTER KEY CHANGE DATE

This is the date the “Master Keys” have been generated. The date is reflective of our Host date.

MASTER KEY CHANGE TIME

This is the time the “Master Keys” have been generated. This time is also reflective of our Host.

EFTAUDREM REMOTE KEY AUDIT EFFECTIVE DATE 02/12/05 SYSTEM DATE 02/13/05

ACRO ATM# MASTER KEY CHANGE DATE MASTER KEY CHANGE TIME

**** ******** ********************** **********************

TEST FTES0123 02/12/05 17:00:45

TEST FTES0123 02/12/05 15:13:00



**** ******** ********************** **********************

TEST FTES0123 02/12/05 17:00:45

TEST FTES0123 02/12/05 15:13:00



**** ******** ********************** **********************

TEST FTES0123 02/12/05 17:00:45

TEST FTES0123 02/12/05 15:13:00



**** ******** ********************** **********************

TEST FTES0123 02/12/05 17:00:45

TEST FTES0123 02/12/05 15:13:00


10/2/19 237

CD-960: VISA FRAUD REPORT CD-961: MASTERCARD FRAUD REPORT CD-970: DISCOVER FRAUD REPORT

CONTENTS Account Numbers, Names and Addresses of possibly compromised accounts as

reported to FIS by VISA® / Mastercard® / Discover®.

PURPOSE Fraud Alert Notification RUN FREQUENCY Daily, upon request

NOTE: The System will search the data files for possible compromised account numbers

from VISA®, Mastercard®, or Discover® once per hour between 8:00 am and 9:00 pm ET.

SAMPLE REPORTS CD-961 FRAUD REPORT - COMPROMISED ACCOUNTS BY ACRO AND BIN RUN DATE: 02/12/2009 RUN TIME: 16:05:09

ACRO TEST BIN 999999

U 03/10 9999990200001841 JOHN CUSTOMER 1234 MAYFAIR DR CHAMPAIGN IL 61821

U 03/10 9999990200002328 MARY MEMBER 8888 LAKESHORE DR CHAMPAIGN IL 61822

03/10 9999990200004910 JANE DOE 333 COUNTY RD 2800N MAHOMET IL 61853

03/10 9999990200005222 TAMMY TELLER 9 FLORIDA CT URBANA IL 61801

L 03/10 9999990200005388 BRENDA BALANCER 1111 NEWCASTLE DR BLOOMINGTON IL 61704

03/10 9999990200005578 VARRY BEST 987 E 657 N RD GIBSON CITY IL 60936

L 03/10 9999990200005719 GAIL GRAND 4444 E PERKINS RD URBANA IL 61802

U 03/10 9999990200016682 JUDY SMITH 999 W CLARKE URBANA IL 61801


ACRO Financial Institution’s acronym

BIN BIN Number

Expiration Date The date the card expires on the system

Status Code NORMAL-STATUS AUTHORIZATION-PROHIBITED BANKRUPT CLOSED DELINQUENT REVOKED FROZEN INTEREST- LOST STOLEN CHARGED-OFF . STOLEN-S

VALUE ' '. VALUE 'A'. VALUE 'B'. VALUE 'C'. VALUE 'D'. VALUE 'E'. VALUE 'F'. VALUE 'I'. VALUE 'L'. VALUE 'U'. VALUE 'Z'. VALUE 'S'.

Account Number Account Number supplied to FIS by VISA®/Mastercard®/Discover®

Name Name of Primary Account holder

Street Address Street Address of Primary Account holder

City City of Primary Account holder

State 2-Character state abbreviation

ZIP 5 or 9 digit ZIP code

Documents

Daily and Monthly Reports User Guide